{
 "documentInfo": {
  "documentType": "https://xbrl.org/2021/xbrl-json",
  "features": {
   "xbrl:canonicalValues": true
  },
  "namespaces": {
   "ifrs-full": "https://xbrl.ifrs.org/taxonomy/2024-03-27/ifrs-full",
   "iso4217": "http://www.xbrl.org/2003/iso4217",
   "manta": "http://mandatum.fiengroup/20251231",
   "scheme": "http://standards.iso.org/iso/17442",
   "xbrl": "https://xbrl.org/2021",
   "xbrli": "http://www.xbrl.org/2003/instance"
  },
  "taxonomy": [
   "http://mandatum.fiengroup/20251231/743700OAJK6L28Y2NN56-2025-12-31.xsd"
  ]
 },
 "facts": {
  "f-1": {
   "value": "295000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceRevenue",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-2": {
   "value": "337300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceRevenue",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-3": {
   "value": "257400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-4": {
   "value": "274500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-5": {
   "value": "-3000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-6": {
   "value": "-1100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-7": {
   "value": "34600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceResult",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-8": {
   "value": "61700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceResult",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-9": {
   "value": "960000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:InvestmentIncomeExpense",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-10": {
   "value": "1407600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:InvestmentIncomeExpense",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-11": {
   "value": "-254400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-12": {
   "value": "-430800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-13": {
   "value": "-558600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:FinanceIncomeExpensesFromInvestmentContractsIssuedRecognisedInProfitOrLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-14": {
   "value": "-831500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:FinanceIncomeExpensesFromInvestmentContractsIssuedRecognisedInProfitOrLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-15": {
   "value": "146900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:InvestmentIncomeExpenseAndFinanceIncomeExpenseFromInsuranceAndInvestmentContracts",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-16": {
   "value": "145400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:InvestmentIncomeExpenseAndFinanceIncomeExpenseFromInsuranceAndInvestmentContracts",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-17": {
   "value": "41000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherIncome",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-18": {
   "value": "39700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherIncome",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-19": {
   "value": "16600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherExpenseByNature",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-20": {
   "value": "26200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherExpenseByNature",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-21": {
   "value": "23000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:FinanceCosts",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-22": {
   "value": "16000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:FinanceCosts",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-23": {
   "value": "-900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ShareOfProfitLossOfAssociatesAccountedForUsingEquityMethod",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-24": {
   "value": "-1600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ShareOfProfitLossOfAssociatesAccountedForUsingEquityMethod",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-25": {
   "value": "182100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-26": {
   "value": "202900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-27": {
   "value": "26100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxExpenseContinuingOperations",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-28": {
   "value": "38000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxExpenseContinuingOperations",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-29": {
   "value": "156000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-30": {
   "value": "164900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-31": {
   "value": "156000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToOwnersOfParent",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-32": {
   "value": "164900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToOwnersOfParent",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-33": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToNoncontrollingInterests",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-34": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToNoncontrollingInterests",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-35": {
   "value": "310000.0",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:BasicEarningsLossPerShare",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "f-36": {
   "value": "330000.0",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:BasicEarningsLossPerShare",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "f-37": {
   "value": "310000.0",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DilutedEarningsLossPerShare",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "f-38": {
   "value": "330000.0",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DilutedEarningsLossPerShare",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "f-39": {
   "value": "22400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipmentIncludingRightofuseAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-40": {
   "value": "25100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipmentIncludingRightofuseAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-41": {
   "value": "91100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-42": {
   "value": "119800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-43": {
   "value": "55200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsAndGoodwill",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-44": {
   "value": "54100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsAndGoodwill",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-45": {
   "value": "500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-46": {
   "value": "500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-47": {
   "value": "3286800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:FinancialAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-48": {
   "value": "3507300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:FinancialAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-49": {
   "value": "14525200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentsForRiskOfPolicyholders",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-50": {
   "value": "13292500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentsForRiskOfPolicyholders",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-51": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-52": {
   "value": "1100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-53": {
   "value": "142700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-54": {
   "value": "162000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-55": {
   "value": "687600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-56": {
   "value": "890400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-57": {
   "value": "18811600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-58": {
   "value": "18052700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-59": {
   "value": "5575200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-60": {
   "value": "5640700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-61": {
   "value": "10942300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentContractsLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-62": {
   "value": "9908200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InvestmentContractsLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-63": {
   "value": "1600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-64": {
   "value": "1200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-65": {
   "value": "299100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:SubordinatedLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-66": {
   "value": "298800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:SubordinatedLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-67": {
   "value": "300600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherFinancialLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-68": {
   "value": "320600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherFinancialLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-69": {
   "value": "108400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-70": {
   "value": "133800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-71": {
   "value": "154500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-72": {
   "value": "148000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-73": {
   "value": "17381700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-74": {
   "value": "16451300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-75": {
   "value": "100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IssuedCapital",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-76": {
   "value": "100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IssuedCapital",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-77": {
   "value": "440000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:ReserveForInvestedUnrestrictedEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-78": {
   "value": "440000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:ReserveForInvestedUnrestrictedEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-79": {
   "value": "989100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:RetainedEarnings",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-80": {
   "value": "1161000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:RetainedEarnings",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-81": {
   "value": "1429300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:EquityAttributableToOwnersOfParent",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-82": {
   "value": "1601200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:EquityAttributableToOwnersOfParent",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-83": {
   "value": "600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:NoncontrollingInterests",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-84": {
   "value": "200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:NoncontrollingInterests",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-85": {
   "value": "1429800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-86": {
   "value": "1601400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-87": {
   "value": "18811600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-88": {
   "value": "18052700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-89": {
   "value": "100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-90": {
   "value": "436700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "manta:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-91": {
   "value": "1162600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-92": {
   "value": "-300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-93": {
   "value": "1599000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-94": {
   "value": "164900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-95": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-96": {
   "value": "164900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-97": {
   "value": "1400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-98": {
   "value": "1400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-99": {
   "value": "-3000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-100": {
   "value": "500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-101": {
   "value": "-2500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-102": {
   "value": "3400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "manta:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-103": {
   "value": "-100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-104": {
   "value": "3200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-105": {
   "value": "165600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-106": {
   "value": "165600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-107": {
   "value": "900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-108": {
   "value": "900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-109": {
   "value": "100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-110": {
   "value": "440000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "manta:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-111": {
   "value": "1161000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-112": {
   "value": "200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-113": {
   "value": "1601400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-114": {
   "value": "100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-115": {
   "value": "440000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "manta:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-116": {
   "value": "1161000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-117": {
   "value": "200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-118": {
   "value": "1601400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-119": {
   "value": "156000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-120": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-121": {
   "value": "156000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-122": {
   "value": "3600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-123": {
   "value": "3600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-124": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-125": {
   "value": "400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-126": {
   "value": "400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-127": {
   "value": "331800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-128": {
   "value": "331800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-129": {
   "value": "300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-130": {
   "value": "300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-131": {
   "value": "100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-132": {
   "value": "440000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "manta:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-133": {
   "value": "989100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-134": {
   "value": "600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-135": {
   "value": "1429800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-136": {
   "value": "182100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-137": {
   "value": "202900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-138": {
   "value": "4700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForDepreciationAndAmortisationExpense",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-139": {
   "value": "4600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForDepreciationAndAmortisationExpense",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-140": {
   "value": "-247100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForFairValueGainsLosses",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-141": {
   "value": "-810500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForFairValueGainsLosses",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-142": {
   "value": "277700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForInvestmentIncome",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-143": {
   "value": "121400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForInvestmentIncome",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-144": {
   "value": "970200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-145": {
   "value": "1515300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-146": {
   "value": "18600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherAdjustmentsToReconcileProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-147": {
   "value": "21900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:OtherAdjustmentsToReconcileProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-148": {
   "value": "468600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForReconcileProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-149": {
   "value": "609800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForReconcileProfitLoss",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-150": {
   "value": "-433300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForDecreaseIncreaseInInvestmentPropertyAdjustmentsForDecreaseIncreaseInFinancialAssetsAndAdjustmentsForDecreaseIncreaseInInvestmentsForRiskOfPolicyholders",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-151": {
   "value": "-679400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForDecreaseIncreaseInInvestmentPropertyAdjustmentsForDecreaseIncreaseInFinancialAssetsAndAdjustmentsForDecreaseIncreaseInInvestmentsForRiskOfPolicyholders",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-152": {
   "value": "11000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForDecreaseIncreaseInOtherAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-153": {
   "value": "-5200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForDecreaseIncreaseInOtherAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-154": {
   "value": "-422300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForDecreaseIncreaseInAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-155": {
   "value": "-684600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForDecreaseIncreaseInAssets",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-156": {
   "value": "-9100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForIncreaseDecreaseInFinancialLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-157": {
   "value": "17400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForIncreaseDecreaseInFinancialLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-158": {
   "value": "-21300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForIncreaseDecreaseInOtherLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-159": {
   "value": "-14500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForIncreaseDecreaseInOtherLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-160": {
   "value": "27800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsOperatingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-161": {
   "value": "18500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsOperatingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-162": {
   "value": "43200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxesPaidClassifiedAsOperatingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-163": {
   "value": "40200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxesPaidClassifiedAsOperatingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-164": {
   "value": "-101500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForIncreaseDecreaseInLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-165": {
   "value": "-55800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:AdjustmentsForIncreaseDecreaseInLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-166": {
   "value": "126900000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperatingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-167": {
   "value": "72200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperatingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-168": {
   "value": "18500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:InvestmentsAndDivestmentsInSubsidiariesAndAssociates.ClassifiedAsInvestingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-169": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:InvestmentsAndDivestmentsInSubsidiariesAndAssociates.ClassifiedAsInvestingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-170": {
   "value": "3100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:PurchaseOfPropertyPlantAndEquipmentAndPurchaseOfIntangibleAssetsClassifiedAsInvestingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-171": {
   "value": "2300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:PurchaseOfPropertyPlantAndEquipmentAndPurchaseOfIntangibleAssetsClassifiedAsInvestingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-172": {
   "value": "15300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-173": {
   "value": "-2300000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-174": {
   "value": "2200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-175": {
   "value": "1700000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-176": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfSubordinatedLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-177": {
   "value": "249800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfSubordinatedLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-178": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-179": {
   "value": "298800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-180": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-181": {
   "value": "199600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-182": {
   "value": "11200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-183": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-184": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:PurchaseOfNoncontrollingInterests",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-185": {
   "value": "2500000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "manta:PurchaseOfNoncontrollingInterests",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-186": {
   "value": "200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromChangesInOwnershipInterestsInSubsidiaries",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-187": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromChangesInOwnershipInterestsInSubsidiaries",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-188": {
   "value": "0.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfOrdinaryShares",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-189": {
   "value": "3200000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfOrdinaryShares",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-190": {
   "value": "331800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-191": {
   "value": "165600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-192": {
   "value": "-345100000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-193": {
   "value": "82000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-194": {
   "value": "-202800000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-195": {
   "value": "152000000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-196": {
   "value": "890400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-197": {
   "value": "738400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-198": {
   "value": "687600000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-199": {
   "value": "890400000.0",
   "decimals": -5,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-205": {
   "value": "<div class=\"ps874_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">1 LAATIMISPERUSTA<span id=\"ic9d754377f0548e4bafe88564870987a\"></span></span></div><div class=\"ps875 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yleist\u00e4<span id=\"ifbaf5afde2614329a2380bfd28673ea6\"></span></span></div><div class=\"ps583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj</span><span class=\"f charStyle-eb5b806b ps876\"> (\u201dyhti\u00f6\u201d) on Nasdaq Helsingiss\u00e4 </span><span class=\"f charStyle-eb5b806b ps877\">noteerattu julkinen osakeyhti\u00f6</span><span class=\"f charStyle-eb5b806b ps878_1\">, jonka </span></div><div class=\"ps883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kotipaikka on </span><span class=\"f charStyle-eb5b806b ps880\">Suomessa</span><span class=\"f charStyle-eb5b806b ps881\"> (y-tunnus 3355142-3). Yhti\u00f6n rekister\u00f6ity osoite on </span><span class=\"f charStyle-eb5b806b ps882\">Bulevardi 56, </span></div><div class=\"ps886_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">00120 </span><span class=\"f charStyle-eb5b806b ps884\">Helsinki</span><span class=\"f charStyle-eb5b806b ps885_1\">. T\u00e4m\u00e4 konsernitilinp\u00e4\u00e4t\u00f6s k\u00e4sitt\u00e4\u00e4 yhti\u00f6n ja sen tyt\u00e4ryritykset (yhdess\u00e4 </span></div><div class=\"ps888_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dkonserni\u201d). </span><span class=\"f charStyle-eb5b806b ps887\">Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja </span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.</span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div><div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div><div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-204": {
   "value": "<div class=\"ps874_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">1 LAATIMISPERUSTA<span id=\"ic9d754377f0548e4bafe88564870987a\"></span></span></div><div class=\"ps875 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yleist\u00e4<span id=\"ifbaf5afde2614329a2380bfd28673ea6\"></span></span></div><div class=\"ps583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj</span><span class=\"f charStyle-eb5b806b ps876\"> (\u201dyhti\u00f6\u201d) on Nasdaq Helsingiss\u00e4 </span><span class=\"f charStyle-eb5b806b ps877\">noteerattu julkinen osakeyhti\u00f6</span><span class=\"f charStyle-eb5b806b ps878_1\">, jonka </span></div><div class=\"ps883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kotipaikka on </span><span class=\"f charStyle-eb5b806b ps880\">Suomessa</span><span class=\"f charStyle-eb5b806b ps881\"> (y-tunnus 3355142-3). Yhti\u00f6n rekister\u00f6ity osoite on </span><span class=\"f charStyle-eb5b806b ps882\">Bulevardi 56, </span></div><div class=\"ps886_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">00120 </span><span class=\"f charStyle-eb5b806b ps884\">Helsinki</span><span class=\"f charStyle-eb5b806b ps885_1\">. T\u00e4m\u00e4 konsernitilinp\u00e4\u00e4t\u00f6s k\u00e4sitt\u00e4\u00e4 yhti\u00f6n ja sen tyt\u00e4ryritykset (yhdess\u00e4 </span></div><div class=\"ps888_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dkonserni\u201d). </span><span class=\"f charStyle-eb5b806b ps887\">Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja </span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.</span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div><div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div><div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-203": {
   "value": "<div class=\"ps874_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">1 LAATIMISPERUSTA<span id=\"ic9d754377f0548e4bafe88564870987a\"></span></span></div><div class=\"ps875 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yleist\u00e4<span id=\"ifbaf5afde2614329a2380bfd28673ea6\"></span></span></div><div class=\"ps583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj</span><span class=\"f charStyle-eb5b806b ps876\"> (\u201dyhti\u00f6\u201d) on Nasdaq Helsingiss\u00e4 </span><span class=\"f charStyle-eb5b806b ps877\">noteerattu julkinen osakeyhti\u00f6</span><span class=\"f charStyle-eb5b806b ps878_1\">, jonka </span></div><div class=\"ps883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kotipaikka on </span><span class=\"f charStyle-eb5b806b ps880\">Suomessa</span><span class=\"f charStyle-eb5b806b ps881\"> (y-tunnus 3355142-3). Yhti\u00f6n rekister\u00f6ity osoite on </span><span class=\"f charStyle-eb5b806b ps882\">Bulevardi 56, </span></div><div class=\"ps886_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">00120 </span><span class=\"f charStyle-eb5b806b ps884\">Helsinki</span><span class=\"f charStyle-eb5b806b ps885_1\">. T\u00e4m\u00e4 konsernitilinp\u00e4\u00e4t\u00f6s k\u00e4sitt\u00e4\u00e4 yhti\u00f6n ja sen tyt\u00e4ryritykset (yhdess\u00e4 </span></div><div class=\"ps888_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dkonserni\u201d). </span><span class=\"f charStyle-eb5b806b ps887\">Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja </span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.</span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div><div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div><div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-202": {
   "value": "<div class=\"ps874_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">1 LAATIMISPERUSTA<span id=\"ic9d754377f0548e4bafe88564870987a\"></span></span></div><div class=\"ps875 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yleist\u00e4<span id=\"ifbaf5afde2614329a2380bfd28673ea6\"></span></span></div><div class=\"ps583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj</span><span class=\"f charStyle-eb5b806b ps876\"> (\u201dyhti\u00f6\u201d) on Nasdaq Helsingiss\u00e4 </span><span class=\"f charStyle-eb5b806b ps877\">noteerattu julkinen osakeyhti\u00f6</span><span class=\"f charStyle-eb5b806b ps878_1\">, jonka </span></div><div class=\"ps883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kotipaikka on </span><span class=\"f charStyle-eb5b806b ps880\">Suomessa</span><span class=\"f charStyle-eb5b806b ps881\"> (y-tunnus 3355142-3). Yhti\u00f6n rekister\u00f6ity osoite on </span><span class=\"f charStyle-eb5b806b ps882\">Bulevardi 56, </span></div><div class=\"ps886_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">00120 </span><span class=\"f charStyle-eb5b806b ps884\">Helsinki</span><span class=\"f charStyle-eb5b806b ps885_1\">. T\u00e4m\u00e4 konsernitilinp\u00e4\u00e4t\u00f6s k\u00e4sitt\u00e4\u00e4 yhti\u00f6n ja sen tyt\u00e4ryritykset (yhdess\u00e4 </span></div><div class=\"ps888_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dkonserni\u201d). </span><span class=\"f charStyle-eb5b806b ps887\">Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja </span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.</span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div><div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div><div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-201": {
   "value": "<div class=\"ps874_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">1 LAATIMISPERUSTA<span id=\"ic9d754377f0548e4bafe88564870987a\"></span></span></div><div class=\"ps875 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yleist\u00e4<span id=\"ifbaf5afde2614329a2380bfd28673ea6\"></span></span></div><div class=\"ps583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj</span><span class=\"f charStyle-eb5b806b ps876\"> (\u201dyhti\u00f6\u201d) on Nasdaq Helsingiss\u00e4 </span><span class=\"f charStyle-eb5b806b ps877\">noteerattu julkinen osakeyhti\u00f6</span><span class=\"f charStyle-eb5b806b ps878_1\">, jonka </span></div><div class=\"ps883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kotipaikka on </span><span class=\"f charStyle-eb5b806b ps880\">Suomessa</span><span class=\"f charStyle-eb5b806b ps881\"> (y-tunnus 3355142-3). Yhti\u00f6n rekister\u00f6ity osoite on </span><span class=\"f charStyle-eb5b806b ps882\">Bulevardi 56, </span></div><div class=\"ps886_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">00120 </span><span class=\"f charStyle-eb5b806b ps884\">Helsinki</span><span class=\"f charStyle-eb5b806b ps885_1\">. T\u00e4m\u00e4 konsernitilinp\u00e4\u00e4t\u00f6s k\u00e4sitt\u00e4\u00e4 yhti\u00f6n ja sen tyt\u00e4ryritykset (yhdess\u00e4 </span></div><div class=\"ps888_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dkonserni\u201d). </span><span class=\"f charStyle-eb5b806b ps887\">Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja </span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.</span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div><div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div><div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-200": {
   "value": "<div class=\"ps874_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">1 LAATIMISPERUSTA<span id=\"ic9d754377f0548e4bafe88564870987a\"></span></span></div><div class=\"ps875 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yleist\u00e4<span id=\"ifbaf5afde2614329a2380bfd28673ea6\"></span></span></div><div class=\"ps583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj</span><span class=\"f charStyle-eb5b806b ps876\"> (\u201dyhti\u00f6\u201d) on Nasdaq Helsingiss\u00e4 </span><span class=\"f charStyle-eb5b806b ps877\">noteerattu julkinen osakeyhti\u00f6</span><span class=\"f charStyle-eb5b806b ps878_1\">, jonka </span></div><div class=\"ps883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kotipaikka on </span><span class=\"f charStyle-eb5b806b ps880\">Suomessa</span><span class=\"f charStyle-eb5b806b ps881\"> (y-tunnus 3355142-3). Yhti\u00f6n rekister\u00f6ity osoite on </span><span class=\"f charStyle-eb5b806b ps882\">Bulevardi 56, </span></div><div class=\"ps886_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">00120 </span><span class=\"f charStyle-eb5b806b ps884\">Helsinki</span><span class=\"f charStyle-eb5b806b ps885_1\">. T\u00e4m\u00e4 konsernitilinp\u00e4\u00e4t\u00f6s k\u00e4sitt\u00e4\u00e4 yhti\u00f6n ja sen tyt\u00e4ryritykset (yhdess\u00e4 </span></div><div class=\"ps888_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dkonserni\u201d). </span><span class=\"f charStyle-eb5b806b ps887\">Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja </span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.</span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div><div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div><div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-206": {
   "value": "Mandatum Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-207": {
   "value": "Mandatum Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-208": {
   "value": "Mandatum Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-209": {
   "value": "noteerattu julkinen osakeyhti\u00f6",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-210": {
   "value": "Suomessa",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-211": {
   "value": "Bulevardi 56, 00120 Helsinki",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-212": {
   "value": "Bulevardi 56, 00120 Helsinki",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-213": {
   "value": "Helsinki",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-214": {
   "value": "Konserni tarjoaa yksityis- ja yritysasiakkaille omaisuudenhoito- ja varainhoitopalveluita, palkitsemispalveluita ja henkil\u00f6vakuuttamisen palveluita.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-215": {
   "value": "<div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laatimisperusta<span id=\"i5a520d531c8e4a4d8957861a24833a4c\"></span></span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa hyv\u00e4ksyttyjen, 31.12.2025 voimassa olevien </span></div><div class=\"ps892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4listen IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. Yhti\u00f6n hallitus hyv\u00e4ksyi sen </span></div><div class=\"ps893_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">julkistettavaksi 11.3.2026.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-217": {
   "value": "<div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-216": {
   "value": "<div class=\"ps894_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Toiminta- ja esitt\u00e4misvaluutta<span id=\"iadee4894523d4ddc85dfa3619f451dc2\"></span></span></div><div class=\"ps895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s esitet\u00e4\u00e4n euroina, joka on yhti\u00f6n toimintavaluutta. Kaikki m\u00e4\u00e4r\u00e4t esitet\u00e4\u00e4n </span></div><div class=\"ps896_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">miljoonina euroina ja l\u00e4himp\u00e4\u00e4n sataan tuhanteen py\u00f6ristettyn\u00e4, ellei toisin mainita. </span></div><div class=\"ps897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitetyt luvut on py\u00f6ristetty tarkoista arvoista yhden desimaalin tarkkuuteen, </span></div><div class=\"ps898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joten yksitt\u00e4isten esitettyjen lukujen yhteenlaskettu summa voi poiketa esitetyst\u00e4 </span></div><div class=\"ps899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">summaluvusta. Ulkomaanrahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on muunnettu toimintavaluutaksi </span></div><div class=\"ps900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia tai kuukauden keskikurssia.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-218": {
   "value": "<div class=\"ps901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s<span id=\"i4106834bd382426eb43b852de9e24fd8\"></span></span></div><div class=\"ps902 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tyt\u00e4ryritykset<span id=\"i845b4356446142cb9529e91462fb1d77\"></span></span></div><div class=\"ps903_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6s kattaa emoyhti\u00f6 Mandatum Oyj:n ja kaikki ne yhti\u00f6t, joissa konsernilla on </span></div><div class=\"ps904_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta. Mandatumilla on m\u00e4\u00e4r\u00e4ysvalta, kun se olemalla osallisena yhti\u00f6ss\u00e4 altistuu </span></div><div class=\"ps905_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6n muuttuvalle tuotolle tai on oikeutettu sen muuttuvaan tuottoon ja se pystyy </span></div><div class=\"ps906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttamaan t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 yhti\u00f6t\u00e4 koskevaa valtaansa. Tyt\u00e4ryritykset </span></div><div class=\"ps907_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta siirtyy konsernille, </span></div><div class=\"ps908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja niiden yhdistely lakkaa siit\u00e4 p\u00e4iv\u00e4st\u00e4 alkaen, jona m\u00e4\u00e4r\u00e4ysvalta lakkaa.</span></div><div class=\"ps3336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserni toimii sijoittajana ja hallinnoijana erilaisissa rahastoissa saadakseen sijoitustuottoja ja </span></div><div class=\"ps911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottoja. Rahasto yhdistell\u00e4\u00e4n, jos konserni altistuu rahaston olennaisille vaihteleville </span></div><div class=\"ps912_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotoille ja osallistuu rahaston toiminnan ohjaamiseen ja sen hallinnon j\u00e4rjest\u00e4miseen. Hallinta </span></div><div class=\"ps913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuu, jos konserni omistaa suoraan tai ep\u00e4suoraan v\u00e4hint\u00e4\u00e4n 50 prosenttia rahaston </span></div><div class=\"ps914_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta. Sijoitussopimuksen omistajan puolesta pidettyjen rahastojen osalta </span></div><div class=\"ps915_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum toimii agenttina, joten t\u00e4ten sill\u00e4 ei ole oikeutta rahaston voittoihin tai tappioihin. </span></div><div class=\"ps916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserniin ei ole konsolidoitu rahastoja.</span></div><div class=\"ps917_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Hankitut yhti\u00f6t yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen hankintamenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. </span></div><div class=\"ps827 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luovutettu vastike ja hankinnan kohteen yksil\u00f6it\u00e4viss\u00e4 olevat hankitut varat ja vastattavaksi </span></div><div class=\"ps828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetut velat arvostetaan hankinta-ajankohdan k\u00e4ypiin arvoihin. Luovutettu vastike sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps829 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutetut varat, Mandatumille hankinnan kohteen aiempia omistajia kohtaan syntyneet velat </span></div><div class=\"ps830 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sek\u00e4 mahdolliset liikkeeseen lasketut oman p\u00e4\u00e4oman ehtoiset osuudet. Mandatum on </span></div><div class=\"ps831 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostanut m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuudet suhteelliseen osuuteen hankinnan kohteen </span></div><div class=\"ps832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nettovarallisuudesta.</span></div><div class=\"ps833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Osakkuusyritykset<span id=\"i1029923bcec848bbaa39a5d3b26c53af\"></span></span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei <span class=\"f ps16\"> </span></span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-219": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">2 HARKINNAN JA ARVIOIDEN K\u00c4YTT\u00d6<span id=\"ib34ad78c12c34d219c130b60b8c15b10\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernitilinp\u00e4\u00e4t\u00f6st\u00e4 laatiessaan johto on k\u00e4ytt\u00e4nyt harkintaa soveltaessaan tilinp\u00e4\u00e4t\u00f6ksen </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">laatimisperiaatteita ja tehdess\u00e4\u00e4n arvioita, jotka vaikuttavat esitett\u00e4vien varojen, velkojen, </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottojen ja kulujen m\u00e4\u00e4riin. On mahdollista, ett\u00e4 toteumat saattavat poiketa n\u00e4ist\u00e4 arvioista. </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arviot ja niiden perustana olevat oletukset tarkistetaan s\u00e4\u00e4nn\u00f6llisesti. Arvioiden muutokset </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan ei-takautuvasti.</span></div><div class=\"ps937_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Harkintaan perustuvat ratkaisut<span id=\"i1877f6433c7a4888ade366de0466b253\"></span></span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Seuraavissa liitetiedoissa on tietoja Mandatumin johdon harkintaan perustuvista ratkaisuista, </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joita on tehty tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteiden soveltamisessa ja joilla on merkitt\u00e4vin </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutus konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 kirjattaviin m\u00e4\u00e4riin:</span></div><div class=\"ps943_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liitetieto 18 \u2013 rahoitusvarojen luokittelu: arvioidaan liiketoimintamalli, jonka puitteissa varat </span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">pidet\u00e4\u00e4n hallussa, ja arvioidaan, ovatko omaisuuserien sopimusehdot yksinomaan p\u00e4\u00e4oman </span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">ja koron maksuja (SPPI) j\u00e4ljell\u00e4 olevasta p\u00e4\u00e4omam\u00e4\u00e4r\u00e4st\u00e4</span></div><div class=\"ps945 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liitetiedot 23 ja 27 \u2013 vakuutus- ja sijoitussopimusten luokittelu koskien Mandatumin </span></div><div class=\"ps946_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">sopimuksia, jotka ovat lailliselta muodoltaan vakuutus- tai j\u00e4lleenvakuutussopimuksia: </span></div><div class=\"ps947 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">arvioidaan, siirret\u00e4\u00e4nk\u00f6 sopimuksella merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai onko sopimus </span></div><div class=\"ps948_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">sijoitussopimus, jossa on oikeus harkinnanvaraisiin lis\u00e4etuuksiin</span></div><div class=\"ps949_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liitetiedot 23 \u2013 vakuutussopimusten yhdistelytaso: Mandatum k\u00e4ytt\u00e4\u00e4 harkintaa </span></div><div class=\"ps950_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">vakuutussopimusryhmien muodostamisessa, kun sopimukset jaetaan ryhmiin alkuper\u00e4isen </span></div><div class=\"ps951 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">kirjaamisajankohdan ja odotetun kannattavuuden mukaan</span></div><div class=\"ps952_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liitetiedot 6 ja 23 \u2013 vakuutussopimusten arvostaminen: muita kuin rahoitusriski\u00e4 koskevan </span></div><div class=\"ps953 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">riskioikaisun (risk adjustment) estimointitekniikan m\u00e4\u00e4ritt\u00e4minen ja </span></div><div class=\"ps954_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">vakuutussopimusryhmien mukaisten vakuutusturvayksik\u00f6iden (coverage unit) </span></div><div class=\"ps955_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps956_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liitetiedot 36 ja 37 \u2013 konsolidointi: sen m\u00e4\u00e4ritt\u00e4minen, onko konsernilla m\u00e4\u00e4r\u00e4ysvalta </span></div><div class=\"ps957 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">hallinnoimissaan rahastoissa.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Oletukset ja arvioihin liittyv\u00e4t ep\u00e4varmuustekij\u00e4t<span id=\"i816f8fc3d9464f4a8d7aeb959cb62918\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Seuraavissa liitetiedoissa on tietoja tulevaisuutta koskevista oletuksista ja arvioihin liittyvist\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ep\u00e4varmuustekij\u00f6ist\u00e4 31.12.2025, jotka voivat aiheuttaa merkitt\u00e4v\u00e4n riskin varojen ja velkojen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kirjanpitoarvojen muuttumisesta olennaisesti seuraavan tilikauden aikana:</span></div><div class=\"ps964 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">liitetiedot 15 ja 18 \u2013 rahoitusinstrumenttien ja sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon </span></div><div class=\"ps1919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">m\u00e4\u00e4ritt\u00e4minen muiden kuin havainnoitavissa olevien sy\u00f6tt\u00f6tietojen perusteella</span></div><div class=\"ps966_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">liitetieto 16 \u2013 liikearvoa sis\u00e4lt\u00e4vien rahavirtaa tuottavien yksik\u00f6iden arvonalentuminen: </span></div><div class=\"ps967_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">kerrytett\u00e4viss\u00e4 olevien raham\u00e4\u00e4rien perustana olevat keskeiset oletukset</span></div><div class=\"ps968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">liitetiedot 6 ja 23 \u2013 Vakuutus- ja j\u00e4lleenvakuutussopimusten arvostamisessa tehdyt </span></div><div class=\"ps943_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">oletukset. Muutokset seuraavissa keskeisiss\u00e4 oletuksissa voivat muuttaa olennaisesti </span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja vuoden 2026 aikana. N\u00e4m\u00e4 muutokset </span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">kuitenkin oikaisisivat vakuutuspalvelumarginaalia (contractual service margin, CSM) eiv\u00e4tk\u00e4 </span></div><div class=\"ps969_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">vaikuttaisi sopimusten kirjanpitoarvoihin, elleiv\u00e4t ne johdu tappiollisista sopimuksista tai </span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">liity tuleviin palveluihin:</span></div><div class=\"ps947 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps971\">\u2013<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps972\">oletukset tulevista rahavirroista, jotka liittyv\u00e4t kuolevuuteen, sairastuvuuteen, </span></div><div class=\"ps948_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps972\">vakuutuksenottajien k\u00e4ytt\u00e4ytymiseen, laskuperustekorkoon ja lis\u00e4hyvityksiin</span></div><div class=\"ps949_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps971\">\u2013<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps972\">oletukset diskonttokoroista, mukaan lukien mahdolliset ep\u00e4likviditeettipreemiot.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-220": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Oletukset ja arvioihin liittyv\u00e4t ep\u00e4varmuustekij\u00e4t<span id=\"i816f8fc3d9464f4a8d7aeb959cb62918\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Seuraavissa liitetiedoissa on tietoja tulevaisuutta koskevista oletuksista ja arvioihin liittyvist\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ep\u00e4varmuustekij\u00f6ist\u00e4 31.12.2025, jotka voivat aiheuttaa merkitt\u00e4v\u00e4n riskin varojen ja velkojen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kirjanpitoarvojen muuttumisesta olennaisesti seuraavan tilikauden aikana:</span></div><div class=\"ps964 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">liitetiedot 15 ja 18 \u2013 rahoitusinstrumenttien ja sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon </span></div><div class=\"ps1919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">m\u00e4\u00e4ritt\u00e4minen muiden kuin havainnoitavissa olevien sy\u00f6tt\u00f6tietojen perusteella</span></div><div class=\"ps966_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">liitetieto 16 \u2013 liikearvoa sis\u00e4lt\u00e4vien rahavirtaa tuottavien yksik\u00f6iden arvonalentuminen: </span></div><div class=\"ps967_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">kerrytett\u00e4viss\u00e4 olevien raham\u00e4\u00e4rien perustana olevat keskeiset oletukset</span></div><div class=\"ps968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">liitetiedot 6 ja 23 \u2013 Vakuutus- ja j\u00e4lleenvakuutussopimusten arvostamisessa tehdyt </span></div><div class=\"ps943_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">oletukset. Muutokset seuraavissa keskeisiss\u00e4 oletuksissa voivat muuttaa olennaisesti </span></div><div class=\"ps890_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja vuoden 2026 aikana. N\u00e4m\u00e4 muutokset </span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">kuitenkin oikaisisivat vakuutuspalvelumarginaalia (contractual service margin, CSM) eiv\u00e4tk\u00e4 </span></div><div class=\"ps969_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">vaikuttaisi sopimusten kirjanpitoarvoihin, elleiv\u00e4t ne johdu tappiollisista sopimuksista tai </span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">liity tuleviin palveluihin:</span></div><div class=\"ps947 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps971\">\u2013<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps972\">oletukset tulevista rahavirroista, jotka liittyv\u00e4t kuolevuuteen, sairastuvuuteen, </span></div><div class=\"ps948_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps972\">vakuutuksenottajien k\u00e4ytt\u00e4ytymiseen, laskuperustekorkoon ja lis\u00e4hyvityksiin</span></div><div class=\"ps949_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps971\">\u2013<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps972\">oletukset diskonttokoroista, mukaan lukien mahdolliset ep\u00e4likviditeettipreemiot.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAssetsAndLiabilitiesWithSignificantRiskOfMaterialAdjustmentExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-221": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">3 MUUTOKSET MERKITT\u00c4VISS\u00c4 TILINP\u00c4\u00c4T\u00d6KSEN <span id=\"idb541d4c13124673b116e8390226bbd7\"></span></span></div><div class=\"ps486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">LAATIMISPERIAATTEISSA</span></div><div class=\"ps2088 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikaudella 2025 ei tullut voimaan uusia IFRS-standardeja. Muilla muutoksilla IFRS-standardien </span></div><div class=\"ps2089 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulkinnoissa ei ollut merkitt\u00e4v\u00e4\u00e4 vaikutusta konsernin tilinp\u00e4\u00e4t\u00f6kseen.</span></div><div class=\"ps1192 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">International Accounting Standards Board (IASB) julkisti huhtikuussa 2024 uuden IFRS- </span></div><div class=\"ps1772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">standardin, IFRS 18, Tilinp\u00e4\u00e4t\u00f6ksen esitt\u00e4mistapa ja tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitett\u00e4v\u00e4t tiedot </span></div><div class=\"ps1773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin. Standardi korvaa IAS 1, Tilinp\u00e4\u00e4t\u00f6ksen esitt\u00e4minen -standardin. IFRS 18 -standardi </span></div><div class=\"ps1774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulee voimaan tilikausille, jotka alkavat 1.1.2027 j\u00e4lkeen, kun EU vahvistaa standardin.</span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Koska IFRS 18 -standardi ei muuta tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteita, sill\u00e4 ei odoteta olevan </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vaikutusta Mandatum-konsernin tilinp\u00e4\u00e4t\u00f6kseen. Standardin k\u00e4ytt\u00f6\u00f6notto saattaa </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikuttaa laajan tuloslaskelman eriin ja niiden esitt\u00e4miseen sek\u00e4 liitetietoihin, jotka liittyv\u00e4t </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">johdon m\u00e4\u00e4rittelemiin tuloksellisuutta kuvaaviin lukuihin.</span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muilla j</span><span class=\"f charStyle-eb5b806b ps984\">ulkaistuilla, mutta ei viel\u00e4 voimassa olevilla uusilla IFRS-standardeilla ei odoteta olevan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vaikutusta konsernin tilinp\u00e4\u00e4t\u00f6kseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-222": {
   "value": "<div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muilla j</span><span class=\"f charStyle-eb5b806b ps984\">ulkaistuilla, mutta ei viel\u00e4 voimassa olevilla uusilla IFRS-standardeilla ei odoteta olevan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vaikutusta konsernin tilinp\u00e4\u00e4t\u00f6kseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-223": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_31\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">4 TOIMINTASEGMENTIT<span id=\"i03082e47b1b146e4958442219b498438\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin toimintasegmentit perustuvat konsernin liiketoiminta-alueisiin.</span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin segmenttiraportointi perustuu siihen, miten yhti\u00f6n johto seuraa </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintaa. Raportoidut segmentit, jotka ovat samat kuin konsernin toimintasegmentit, ovat </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Varainhoito, Yritysasiakkaat, Henkil\u00f6asiakkaat sek\u00e4 Laskuperustekorkoinen liiketoiminta. <span class=\"f ps16\"> </span></span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Jokaisella liiketoiminta-alueella on oma johtajansa, joka vastaa liiketoiminta-alueen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuloksellisuudesta ja raportoi suoraan Mandatum-konsernin toimitusjohtajalle, joka on </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin ylin operatiivinen p\u00e4\u00e4t\u00f6ksentekij\u00e4. Segmenttiraportointi pohjautuu Mandatum-</span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin IFRS-laatimisperiaatteiden mukaiseen raportointiin. Segmenteille on kohdistettu </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yksil\u00f6it\u00e4viss\u00e4 olevat, joko suoraan tai j\u00e4rkev\u00e4ll\u00e4 perusteella kohdistettavissa olevat, tuotot ja </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kulut. Konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 Mandatum Oyj:n tuottoja ja kuluja ei ole kohdistettu </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueille.</span></div><div class=\"ps994_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Varainhoito<span id=\"ic5ac0d613feb404081204f5c36d25f7e\"></span></span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa laajat varainhoitopalvelut asiakkailleen, joihin kuuluu suomalaisia ja </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kansainv\u00e4lisi\u00e4 institutionaalisia sijoittajia, yrityksi\u00e4 ja varakkaita yksityishenkil\u00f6it\u00e4.</span></div><div class=\"ps948_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Yritysasiakkaat<span id=\"iaa4bb3792f6c494c922ab80fa8cd656f\"></span></span></div><div class=\"ps654 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum palvelee yritysasiakkaita kahdessa p\u00e4\u00e4segmentiss\u00e4: suuret ja keskisuuret asiakkaat </span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sek\u00e4 yritt\u00e4j\u00e4vetoiset asiakkaat. Suurten ja keskisuurten yritysten kohdalla p\u00e4\u00e4paino on </span></div><div class=\"ps1159 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkitsemisessa sis\u00e4lt\u00e4en henkil\u00f6- ja el\u00e4kevakuutukset sek\u00e4 palkkiorahastot, kun taas pienille </span></div><div class=\"ps1811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yrityksille ja yritt\u00e4jille Mandatum tarjoaa ensisijaisesti varautumisen ja vaurastumisen </span></div><div class=\"ps834 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palveluita.</span></div><div class=\"ps1002_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Henkil\u00f6asiakkaat\u00a0<span id=\"ia93bdca50da54931b622c69a2d870595\"></span></span></div><div class=\"ps1003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa henkil\u00f6asiakkaille sijoitusvakuutuksia, kapitalisaatiosopimuksia, lainaturvia </span></div><div class=\"ps1004_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja henkil\u00f6vakuutuksia. Tuotteiden jakelukanavina toimivat Danske Bank ja keskin\u00e4inen </span></div><div class=\"ps1005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusyhti\u00f6 Pohjant\u00e4hti.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Laskuperustekorkoinen liiketoiminta\u00a0<span id=\"i03a639a3fc624e9f8ee1ae06b72d6c06\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoinen liiketoiminta-alue pit\u00e4\u00e4 sis\u00e4ll\u00e4\u00e4n Mandatum Henkivakuutusosakeyhti\u00f6n </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">laskuperustekorkoisen run-off-vakuutuskannan vastuiden sek\u00e4 vastuita kattavan </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitusomaisuuden ja Mandatum Henkivakuutusosakeyhti\u00f6n oman p\u00e4\u00e4oman katteena olevan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitusomaisuuden hoidon. Strategiansa mukaisesti Mandatum pyrkii aktiivisesti </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pienent\u00e4m\u00e4\u00e4n laskuperustekorkoista vakuutuskantaansa ja alentamaan sijoitusomaisuutensa </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskitasoa. Sijoitustoiminnasta tavoitellaan maltillisella riskill\u00e4 vakuutussopimusvelan </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaatimukset ylitt\u00e4v\u00e4\u00e4 tuottoa, ja samanaikaisesti aleneva vakuutuskanta vapauttaa p\u00e4\u00e4omia.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:222pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"6\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1143 ss61_1\"><div><div class=\"ps299 ss60_1\"><span class=\"f charStyle-7f1eb124 ps1142_1\">1.1.\u201331.12.2025</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss52_1\"><div><div class=\"ps342 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj.\u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1011_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1009_1\">Varainhoito-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1010\">asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1013_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1012_1\">Yritysasiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1015_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1014_1\">Henkil\u00f6asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1018_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1016_1\">Laskuperuste-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1017\">korkoinen</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1021_1 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps1019\">Eliminoinnit ja liiketoiminnoille </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps1020_1\">kohdistamattomat er\u00e4t\u00b9</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1023_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1022_1\">Konserni</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1025_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.08pt\"></span></span><span class=\"ps1024_1\">35,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1027_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.06pt\"></span></span><span class=\"ps1026_1\">28,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1029_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.9pt\"></span></span><span class=\"ps1028_1\">17,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1030 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1032 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1034_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.42pt\"></span></span><span class=\"ps1033\">80,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1036 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1038 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.22pt\"></span></span><span class=\"ps1037\">18,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1040 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.57pt\"></span></span><span class=\"ps1039\">9,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1041_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1042 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1043_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.22pt\"></span></span><span class=\"ps1037\">28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1046_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.76pt\"></span></span><span class=\"ps1045_1\">35,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1048_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.54pt\"></span></span><span class=\"ps1047_1\">10,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1050_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.36pt\"></span></span><span class=\"ps1049_1\">7,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1051 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1052_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1054 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.19pt\"></span></span><span class=\"ps1053\">52,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Nettorahoitustulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1055_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1056 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1057_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1059_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.45pt\"></span></span><span class=\"ps1058_1\">102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1061_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.23pt\"></span></span><span class=\"ps1060\">29,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1063_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">131,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusten nettotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1065 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1066_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1067_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1069_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.71pt\"></span></span><span class=\"ps1068\">127,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1071_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.98pt\"></span></span><span class=\"ps1070\">29,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1073_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.2pt\"></span></span><span class=\"ps1072\">156,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuksen rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1075 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1076 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1077 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1079 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.61pt\"></span></span><span class=\"ps1078_1\">-24,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1080 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1081 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.61pt\"></span></span><span class=\"ps1078_1\">-24,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Riskihenkivakuuttamisen tulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1082 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1084 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.01pt\"></span></span><span class=\"ps1083_1\">6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1086 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.71pt\"></span></span><span class=\"ps1085_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1087 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1088 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1090 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.09pt\"></span></span><span class=\"ps1089_1\">10,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">CSM:n &amp; RA:n purkautuminen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1092 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1093 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.79pt\"></span></span><span class=\"ps3007\">7,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1095 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.23pt\"></span></span><span class=\"ps1094_1\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1096 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1097_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1099_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.61pt\"></span></span><span class=\"ps3460\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muu vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1101_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1103_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.76pt\"></span></span><span class=\"ps1102\">-0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1105_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.16pt\"></span></span><span class=\"ps1104\">1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1106_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1107_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1109_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.33pt\"></span></span><span class=\"ps1108_1\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muu tulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1111_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.38pt\"></span></span><span class=\"ps1110_1\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1113_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.92pt\"></span></span><span class=\"ps1112_1\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1115_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.71pt\"></span></span><span class=\"ps1114_1\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1117_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.03pt\"></span></span><span class=\"ps1116_1\">-12,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1119 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.77pt\"></span></span><span class=\"ps1118\">-28,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.94pt\"></span></span><span class=\"ps1120\">-41,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tilikauden voitto ennen veroja</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1123_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.83pt\"></span></span><span class=\"ps3196\">36,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1125_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.63pt\"></span></span><span class=\"ps1124_1\">33,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.29pt\"></span></span><span class=\"ps1126\">21,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.97pt\"></span></span><span class=\"ps1128\">89,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1131_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.54pt\"></span></span><span class=\"ps1130_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.83pt\"></span></span><span class=\"ps1132\">182,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss56_1\"><div><div class=\"ps299 ss51_1\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps14\">Hoidossa olevat asiakasvarat </span><span class=\"f charStyle-c5becc10 ps1134_1\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1136_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.01pt\"></span></span><span class=\"ps1135_1\">8\u00a0721,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1138_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.56pt\"></span></span><span class=\"ps1137\">2\u00a0891,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1140_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.03pt\"></span></span><span class=\"ps1139\">3\u00a0710,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1141_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">15\u00a0323,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"8\" style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps1181_1 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:222pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"6\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1143 ss61_1\"><div><div class=\"ps299 ss60_1\"><span class=\"f charStyle-7f1eb124 ps1180\">1.1.\u201331.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss52_1\"><div><div class=\"ps342 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj.\u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1011_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1009_1\">Varainhoito-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1010\">asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1013_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1012_1\">Yritysasiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1015_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1014_1\">Henkil\u00f6asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1018_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1016_1\">Laskuperuste-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1017\">korkoinen</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1021_1 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps1019\">Eliminoinnit ja liiketoiminnoille </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps1020_1\">kohdistamattomat er\u00e4t\u00b9</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1023_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1022_1\">Konserni</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1025_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.36pt\"></span></span><span class=\"ps722\">26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1027_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.68pt\"></span></span><span class=\"ps791_1\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1029_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.32pt\"></span></span><span class=\"ps1145_1\">17,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1030 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1032 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1034_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.72pt\"></span></span><span class=\"ps1146_1\">66,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1036 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1038 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.71pt\"></span></span><span class=\"ps1147_1\">19,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1040 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.54pt\"></span></span><span class=\"ps1047_1\">10,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1041_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1042 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1043_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.43pt\"></span></span><span class=\"ps1148_1\">30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1046_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.05pt\"></span></span><span class=\"ps1149_1\">26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1048_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.08pt\"></span></span><span class=\"ps1150_1\">2,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1050_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.79pt\"></span></span><span class=\"ps3007\">7,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1051 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1052_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1054 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.95pt\"></span></span><span class=\"ps1151_1\">36,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Nettorahoitustulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1055_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1056 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1057_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1059_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.03pt\"></span></span><span class=\"ps1152_1\">100,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1061_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.36pt\"></span></span><span class=\"ps1153_1\">35,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1063_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.93pt\"></span></span><span class=\"ps1154_1\">135,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusten nettotuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1065 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1066_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1067_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1069_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.22pt\"></span></span><span class=\"ps1155\">176,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1071_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:115.08pt\"></span></span><span class=\"ps1156\">35,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1073_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.51pt\"></span></span><span class=\"ps1157\">211,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuksen rahoituskulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1075 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1076 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1077 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1079 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.83pt\"></span></span><span class=\"ps1158\">-75,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1080 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1081 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.83pt\"></span></span><span class=\"ps1158\">-75,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Riskihenkivakuuttamisen tulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1082 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1084 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.28pt\"></span></span><span class=\"ps1159\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1086 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.26pt\"></span></span><span class=\"ps1160_1\">12,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1087 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1088 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1090 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.06pt\"></span></span><span class=\"ps1026_1\">25,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">CSM:n &amp; RA:n purkautuminen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1092 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1093 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.36pt\"></span></span><span class=\"ps1161\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1095 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.5pt\"></span></span><span class=\"ps1162\">12,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1096 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1097_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1099_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.06pt\"></span></span><span class=\"ps1163\">25,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muu vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1101_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1103_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1105_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.04pt\"></span></span><span class=\"ps1164\">-0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1106_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1107_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1109_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.04pt\"></span></span><span class=\"ps1164\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muu tulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1111_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.24pt\"></span></span><span class=\"ps1165\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1113_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.53pt\"></span></span><span class=\"ps1166\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1115_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.77pt\"></span></span><span class=\"ps1167\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1117_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1119 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.32pt\"></span></span><span class=\"ps1169\">-36,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.89pt\"></span></span><span class=\"ps1170\">-24,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tilikauden voitto ennen veroja</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1123_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.37pt\"></span></span><span class=\"ps1171\">26,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1125_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.42pt\"></span></span><span class=\"ps1172\">31,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.42pt\"></span></span><span class=\"ps1172\">30,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">116,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1131_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.73pt\"></span></span><span class=\"ps1173\">-1,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.5pt\"></span></span><span class=\"ps1174\">202,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss56_1\"><div><div class=\"ps299 ss51_1\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps14\">Hoidossa olevat asiakasvarat </span><span class=\"f charStyle-c5becc10 ps1134_1\">31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1136_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.24pt\"></span></span><span class=\"ps1175\">7\u00a0835,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1138_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.33pt\"></span></span><span class=\"ps1176\">2\u00a0589,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1140_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.41pt\"></span></span><span class=\"ps3508\">3\u00a0532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1141_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.29pt\"></span></span><span class=\"ps1178\">13\u00a0956,7</span></span></div></div></div></td></tr><tr style=\"height:17.25pt\"><td colspan=\"8\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss62_1\"><div><div class=\"ps1179_1 ss125\"><span class=\"f charStyle-ab50a037 ps14\">1) Liiketoiminnoille kohdistamattomat er\u00e4t sis\u00e4lt\u00e4v\u00e4t Mandatum Oyj:n sijoitusten tuotot ja lainojen kulut, joita ei ole allokoitu liiketoiminta-alueille.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">T\u00e4sm\u00e4ytyslaskelma konsernin laajan tuloslaskelman ja liiketoiminta-aluekohtaisen tuloksen v\u00e4lill\u00e4<span id=\"i11f261514f7948a1b9a911160785e713\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:300pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:233.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1353 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1328_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1329 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1330_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1332_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1331_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss64_1\"><div><div class=\"ps342 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusmaksutuotot </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1357 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.09pt\"></span></span><span class=\"ps386_1\">295,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1184_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.2pt\"></span></span><span class=\"ps388_1\">337,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1186_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.88pt\"></span></span><span class=\"ps1185\">50,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1188_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.97pt\"></span></span><span class=\"ps3841\">53,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1191_1 ss493\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1189\">Palkkiotulos </span></div><div class=\"ps342 ss491\"><span class=\"f charStyle-7f1eb124 ps1190\">Vakuutuspalvelutulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1193_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.96pt\"></span></span><span class=\"ps1192\">38,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1194_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.73pt\"></span></span><span class=\"ps506\">80,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1196_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps212\">Riskihenkivakuuttamisen tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1198_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">205,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1200_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.35pt\"></span></span><span class=\"ps1199\">203,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1202_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss64_1\"><div><div class=\"ps342 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelukulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1203_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-257,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1204_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-274,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1206_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.93pt\"></span></span><span class=\"ps1205\">-22,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1208_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.92pt\"></span></span><span class=\"ps1207\">-23,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1209_1 ss493\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1189\">Palkkiotulos </span></div><div class=\"ps342 ss491\"><span class=\"f charStyle-7f1eb124 ps1190\">Vakuutuspalvelutulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1211_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.21pt\"></span></span><span class=\"ps1210\">-24,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1213_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.79pt\"></span></span><span class=\"ps1212\">-54,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1214 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps212\">Riskihenkivakuuttamisen tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1216 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.24pt\"></span></span><span class=\"ps1215_1\">-210,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1218_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-190,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1219_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1221_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.78pt\"></span></span><span class=\"ps1220\">-7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1223_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1222\">Nettorahoitustulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">J\u00e4lleenvakuutustulos </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1225_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1226_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1227_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1228_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">-1,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1229_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps212\">Riskihenkivakuuttamisen tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1231_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.58pt\"></span></span><span class=\"ps404_1\">34,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1232_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.73pt\"></span></span><span class=\"ps406\">61,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1233_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.58pt\"></span></span><span class=\"ps404_1\">34,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1234_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.73pt\"></span></span><span class=\"ps406\">61,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitustoiminnan nettotuotot </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1236_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">960,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1237_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.39pt\"></span></span><span class=\"ps2966\">1\u00a0407,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1239_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">1,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1240_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.63pt\"></span></span><span class=\"ps570\">1,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1242_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1244_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.95pt\"></span></span><span class=\"ps1243\">156,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1246_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.26pt\"></span></span><span class=\"ps1245\">211,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1247_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1222\">Nettorahoitustulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1249_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.25pt\"></span></span><span class=\"ps1248\">802,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1251_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.11pt\"></span></span><span class=\"ps1149\">1\u00a0194,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1252_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksiin liittyv\u00e4t rahoitustuotot ja -kulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1254_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31pt\"></span></span><span class=\"ps418\">-254,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1255_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.38pt\"></span></span><span class=\"ps420\">-430,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1257_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.03pt\"></span></span><span class=\"ps1256\">-20,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1259_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.15pt\"></span></span><span class=\"ps1258\">-68,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1260_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1222\">Nettorahoitustulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1262_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.45pt\"></span></span><span class=\"ps1261\">-234,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1264_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.82pt\"></span></span><span class=\"ps1263\">-362,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1265_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimuksiin liittyv\u00e4t rahoitustuotot ja -kulut ja liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1267 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.41pt\"></span></span><span class=\"ps425\">-558,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1268 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.71pt\"></span></span><span class=\"ps427\">-831,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1270 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">8,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1272_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1273 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1274 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31pt\"></span></span><span class=\"ps418\">-566,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1276 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.43pt\"></span></span><span class=\"ps1275\">-831,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1277 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitus- ja rahoitustoiminnan tulos </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1279_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.88pt\"></span></span><span class=\"ps430\">146,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1280 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.91pt\"></span></span><span class=\"ps432\">145,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1281_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.88pt\"></span></span><span class=\"ps430\">146,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1282 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.91pt\"></span></span><span class=\"ps432\">145,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut tuotot </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1284 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">41,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1285 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">39,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1287_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.34pt\"></span></span><span class=\"ps1286_1\">26,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.62pt\"></span></span><span class=\"ps1288\">25,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1290 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1292_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.68pt\"></span></span><span class=\"ps1291_1\">14,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1294_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.54pt\"></span></span><span class=\"ps1436\">14,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1295 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1297_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.2pt\"></span></span><span class=\"ps443\">-16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1298 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">-26,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1300 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">16,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1302 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">9,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1303_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1305_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.74pt\"></span></span><span class=\"ps1304_1\">-33,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1307_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.71pt\"></span></span><span class=\"ps1306_1\">-35,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1308_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3974 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoituskulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1310_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1311 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.65pt\"></span></span><span class=\"ps452\">-16,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1312_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1313 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.65pt\"></span></span><span class=\"ps452\">-16,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1314_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1315 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osuus osakkuusyritysten voitoista/tappioista </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1316_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1317 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1318_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1319 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1320_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1321 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tilikauden voitto ennen veroja </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1322_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.58pt\"></span></span><span class=\"ps460\">182,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1323 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.25pt\"></span></span><span class=\"ps462\">202,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1324_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.58pt\"></span></span><span class=\"ps460\">182,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1325 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.25pt\"></span></span><span class=\"ps462\">202,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-224": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:222pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"6\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1143 ss61_1\"><div><div class=\"ps299 ss60_1\"><span class=\"f charStyle-7f1eb124 ps1142_1\">1.1.\u201331.12.2025</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss52_1\"><div><div class=\"ps342 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj.\u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1011_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1009_1\">Varainhoito-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1010\">asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1013_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1012_1\">Yritysasiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1015_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1014_1\">Henkil\u00f6asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1018_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1016_1\">Laskuperuste-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1017\">korkoinen</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1021_1 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps1019\">Eliminoinnit ja liiketoiminnoille </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps1020_1\">kohdistamattomat er\u00e4t\u00b9</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1023_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1022_1\">Konserni</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1025_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.08pt\"></span></span><span class=\"ps1024_1\">35,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1027_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.06pt\"></span></span><span class=\"ps1026_1\">28,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1029_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.9pt\"></span></span><span class=\"ps1028_1\">17,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1030 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1032 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1034_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.42pt\"></span></span><span class=\"ps1033\">80,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1036 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1038 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.22pt\"></span></span><span class=\"ps1037\">18,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1040 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.57pt\"></span></span><span class=\"ps1039\">9,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1041_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1042 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1043_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.22pt\"></span></span><span class=\"ps1037\">28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1046_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.76pt\"></span></span><span class=\"ps1045_1\">35,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1048_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.54pt\"></span></span><span class=\"ps1047_1\">10,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1050_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.36pt\"></span></span><span class=\"ps1049_1\">7,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1051 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1052_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1054 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.19pt\"></span></span><span class=\"ps1053\">52,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Nettorahoitustulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1055_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1056 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1057_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1059_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.45pt\"></span></span><span class=\"ps1058_1\">102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1061_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.23pt\"></span></span><span class=\"ps1060\">29,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1063_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">131,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusten nettotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1065 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1066_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1067_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1069_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.71pt\"></span></span><span class=\"ps1068\">127,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1071_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.98pt\"></span></span><span class=\"ps1070\">29,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1073_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.2pt\"></span></span><span class=\"ps1072\">156,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuksen rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1075 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1076 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1077 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1079 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.61pt\"></span></span><span class=\"ps1078_1\">-24,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1080 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1081 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.61pt\"></span></span><span class=\"ps1078_1\">-24,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Riskihenkivakuuttamisen tulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1082 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1084 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.01pt\"></span></span><span class=\"ps1083_1\">6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1086 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.71pt\"></span></span><span class=\"ps1085_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1087 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1088 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1090 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.09pt\"></span></span><span class=\"ps1089_1\">10,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">CSM:n &amp; RA:n purkautuminen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1092 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1093 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.79pt\"></span></span><span class=\"ps3007\">7,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1095 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.23pt\"></span></span><span class=\"ps1094_1\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1096 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1097_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1099_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.61pt\"></span></span><span class=\"ps3460\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muu vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1101_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1103_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.76pt\"></span></span><span class=\"ps1102\">-0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1105_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.16pt\"></span></span><span class=\"ps1104\">1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1106_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1107_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1109_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.33pt\"></span></span><span class=\"ps1108_1\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muu tulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1111_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.38pt\"></span></span><span class=\"ps1110_1\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1113_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.92pt\"></span></span><span class=\"ps1112_1\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1115_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.71pt\"></span></span><span class=\"ps1114_1\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1117_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.03pt\"></span></span><span class=\"ps1116_1\">-12,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1119 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.77pt\"></span></span><span class=\"ps1118\">-28,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.94pt\"></span></span><span class=\"ps1120\">-41,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tilikauden voitto ennen veroja</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1123_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.83pt\"></span></span><span class=\"ps3196\">36,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1125_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.63pt\"></span></span><span class=\"ps1124_1\">33,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.29pt\"></span></span><span class=\"ps1126\">21,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.97pt\"></span></span><span class=\"ps1128\">89,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1131_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.54pt\"></span></span><span class=\"ps1130_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.83pt\"></span></span><span class=\"ps1132\">182,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss56_1\"><div><div class=\"ps299 ss51_1\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps14\">Hoidossa olevat asiakasvarat </span><span class=\"f charStyle-c5becc10 ps1134_1\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1136_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.01pt\"></span></span><span class=\"ps1135_1\">8\u00a0721,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1138_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.56pt\"></span></span><span class=\"ps1137\">2\u00a0891,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1140_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.03pt\"></span></span><span class=\"ps1139\">3\u00a0710,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1141_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">15\u00a0323,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"8\" style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps1181_1 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:222pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"6\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1143 ss61_1\"><div><div class=\"ps299 ss60_1\"><span class=\"f charStyle-7f1eb124 ps1180\">1.1.\u201331.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss52_1\"><div><div class=\"ps342 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj.\u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1011_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1009_1\">Varainhoito-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1010\">asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1013_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1012_1\">Yritysasiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1015_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1014_1\">Henkil\u00f6asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1018_1 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1016_1\">Laskuperuste-</span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1017\">korkoinen</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1021_1 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps1019\">Eliminoinnit ja liiketoiminnoille </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps1020_1\">kohdistamattomat er\u00e4t\u00b9</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1023_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1022_1\">Konserni</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1025_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.36pt\"></span></span><span class=\"ps722\">26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1027_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.68pt\"></span></span><span class=\"ps791_1\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1029_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.32pt\"></span></span><span class=\"ps1145_1\">17,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1030 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1032 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1034_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.72pt\"></span></span><span class=\"ps1146_1\">66,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1036 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1038 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.71pt\"></span></span><span class=\"ps1147_1\">19,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1040 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.54pt\"></span></span><span class=\"ps1047_1\">10,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1041_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1042 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1043_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.43pt\"></span></span><span class=\"ps1148_1\">30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1046_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.05pt\"></span></span><span class=\"ps1149_1\">26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1048_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:65.08pt\"></span></span><span class=\"ps1150_1\">2,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1050_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.79pt\"></span></span><span class=\"ps3007\">7,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1051 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1052_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1054 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.95pt\"></span></span><span class=\"ps1151_1\">36,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Nettorahoitustulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1055_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1056 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1057_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1059_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.03pt\"></span></span><span class=\"ps1152_1\">100,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1061_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.36pt\"></span></span><span class=\"ps1153_1\">35,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1063_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.93pt\"></span></span><span class=\"ps1154_1\">135,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusten nettotuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1065 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1066_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1067_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1069_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.22pt\"></span></span><span class=\"ps1155\">176,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1071_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:115.08pt\"></span></span><span class=\"ps1156\">35,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1073_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.51pt\"></span></span><span class=\"ps1157\">211,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuksen rahoituskulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1075 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1076 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1077 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1079 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.83pt\"></span></span><span class=\"ps1158\">-75,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1080 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1081 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.83pt\"></span></span><span class=\"ps1158\">-75,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Riskihenkivakuuttamisen tulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1082 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1084 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.28pt\"></span></span><span class=\"ps1159\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1086 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.26pt\"></span></span><span class=\"ps1160_1\">12,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1087 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1088 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1090 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.06pt\"></span></span><span class=\"ps1026_1\">25,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">CSM:n &amp; RA:n purkautuminen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1092 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1093 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.36pt\"></span></span><span class=\"ps1161\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1095 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.5pt\"></span></span><span class=\"ps1162\">12,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1096 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1097_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1099_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.06pt\"></span></span><span class=\"ps1163\">25,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss59_1\"><div><div class=\"ps299 ss58_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muu vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1101_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1103_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1105_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.04pt\"></span></span><span class=\"ps1164\">-0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1106_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1107_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.4pt\"></span></span><span class=\"ps1031\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1109_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.04pt\"></span></span><span class=\"ps1164\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muu tulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1111_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.24pt\"></span></span><span class=\"ps1165\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1113_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.53pt\"></span></span><span class=\"ps1166\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1115_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.77pt\"></span></span><span class=\"ps1167\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1117_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1119 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.32pt\"></span></span><span class=\"ps1169\">-36,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.89pt\"></span></span><span class=\"ps1170\">-24,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss56_1\"><div><div class=\"ps299 ss51_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tilikauden voitto ennen veroja</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1123_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.37pt\"></span></span><span class=\"ps1171\">26,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1125_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.42pt\"></span></span><span class=\"ps1172\">31,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.42pt\"></span></span><span class=\"ps1172\">30,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">116,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1131_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.73pt\"></span></span><span class=\"ps1173\">-1,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.5pt\"></span></span><span class=\"ps1174\">202,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss56_1\"><div><div class=\"ps299 ss51_1\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps14\">Hoidossa olevat asiakasvarat </span><span class=\"f charStyle-c5becc10 ps1134_1\">31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1136_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.24pt\"></span></span><span class=\"ps1175\">7\u00a0835,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1138_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.33pt\"></span></span><span class=\"ps1176\">2\u00a0589,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1140_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.41pt\"></span></span><span class=\"ps3508\">3\u00a0532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1141_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.29pt\"></span></span><span class=\"ps1178\">13\u00a0956,7</span></span></div></div></div></td></tr><tr style=\"height:17.25pt\"><td colspan=\"8\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss62_1\"><div><div class=\"ps1179_1 ss125\"><span class=\"f charStyle-ab50a037 ps14\">1) Liiketoiminnoille kohdistamattomat er\u00e4t sis\u00e4lt\u00e4v\u00e4t Mandatum Oyj:n sijoitusten tuotot ja lainojen kulut, joita ei ole allokoitu liiketoiminta-alueille.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">T\u00e4sm\u00e4ytyslaskelma konsernin laajan tuloslaskelman ja liiketoiminta-aluekohtaisen tuloksen v\u00e4lill\u00e4<span id=\"i11f261514f7948a1b9a911160785e713\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:300pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:233.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1353 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1328_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1329 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1330_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1332_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1331_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss64_1\"><div><div class=\"ps342 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusmaksutuotot </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1357 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.09pt\"></span></span><span class=\"ps386_1\">295,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1184_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.2pt\"></span></span><span class=\"ps388_1\">337,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1186_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.88pt\"></span></span><span class=\"ps1185\">50,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1188_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.97pt\"></span></span><span class=\"ps3841\">53,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1191_1 ss493\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1189\">Palkkiotulos </span></div><div class=\"ps342 ss491\"><span class=\"f charStyle-7f1eb124 ps1190\">Vakuutuspalvelutulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1193_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.96pt\"></span></span><span class=\"ps1192\">38,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1194_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.73pt\"></span></span><span class=\"ps506\">80,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1196_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps212\">Riskihenkivakuuttamisen tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1198_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">205,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1200_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.35pt\"></span></span><span class=\"ps1199\">203,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1202_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss64_1\"><div><div class=\"ps342 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelukulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1203_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-257,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1204_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-274,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1206_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.93pt\"></span></span><span class=\"ps1205\">-22,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1208_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.92pt\"></span></span><span class=\"ps1207\">-23,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1209_1 ss493\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1189\">Palkkiotulos </span></div><div class=\"ps342 ss491\"><span class=\"f charStyle-7f1eb124 ps1190\">Vakuutuspalvelutulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1211_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.21pt\"></span></span><span class=\"ps1210\">-24,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1213_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.79pt\"></span></span><span class=\"ps1212\">-54,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1214 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps212\">Riskihenkivakuuttamisen tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1216 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.24pt\"></span></span><span class=\"ps1215_1\">-210,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1218_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-190,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1219_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1221_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.78pt\"></span></span><span class=\"ps1220\">-7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1223_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1222\">Nettorahoitustulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">J\u00e4lleenvakuutustulos </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1225_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1226_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1227_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1228_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">-1,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1229_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps212\">Riskihenkivakuuttamisen tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1231_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.58pt\"></span></span><span class=\"ps404_1\">34,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1232_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.73pt\"></span></span><span class=\"ps406\">61,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1233_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.58pt\"></span></span><span class=\"ps404_1\">34,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1234_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.73pt\"></span></span><span class=\"ps406\">61,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitustoiminnan nettotuotot </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1236_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">960,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1237_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.39pt\"></span></span><span class=\"ps2966\">1\u00a0407,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1239_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">1,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1240_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.63pt\"></span></span><span class=\"ps570\">1,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1242_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1244_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.95pt\"></span></span><span class=\"ps1243\">156,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1246_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.26pt\"></span></span><span class=\"ps1245\">211,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1247_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1222\">Nettorahoitustulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1249_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.25pt\"></span></span><span class=\"ps1248\">802,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1251_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.11pt\"></span></span><span class=\"ps1149\">1\u00a0194,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1252_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksiin liittyv\u00e4t rahoitustuotot ja -kulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1254_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31pt\"></span></span><span class=\"ps418\">-254,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1255_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.38pt\"></span></span><span class=\"ps420\">-430,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1257_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.03pt\"></span></span><span class=\"ps1256\">-20,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1259_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.15pt\"></span></span><span class=\"ps1258\">-68,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1260_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1222\">Nettorahoitustulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1262_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.45pt\"></span></span><span class=\"ps1261\">-234,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1264_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.82pt\"></span></span><span class=\"ps1263\">-362,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1265_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimuksiin liittyv\u00e4t rahoitustuotot ja -kulut ja liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1267 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.41pt\"></span></span><span class=\"ps425\">-558,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1268 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.71pt\"></span></span><span class=\"ps427\">-831,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1270 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">8,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1272_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1273 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1274 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31pt\"></span></span><span class=\"ps418\">-566,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1276 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.43pt\"></span></span><span class=\"ps1275\">-831,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1277 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitus- ja rahoitustoiminnan tulos </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1279_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.88pt\"></span></span><span class=\"ps430\">146,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1280 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.91pt\"></span></span><span class=\"ps432\">145,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1281_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.88pt\"></span></span><span class=\"ps430\">146,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1282 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.91pt\"></span></span><span class=\"ps432\">145,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut tuotot </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1284 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">41,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1285 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">39,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1287_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.34pt\"></span></span><span class=\"ps1286_1\">26,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.62pt\"></span></span><span class=\"ps1288\">25,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1290 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1292_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.68pt\"></span></span><span class=\"ps1291_1\">14,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1294_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.54pt\"></span></span><span class=\"ps1436\">14,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1295 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1297_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.2pt\"></span></span><span class=\"ps443\">-16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1298 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">-26,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1300 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">16,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1302 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">9,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1303_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1241\">Palkkiotulos sijoitus- ja varainhoitopalveluista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1305_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.74pt\"></span></span><span class=\"ps1304_1\">-33,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1307_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.71pt\"></span></span><span class=\"ps1306_1\">-35,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1308_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3974 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoituskulut </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1310_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1311 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.65pt\"></span></span><span class=\"ps452\">-16,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1312_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1313 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.65pt\"></span></span><span class=\"ps452\">-16,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1314_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1315 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osuus osakkuusyritysten voitoista/tappioista </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1316_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1317 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1318_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1319 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1320_1 ss492\"><div><div class=\"ps299 ss491\"><span class=\"f charStyle-7f1eb124 ps1201\">Muu tulos</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1321 ss68_1\"><div><div class=\"ps299 ss63_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tilikauden voitto ennen veroja </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1322_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.58pt\"></span></span><span class=\"ps460\">182,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1323 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.25pt\"></span></span><span class=\"ps462\">202,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1324_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.58pt\"></span></span><span class=\"ps460\">182,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1325 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.25pt\"></span></span><span class=\"ps462\">202,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-225": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_34\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">5 RISKIENHALLINTA <span id=\"i6c2de220fe9f41dc8559a6b530770fb2\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.1 Riskienhallinnan yleiset periaatteet<span id=\"ia67014e0450841cebcfe17cf17a46119\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Johdanto<span id=\"if65abc297bd241a19d41ff1bc26762cf\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj on listattu holdingyhti\u00f6, joka harjoittaa liiketoimintaansa p\u00e4\u00e4asiassa </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tyt\u00e4ryhti\u00f6idens\u00e4 kautta. Mandatum Henkivakuutusosakeyhti\u00f6 (Mandatum Life) tarjoaa </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varallisuudenhoidon, palkitsemisen, el\u00e4kej\u00e4rjestelyjen ja henkil\u00f6vakuutusten palveluita yksityis- </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja yritysasiakkaille. Mandatum Asset Management Oy on sijoituspalveluyritys, joka yhdist\u00e4\u00e4 </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahastoliiketoiminnan, t\u00e4yden valtakirjan varainhoidon ja varainhoitopalvelut. Mandatum-</span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserni johtaa kuitenkin liiketoimintaansa liiketoiminta-alueiden kautta ja t\u00e4ss\u00e4 liitetiedossa </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueet on ryhmitelty seuraavasti:</span></div><div class=\"ps588 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat liiketoiminta-alueet, jotka sis\u00e4lt\u00e4v\u00e4t Varainhoito-, Yritysasiakkaat- ja </span></div><div class=\"ps589 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">Henkil\u00f6asiakkaat-liiketoiminta-alueet. N\u00e4iden eri liiketoiminta-alueiden ryhmittely perustuu </span></div><div class=\"ps590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">niihin kohdistuvien riskien samankaltaisuuteen.</span></div><div class=\"ps1345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">Laskuperustekorkoinen liiketoiminta-alue</span></div><div class=\"ps544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">muut, mukaan lukien konsernin emoyhti\u00f6ss\u00e4 olevat konsernin ei-strategiset sijoitukset.</span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 liitetiedossa kuvataan Mandatum-konsernin keskeisi\u00e4 riskipositioita ja niiden herkkyyksi\u00e4 </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS-tilinp\u00e4\u00e4t\u00f6ksen mukaisesti. Lis\u00e4ksi kuvataan keskeisi\u00e4 riskien mittaus- ja </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallintaprosesseja.</span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vastuuvalvojana toimii Finanssivalvonta. Mandatum-konserni soveltaa </span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS-tilinp\u00e4\u00e4t\u00f6sstandardeja ja Mandatum Oyj:n raportoinnissa noudatetaan suomalaista </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilinp\u00e4\u00e4t\u00f6sk\u00e4yt\u00e4nt\u00f6\u00e4. Lis\u00e4ksi Mandatum-konserni noudattaa Solvenssi II -kehikkoa.</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskienhallintastrategia<span id=\"i99c0fbe6c5fa4980996022c95c0a9764\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin yhti\u00f6t toimivat liiketoiminta-alueilla, joissa arvonluonnin erityspiirtein\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hyv\u00e4n asiakaspalvelun lis\u00e4ksi ovat riskien hinnoittelu ja riskialtistumien aktiivinen hallinta.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luodakseen arvoa kaikille sidosryhmille pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 Mandatum-konsernilla on oltava </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yt\u00f6ss\u00e4\u00e4n seuraavat p\u00e4\u00e4omat:</span></div><div class=\"ps1353_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">taloudellista joustavuutta riitt\u00e4v\u00e4n p\u00e4\u00e4omituksen ja likviditeetin muodossa</span></div><div class=\"ps967_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">hyv\u00e4 teknologinen infrastruktuuri</span></div><div class=\"ps968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">tietop\u00e4\u00e4omaa eli kattava oma vakuutusmatemaattinen tilastoaineisto ja analyyttiset </span></div><div class=\"ps943_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">ty\u00f6kalut, jotta data saadaan muunnettua informaatioksi</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">inhimillist\u00e4 p\u00e4\u00e4omaa eli osaavia ja motivoituneita ty\u00f6ntekij\u00f6it\u00e4</span></div><div class=\"ps969_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">yhteiskuntasuhdep\u00e4\u00e4omaa hyvin\u00e4 yhteiskunta- ja asiakassuhteina eri sidosryhmien </span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">muuttuvien tarpeiden ymm\u00e4rt\u00e4miseksi.</span></div><div class=\"ps1355 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernin sis\u00e4ll\u00e4 n\u00e4it\u00e4 resursseja kehitet\u00e4\u00e4n jatkuvasti.</span></div><div class=\"ps1356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laadukas riskienhallinta mahdollistaa omistaja-arvon luomisen seuraavista syist\u00e4:</span></div><div class=\"ps3009 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Asiakkaat</span><span class=\"f charStyle-eb5b806b ps1357\"> saavat luotettavaa palvelua hyv\u00e4maineiselta finanssialan toimijalta, ja he tuntevat </span></div><div class=\"ps1359_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">olonsa luottavaisiksi, kun heid\u00e4n asiakassuhteitaan hoidetaan huolellisesti ja varovaisesti </span></div><div class=\"ps952_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">sek\u00e4 tehokkaalla riskienhallinnalla</span></div><div class=\"ps1361_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Sijoittajien ja vastapuolten</span><span class=\"f charStyle-eb5b806b ps1360_1\"> vaatima riskipreemio on pienempi, kun riskit ovat l\u00e4pin\u00e4kyvi\u00e4 ja </span></div><div class=\"ps1362 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">riskienhallinta on selke\u00e4sti kuvattu ja siit\u00e4 viestit\u00e4\u00e4n</span></div><div class=\"ps1364 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Henkil\u00f6st\u00f6n</span><span class=\"f charStyle-eb5b806b ps1363\"> motivaatio vahvistuu, kun strategiat, valtuudet, limiitit, tavoiteltu tuotto ja </span></div><div class=\"ps1365_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">palkitsemiskriteerit m\u00e4\u00e4ritell\u00e4\u00e4n ja viestit\u00e4\u00e4n selke\u00e4sti</span></div><div class=\"ps1367_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Valvontaviranomaisten</span><span class=\"f charStyle-eb5b806b ps1366_1\"> luottamus Mandatumin kykyyn hallita toimintaansa liittyvi\u00e4 riskej\u00e4 </span></div><div class=\"ps1368 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">vahvistaa viranomaisyhteisty\u00f6t\u00e4 entisest\u00e4\u00e4n.</span></div><div class=\"ps1369_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Yhteenvetona voidaan todeta, ett\u00e4 Mandatum-konsernin riskienhallinnan keskeinen tavoite on </span></div><div class=\"ps1370 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luoda arvoa ja s\u00e4ilytt\u00e4\u00e4 jo luotu arvo.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskienhallintaj\u00e4rjestelm\u00e4<span id=\"iba30c271eef049e7a57d0f08a4a06c4c\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yksi keskeinen osa Mandatum-konsernin hallintorakennetta on toimiva </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallintaj\u00e4rjestelm\u00e4. Mandatum-konsernissa hallituksella on kokonaisvastuu </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallinnasta, ja konsernin toimitusjohtajan vastuulla on j\u00e4rjest\u00e4\u00e4 riskienhallinta hallituksen, </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">s\u00e4\u00e4ntelykehysten ja muiden sidosryhmien asettamien vaatimusten mukaisesti. </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Riskienhallintajohtajan vastuulla on varmistaa, ett\u00e4 riskienhallinta on j\u00e4rjestetty </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">asianmukaisesti ja ett\u00e4 soveltamisala on riitt\u00e4v\u00e4 suhteessa toimintaan yleens\u00e4. Konsernin </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallinnan viitekehys on kuvattu tarkemmin konsernin verkkosivuilla julkaistussa </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin riskienhallintapolitiikassa.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus- ja sijoitussopimuksista aiheutuvat keskeiset riskit<span id=\"i58b23aec457e4bdf8b89a77556fbd92f\"></span></span></div><div class=\"ps711 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on sis\u00e4isesti m\u00e4\u00e4ritellyt riskiluokittelumallinsa eli riskitaksonomiansa. Sovellettava </span></div><div class=\"ps712 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskitaksonomia on kaksitahoinen: liiketoiminnan riskej\u00e4 l\u00e4hestyt\u00e4\u00e4n Mandatumin strategisten </span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavoitteiden kautta johdetun tavoitekeskeisen riskitaksonomian kautta, mutta toisaalta </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">s\u00e4\u00e4ntely edellytt\u00e4\u00e4 riskien arviointia riskil\u00e4hteiden kautta. K\u00e4yt\u00e4nn\u00f6ss\u00e4 n\u00e4m\u00e4 molemmat </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntyv\u00e4t samalla kertaa ja n\u00e4m\u00e4 molemmat ovat hierarkkisia kokonaisuuksia, joiden </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavoitteena on tunnistaa erilaisia riskej\u00e4, joille Mandatum altistuu. Tilinp\u00e4\u00e4t\u00f6ksen n\u00e4k\u00f6kulmasta </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">on selke\u00e4mp\u00e4\u00e4 l\u00e4hesty\u00e4 riskej\u00e4 s\u00e4\u00e4ntelyn mukaisen, riskil\u00e4hdepohjaisen luokittelumallin kautta, </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joka on tiivistetysti seuraava:</span></div><div class=\"ps1388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">strategiset riskit</span></div><div class=\"ps508 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">ansaintariskit eli markkinariskit, vakuutusriskit ja kustannusriskit</span></div><div class=\"ps1390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">seuraamusriskit eli vastapuoliriskit, operatiiviset riskit, kyberriskit ja likviditeettiriskit.</span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 liitetiedossa keskityt\u00e4\u00e4n ansaintariskeihin, koska niill\u00e4 voi olla vaikutusta tilinp\u00e4\u00e4t\u00f6kseen. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4it\u00e4 riskej\u00e4 kutsutaan t\u00e4ss\u00e4 liitetiedossa yleisesti taloudellisiksi riskeiksi. Lis\u00e4ksi </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">seuraamusriskit katetaan asiaankuuluvassa m\u00e4\u00e4rin. Yleisesti ottaen sek\u00e4 sijoitus- ett\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset altistuvat edell\u00e4 mainituille riskeille. Sijoitussopimusten osalta </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudelliset vaikutukset syntyv\u00e4t kuitenkin usein riskialtistuman v\u00e4lillisen vaikutuksen kautta </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">eli esimerkiksi markkinariskien osalta sijoitussopimuksen katteena olevan sijoituskohteen </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvonmuutoksella ei ole suoraa tulosvaikutusta, mutta kyseisen arvonmuutoksen my\u00f6t\u00e4 </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin sijoitussopimuksen hoidosta saamat palkkiotuotot voivat muuttua.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Finanssialan toimijana Mandatum-konsernin merkitt\u00e4vimm\u00e4t ansaintariskit liittyv\u00e4t </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusmarkkinoiden kehitykseen, mink\u00e4 vuoksi t\u00e4ss\u00e4 liitetiedossa keskityt\u00e4\u00e4n </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">markkinariskeihin.</span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dKeskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit liiketoiminta-alueittain\u201d on </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuvattu keskeisimm\u00e4t sijoitus- ja vakuutussopimukset liiketoiminta-alueittain. Lis\u00e4ksi </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">taulukossa \u201dKeskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit ja niiden keskeiset riskit\u201d </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n sopimusryhmitt\u00e4in keskeiset riskit ja niiden p\u00e4\u00e4asialliset riskienhallintatoimenpiteet.</span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Keskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit liiketoiminta-alueittain<span id=\"ic6aa9b6b4bfd4db380400ccfd60fb800\"></span></span></div><div class=\"ps1457_1 ss0\"><div class=\"ss270 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:137.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:18pt\"><td rowspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss70_1\"><div><div class=\"ps1939 ss489\"><span class=\"f charStyle-7f1eb124 ps14\">Liiketoiminta-alue/tuote</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1410 ss72_1\"><div><div class=\"ps1409_1 ss71_1\"><span class=\"f charStyle-7f1eb124 ps1408_1\">P\u00e4\u00e4omakevyt liiketoiminta</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1416 ss73_1\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1411\">Lasku-</span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1412_1\">peruste-</span></div><div class=\"ps603 ss64\"><span class=\"f charStyle-7f1eb124 ps1413\">korkoinen </span></div><div class=\"ps1939 ss64\"><span class=\"f charStyle-7f1eb124 ps1415\">liiketoiminta</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1418 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1417\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1421_1 ss523\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124 ps1419\">Yritys-</span></div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1420_1\">asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1423_1 ss523\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124 ps2462\">Henkil\u00f6-</span></div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1420_1\">asiakkaat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimukset (IFRS 9)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Kapitalisaatiosopimus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1428_1 ss68\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1430 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1431_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen s\u00e4\u00e4st\u00f6vakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433_1 ss68\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1434_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1435_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1437_1 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Ryhm\u00e4el\u00e4kevakuutus</span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty 1.1.2023 j\u00e4lkeen)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1438_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen el\u00e4kevakuutus </span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty 1.1.2023 j\u00e4lkeen)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1440_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1441 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimukset (IFRS 17)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3791 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen s\u00e4\u00e4st\u00f6vakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1444_1 ss68\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2200 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Ryhm\u00e4el\u00e4kevakuutus</span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty ennen 1.1.2023)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1447_1 ss408\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen el\u00e4kevakuutus </span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty ennen 1.1.2023)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1449_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1450 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1451_1 ss408\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1452 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Ryhm\u00e4riskivakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1453_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2219 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Riskivakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1455_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1456 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Keskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit ja niiden keskeiset riskit<span id=\"i3c80035b252c465db24cc41e6cf07d44\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:215.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Tuote</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1458 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps14\">Keskeiset riskit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1459_1 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Keskeiset riskienhallintatoimenpiteet</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss83_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Kapitalisaatio-</span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">sopimus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1461_1 ss84_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-, </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">raukeamis- ja </span></div><div class=\"ps1132 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannusriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1463_1 ss85_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat: </span><span class=\"f charStyle-eb5b806b ps1462\">Tehokas kulubudjetointi, </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille ja tuotekehitys</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1843 ss86_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Yksil\u00f6llinen </span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">s\u00e4\u00e4st\u00f6vakuutus</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1465 ss87_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-, </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">raukeamis- ja </span></div><div class=\"ps1132 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannusriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1468_1 ss88_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">Laskuperustekorkoinen: </span><span class=\"f charStyle-eb5b806b ps1466\">Riskinottohalukkuuden </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">asettaminen linjaan konsernin strategian, </span></div><div class=\"ps1132 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">riskilimiittien ja jatkuvan seurannan kanssa (sis\u00e4iset </span></div><div class=\"ps1790 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">liikennevalot)</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469_1 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat: </span><span class=\"f charStyle-eb5b806b ps1462\">Tehokas kulubudjetointi ja </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille</span></div></div></div></td></tr><tr style=\"height:48.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1061 ss90_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Ryhm\u00e4el\u00e4ke-</span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">vakuutus</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1471_1 ss91_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-, </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannus- ja </span></div><div class=\"ps1132 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">pitk\u00e4ik\u00e4isyysriski </span></div><div class=\"ps1790 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">(IFRS 17)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1473_1 ss92_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">Laskuperustekorkoinen: </span><span class=\"f charStyle-eb5b806b ps1466\">Riskinottohalukkuuden </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">asettaminen linjaan konsernin strategian, </span></div><div class=\"ps1132 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">riskilimiittien ja jatkuvan seurannan kanssa (sis\u00e4iset </span></div><div class=\"ps1790 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">liikennevalot) sek\u00e4 vakuutuskannan </span></div><div class=\"ps1845 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">muokkaustoimenpiteet</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475_1 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat:</span><span class=\"f charStyle-eb5b806b ps1474\"> Tehokas kulubudjetointi, </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille ja tuotekehitys</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037 ss93_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Yksil\u00f6llinen </span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">el\u00e4kevakuutus</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1477 ss94_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina- ja </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannusriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1478_1 ss85_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">Laskuperustekorkoinen: </span><span class=\"f charStyle-eb5b806b ps1466\">Riskinottohalukkuus </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">linjassa konsernin strategian, riskilimiittien ja </span></div><div class=\"ps1132 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">jatkuvan seurannan kanssa (sis\u00e4iset liikennevalot)</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1479 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat:</span><span class=\"f charStyle-eb5b806b ps1474\"> Tehokas kulubudjetointi ja </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1480_1 ss79\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Ryhm\u00e4riski-</span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">vakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1481 ss428\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolevuus- ja </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">ty\u00f6kyvytt\u00f6myysriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1482_1 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten my\u00f6nt\u00e4minen ja hinnoittelu</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1483_1 ss79\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Riskivakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1484_1 ss428\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolevuus- ja </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">ty\u00f6kyvytt\u00f6myysriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1485 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten my\u00f6nt\u00e4minen ja hinnoittelu</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vaikka taulukossa \u201dKeskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit ja niiden keskeiset riskit\u201d </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">listataan useita eri riskej\u00e4, se ei suoraan tarkoita, ett\u00e4 kyseiset riskit olisivat olennaisia </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tilinp\u00e4\u00e4t\u00f6ksen n\u00e4k\u00f6kulmasta. Keskeist\u00e4 on, miten kyseisi\u00e4 riskej\u00e4 hallitaan liiketoiminnassa. </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Raukeamisriski, yhten\u00e4 esimerkkin\u00e4, on mainittu keskeisen\u00e4 riskin\u00e4 joillekin tuotteille ja se on </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">my\u00f6s Solvenssi II -kehikossa merkitt\u00e4vin vakuutusriski. Solvenssi II -kehikon stressit kuitenkin </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perustuvat kerran 200 vuodessa realisoituviin tapahtumiin ja laskentaperiaatteet m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">s\u00e4\u00e4ntelyss\u00e4. On useita syit\u00e4, miksi Solvenssi II -kehikon oletukset eiv\u00e4t sellaisenaan sovellu </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS-kontekstiin, kuten se, ett\u00e4 sijoitussopimukset arvostetaan IFRS 9 -standardin mukaisesti, </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaihtoehtoisiin sijoituskohteisiin liittyv\u00e4t takaisinostot ovat sijoitusten luonteen sek\u00e4 </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusehtojen vuoksi rajoitettuja, vakuutussopimukseen tai \u2013turvaan voidaan soveltaa </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 sopimusrajoja ja Solvenssi II -kehikossa kuvataan \u00e4\u00e4ritapahtumia. N\u00e4in ollen </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">raukeamisriskiin ja ty\u00f6kyvytt\u00f6myysriskiin liittyvi\u00e4 herkkyyslaskelmia ei esitet\u00e4 t\u00e4ss\u00e4 </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liitetiedossa.</span></div><div class=\"ps804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.2 Vakuutus- ja kustannusriskit<span id=\"ieb5979945ecf455bacf8e01e3dd92721\"></span></span></div><div class=\"ps1492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Altistuma<span id=\"i98c8e4c797794472bfabff9429d276a7\"></span></span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutusriskit sis\u00e4lt\u00e4v\u00e4t biometriset riskit, asiakask\u00e4ytt\u00e4ytymiseen liittyv\u00e4t riskit ja </span></div><div class=\"ps1203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">katastrofiriskit. Katastrofiriskit eiv\u00e4t ole Mandatumille merkityksellisi\u00e4, kun huomioidaan </span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminnan luonne. Biometrisill\u00e4 riskeill\u00e4 tarkoitetaan riski\u00e4 siit\u00e4, ett\u00e4 henkivakuutusyhti\u00f6 </span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joutuu maksamaan odotettua enemm\u00e4n kuolevuus-, ty\u00f6kyvytt\u00f6myys- tai </span></div><div class=\"ps1206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sairastavuuskorvauksia tai yhti\u00f6 joutuu maksamaan el\u00e4kett\u00e4 vakuutuksenottajalle pidemp\u00e4\u00e4n </span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">(pitk\u00e4ik\u00e4isyysriski) kuin vakuutusten hinnoitteluhetkell\u00e4 odotettiin. Asiakask\u00e4ytt\u00e4ytymisriskit </span></div><div class=\"ps1208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johtuvat vakuutuksenottajien k\u00e4ytt\u00e4ytymiseen liittyv\u00e4st\u00e4 ep\u00e4varmuudesta. </span></div><div class=\"ps840 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutuksenottajilla on oikeus lopettaa vakuutusmaksujen maksaminen (raukeamisriski) ja </span></div><div class=\"ps841 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">heill\u00e4 voi olla mahdollisuus irtisanoa vakuutussopimuksensa ja nostaa vakuutuss\u00e4\u00e4st\u00f6ns\u00e4 </span></div><div class=\"ps842 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">(takaisinostoriski).</span></div><div class=\"ps844 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni altistuu vakuutusriskeille Laskuperustekorkoisen liiketoiminta-alueen ja </span></div><div class=\"ps845 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden kautta. Varainhoidon liiketoiminta-alue, joka on </span></div><div class=\"ps846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osa v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovia liiketoiminta-alueita, ei kuitenkaan altistu biometrisille riskeille.</span></div><div class=\"ps847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kustannusriski syntyy, kun toteutuneiden kustannusten ajoitus ja/tai m\u00e4\u00e4r\u00e4 poikkeaa </span></div><div class=\"ps848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hinnoitteluajankohtana odotetusta. T\u00e4m\u00e4n seurauksena alun perin oletetut kustannukset eiv\u00e4t </span></div><div class=\"ps849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">v\u00e4ltt\u00e4m\u00e4tt\u00e4 riit\u00e4 kattamaan toteutuneita kustannuksia. Kustannusriski liittyy kaikkiin </span></div><div class=\"ps850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta-alueisiin.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvarat ja -velat liiketoiminta-alueittain <span id=\"i2071258a016a4cb9831d92b52b268dc5\"></span></span><span class=\"f charStyle-c5becc10 ps1510\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss97_1\"><div><div class=\"ps603 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liiketoiminta-alue</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1514_1 ss98_1\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1511_1\">Rahavirrat </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1512\">sopimusten </span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1513\">t\u00e4ytt\u00e4misest\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1515\">Vakuutuspalvelu-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1516\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1517\">Vakuutussopimus-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1518_1\">velka</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1279 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">sijoitussidonnaiset sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1521 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.34pt\"></span></span><span class=\"ps1520\">3\u00a0103,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1523_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.32pt\"></span></span><span class=\"ps1522\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1525 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.05pt\"></span></span><span class=\"ps1524\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskivakuutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1527_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.74pt\"></span></span><span class=\"ps1526\">-74,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1529 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">145,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1531 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.26pt\"></span></span><span class=\"ps1530\">70,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1534_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.41pt\"></span></span><span class=\"ps1533\">2\u00a0032,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">10,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1537_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.49pt\"></span></span><span class=\"ps1536\">2\u00a0042,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1540_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.14pt\"></span></span><span class=\"ps1539\">5\u00a0061,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1542_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.18pt\"></span></span><span class=\"ps759\">513,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1543_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.14pt\"></span></span><span class=\"ps1539\">5\u00a0575,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvarat ja -velat liiketoiminta-alueittain <span id=\"i77e32bbc49c94d78a56a17ca0111c9ad\"></span></span><span class=\"f charStyle-c5becc10 ps1510\">31.12.2024</span></div><div class=\"ps1554_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss97_1\"><div><div class=\"ps603 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liiketoiminta-alue</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1514_1 ss98_1\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1511_1\">Rahavirrat </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1512\">sopimusten </span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1513\">t\u00e4ytt\u00e4misest\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1515\">Vakuutuspalvelu-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1516\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1517\">Vakuutussopimus-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1518_1\">velka</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1279 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">sijoitussidonnaiset sopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1521 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">2\u00a0979,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1523_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.22pt\"></span></span><span class=\"ps1546\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1525 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.92pt\"></span></span><span class=\"ps1547\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskivakuutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1527_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.1pt\"></span></span><span class=\"ps1548\">-75,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1529 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">140,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1531 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.06pt\"></span></span><span class=\"ps1163\">65,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1534_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.69pt\"></span></span><span class=\"ps1549_1\">2\u00a0236,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.16pt\"></span></span><span class=\"ps1550\">19,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1537_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">2\u00a0255,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1540_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.53pt\"></span></span><span class=\"ps1552\">5\u00a0141,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1542_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.71pt\"></span></span><span class=\"ps784\">498,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1543_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">5\u00a0639,6</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1555_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Lis\u00e4tietoja vastuuvelan muutoksista on tilinp\u00e4\u00e4t\u00f6ksen liitetiedossa 23 Vakuutussopimusvelka.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Vakuutus- ja kustannusriskien hallinta<span id=\"i14bd8a538c15460e8024256642775a17\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Biometrisi\u00e4 riskej\u00e4 hallitaan huolellisella vastuunvalinnalla, asettamalla riskej\u00e4 ja kustannuksia </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastaavat hinnat sek\u00e4 asettamalla yl\u00e4rajat my\u00f6nnetylle turvalle ja j\u00e4lleenvakuutuksella. Sek\u00e4 </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aktuaaritoiminnolla ett\u00e4 riskienhallintatoiminnolla on t\u00e4rke\u00e4 rooli riskien seurannassa. </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernin vakuutusriskikomitea valvoo vakuutusriskien hallinnan kattavuutta ja </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asianmukaisuutta, ja molemmilla toiminnoilla on edustajia komiteassa.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vastuunvalinta on osa liiketoiminnan p\u00e4ivitt\u00e4isi\u00e4 rutiineja. Mandatumin </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastuunvalintapolitiikassa m\u00e4\u00e4ritell\u00e4\u00e4n riskinvalinnan periaatteet ja vakuutusm\u00e4\u00e4rien rajat. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum Lifen hallitus hyv\u00e4ksyy vastuunvalintapolitiikan, hinnoitteluohjeet sek\u00e4 vakuutus- ja </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussopimusvelkojen laskennan keskeiset periaatteet.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">J\u00e4lleenvakuutusta k\u00e4ytet\u00e4\u00e4n rajoittamaan yksil\u00f6llisten kuolevuusriskien ja pysyvien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ty\u00f6kyvytt\u00f6myysriskien m\u00e4\u00e4r\u00e4\u00e4. Hallitus p\u00e4\u00e4tt\u00e4\u00e4 vuosittain yhti\u00f6n omalla vastuulla pidett\u00e4v\u00e4n </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskin enimm\u00e4ism\u00e4\u00e4r\u00e4n, joka on t\u00e4ll\u00e4 hetkell\u00e4 normaalisti 1,5 miljoonaa euroa, ja ylite </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutetaan voimassa olevan j\u00e4lleenvakuutussopimuksen mukaisesti. Mahdollisten </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">katastrofien vaikutusten lievent\u00e4miseksi Mandatum Lifella on katastrofij\u00e4lleenvakuutussopimus </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja tietyille ty\u00f6kyvytt\u00f6myystuotteille osam\u00e4\u00e4r\u00e4j\u00e4lleenvakuutussopimus. Vaikka j\u00e4lleenvakuutus </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on usein keskeinen keino v\u00e4hent\u00e4\u00e4 vakuutusriskej\u00e4, sen merkitys ei ole t\u00e4ll\u00e4 hetkell\u00e4 oleellinen </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernissa. T\u00e4st\u00e4 syyst\u00e4 t\u00e4m\u00e4n liitetiedon tiedot on esitetty bruttom\u00e4\u00e4r\u00e4isin\u00e4 eli </span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ilman j\u00e4lleenvakuutuksen vaikutusta.</span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Riskiliikkeen tulosta seurataan aktiivisesti ja analysoidaan perusteellisesti v\u00e4hint\u00e4\u00e4n vuosittain. </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Aktuaaritoimi ja aktuaaritoiminto mittaavat vastuunvalinnan tehokkuutta ja tariffien </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riitt\u00e4vyytt\u00e4 ker\u00e4\u00e4m\u00e4ll\u00e4 tietoja kunkin tuotelinjan ja riskityypin todellisista </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korvauskustannuksista ja vertaamalla niit\u00e4 kunkin riskivakuutuksen vakuutusmaksuissa </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">oletettuihin korvauskustannuksiin.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kustannusriski\u00e4 hallitaan aktiivisella kuluseurannalla, parantamalla tehokkuutta ja k\u00e4ytt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimuksissa liikekulurakennetta, joka tuottaa tuloa vakuutuksen koko elinkaaren ajan.</span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Keskeiset sijoitus- ja vakuutussopimusvelkaan liittyv\u00e4t oletukset tarkistetaan vuosittain. Uusien </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusten hinnoitteluperiaatteet, vastuuvalintapolitiikka ja sijoitus- ja </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelkojen laskentaperiaatteet p\u00e4ivitet\u00e4\u00e4n tarvittaessa sijoitus- ja </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelkojen kehityksen ja riskiliikkeen tuloksen perusteella.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskikeskittym\u00e4t<span id=\"ibd0d0c50142c4ad0983ecfaa70a54145\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernin vakuutussopimuskanta on suhteellisen hyvin hajautettu eik\u00e4 sis\u00e4ll\u00e4 merkitt\u00e4vi\u00e4 </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskikeskittymi\u00e4. Mahdollisten riskikeskittymien vaikutusten lievent\u00e4miseksi konsernilla on </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yt\u00f6ss\u00e4 katastrofij\u00e4lleenvakuutus.</span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuskannan p\u00e4\u00e4asiallinen keskittym\u00e4 on maantieteellinen, sill\u00e4 kaikki </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset on myyty Suomessa. Lis\u00e4ksi ryhm\u00e4vakuutussopimukset voivat altistaa </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yritysasiakkaat-liiketoiminta-alueen keskittym\u00e4riskille. T\u00e4ll\u00e4 hetkell\u00e4 10 suurinta </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ryhm\u00e4vakuutusta muodostaa 54,7 (54,3) prosenttia vakuutetuista ja 36,6 (37,5) prosenttia </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuolinkorvauksiin liittyvist\u00e4 riskisummista.</span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"i918d097adfa24ce6ab03eeb8bf6ad420\"></span></span></div><div class=\"ps712 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa \u201dMandatum-konsernin vakuutusriskeihin liittyv\u00e4t herkkyydet </span><span class=\"f charStyle-eb5b806b ps1578\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1579_1\">\u201d esitet\u00e4\u00e4n </span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokset siit\u00e4, miten vakuutuspalvelumarginaali sek\u00e4 voitto tai tappio ennen veroja olisivat </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kasvaneet tai pienentyneet, jos vakuutus- ja kustannusriskimuuttujissa olisi tapahtunut sellaisia </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutoksia, jotka olivat raportointip\u00e4iv\u00e4n\u00e4 kohtuudella mahdollisia. Vaikutukset kirjataan </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoraan tulosvaikutteisesti, joten muuttujissa tapahtuneilla muutoksilla ei ole vaikutusta </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaan p\u00e4\u00e4omaan. T\u00e4ss\u00e4 analyysiss\u00e4 herkkyydet esitet\u00e4\u00e4n bruttoperusteisesti, eli </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutusta ei ole otettu huomioon. Analyysiss\u00e4 oletetaan, ett\u00e4 kaikki muut muuttujat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4t vakioina.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin vakuutusriskeihin liittyv\u00e4t herkkyydet <span id=\"ie53661b20d0245b78d0811fcd33fc876\"></span></span><span class=\"f charStyle-c5becc10 ps1581_1\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:195pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss102_1\"><div><div class=\"ps342 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1584 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1582_1\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1583_1\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1587_1 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1585_1\">Voitto tai tappio </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1586_1\">ennen veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1589_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.6pt\"></span></span><span class=\"ps1588\">-3,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1591 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.89pt\"></span></span><span class=\"ps1590_1\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.86pt\"></span></span><span class=\"ps1592_1\">3,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.15pt\"></span></span><span class=\"ps1594\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1597 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:68.96pt\"></span></span><span class=\"ps1596_1\">-21,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.82pt\"></span></span><span class=\"ps656\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1600 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.22pt\"></span></span><span class=\"ps1599\">21,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1602 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.08pt\"></span></span><span class=\"ps1601_1\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1604_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.86pt\"></span></span><span class=\"ps1603_1\">13,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.45pt\"></span></span><span class=\"ps1605\">6,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1607_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.06pt\"></span></span><span class=\"ps131\">-6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.93pt\"></span></span><span class=\"ps1608_1\">-15,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1611 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.57pt\"></span></span><span class=\"ps1610_1\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.19pt\"></span></span><span class=\"ps1612\">-8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1615_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.54pt\"></span></span><span class=\"ps1614\">4,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.45pt\"></span></span><span class=\"ps1605\">6,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin vakuutusriskeihin liittyv\u00e4t herkkyydet <span id=\"ib840e66abc584d3ba4316c985d1e54c1\"></span></span><span class=\"f charStyle-c5becc10 ps1581_1\">31.12.2024</span></div><div class=\"ps1627_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:195pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss102_1\"><div><div class=\"ps342 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1584 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1582_1\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1583_1\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1587_1 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1585_1\">Voitto tai tappio </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1586_1\">ennen veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1589_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.32pt\"></span></span><span class=\"ps1618_1\">-4,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1591 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.89pt\"></span></span><span class=\"ps1590_1\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.59pt\"></span></span><span class=\"ps688_1\">3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.15pt\"></span></span><span class=\"ps1594\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1597 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:68.03pt\"></span></span><span class=\"ps1619_1\">-21,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.51pt\"></span></span><span class=\"ps1620\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1600 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.29pt\"></span></span><span class=\"ps1621\">21,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1602 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1604_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.25pt\"></span></span><span class=\"ps1622\">21,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1607_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.51pt\"></span></span><span class=\"ps1620\">-11,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.89pt\"></span></span><span class=\"ps1590_1\">-12,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1611 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.6pt\"></span></span><span class=\"ps1588\">-8,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.14pt\"></span></span><span class=\"ps1623\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1615_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.91pt\"></span></span><span class=\"ps1624\">10,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.97pt\"></span></span><span class=\"ps658\">2,3</span></span></div></div></div></td></tr><tr style=\"height:30pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss104_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-0a36e0ee ps14\"><span style=\"background-color:inherit\">Taulukossa esitettyj\u00e4 vuoden 2024 vertailutietoja on oikaistu muuttamalla vaikutuksen jaottelua sek\u00e4 ja </span></span></div><div class=\"ps414 ss8\"><span class=\"f charStyle-0a36e0ee ps14\"><span style=\"background-color:inherit\">tarkentamalla laskentatapaa. </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.3 Markkinariskit<span id=\"i69dbd4df9d4a4ce29339bda75be96f66\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin riskienhallintapolitiikan mukaisesti markkinariskeill\u00e4 tarkoitetaan </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisen tuloksen ja oman p\u00e4\u00e4oman vaihtelua, joka johtuu rahoitusvarojen ja -velkojen </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkina-arvojen muutoksista sek\u00e4 vakuutusvelkojen arvon muutoksista. Markkina-arvojen ja </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisten arvojen muutokset pohjautuvat taustalla olevien markkinamuuttujien, kuten </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkojen, inflaation, valuuttakurssien, luottoriskimarginaalien ja osakekurssien, muutoksiin.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin markkinariskit muodostuvat p\u00e4\u00e4asiassa Laskuperustekorkoisesta </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueesta ja konsernin ei-strategisista omaisuuserist\u00e4. Laskuperustekorkoisen </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueen markkinariskit syntyv\u00e4t ensisijaisesti sijoituksista lukuun ottamatta </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkoriski\u00e4, joka syntyy sek\u00e4 korkosijoituksista ett\u00e4 laskuperustekorkoisesta </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelasta. Mandatum-konserni altistuu markkinariskille my\u00f6s Mandatum Oyj:n </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omistamien ei-strategisten suorien sijoituskohteiden kautta.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 liitetiedossa markkinariskit luokitellaan seuraaviin ryhmiin:</span></div><div class=\"ps1630_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">osakeriski</span></div><div class=\"ps1631_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">vaihtoehtoisiin sijoituksiin liittyv\u00e4t riskit</span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">korkoriski</span></div><div class=\"ps1633_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">luottoriski ja</span></div><div class=\"ps1634_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">valuuttariski.</span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4m\u00e4 poikkeavat hieman sis\u00e4isest\u00e4 luokittelusta, joka perustuu Solvenssi II -n\u00e4k\u00f6kulmaan. </span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 k\u00e4ytetty luokittelu soveltuu kuitenkin paremmin tilinp\u00e4\u00e4t\u00f6starkoituksiin ja kuvastaa </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">paremmin tilinp\u00e4\u00e4t\u00f6ksess\u00e4 sovellettavaa esitystapaa ja arvostusmenetelmi\u00e4.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Markkinariskien hallinta<span id=\"ie4d442c3215442189a05ddc09164e222\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Markkinariskien hallinta perustuu vakuutussopimusten odotettuihin kassavirtoihin, </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korkotasoon ja vakavaraisuusasemaan. Kaikille laskuperustekorkoisille vakuutussopimuksille </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on yhteist\u00e4 taattu korko, joka vaihtelee 0 ja 4,5 prosentin v\u00e4lill\u00e4, ja mahdollisuus </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">harkinnanvaraisiin lis\u00e4etuihin julkaistun kohtuusperiaatteen mukaisesti. Laskuperustekorkoisen </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelan rahavirrat ovat suhteellisen hyvin ennustettavissa, koska useimmissa </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">laskuperustekorkoisissa vakuutuksissa takaisinostot ja lis\u00e4sijoitukset eiv\u00e4t ole mahdollisia.</span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserniyhti\u00f6iden hallitukset hyv\u00e4ksyv\u00e4t yhti\u00f6st\u00e4 riippuen tasehallintapolitiikan tai </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoituspolitiikan, ja konsernin omalla riskill\u00e4 olevia varoja hallinnoidaan n\u00e4iden periaatteiden </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaisesti. Politiikoissa m\u00e4\u00e4ritell\u00e4\u00e4n sijoitustoiminnan periaatteet ja limiitit. Lis\u00e4ksi </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tavoiteltuun vakavaraisuusasemaan liittyv\u00e4 riskinottohalukkuus ja riskilimiitit m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hallitusten hyv\u00e4ksym\u00e4ss\u00e4 riskienhallintapolitiikassa.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Toimiluvalliset konserniyhti\u00f6t vastaavat omasta toiminnastaan, ja esimerkiksi </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen varoja hallinnoidaan Mandatum Lifen hallituksen </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asettamien politiikkojen ja limiittien mukaisesti. Mandatum Life on ulkoistanut varojensa </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hoidon Mandatum Asset Management Oy:lle (MAM), joka tekee p\u00e4ivitt\u00e4iset sijoitusp\u00e4\u00e4t\u00f6kset. </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4m\u00e4 p\u00e4\u00e4t\u00f6kset perustuvat sijoituspolitiikan periaatteisiin ja valtuutuksiin. Kaikki merkitt\u00e4v\u00e4t </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitusp\u00e4\u00e4t\u00f6kset, kuten suuret allokaatiomuutokset ja sijoitusyksik\u00f6n valtuudet ylitt\u00e4viin </span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoituksiin liittyv\u00e4t p\u00e4\u00e4t\u00f6kset, tekee kuitenkin Mandatum Lifen toimitusjohtaja tai hallitus. </span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum Lifen tasehallintakomitea seuraa s\u00e4\u00e4nn\u00f6llisesti, miten sijoituspolitiikassa </span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4riteltyj\u00e4 periaatteita ja limiittej\u00e4 noudatetaan. Mandatum Lifella on lis\u00e4ksi erillinen </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tasehallintakomitea, joka vastaa sijoitussidonnaisten velkojen katteena oleviin varoihin </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyvien riskien hallinnasta. Mandatum Oyj:n varoja hallinnoidaan Mandatum Oyj:n </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tasehallintapolitiikan mukaisesti.</span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span><span class=\"f charStyle-ca5491f4 ps1636\">31.12.2025</span><span class=\"f charStyle-ca5491f4 ps1637\"> ja </span><span class=\"f charStyle-ca5491f4 ps1638\">31.12.2024</span><span class=\"f charStyle-ca5491f4 ps1639\"> </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">-taulukossa on esitetty Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">markkina-arvoin </span><span class=\"f charStyle-ca5491f4 ps1641\">31.12.2025</span><span class=\"f charStyle-ca5491f4 ps1642\"> ja </span><span class=\"f charStyle-ca5491f4 ps1643\">31.12.2024</span><span class=\"f charStyle-ca5491f4 ps1644\">. Allokaatio on esitetty erikseen alkuper\u00e4isen kannan ja </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">Mandatum Lifeen Suomi-yhti\u00f6st\u00e4 vuonna 2014 siirretyn ryhm\u00e4el\u00e4kevakuutuskannan osalta. </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">J\u00e4lkimm\u00e4inen vakuutuskanta (eriytetty kanta) on eriytetty muusta omaisuudesta </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">erityispiirteidens\u00e4 vuoksi. Alkuper\u00e4inen kanta koostuu laskuperustekorkoisista veloista, jotka </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">eiv\u00e4t kuulu eriytettyyn ryhm\u00e4el\u00e4kekantaan liittyviin vastuisiin. Lis\u00e4ksi alkuper\u00e4inen kanta sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">omaisuutta, joka kattaa osakkeenomistajien varoja.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio <span id=\"i6ad87344385947e1b4650d4503e424ee\"></span></span><span class=\"f charStyle-c5becc10 ps1646\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1647\"> ja </span><span class=\"f charStyle-c5becc10 ps1648\">31.12.2024</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps1649\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps380 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps1651\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss55_1\"><div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1653_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1652\">Alkuper\u00e4inen </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1655_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1654\">Eriytetty </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps387_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1652\">Alkuper\u00e4inen </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps389 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1654\">Eriytetty </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Korkosijoitukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1657_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.05pt\"></span></span><span class=\"ps1656\">1\u00a0992,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1589_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.19pt\"></span></span><span class=\"ps326\">604,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1660_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.89pt\"></span></span><span class=\"ps3183\">2\u00a0239,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1662 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.13pt\"></span></span><span class=\"ps1661\">645,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Rahamarkkinasijoitukset ja </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">kassavarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1664_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">266,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.7pt\"></span></span><span class=\"ps1665\">53,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1667_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.06pt\"></span></span><span class=\"ps1666\">383,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1668_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">95,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Valtioiden joukkovelkakirjalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1670_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.62pt\"></span></span><span class=\"ps1288\">42,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1672_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">7,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1673_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1674_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Muut joukkovelkakirjalainat, </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">rahastot, lainat ja johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1677_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.57pt\"></span></span><span class=\"ps1676\">1\u00a0683,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1679_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.79pt\"></span></span><span class=\"ps1678\">541,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1681_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.68pt\"></span></span><span class=\"ps1680\">1\u00a0855,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1683_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">550,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1684_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Listatut osakkeet yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1686_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.27pt\"></span></span><span class=\"ps1685\">116,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1688 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.01pt\"></span></span><span class=\"ps1687_1\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1690_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.35pt\"></span></span><span class=\"ps1689\">199,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1692 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.88pt\"></span></span><span class=\"ps1691_1\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1523 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Suomi ja Pohjoismaat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.27pt\"></span></span><span class=\"ps1694\">41,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1696_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1698_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.12pt\"></span></span><span class=\"ps1697\">75,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Muut maat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1702_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1704_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.6pt\"></span></span><span class=\"ps1703\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1706_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.75pt\"></span></span><span class=\"ps1705\">124,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1708 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">7,4</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2013 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1711 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.6pt\"></span></span><span class=\"ps1710\">515,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1713 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.45pt\"></span></span><span class=\"ps1712\">23,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1715 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.77pt\"></span></span><span class=\"ps1714\">582,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1717_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">26,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1719_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.97pt\"></span></span><span class=\"ps3841\">77,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1721_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">18,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">105,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.25pt\"></span></span><span class=\"ps3231\">20,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.81pt\"></span></span><span class=\"ps1727\">269,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1729 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1730_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.93pt\"></span></span><span class=\"ps1205\">281,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1732_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.97pt\"></span></span><span class=\"ps1731_1\">3,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Private credit -rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1734 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.42pt\"></span></span><span class=\"ps613_1\">168,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1736_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.98pt\"></span></span><span class=\"ps1735\">2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.83pt\"></span></span><span class=\"ps1739_1\">2,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Omaisuuslajit yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1743 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.23pt\"></span></span><span class=\"ps1742\">2\u00a0624,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1745_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.07pt\"></span></span><span class=\"ps1744\">632,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.83pt\"></span></span><span class=\"ps1746\">3\u00a0021,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.11pt\"></span></span><span class=\"ps1748\">678,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukon \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span><span class=\"f charStyle-eb5b806b ps1750\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1751\"> ja </span></div><div class=\"ps1754 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1753\">\u201d ja konsernin taseen rahoitusvarojen sis\u00e4ll\u00f6ss\u00e4 on eroja, ja n\u00e4in ollen esitettyjen </span></div><div class=\"ps1755_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaisuuslajien yhteism\u00e4\u00e4r\u00e4n t\u00e4sm\u00e4ytyslaskelma Mandatum-konsernin rahoitusvaroihin on </span></div><div class=\"ps1756_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">esitetty \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaation ja taseen </span></div><div class=\"ps1761_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvarojen v\u00e4linen t\u00e4sm\u00e4ytys </span><span class=\"f charStyle-eb5b806b ps1757\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1758\"> ja </span><span class=\"f charStyle-eb5b806b ps1759\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1760_1\">\u201d -taulukossa. Kyseisen taulukon </span></div><div class=\"ps1762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ensimm\u00e4isell\u00e4 rivill\u00e4 esitetyt varat yhteens\u00e4 ovat yht\u00e4 suuret kuin alkuper\u00e4isen kannan ja </span></div><div class=\"ps1763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">eriytetyn kannan sijoitusallokaatioiden summa. Konsernin muut rahoitusvarat ovat muiden </span></div><div class=\"ps1764_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserniyhti\u00f6iden kuin Mandatum Lifen rahoitusvaroja.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaation ja taseen rahoitusvarojen <span id=\"ie6be0dc6af174228b47697996c85ccc8\"></span></span></div><div class=\"ps1186 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">v\u00e4linen t\u00e4sm\u00e4ytys </span><span class=\"f charStyle-c5becc10 ps1765\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1766\"> ja </span><span class=\"f charStyle-c5becc10 ps1767\">31.12.2024</span></div><div class=\"ps1807_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps807\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps808\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss47_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoisen liiketoiminta-alueen </span></div><div class=\"ps342 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoitukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">3\u00a0257,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.07pt\"></span></span><span class=\"ps1773\">3\u00a0699,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet korot korkosijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1776_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.97pt\"></span></span><span class=\"ps1394\">-35,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1778_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59pt\"></span></span><span class=\"ps1777\">-31,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsernin sis\u00e4iset er\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1780_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.12pt\"></span></span><span class=\"ps1779\">-6,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1782_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.17pt\"></span></span><span class=\"ps1781\">-13,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Suorat kiinteist\u00f6sijoitukset sijoitusallokaatiolla</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1784 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.95pt\"></span></span><span class=\"ps1783_1\">-94,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1786_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.34pt\"></span></span><span class=\"ps1785\">-123,7</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss47_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaisten nettoero sijoitusallokaation ja </span></div><div class=\"ps342 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">rahoitusvarojen v\u00e4lill\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1788_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.95pt\"></span></span><span class=\"ps1787\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1789_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.96pt\"></span></span><span class=\"ps802_1\">-2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1790_1 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusallokaatioon sis\u00e4llytetyt k\u00e4teisvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1792_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.35pt\"></span></span><span class=\"ps1791\">-320,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1794_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.45pt\"></span></span><span class=\"ps1793\">-478,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotetut luottotappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1797_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.43pt\"></span></span><span class=\"ps1796\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1798_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.89pt\"></span></span><span class=\"ps800\">-1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsernin muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1800_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.73pt\"></span></span><span class=\"ps1799\">485,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">458,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Mandatum-konsernin rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1804_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.88pt\"></span></span><span class=\"ps1803\">3\u00a0286,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1806_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">3\u00a0507,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1810_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dV\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset </span><span class=\"f charStyle-eb5b806b ps1808\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1809\"> ja </span></div><div class=\"ps1812_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1811\">\u201d on esitetty v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden sijoitusten allokaatio </span></div><div class=\"ps1816 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1813\"> ja </span><span class=\"f charStyle-eb5b806b ps1814\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1815_1\">. Asiakkaat kantavat kyseisiin liiketoiminta-alueisiin liittyvist\u00e4 varoista </span></div><div class=\"ps1817 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aiheutuvat markkinariskit, joten ne vaikuttavat konserniin vain v\u00e4lillisesti tulevien </span></div><div class=\"ps1818_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottojen kautta.</span></div><div class=\"ps1822_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset <span id=\"iab0af1e81ea54d6b93a645f4c39eb1b9\"></span></span><span class=\"f charStyle-c5becc10 ps1819\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1820\"> ja </span><span class=\"f charStyle-c5becc10 ps1821\">31.12.2024</span></div><div class=\"ps1837 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Omaisuusluokka, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124 ps807\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124 ps808\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkosijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.65pt\"></span></span><span class=\"ps1823\">6\u00a0608,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">5\u00a0805,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Listatut osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.28pt\"></span></span><span class=\"ps1825\">4\u00a0964,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.8pt\"></span></span><span class=\"ps1826\">4\u00a0372,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">2\u00a0951,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.36pt\"></span></span><span class=\"ps1829_1\">3\u00a0114,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps727_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.27pt\"></span></span><span class=\"ps1831_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps729 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.57pt\"></span></span><span class=\"ps1832_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">- joista IFRS 17 -sopimuksiin liittyvi\u00e4 sijoituksia</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps731 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.72pt\"></span></span><span class=\"ps1833\">3\u00a0582,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps733 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.19pt\"></span></span><span class=\"ps918\">3\u00a0409,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">- joista IFRS 9 -sopimuksiin liittyvi\u00e4 sijoituksia</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps735 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.71pt\"></span></span><span class=\"ps1835_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps737_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.3pt\"></span></span><span class=\"ps3239\">9\u00a0882,6</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dV\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset </span><span class=\"f charStyle-eb5b806b ps1841\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1842\"> ja </span><span class=\"f charStyle-eb5b806b ps1843\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1844_1\">\u201d </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-taulukossa esitettyjen omaisuusluokkien kokonaism\u00e4\u00e4r\u00e4 vastaa Mandatum-konsernin </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilinp\u00e4\u00e4t\u00f6ksen liitetiedossa 19 esitettyj\u00e4 sijoitussidonnaisten sopimusten katteena olevia </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituksia. Jaottelu eri omaisuusluokkiin on kuitenkin eri kuin tilinp\u00e4\u00e4t\u00f6ksen muissa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa esitetty jaottelu, sill\u00e4 t\u00e4ss\u00e4 liitetiedossa rahastosijoitukset on avattu alla olevien </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusten tasolle ja jaoteltu eri omaisuusluokkiin alla olevien sijoitusten mukaan.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj:n rahoitusvarat </span><span class=\"f charStyle-eb5b806b ps1845\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1846\"> olivat 485,6 (458,7) miljoonaa euroa. Varat </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koostuvat p\u00e4\u00e4osin osake- ja rahamarkkinasijoituksista.</span></div><div class=\"ps1926 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.4 Osakeriski ja vaihtoehtoisiin sijoituksiin liittyv\u00e4 riski<span id=\"iece9934d59044f5d91c5a87405ef7003\"></span></span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Altistuma<span id=\"ib614deaac3fe4b07aeebd9848e4f081e\"></span></span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakeriski on osakekurssien muutoksista johtuvien tappioiden riski. Laskuperustekorkoisen </span></div><div class=\"ps1200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueen listatut osakesijoitukset ja vaihtoehtoiset sijoitukset vuoden </span><span class=\"f charStyle-eb5b806b ps1849\">2024</span><span class=\"f charStyle-eb5b806b ps1850\"> ja </span><span class=\"f charStyle-eb5b806b ps1851\">2025</span><span class=\"f charStyle-eb5b806b ps1852\"> </span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lopussa on esitetty taulukossa \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten </span></div><div class=\"ps1213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">allokaatio </span><span class=\"f charStyle-eb5b806b ps1854\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1855\"> ja </span><span class=\"f charStyle-eb5b806b ps1856\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1857\">\u201d. V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden listatut </span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakesijoitukset ja vaihtoehtoiset sijoitukset on esitetty puolestaan taulukossa \u201dV\u00e4h\u00e4n </span></div><div class=\"ps1203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset </span><span class=\"f charStyle-eb5b806b ps1859_1\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1860_1\"> ja </span><span class=\"f charStyle-eb5b806b ps1861\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1862\">\u201d.</span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakesalkkua hoidetaan aktiivisesti. Laskuperustekorkoisen liiketoiminta-alueen </span></div><div class=\"ps1206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakesalkkujen ja -johdannaisten positiot ja riskit eiv\u00e4t saa ylitt\u00e4\u00e4 sijoituspolitiikassa asetettuja </span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rajoja. Kehittyneiden markkinoiden osakesalkkua hallinnoi p\u00e4\u00e4asiassa MAM, kun taas </span></div><div class=\"ps1208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kehittyvien markkinoiden osakesijoituksia hallinnoivat p\u00e4\u00e4asiassa ulkopuoliset varainhoitajat.</span></div><div class=\"ps841 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vaihtoehtoiset sijoitukset ovat joko sijoituksia muihin kuin muualla t\u00e4ss\u00e4 liitetiedossa </span></div><div class=\"ps842 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mainittuihin omaisuusluokkiin tai sijoituksia mainittuihin omaisuusluokkiin k\u00e4ytt\u00e4en </span></div><div class=\"ps843 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusinstrumentteja, joiden hallinnointimalli tai sijoitusstrategia poikkeaa tavanomaisesta. </span></div><div class=\"ps844 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernissa p\u00e4\u00e4omarahastot, muut vaihtoehtorahastot ja kiinteist\u00f6sijoitukset </span></div><div class=\"ps845 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan vaihtoehtoisiksi sijoituksiksi. Muut vaihtoehtorahastot ovat p\u00e4\u00e4asiassa private </span></div><div class=\"ps846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">credit -rahastoja.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen salkuissa p\u00e4\u00e4omarahastoja ja private credit </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">-rahastoja hallinnoivat p\u00e4\u00e4asiassa ulkopuoliset varainhoitajat. P\u00e4\u00e4omarahastosalkku on </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hajautettu sek\u00e4 rahastotyylin ett\u00e4 maantieteellisen alueen mukaan. Vaihtoehtoisia sijoituksia </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tehd\u00e4\u00e4n sek\u00e4 suoraan yksitt\u00e4isiin rahastoihin ett\u00e4 rahastojen rahastoihin, jotta saavutetaan </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riitt\u00e4v\u00e4 hajautus rahastojen ja sijoitustyylien v\u00e4lill\u00e4.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vaihtoehtoisiin sijoituksiin liittyy usein etuk\u00e4teen tehty sijoitussitoumus, joka sitoutuu ajan </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">my\u00f6t\u00e4 joko kokonaan tai osittain sijoituksiksi kyseisiin rahastoihin. Vuoden </span><span class=\"f charStyle-eb5b806b ps1864\">2025</span><span class=\"f charStyle-eb5b806b ps1865\"> lopussa </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernilla oli avoimia taseen ulkopuolisia sijoitussitoumuksia </span><span class=\"f charStyle-eb5b806b ps1866\">1\u00a0992,2</span><span class=\"f charStyle-eb5b806b ps1867\"> </span><span class=\"f charStyle-eb5b806b ps1868\">(</span><span class=\"f charStyle-eb5b806b ps1869\">2\u00a0146,1</span><span class=\"f charStyle-eb5b806b ps1870_1\">) </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">miljoonaa euroa, joista </span><span class=\"f charStyle-eb5b806b ps1871_1\">1\u00a0784,0</span><span class=\"f charStyle-eb5b806b ps1872\"> (</span><span class=\"f charStyle-eb5b806b ps1873\">1\u00a0897,1</span><span class=\"f charStyle-eb5b806b ps1874\">) miljoonaa euroa liittyi v\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta-alueisiin ja </span><span class=\"f charStyle-eb5b806b ps1875\">208,3</span><span class=\"f charStyle-eb5b806b ps1876\"> (</span><span class=\"f charStyle-eb5b806b ps1877\">249,0</span><span class=\"f charStyle-eb5b806b ps1878\">) miljoonaa euroa Laskuperustekorkoiseen liiketoiminta-</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alueeseen. On syyt\u00e4 huomata, ett\u00e4 n\u00e4m\u00e4 summat ovat enimm\u00e4ism\u00e4\u00e4ri\u00e4, ja koska merkitt\u00e4v\u00e4 </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osa sijoitussitoumuksista, erityisesti Laskuperustekorkoisen liiketoiminta-alueen portfoliossa, </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyy vanhempien vuosikertojen rahastoihin, odotettavissa oleva toteutuvien sitoumusten </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4 on pienempi.</span></div><div class=\"ps458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vaihtoehtoisten sijoitusten sitoumukset altistavat liiketoiminta-alueet riskille, ett\u00e4 niill\u00e4 ei ole </span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">likvidej\u00e4 varoja rahastojen p\u00e4\u00e4omakutsujen maksamiseen. Mandatum-konserni hallitsee t\u00e4t\u00e4 </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riski\u00e4 arvioimalla etuk\u00e4teen mahdollisten tulevien p\u00e4\u00e4omakutsujen m\u00e4\u00e4ri\u00e4 ja ajoituksia, jotka </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sis\u00e4isess\u00e4 likviditeetin hallinnassa. V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-</span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alueiden osalta p\u00e4\u00e4omakutsut rahoitetaan yleens\u00e4 perim\u00e4ll\u00e4 vakuutuksenottajalta erillinen </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutusmaksu. Menetelmi\u00e4, joilla hallitaan vakuutuksenottajasta syntyv\u00e4\u00e4 vastapuoliriski\u00e4, </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ovat esimerkiksi asiakasvalinta, sijoituskorien kohderyhm\u00e4n m\u00e4\u00e4rittely ja vakuutusehdot.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"if3a8f0daa16f4afb84008ff47acc1c83\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa \u201dMandatum-konsernin osakesijoitusten ja vaihtoehtoisten sijoitusten herkkyydet </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1888\">\u201d on esitetty analyysi Mandatum-konsernin herkkyydest\u00e4 osakesijoitusten ja </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaihtoehtoisten sijoitusten hintojen nousulle tai laskulle </span><span class=\"f charStyle-eb5b806b ps1889\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1890\"> olettaen, ett\u00e4 kaikki muut </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muuttujat pysyv\u00e4t vakioina. Vaikutukset kirjataan suoraan tulosvaikutteisesti, joten </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muuttujissa tapahtuneilla muutoksilla ei ole vaikutusta omaan p\u00e4\u00e4omaan. Herkkyysanalyysiss\u00e4 </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytet\u00e4\u00e4n seuraavia oletuksia:</span></div><div class=\"ps1891_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">20 prosentin arvonmuutos listatuille ja listaamattomille osakkeille sek\u00e4 </span></div><div class=\"ps1892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">p\u00e4\u00e4omarahastosijoituksille</span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">10 prosentin arvonmuutos kiinteist\u00f6sijoituksille ja muille vaihtoehtorahastoille.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskikeskittym\u00e4t<span id=\"ie6ed3f4448a646709ac1e01498c0b11c\"></span></span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin osakeriskikeskittym\u00e4t liittyv\u00e4t konsernin ei-strategisiin omaisuuseriin, </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joista raportointihetkell\u00e4 Saxo Bank A/S:n k\u00e4yp\u00e4 arvo oli 306,4 (301,7) miljoonaa euroa ja </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Terrafame Oy:n 46,2 (46,2) miljoonaa euroa. Mandatum-konserni myi Enento Group Oyj:n </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omistuksena vuoden 2025 aikana. Lis\u00e4ksi Mandatum Oyj sopi maaliskuussa 2025 myyv\u00e4ns\u00e4 </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Saxo Bank A/S omistuksensa. Kauppa toteutui 2.3.2026, lis\u00e4tietoja liitetiedossa 38 Tilikauden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4ttymisen j\u00e4lkeiset tapahtumat.</span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisessa liiketoiminta-alueessa vaihtoehtoisiin sijoituksiin liittyv\u00e4t keskittym\u00e4t </span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liittyv\u00e4t kiinteist\u00f6salkkuun, sill\u00e4 kaikki suorat kiinteist\u00f6sijoitukset sijaitsevat Suomessa. Lis\u00e4ksi </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastojen ja private credit -rahastojen salkuissa on jonkin verran keskittymi\u00e4, sill\u00e4 </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastosalkun viisi suurinta sijoitusta vastaavat 64,6 (61,6) prosenttia salkun markkina-</span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvosta ja private credit -rahastosalkun viisi suurinta sijoitusta ovat 60,2 (52,0) prosenttia </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">salkun markkina-arvosta. Toisaalta rahastot ovat hajauttaneet omia alla olevia sijoituksiaan, </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mik\u00e4 pienent\u00e4\u00e4 keskittym\u00e4riski\u00e4.</span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden sijoitukset ovat hyvin hajautettuja, eiv\u00e4tk\u00e4 siten </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4ll\u00e4 merkitt\u00e4vi\u00e4 keskittymi\u00e4.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin osakesijoitusten ja vaihtoehtoisten sijoitusten herkkyydet <span id=\"i79264c4dfec6466cb069f9223d2f9e99\"></span></span><span class=\"f charStyle-c5becc10 ps1903\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:174pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1906_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1904\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps398\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1909_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1907\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps3174\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1911_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1913_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1914_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1915_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1917_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.19pt\"></span></span><span class=\"ps2964\">67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1919_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.93pt\"></span></span><span class=\"ps1918\">-67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1921 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.98pt\"></span></span><span class=\"ps1920_1\">-1\u00a0443,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1923 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.24pt\"></span></span><span class=\"ps1922_1\">1\u00a0443,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1925_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1926_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1927_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.24pt\"></span></span><span class=\"ps1922_1\">1\u00a0443,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1928_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.98pt\"></span></span><span class=\"ps1920_1\">-1\u00a0443,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1930_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.37pt\"></span></span><span class=\"ps1929\">67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1932_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.11pt\"></span></span><span class=\"ps1931\">-67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1933_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1934_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1935_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1936 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1938_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1940_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.15pt\"></span></span><span class=\"ps1939\">3,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1941_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1942_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1944_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.4pt\"></span></span><span class=\"ps1943\">105,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1946_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.14pt\"></span></span><span class=\"ps1945\">-105,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1947_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1948_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1950_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.45pt\"></span></span><span class=\"ps1949\">102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1952_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.19pt\"></span></span><span class=\"ps1951\">-102,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1953_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1954_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1956_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.64pt\"></span></span><span class=\"ps962\">72,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1958_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">-72,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1959_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1960_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1962_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.82pt\"></span></span><span class=\"ps1961\">72,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1964_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.56pt\"></span></span><span class=\"ps1963\">-72,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1965_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin osakesijoitusten ja vaihtoehtoisten sijoitusten herkkyydet <span id=\"i316aa2879dc347d39b025a038d528af7\"></span></span><span class=\"f charStyle-c5becc10 ps1903\">31.12.2024</span></div><div class=\"ps1980_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:174pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1906_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1904\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps398\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1909_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1907\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps3174\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1911_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1913_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1914_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1915_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1917_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.68pt\"></span></span><span class=\"ps1680\">65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1919_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.42pt\"></span></span><span class=\"ps1966\">-65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1921 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.71pt\"></span></span><span class=\"ps1967\">-1\u00a0360,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1923 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.97pt\"></span></span><span class=\"ps1968\">1\u00a0360,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1925_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1926_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1927_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.97pt\"></span></span><span class=\"ps1968\">1\u00a0360,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1928_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.71pt\"></span></span><span class=\"ps1967\">-1\u00a0360,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1930_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.97pt\"></span></span><span class=\"ps1969\">65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1932_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.71pt\"></span></span><span class=\"ps2365\">-65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1933_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1934_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1935_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1936 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1938_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.86pt\"></span></span><span class=\"ps1971\">-3,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1940_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.12pt\"></span></span><span class=\"ps1972\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1941_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1942_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1944_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.37pt\"></span></span><span class=\"ps854\">129,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1946_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.11pt\"></span></span><span class=\"ps1973\">-129,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1947_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1948_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1950_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.69pt\"></span></span><span class=\"ps1974\">125,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1952_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.43pt\"></span></span><span class=\"ps1975\">-125,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1953_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1954_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1956_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.26pt\"></span></span><span class=\"ps1976\">80,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1958_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26pt\"></span></span><span class=\"ps2395\">-80,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1959_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1960_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1962_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.67pt\"></span></span><span class=\"ps1978\">80,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1964_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.41pt\"></span></span><span class=\"ps1979\">-80,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.5 Korkoriski<span id=\"i5722be4067584db6ab9104bf906528a8\"></span></span></div><div class=\"ps1981_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Altistuma <span id=\"i8a96e32445a943afaa87ba03b55b5f67\"></span></span></div><div class=\"ps3332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin merkitt\u00e4vin korkoriski on, ett\u00e4 korkosijoitukset eiv\u00e4t pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 tuota </span></div><div class=\"ps1983_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hint\u00e4\u00e4n laskuperustekorkoisten vakuutussopimusvelkojen taattua korkoa vastaavaa tuottoa. </span></div><div class=\"ps1984_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4m\u00e4n riskin todenn\u00e4k\u00f6isyys kasvaa, kun markkinakorot laskevat ja pysyv\u00e4t alhaisella tasolla.</span></div><div class=\"ps1193 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisen liiketoiminta-alueen sijoituksiin liittyv\u00e4n sijoituspolitiikan mukaan </span></div><div class=\"ps1194 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelkojen korkoriski on otettava huomioon sijoitussalkun rakennetta </span></div><div class=\"ps1195 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4ritelt\u00e4ess\u00e4. Vakuutussopimusvelkojen ja korkosijoitusten v\u00e4list\u00e4 duraatioeroa seurataan ja </span></div><div class=\"ps1196 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallitaan jatkuvasti. Sis\u00e4isen p\u00e4\u00e4oman malleihin perustuvilla valvontatasoilla hallitaan ja </span></div><div class=\"ps1197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varmistetaan p\u00e4\u00e4oman riitt\u00e4vyys eri markkinatilanteissa.</span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisen liiketoiminta-alueen alkuper\u00e4isen kannan vakuutussopimusvelkojen </span></div><div class=\"ps1200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskim\u00e4\u00e4r\u00e4inen duraatio oli </span><span class=\"f charStyle-eb5b806b ps1990\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1991\"> noin 9 (noin 9) vuotta ja eriytetyn kannan noin 8 (noin </span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">8) vuotta. Alkuper\u00e4isen kannan korkosijoitusten, mukaan lukien k\u00e4teisvarat ja </span></div><div class=\"ps1213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkojohdannaiset, duraatio </span><span class=\"f charStyle-eb5b806b ps1992\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1993\"> oli 4,6 (3,5) vuotta ja eriytetyn kannan duraatio 5,3 </span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(4,3) vuotta.</span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisen vakuutussopimusvelan osalta Mandatum-konserni on varautunut </span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mataliin korkoihin muun muassa alentamalla sopimusten laskuperustekorkoa. Lis\u00e4ksi voimassa </span></div><div class=\"ps1206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevia sopimuksia on muutettu j\u00e4lleensijoitusriskin hallinnoimiseksi. Mandatum on lis\u00e4ksi </span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suojannut vakuutussopimusvelkaan liittyv\u00e4\u00e4 korkoriski\u00e4 koronvaihtosopimuksilla, joiden </span></div><div class=\"ps1208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00f6periaatteet ja limiitit on erikseen m\u00e4\u00e4ritelty Laskuperustekorkoiseen liiketoiminta-</span></div><div class=\"ps840 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alueeseen liittyv\u00e4ss\u00e4 sijoituspolitiikassa. Suojauslaskentaa ei sovelleta Mandatum-konsernin </span></div><div class=\"ps841 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilinp\u00e4\u00e4t\u00f6ksess\u00e4 olevaan vakuutussopimusvelkaan liittyviin koronvaihtosopimuksiin, sill\u00e4 </span></div><div class=\"ps842 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Life soveltaa suomalaisen tilinp\u00e4\u00e4t\u00f6sk\u00e4yt\u00e4nn\u00f6n mukaista suojauslaskentaa. </span></div><div class=\"ps843 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin varat ja velat, joiden arvoon korkojen muutoksilla on vaikutusta, on </span></div><div class=\"ps844 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">esitetty taulukossa \u201dMandatum-konsernin varat ja velat, joihin korkojen muutoksilla on </span></div><div class=\"ps845 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusta 31.12.2025 ja 31.12.2024\u201d. Vakuutussopimukset on esitetty ilman j\u00e4lleenvakuutusta, </span></div><div class=\"ps846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sill\u00e4 j\u00e4lleenvakuutuksen tase-er\u00e4t eiv\u00e4t ole herkki\u00e4 korkojen muutoksille.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin varat ja velat, joihin korkojen muutoksilla on vaikutusta <span id=\"i209548c835cd44139199ab8c8c9d287c\"></span></span><span class=\"f charStyle-c5becc10 ps1994\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1995\"> ja </span></div><div class=\"ps1186 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">31.12.2024</span></div><div class=\"ps1807_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124 ps807\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124 ps808\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.44pt\"></span></span><span class=\"ps1996\">2\u00a0398,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.5pt\"></span></span><span class=\"ps1997\">2\u00a0432,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.25pt\"></span></span><span class=\"ps3264\">-200,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.42pt\"></span></span><span class=\"ps1999\">-201,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps727_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.65pt\"></span></span><span class=\"ps2000\">2\u00a0197,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps729 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.86pt\"></span></span><span class=\"ps2001\">2\u00a0231,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss47_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussidonnaisten sopimusten katteena olevat </span></div><div class=\"ps339 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps735 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.24pt\"></span></span><span class=\"ps1175\">5\u00a0743,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps737_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">5\u00a0097,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2003_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.62pt\"></span></span><span class=\"ps769\">-1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2005_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.47pt\"></span></span><span class=\"ps2004\">25,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusv\u00e4lineet yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2007_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.33pt\"></span></span><span class=\"ps2006\">7\u00a0939,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2009_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.22pt\"></span></span><span class=\"ps2008\">7\u00a0354,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2011_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">5\u00a0553,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2013_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.08pt\"></span></span><span class=\"ps3298\">5\u00a0621,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2014_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2016_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.25pt\"></span></span><span class=\"ps3618\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2018_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.6pt\"></span></span><span class=\"ps2017\">5\u00a0553,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2020_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">5\u00a0616,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat sijoitussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2022_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.53pt\"></span></span><span class=\"ps2021\">4\u00a0326,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2024_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.47pt\"></span></span><span class=\"ps2023\">3\u00a0789,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2026_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.61pt\"></span></span><span class=\"ps2025\">9\u00a0880,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2028_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">9\u00a0405,9</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin taseella on lis\u00e4ksi rahoitusvaroja ja -velkoja, jotka arvostetaan </span></div><div class=\"ps2030_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">jaksotettuun hankintamenoon ja joiden tasearvoon tai tulokseen korkojen muutoksilla ei ole </span></div><div class=\"ps2031_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutusta.</span></div><div class=\"ps2032_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Herkkyysanalyysi<span id=\"i6314e379c9fb4de796d211b4d8dff965\"></span></span></div><div class=\"ps2035_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dMandatum-konsernin taseen korkoherkkyydet </span><span class=\"f charStyle-eb5b806b ps2033\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2034\">\u201d on esitetty analyysi </span></div><div class=\"ps2036_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin omaisuus- ja velkaerien herkkyydest\u00e4 markkinakorkojen 1 prosenttiyksik\u00f6n </span></div><div class=\"ps2037_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">paralleelille nousulle tai laskulle raportointip\u00e4iv\u00e4n\u00e4 olettaen, ett\u00e4 kaikki muut muuttujat </span></div><div class=\"ps2038_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pysyv\u00e4t vakioina. Vaikutukset kirjataan suoraan tulosvaikutteisesti, joten muuttujissa </span></div><div class=\"ps2039_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tapahtuneilla muutoksilla ei ole vaikutusta omaan p\u00e4\u00e4omaan.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Mandatum-konsernin taseen korkoherkkyydet <span id=\"i8e209158c65e42f49bfd05dcebd40e3d\"></span></span><span class=\"f charStyle-c5becc10 ps2040\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:174pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1906_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1904\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps398\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1909_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1907\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps3174\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1911_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1913_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1914_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1915_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1917_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.54pt\"></span></span><span class=\"ps2041\">20,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1919_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.73pt\"></span></span><span class=\"ps2328\">-15,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1921 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.78pt\"></span></span><span class=\"ps2043\">170,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1923 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26pt\"></span></span><span class=\"ps2395\">-181,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1925_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1926_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1927_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">-170,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1928_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.26pt\"></span></span><span class=\"ps1976\">181,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1930_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">20,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1932_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.63pt\"></span></span><span class=\"ps2046\">-15,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1933_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1934_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1935_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1936 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1938_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.3pt\"></span></span><span class=\"ps2047\">109,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1940_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.74pt\"></span></span><span class=\"ps2048\">-123,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1941_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1942_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1944_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.2pt\"></span></span><span class=\"ps2049\">-123,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1946_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.81pt\"></span></span><span class=\"ps2050\">136,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1947_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1948_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1950_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.47pt\"></span></span><span class=\"ps2051\">-14,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1952_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.22pt\"></span></span><span class=\"ps2052\">13,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1953_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1954_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1956_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.57pt\"></span></span><span class=\"ps2053\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1958_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.83pt\"></span></span><span class=\"ps2054\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1959_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1960_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1962_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1964_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.14pt\"></span></span><span class=\"ps2056\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2057_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2058_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2060_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.51pt\"></span></span><span class=\"ps2359\">-0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2061_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.77pt\"></span></span><span class=\"ps1714\">0,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Mandatum-konsernin taseen korkoherkkyydet <span id=\"i5c6ef904d1374713b5fb908ce3a30add\"></span></span><span class=\"f charStyle-c5becc10 ps2040\">31.12.2024</span></div><div class=\"ps2076_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:174pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1906_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1904\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps398\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1909_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1907\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps3174\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1911_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1913_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1914_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1915_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1917_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.64pt\"></span></span><span class=\"ps962\">20,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1919_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">-18,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1921 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.08pt\"></span></span><span class=\"ps2064\">140,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1923 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.36pt\"></span></span><span class=\"ps2065\">-143,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1925_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1926_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1927_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.82pt\"></span></span><span class=\"ps2066\">-140,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1928_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.62pt\"></span></span><span class=\"ps2067\">143,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1930_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.82pt\"></span></span><span class=\"ps1961\">20,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1932_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.63pt\"></span></span><span class=\"ps2046\">-18,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1933_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1934_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1935_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1936 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1938_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.3pt\"></span></span><span class=\"ps1030\">126,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1940_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.31pt\"></span></span><span class=\"ps2069\">-147,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1941_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1942_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1944_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.73pt\"></span></span><span class=\"ps2070\">-109,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1946_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.98pt\"></span></span><span class=\"ps1154\">118,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1947_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1948_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1950_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.98pt\"></span></span><span class=\"ps2072\">16,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1952_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.02pt\"></span></span><span class=\"ps2073\">-28,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1953_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1954_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1956_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.14pt\"></span></span><span class=\"ps2056\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1958_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1959_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1960_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1962_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1964_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.14pt\"></span></span><span class=\"ps2056\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2057_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2058_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2060_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.38pt\"></span></span><span class=\"ps2074\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2061_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.12pt\"></span></span><span class=\"ps2193\">-0,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.6 Luottoriski<span id=\"i1e0bdf6e55ce436384b3bd1fde7a850a\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luottoriski on tappioriski tai taloudellisen tilanteen ep\u00e4suotuisa muutosriski, joka johtuu </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvopapereiden liikkeeseenlaskijoiden, johdannaissopimusten vastapuolten tai muiden </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">velallisten luottokelpoisuuden vaihteluista. Luottoriski\u00e4 syntyy sijoituksista sek\u00e4 vakuutus- ja </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutussopimuksista.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernissa luottoriski voi realisoitua markkina-arvon tappioina, kun </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luottoriskimarginaalit (spreadit) muuttuvat ep\u00e4suotuisasti (spread-riski), tai luottotappioina, </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kun velkainstrumenttien liikkeeseenlaskijat tai johdannaisten tai j\u00e4lleenvakuutusten </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastapuolet eiv\u00e4t pysty t\u00e4ytt\u00e4m\u00e4\u00e4n taloudellisia velvoitteitaan (maksukyvytt\u00f6myysriski). </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luottoriskin rooli nykyisess\u00e4 sijoitusallokaatiossa on merkitt\u00e4v\u00e4 sek\u00e4 riskialttiuden ett\u00e4 </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskienhallinnan n\u00e4k\u00f6kulmasta.</span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Sijoitusomaisuuteen liittyv\u00e4n luottoriskin lis\u00e4ksi luottoriski\u00e4 syntyy my\u00f6s </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutussopimuksista. J\u00e4lleenvakuuttajiin liittyv\u00e4 luottoriski syntyy </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutussaamisista ja j\u00e4lleenvakuuttajien vastuuosuudesta. Mandatum-konsernissa </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutukseen liittyv\u00e4 luottoriski on suhteellisen pieni verrattuna sijoitusomaisuuteen </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyv\u00e4\u00e4n luottoriskiin.</span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Altistuma<span id=\"ifb1b8d2626ed4f0795b02d946fe5ce57\"></span></span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusomaisuus luottoluokittain </span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1813\"> ja </span><span class=\"f charStyle-eb5b806b ps1814\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1815_1\">\u201d esitet\u00e4\u00e4n laskuperusteisen liiketoiminta-alueen korkosijoitusten </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">erittely luottoluokittain.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusomaisuus luottoluokittain <span id=\"id6c92fa04f57420fbce93d1dfda17f03\"></span></span><span class=\"f charStyle-c5becc10 ps2077\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps2078\"> ja </span></div><div class=\"ps2080_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">31.12.2024</span><span class=\"f charStyle-c5becc10 ps2079\"> </span></div><div class=\"ps2114_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps1649\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps380 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps1651\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss55_1\"><div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1653_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1652\">Alkuper\u00e4inen </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1655_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1654\">Eriytetty </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps387_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1652\">Alkuper\u00e4inen </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps389 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1654\">Eriytetty </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">AAA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1657_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1589_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1660_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1662 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">AA+ \u2013 AA-</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1664_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">71,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">39,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1667_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">28,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1668_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.6pt\"></span></span><span class=\"ps1703\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">A+ \u2013 A-</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2084_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.04pt\"></span></span><span class=\"ps2083\">283,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1597 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.41pt\"></span></span><span class=\"ps2085\">119,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.42pt\"></span></span><span class=\"ps2086\">322,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.74pt\"></span></span><span class=\"ps468\">106,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">BBB+ \u2013 BBB-</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2090 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.94pt\"></span></span><span class=\"ps2089\">653,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1600 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.3pt\"></span></span><span class=\"ps2091_1\">225,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.78pt\"></span></span><span class=\"ps2092_1\">704,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.94pt\"></span></span><span class=\"ps3175\">260,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">BB+ \u2013 C</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2096 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">257,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2098 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.24pt\"></span></span><span class=\"ps2097_1\">64,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.31pt\"></span></span><span class=\"ps2099_1\">277,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">72,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">D</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2103 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1604_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Luokittelematon</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2107 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.69pt\"></span></span><span class=\"ps2106\">460,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1607_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.05pt\"></span></span><span class=\"ps2108_1\">101,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">501,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.41pt\"></span></span><span class=\"ps3796\">98,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2110 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.56pt\"></span></span><span class=\"ps619_1\">1\u00a0725,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1611 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.38pt\"></span></span><span class=\"ps2111_1\">550,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.11pt\"></span></span><span class=\"ps2112_1\">1\u00a0834,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.99pt\"></span></span><span class=\"ps2113_1\">544,9</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2117 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusomaisuus luottoluokittain </span><span class=\"f charStyle-eb5b806b ps2115_1\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2116\"> ja </span></div><div class=\"ps2118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1753\"> -taulukossa esitetty sijoitusomaisuuden kokonaism\u00e4\u00e4r\u00e4 vastaa taulukossa </span></div><div class=\"ps2123_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span><span class=\"f charStyle-eb5b806b ps2119\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2120\"> ja </span><span class=\"f charStyle-eb5b806b ps2121\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps2122\">\u201d </span></div><div class=\"ps2124_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">esitetty\u00e4 korkosijoitusten kokonaism\u00e4\u00e4r\u00e4\u00e4, josta on v\u00e4hennetty k\u00e4teinen sek\u00e4 </span></div><div class=\"ps2125_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkojohdannaiset.</span></div><div class=\"ps2126_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"i53459a33fe4949b29339a4b5cfd9bf1a\"></span></span></div><div class=\"ps2129_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa\u201dMandatum-konsernin spread-herkkyydet </span><span class=\"f charStyle-eb5b806b ps2127\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2128\">\u201d esitet\u00e4\u00e4n analyysi Mandatum-</span></div><div class=\"ps2132_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin herkkyydest\u00e4 luottoriskimarginaalien 0,5 prosenttiyksik\u00f6n muutokselle </span><span class=\"f charStyle-eb5b806b ps2130\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2131\"> </span></div><div class=\"ps2133_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olettaen, ett\u00e4 kaikki muut muuttujat pysyv\u00e4t vakioina. Vaikutukset kirjataan suoraan </span></div><div class=\"ps2134_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti, joten muuttujissa tapahtuneilla muutoksilla ei ole vaikutusta omaan </span></div><div class=\"ps2135 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omaan. Lis\u00e4ksi vastuuvelan diskonttauskorkoon sis\u00e4ltyv\u00e4n likviditeettipreemion oletetaan </span></div><div class=\"ps2136 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kasvavan 0,25 prosenttiyksikk\u00f6\u00e4.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin spread-herkkyydet <span id=\"id9e774b709f64243b3e35ee3e0dc5c9e\"></span></span><span class=\"f charStyle-c5becc10 ps2137_1\">31.12.2025</span></div><div class=\"ps2206_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:171pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2140_1 ss114_1\"><div><div class=\"ps299 ss113_1\"><span class=\"f charStyle-7f1eb124 ps2138_1\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss113_1\"><span class=\"f charStyle-7f1eb124 ps2139\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2143 ss114_1\"><div><div class=\"ps299 ss113_1\"><span class=\"f charStyle-7f1eb124 ps2141\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss113_1\"><span class=\"f charStyle-7f1eb124 ps2142\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2145 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124 ps2144\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2147 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124 ps2146\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2148_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124 ps2144\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2149 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124 ps2146\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2151_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32pt\"></span></span><span class=\"ps2150\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2153_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.26pt\"></span></span><span class=\"ps2152\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2155_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.15pt\"></span></span><span class=\"ps2154_1\">115,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2157_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.16pt\"></span></span><span class=\"ps2156\">-117,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2159_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2160 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2162 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.89pt\"></span></span><span class=\"ps2161\">-115,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2164 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.42pt\"></span></span><span class=\"ps2163\">117,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2166_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.53pt\"></span></span><span class=\"ps2165_1\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2168_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.79pt\"></span></span><span class=\"ps3857\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2169_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2170 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2171_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2172 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2174 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.79pt\"></span></span><span class=\"ps2173\">28,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2176 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.53pt\"></span></span><span class=\"ps2175\">-28,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2177_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2178_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2180 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.93pt\"></span></span><span class=\"ps2179\">-51,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2182_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.26pt\"></span></span><span class=\"ps2181\">52,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2183_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2184_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2186_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.14pt\"></span></span><span class=\"ps2185_1\">-22,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2187 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.42pt\"></span></span><span class=\"ps2163\">23,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2188_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2189_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2191 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.89pt\"></span></span><span class=\"ps2190\">-0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2193 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.15pt\"></span></span><span class=\"ps2192\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2194_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2195 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2197 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.18pt\"></span></span><span class=\"ps2196\">0,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2199_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.92pt\"></span></span><span class=\"ps2198\">-0,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2200_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2201_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2203_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.46pt\"></span></span><span class=\"ps2202\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2205_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.2pt\"></span></span><span class=\"ps2204\">-0,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2207_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin spread-herkkyydet <span id=\"i141aa6f9640e47f89b926ac2a72ad1dc\"></span></span><span class=\"f charStyle-c5becc10 ps2137_1\">31.12.2024</span></div><div class=\"ps2268_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:168pt\"></td><td style=\"padding:0;width:51.75pt\"></td><td style=\"padding:0;width:51.75pt\"></td><td style=\"padding:0;width:51.75pt\"></td><td style=\"padding:0;width:51.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2208_1 ss120_1\"><div><div class=\"ps299 ss454\"><span class=\"f charStyle-7f1eb124 ps711\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss454\"><span class=\"f charStyle-7f1eb124 ps618\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2211_1 ss120_1\"><div><div class=\"ps299 ss454\"><span class=\"f charStyle-7f1eb124 ps2209\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss454\"><span class=\"f charStyle-7f1eb124 ps2210\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2213_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124 ps2212\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2215_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124 ps2214\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2216_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124 ps2212\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps627_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124 ps2214\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2218_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.75pt\"></span></span><span class=\"ps2217\">-4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2220_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.01pt\"></span></span><span class=\"ps3893\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2222_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">94,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2224_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.72pt\"></span></span><span class=\"ps2223\">-93,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2225_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2226_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2228_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.58pt\"></span></span><span class=\"ps2227\">-94,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2229_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.98pt\"></span></span><span class=\"ps2072\">93,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2231_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.28pt\"></span></span><span class=\"ps2230\">-4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2233_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.54pt\"></span></span><span class=\"ps2232\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2234_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2235_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2236_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2237_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2239_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.72pt\"></span></span><span class=\"ps3559\">33,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2241_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.46pt\"></span></span><span class=\"ps2279\">-33,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2242_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2243_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2245_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.19pt\"></span></span><span class=\"ps2244\">-39,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps669_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.11pt\"></span></span><span class=\"ps1149\">38,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2247_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2249_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.7pt\"></span></span><span class=\"ps2248\">-6,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2251_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.29pt\"></span></span><span class=\"ps619\">4,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2252_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2253_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2255_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.57pt\"></span></span><span class=\"ps2254\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps678_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.83pt\"></span></span><span class=\"ps2256_1\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2257_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2258 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2260_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.33pt\"></span></span><span class=\"ps2259\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2262_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.07pt\"></span></span><span class=\"ps2261\">-0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss122_1\"><div><div class=\"ps299 ss121_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2263_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2264_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2265_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.29pt\"></span></span><span class=\"ps619\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2267_1 ss124_1\"><div><div class=\"ps299 ss123_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.03pt\"></span></span><span class=\"ps2266\">-0,3</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskikeskittym\u00e4t<span id=\"id65bc9b2f0e847f98e4da2d262ca5a96\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Luottoriskeihin liittyv\u00e4t keskittym\u00e4t voidaan jakaa kahteen ulottuvuuteen: sektorikohtaisiin </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskittymiin ja yksitt\u00e4isiin vastapuoliin liittyviin keskittymiin. Sektorikohtaisten keskittymien </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osalta 46,6 (41,9) prosenttia Laskuperustekorkoisen liiketoiminta-alueen salkkujen </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkosijoituksista on rahoitussektorin yrityksiss\u00e4. Yksitt\u00e4isten vastapuolten osalta viiden </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suurimman vastapuolen kanssa tehtyjen korkosijoitusten yhteism\u00e4\u00e4r\u00e4 on 11,0 (19,7) prosenttia </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaikista sijoituksista.</span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden sijoitukset eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4vi\u00e4 </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luottoriskikeskittymi\u00e4.</span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vastapuoliriskit<span id=\"id8ecfd99e030487391c7a697a0959696\"></span></span></div><div class=\"ps712 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernissa kolme p\u00e4\u00e4asiallista vastapuoliriskin l\u00e4hdett\u00e4 ovat johdannaiset, </span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutus ja muut saamiset. J\u00e4lleenvakuutuksesta tai saamisista vakuutuksenottajilta </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sek\u00e4 muista liiketoimiin liittyvist\u00e4 saamisista aiheutuva vastapuoliriski on kuitenkin hyvin </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4h\u00e4inen. Lis\u00e4ksi pankkitilisaamisista aiheutuvaa vastapuoliriski\u00e4 pidet\u00e4\u00e4n rajallisena, sill\u00e4 </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suurin osa k\u00e4teisvaroista on pankeissa, joilla on investment grade -tasoinen luottoluokitus. </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernilla oli </span><span class=\"f charStyle-eb5b806b ps2269\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2270\"> k\u00e4teisvaroja yhteens\u00e4 </span><span class=\"f charStyle-eb5b806b ps2271\">687,6</span><span class=\"f charStyle-eb5b806b ps2272\"> (</span><span class=\"f charStyle-eb5b806b ps2273\">890,4</span><span class=\"f charStyle-eb5b806b ps2274\">) miljoonaa euroa.</span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernissa johdannaisvastapuolten maksukyvytt\u00f6myysriski syntyy </span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinariskien hallinnan sivutuotteena. Laskuperustekorkoisen liiketoiminta-alueen </span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">portfolioissa k\u00e4ytet\u00e4\u00e4n korkojohdannaisia sek\u00e4 valuuttatermiinej\u00e4 ja -optioita markkinariskien </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallintaan. Kahdenv\u00e4lisesti toteutettavien johdannaisten vastapuoliriski\u00e4 pienennet\u00e4\u00e4n </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valitsemalla vastapuolet huolellisesti, hajauttamalla vastapuolia riskikeskittymien est\u00e4miseksi </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja k\u00e4ytt\u00e4m\u00e4ll\u00e4 vakuusj\u00e4rjestelyj\u00e4, kuten ISDA-puitesopimuksia, ja niihin kuuluvia CSA (Credit </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Support Annex) -vakuussopimuksia. Koronvaihtosopimukset selvitet\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskusvastapuoliyhteis\u00f6iss\u00e4, mik\u00e4 v\u00e4hent\u00e4\u00e4 edelleen kahdenv\u00e4list\u00e4 vastapuoliriski\u00e4, mutta </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">altistaa my\u00f6s keskusvastapuoliyhteis\u00f6ihin liittyv\u00e4lle j\u00e4rjestelm\u00e4riskille.</span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin odotettavissa olevat luottotappiot lasketaan jaksotettuun </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon luokitelluista rahoitusvaroista, jotka koostuvat p\u00e4\u00e4asiassa kahdenv\u00e4lisist\u00e4 </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lainoista. Odotettavissa olevia luottotappioita pidet\u00e4\u00e4n ep\u00e4olennaisina.</span></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.7 Valuuttariski<span id=\"i908aec5ddfea49a5b8aabc3142fce06b\"></span></span></div><div class=\"ps1981_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Altistuma<span id=\"i179900892f08448081a2b8e55b6a0e47\"></span></span></div><div class=\"ps3332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Valuuttariski voidaan jakaa transaktio- ja translaatioriskiin. Mandatum-konserni altistuu </span></div><div class=\"ps1983_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">transaktioriskille, jolla tarkoitetaan valuuttariski\u00e4, joka syntyy sopimusperusteisista </span></div><div class=\"ps1984_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahavirroista ulkomaan valuutassa.</span></div><div class=\"ps1193 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen ensivakuuttamisen vakuutussopimusvelka koostuu </span></div><div class=\"ps1194 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kokonaan eurom\u00e4\u00e4r\u00e4isist\u00e4 sitoumuksista. J\u00e4lleenvakuutuksen valuuttariski puolestaan on </span></div><div class=\"ps1195 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hyvin pieni. K\u00e4yt\u00e4nn\u00f6ss\u00e4 konserni altistuu valuuttariskille suoraan Laskuperustekorkoisen </span></div><div class=\"ps1196 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta-alueen sijoitusten kautta ja v\u00e4lillisesti v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-</span></div><div class=\"ps1197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alueiden sijoitusten kautta. Mandatum Oyj:ll\u00e4 ei ollut </span><span class=\"f charStyle-eb5b806b ps2278\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2279_1\"> valuuttam\u00e4\u00e4r\u00e4isi\u00e4 sijoituksia. </span></div><div class=\"ps1198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen valuuttapositio on esitetty taulukossa </span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">\u201dLaskuperusteisen liiketoiminta-alueen valuuttapositio </span><span class=\"f charStyle-eb5b806b ps2281\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2282\"> ja </span><span class=\"f charStyle-eb5b806b ps2283_1\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps2284\">\u201d. </span></div><div class=\"ps1200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen sijoitussalkussa valuuttapositiot on p\u00e4\u00e4osin </span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojattu, mik\u00e4 johtaa pieneen nettovaluuttapositioon.</span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovilla liiketoiminta-alueilla asiakkaat kantavat suoran valuuttariskin. </span></div><div class=\"ps1203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">V\u00e4lillisesti Mandatum-konserni altistuu valuuttariskille my\u00f6s kyseisiss\u00e4 liiketoiminta-alueissa, </span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sill\u00e4 valuuttakurssien muutoksella on vaikutusta tuleviin palkkiotuottoihin ja sit\u00e4 kautta </span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusten vastuisiin.</span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskuperustekorkoisen liiketoiminta-alueen valuuttapositio <span id=\"i7c8360400a994356b73788f5d6578514\"></span></span><span class=\"f charStyle-c5becc10 ps2285_1\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps2286\"> ja </span><span class=\"f charStyle-c5becc10 ps2287\">31.12.2024</span></div><div class=\"ps2349_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2289_1 ss126_1\"><div><div class=\"ps297 ss125_1\"><span class=\"f charStyle-7f1eb124 ps2288\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2291_1 ss126_1\"><div><div class=\"ps297 ss125_1\"><span class=\"f charStyle-7f1eb124 ps2290_1\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2293_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2292\">USD</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2295_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2294_1\">GBP</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2297_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2296\">SEK</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2299 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps857\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2300_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2292\">USD</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2301 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2294_1\">GBP</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2302_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2296\">SEK</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps857\">Muut</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2305_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.18pt\"></span></span><span class=\"ps2304\">222,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2307_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.68pt\"></span></span><span class=\"ps2306\">122,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2309_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.62pt\"></span></span><span class=\"ps2308\">76,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2311_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.47pt\"></span></span><span class=\"ps2310\">40,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2313_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.73pt\"></span></span><span class=\"ps2312\">294,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2315_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.37pt\"></span></span><span class=\"ps2314\">120,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2317_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.95pt\"></span></span><span class=\"ps2316\">53,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2319_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.34pt\"></span></span><span class=\"ps2318\">52,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2321_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.88pt\"></span></span><span class=\"ps2320\">-214,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2323_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.32pt\"></span></span><span class=\"ps2322\">-122,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2324_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.24pt\"></span></span><span class=\"ps84\">-75,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2325_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.41pt\"></span></span><span class=\"ps588\">-39,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2327_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps2326_1\">-291,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2329_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.56pt\"></span></span><span class=\"ps2328_1\">-120,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2331_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.5pt\"></span></span><span class=\"ps1065\">-53,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2333 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.35pt\"></span></span><span class=\"ps2332_1\">-34,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2335_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.69pt\"></span></span><span class=\"ps2334_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2337_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.53pt\"></span></span><span class=\"ps2336_1\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2339 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.71pt\"></span></span><span class=\"ps2338_1\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2340 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.71pt\"></span></span><span class=\"ps2338_1\">0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2342 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.1pt\"></span></span><span class=\"ps1092\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2344 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.46pt\"></span></span><span class=\"ps2433\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2346_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.77pt\"></span></span><span class=\"ps2345\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2348 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.32pt\"></span></span><span class=\"ps2347_1\">17,7</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa \u201dLaskuperustekorkoisen liiketoiminta-alueen valuuttapositio </span><span class=\"f charStyle-eb5b806b ps2351\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2352\"> ja </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1753\">\u201d muut valuuttapositiot ovat per\u00e4isin rahasto- ja korkosijoituksista kehittyneiden </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinoiden valuutoissa. Kehittyvien markkinoiden valuuttoihin kohdistuvaa valuuttariski\u00e4 ei </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2025 lopussa ollut. Laskuperustekorkoisen liiketoiminta-alueen avoimia </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valuuttapositioita hallinnoidaan sijoituspolitiikan asettamissa rajoissa.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"i5efeb47b966849fc8487bbda9e89bce7\"></span></span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Valuuttariskien herkkyysanalyysi\u00e4 ei esitet\u00e4 t\u00e4ss\u00e4 liitetiedossa, koska valuuttariskit eiv\u00e4t ole </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4vi\u00e4 Mandatum-konsernille. Laskuperustekorkoisen liiketoiminta-alueen avoin </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valuuttapositio on </span><span class=\"f charStyle-eb5b806b ps2353\">9,0</span><span class=\"f charStyle-eb5b806b ps2354\"> miljoonaa euroa, kuten taulukossa \u201dLaskuperustekorkoisen </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueen valuuttapositio </span><span class=\"f charStyle-eb5b806b ps2355\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2356\"> ja </span><span class=\"f charStyle-eb5b806b ps2357_1\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps2358\">\u201d on esitetty, siten esimerkiksi </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">10 prosentin muutos valuuttakursseissa tarkoittaisi </span><span class=\"f charStyle-eb5b806b ps2359_1\">0,9</span><span class=\"f charStyle-eb5b806b ps2360\"> miljoonan euron vaikutusta, joka ei ole </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4 verrattuna Mandatum-konsernin tilikauden voittoon tai tappioon.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden varoihin liittyv\u00e4 valuuttapositio on suurempi </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuin Laskuperustekorkoisen liiketoiminta-alueen valuuttapositio, mutta vaikutus konserniin on </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4lillinen eik\u00e4 siten merkitt\u00e4v\u00e4.</span></div><div class=\"ps2361 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.8 Likviditeettiriskit<span id=\"i6170675f0e1e4454ab3952f4b0f800a3\"></span></span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleist\u00e4<span id=\"ib2943dbe7b294d23b06be25bb81dd36a\"></span></span></div><div class=\"ps1250 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin liiketoiminnan n\u00e4k\u00f6kulmasta likviditeettiriski on olennaisin </span></div><div class=\"ps837 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoiselle liiketoiminta-alueelle. Yleisesti ottaen merkitt\u00e4v\u00e4 muutos </span></div><div class=\"ps1251 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">takaisinostoissa Laskuperustekorkoisessa liiketoiminnassa voi vaikuttaa likviditeettiasemaan. </span></div><div class=\"ps1252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kuitenkin vain suhteellisen pieni osa vakuutussopimuksista voidaan takaisinostaa </span></div><div class=\"ps1262 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ennenaikaisesti. Lis\u00e4ksi Laskuperustekorkoisen liiketoiminta-alueen taustalla olevien </span></div><div class=\"ps1253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimuksien luonne pienent\u00e4\u00e4 riskialttiutta: vakuutussopimuksista syntyv\u00e4t rahavirrat </span></div><div class=\"ps1254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ovat suhteellisen hyvin ennustettavissa ja riitt\u00e4v\u00e4 osuus vastaavista sijoitusvaroista on </span></div><div class=\"ps1255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitettuna k\u00e4teisvaroihin tai lyhytaikaisiin rahamarkkinasijoituksiin. Lis\u00e4ksi korkosijoitusten </span></div><div class=\"ps1256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4 ylitt\u00e4\u00e4 vakuutussopimusvelan m\u00e4\u00e4r\u00e4n, ja sijoituksista odotettavissa olevat rahavirrat </span></div><div class=\"ps1257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kattavat ulosvirtaukset keskipitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4.</span></div><div class=\"ps1259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisen liiketoiminta-alueen lis\u00e4ksi likviditeettiriskien hallinnalla on merkityst\u00e4 </span></div><div class=\"ps1260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s Mandatum Oyj:lle. Yhti\u00f6n on yll\u00e4pidett\u00e4v\u00e4 riitt\u00e4vi\u00e4 puskureita kuluja, odotettuja </span></div><div class=\"ps1263 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osingonmaksuja sek\u00e4 velkojen korkoja ja lyhennyksi\u00e4 varten.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">My\u00f6s v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovissa liiketoiminta-alueissa likviditeettiriskien hallinta on t\u00e4rke\u00e4\u00e4. </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4ill\u00e4 liiketoiminta-alueilla merkitys liittyy kuitenkin enemm\u00e4n asiakastyytyv\u00e4isyyteen, sill\u00e4 </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asiakas kantaa sijoitusriskit eik\u00e4 Mandatum-konserni altistu suoraan likviditeettiriskille. </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Likviditeettiriski\u00e4 hallitaan sijoitusrahastoissa ja sijoituskohteissa, joihin asiakkaat ovat </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kytkeneet s\u00e4\u00e4st\u00f6ns\u00e4.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Likviditeettiriskien hallinta<span id=\"ia5292e15e2744e79998ceb7644502812\"></span></span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin emoyhti\u00f6n Mandatum Oyj:n tulee varmistaa riitt\u00e4v\u00e4 maksuvalmius </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">odotettavissa olevia kassavirtatarpeita varten. Mandatum Oyj tarvitsee likviditeetti\u00e4 konsernin </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitustarpeiden hallintaan, osinkojen maksukyvyn varmistamiseen ja mahdollisten </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">transaktioiden rahoittamiseen. Mandatum Oyj:n tulovirta rajoittuu konserniyhti\u00f6iden sis\u00e4isiin </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osinkoihin ja sijoitustuottoihin. Tarvittaessa voidaan turvautua ulkopuolisiin p\u00e4\u00e4oman l\u00e4hteisiin </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai myyd\u00e4 olemassa olevia sijoituksia likviditeettirajoitteet huomioiden. N\u00e4in ollen emoyhti\u00f6n </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksuvalmiutta on hallittava kokonaisvaltaisesti yhdess\u00e4 osinkopolitiikan, strategisten </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tavoitteiden ja taseeseen liittyvien tavoitteiden kanssa.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Kassavirta-analyysi<span id=\"ibbc0ef4ec5394e3b9f0183ddd6b99a75\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dMandatum-konsernin rahavirrat sopimukseen perustuvan er\u00e4p\u00e4iv\u00e4n mukaan </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1813\">\u201d esitet\u00e4\u00e4n Mandatum-konsernin rahoitusvarojen ja -velkojen sek\u00e4 muiden </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">likviditeettiriskin kannalta keskeisten varojen ja velkojen kassavirta-analyysi. Analyysissa </span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n rahavirtojen vuositason kertym\u00e4t sen mukaan kuin niiden odotetaan toteutuvan. </span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Esitetyt velkojen rahavirrat sis\u00e4lt\u00e4v\u00e4t tulevat harkinnanvaraiset lis\u00e4edut.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Mandatum-konsernin rahavirrat sopimukseen perustuvan er\u00e4p\u00e4iv\u00e4n mukaan <span id=\"i0f9a7a4e290740bf90d9fbcbcff685dd\"></span></span><span class=\"f charStyle-c5becc10 ps2375_1\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:44.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2377 ss132_1\"><div><div class=\"ps299 ss131_1\"><span class=\"f charStyle-7f1eb124 ps2376\">Kirjanpitoarvo</span></div></div></div></td><td colspan=\"7\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2379 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps2378_1\">Kassavirrat</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss136_1\"><div><div class=\"ps603 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2382_1 ss98\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps2380_1\">Kirjanpitoarvo </span></div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2381\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2384_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2383\">Kirjanpitoarvo ilman </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1092\">sopimuksellista </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps1731_1\">er\u00e4p\u00e4iv\u00e4\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2388_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2385\">Kirjanpitoarvo, kun </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps2386\">on sopimukseen </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps2387\">perustuva er\u00e4p\u00e4iv\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2390_1 ss139_1\"><div><div class=\"ps603 ss138_1\"><span class=\"f charStyle-7f1eb124 ps2389\">&lt; 1 vuosi</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2392_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2391\">1\u20132 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2394_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2393\">2\u20133 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2396_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2395_1\">3\u20134 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2398_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2397\">4\u20135 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2400_1 ss525\"><div><div class=\"ps603 ss516\"><span class=\"f charStyle-7f1eb124 ps2399\">5\u201310 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2401_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2209\">10+ vuotta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2403_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.12pt\"></span></span><span class=\"ps2283\">18\u00a0539,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2405_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.65pt\"></span></span><span class=\"ps2404\">15\u00a0183,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2407_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.99pt\"></span></span><span class=\"ps2406\">3\u00a0355,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2409_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.44pt\"></span></span><span class=\"ps2408\">811,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2411_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.8pt\"></span></span><span class=\"ps2410_1\">370,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2413_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.05pt\"></span></span><span class=\"ps2412_1\">545,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2415_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.91pt\"></span></span><span class=\"ps2414_1\">414,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2416 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.69pt\"></span></span><span class=\"ps2334_1\">440,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2418_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.42pt\"></span></span><span class=\"ps2417\">1\u00a0505,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2420_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.66pt\"></span></span><span class=\"ps2419_1\">238,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2421 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2423_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.1pt\"></span></span><span class=\"ps2422\">18\u00a0534,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2425_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.35pt\"></span></span><span class=\"ps2424_1\">15\u00a0183,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2427_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.99pt\"></span></span><span class=\"ps2426_1\">3\u00a0351,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2429_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.12pt\"></span></span><span class=\"ps2428\">806,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2431 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.81pt\"></span></span><span class=\"ps2430\">370,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2433 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.91pt\"></span></span><span class=\"ps2432\">545,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2435 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.44pt\"></span></span><span class=\"ps2434\">414,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2437 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.3pt\"></span></span><span class=\"ps2436\">440,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2439 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.61pt\"></span></span><span class=\"ps2438\">1\u00a0506,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2441_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.14pt\"></span></span><span class=\"ps2440\">238,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2443 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2445 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2446_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2448_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.02pt\"></span></span><span class=\"ps2447_1\">0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2450 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.15pt\"></span></span><span class=\"ps2449\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2452 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.02pt\"></span></span><span class=\"ps2451_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2453_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.83pt\"></span></span><span class=\"ps2054\">0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2454_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2456_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.4pt\"></span></span><span class=\"ps2455_1\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2458_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2460_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.69pt\"></span></span><span class=\"ps2459_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2461_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2462 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.44pt\"></span></span><span class=\"ps643\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2464 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.69pt\"></span></span><span class=\"ps2463_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2465 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2466_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2467 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2468_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2470 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2471_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1790_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2473_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.36pt\"></span></span><span class=\"ps2472_1\">11\u00a0602,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2474 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2476_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.11pt\"></span></span><span class=\"ps2475\">11\u00a0602,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2478_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.69pt\"></span></span><span class=\"ps2477\">-1\u00a0190,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2480_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.01pt\"></span></span><span class=\"ps2479_1\">-813,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2482_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.93pt\"></span></span><span class=\"ps2481\">-751,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2484_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.39pt\"></span></span><span class=\"ps2483_1\">-1\u00a0002,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2486 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">-756,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2488 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.69pt\"></span></span><span class=\"ps2487_1\">-2\u00a0810,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2490_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.97pt\"></span></span><span class=\"ps2489_1\">-4\u00a0457,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2492_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.35pt\"></span></span><span class=\"ps2491\">649,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2493 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2494_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.1pt\"></span></span><span class=\"ps637\">649,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2496 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.07pt\"></span></span><span class=\"ps2495_1\">-279,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2498 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.86pt\"></span></span><span class=\"ps2497\">-15,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2500_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.03pt\"></span></span><span class=\"ps2499\">-43,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2502 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.05pt\"></span></span><span class=\"ps2501\">-346,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2503 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.93pt\"></span></span><span class=\"ps1918\">-28,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2504 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2505 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2507 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2508_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2509_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.4pt\"></span></span><span class=\"ps654\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2511 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.29pt\"></span></span><span class=\"ps2510_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2512 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2513 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.33pt\"></span></span><span class=\"ps1649\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2514_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2515 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.14pt\"></span></span><span class=\"ps2056\">-0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2517 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.6pt\"></span></span><span class=\"ps2516_1\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2519_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.1pt\"></span></span><span class=\"ps3114\">-2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset ja muut johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2521 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.38pt\"></span></span><span class=\"ps2520_1\">6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2522 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2524 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.13pt\"></span></span><span class=\"ps2523_1\">6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2526 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.12pt\"></span></span><span class=\"ps2525\">-6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2527_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2528 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2529 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2530_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2531 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2532 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2535 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.71pt\"></span></span><span class=\"ps2534_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2536_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2537 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.46pt\"></span></span><span class=\"ps747_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2539_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.69pt\"></span></span><span class=\"ps2538\">-961,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2541 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.06pt\"></span></span><span class=\"ps2540\">-837,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2543_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.64pt\"></span></span><span class=\"ps779\">-768,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2545_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.18pt\"></span></span><span class=\"ps2544\">-863,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2547_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.48pt\"></span></span><span class=\"ps2546\">-826,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2549_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.17pt\"></span></span><span class=\"ps2548\">-3\u00a0244,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2550_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.37pt\"></span></span><span class=\"ps2314\">-5\u00a0569,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2552_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2553 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2554_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2556_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.28pt\"></span></span><span class=\"ps2555\">1\u00a0992,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2557_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2558_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2559_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2560_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2561_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2562 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2565 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.09pt\"></span></span><span class=\"ps2564\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2566_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2568_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:69.84pt\"></span></span><span class=\"ps2567_1\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2569 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27pt\"></span></span><span class=\"ps2139\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2571 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.31pt\"></span></span><span class=\"ps2570\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2573 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.4pt\"></span></span><span class=\"ps2572\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2575_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.67pt\"></span></span><span class=\"ps2574\">-1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2576 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.67pt\"></span></span><span class=\"ps2574\">-1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2578_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.95pt\"></span></span><span class=\"ps2577\">-8,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2579_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2582_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.14pt\"></span></span><span class=\"ps2581_1\">5\u00a0575,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2583_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2585_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.89pt\"></span></span><span class=\"ps2584\">5\u00a0575,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2587_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.08pt\"></span></span><span class=\"ps2586\">-338,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2589_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.75pt\"></span></span><span class=\"ps2588_1\">-369,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2591_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.14pt\"></span></span><span class=\"ps2590_1\">-362,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2593_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.92pt\"></span></span><span class=\"ps2592\">-342,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2595_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.37pt\"></span></span><span class=\"ps2594\">-328,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2597_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.63pt\"></span></span><span class=\"ps2596\">-1\u00a0488,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2599_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.68pt\"></span></span><span class=\"ps2598\">-4\u00a0658,1</span></span></div></div></div></td></tr><tr style=\"height:48pt\"><td colspan=\"11\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss145_1\"><div><div class=\"ps413 ss125\"><span class=\"f charStyle-ab50a037 ps14\">Taulukoissa rahoitusvarat ja -velat on jaettu sopimuksiin, joille on sopimuksessa m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4, sek\u00e4 sopimuksiin, joille ei ole m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4\u00e4. Rahavirrat, jotka liittyv\u00e4t omaisuuseriin, joilla ei ole sopimukseen </span></div><div class=\"ps414 ss125\"><span class=\"f charStyle-ab50a037 ps14\">perustuvaa er\u00e4p\u00e4iv\u00e4\u00e4, eiv\u00e4t sis\u00e4lly taulukoiden kassavirtoihin, vaikka ne kattavat &lt; 1 vuoden rahavirtoja, joiden nettom\u00e4\u00e4r\u00e4 taulukossa on negatiivinen. Vaihtuvakorkoisten korkosijoitusten kuponkikassavirrat perustuvat </span></div><div class=\"ps415 ss125\"><span class=\"f charStyle-ab50a037 ps14\">arvioihin tulevista koroista. Vaihtoehtoisiin sijoituksiin liittyv\u00e4t avoimet sitoumukset sek\u00e4 kauppahintasaamiset sis\u00e4ltyv\u00e4t &lt; 1 vuoden kassavirtoihin. Lis\u00e4ksi taulukoissa esitet\u00e4\u00e4n sijoitus- ja vakuutussopimusvelkojen </span></div><div class=\"ps3052 ss125\"><span class=\"f charStyle-ab50a037 ps14\">vastuuvelan odotetut kassavirrat j\u00e4lleenvakuutuksen j\u00e4lkeen. Erien luonteesta johtuen n\u00e4ihin lukuihin liittyy ep\u00e4varmuutta.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Mandatum-konsernin rahavirrat sopimukseen perustuvan er\u00e4p\u00e4iv\u00e4n mukaan <span id=\"i117080b9dd6d480baa4a8046b78febc2\"></span></span><span class=\"f charStyle-c5becc10 ps2375_1\">31.12.2024</span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:44.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2377 ss132_1\"><div><div class=\"ps299 ss131_1\"><span class=\"f charStyle-7f1eb124 ps2376\">Kirjanpitoarvo</span></div></div></div></td><td colspan=\"7\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2379 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps2378_1\">Kassavirrat</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss136_1\"><div><div class=\"ps603 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2382_1 ss98\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps2380_1\">Kirjanpitoarvo </span></div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2381\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2384_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2383\">Kirjanpitoarvo ilman </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1092\">sopimuksellista </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps1731_1\">er\u00e4p\u00e4iv\u00e4\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2388_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2385\">Kirjanpitoarvo, kun </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps2386\">on sopimukseen </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps2387\">perustuva er\u00e4p\u00e4iv\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2390_1 ss139_1\"><div><div class=\"ps603 ss138_1\"><span class=\"f charStyle-7f1eb124 ps2389\">&lt; 1 vuosi</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2392_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2391\">1\u20132 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2394_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2393\">2\u20133 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2396_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2395_1\">3\u20134 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2398_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2397\">4\u20135 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2400_1 ss525\"><div><div class=\"ps603 ss516\"><span class=\"f charStyle-7f1eb124 ps2399\">5\u201310 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2401_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2209\">10+ vuotta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2403_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.61pt\"></span></span><span class=\"ps2603\">17\u00a0740,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2405_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.36pt\"></span></span><span class=\"ps2604\">14\u00a0307,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2407_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.24pt\"></span></span><span class=\"ps2605\">3\u00a0432,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2409_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.6pt\"></span></span><span class=\"ps2606\">991,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2411_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.1pt\"></span></span><span class=\"ps2607\">543,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2413_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.38pt\"></span></span><span class=\"ps2608\">568,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2415_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.55pt\"></span></span><span class=\"ps2609\">746,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2416 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.77pt\"></span></span><span class=\"ps1282\">443,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2418_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.93pt\"></span></span><span class=\"ps2179\">858,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2420_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.65pt\"></span></span><span class=\"ps3470\">2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2421 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2423_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">17\u00a0716,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2425_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">14\u00a0307,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2427_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.39pt\"></span></span><span class=\"ps2612\">3\u00a0409,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2429_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.99pt\"></span></span><span class=\"ps2613\">990,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2431 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.06pt\"></span></span><span class=\"ps2614\">539,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2433 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">564,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2435 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">743,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2437 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.58pt\"></span></span><span class=\"ps2617\">440,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2439 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.05pt\"></span></span><span class=\"ps2618\">842,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2441_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2443 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2445 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2446_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.11pt\"></span></span><span class=\"ps2621\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2448_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.15pt\"></span></span><span class=\"ps2622\">0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2450 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.84pt\"></span></span><span class=\"ps2623\">3,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2452 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.11pt\"></span></span><span class=\"ps2624\">3,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2453_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.95pt\"></span></span><span class=\"ps2577\">2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2454_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.23pt\"></span></span><span class=\"ps2625\">2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2456_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.66pt\"></span></span><span class=\"ps2626\">16,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2458_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.15pt\"></span></span><span class=\"ps2449\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2460_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2461_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2462 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2464 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.02pt\"></span></span><span class=\"ps2447_1\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2465 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2466_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2467 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2468_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2470 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2471_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1790_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2473_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.35pt\"></span></span><span class=\"ps2627\">10\u00a0554,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2474 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2476_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.1pt\"></span></span><span class=\"ps2628\">10\u00a0554,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2478_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.33pt\"></span></span><span class=\"ps791\">-1\u00a0182,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2480_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.67pt\"></span></span><span class=\"ps2630\">-813,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2482_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.05pt\"></span></span><span class=\"ps1146\">-724,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2484_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.09pt\"></span></span><span class=\"ps2632\">-699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2486 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.22pt\"></span></span><span class=\"ps2633\">-1\u00a0074,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2488 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.12pt\"></span></span><span class=\"ps2634\">-2\u00a0836,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2490_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.99pt\"></span></span><span class=\"ps2635\">-4\u00a0455,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2492_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">626,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2493 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2494_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.36pt\"></span></span><span class=\"ps2637\">626,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2496 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.17pt\"></span></span><span class=\"ps2638\">-257,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2498 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.86pt\"></span></span><span class=\"ps2497\">-15,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2500_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.86pt\"></span></span><span class=\"ps2497\">-15,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2502 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.03pt\"></span></span><span class=\"ps2499\">-43,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2503 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.05pt\"></span></span><span class=\"ps2501\">-346,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2504 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.43pt\"></span></span><span class=\"ps2639_1\">-28,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2505 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2507 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2508_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2509_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.58pt\"></span></span><span class=\"ps692_1\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2511 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2512 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2513 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2514_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2515 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2517 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.26pt\"></span></span><span class=\"ps2152\">-0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2519_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.33pt\"></span></span><span class=\"ps1649\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset ja muut johdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2521 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.98pt\"></span></span><span class=\"ps924\">19,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2522 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2524 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.73pt\"></span></span><span class=\"ps2642\">19,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2526 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.72pt\"></span></span><span class=\"ps552\">-19,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2527_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2528 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2529 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2530_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2531 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2532 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2535 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.62pt\"></span></span><span class=\"ps2643\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2536_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2537 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.37pt\"></span></span><span class=\"ps2644\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2539_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.23pt\"></span></span><span class=\"ps2645\">-904,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2541 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-798,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2543_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.34pt\"></span></span><span class=\"ps2647\">-708,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2545_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.94pt\"></span></span><span class=\"ps2648\">-655,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2547_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.17pt\"></span></span><span class=\"ps2649\">-727,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2549_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.68pt\"></span></span><span class=\"ps1007\">-2\u00a0807,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2550_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.03pt\"></span></span><span class=\"ps2651\">-4\u00a0455,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2552_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2553 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2554_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2556_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.41pt\"></span></span><span class=\"ps2652\">-2\u00a0146,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2557_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2558_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2559_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2560_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2561_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2562 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2565 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.28pt\"></span></span><span class=\"ps1825\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2566_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2568_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.03pt\"></span></span><span class=\"ps2653\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2569 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27pt\"></span></span><span class=\"ps2139\">-3,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2571 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.06pt\"></span></span><span class=\"ps2654\">-2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2573 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.06pt\"></span></span><span class=\"ps2654\">-2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2575_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.06pt\"></span></span><span class=\"ps2654\">-2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2576 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.67pt\"></span></span><span class=\"ps2574\">-1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2578_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.03pt\"></span></span><span class=\"ps2655\">-9,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2579_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.45pt\"></span></span><span class=\"ps2656\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2582_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.56pt\"></span></span><span class=\"ps2657\">5\u00a0640,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2583_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2585_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.31pt\"></span></span><span class=\"ps2658\">5\u00a0640,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2587_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.31pt\"></span></span><span class=\"ps2659\">-344,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2589_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.5pt\"></span></span><span class=\"ps2660\">-366,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2591_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.67pt\"></span></span><span class=\"ps2630\">-351,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2593_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.08pt\"></span></span><span class=\"ps2661\">-339,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2595_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.26pt\"></span></span><span class=\"ps2662\">-326,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2597_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.6pt\"></span></span><span class=\"ps2606\">-1\u00a0473,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2599_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.43pt\"></span></span><span class=\"ps2663\">-4\u00a0319,1</span></span></div></div></div></td></tr><tr style=\"height:48pt\"><td colspan=\"11\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss145_1\"><div><div class=\"ps413 ss125\"><span class=\"f charStyle-ab50a037 ps14\">Taulukoissa rahoitusvarat ja -velat on jaettu sopimuksiin, joille on sopimuksessa m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4, sek\u00e4 sopimuksiin, joille ei ole m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4\u00e4. Rahavirrat, jotka liittyv\u00e4t omaisuuseriin, joilla ei ole sopimukseen </span></div><div class=\"ps414 ss125\"><span class=\"f charStyle-ab50a037 ps14\">perustuvaa er\u00e4p\u00e4iv\u00e4\u00e4, eiv\u00e4t sis\u00e4lly taulukoiden kassavirtoihin, vaikka ne kattavat &lt; 1 vuoden rahavirtoja, joiden nettom\u00e4\u00e4r\u00e4 taulukossa on negatiivinen. Vaihtuvakorkoisten korkosijoitusten kuponkikassavirrat perustuvat </span></div><div class=\"ps415 ss125\"><span class=\"f charStyle-ab50a037 ps14\">arvioihin tulevista koroista. Vaihtoehtoisiin sijoituksiin liittyv\u00e4t avoimet sitoumukset sek\u00e4 kauppahintasaamiset sis\u00e4ltyv\u00e4t &lt; 1 vuoden kassavirtoihin. Lis\u00e4ksi taulukoissa esitet\u00e4\u00e4n sijoitus- ja vakuutussopimusvelkojen </span></div><div class=\"ps3052 ss125\"><span class=\"f charStyle-ab50a037 ps14\">vastuuvelan odotetut kassavirrat j\u00e4lleenvakuutuksen j\u00e4lkeen. Erien luonteesta johtuen n\u00e4ihin lukuihin liittyy ep\u00e4varmuutta.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.9 Operatiiviset riskit<span id=\"ifb048e6bea16486e92cc09c743eb8aad\"></span></span></div><div class=\"ps1981_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Johdanto<span id=\"ie294f877b3a649d692e3d8d8b9f76c36\"></span></span></div><div class=\"ps3332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Operatiivisella riskill\u00e4 tarkoitetaan taloudellisen ja/tai maineen menetyksen riski\u00e4, joka johtuu </span></div><div class=\"ps1983_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">puutteellisista tai ep\u00e4onnistuneista prosesseista tai j\u00e4rjestelmist\u00e4, henkil\u00f6st\u00f6st\u00e4 tai ulkoisista </span></div><div class=\"ps1984_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtumista. T\u00e4m\u00e4 m\u00e4\u00e4ritelm\u00e4 sis\u00e4lt\u00e4\u00e4 oikeudelliset riskit ja s\u00e4\u00e4ntelyn noudattamiseen </span></div><div class=\"ps1212 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liittyv\u00e4t riskit, mutta ei strategisista p\u00e4\u00e4t\u00f6ksist\u00e4 johtuvia riskej\u00e4. Operatiivisia riskej\u00e4 voidaan </span></div><div class=\"ps1193 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pienent\u00e4\u00e4 esimerkiksi operatiivisten prosessien riitt\u00e4vill\u00e4 kontrolleilla. Toteutuneet </span></div><div class=\"ps1194 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">operatiiviset riskit voivat johtaa lis\u00e4kustannuksiin, tulonmenetyksiin, maineen menetykseen ja </span></div><div class=\"ps1195 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mahdollisesti viranomaistoimiin.</span></div><div class=\"ps1197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Operatiivisten riskien hallinnan tavoitteena on tunnistaa riskit etuk\u00e4teen, hallita riskej\u00e4 </span></div><div class=\"ps1198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tehokkaasti ja pyrki\u00e4 minimoimaan toteutuneiden riskien vaikutukset etuk\u00e4teen </span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kustannustehokkaasti.</span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Operatiivisten riskien hallinta<span id=\"i140a2c2268204b4a880902f7b6397e0a\"></span></span></div><div class=\"ps1245 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin riskienhallintaj\u00e4rjestelm\u00e4ss\u00e4 operatiivisia riskej\u00e4 tarkastellaan kokonaisvaltaisen </span></div><div class=\"ps1246 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallintaprosessin kautta. T\u00e4rkeit\u00e4 osia t\u00e4st\u00e4 kokonaisprosessista ovat riskien ja </span></div><div class=\"ps1247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kontrollien itsearviointiprosessi (Risk and Control Self Assessment, RCSA), muutosriskien </span></div><div class=\"ps1248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arviointiprosessi (Change Risk Assessment, CRA) ja operatiivisten riskitapahtumien </span></div><div class=\"ps1249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallintaprosessi. RCSA-prosessi on jatkuva prosessi, jossa jokainen konsernin yksikk\u00f6 tunnistaa </span></div><div class=\"ps1250 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja arvioi omia riskej\u00e4\u00e4n s\u00e4\u00e4nn\u00f6llisesti. CRA-prosessi on ennakoiva riskinarviointiprosessi, jolla </span></div><div class=\"ps837 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tunnistetaan liiketoiminnassa, toiminnoissa, j\u00e4rjestelmiss\u00e4, tuotteissa tai muissa </span></div><div class=\"ps1251 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutostilanteissa tapahtuviin merkitt\u00e4viin muutoksiin liittyv\u00e4t riskit, joilla voi mahdollisesti olla </span></div><div class=\"ps1252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4 vaikutus Mandatum-konsernin tai konserniyhti\u00f6iden riskiprofiiliin. Riskitapahtumien </span></div><div class=\"ps1262 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallintaprosessi yhdist\u00e4\u00e4 toteutuneet riskitapahtumat tunnistettuihin riskeihin ja on siten </span></div><div class=\"ps1253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4rke\u00e4ss\u00e4 roolissa riskienhallintaprosessissa.</span></div><div class=\"ps1255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yksi t\u00e4rke\u00e4 osa riskienhallintaprosessia on p\u00e4ivitt\u00e4isen toiminnan jatkuvuus. T\u00e4t\u00e4 edellytt\u00e4\u00e4 </span></div><div class=\"ps1256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s lains\u00e4\u00e4d\u00e4nt\u00f6, jonka mukaan vakuutusyhti\u00f6iden ja sijoituspalveluyritysten on </span></div><div class=\"ps1257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suunniteltava p\u00e4ivitt\u00e4inen toimintansa siten, ett\u00e4 ne pystyv\u00e4t sopeutumaan mahdollisesti </span></div><div class=\"ps1258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohtaamiinsa poikkeuksellisiin ja \u00e4killisiin kriiseihin ja toiminnan keskeytyksiin. Mandatum-</span></div><div class=\"ps1259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernilla ja sen konserniyhti\u00f6ill\u00e4 on erilliset jatkuvuussuunnitelmat.</span></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.10 Tietoturva- ja kyberriskit<span id=\"i28abc09d5e124b0a88f2a29a90273d9a\"></span></span></div><div class=\"ps1981_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Johdanto<span id=\"ib1668a7ec7d0429cbf654199fbf219d8\"></span></span></div><div class=\"ps3332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Tietoturva- ja kyberriskeill\u00e4 tarkoitetaan mahdolliseen tekniseen infrastruktuuriin tai </span></div><div class=\"ps1983_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teknologian k\u00e4ytt\u00f6\u00f6n liittyv\u00e4\u00e4 menetys- tai haittariski\u00e4 tai arkaluonteisen tiedon tai datan </span></div><div class=\"ps1984_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">menetyst\u00e4 kyberhy\u00f6kk\u00e4yksen tai tietomurron seurauksena. Kyberriski aiheuttaa taloudellisia </span></div><div class=\"ps1212 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">menetyksi\u00e4, h\u00e4iri\u00f6it\u00e4 tai vahinkoa organisaation maineelle ja se johtuu tietojen tai </span></div><div class=\"ps1193 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tietoj\u00e4rjestelmien luottamuksellisuuden, saatavuuden tai eheyden menetyksest\u00e4. Kolmannen </span></div><div class=\"ps1194 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tason luokat sis\u00e4isess\u00e4 riskien luokittelumallissa ovat ulkoinen tietoverkkorikkomus, sis\u00e4inen </span></div><div class=\"ps1195 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tietoverkkorikkomus ja digitaalisen datan k\u00e4sittelyvirheet. Ulkoisia ja sis\u00e4isi\u00e4 v\u00e4\u00e4rink\u00e4yt\u00f6ksi\u00e4 </span></div><div class=\"ps1196 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ovat esimerkiksi tietomurrot ja j\u00e4rjestelmien luvaton k\u00e4ytt\u00f6 ulkoisten tai sis\u00e4isten osapuolten </span></div><div class=\"ps1197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toimesta. Digitaalisten tietojen k\u00e4sittelyn ep\u00e4onnistumisen alaluokka viittaa muun muassa </span></div><div class=\"ps1198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tietojen katoamiseen sek\u00e4 henkil\u00f6kohtaisten tai luottamuksellisten tietojen suojaamattomaan </span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">jakamiseen.</span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Tietoturva- ja kyberriskien hallinta<span id=\"ibe30247a8fcc416fb5d6a6318403da4b\"></span></span></div><div class=\"ps1245 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Tietoturva- ja kyberriskej\u00e4 hallitaan asianmukaisilla organisatorisilla toimenpiteill\u00e4 ja teknisen </span></div><div class=\"ps1246 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojauksen kontrolleilla. Organisatorisia toimenpiteit\u00e4 ovat politiikat ja ohjeet, koulutukset, </span></div><div class=\"ps1247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">roolit ja vastuut, jatkuvuussuunnittelu sek\u00e4 reagointimenettelyt poikkeamiin. Tekniset </span></div><div class=\"ps1248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toimenpiteet sis\u00e4lt\u00e4v\u00e4t laajan valikoiman ty\u00f6kaluja muun muassa k\u00e4ytt\u00f6oikeuksien seurantaan </span></div><div class=\"ps1249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja valvontaan, poikkeamien havaitsemiseen ja vaikutusten minimointiin liittyen.</span></div><div class=\"ps837 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin tieto- ja kyberturvallisuutta kehitet\u00e4\u00e4n suunnitelmallisesti organisaation johdon </span></div><div class=\"ps1251 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hyv\u00e4ksym\u00e4n tietoturvastrategian mukaisesti ottaen huomioon jatkuvasti muuttuva </span></div><div class=\"ps1252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">uhkaymp\u00e4rist\u00f6. Tietoturva ja kyberturvallisuus n\u00e4hd\u00e4\u00e4n Mandatumissa oleellisena osana </span></div><div class=\"ps1262 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">laadukkaiden palveluiden kehitt\u00e4mist\u00e4, palveluiden digitalisaatiota ja positiivista </span></div><div class=\"ps1253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asiakaskokemusta. Digitaalisen h\u00e4iri\u00f6nsietokyvyn varmistamisessa noudatetaan DORA (Digital </span></div><div class=\"ps1254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Operational Resilience Act) -s\u00e4\u00e4ntelyn vaatimuksia.</span></div></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.11 Ilmasto- ja makrotalousriskit<span id=\"i3ef7229f77be4d6f874065315d8445fb\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ymp\u00e4rist\u00f6kysymykset ja ilmastonmuutos ovat tekij\u00f6it\u00e4, joilla odotetaan olevan keskipitk\u00e4n ja </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pitk\u00e4n aikav\u00e4lin vaikutus Mandatum-konsernin liiketoimintaan erityisesti sijoitusportfolioiden </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kautta. T\u00e4m\u00e4n takia vastuullinen sijoitustoiminta ja sijoitusten hallinnointi ovat tulevaisuudessa </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yh\u00e4 t\u00e4rke\u00e4mpi\u00e4 v\u00e4lineit\u00e4 sijoitusriskien hallinnassa. Ilmastoriskeille alttiita sijoituksia ovat </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erityisesti sellaiset, joissa tappioita aiheutuu \u00e4\u00e4rimm\u00e4isten s\u00e4\u00e4ilmi\u00f6iden ja mahdollisten </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">uudelleenarvostuksien vuoksi, jos liiketoimintamallit hiili-intensiivisill\u00e4 toimialoilla muuttuvat. </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vastuullisuusriskeist\u00e4 ja niiden hallinnasta on kerrottu laajasti osana </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallituksen toimintakertomusta.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Inflaatiokehitys ja sen hillitsemiseen t\u00e4ht\u00e4\u00e4v\u00e4t toimenpiteet voivat johtaa talouskasvun </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4n hidastumiseen ja ongelmiin yritysten, kotitalouksien sek\u00e4 valtioiden </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">velanhoitokyvyss\u00e4. My\u00f6s Ukrainan sota ja kiristynyt geopoliittinen tilanne voivat vaikuttaa </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4suotuisasti makrotaloudellisten tekij\u00f6iden kehitykseen.</span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Makrotalouden ja rahoitusmarkkinoiden kehitys vaikuttaa Mandatum-konserniin p\u00e4\u00e4asiassa </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusomaisuuden ja vakuutussopimusvelan kautta. Pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 mahdolliset </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4suotuisat makrotaloudelliset vaikutukset voivat heijastua my\u00f6s Mandatumin operatiiviseen </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintaan esimerkiksi asiakasvarojen ep\u00e4suotuisan kehityksen kautta.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-226": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.1 Riskienhallinnan yleiset periaatteet<span id=\"ia67014e0450841cebcfe17cf17a46119\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Johdanto<span id=\"if65abc297bd241a19d41ff1bc26762cf\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj on listattu holdingyhti\u00f6, joka harjoittaa liiketoimintaansa p\u00e4\u00e4asiassa </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tyt\u00e4ryhti\u00f6idens\u00e4 kautta. Mandatum Henkivakuutusosakeyhti\u00f6 (Mandatum Life) tarjoaa </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varallisuudenhoidon, palkitsemisen, el\u00e4kej\u00e4rjestelyjen ja henkil\u00f6vakuutusten palveluita yksityis- </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja yritysasiakkaille. Mandatum Asset Management Oy on sijoituspalveluyritys, joka yhdist\u00e4\u00e4 </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahastoliiketoiminnan, t\u00e4yden valtakirjan varainhoidon ja varainhoitopalvelut. Mandatum-</span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserni johtaa kuitenkin liiketoimintaansa liiketoiminta-alueiden kautta ja t\u00e4ss\u00e4 liitetiedossa </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueet on ryhmitelty seuraavasti:</span></div><div class=\"ps588 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat liiketoiminta-alueet, jotka sis\u00e4lt\u00e4v\u00e4t Varainhoito-, Yritysasiakkaat- ja </span></div><div class=\"ps589 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">Henkil\u00f6asiakkaat-liiketoiminta-alueet. N\u00e4iden eri liiketoiminta-alueiden ryhmittely perustuu </span></div><div class=\"ps590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">niihin kohdistuvien riskien samankaltaisuuteen.</span></div><div class=\"ps1345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">Laskuperustekorkoinen liiketoiminta-alue</span></div><div class=\"ps544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">muut, mukaan lukien konsernin emoyhti\u00f6ss\u00e4 olevat konsernin ei-strategiset sijoitukset.</span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 liitetiedossa kuvataan Mandatum-konsernin keskeisi\u00e4 riskipositioita ja niiden herkkyyksi\u00e4 </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS-tilinp\u00e4\u00e4t\u00f6ksen mukaisesti. Lis\u00e4ksi kuvataan keskeisi\u00e4 riskien mittaus- ja </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallintaprosesseja.</span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vastuuvalvojana toimii Finanssivalvonta. Mandatum-konserni soveltaa </span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS-tilinp\u00e4\u00e4t\u00f6sstandardeja ja Mandatum Oyj:n raportoinnissa noudatetaan suomalaista </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilinp\u00e4\u00e4t\u00f6sk\u00e4yt\u00e4nt\u00f6\u00e4. Lis\u00e4ksi Mandatum-konserni noudattaa Solvenssi II -kehikkoa.</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskienhallintastrategia<span id=\"i99c0fbe6c5fa4980996022c95c0a9764\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin yhti\u00f6t toimivat liiketoiminta-alueilla, joissa arvonluonnin erityspiirtein\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hyv\u00e4n asiakaspalvelun lis\u00e4ksi ovat riskien hinnoittelu ja riskialtistumien aktiivinen hallinta.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luodakseen arvoa kaikille sidosryhmille pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 Mandatum-konsernilla on oltava </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yt\u00f6ss\u00e4\u00e4n seuraavat p\u00e4\u00e4omat:</span></div><div class=\"ps1353_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">taloudellista joustavuutta riitt\u00e4v\u00e4n p\u00e4\u00e4omituksen ja likviditeetin muodossa</span></div><div class=\"ps967_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">hyv\u00e4 teknologinen infrastruktuuri</span></div><div class=\"ps968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">tietop\u00e4\u00e4omaa eli kattava oma vakuutusmatemaattinen tilastoaineisto ja analyyttiset </span></div><div class=\"ps943_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">ty\u00f6kalut, jotta data saadaan muunnettua informaatioksi</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">inhimillist\u00e4 p\u00e4\u00e4omaa eli osaavia ja motivoituneita ty\u00f6ntekij\u00f6it\u00e4</span></div><div class=\"ps969_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps1923\">yhteiskuntasuhdep\u00e4\u00e4omaa hyvin\u00e4 yhteiskunta- ja asiakassuhteina eri sidosryhmien </span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">muuttuvien tarpeiden ymm\u00e4rt\u00e4miseksi.</span></div><div class=\"ps1355 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernin sis\u00e4ll\u00e4 n\u00e4it\u00e4 resursseja kehitet\u00e4\u00e4n jatkuvasti.</span></div><div class=\"ps1356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laadukas riskienhallinta mahdollistaa omistaja-arvon luomisen seuraavista syist\u00e4:</span></div><div class=\"ps3009 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Asiakkaat</span><span class=\"f charStyle-eb5b806b ps1357\"> saavat luotettavaa palvelua hyv\u00e4maineiselta finanssialan toimijalta, ja he tuntevat </span></div><div class=\"ps1359_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">olonsa luottavaisiksi, kun heid\u00e4n asiakassuhteitaan hoidetaan huolellisesti ja varovaisesti </span></div><div class=\"ps952_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">sek\u00e4 tehokkaalla riskienhallinnalla</span></div><div class=\"ps1361_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Sijoittajien ja vastapuolten</span><span class=\"f charStyle-eb5b806b ps1360_1\"> vaatima riskipreemio on pienempi, kun riskit ovat l\u00e4pin\u00e4kyvi\u00e4 ja </span></div><div class=\"ps1362 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">riskienhallinta on selke\u00e4sti kuvattu ja siit\u00e4 viestit\u00e4\u00e4n</span></div><div class=\"ps1364 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Henkil\u00f6st\u00f6n</span><span class=\"f charStyle-eb5b806b ps1363\"> motivaatio vahvistuu, kun strategiat, valtuudet, limiitit, tavoiteltu tuotto ja </span></div><div class=\"ps1365_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">palkitsemiskriteerit m\u00e4\u00e4ritell\u00e4\u00e4n ja viestit\u00e4\u00e4n selke\u00e4sti</span></div><div class=\"ps1367_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps1922\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-c5becc10 ps1923\">Valvontaviranomaisten</span><span class=\"f charStyle-eb5b806b ps1366_1\"> luottamus Mandatumin kykyyn hallita toimintaansa liittyvi\u00e4 riskej\u00e4 </span></div><div class=\"ps1368 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps1923\">vahvistaa viranomaisyhteisty\u00f6t\u00e4 entisest\u00e4\u00e4n.</span></div><div class=\"ps1369_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Yhteenvetona voidaan todeta, ett\u00e4 Mandatum-konsernin riskienhallinnan keskeinen tavoite on </span></div><div class=\"ps1370 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luoda arvoa ja s\u00e4ilytt\u00e4\u00e4 jo luotu arvo.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskienhallintaj\u00e4rjestelm\u00e4<span id=\"iba30c271eef049e7a57d0f08a4a06c4c\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yksi keskeinen osa Mandatum-konsernin hallintorakennetta on toimiva </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallintaj\u00e4rjestelm\u00e4. Mandatum-konsernissa hallituksella on kokonaisvastuu </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallinnasta, ja konsernin toimitusjohtajan vastuulla on j\u00e4rjest\u00e4\u00e4 riskienhallinta hallituksen, </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">s\u00e4\u00e4ntelykehysten ja muiden sidosryhmien asettamien vaatimusten mukaisesti. </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Riskienhallintajohtajan vastuulla on varmistaa, ett\u00e4 riskienhallinta on j\u00e4rjestetty </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">asianmukaisesti ja ett\u00e4 soveltamisala on riitt\u00e4v\u00e4 suhteessa toimintaan yleens\u00e4. Konsernin </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskienhallinnan viitekehys on kuvattu tarkemmin konsernin verkkosivuilla julkaistussa </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin riskienhallintapolitiikassa.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus- ja sijoitussopimuksista aiheutuvat keskeiset riskit<span id=\"i58b23aec457e4bdf8b89a77556fbd92f\"></span></span></div><div class=\"ps711 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on sis\u00e4isesti m\u00e4\u00e4ritellyt riskiluokittelumallinsa eli riskitaksonomiansa. Sovellettava </span></div><div class=\"ps712 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskitaksonomia on kaksitahoinen: liiketoiminnan riskej\u00e4 l\u00e4hestyt\u00e4\u00e4n Mandatumin strategisten </span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavoitteiden kautta johdetun tavoitekeskeisen riskitaksonomian kautta, mutta toisaalta </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">s\u00e4\u00e4ntely edellytt\u00e4\u00e4 riskien arviointia riskil\u00e4hteiden kautta. K\u00e4yt\u00e4nn\u00f6ss\u00e4 n\u00e4m\u00e4 molemmat </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntyv\u00e4t samalla kertaa ja n\u00e4m\u00e4 molemmat ovat hierarkkisia kokonaisuuksia, joiden </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavoitteena on tunnistaa erilaisia riskej\u00e4, joille Mandatum altistuu. Tilinp\u00e4\u00e4t\u00f6ksen n\u00e4k\u00f6kulmasta </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">on selke\u00e4mp\u00e4\u00e4 l\u00e4hesty\u00e4 riskej\u00e4 s\u00e4\u00e4ntelyn mukaisen, riskil\u00e4hdepohjaisen luokittelumallin kautta, </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joka on tiivistetysti seuraava:</span></div><div class=\"ps1388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">strategiset riskit</span></div><div class=\"ps508 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">ansaintariskit eli markkinariskit, vakuutusriskit ja kustannusriskit</span></div><div class=\"ps1390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">seuraamusriskit eli vastapuoliriskit, operatiiviset riskit, kyberriskit ja likviditeettiriskit.</span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 liitetiedossa keskityt\u00e4\u00e4n ansaintariskeihin, koska niill\u00e4 voi olla vaikutusta tilinp\u00e4\u00e4t\u00f6kseen. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4it\u00e4 riskej\u00e4 kutsutaan t\u00e4ss\u00e4 liitetiedossa yleisesti taloudellisiksi riskeiksi. Lis\u00e4ksi </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">seuraamusriskit katetaan asiaankuuluvassa m\u00e4\u00e4rin. Yleisesti ottaen sek\u00e4 sijoitus- ett\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset altistuvat edell\u00e4 mainituille riskeille. Sijoitussopimusten osalta </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudelliset vaikutukset syntyv\u00e4t kuitenkin usein riskialtistuman v\u00e4lillisen vaikutuksen kautta </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">eli esimerkiksi markkinariskien osalta sijoitussopimuksen katteena olevan sijoituskohteen </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvonmuutoksella ei ole suoraa tulosvaikutusta, mutta kyseisen arvonmuutoksen my\u00f6t\u00e4 </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin sijoitussopimuksen hoidosta saamat palkkiotuotot voivat muuttua.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Finanssialan toimijana Mandatum-konsernin merkitt\u00e4vimm\u00e4t ansaintariskit liittyv\u00e4t </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusmarkkinoiden kehitykseen, mink\u00e4 vuoksi t\u00e4ss\u00e4 liitetiedossa keskityt\u00e4\u00e4n </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">markkinariskeihin.</span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dKeskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit liiketoiminta-alueittain\u201d on </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuvattu keskeisimm\u00e4t sijoitus- ja vakuutussopimukset liiketoiminta-alueittain. Lis\u00e4ksi </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">taulukossa \u201dKeskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit ja niiden keskeiset riskit\u201d </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n sopimusryhmitt\u00e4in keskeiset riskit ja niiden p\u00e4\u00e4asialliset riskienhallintatoimenpiteet.</span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Keskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit liiketoiminta-alueittain<span id=\"ic6aa9b6b4bfd4db380400ccfd60fb800\"></span></span></div><div class=\"ps1457_1 ss0\"><div class=\"ss270 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:137.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:18pt\"><td rowspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss70_1\"><div><div class=\"ps1939 ss489\"><span class=\"f charStyle-7f1eb124 ps14\">Liiketoiminta-alue/tuote</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1410 ss72_1\"><div><div class=\"ps1409_1 ss71_1\"><span class=\"f charStyle-7f1eb124 ps1408_1\">P\u00e4\u00e4omakevyt liiketoiminta</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1416 ss73_1\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1411\">Lasku-</span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1412_1\">peruste-</span></div><div class=\"ps603 ss64\"><span class=\"f charStyle-7f1eb124 ps1413\">korkoinen </span></div><div class=\"ps1939 ss64\"><span class=\"f charStyle-7f1eb124 ps1415\">liiketoiminta</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1418 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1417\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1421_1 ss523\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124 ps1419\">Yritys-</span></div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1420_1\">asiakkaat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1423_1 ss523\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124 ps2462\">Henkil\u00f6-</span></div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1420_1\">asiakkaat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimukset (IFRS 9)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Kapitalisaatiosopimus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1428_1 ss68\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1430 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1431_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen s\u00e4\u00e4st\u00f6vakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433_1 ss68\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1434_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1435_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1437_1 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Ryhm\u00e4el\u00e4kevakuutus</span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty 1.1.2023 j\u00e4lkeen)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1438_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen el\u00e4kevakuutus </span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty 1.1.2023 j\u00e4lkeen)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1440_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1441 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimukset (IFRS 17)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3791 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen s\u00e4\u00e4st\u00f6vakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1444_1 ss68\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2200 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Ryhm\u00e4el\u00e4kevakuutus</span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty ennen 1.1.2023)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1447_1 ss408\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799 ss494\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Yksil\u00f6llinen el\u00e4kevakuutus </span></div><div class=\"ps339 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">(myyty ennen 1.1.2023)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1449_1 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1450 ss523\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1451_1 ss408\"><div><div class=\"ps297 ss64\"><span class=\"f charStyle-905f4ea6 ps1427\">x</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1452 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Ryhm\u00e4riskivakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1453_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2219 ss490\"><div><div class=\"ps297 ss489\"><span class=\"f charStyle-905f4ea6 ps14\">Riskivakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1455_1 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1456 ss521\"><div><div class=\"ps297 ss516\"><span class=\"f charStyle-905f4ea6 ps1429\">x</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Keskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit ja niiden keskeiset riskit<span id=\"i3c80035b252c465db24cc41e6cf07d44\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:215.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Tuote</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1458 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps14\">Keskeiset riskit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1459_1 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Keskeiset riskienhallintatoimenpiteet</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss83_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Kapitalisaatio-</span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">sopimus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1461_1 ss84_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-, </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">raukeamis- ja </span></div><div class=\"ps1132 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannusriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1463_1 ss85_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat: </span><span class=\"f charStyle-eb5b806b ps1462\">Tehokas kulubudjetointi, </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille ja tuotekehitys</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1843 ss86_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Yksil\u00f6llinen </span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">s\u00e4\u00e4st\u00f6vakuutus</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1465 ss87_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-, </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">raukeamis- ja </span></div><div class=\"ps1132 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannusriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1468_1 ss88_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">Laskuperustekorkoinen: </span><span class=\"f charStyle-eb5b806b ps1466\">Riskinottohalukkuuden </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">asettaminen linjaan konsernin strategian, </span></div><div class=\"ps1132 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">riskilimiittien ja jatkuvan seurannan kanssa (sis\u00e4iset </span></div><div class=\"ps1790 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">liikennevalot)</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469_1 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat: </span><span class=\"f charStyle-eb5b806b ps1462\">Tehokas kulubudjetointi ja </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille</span></div></div></div></td></tr><tr style=\"height:48.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1061 ss90_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Ryhm\u00e4el\u00e4ke-</span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">vakuutus</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1471_1 ss91_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-, </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannus- ja </span></div><div class=\"ps1132 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">pitk\u00e4ik\u00e4isyysriski </span></div><div class=\"ps1790 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">(IFRS 17)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1473_1 ss92_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">Laskuperustekorkoinen: </span><span class=\"f charStyle-eb5b806b ps1466\">Riskinottohalukkuuden </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">asettaminen linjaan konsernin strategian, </span></div><div class=\"ps1132 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">riskilimiittien ja jatkuvan seurannan kanssa (sis\u00e4iset </span></div><div class=\"ps1790 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">liikennevalot) sek\u00e4 vakuutuskannan </span></div><div class=\"ps1845 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">muokkaustoimenpiteet</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475_1 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat:</span><span class=\"f charStyle-eb5b806b ps1474\"> Tehokas kulubudjetointi, </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille ja tuotekehitys</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037 ss93_1\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Yksil\u00f6llinen </span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">el\u00e4kevakuutus</span></div></div></div></td><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1477 ss94_1\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina- ja </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">kustannusriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1478_1 ss85_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">Laskuperustekorkoinen: </span><span class=\"f charStyle-eb5b806b ps1466\">Riskinottohalukkuus </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">linjassa konsernin strategian, riskilimiittien ja </span></div><div class=\"ps1132 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">jatkuvan seurannan kanssa (sis\u00e4iset liikennevalot)</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1479 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-c5becc10 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat:</span><span class=\"f charStyle-eb5b806b ps1474\"> Tehokas kulubudjetointi ja </span></div><div class=\"ps339 ss81_1\"><span class=\"f charStyle-eb5b806b ps14\">aktiivinen viestint\u00e4 asiakkaille</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1480_1 ss79\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Ryhm\u00e4riski-</span></div><div class=\"ps339 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">vakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1481 ss428\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolevuus- ja </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">ty\u00f6kyvytt\u00f6myysriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1482_1 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten my\u00f6nt\u00e4minen ja hinnoittelu</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1483_1 ss79\"><div><div class=\"ps297 ss9\"><span class=\"f charStyle-7f1eb124 ps14\">Riskivakuutus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1484_1 ss428\"><div><div class=\"ps297 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolevuus- ja </span></div><div class=\"ps339 ss10\"><span class=\"f charStyle-905f4ea6 ps14\">ty\u00f6kyvytt\u00f6myysriski</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1485 ss89_1\"><div><div class=\"ps297 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten my\u00f6nt\u00e4minen ja hinnoittelu</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vaikka taulukossa \u201dKeskeisimm\u00e4t sijoitus- ja vakuutussopimustyypit ja niiden keskeiset riskit\u201d </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">listataan useita eri riskej\u00e4, se ei suoraan tarkoita, ett\u00e4 kyseiset riskit olisivat olennaisia </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tilinp\u00e4\u00e4t\u00f6ksen n\u00e4k\u00f6kulmasta. Keskeist\u00e4 on, miten kyseisi\u00e4 riskej\u00e4 hallitaan liiketoiminnassa. </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Raukeamisriski, yhten\u00e4 esimerkkin\u00e4, on mainittu keskeisen\u00e4 riskin\u00e4 joillekin tuotteille ja se on </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">my\u00f6s Solvenssi II -kehikossa merkitt\u00e4vin vakuutusriski. Solvenssi II -kehikon stressit kuitenkin </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perustuvat kerran 200 vuodessa realisoituviin tapahtumiin ja laskentaperiaatteet m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">s\u00e4\u00e4ntelyss\u00e4. On useita syit\u00e4, miksi Solvenssi II -kehikon oletukset eiv\u00e4t sellaisenaan sovellu </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS-kontekstiin, kuten se, ett\u00e4 sijoitussopimukset arvostetaan IFRS 9 -standardin mukaisesti, </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaihtoehtoisiin sijoituskohteisiin liittyv\u00e4t takaisinostot ovat sijoitusten luonteen sek\u00e4 </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusehtojen vuoksi rajoitettuja, vakuutussopimukseen tai \u2013turvaan voidaan soveltaa </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 sopimusrajoja ja Solvenssi II -kehikossa kuvataan \u00e4\u00e4ritapahtumia. N\u00e4in ollen </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">raukeamisriskiin ja ty\u00f6kyvytt\u00f6myysriskiin liittyvi\u00e4 herkkyyslaskelmia ei esitet\u00e4 t\u00e4ss\u00e4 </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liitetiedossa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-227": {
   "value": "<div class=\"ps804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.2 Vakuutus- ja kustannusriskit<span id=\"ieb5979945ecf455bacf8e01e3dd92721\"></span></span></div><div class=\"ps1492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Altistuma<span id=\"i98c8e4c797794472bfabff9429d276a7\"></span></span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutusriskit sis\u00e4lt\u00e4v\u00e4t biometriset riskit, asiakask\u00e4ytt\u00e4ytymiseen liittyv\u00e4t riskit ja </span></div><div class=\"ps1203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">katastrofiriskit. Katastrofiriskit eiv\u00e4t ole Mandatumille merkityksellisi\u00e4, kun huomioidaan </span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminnan luonne. Biometrisill\u00e4 riskeill\u00e4 tarkoitetaan riski\u00e4 siit\u00e4, ett\u00e4 henkivakuutusyhti\u00f6 </span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joutuu maksamaan odotettua enemm\u00e4n kuolevuus-, ty\u00f6kyvytt\u00f6myys- tai </span></div><div class=\"ps1206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sairastavuuskorvauksia tai yhti\u00f6 joutuu maksamaan el\u00e4kett\u00e4 vakuutuksenottajalle pidemp\u00e4\u00e4n </span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">(pitk\u00e4ik\u00e4isyysriski) kuin vakuutusten hinnoitteluhetkell\u00e4 odotettiin. Asiakask\u00e4ytt\u00e4ytymisriskit </span></div><div class=\"ps1208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johtuvat vakuutuksenottajien k\u00e4ytt\u00e4ytymiseen liittyv\u00e4st\u00e4 ep\u00e4varmuudesta. </span></div><div class=\"ps840 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutuksenottajilla on oikeus lopettaa vakuutusmaksujen maksaminen (raukeamisriski) ja </span></div><div class=\"ps841 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">heill\u00e4 voi olla mahdollisuus irtisanoa vakuutussopimuksensa ja nostaa vakuutuss\u00e4\u00e4st\u00f6ns\u00e4 </span></div><div class=\"ps842 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">(takaisinostoriski).</span></div><div class=\"ps844 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni altistuu vakuutusriskeille Laskuperustekorkoisen liiketoiminta-alueen ja </span></div><div class=\"ps845 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden kautta. Varainhoidon liiketoiminta-alue, joka on </span></div><div class=\"ps846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osa v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovia liiketoiminta-alueita, ei kuitenkaan altistu biometrisille riskeille.</span></div><div class=\"ps847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kustannusriski syntyy, kun toteutuneiden kustannusten ajoitus ja/tai m\u00e4\u00e4r\u00e4 poikkeaa </span></div><div class=\"ps848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hinnoitteluajankohtana odotetusta. T\u00e4m\u00e4n seurauksena alun perin oletetut kustannukset eiv\u00e4t </span></div><div class=\"ps849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">v\u00e4ltt\u00e4m\u00e4tt\u00e4 riit\u00e4 kattamaan toteutuneita kustannuksia. Kustannusriski liittyy kaikkiin </span></div><div class=\"ps850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta-alueisiin.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvarat ja -velat liiketoiminta-alueittain <span id=\"i2071258a016a4cb9831d92b52b268dc5\"></span></span><span class=\"f charStyle-c5becc10 ps1510\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss97_1\"><div><div class=\"ps603 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liiketoiminta-alue</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1514_1 ss98_1\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1511_1\">Rahavirrat </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1512\">sopimusten </span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1513\">t\u00e4ytt\u00e4misest\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1515\">Vakuutuspalvelu-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1516\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1517\">Vakuutussopimus-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1518_1\">velka</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1279 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">sijoitussidonnaiset sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1521 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.34pt\"></span></span><span class=\"ps1520\">3\u00a0103,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1523_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.32pt\"></span></span><span class=\"ps1522\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1525 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.05pt\"></span></span><span class=\"ps1524\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskivakuutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1527_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.74pt\"></span></span><span class=\"ps1526\">-74,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1529 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">145,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1531 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.26pt\"></span></span><span class=\"ps1530\">70,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1534_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.41pt\"></span></span><span class=\"ps1533\">2\u00a0032,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">10,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1537_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.49pt\"></span></span><span class=\"ps1536\">2\u00a0042,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1540_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.14pt\"></span></span><span class=\"ps1539\">5\u00a0061,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1542_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.18pt\"></span></span><span class=\"ps759\">513,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1543_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.14pt\"></span></span><span class=\"ps1539\">5\u00a0575,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvarat ja -velat liiketoiminta-alueittain <span id=\"i77e32bbc49c94d78a56a17ca0111c9ad\"></span></span><span class=\"f charStyle-c5becc10 ps1510\">31.12.2024</span></div><div class=\"ps1554_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss97_1\"><div><div class=\"ps603 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liiketoiminta-alue</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1514_1 ss98_1\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1511_1\">Rahavirrat </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1512\">sopimusten </span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1513\">t\u00e4ytt\u00e4misest\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1515\">Vakuutuspalvelu-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1516\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss98_1\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps1517\">Vakuutussopimus-</span></div><div class=\"ps603 ss72\"><span class=\"f charStyle-7f1eb124 ps1518_1\">velka</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1279 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">sijoitussidonnaiset sopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1521 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">2\u00a0979,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1523_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.22pt\"></span></span><span class=\"ps1546\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1525 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.92pt\"></span></span><span class=\"ps1547\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss99_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat, </span></div><div class=\"ps342 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskivakuutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1527_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.1pt\"></span></span><span class=\"ps1548\">-75,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1529 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">140,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1531 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.06pt\"></span></span><span class=\"ps1163\">65,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1534_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.69pt\"></span></span><span class=\"ps1549_1\">2\u00a0236,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.16pt\"></span></span><span class=\"ps1550\">19,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1537_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">2\u00a0255,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss100_1\"><div><div class=\"ps299 ss96_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1540_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.53pt\"></span></span><span class=\"ps1552\">5\u00a0141,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1542_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.71pt\"></span></span><span class=\"ps784\">498,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1543_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">5\u00a0639,6</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1555_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Lis\u00e4tietoja vastuuvelan muutoksista on tilinp\u00e4\u00e4t\u00f6ksen liitetiedossa 23 Vakuutussopimusvelka.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Vakuutus- ja kustannusriskien hallinta<span id=\"i14bd8a538c15460e8024256642775a17\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Biometrisi\u00e4 riskej\u00e4 hallitaan huolellisella vastuunvalinnalla, asettamalla riskej\u00e4 ja kustannuksia </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastaavat hinnat sek\u00e4 asettamalla yl\u00e4rajat my\u00f6nnetylle turvalle ja j\u00e4lleenvakuutuksella. Sek\u00e4 </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aktuaaritoiminnolla ett\u00e4 riskienhallintatoiminnolla on t\u00e4rke\u00e4 rooli riskien seurannassa. </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernin vakuutusriskikomitea valvoo vakuutusriskien hallinnan kattavuutta ja </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asianmukaisuutta, ja molemmilla toiminnoilla on edustajia komiteassa.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vastuunvalinta on osa liiketoiminnan p\u00e4ivitt\u00e4isi\u00e4 rutiineja. Mandatumin </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastuunvalintapolitiikassa m\u00e4\u00e4ritell\u00e4\u00e4n riskinvalinnan periaatteet ja vakuutusm\u00e4\u00e4rien rajat. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum Lifen hallitus hyv\u00e4ksyy vastuunvalintapolitiikan, hinnoitteluohjeet sek\u00e4 vakuutus- ja </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussopimusvelkojen laskennan keskeiset periaatteet.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">J\u00e4lleenvakuutusta k\u00e4ytet\u00e4\u00e4n rajoittamaan yksil\u00f6llisten kuolevuusriskien ja pysyvien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ty\u00f6kyvytt\u00f6myysriskien m\u00e4\u00e4r\u00e4\u00e4. Hallitus p\u00e4\u00e4tt\u00e4\u00e4 vuosittain yhti\u00f6n omalla vastuulla pidett\u00e4v\u00e4n </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskin enimm\u00e4ism\u00e4\u00e4r\u00e4n, joka on t\u00e4ll\u00e4 hetkell\u00e4 normaalisti 1,5 miljoonaa euroa, ja ylite </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutetaan voimassa olevan j\u00e4lleenvakuutussopimuksen mukaisesti. Mahdollisten </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">katastrofien vaikutusten lievent\u00e4miseksi Mandatum Lifella on katastrofij\u00e4lleenvakuutussopimus </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja tietyille ty\u00f6kyvytt\u00f6myystuotteille osam\u00e4\u00e4r\u00e4j\u00e4lleenvakuutussopimus. Vaikka j\u00e4lleenvakuutus </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on usein keskeinen keino v\u00e4hent\u00e4\u00e4 vakuutusriskej\u00e4, sen merkitys ei ole t\u00e4ll\u00e4 hetkell\u00e4 oleellinen </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernissa. T\u00e4st\u00e4 syyst\u00e4 t\u00e4m\u00e4n liitetiedon tiedot on esitetty bruttom\u00e4\u00e4r\u00e4isin\u00e4 eli </span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ilman j\u00e4lleenvakuutuksen vaikutusta.</span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Riskiliikkeen tulosta seurataan aktiivisesti ja analysoidaan perusteellisesti v\u00e4hint\u00e4\u00e4n vuosittain. </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Aktuaaritoimi ja aktuaaritoiminto mittaavat vastuunvalinnan tehokkuutta ja tariffien </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riitt\u00e4vyytt\u00e4 ker\u00e4\u00e4m\u00e4ll\u00e4 tietoja kunkin tuotelinjan ja riskityypin todellisista </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korvauskustannuksista ja vertaamalla niit\u00e4 kunkin riskivakuutuksen vakuutusmaksuissa </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">oletettuihin korvauskustannuksiin.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kustannusriski\u00e4 hallitaan aktiivisella kuluseurannalla, parantamalla tehokkuutta ja k\u00e4ytt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimuksissa liikekulurakennetta, joka tuottaa tuloa vakuutuksen koko elinkaaren ajan.</span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Keskeiset sijoitus- ja vakuutussopimusvelkaan liittyv\u00e4t oletukset tarkistetaan vuosittain. Uusien </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusten hinnoitteluperiaatteet, vastuuvalintapolitiikka ja sijoitus- ja </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelkojen laskentaperiaatteet p\u00e4ivitet\u00e4\u00e4n tarvittaessa sijoitus- ja </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelkojen kehityksen ja riskiliikkeen tuloksen perusteella.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskikeskittym\u00e4t<span id=\"ibd0d0c50142c4ad0983ecfaa70a54145\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernin vakuutussopimuskanta on suhteellisen hyvin hajautettu eik\u00e4 sis\u00e4ll\u00e4 merkitt\u00e4vi\u00e4 </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskikeskittymi\u00e4. Mahdollisten riskikeskittymien vaikutusten lievent\u00e4miseksi konsernilla on </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yt\u00f6ss\u00e4 katastrofij\u00e4lleenvakuutus.</span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuskannan p\u00e4\u00e4asiallinen keskittym\u00e4 on maantieteellinen, sill\u00e4 kaikki </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset on myyty Suomessa. Lis\u00e4ksi ryhm\u00e4vakuutussopimukset voivat altistaa </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yritysasiakkaat-liiketoiminta-alueen keskittym\u00e4riskille. T\u00e4ll\u00e4 hetkell\u00e4 10 suurinta </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ryhm\u00e4vakuutusta muodostaa 54,7 (54,3) prosenttia vakuutetuista ja 36,6 (37,5) prosenttia </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuolinkorvauksiin liittyvist\u00e4 riskisummista.</span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"i918d097adfa24ce6ab03eeb8bf6ad420\"></span></span></div><div class=\"ps712 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa \u201dMandatum-konsernin vakuutusriskeihin liittyv\u00e4t herkkyydet </span><span class=\"f charStyle-eb5b806b ps1578\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1579_1\">\u201d esitet\u00e4\u00e4n </span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokset siit\u00e4, miten vakuutuspalvelumarginaali sek\u00e4 voitto tai tappio ennen veroja olisivat </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kasvaneet tai pienentyneet, jos vakuutus- ja kustannusriskimuuttujissa olisi tapahtunut sellaisia </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutoksia, jotka olivat raportointip\u00e4iv\u00e4n\u00e4 kohtuudella mahdollisia. Vaikutukset kirjataan </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoraan tulosvaikutteisesti, joten muuttujissa tapahtuneilla muutoksilla ei ole vaikutusta </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaan p\u00e4\u00e4omaan. T\u00e4ss\u00e4 analyysiss\u00e4 herkkyydet esitet\u00e4\u00e4n bruttoperusteisesti, eli </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutusta ei ole otettu huomioon. Analyysiss\u00e4 oletetaan, ett\u00e4 kaikki muut muuttujat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4t vakioina.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin vakuutusriskeihin liittyv\u00e4t herkkyydet <span id=\"ie53661b20d0245b78d0811fcd33fc876\"></span></span><span class=\"f charStyle-c5becc10 ps1581_1\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:195pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss102_1\"><div><div class=\"ps342 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1584 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1582_1\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1583_1\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1587_1 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1585_1\">Voitto tai tappio </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1586_1\">ennen veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1589_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.6pt\"></span></span><span class=\"ps1588\">-3,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1591 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.89pt\"></span></span><span class=\"ps1590_1\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.86pt\"></span></span><span class=\"ps1592_1\">3,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.15pt\"></span></span><span class=\"ps1594\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1597 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:68.96pt\"></span></span><span class=\"ps1596_1\">-21,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.82pt\"></span></span><span class=\"ps656\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1600 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.22pt\"></span></span><span class=\"ps1599\">21,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1602 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.08pt\"></span></span><span class=\"ps1601_1\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1604_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.86pt\"></span></span><span class=\"ps1603_1\">13,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.45pt\"></span></span><span class=\"ps1605\">6,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1607_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.06pt\"></span></span><span class=\"ps131\">-6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.93pt\"></span></span><span class=\"ps1608_1\">-15,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1611 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.57pt\"></span></span><span class=\"ps1610_1\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.19pt\"></span></span><span class=\"ps1612\">-8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1615_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.54pt\"></span></span><span class=\"ps1614\">4,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.45pt\"></span></span><span class=\"ps1605\">6,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin vakuutusriskeihin liittyv\u00e4t herkkyydet <span id=\"ib840e66abc584d3ba4316c985d1e54c1\"></span></span><span class=\"f charStyle-c5becc10 ps1581_1\">31.12.2024</span></div><div class=\"ps1627_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:195pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss102_1\"><div><div class=\"ps342 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1584 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1582_1\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1583_1\">marginaali</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1587_1 ss428\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps1585_1\">Voitto tai tappio </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1586_1\">ennen veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1589_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.32pt\"></span></span><span class=\"ps1618_1\">-4,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1591 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.89pt\"></span></span><span class=\"ps1590_1\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.59pt\"></span></span><span class=\"ps688_1\">3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.15pt\"></span></span><span class=\"ps1594\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1597 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:68.03pt\"></span></span><span class=\"ps1619_1\">-21,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.51pt\"></span></span><span class=\"ps1620\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1600 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.29pt\"></span></span><span class=\"ps1621\">21,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1602 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1604_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.25pt\"></span></span><span class=\"ps1622\">21,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kuolleisuus (5 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1607_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.51pt\"></span></span><span class=\"ps1620\">-11,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.89pt\"></span></span><span class=\"ps1590_1\">-12,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n kasvu)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1611 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.6pt\"></span></span><span class=\"ps1588\">-8,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.14pt\"></span></span><span class=\"ps1623\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss103_1\"><div><div class=\"ps299 ss101_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kustannukset (10 %:n lasku)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1615_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.91pt\"></span></span><span class=\"ps1624\">10,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.97pt\"></span></span><span class=\"ps658\">2,3</span></span></div></div></div></td></tr><tr style=\"height:30pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss104_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-0a36e0ee ps14\"><span style=\"background-color:inherit\">Taulukossa esitettyj\u00e4 vuoden 2024 vertailutietoja on oikaistu muuttamalla vaikutuksen jaottelua sek\u00e4 ja </span></span></div><div class=\"ps414 ss8\"><span class=\"f charStyle-0a36e0ee ps14\"><span style=\"background-color:inherit\">tarkentamalla laskentatapaa. </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.3 Markkinariskit<span id=\"i69dbd4df9d4a4ce29339bda75be96f66\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin riskienhallintapolitiikan mukaisesti markkinariskeill\u00e4 tarkoitetaan </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisen tuloksen ja oman p\u00e4\u00e4oman vaihtelua, joka johtuu rahoitusvarojen ja -velkojen </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkina-arvojen muutoksista sek\u00e4 vakuutusvelkojen arvon muutoksista. Markkina-arvojen ja </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisten arvojen muutokset pohjautuvat taustalla olevien markkinamuuttujien, kuten </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkojen, inflaation, valuuttakurssien, luottoriskimarginaalien ja osakekurssien, muutoksiin.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin markkinariskit muodostuvat p\u00e4\u00e4asiassa Laskuperustekorkoisesta </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueesta ja konsernin ei-strategisista omaisuuserist\u00e4. Laskuperustekorkoisen </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueen markkinariskit syntyv\u00e4t ensisijaisesti sijoituksista lukuun ottamatta </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkoriski\u00e4, joka syntyy sek\u00e4 korkosijoituksista ett\u00e4 laskuperustekorkoisesta </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelasta. Mandatum-konserni altistuu markkinariskille my\u00f6s Mandatum Oyj:n </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omistamien ei-strategisten suorien sijoituskohteiden kautta.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 liitetiedossa markkinariskit luokitellaan seuraaviin ryhmiin:</span></div><div class=\"ps1630_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">osakeriski</span></div><div class=\"ps1631_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">vaihtoehtoisiin sijoituksiin liittyv\u00e4t riskit</span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">korkoriski</span></div><div class=\"ps1633_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">luottoriski ja</span></div><div class=\"ps1634_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">valuuttariski.</span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4m\u00e4 poikkeavat hieman sis\u00e4isest\u00e4 luokittelusta, joka perustuu Solvenssi II -n\u00e4k\u00f6kulmaan. </span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ss\u00e4 k\u00e4ytetty luokittelu soveltuu kuitenkin paremmin tilinp\u00e4\u00e4t\u00f6starkoituksiin ja kuvastaa </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">paremmin tilinp\u00e4\u00e4t\u00f6ksess\u00e4 sovellettavaa esitystapaa ja arvostusmenetelmi\u00e4.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Markkinariskien hallinta<span id=\"ie4d442c3215442189a05ddc09164e222\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Markkinariskien hallinta perustuu vakuutussopimusten odotettuihin kassavirtoihin, </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korkotasoon ja vakavaraisuusasemaan. Kaikille laskuperustekorkoisille vakuutussopimuksille </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on yhteist\u00e4 taattu korko, joka vaihtelee 0 ja 4,5 prosentin v\u00e4lill\u00e4, ja mahdollisuus </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">harkinnanvaraisiin lis\u00e4etuihin julkaistun kohtuusperiaatteen mukaisesti. Laskuperustekorkoisen </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelan rahavirrat ovat suhteellisen hyvin ennustettavissa, koska useimmissa </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">laskuperustekorkoisissa vakuutuksissa takaisinostot ja lis\u00e4sijoitukset eiv\u00e4t ole mahdollisia.</span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konserniyhti\u00f6iden hallitukset hyv\u00e4ksyv\u00e4t yhti\u00f6st\u00e4 riippuen tasehallintapolitiikan tai </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoituspolitiikan, ja konsernin omalla riskill\u00e4 olevia varoja hallinnoidaan n\u00e4iden periaatteiden </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaisesti. Politiikoissa m\u00e4\u00e4ritell\u00e4\u00e4n sijoitustoiminnan periaatteet ja limiitit. Lis\u00e4ksi </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tavoiteltuun vakavaraisuusasemaan liittyv\u00e4 riskinottohalukkuus ja riskilimiitit m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hallitusten hyv\u00e4ksym\u00e4ss\u00e4 riskienhallintapolitiikassa.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Toimiluvalliset konserniyhti\u00f6t vastaavat omasta toiminnastaan, ja esimerkiksi </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen varoja hallinnoidaan Mandatum Lifen hallituksen </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asettamien politiikkojen ja limiittien mukaisesti. Mandatum Life on ulkoistanut varojensa </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hoidon Mandatum Asset Management Oy:lle (MAM), joka tekee p\u00e4ivitt\u00e4iset sijoitusp\u00e4\u00e4t\u00f6kset. </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4m\u00e4 p\u00e4\u00e4t\u00f6kset perustuvat sijoituspolitiikan periaatteisiin ja valtuutuksiin. Kaikki merkitt\u00e4v\u00e4t </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitusp\u00e4\u00e4t\u00f6kset, kuten suuret allokaatiomuutokset ja sijoitusyksik\u00f6n valtuudet ylitt\u00e4viin </span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoituksiin liittyv\u00e4t p\u00e4\u00e4t\u00f6kset, tekee kuitenkin Mandatum Lifen toimitusjohtaja tai hallitus. </span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum Lifen tasehallintakomitea seuraa s\u00e4\u00e4nn\u00f6llisesti, miten sijoituspolitiikassa </span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4riteltyj\u00e4 periaatteita ja limiittej\u00e4 noudatetaan. Mandatum Lifella on lis\u00e4ksi erillinen </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tasehallintakomitea, joka vastaa sijoitussidonnaisten velkojen katteena oleviin varoihin </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyvien riskien hallinnasta. Mandatum Oyj:n varoja hallinnoidaan Mandatum Oyj:n </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tasehallintapolitiikan mukaisesti.</span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span><span class=\"f charStyle-ca5491f4 ps1636\">31.12.2025</span><span class=\"f charStyle-ca5491f4 ps1637\"> ja </span><span class=\"f charStyle-ca5491f4 ps1638\">31.12.2024</span><span class=\"f charStyle-ca5491f4 ps1639\"> </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">-taulukossa on esitetty Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">markkina-arvoin </span><span class=\"f charStyle-ca5491f4 ps1641\">31.12.2025</span><span class=\"f charStyle-ca5491f4 ps1642\"> ja </span><span class=\"f charStyle-ca5491f4 ps1643\">31.12.2024</span><span class=\"f charStyle-ca5491f4 ps1644\">. Allokaatio on esitetty erikseen alkuper\u00e4isen kannan ja </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">Mandatum Lifeen Suomi-yhti\u00f6st\u00e4 vuonna 2014 siirretyn ryhm\u00e4el\u00e4kevakuutuskannan osalta. </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">J\u00e4lkimm\u00e4inen vakuutuskanta (eriytetty kanta) on eriytetty muusta omaisuudesta </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">erityispiirteidens\u00e4 vuoksi. Alkuper\u00e4inen kanta koostuu laskuperustekorkoisista veloista, jotka </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">eiv\u00e4t kuulu eriytettyyn ryhm\u00e4el\u00e4kekantaan liittyviin vastuisiin. Lis\u00e4ksi alkuper\u00e4inen kanta sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ca5491f4 ps524\">omaisuutta, joka kattaa osakkeenomistajien varoja.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio <span id=\"i6ad87344385947e1b4650d4503e424ee\"></span></span><span class=\"f charStyle-c5becc10 ps1646\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1647\"> ja </span><span class=\"f charStyle-c5becc10 ps1648\">31.12.2024</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:135pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps1649\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps380 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps1651\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss55_1\"><div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1653_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1652\">Alkuper\u00e4inen </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1655_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1654\">Eriytetty </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps387_1 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1652\">Alkuper\u00e4inen </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps389 ss408\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1654\">Eriytetty </span></div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124 ps1516\">kanta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Korkosijoitukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1657_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.05pt\"></span></span><span class=\"ps1656\">1\u00a0992,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1589_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.19pt\"></span></span><span class=\"ps326\">604,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1660_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.89pt\"></span></span><span class=\"ps3183\">2\u00a0239,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1662 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.13pt\"></span></span><span class=\"ps1661\">645,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Rahamarkkinasijoitukset ja </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">kassavarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1664_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">266,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1593_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.7pt\"></span></span><span class=\"ps1665\">53,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1667_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.06pt\"></span></span><span class=\"ps1666\">383,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1668_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">95,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Valtioiden joukkovelkakirjalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1670_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.62pt\"></span></span><span class=\"ps1288\">42,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1672_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">7,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1673_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1674_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Muut joukkovelkakirjalainat, </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">rahastot, lainat ja johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1677_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.57pt\"></span></span><span class=\"ps1676\">1\u00a0683,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1679_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.79pt\"></span></span><span class=\"ps1678\">541,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1681_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.68pt\"></span></span><span class=\"ps1680\">1\u00a0855,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1683_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">550,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1684_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Listatut osakkeet yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1686_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.27pt\"></span></span><span class=\"ps1685\">116,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1688 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.01pt\"></span></span><span class=\"ps1687_1\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1690_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.35pt\"></span></span><span class=\"ps1689\">199,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1692 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.88pt\"></span></span><span class=\"ps1691_1\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1523 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Suomi ja Pohjoismaat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.27pt\"></span></span><span class=\"ps1694\">41,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1696_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1698_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.12pt\"></span></span><span class=\"ps1697\">75,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Muut maat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1702_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1704_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.6pt\"></span></span><span class=\"ps1703\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1706_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.75pt\"></span></span><span class=\"ps1705\">124,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1708 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">7,4</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2013 ss55_1\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset </span></div><div class=\"ps342 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1711 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.6pt\"></span></span><span class=\"ps1710\">515,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1713 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.45pt\"></span></span><span class=\"ps1712\">23,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1715 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.77pt\"></span></span><span class=\"ps1714\">582,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1717_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">26,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1719_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.97pt\"></span></span><span class=\"ps3841\">77,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1721_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">18,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">105,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.25pt\"></span></span><span class=\"ps3231\">20,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.81pt\"></span></span><span class=\"ps1727\">269,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1729 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1730_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.93pt\"></span></span><span class=\"ps1205\">281,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1732_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.97pt\"></span></span><span class=\"ps1731_1\">3,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-905f4ea6 ps14\">Private credit -rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1734 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.42pt\"></span></span><span class=\"ps613_1\">168,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1736_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.98pt\"></span></span><span class=\"ps1735\">2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.83pt\"></span></span><span class=\"ps1739_1\">2,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss92\"><div><div class=\"ps299 ss85\"><span class=\"f charStyle-7f1eb124 ps14\">Omaisuuslajit yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1743 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.23pt\"></span></span><span class=\"ps1742\">2\u00a0624,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1745_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.07pt\"></span></span><span class=\"ps1744\">632,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.83pt\"></span></span><span class=\"ps1746\">3\u00a0021,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.11pt\"></span></span><span class=\"ps1748\">678,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukon \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaatio </span><span class=\"f charStyle-eb5b806b ps1750\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1751\"> ja </span></div><div class=\"ps1754 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1753\">\u201d ja konsernin taseen rahoitusvarojen sis\u00e4ll\u00f6ss\u00e4 on eroja, ja n\u00e4in ollen esitettyjen </span></div><div class=\"ps1755_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaisuuslajien yhteism\u00e4\u00e4r\u00e4n t\u00e4sm\u00e4ytyslaskelma Mandatum-konsernin rahoitusvaroihin on </span></div><div class=\"ps1756_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">esitetty \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaation ja taseen </span></div><div class=\"ps1761_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvarojen v\u00e4linen t\u00e4sm\u00e4ytys </span><span class=\"f charStyle-eb5b806b ps1757\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1758\"> ja </span><span class=\"f charStyle-eb5b806b ps1759\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1760_1\">\u201d -taulukossa. Kyseisen taulukon </span></div><div class=\"ps1762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ensimm\u00e4isell\u00e4 rivill\u00e4 esitetyt varat yhteens\u00e4 ovat yht\u00e4 suuret kuin alkuper\u00e4isen kannan ja </span></div><div class=\"ps1763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">eriytetyn kannan sijoitusallokaatioiden summa. Konsernin muut rahoitusvarat ovat muiden </span></div><div class=\"ps1764_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserniyhti\u00f6iden kuin Mandatum Lifen rahoitusvaroja.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskuperustekorkoisen liiketoiminta-alueen sijoitusten allokaation ja taseen rahoitusvarojen <span id=\"ie6be0dc6af174228b47697996c85ccc8\"></span></span></div><div class=\"ps1186 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">v\u00e4linen t\u00e4sm\u00e4ytys </span><span class=\"f charStyle-c5becc10 ps1765\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1766\"> ja </span><span class=\"f charStyle-c5becc10 ps1767\">31.12.2024</span></div><div class=\"ps1807_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps807\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps808\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss47_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoisen liiketoiminta-alueen </span></div><div class=\"ps342 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoitukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">3\u00a0257,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.07pt\"></span></span><span class=\"ps1773\">3\u00a0699,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet korot korkosijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1776_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.97pt\"></span></span><span class=\"ps1394\">-35,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1778_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59pt\"></span></span><span class=\"ps1777\">-31,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsernin sis\u00e4iset er\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1780_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.12pt\"></span></span><span class=\"ps1779\">-6,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1782_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.17pt\"></span></span><span class=\"ps1781\">-13,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Suorat kiinteist\u00f6sijoitukset sijoitusallokaatiolla</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1784 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.95pt\"></span></span><span class=\"ps1783_1\">-94,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1786_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.34pt\"></span></span><span class=\"ps1785\">-123,7</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss47_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaisten nettoero sijoitusallokaation ja </span></div><div class=\"ps342 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">rahoitusvarojen v\u00e4lill\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1788_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.95pt\"></span></span><span class=\"ps1787\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1789_1 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.96pt\"></span></span><span class=\"ps802_1\">-2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1790_1 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusallokaatioon sis\u00e4llytetyt k\u00e4teisvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1792_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.35pt\"></span></span><span class=\"ps1791\">-320,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1794_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.45pt\"></span></span><span class=\"ps1793\">-478,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotetut luottotappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1797_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.43pt\"></span></span><span class=\"ps1796\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1798_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.89pt\"></span></span><span class=\"ps800\">-1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsernin muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1800_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.73pt\"></span></span><span class=\"ps1799\">485,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">458,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Mandatum-konsernin rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1804_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.88pt\"></span></span><span class=\"ps1803\">3\u00a0286,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1806_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">3\u00a0507,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1810_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dV\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset </span><span class=\"f charStyle-eb5b806b ps1808\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1809\"> ja </span></div><div class=\"ps1812_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1811\">\u201d on esitetty v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden sijoitusten allokaatio </span></div><div class=\"ps1816 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1813\"> ja </span><span class=\"f charStyle-eb5b806b ps1814\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1815_1\">. Asiakkaat kantavat kyseisiin liiketoiminta-alueisiin liittyvist\u00e4 varoista </span></div><div class=\"ps1817 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aiheutuvat markkinariskit, joten ne vaikuttavat konserniin vain v\u00e4lillisesti tulevien </span></div><div class=\"ps1818_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkkiotuottojen kautta.</span></div><div class=\"ps1822_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset <span id=\"iab0af1e81ea54d6b93a645f4c39eb1b9\"></span></span><span class=\"f charStyle-c5becc10 ps1819\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps1820\"> ja </span><span class=\"f charStyle-c5becc10 ps1821\">31.12.2024</span></div><div class=\"ps1837 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Omaisuusluokka, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124 ps807\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124 ps808\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkosijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.65pt\"></span></span><span class=\"ps1823\">6\u00a0608,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">5\u00a0805,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Listatut osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.28pt\"></span></span><span class=\"ps1825\">4\u00a0964,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.8pt\"></span></span><span class=\"ps1826\">4\u00a0372,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">2\u00a0951,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.36pt\"></span></span><span class=\"ps1829_1\">3\u00a0114,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps727_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.27pt\"></span></span><span class=\"ps1831_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps729 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.57pt\"></span></span><span class=\"ps1832_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">- joista IFRS 17 -sopimuksiin liittyvi\u00e4 sijoituksia</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps731 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.72pt\"></span></span><span class=\"ps1833\">3\u00a0582,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps733 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.19pt\"></span></span><span class=\"ps918\">3\u00a0409,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss44_1\"><div><div class=\"ps297 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">- joista IFRS 9 -sopimuksiin liittyvi\u00e4 sijoituksia</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps735 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.71pt\"></span></span><span class=\"ps1835_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps737_1 ss73\"><div><div class=\"ps297 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.3pt\"></span></span><span class=\"ps3239\">9\u00a0882,6</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">\u201dV\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset </span><span class=\"f charStyle-eb5b806b ps1841\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1842\"> ja </span><span class=\"f charStyle-eb5b806b ps1843\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1844_1\">\u201d </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-taulukossa esitettyjen omaisuusluokkien kokonaism\u00e4\u00e4r\u00e4 vastaa Mandatum-konsernin </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilinp\u00e4\u00e4t\u00f6ksen liitetiedossa 19 esitettyj\u00e4 sijoitussidonnaisten sopimusten katteena olevia </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituksia. Jaottelu eri omaisuusluokkiin on kuitenkin eri kuin tilinp\u00e4\u00e4t\u00f6ksen muissa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa esitetty jaottelu, sill\u00e4 t\u00e4ss\u00e4 liitetiedossa rahastosijoitukset on avattu alla olevien </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusten tasolle ja jaoteltu eri omaisuusluokkiin alla olevien sijoitusten mukaan.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj:n rahoitusvarat </span><span class=\"f charStyle-eb5b806b ps1845\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1846\"> olivat 485,6 (458,7) miljoonaa euroa. Varat </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koostuvat p\u00e4\u00e4osin osake- ja rahamarkkinasijoituksista.</span></div><div class=\"ps1926 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.4 Osakeriski ja vaihtoehtoisiin sijoituksiin liittyv\u00e4 riski<span id=\"iece9934d59044f5d91c5a87405ef7003\"></span></span></div><div class=\"ps889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Altistuma<span id=\"ib614deaac3fe4b07aeebd9848e4f081e\"></span></span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakeriski on osakekurssien muutoksista johtuvien tappioiden riski. Laskuperustekorkoisen </span></div><div class=\"ps1200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueen listatut osakesijoitukset ja vaihtoehtoiset sijoitukset vuoden </span><span class=\"f charStyle-eb5b806b ps1849\">2024</span><span class=\"f charStyle-eb5b806b ps1850\"> ja </span><span class=\"f charStyle-eb5b806b ps1851\">2025</span><span class=\"f charStyle-eb5b806b ps1852\"> </span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lopussa on esitetty taulukossa \u201dLaskuperustekorkoisen liiketoiminta-alueen sijoitusten </span></div><div class=\"ps1213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">allokaatio </span><span class=\"f charStyle-eb5b806b ps1854\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1855\"> ja </span><span class=\"f charStyle-eb5b806b ps1856\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1857\">\u201d. V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden listatut </span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakesijoitukset ja vaihtoehtoiset sijoitukset on esitetty puolestaan taulukossa \u201dV\u00e4h\u00e4n </span></div><div class=\"ps1203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omaa sitoviin liiketoiminta-alueisiin liittyv\u00e4t sijoitukset </span><span class=\"f charStyle-eb5b806b ps1859_1\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1860_1\"> ja </span><span class=\"f charStyle-eb5b806b ps1861\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1862\">\u201d.</span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakesalkkua hoidetaan aktiivisesti. Laskuperustekorkoisen liiketoiminta-alueen </span></div><div class=\"ps1206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakesalkkujen ja -johdannaisten positiot ja riskit eiv\u00e4t saa ylitt\u00e4\u00e4 sijoituspolitiikassa asetettuja </span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rajoja. Kehittyneiden markkinoiden osakesalkkua hallinnoi p\u00e4\u00e4asiassa MAM, kun taas </span></div><div class=\"ps1208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kehittyvien markkinoiden osakesijoituksia hallinnoivat p\u00e4\u00e4asiassa ulkopuoliset varainhoitajat.</span></div><div class=\"ps841 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vaihtoehtoiset sijoitukset ovat joko sijoituksia muihin kuin muualla t\u00e4ss\u00e4 liitetiedossa </span></div><div class=\"ps842 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mainittuihin omaisuusluokkiin tai sijoituksia mainittuihin omaisuusluokkiin k\u00e4ytt\u00e4en </span></div><div class=\"ps843 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusinstrumentteja, joiden hallinnointimalli tai sijoitusstrategia poikkeaa tavanomaisesta. </span></div><div class=\"ps844 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernissa p\u00e4\u00e4omarahastot, muut vaihtoehtorahastot ja kiinteist\u00f6sijoitukset </span></div><div class=\"ps845 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan vaihtoehtoisiksi sijoituksiksi. Muut vaihtoehtorahastot ovat p\u00e4\u00e4asiassa private </span></div><div class=\"ps846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">credit -rahastoja.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen salkuissa p\u00e4\u00e4omarahastoja ja private credit </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">-rahastoja hallinnoivat p\u00e4\u00e4asiassa ulkopuoliset varainhoitajat. P\u00e4\u00e4omarahastosalkku on </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hajautettu sek\u00e4 rahastotyylin ett\u00e4 maantieteellisen alueen mukaan. Vaihtoehtoisia sijoituksia </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tehd\u00e4\u00e4n sek\u00e4 suoraan yksitt\u00e4isiin rahastoihin ett\u00e4 rahastojen rahastoihin, jotta saavutetaan </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riitt\u00e4v\u00e4 hajautus rahastojen ja sijoitustyylien v\u00e4lill\u00e4.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vaihtoehtoisiin sijoituksiin liittyy usein etuk\u00e4teen tehty sijoitussitoumus, joka sitoutuu ajan </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">my\u00f6t\u00e4 joko kokonaan tai osittain sijoituksiksi kyseisiin rahastoihin. Vuoden </span><span class=\"f charStyle-eb5b806b ps1864\">2025</span><span class=\"f charStyle-eb5b806b ps1865\"> lopussa </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernilla oli avoimia taseen ulkopuolisia sijoitussitoumuksia </span><span class=\"f charStyle-eb5b806b ps1866\">1\u00a0992,2</span><span class=\"f charStyle-eb5b806b ps1867\"> </span><span class=\"f charStyle-eb5b806b ps1868\">(</span><span class=\"f charStyle-eb5b806b ps1869\">2\u00a0146,1</span><span class=\"f charStyle-eb5b806b ps1870_1\">) </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">miljoonaa euroa, joista </span><span class=\"f charStyle-eb5b806b ps1871_1\">1\u00a0784,0</span><span class=\"f charStyle-eb5b806b ps1872\"> (</span><span class=\"f charStyle-eb5b806b ps1873\">1\u00a0897,1</span><span class=\"f charStyle-eb5b806b ps1874\">) miljoonaa euroa liittyi v\u00e4h\u00e4n p\u00e4\u00e4omaa sitoviin </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta-alueisiin ja </span><span class=\"f charStyle-eb5b806b ps1875\">208,3</span><span class=\"f charStyle-eb5b806b ps1876\"> (</span><span class=\"f charStyle-eb5b806b ps1877\">249,0</span><span class=\"f charStyle-eb5b806b ps1878\">) miljoonaa euroa Laskuperustekorkoiseen liiketoiminta-</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alueeseen. On syyt\u00e4 huomata, ett\u00e4 n\u00e4m\u00e4 summat ovat enimm\u00e4ism\u00e4\u00e4ri\u00e4, ja koska merkitt\u00e4v\u00e4 </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osa sijoitussitoumuksista, erityisesti Laskuperustekorkoisen liiketoiminta-alueen portfoliossa, </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyy vanhempien vuosikertojen rahastoihin, odotettavissa oleva toteutuvien sitoumusten </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4 on pienempi.</span></div><div class=\"ps458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vaihtoehtoisten sijoitusten sitoumukset altistavat liiketoiminta-alueet riskille, ett\u00e4 niill\u00e4 ei ole </span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">likvidej\u00e4 varoja rahastojen p\u00e4\u00e4omakutsujen maksamiseen. Mandatum-konserni hallitsee t\u00e4t\u00e4 </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riski\u00e4 arvioimalla etuk\u00e4teen mahdollisten tulevien p\u00e4\u00e4omakutsujen m\u00e4\u00e4ri\u00e4 ja ajoituksia, jotka </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sis\u00e4isess\u00e4 likviditeetin hallinnassa. V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-</span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alueiden osalta p\u00e4\u00e4omakutsut rahoitetaan yleens\u00e4 perim\u00e4ll\u00e4 vakuutuksenottajalta erillinen </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutusmaksu. Menetelmi\u00e4, joilla hallitaan vakuutuksenottajasta syntyv\u00e4\u00e4 vastapuoliriski\u00e4, </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ovat esimerkiksi asiakasvalinta, sijoituskorien kohderyhm\u00e4n m\u00e4\u00e4rittely ja vakuutusehdot.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"if3a8f0daa16f4afb84008ff47acc1c83\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa \u201dMandatum-konsernin osakesijoitusten ja vaihtoehtoisten sijoitusten herkkyydet </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1888\">\u201d on esitetty analyysi Mandatum-konsernin herkkyydest\u00e4 osakesijoitusten ja </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaihtoehtoisten sijoitusten hintojen nousulle tai laskulle </span><span class=\"f charStyle-eb5b806b ps1889\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1890\"> olettaen, ett\u00e4 kaikki muut </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muuttujat pysyv\u00e4t vakioina. Vaikutukset kirjataan suoraan tulosvaikutteisesti, joten </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muuttujissa tapahtuneilla muutoksilla ei ole vaikutusta omaan p\u00e4\u00e4omaan. Herkkyysanalyysiss\u00e4 </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytet\u00e4\u00e4n seuraavia oletuksia:</span></div><div class=\"ps1891_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">20 prosentin arvonmuutos listatuille ja listaamattomille osakkeille sek\u00e4 </span></div><div class=\"ps1892_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">p\u00e4\u00e4omarahastosijoituksille</span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">10 prosentin arvonmuutos kiinteist\u00f6sijoituksille ja muille vaihtoehtorahastoille.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Riskikeskittym\u00e4t<span id=\"ie6ed3f4448a646709ac1e01498c0b11c\"></span></span></div><div class=\"ps713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin osakeriskikeskittym\u00e4t liittyv\u00e4t konsernin ei-strategisiin omaisuuseriin, </span></div><div class=\"ps1309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joista raportointihetkell\u00e4 Saxo Bank A/S:n k\u00e4yp\u00e4 arvo oli 306,4 (301,7) miljoonaa euroa ja </span></div><div class=\"ps714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Terrafame Oy:n 46,2 (46,2) miljoonaa euroa. Mandatum-konserni myi Enento Group Oyj:n </span></div><div class=\"ps715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omistuksena vuoden 2025 aikana. Lis\u00e4ksi Mandatum Oyj sopi maaliskuussa 2025 myyv\u00e4ns\u00e4 </span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Saxo Bank A/S omistuksensa. Kauppa toteutui 2.3.2026, lis\u00e4tietoja liitetiedossa 38 Tilikauden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4ttymisen j\u00e4lkeiset tapahtumat.</span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisessa liiketoiminta-alueessa vaihtoehtoisiin sijoituksiin liittyv\u00e4t keskittym\u00e4t </span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liittyv\u00e4t kiinteist\u00f6salkkuun, sill\u00e4 kaikki suorat kiinteist\u00f6sijoitukset sijaitsevat Suomessa. Lis\u00e4ksi </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastojen ja private credit -rahastojen salkuissa on jonkin verran keskittymi\u00e4, sill\u00e4 </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastosalkun viisi suurinta sijoitusta vastaavat 64,6 (61,6) prosenttia salkun markkina-</span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvosta ja private credit -rahastosalkun viisi suurinta sijoitusta ovat 60,2 (52,0) prosenttia </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">salkun markkina-arvosta. Toisaalta rahastot ovat hajauttaneet omia alla olevia sijoituksiaan, </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mik\u00e4 pienent\u00e4\u00e4 keskittym\u00e4riski\u00e4.</span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden sijoitukset ovat hyvin hajautettuja, eiv\u00e4tk\u00e4 siten </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4ll\u00e4 merkitt\u00e4vi\u00e4 keskittymi\u00e4.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin osakesijoitusten ja vaihtoehtoisten sijoitusten herkkyydet <span id=\"i79264c4dfec6466cb069f9223d2f9e99\"></span></span><span class=\"f charStyle-c5becc10 ps1903\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:174pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1906_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1904\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps398\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1909_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1907\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps3174\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1911_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1913_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1914_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1915_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1917_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.19pt\"></span></span><span class=\"ps2964\">67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1919_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.93pt\"></span></span><span class=\"ps1918\">-67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1921 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.98pt\"></span></span><span class=\"ps1920_1\">-1\u00a0443,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1923 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.24pt\"></span></span><span class=\"ps1922_1\">1\u00a0443,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1925_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1926_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1927_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.24pt\"></span></span><span class=\"ps1922_1\">1\u00a0443,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1928_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.98pt\"></span></span><span class=\"ps1920_1\">-1\u00a0443,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1930_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.37pt\"></span></span><span class=\"ps1929\">67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1932_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.11pt\"></span></span><span class=\"ps1931\">-67,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1933_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1934_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1935_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1936 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1938_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1940_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.15pt\"></span></span><span class=\"ps1939\">3,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1941_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1942_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1944_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.4pt\"></span></span><span class=\"ps1943\">105,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1946_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.14pt\"></span></span><span class=\"ps1945\">-105,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1947_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1948_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1950_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.45pt\"></span></span><span class=\"ps1949\">102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1952_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.19pt\"></span></span><span class=\"ps1951\">-102,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1953_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1954_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1956_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.64pt\"></span></span><span class=\"ps962\">72,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1958_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">-72,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1959_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1960_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1962_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.82pt\"></span></span><span class=\"ps1961\">72,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1964_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.56pt\"></span></span><span class=\"ps1963\">-72,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1965_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Mandatum-konsernin osakesijoitusten ja vaihtoehtoisten sijoitusten herkkyydet <span id=\"i316aa2879dc347d39b025a038d528af7\"></span></span><span class=\"f charStyle-c5becc10 ps1903\">31.12.2024</span></div><div class=\"ps1980_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:174pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1906_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1904\">Vakuutuspalvelu-</span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps398\">marginaali</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps1909_1 ss108_1\"><div><div class=\"ps299 ss107_1\"><span class=\"f charStyle-7f1eb124 ps1907\">Voitto tai tappio ennen </span></div><div class=\"ps342 ss107_1\"><span class=\"f charStyle-7f1eb124 ps3174\">veroja</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps859 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1911_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1913_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1914_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1910\">Nousu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1915_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps1912\">Lasku</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitus- ja vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1917_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.68pt\"></span></span><span class=\"ps1680\">65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1919_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.42pt\"></span></span><span class=\"ps1966\">-65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1921 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.71pt\"></span></span><span class=\"ps1967\">-1\u00a0360,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1923 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.97pt\"></span></span><span class=\"ps1968\">1\u00a0360,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1925_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1926_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1927_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.97pt\"></span></span><span class=\"ps1968\">1\u00a0360,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1928_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.71pt\"></span></span><span class=\"ps1967\">-1\u00a0360,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1930_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.97pt\"></span></span><span class=\"ps1969\">65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1932_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.71pt\"></span></span><span class=\"ps2365\">-65,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1933_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1934_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.91pt\"></span></span><span class=\"ps807\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1935_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1936 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1938_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.86pt\"></span></span><span class=\"ps1971\">-3,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1940_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.12pt\"></span></span><span class=\"ps1972\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusv\u00e4lineet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1941_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1942_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1944_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.37pt\"></span></span><span class=\"ps854\">129,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1946_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.11pt\"></span></span><span class=\"ps1973\">-129,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Laskuperustekorkoinen</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1947_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1948_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1950_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.69pt\"></span></span><span class=\"ps1974\">125,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1952_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.43pt\"></span></span><span class=\"ps1975\">-125,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1953_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1954_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1956_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.26pt\"></span></span><span class=\"ps1976\">80,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1958_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26pt\"></span></span><span class=\"ps2395\">-80,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 \u2013 Konsernin suorat omistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1959_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1960_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1962_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.67pt\"></span></span><span class=\"ps1978\">80,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1964_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.41pt\"></span></span><span class=\"ps1979\">-80,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-228": {
   "value": "<div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.6 Luottoriski<span id=\"i1e0bdf6e55ce436384b3bd1fde7a850a\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luottoriski on tappioriski tai taloudellisen tilanteen ep\u00e4suotuisa muutosriski, joka johtuu </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvopapereiden liikkeeseenlaskijoiden, johdannaissopimusten vastapuolten tai muiden </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">velallisten luottokelpoisuuden vaihteluista. Luottoriski\u00e4 syntyy sijoituksista sek\u00e4 vakuutus- ja </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lleenvakuutussopimuksista.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernissa luottoriski voi realisoitua markkina-arvon tappioina, kun </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luottoriskimarginaalit (spreadit) muuttuvat ep\u00e4suotuisasti (spread-riski), tai luottotappioina, </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kun velkainstrumenttien liikkeeseenlaskijat tai johdannaisten tai j\u00e4lleenvakuutusten </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastapuolet eiv\u00e4t pysty t\u00e4ytt\u00e4m\u00e4\u00e4n taloudellisia velvoitteitaan (maksukyvytt\u00f6myysriski). </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Luottoriskin rooli nykyisess\u00e4 sijoitusallokaatiossa on merkitt\u00e4v\u00e4 sek\u00e4 riskialttiuden ett\u00e4 </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskienhallinnan n\u00e4k\u00f6kulmasta.</span></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_37\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">6 VAKUUTUSMAKSUTUOTOT<span id=\"id26a1d738ad04f8abfe8ec68cdcb8ad1\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"if313f02b6f574c4ca63168d30e5314be\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvaavat raportointikauden j\u00e4ljell\u00e4 olevan vakuutuskauden velan (LRC) </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pienentymist\u00e4 tuotettujen vakuutuspalveluiden johdosta, ja t\u00e4st\u00e4 syyst\u00e4 vakuutusmaksu-</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottojen muodostuminen esitet\u00e4\u00e4n eri LRC-komponenttien purkautumisen kautta. </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvastavat osuutta vakuutusmaksuista ja vakuutussopimuksista </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perityist\u00e4 palkkioista, joihin Mandatum konserni kokee olevansa oikeutettu tuotettuja </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalveluita vastaan.</span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautuminen kirjataan tuloslaskelmalle kausittain </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaamaan vakuutussopimusten mukaisesti tuotettuja palveluja kyseisen kauden aikana. </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6t. Ryhm\u00e4n vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Odotettavissa olleet korvausvaateet ja muut liikekulut sis\u00e4lt\u00e4\u00e4 raportointikauden odotetut </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvaukset ilman sijoituskomponentteja, mukaan lukien tappiokomponentin purkautuminen, </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotetut liikekulut, sek\u00e4 hankintamenojen jaksotuksen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muut-er\u00e4 sis\u00e4lt\u00e4\u00e4 riskihenkivakuutusten lyhytaikaisten turvien maksutulon kokemusper\u00e4isen </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikaisun, joka ei vaikuta en\u00e4\u00e4 tulevaisuudessa tuotettuihin palveluihin.</span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n, riskioikaisun ja arvostusmallien laadintaperiaatteet on kerrottu liitetiedon 23 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelka yhteydess\u00e4.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">10,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.8pt\"></span></span><span class=\"ps2682_1\">26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.8pt\"></span></span><span class=\"ps2683\">216,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.42pt\"></span></span><span class=\"ps2086\">232,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">12,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">20,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.94pt\"></span></span><span class=\"ps3832\">29,7</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">86,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.96pt\"></span></span><span class=\"ps2691\">99,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.36pt\"></span></span><span class=\"ps2694\">144,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.38pt\"></span></span><span class=\"ps2696\">154,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">28,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">13,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">18,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">43,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">46,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-229": {
   "value": "<div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">5.7 Valuuttariski<span id=\"i908aec5ddfea49a5b8aabc3142fce06b\"></span></span></div><div class=\"ps1981_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Altistuma<span id=\"i179900892f08448081a2b8e55b6a0e47\"></span></span></div><div class=\"ps3332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Valuuttariski voidaan jakaa transaktio- ja translaatioriskiin. Mandatum-konserni altistuu </span></div><div class=\"ps1983_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">transaktioriskille, jolla tarkoitetaan valuuttariski\u00e4, joka syntyy sopimusperusteisista </span></div><div class=\"ps1984_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahavirroista ulkomaan valuutassa.</span></div><div class=\"ps1193 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen ensivakuuttamisen vakuutussopimusvelka koostuu </span></div><div class=\"ps1194 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kokonaan eurom\u00e4\u00e4r\u00e4isist\u00e4 sitoumuksista. J\u00e4lleenvakuutuksen valuuttariski puolestaan on </span></div><div class=\"ps1195 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hyvin pieni. K\u00e4yt\u00e4nn\u00f6ss\u00e4 konserni altistuu valuuttariskille suoraan Laskuperustekorkoisen </span></div><div class=\"ps1196 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta-alueen sijoitusten kautta ja v\u00e4lillisesti v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-</span></div><div class=\"ps1197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alueiden sijoitusten kautta. Mandatum Oyj:ll\u00e4 ei ollut </span><span class=\"f charStyle-eb5b806b ps2278\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2279_1\"> valuuttam\u00e4\u00e4r\u00e4isi\u00e4 sijoituksia. </span></div><div class=\"ps1198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen valuuttapositio on esitetty taulukossa </span></div><div class=\"ps1199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">\u201dLaskuperusteisen liiketoiminta-alueen valuuttapositio </span><span class=\"f charStyle-eb5b806b ps2281\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2282\"> ja </span><span class=\"f charStyle-eb5b806b ps2283_1\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps2284\">\u201d. </span></div><div class=\"ps1200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskuperustekorkoisen liiketoiminta-alueen sijoitussalkussa valuuttapositiot on p\u00e4\u00e4osin </span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojattu, mik\u00e4 johtaa pieneen nettovaluuttapositioon.</span></div><div class=\"ps1202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovilla liiketoiminta-alueilla asiakkaat kantavat suoran valuuttariskin. </span></div><div class=\"ps1203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">V\u00e4lillisesti Mandatum-konserni altistuu valuuttariskille my\u00f6s kyseisiss\u00e4 liiketoiminta-alueissa, </span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sill\u00e4 valuuttakurssien muutoksella on vaikutusta tuleviin palkkiotuottoihin ja sit\u00e4 kautta </span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusten vastuisiin.</span></div><div class=\"ps1207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskuperustekorkoisen liiketoiminta-alueen valuuttapositio <span id=\"i7c8360400a994356b73788f5d6578514\"></span></span><span class=\"f charStyle-c5becc10 ps2285_1\">31.12.2025</span><span class=\"f charStyle-c5becc10 ps2286\"> ja </span><span class=\"f charStyle-c5becc10 ps2287\">31.12.2024</span></div><div class=\"ps2349_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td><td style=\"padding:0;width:38.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2289_1 ss126_1\"><div><div class=\"ps297 ss125_1\"><span class=\"f charStyle-7f1eb124 ps2288\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2291_1 ss126_1\"><div><div class=\"ps297 ss125_1\"><span class=\"f charStyle-7f1eb124 ps2290_1\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2293_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2292\">USD</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2295_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2294_1\">GBP</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2297_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2296\">SEK</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2299 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps857\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2300_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2292\">USD</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2301 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2294_1\">GBP</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2302_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps2296\">SEK</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124 ps857\">Muut</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2305_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.18pt\"></span></span><span class=\"ps2304\">222,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2307_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.68pt\"></span></span><span class=\"ps2306\">122,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2309_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.62pt\"></span></span><span class=\"ps2308\">76,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2311_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.47pt\"></span></span><span class=\"ps2310\">40,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2313_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.73pt\"></span></span><span class=\"ps2312\">294,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2315_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.37pt\"></span></span><span class=\"ps2314\">120,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2317_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.95pt\"></span></span><span class=\"ps2316\">53,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2319_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.34pt\"></span></span><span class=\"ps2318\">52,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2321_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.88pt\"></span></span><span class=\"ps2320\">-214,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2323_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.32pt\"></span></span><span class=\"ps2322\">-122,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2324_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.24pt\"></span></span><span class=\"ps84\">-75,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2325_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.41pt\"></span></span><span class=\"ps588\">-39,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2327_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps2326_1\">-291,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2329_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.56pt\"></span></span><span class=\"ps2328_1\">-120,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2331_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.5pt\"></span></span><span class=\"ps1065\">-53,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2333 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.35pt\"></span></span><span class=\"ps2332_1\">-34,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss128_1\"><div><div class=\"ps297 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2335_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.69pt\"></span></span><span class=\"ps2334_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2337_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.53pt\"></span></span><span class=\"ps2336_1\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2339 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.71pt\"></span></span><span class=\"ps2338_1\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2340 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.71pt\"></span></span><span class=\"ps2338_1\">0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2342 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.1pt\"></span></span><span class=\"ps1092\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2344 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.46pt\"></span></span><span class=\"ps2433\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2346_1 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.77pt\"></span></span><span class=\"ps2345\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2348 ss130_1\"><div><div class=\"ps297 ss129_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.32pt\"></span></span><span class=\"ps2347_1\">17,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa \u201dLaskuperustekorkoisen liiketoiminta-alueen valuuttapositio </span><span class=\"f charStyle-eb5b806b ps2351\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2352\"> ja </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps1753\">\u201d muut valuuttapositiot ovat per\u00e4isin rahasto- ja korkosijoituksista kehittyneiden </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinoiden valuutoissa. Kehittyvien markkinoiden valuuttoihin kohdistuvaa valuuttariski\u00e4 ei </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2025 lopussa ollut. Laskuperustekorkoisen liiketoiminta-alueen avoimia </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valuuttapositioita hallinnoidaan sijoituspolitiikan asettamissa rajoissa.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Herkkyysanalyysi<span id=\"i5efeb47b966849fc8487bbda9e89bce7\"></span></span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Valuuttariskien herkkyysanalyysi\u00e4 ei esitet\u00e4 t\u00e4ss\u00e4 liitetiedossa, koska valuuttariskit eiv\u00e4t ole </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4vi\u00e4 Mandatum-konsernille. Laskuperustekorkoisen liiketoiminta-alueen avoin </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valuuttapositio on </span><span class=\"f charStyle-eb5b806b ps2353\">9,0</span><span class=\"f charStyle-eb5b806b ps2354\"> miljoonaa euroa, kuten taulukossa \u201dLaskuperustekorkoisen </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoiminta-alueen valuuttapositio </span><span class=\"f charStyle-eb5b806b ps2355\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps2356\"> ja </span><span class=\"f charStyle-eb5b806b ps2357_1\">31.12.2024</span><span class=\"f charStyle-eb5b806b ps2358\">\u201d on esitetty, siten esimerkiksi </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">10 prosentin muutos valuuttakursseissa tarkoittaisi </span><span class=\"f charStyle-eb5b806b ps2359_1\">0,9</span><span class=\"f charStyle-eb5b806b ps2360\"> miljoonan euron vaikutusta, joka ei ole </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4 verrattuna Mandatum-konsernin tilikauden voittoon tai tappioon.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">V\u00e4h\u00e4n p\u00e4\u00e4omaa sitovien liiketoiminta-alueiden varoihin liittyv\u00e4 valuuttapositio on suurempi </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuin Laskuperustekorkoisen liiketoiminta-alueen valuuttapositio, mutta vaikutus konserniin on </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4lillinen eik\u00e4 siten merkitt\u00e4v\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-230": {
   "value": "<div class=\"ps2361 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">5.8 Likviditeettiriskit<span id=\"i6170675f0e1e4454ab3952f4b0f800a3\"></span></span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleist\u00e4<span id=\"ib2943dbe7b294d23b06be25bb81dd36a\"></span></span></div><div class=\"ps1250 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin liiketoiminnan n\u00e4k\u00f6kulmasta likviditeettiriski on olennaisin </span></div><div class=\"ps837 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoiselle liiketoiminta-alueelle. Yleisesti ottaen merkitt\u00e4v\u00e4 muutos </span></div><div class=\"ps1251 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">takaisinostoissa Laskuperustekorkoisessa liiketoiminnassa voi vaikuttaa likviditeettiasemaan. </span></div><div class=\"ps1252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kuitenkin vain suhteellisen pieni osa vakuutussopimuksista voidaan takaisinostaa </span></div><div class=\"ps1262 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ennenaikaisesti. Lis\u00e4ksi Laskuperustekorkoisen liiketoiminta-alueen taustalla olevien </span></div><div class=\"ps1253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimuksien luonne pienent\u00e4\u00e4 riskialttiutta: vakuutussopimuksista syntyv\u00e4t rahavirrat </span></div><div class=\"ps1254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ovat suhteellisen hyvin ennustettavissa ja riitt\u00e4v\u00e4 osuus vastaavista sijoitusvaroista on </span></div><div class=\"ps1255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitettuna k\u00e4teisvaroihin tai lyhytaikaisiin rahamarkkinasijoituksiin. Lis\u00e4ksi korkosijoitusten </span></div><div class=\"ps1256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4 ylitt\u00e4\u00e4 vakuutussopimusvelan m\u00e4\u00e4r\u00e4n, ja sijoituksista odotettavissa olevat rahavirrat </span></div><div class=\"ps1257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kattavat ulosvirtaukset keskipitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4.</span></div><div class=\"ps1259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoisen liiketoiminta-alueen lis\u00e4ksi likviditeettiriskien hallinnalla on merkityst\u00e4 </span></div><div class=\"ps1260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s Mandatum Oyj:lle. Yhti\u00f6n on yll\u00e4pidett\u00e4v\u00e4 riitt\u00e4vi\u00e4 puskureita kuluja, odotettuja </span></div><div class=\"ps1263 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osingonmaksuja sek\u00e4 velkojen korkoja ja lyhennyksi\u00e4 varten.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">My\u00f6s v\u00e4h\u00e4n p\u00e4\u00e4omaa sitovissa liiketoiminta-alueissa likviditeettiriskien hallinta on t\u00e4rke\u00e4\u00e4. </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4ill\u00e4 liiketoiminta-alueilla merkitys liittyy kuitenkin enemm\u00e4n asiakastyytyv\u00e4isyyteen, sill\u00e4 </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asiakas kantaa sijoitusriskit eik\u00e4 Mandatum-konserni altistu suoraan likviditeettiriskille. </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Likviditeettiriski\u00e4 hallitaan sijoitusrahastoissa ja sijoituskohteissa, joihin asiakkaat ovat </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kytkeneet s\u00e4\u00e4st\u00f6ns\u00e4.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Likviditeettiriskien hallinta<span id=\"ia5292e15e2744e79998ceb7644502812\"></span></span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin emoyhti\u00f6n Mandatum Oyj:n tulee varmistaa riitt\u00e4v\u00e4 maksuvalmius </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">odotettavissa olevia kassavirtatarpeita varten. Mandatum Oyj tarvitsee likviditeetti\u00e4 konsernin </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitustarpeiden hallintaan, osinkojen maksukyvyn varmistamiseen ja mahdollisten </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">transaktioiden rahoittamiseen. Mandatum Oyj:n tulovirta rajoittuu konserniyhti\u00f6iden sis\u00e4isiin </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osinkoihin ja sijoitustuottoihin. Tarvittaessa voidaan turvautua ulkopuolisiin p\u00e4\u00e4oman l\u00e4hteisiin </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai myyd\u00e4 olemassa olevia sijoituksia likviditeettirajoitteet huomioiden. N\u00e4in ollen emoyhti\u00f6n </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksuvalmiutta on hallittava kokonaisvaltaisesti yhdess\u00e4 osinkopolitiikan, strategisten </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tavoitteiden ja taseeseen liittyvien tavoitteiden kanssa.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Kassavirta-analyysi<span id=\"ibbc0ef4ec5394e3b9f0183ddd6b99a75\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Taulukossa \u201dMandatum-konsernin rahavirrat sopimukseen perustuvan er\u00e4p\u00e4iv\u00e4n mukaan </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">31.12.2025</span><span class=\"f charStyle-eb5b806b ps1813\">\u201d esitet\u00e4\u00e4n Mandatum-konsernin rahoitusvarojen ja -velkojen sek\u00e4 muiden </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">likviditeettiriskin kannalta keskeisten varojen ja velkojen kassavirta-analyysi. Analyysissa </span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n rahavirtojen vuositason kertym\u00e4t sen mukaan kuin niiden odotetaan toteutuvan. </span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Esitetyt velkojen rahavirrat sis\u00e4lt\u00e4v\u00e4t tulevat harkinnanvaraiset lis\u00e4edut.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Mandatum-konsernin rahavirrat sopimukseen perustuvan er\u00e4p\u00e4iv\u00e4n mukaan <span id=\"i0f9a7a4e290740bf90d9fbcbcff685dd\"></span></span><span class=\"f charStyle-c5becc10 ps2375_1\">31.12.2025</span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:44.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2377 ss132_1\"><div><div class=\"ps299 ss131_1\"><span class=\"f charStyle-7f1eb124 ps2376\">Kirjanpitoarvo</span></div></div></div></td><td colspan=\"7\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2379 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps2378_1\">Kassavirrat</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss136_1\"><div><div class=\"ps603 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2382_1 ss98\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps2380_1\">Kirjanpitoarvo </span></div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2381\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2384_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2383\">Kirjanpitoarvo ilman </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1092\">sopimuksellista </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps1731_1\">er\u00e4p\u00e4iv\u00e4\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2388_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2385\">Kirjanpitoarvo, kun </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps2386\">on sopimukseen </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps2387\">perustuva er\u00e4p\u00e4iv\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2390_1 ss139_1\"><div><div class=\"ps603 ss138_1\"><span class=\"f charStyle-7f1eb124 ps2389\">&lt; 1 vuosi</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2392_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2391\">1\u20132 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2394_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2393\">2\u20133 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2396_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2395_1\">3\u20134 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2398_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2397\">4\u20135 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2400_1 ss525\"><div><div class=\"ps603 ss516\"><span class=\"f charStyle-7f1eb124 ps2399\">5\u201310 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2401_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2209\">10+ vuotta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2403_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.12pt\"></span></span><span class=\"ps2283\">18\u00a0539,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2405_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.65pt\"></span></span><span class=\"ps2404\">15\u00a0183,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2407_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.99pt\"></span></span><span class=\"ps2406\">3\u00a0355,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2409_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.44pt\"></span></span><span class=\"ps2408\">811,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2411_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.8pt\"></span></span><span class=\"ps2410_1\">370,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2413_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.05pt\"></span></span><span class=\"ps2412_1\">545,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2415_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.91pt\"></span></span><span class=\"ps2414_1\">414,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2416 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.69pt\"></span></span><span class=\"ps2334_1\">440,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2418_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.42pt\"></span></span><span class=\"ps2417\">1\u00a0505,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2420_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.66pt\"></span></span><span class=\"ps2419_1\">238,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2421 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2423_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.1pt\"></span></span><span class=\"ps2422\">18\u00a0534,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2425_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.35pt\"></span></span><span class=\"ps2424_1\">15\u00a0183,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2427_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.99pt\"></span></span><span class=\"ps2426_1\">3\u00a0351,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2429_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.12pt\"></span></span><span class=\"ps2428\">806,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2431 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.81pt\"></span></span><span class=\"ps2430\">370,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2433 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.91pt\"></span></span><span class=\"ps2432\">545,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2435 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.44pt\"></span></span><span class=\"ps2434\">414,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2437 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.3pt\"></span></span><span class=\"ps2436\">440,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2439 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.61pt\"></span></span><span class=\"ps2438\">1\u00a0506,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2441_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.14pt\"></span></span><span class=\"ps2440\">238,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2443 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2445 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2446_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2448_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.02pt\"></span></span><span class=\"ps2447_1\">0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2450 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.15pt\"></span></span><span class=\"ps2449\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2452 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.02pt\"></span></span><span class=\"ps2451_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2453_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.83pt\"></span></span><span class=\"ps2054\">0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2454_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2456_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.4pt\"></span></span><span class=\"ps2455_1\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2458_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2460_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.69pt\"></span></span><span class=\"ps2459_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2461_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2462 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.44pt\"></span></span><span class=\"ps643\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2464 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.69pt\"></span></span><span class=\"ps2463_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2465 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2466_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2467 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2468_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2470 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2471_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1790_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2473_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.36pt\"></span></span><span class=\"ps2472_1\">11\u00a0602,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2474 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2476_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.11pt\"></span></span><span class=\"ps2475\">11\u00a0602,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2478_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.69pt\"></span></span><span class=\"ps2477\">-1\u00a0190,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2480_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.01pt\"></span></span><span class=\"ps2479_1\">-813,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2482_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.93pt\"></span></span><span class=\"ps2481\">-751,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2484_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.39pt\"></span></span><span class=\"ps2483_1\">-1\u00a0002,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2486 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">-756,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2488 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.69pt\"></span></span><span class=\"ps2487_1\">-2\u00a0810,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2490_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.97pt\"></span></span><span class=\"ps2489_1\">-4\u00a0457,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2492_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.35pt\"></span></span><span class=\"ps2491\">649,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2493 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2494_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.1pt\"></span></span><span class=\"ps637\">649,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2496 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.07pt\"></span></span><span class=\"ps2495_1\">-279,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2498 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.86pt\"></span></span><span class=\"ps2497\">-15,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2500_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.03pt\"></span></span><span class=\"ps2499\">-43,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2502 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.05pt\"></span></span><span class=\"ps2501\">-346,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2503 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.93pt\"></span></span><span class=\"ps1918\">-28,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2504 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2505 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2507 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2508_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2509_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.4pt\"></span></span><span class=\"ps654\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2511 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.29pt\"></span></span><span class=\"ps2510_1\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2512 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2513 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.33pt\"></span></span><span class=\"ps1649\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2514_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2515 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.14pt\"></span></span><span class=\"ps2056\">-0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2517 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.6pt\"></span></span><span class=\"ps2516_1\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2519_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.1pt\"></span></span><span class=\"ps3114\">-2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset ja muut johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2521 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.38pt\"></span></span><span class=\"ps2520_1\">6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2522 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2524 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.13pt\"></span></span><span class=\"ps2523_1\">6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2526 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.12pt\"></span></span><span class=\"ps2525\">-6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2527_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2528 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2529 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2530_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2531 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2532 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2535 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.71pt\"></span></span><span class=\"ps2534_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2536_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2537 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.46pt\"></span></span><span class=\"ps747_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2539_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.69pt\"></span></span><span class=\"ps2538\">-961,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2541 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.06pt\"></span></span><span class=\"ps2540\">-837,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2543_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.64pt\"></span></span><span class=\"ps779\">-768,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2545_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.18pt\"></span></span><span class=\"ps2544\">-863,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2547_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.48pt\"></span></span><span class=\"ps2546\">-826,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2549_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.17pt\"></span></span><span class=\"ps2548\">-3\u00a0244,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2550_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.37pt\"></span></span><span class=\"ps2314\">-5\u00a0569,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2552_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2553 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2554_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2556_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.28pt\"></span></span><span class=\"ps2555\">1\u00a0992,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2557_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2558_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2559_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2560_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2561_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2562 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2565 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.09pt\"></span></span><span class=\"ps2564\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2566_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2568_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:69.84pt\"></span></span><span class=\"ps2567_1\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2569 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27pt\"></span></span><span class=\"ps2139\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2571 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.31pt\"></span></span><span class=\"ps2570\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2573 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.4pt\"></span></span><span class=\"ps2572\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2575_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.67pt\"></span></span><span class=\"ps2574\">-1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2576 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.67pt\"></span></span><span class=\"ps2574\">-1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2578_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.95pt\"></span></span><span class=\"ps2577\">-8,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2579_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2582_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.14pt\"></span></span><span class=\"ps2581_1\">5\u00a0575,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2583_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2585_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.89pt\"></span></span><span class=\"ps2584\">5\u00a0575,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2587_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.08pt\"></span></span><span class=\"ps2586\">-338,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2589_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.75pt\"></span></span><span class=\"ps2588_1\">-369,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2591_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.14pt\"></span></span><span class=\"ps2590_1\">-362,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2593_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.92pt\"></span></span><span class=\"ps2592\">-342,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2595_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.37pt\"></span></span><span class=\"ps2594\">-328,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2597_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.63pt\"></span></span><span class=\"ps2596\">-1\u00a0488,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2599_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.68pt\"></span></span><span class=\"ps2598\">-4\u00a0658,1</span></span></div></div></div></td></tr><tr style=\"height:48pt\"><td colspan=\"11\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss145_1\"><div><div class=\"ps413 ss125\"><span class=\"f charStyle-ab50a037 ps14\">Taulukoissa rahoitusvarat ja -velat on jaettu sopimuksiin, joille on sopimuksessa m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4, sek\u00e4 sopimuksiin, joille ei ole m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4\u00e4. Rahavirrat, jotka liittyv\u00e4t omaisuuseriin, joilla ei ole sopimukseen </span></div><div class=\"ps414 ss125\"><span class=\"f charStyle-ab50a037 ps14\">perustuvaa er\u00e4p\u00e4iv\u00e4\u00e4, eiv\u00e4t sis\u00e4lly taulukoiden kassavirtoihin, vaikka ne kattavat &lt; 1 vuoden rahavirtoja, joiden nettom\u00e4\u00e4r\u00e4 taulukossa on negatiivinen. Vaihtuvakorkoisten korkosijoitusten kuponkikassavirrat perustuvat </span></div><div class=\"ps415 ss125\"><span class=\"f charStyle-ab50a037 ps14\">arvioihin tulevista koroista. Vaihtoehtoisiin sijoituksiin liittyv\u00e4t avoimet sitoumukset sek\u00e4 kauppahintasaamiset sis\u00e4ltyv\u00e4t &lt; 1 vuoden kassavirtoihin. Lis\u00e4ksi taulukoissa esitet\u00e4\u00e4n sijoitus- ja vakuutussopimusvelkojen </span></div><div class=\"ps3052 ss125\"><span class=\"f charStyle-ab50a037 ps14\">vastuuvelan odotetut kassavirrat j\u00e4lleenvakuutuksen j\u00e4lkeen. Erien luonteesta johtuen n\u00e4ihin lukuihin liittyy ep\u00e4varmuutta.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Mandatum-konsernin rahavirrat sopimukseen perustuvan er\u00e4p\u00e4iv\u00e4n mukaan <span id=\"i117080b9dd6d480baa4a8046b78febc2\"></span></span><span class=\"f charStyle-c5becc10 ps2375_1\">31.12.2024</span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:44.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2377 ss132_1\"><div><div class=\"ps299 ss131_1\"><span class=\"f charStyle-7f1eb124 ps2376\">Kirjanpitoarvo</span></div></div></div></td><td colspan=\"7\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps2379 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps2378_1\">Kassavirrat</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss136_1\"><div><div class=\"ps603 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2382_1 ss98\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps2380_1\">Kirjanpitoarvo </span></div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2381\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2384_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2383\">Kirjanpitoarvo ilman </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps1092\">sopimuksellista </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps1731_1\">er\u00e4p\u00e4iv\u00e4\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2388_1 ss84_1\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124 ps2385\">Kirjanpitoarvo, kun </span></div><div class=\"ps342 ss10\"><span class=\"f charStyle-7f1eb124 ps2386\">on sopimukseen </span></div><div class=\"ps603 ss10\"><span class=\"f charStyle-7f1eb124 ps2387\">perustuva er\u00e4p\u00e4iv\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2390_1 ss139_1\"><div><div class=\"ps603 ss138_1\"><span class=\"f charStyle-7f1eb124 ps2389\">&lt; 1 vuosi</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2392_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2391\">1\u20132 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2394_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2393\">2\u20133 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2396_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2395_1\">3\u20134 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2398_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2397\">4\u20135 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2400_1 ss525\"><div><div class=\"ps603 ss516\"><span class=\"f charStyle-7f1eb124 ps2399\">5\u201310 vuotta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2401_1 ss140_1\"><div><div class=\"ps603 ss532\"><span class=\"f charStyle-7f1eb124 ps2209\">10+ vuotta</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2403_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.61pt\"></span></span><span class=\"ps2603\">17\u00a0740,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2405_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.36pt\"></span></span><span class=\"ps2604\">14\u00a0307,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2407_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.24pt\"></span></span><span class=\"ps2605\">3\u00a0432,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2409_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.6pt\"></span></span><span class=\"ps2606\">991,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2411_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.1pt\"></span></span><span class=\"ps2607\">543,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2413_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.38pt\"></span></span><span class=\"ps2608\">568,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2415_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.55pt\"></span></span><span class=\"ps2609\">746,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2416 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.77pt\"></span></span><span class=\"ps1282\">443,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2418_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.93pt\"></span></span><span class=\"ps2179\">858,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2420_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.65pt\"></span></span><span class=\"ps3470\">2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2421 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvarat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2423_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">17\u00a0716,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2425_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">14\u00a0307,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2427_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.39pt\"></span></span><span class=\"ps2612\">3\u00a0409,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2429_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.99pt\"></span></span><span class=\"ps2613\">990,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2431 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.06pt\"></span></span><span class=\"ps2614\">539,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2433 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">564,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2435 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">743,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2437 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.58pt\"></span></span><span class=\"ps2617\">440,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2439 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.05pt\"></span></span><span class=\"ps2618\">842,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2441_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2443 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2445 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2446_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.11pt\"></span></span><span class=\"ps2621\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2448_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.15pt\"></span></span><span class=\"ps2622\">0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2450 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.84pt\"></span></span><span class=\"ps2623\">3,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2452 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.11pt\"></span></span><span class=\"ps2624\">3,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2453_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.95pt\"></span></span><span class=\"ps2577\">2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2454_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.23pt\"></span></span><span class=\"ps2625\">2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2456_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.66pt\"></span></span><span class=\"ps2626\">16,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2458_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.15pt\"></span></span><span class=\"ps2449\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2460_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2461_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2462 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.77pt\"></span></span><span class=\"ps665\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2464 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.02pt\"></span></span><span class=\"ps2447_1\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2465 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2466_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2467 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2468_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2470 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2471_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1790_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2473_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.35pt\"></span></span><span class=\"ps2627\">10\u00a0554,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2474 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2476_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.1pt\"></span></span><span class=\"ps2628\">10\u00a0554,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2478_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.33pt\"></span></span><span class=\"ps791\">-1\u00a0182,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2480_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.67pt\"></span></span><span class=\"ps2630\">-813,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2482_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.05pt\"></span></span><span class=\"ps1146\">-724,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2484_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.09pt\"></span></span><span class=\"ps2632\">-699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2486 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.22pt\"></span></span><span class=\"ps2633\">-1\u00a0074,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2488 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.12pt\"></span></span><span class=\"ps2634\">-2\u00a0836,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2490_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.99pt\"></span></span><span class=\"ps2635\">-4\u00a0455,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahoitusvelat (muut kuin johdannaiset)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2492_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">626,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2493 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2494_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.36pt\"></span></span><span class=\"ps2637\">626,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2496 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.17pt\"></span></span><span class=\"ps2638\">-257,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2498 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.86pt\"></span></span><span class=\"ps2497\">-15,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2500_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.86pt\"></span></span><span class=\"ps2497\">-15,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2502 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.03pt\"></span></span><span class=\"ps2499\">-43,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2503 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.05pt\"></span></span><span class=\"ps2501\">-346,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2504 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.43pt\"></span></span><span class=\"ps2639_1\">-28,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2505 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2507 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2508_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2509_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.58pt\"></span></span><span class=\"ps692_1\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2511 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2512 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2513 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2514_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2515 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2517 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.26pt\"></span></span><span class=\"ps2152\">-0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2519_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.33pt\"></span></span><span class=\"ps1649\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset ja muut johdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2521 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.98pt\"></span></span><span class=\"ps924\">19,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2522 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2524 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.73pt\"></span></span><span class=\"ps2642\">19,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2526 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.72pt\"></span></span><span class=\"ps552\">-19,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2527_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2528 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2529 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2530_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2531 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2532 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2535 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.62pt\"></span></span><span class=\"ps2643\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2536_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2537 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.37pt\"></span></span><span class=\"ps2644\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2539_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.23pt\"></span></span><span class=\"ps2645\">-904,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2541 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-798,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2543_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.34pt\"></span></span><span class=\"ps2647\">-708,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2545_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.94pt\"></span></span><span class=\"ps2648\">-655,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2547_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.17pt\"></span></span><span class=\"ps2649\">-727,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2549_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.68pt\"></span></span><span class=\"ps1007\">-2\u00a0807,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2550_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.03pt\"></span></span><span class=\"ps2651\">-4\u00a0455,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2552_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2553 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2554_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2556_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.41pt\"></span></span><span class=\"ps2652\">-2\u00a0146,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2557_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2558_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2559_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2560_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2561_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2562 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2565 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.28pt\"></span></span><span class=\"ps1825\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2566_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2568_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.03pt\"></span></span><span class=\"ps2653\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2569 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27pt\"></span></span><span class=\"ps2139\">-3,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2571 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.06pt\"></span></span><span class=\"ps2654\">-2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2573 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.06pt\"></span></span><span class=\"ps2654\">-2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2575_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.06pt\"></span></span><span class=\"ps2654\">-2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2576 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.67pt\"></span></span><span class=\"ps2574\">-1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2578_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.03pt\"></span></span><span class=\"ps2655\">-9,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2579_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.45pt\"></span></span><span class=\"ps2656\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss142_1\"><div><div class=\"ps299 ss135_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2582_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.56pt\"></span></span><span class=\"ps2657\">5\u00a0640,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2583_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.4pt\"></span></span><span class=\"ps2444\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2585_1 ss425\"><div><div class=\"ps299 ss10\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.31pt\"></span></span><span class=\"ps2658\">5\u00a0640,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2587_1 ss144_1\"><div><div class=\"ps299 ss138_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.31pt\"></span></span><span class=\"ps2659\">-344,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2589_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.5pt\"></span></span><span class=\"ps2660\">-366,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2591_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.67pt\"></span></span><span class=\"ps2630\">-351,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2593_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.08pt\"></span></span><span class=\"ps2661\">-339,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2595_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.26pt\"></span></span><span class=\"ps2662\">-326,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2597_1 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.6pt\"></span></span><span class=\"ps2606\">-1\u00a0473,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2599_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.43pt\"></span></span><span class=\"ps2663\">-4\u00a0319,1</span></span></div></div></div></td></tr><tr style=\"height:48pt\"><td colspan=\"11\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss145_1\"><div><div class=\"ps413 ss125\"><span class=\"f charStyle-ab50a037 ps14\">Taulukoissa rahoitusvarat ja -velat on jaettu sopimuksiin, joille on sopimuksessa m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4, sek\u00e4 sopimuksiin, joille ei ole m\u00e4\u00e4ritetty er\u00e4p\u00e4iv\u00e4\u00e4. Rahavirrat, jotka liittyv\u00e4t omaisuuseriin, joilla ei ole sopimukseen </span></div><div class=\"ps414 ss125\"><span class=\"f charStyle-ab50a037 ps14\">perustuvaa er\u00e4p\u00e4iv\u00e4\u00e4, eiv\u00e4t sis\u00e4lly taulukoiden kassavirtoihin, vaikka ne kattavat &lt; 1 vuoden rahavirtoja, joiden nettom\u00e4\u00e4r\u00e4 taulukossa on negatiivinen. Vaihtuvakorkoisten korkosijoitusten kuponkikassavirrat perustuvat </span></div><div class=\"ps415 ss125\"><span class=\"f charStyle-ab50a037 ps14\">arvioihin tulevista koroista. Vaihtoehtoisiin sijoituksiin liittyv\u00e4t avoimet sitoumukset sek\u00e4 kauppahintasaamiset sis\u00e4ltyv\u00e4t &lt; 1 vuoden kassavirtoihin. Lis\u00e4ksi taulukoissa esitet\u00e4\u00e4n sijoitus- ja vakuutussopimusvelkojen </span></div><div class=\"ps3052 ss125\"><span class=\"f charStyle-ab50a037 ps14\">vastuuvelan odotetut kassavirrat j\u00e4lleenvakuutuksen j\u00e4lkeen. Erien luonteesta johtuen n\u00e4ihin lukuihin liittyy ep\u00e4varmuutta.</span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-232": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_37\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">6 VAKUUTUSMAKSUTUOTOT<span id=\"id26a1d738ad04f8abfe8ec68cdcb8ad1\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"if313f02b6f574c4ca63168d30e5314be\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvaavat raportointikauden j\u00e4ljell\u00e4 olevan vakuutuskauden velan (LRC) </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pienentymist\u00e4 tuotettujen vakuutuspalveluiden johdosta, ja t\u00e4st\u00e4 syyst\u00e4 vakuutusmaksu-</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottojen muodostuminen esitet\u00e4\u00e4n eri LRC-komponenttien purkautumisen kautta. </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvastavat osuutta vakuutusmaksuista ja vakuutussopimuksista </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perityist\u00e4 palkkioista, joihin Mandatum konserni kokee olevansa oikeutettu tuotettuja </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalveluita vastaan.</span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautuminen kirjataan tuloslaskelmalle kausittain </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaamaan vakuutussopimusten mukaisesti tuotettuja palveluja kyseisen kauden aikana. </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6t. Ryhm\u00e4n vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Odotettavissa olleet korvausvaateet ja muut liikekulut sis\u00e4lt\u00e4\u00e4 raportointikauden odotetut </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvaukset ilman sijoituskomponentteja, mukaan lukien tappiokomponentin purkautuminen, </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotetut liikekulut, sek\u00e4 hankintamenojen jaksotuksen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muut-er\u00e4 sis\u00e4lt\u00e4\u00e4 riskihenkivakuutusten lyhytaikaisten turvien maksutulon kokemusper\u00e4isen </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikaisun, joka ei vaikuta en\u00e4\u00e4 tulevaisuudessa tuotettuihin palveluihin.</span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n, riskioikaisun ja arvostusmallien laadintaperiaatteet on kerrottu liitetiedon 23 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelka yhteydess\u00e4.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">10,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.8pt\"></span></span><span class=\"ps2682_1\">26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.8pt\"></span></span><span class=\"ps2683\">216,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.42pt\"></span></span><span class=\"ps2086\">232,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">12,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">20,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.94pt\"></span></span><span class=\"ps3832\">29,7</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">86,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.96pt\"></span></span><span class=\"ps2691\">99,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.36pt\"></span></span><span class=\"ps2694\">144,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.38pt\"></span></span><span class=\"ps2696\">154,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">28,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">13,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">18,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">43,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">46,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">8 VAKUUTUSSOPIMUKSISTA AIHEUTUVAT RAHOITUSTUOTOT JA -KULUT<span id=\"i843e686a661d44b0913cfb3767539cdb\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i4c9086ea992b48c2b9d8914ee73968ac\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksiin liittyv\u00e4t rahoitustuotot ja -kulut sis\u00e4lt\u00e4v\u00e4t muutokset </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelassa johtuen VFA-mallin mukaisesti arvostettujen sopimusten perustana </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien erien k\u00e4yv\u00e4n arvon muutoksesta ja GMM-mallin mukaisesti arvostettujen sopimusten </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelan komponenteille kertyneist\u00e4 koroista sek\u00e4 koroissa ja muissa </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisissa oletuksissa tapahtuneista muutoksista. Kaikki vakuutussopimuksista aiheutuvat </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut kirjataan tuloksen kautta ja ne sis\u00e4lt\u00e4v\u00e4t riskioikaisuun liittyv\u00e4t </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut.</span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimukset on raportoitu eurom\u00e4\u00e4r\u00e4isen\u00e4, joten valuuttakurssimuutoksia ei ole.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-c5becc10 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">VFA-mallin mukaisten vakuutussopimusten perustana olevien </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">erien k\u00e4yv\u00e4n arvon muutokset\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.45pt\"></span></span><span class=\"ps1261\">-234,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.82pt\"></span></span><span class=\"ps1263\">-362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet korot\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1660_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.97pt\"></span></span><span class=\"ps330\">-49,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1662 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.24pt\"></span></span><span class=\"ps2804\">-74,8</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojen ja muiden taloudellisten oletusten muutosten </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">vaikutus \u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1667_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">24,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1668_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muutos kassavirroissa johtuen ajantasaisen koron ja </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">alkuper\u00e4isess\u00e4 arvostamisessa k\u00e4ytetyn koron erosta\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1673_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1674_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">7,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1981 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2808_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.04pt\"></span></span><span class=\"ps2807\">-254,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2810_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.73pt\"></span></span><span class=\"ps613\">-430,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_88\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">23 VAKUUTUSSOPIMUSVELKA<span id=\"i7ce0821b77f24f73b389af614eead5b1\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic99398ff89674c978a25e0c5188674e2\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus-, j\u00e4lleenvakuutus- ja sijoitussopimusten luokittelu<span id=\"i6e78f86c500f4729bb899200d3673374\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sopimukset luokitellaan vakuutussopimuksiksi, mik\u00e4li niiss\u00e4 siirtyy vakuutuksenottajan ja </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuksenantajan v\u00e4lill\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoitussopimukset, joihin sis\u00e4ltyy </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikeus harkinnanvaraisiin lis\u00e4etuuksiin, kuuluvat IFRS 17 -standardin soveltamisalan piiriin. </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">J\u00e4lleenvakuutussopimuksiksi luokitellaan konsernin hallussa olevat sopimukset, joiden </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella konserni voi saada korvauksia toiselta vakuutusyhti\u00f6lt\u00e4, mik\u00e4li se itse joutuu </span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausvelvolliseksi muiden tekemiens\u00e4 vakuutussopimusten perusteella. Mandatum my\u00f6nt\u00e4\u00e4 </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s sopimuksia, jotka ovat oikeudellisesti vakuutussopimuksia, mutta ne eiv\u00e4t sis\u00e4ll\u00e4 </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai oikeutta harkinnanvaraisiin lis\u00e4etuihin. N\u00e4m\u00e4 sopimukset </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan \u201dsijoitussidonnaisiksi sijoitussopimuksiksi\u201d ja arvostetaan IFRS 9 -standardin </span></div><div class=\"ps4609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti.</span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorollisiin sopimuksiin liittyy harkinnanvarainen oikeus ylij\u00e4\u00e4m\u00e4\u00e4n ja n\u00e4ihin </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin sovelletaan IFRS 17 -standardia. Sijoitussidonnaisiin sopimuksiin sovelletaan </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardia, mik\u00e4li niihin sis\u00e4ltyy merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4, muutoin ne arvostetaan </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 9:n mukaisesti. Muissa kuin riskivakuutussopimuksissa IFRS 17:n mukaan arvostetuissa </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksissa voi olla erillinen sijoituskomponentti NDIC (non-distinct investment component). </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on tunnistanut s\u00e4\u00e4st\u00f6henkivakuutussopimuksia, joihin sis\u00e4ltyy erotettavissa olevia </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskomponentteja, jotka eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoituskomponentti on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erotettavissa oleva, jos sen arvo ei ole riippuvainen vakuutuskomponentin arvosta ja jos se </span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">voitaisiin tai olisi voitu myyd\u00e4 my\u00f6s erillisen\u00e4 sopimuksena. Yksil\u00f6lliset henkivakuutus-</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimukset voivat sis\u00e4lt\u00e4\u00e4 sijoitussidonnaisia ja laskuperustekorollisia osia, ja kyseess\u00e4 olevat </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osat k\u00e4sitell\u00e4\u00e4n erillisin\u00e4 sijoitus- ja vakuutuskomponentteina. Ennen 1.1.2023 my\u00f6nnetyiss\u00e4 </span></div><div class=\"ps4611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">el\u00e4kevakuutussopimuksissa voi olla sek\u00e4 laskuperustekorkoinen ett\u00e4 sijoitussidonnainen osa, </span></div><div class=\"ps4612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jolloin sopimus on tulkittu kahdeksi erilliseksi sopimukseksi, jotka arvostetaan erillisin\u00e4 IFRS 17 </span></div><div class=\"ps4613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin mukaisesti.</span></div><div class=\"ps4614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutussopimusten yhdistelytaso<span id=\"id40feaa28c7e4f36817b96f1a781d9eb\"></span></span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardin mukaan vakuutussopimukset muodostavat vakuutussopimusportfolioita. </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Portfolio koostuu sopimuksista, joihin sis\u00e4ltyv\u00e4t riskit ovat samankaltaiset ja joita hallinnoidaan </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdess\u00e4. Mandatum on muodostanut vakuutussopimusryhm\u00e4t jakamalla portfoliot </span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuosikohortteihin. Kohortti sis\u00e4lt\u00e4\u00e4 vakuutussopimuksia, joita ei ole my\u00f6nnetty yht\u00e4 vuotta </span></div><div class=\"ps4617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pidemmin v\u00e4liajoin.</span></div><div class=\"ps4618 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni jakaa riskivakuutukset, laskuperustekorkoiset vakuutukset ja </span></div><div class=\"ps4619 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaiset vakuutukset eri portfolioihin.</span></div><div class=\"ps4620 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 Mandatum on tunnistanut vain sopimuksia, jotka eiv\u00e4t </span></div><div class=\"ps4621 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ole odotetusti tappiollisia ja joilla ei ole merkitt\u00e4v\u00e4\u00e4 mahdollisuutta tulla tappiolliseksi </span></div><div class=\"ps4622 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alkuper\u00e4isen kirjaamisen j\u00e4lkeen. Alkuper\u00e4isen kirjaamisen j\u00e4lkeen syntynyt </span></div><div class=\"ps4623 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tappiokomponentti ei ole ollut olennainen.</span></div><div class=\"ps4624 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Sopimusraja <span id=\"i33b72339044344c49dcf049b7ee67a5a\"></span></span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutussopimusryhm\u00e4n alkuper\u00e4inen arvostaminen sis\u00e4lt\u00e4\u00e4 kaikki sopimusrajojen sis\u00e4ll\u00e4 </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevat tulevat rahavirrat. M\u00e4\u00e4ritett\u00e4ess\u00e4 rahavirtoja, jotka kuuluvat sopimusrajojen sis\u00e4lle, </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sopimusehdoista tulevat tosiasialliset oikeudet ja velvoitteet sek\u00e4 voimassa </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevasta s\u00e4\u00e4ntelyst\u00e4 tulevat vaateet. Sopimusrajat riippuvat sopimusten ominaisuuksista ja </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">noudattavat sopimuksen voimassaoloaikaa. Vakuutuslains\u00e4\u00e4d\u00e4nn\u00f6n nojalla riskej\u00e4 ei </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti voida vakuutuksen my\u00f6nt\u00e4misen j\u00e4lkeen hinnoitella uudelleen, joten </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusajat ovat pitki\u00e4. Kuitenkin osassa riskihenkivakuutuksia on liit\u00e4nn\u00e4isturvia, jotka on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulkittu vuoden mittaisiksi.</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"icf0c9cca0e144c9a91355e3bd363b860\"></span></span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 yleisen arvostusmallin (GMM, general measurement model), joka on </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavissa kaikille vakuutussopimuksille vakuutussopimusvelkojen arvostamisessa, sek\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muuttuvien palkkioiden mallin (VFA, variable fee approach), jota sovelletaan </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimuksiin, joihin sis\u00e4ltyy suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4. </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Molemmissa arvostusmalleissa vakuutussopimusvelan arvo on tulevien rahavirtojen, joissa </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">huomioidaan rahan aika-arvo, riskioikaisun ja palvelumarginaalin (CSM, contractual service </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">margin) summa. CSM kuvaa odotettuja tulevaisuuden voittoja, jotka Mandatum esitt\u00e4\u00e4 </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti tulevaisuudessa tuotettaviin vakuutuspalveluihin perustuen. Mandatum </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">soveltaa GMM:\u00e4\u00e4 laskuperustekorkoisiin sopimuksiin ja riskivakuutussopimuksiin sek\u00e4 VFA:ta </span></div><div class=\"ps1158 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisiin sopimuksiin, jotka arvostetaan IFRS 17 -standardin mukaisesti.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n purkautuminen kirjataan tuloslaskelmalle kausittain vastaamaan vakuutussopimusten </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti tuotettuja palveluja kyseisen kauden aikana. Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6t. Ryhm\u00e4n </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan arvo koostuu j\u00e4ljell\u00e4 olevasta vakuutuskauden velasta (LRC, liability for </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">remaining coverage) ja toteutuneista vakuutustapahtumista aiheutuvasta velasta (LIC, liability </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">for incurred claims), joka sis\u00e4lt\u00e4\u00e4 tunnetut ja tuntemattomat vahingot.</span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusten hankinnasta aiheutuvat rahavirrat huomioidaan vakuutussopimusryhm\u00e4n </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alkamishetkell\u00e4 sopimusten t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja arvioidessa. Hankinnasta </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aiheutuvat rahavirrat m\u00e4\u00e4ritet\u00e4\u00e4n vakuutussopimusryhm\u00e4n alkuhetkell\u00e4, ja ne voidaan </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohdistaa suoraan portfolioille sek\u00e4 allokoida vakuutussopimuksille. Jos toteutuneet </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusten hankinnasta aiheutuvat rahavirrat eiv\u00e4t vastaa oletettuja, rahavirtojen erotus </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan vakuutuspalvelukuluihin tuloslaskelmassa.</span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kun tietyt soveltuvuuskriteerit t\u00e4yttyv\u00e4t, vakuuttajat voivat soveltaa vakuutussopimusten </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostamiseen yksinkertaistettua vakuutusmaksujen kohdistamiseen perustuvaa </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa (PAA, premium allocation approach). PAA soveltuu vakuutussopimuksille, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joiden vakuutuskausi on enint\u00e4\u00e4n yksi vuosi. Soveltaminen on my\u00f6s sallittua, jos se ei tuota </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olennaisesti erilaista lopputulosta kuin GMM. Mandatum soveltaa PAA:ta meneviin </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutussopimuksiin.</span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Diskonttaus<span id=\"ia2529812d2924638814b67d0521a7bd7\"></span></span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kaikissa sovelletuissa arvostusmalleissa huomioidaan rahan aika-arvo diskonttaamalla </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaiset odotetut rahavirrat.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on m\u00e4\u00e4ritt\u00e4nyt diskonttauskorot perustuen top-down-l\u00e4hestymistapaan, jossa </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">teoreettista viiteportfoliota k\u00e4ytt\u00e4en m\u00e4\u00e4ritet\u00e4\u00e4n soveltuva diskonttausk\u00e4yr\u00e4. </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksille, joihin ei sis\u00e4lly suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4, on </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettu niin kutsuttua locked-in-korkoa, jolla tarkoitetaan alkuper\u00e4isen kirjaamisen </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteydess\u00e4 m\u00e4\u00e4ritetty\u00e4 diskonttauskorkoa, jota sovelletaan CSM:n arvostamisessa.</span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Samaa diskonttausk\u00e4yr\u00e4\u00e4 k\u00e4ytet\u00e4\u00e4n kaikille portfolioille, ja se sis\u00e4lt\u00e4\u00e4 riskitt\u00f6m\u00e4n koron ja </span></div><div class=\"ps673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4likviditeettipreemion. Vakuutussopimusten likviditeettiominaisuuksiin perustuen valittu </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teoreettinen viiteportfolio, josta ep\u00e4likviditeettipreemion sis\u00e4lt\u00e4m\u00e4 diskonttausk\u00e4yr\u00e4 </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdetaan, sis\u00e4lt\u00e4\u00e4 eurom\u00e4\u00e4r\u00e4isi\u00e4 BBB-luottoluokituksen omaavia kiinte\u00e4n kuponkikoron </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joukkovelkakirjoja. Ekstrapolointi on tuotettu perustuen oletukseen riskit\u00f6nt\u00e4 korkoa </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">l\u00e4henev\u00e4st\u00e4 p\u00e4\u00e4tekorosta (ultimate risk-free forward rate), mik\u00e4 on yhdenmukainen suhteessa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">EIOPA:n (Euroopan vakuutus- ja lis\u00e4el\u00e4keviranomainen) m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n k\u00e4yr\u00e4\u00e4n.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kertyv\u00e4n koron ja korkomuutosten vaikutukset ja muut rahoitukseen liittyv\u00e4t oletukset </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n tuloslaskelmalla vakuutukseen liittyvin\u00e4 rahoitustuottoina tai -kuluina. Mandatum on </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4tt\u00e4nyt olla soveltamatta IFRS 17 -standardin sallimaa optiota kirjata n\u00e4it\u00e4 vaikutuksia </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden laajan tuloksen eriin.</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-4dc2d593 ps524\">Alla oleva taulukko esitt\u00e4\u00e4 odotettujen kassavirtojen diskonttaukseen sovelletut korot</span><span class=\"f charStyle-eb5b806b ps4627\">:</span></div><div class=\"ps4667 ss0\"><div class=\"ss34 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4630 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4629\">31.12.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4632 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4631\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4635 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4633\"></span><span class=\"ps4633\">2,040</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4637 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4636\"></span><span class=\"ps4636\">2,386</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4640 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4638\"></span><span class=\"ps4638\">2,628</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4642 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4641\"></span><span class=\"ps4641\">2,491</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4644 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4643\"></span><span class=\"ps4643\">3,309</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4646 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4645\"></span><span class=\"ps4645\">2,926</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">15 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4648 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4647\"></span><span class=\"ps4647\">3,777</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4650 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4649\"></span><span class=\"ps4649\">3,241</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">20 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4652 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4651\"></span><span class=\"ps4651\">4,072</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4654 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4653\"></span><span class=\"ps4653\">3,458</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">25 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4656 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4655\"></span><span class=\"ps4655\">4,167</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4658 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4657\"></span><span class=\"ps4657\">3,556</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">30 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4660 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4659\"></span><span class=\"ps4659\">4,137</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4662 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4661\"></span><span class=\"ps4661\">3,577</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">50 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4664 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4663\"></span><span class=\"ps4663\">3,873</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4666 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4665\"></span><span class=\"ps4665\">3,513</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskioikaisu <span id=\"i7ca2824764614e05b70122b7f804c5bd\"></span></span></div><div class=\"ps4669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 eksplisiittisen muuta riski\u00e4 kuin rahoitusriski\u00e4 koskevan riskioikaisun (RA, risk </span></div><div class=\"ps4670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">adjustment) osana vakuutussopimusvelkojen arvostusta. RA kuvastaa muista kuin </span></div><div class=\"ps4671 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusriskeist\u00e4 johtuvien rahavirtojen m\u00e4\u00e4r\u00e4\u00e4n ja ajoitukseen liittyv\u00e4n ep\u00e4varmuuden </span></div><div class=\"ps4672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kustannuksia. RA m\u00e4\u00e4ritell\u00e4\u00e4n erikseen kaikille portfolioille. RA johdetaan luottamusv\u00e4lit-</span></div><div class=\"ps2350 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ekniikalla, ja k\u00e4ytetty luottamusv\u00e4li on 85 prosenttia. RA:n osalta huomioidaan seuraavat riskit: </span></div><div class=\"ps4673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuolevuus-, pitk\u00e4ik\u00e4isyys-, ty\u00f6kyvytt\u00f6myys- (sis. pysyv\u00e4 ty\u00f6kyvytt\u00f6myys), raukeavuus- ja </span></div><div class=\"ps4674 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuluriski. Mandatum m\u00e4\u00e4ritt\u00e4\u00e4 RA:n osana LRC:t\u00e4. Sattuneiden vahinkojen selviytymisajat ovat </span></div><div class=\"ps4675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 ja korvausm\u00e4\u00e4riin ei liity merkitt\u00e4v\u00e4\u00e4 ep\u00e4varmuutta, joten Mandatum ei m\u00e4\u00e4rit\u00e4 </span></div><div class=\"ps4676 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">eksplisiittist\u00e4 RA:ta osana LIC:t\u00e4.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleinen arvostusmalli (GMM)<span id=\"i9f13fbc15d564a0b99ad52864c9f6dd4\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alkuper\u00e4isen\u00e4 kirjaamisajankohtana vakuutussopimusryhm\u00e4 arvostetaan sopimusten </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen p\u00e4\u00e4oma-arvoon (FCF, fulfilment cash flows), joka </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4lt\u00e4\u00e4 arvion tulevaisuuden rahavirroista, diskonttausvaikutuksen ja RA:n. Sopimusten </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuviin rahavirtoihin lis\u00e4t\u00e4\u00e4n CSM.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulevaisuuden rahavirtoihin liittyv\u00e4t arviot perustuvat rahavirtaennusteisiin ja niit\u00e4 arvioidaan </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksen er\u00e4\u00e4ntymiseen saakka. Vain riskisopimukset ilman kuolemanvaraturvaa tai </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4n ty\u00f6kyvytt\u00f6myyden turvaa ovat lyhyit\u00e4 sopimuksia (vuoden vakuutuskausi). </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavirrat arvioidaan jokaiselle raportointikaudelle ja oletuksia p\u00e4ivitet\u00e4\u00e4n vuosittain tai </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittaessa useammin. CSM:n kehityksess\u00e4 huomioidaan locked-in-korko.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">My\u00f6hemmill\u00e4 raportointikausilla vakuutussopimusvelkojen m\u00e4\u00e4r\u00e4 koostuu seuraavien erien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteism\u00e4\u00e4r\u00e4st\u00e4; LRC, joka koostuu tulevina kausina tarjottavien palveluiden tulevien </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahavirtojen nykyarvosta, RA, raportointip\u00e4iv\u00e4n\u00e4 j\u00e4ljell\u00e4 oleva CSM ja LIC.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Muuttuvien palkkioiden malli (VFA)<span id=\"i2b1dd02059cd46d8905ed837d494ff0e\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muuttuvien palkkioiden malli on muunnos GMM:st\u00e4. My\u00f6hemmill\u00e4 raportointikausilla locked-in-</span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koron sijasta CSM:\u00e4\u00e4 oikaistaan vastaamaan palkkioiden muuttuvaa luonnetta, jossa muuttuvat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkiot edustavat yhti\u00f6n osuutta perustana olevien erien k\u00e4yv\u00e4st\u00e4 arvosta.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa VFA:ta ennen 1.1.2023 myytyihin sijoitussidonnaisiin el\u00e4kevakuutus-</span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin, joissa vakuutussopimuksen s\u00e4\u00e4st\u00f6n m\u00e4\u00e4r\u00e4 perustuu muun muassa sopimukseen </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valittujen osuuksien arvoihin. Tuloslaskelmassa n\u00e4ihin vakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut koostuvat osuuksien markkina-arvojen muutoksista, ja muut </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisista oletuksista tai markkinaymp\u00e4rist\u00f6st\u00e4 aiheutuvat muutokset vaikuttavat CSM:\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja sit\u00e4 kautta vakuutuspalvelutulokseen. GMM:n osalta taloudelliset oletukset ja </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaymp\u00e4rist\u00f6n muutokset esitet\u00e4\u00e4n rahoitustuotoissa ja -kuluissa.</span></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Vakuutussopimusvelan muutosanalyysi jaettuna j\u00e4ljell\u00e4 olevaan vakuutuskauden <span id=\"i23c5407af4e34748909e6d27e60b21b8\"></span></span></div><div class=\"ps1261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">velkaan ja toteutuneista vakuutustapahtumista aiheutuvaan velkaan</span></div><div class=\"ps487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Seuraavilla sivuilla olevissa taulukoissa esitet\u00e4\u00e4n, miten henkivakuutuksiin liittyv\u00e4n </span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelan nettoarvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja toteutuneista kassavirroista. Muutosanalyysi tehd\u00e4\u00e4n j\u00e4ljell\u00e4 olevalle vakuutuskauden velalle </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja toteutuneista vakuutustapahtumista aiheutuvalle velalle. Vakuutussopimusvelan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muutosanalyysit esitet\u00e4\u00e4n erikseen GMM- ja VFA-arvostusmallien mukaan arvostetuille </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimuksille.</span></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_91\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi GMM:n mukaan arvostetuista sopimuksista<span id=\"ia4f3b4430108442bb54efda0ff42e57a\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.48pt\"></span></span><span class=\"ps4690\">2\u00a0296,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.18pt\"></span></span><span class=\"ps4691\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.79pt\"></span></span><span class=\"ps4693\">14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101pt\"></span></span><span class=\"ps4697\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.36pt\"></span></span><span class=\"ps4703\">2\u00a0291,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.34pt\"></span></span><span class=\"ps4706\">18,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.57pt\"></span></span><span class=\"ps4710\">-244,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.57pt\"></span></span><span class=\"ps4710\">-244,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.75pt\"></span></span><span class=\"ps4716\">-2,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.14pt\"></span></span><span class=\"ps4718\">217,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.22pt\"></span></span><span class=\"ps4720\">215,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.03pt\"></span></span><span class=\"ps4723\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.58pt\"></span></span><span class=\"ps4732\">8,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.58pt\"></span></span><span class=\"ps4732\">8,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.81pt\"></span></span><span class=\"ps4737\">-235,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">9,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.45pt\"></span></span><span class=\"ps290\">217,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.75pt\"></span></span><span class=\"ps4741\">-9,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.65pt\"></span></span><span class=\"ps4748\">-215,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">9,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.45pt\"></span></span><span class=\"ps290\">217,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.45pt\"></span></span><span class=\"ps4754\">-70,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.96pt\"></span></span><span class=\"ps4757\">70,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.75pt\"></span></span><span class=\"ps4761\">74,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.75pt\"></span></span><span class=\"ps4761\">74,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.17pt\"></span></span><span class=\"ps4769\">-287,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.92pt\"></span></span><span class=\"ps4771\">-287,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-5,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-5,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.39pt\"></span></span><span class=\"ps4779\">69,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.32pt\"></span></span><span class=\"ps4782\">-287,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.38pt\"></span></span><span class=\"ps4786\">2\u00a0075,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.11pt\"></span></span><span class=\"ps4788\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.4pt\"></span></span><span class=\"ps4790\">17,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">2\u00a0113,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.29pt\"></span></span><span class=\"ps4799\">2\u00a0075,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.48pt\"></span></span><span class=\"ps4801\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.23pt\"></span></span><span class=\"ps4803\">17,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.3pt\"></span></span><span class=\"ps4805\">2\u00a0113,3</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4811 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4810\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4813 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4812\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.01pt\"></span></span><span class=\"ps4814\">2\u00a0459,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.74pt\"></span></span><span class=\"ps4815\">16,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.29pt\"></span></span><span class=\"ps4816\">18,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.68pt\"></span></span><span class=\"ps4817\">2\u00a0494,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.99pt\"></span></span><span class=\"ps4818\">-20,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.05pt\"></span></span><span class=\"ps4819\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.79pt\"></span></span><span class=\"ps4820\">4,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-15,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.16pt\"></span></span><span class=\"ps4821\">2\u00a0439,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.18pt\"></span></span><span class=\"ps4822\">17,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.68pt\"></span></span><span class=\"ps4823\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.23pt\"></span></span><span class=\"ps4824\">2\u00a0479,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.71pt\"></span></span><span class=\"ps4825\">-284,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.71pt\"></span></span><span class=\"ps4825\">-284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.25pt\"></span></span><span class=\"ps224\">-2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.69pt\"></span></span><span class=\"ps4826\">236,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.89pt\"></span></span><span class=\"ps4827\">234,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.4pt\"></span></span><span class=\"ps4828\">2,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.86pt\"></span></span><span class=\"ps4830\">18,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.86pt\"></span></span><span class=\"ps4830\">18,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.48pt\"></span></span><span class=\"ps4831\">-265,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.53pt\"></span></span><span class=\"ps4832\">-5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.1pt\"></span></span><span class=\"ps4833\">238,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.19pt\"></span></span><span class=\"ps4834\">-32,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.06pt\"></span></span><span class=\"ps4835\">68,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.97pt\"></span></span><span class=\"ps4837\">68,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.84pt\"></span></span><span class=\"ps4838\">-196,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.08pt\"></span></span><span class=\"ps4839\">-5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.1pt\"></span></span><span class=\"ps4833\">238,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.72pt\"></span></span><span class=\"ps4840\">36,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.47pt\"></span></span><span class=\"ps4841\">-71,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.98pt\"></span></span><span class=\"ps4842\">71,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.05pt\"></span></span><span class=\"ps4844\">126,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.05pt\"></span></span><span class=\"ps4844\">126,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.36pt\"></span></span><span class=\"ps4845\">-314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.11pt\"></span></span><span class=\"ps4846\">-314,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.34pt\"></span></span><span class=\"ps4847\">-5,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.34pt\"></span></span><span class=\"ps4847\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.86pt\"></span></span><span class=\"ps4848\">120,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.2pt\"></span></span><span class=\"ps4849\">-314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.48pt\"></span></span><span class=\"ps4690\">2\u00a0296,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.18pt\"></span></span><span class=\"ps4691\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.79pt\"></span></span><span class=\"ps4693\">14,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101pt\"></span></span><span class=\"ps4697\">-4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.36pt\"></span></span><span class=\"ps4703\">2\u00a0291,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.34pt\"></span></span><span class=\"ps4706\">18,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi VFA:n mukaan arvostetuista sopimuksista<span id=\"i1205e9bd83a84f99a0504780abcd717c\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.07pt\"></span></span><span class=\"ps4850\">3\u00a0314,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.85pt\"></span></span><span class=\"ps4852\">3\u00a0314,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.68pt\"></span></span><span class=\"ps4853\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.91pt\"></span></span><span class=\"ps4855\">-50,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.91pt\"></span></span><span class=\"ps4855\">-50,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.8pt\"></span></span><span class=\"ps4856\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.55pt\"></span></span><span class=\"ps4857\">15,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">7,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">7,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.57pt\"></span></span><span class=\"ps4859\">-43,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.67pt\"></span></span><span class=\"ps4860\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.69pt\"></span></span><span class=\"ps4861\">-28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.8pt\"></span></span><span class=\"ps4863\">190,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.67pt\"></span></span><span class=\"ps4860\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.25pt\"></span></span><span class=\"ps4864\">206,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.29pt\"></span></span><span class=\"ps4865\">-166,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.8pt\"></span></span><span class=\"ps4866\">166,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.01pt\"></span></span><span class=\"ps4867\">119,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.01pt\"></span></span><span class=\"ps4867\">119,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.07pt\"></span></span><span class=\"ps4868\">-182,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.82pt\"></span></span><span class=\"ps230\">-182,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.36pt\"></span></span><span class=\"ps4870\">119,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.9pt\"></span></span><span class=\"ps4871\">-182,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.58pt\"></span></span><span class=\"ps4873\">3\u00a0459,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.95pt\"></span></span><span class=\"ps4874\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.8pt\"></span></span><span class=\"ps4875\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.63pt\"></span></span><span class=\"ps4876\">3\u00a0459,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.32pt\"></span></span><span class=\"ps4877\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.52pt\"></span></span><span class=\"ps4878\">3\u00a0461,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4811 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4810\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4813 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4812\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.09pt\"></span></span><span class=\"ps4882\">3\u00a0020,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.22pt\"></span></span><span class=\"ps4883\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.77pt\"></span></span><span class=\"ps356\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.28pt\"></span></span><span class=\"ps4884\">3\u00a0020,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.65pt\"></span></span><span class=\"ps4885\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.81pt\"></span></span><span class=\"ps4886\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.12pt\"></span></span><span class=\"ps4887\">-53,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.12pt\"></span></span><span class=\"ps4887\">-53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.4pt\"></span></span><span class=\"ps4790\">15,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.15pt\"></span></span><span class=\"ps4888\">15,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:111.33pt\"></span></span><span class=\"ps4889\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105pt\"></span></span><span class=\"ps4891\">7,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105pt\"></span></span><span class=\"ps4891\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.44pt\"></span></span><span class=\"ps4892\">-46,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.89pt\"></span></span><span class=\"ps4893\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.91pt\"></span></span><span class=\"ps4894\">-30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.88pt\"></span></span><span class=\"ps4896\">316,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.89pt\"></span></span><span class=\"ps4893\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.76pt\"></span></span><span class=\"ps4897\">331,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.54pt\"></span></span><span class=\"ps4898\">-149,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.05pt\"></span></span><span class=\"ps4899\">149,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.39pt\"></span></span><span class=\"ps4900\">127,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.39pt\"></span></span><span class=\"ps4900\">127,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.9pt\"></span></span><span class=\"ps4871\">-164,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.65pt\"></span></span><span class=\"ps4748\">-164,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.67pt\"></span></span><span class=\"ps4901\">127,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.65pt\"></span></span><span class=\"ps4902\">-164,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.07pt\"></span></span><span class=\"ps4850\">3\u00a0314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.85pt\"></span></span><span class=\"ps4852\">3\u00a0314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.68pt\"></span></span><span class=\"ps4853\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevissa taulukoissa esitet\u00e4\u00e4n, miten vakuutussopimuksiin liittyv\u00e4n vakuutussopimusvelan nettoarvo muuttui kauden aikana johtuen </span></div><div class=\"ps2080_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja toteutuneista kassavirroista. Muutosanalyysi tehd\u00e4\u00e4n vakuutussopimusvelan komponenteille. </span></div><div class=\"ps4905 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan muutosanalyysit esitet\u00e4\u00e4n erikseen GMM- ja VFA-arvostusmallien mukaan arvostetuille sopimuksille.</span></div><div class=\"ps4906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi velkakomponenteittain GMM:n mukaan arvostetuista sopimuksista<span id=\"ib2aac83530df4ba98d53749a2d0b45e9\"></span></span></div><div class=\"ps5009 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.07pt\"></span></span><span class=\"ps4914\">2\u00a0209,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.68pt\"></span></span><span class=\"ps4915\">34,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">79,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.3pt\"></span></span><span class=\"ps4918\">-89,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">8,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99pt\"></span></span><span class=\"ps4920\">80,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.89pt\"></span></span><span class=\"ps4922\">2\u00a0119,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.48pt\"></span></span><span class=\"ps4923\">42,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">159,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.78pt\"></span></span><span class=\"ps4927\">-10,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.78pt\"></span></span><span class=\"ps4927\">-10,8</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.18pt\"></span></span><span class=\"ps4930\">-4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.18pt\"></span></span><span class=\"ps4930\">-4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.15pt\"></span></span><span class=\"ps4932\">-5,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.15pt\"></span></span><span class=\"ps4932\">-5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.41pt\"></span></span><span class=\"ps4937\">5,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.62pt\"></span></span><span class=\"ps4940\">-5,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">11,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.64pt\"></span></span><span class=\"ps4949\">-11,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">1,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.36pt\"></span></span><span class=\"ps4952\">10,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.34pt\"></span></span><span class=\"ps4959\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.73pt\"></span></span><span class=\"ps4961\">-2,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.83pt\"></span></span><span class=\"ps4963\">-6,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.75pt\"></span></span><span class=\"ps4741\">-9,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.7pt\"></span></span><span class=\"ps4967\">19,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.56pt\"></span></span><span class=\"ps4972\">18,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.75pt\"></span></span><span class=\"ps4974\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.61pt\"></span></span><span class=\"ps4976\">-4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4985 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4986 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4987 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4988 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.41pt\"></span></span><span class=\"ps4990\">1\u00a0919,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.55pt\"></span></span><span class=\"ps4992\">38,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.16pt\"></span></span><span class=\"ps4994\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">2\u00a0113,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.64pt\"></span></span><span class=\"ps5002\">1\u00a0919,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.05pt\"></span></span><span class=\"ps5004\">38,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.52pt\"></span></span><span class=\"ps5006\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.3pt\"></span></span><span class=\"ps4805\">2\u00a0113,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.44pt\"></span></span><span class=\"ps5010\">2\u00a0399,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.14pt\"></span></span><span class=\"ps5011\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.84pt\"></span></span><span class=\"ps5012\">62,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.68pt\"></span></span><span class=\"ps4817\">2\u00a0494,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.07pt\"></span></span><span class=\"ps5013\">-105,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.73pt\"></span></span><span class=\"ps212\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.47pt\"></span></span><span class=\"ps5014\">84,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-15,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0294,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.05pt\"></span></span><span class=\"ps5004\">38,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.19pt\"></span></span><span class=\"ps5015\">146,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.23pt\"></span></span><span class=\"ps4824\">2\u00a0479,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.54pt\"></span></span><span class=\"ps5016\">-26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.54pt\"></span></span><span class=\"ps5016\">-26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.14pt\"></span></span><span class=\"ps5017\">-4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.14pt\"></span></span><span class=\"ps5017\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.61pt\"></span></span><span class=\"ps5018\">-30,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.87pt\"></span></span><span class=\"ps5019\">5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.81pt\"></span></span><span class=\"ps5020\">25,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.64pt\"></span></span><span class=\"ps5021\">-3,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.6pt\"></span></span><span class=\"ps5022\">-13,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.44pt\"></span></span><span class=\"ps5023\">1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.65pt\"></span></span><span class=\"ps5024\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.78pt\"></span></span><span class=\"ps5025\">-47,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.07pt\"></span></span><span class=\"ps5026\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.19pt\"></span></span><span class=\"ps4834\">-32,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.81pt\"></span></span><span class=\"ps5027\">66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.21pt\"></span></span><span class=\"ps5028\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.93pt\"></span></span><span class=\"ps5029\">1,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.97pt\"></span></span><span class=\"ps4837\">68,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.73pt\"></span></span><span class=\"ps136_1\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.4pt\"></span></span><span class=\"ps5030\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.03pt\"></span></span><span class=\"ps295\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.72pt\"></span></span><span class=\"ps4840\">36,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.07pt\"></span></span><span class=\"ps4914\">2\u00a0209,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.68pt\"></span></span><span class=\"ps4915\">34,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">79,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.3pt\"></span></span><span class=\"ps4918\">-89,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">8,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99pt\"></span></span><span class=\"ps4920\">80,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.89pt\"></span></span><span class=\"ps4922\">2\u00a0119,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.48pt\"></span></span><span class=\"ps4923\">42,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">159,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi velkakomponenteittain VFA:n mukaan arvostetuista sopimuksista<span id=\"icc5f00bba3904998b818cc6b31ee8635\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.92pt\"></span></span><span class=\"ps5033\">2\u00a0968,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.97pt\"></span></span><span class=\"ps5035\">339,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.05pt\"></span></span><span class=\"ps33\">2\u00a0968,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.29pt\"></span></span><span class=\"ps5036\">339,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.4pt\"></span></span><span class=\"ps5037\">-28,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.4pt\"></span></span><span class=\"ps5037\">-28,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">1,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">1,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.86pt\"></span></span><span class=\"ps5039\">118,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.47pt\"></span></span><span class=\"ps5040\">-119,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.64pt\"></span></span><span class=\"ps5041\">120,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.87pt\"></span></span><span class=\"ps5042\">-148,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.69pt\"></span></span><span class=\"ps4861\">-28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.92pt\"></span></span><span class=\"ps5043\">66,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.68pt\"></span></span><span class=\"ps5044\">168,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">186,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.73pt\"></span></span><span class=\"ps136_1\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.25pt\"></span></span><span class=\"ps4864\">206,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.78pt\"></span></span><span class=\"ps5045\">3\u00a0092,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.07pt\"></span></span><span class=\"ps5013\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.8pt\"></span></span><span class=\"ps4875\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.91pt\"></span></span><span class=\"ps5046\">3\u00a0092,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.35pt\"></span></span><span class=\"ps5047\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.52pt\"></span></span><span class=\"ps4878\">3\u00a0461,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.1pt\"></span></span><span class=\"ps5055\">2\u00a0699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.19pt\"></span></span><span class=\"ps5056\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.18pt\"></span></span><span class=\"ps5057\">314,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.77pt\"></span></span><span class=\"ps356\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.72pt\"></span></span><span class=\"ps5058\">2\u00a0699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.09pt\"></span></span><span class=\"ps5059\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.99pt\"></span></span><span class=\"ps5060\">314,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.81pt\"></span></span><span class=\"ps4886\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.99pt\"></span></span><span class=\"ps5061\">-27,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.99pt\"></span></span><span class=\"ps5061\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.71pt\"></span></span><span class=\"ps5062\">-2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.71pt\"></span></span><span class=\"ps5062\">-2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.11pt\"></span></span><span class=\"ps4788\">218,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.77pt\"></span></span><span class=\"ps5063\">0,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.86pt\"></span></span><span class=\"ps5064\">-219,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.86pt\"></span></span><span class=\"ps4848\">216,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">-246,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.91pt\"></span></span><span class=\"ps4894\">-30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.92pt\"></span></span><span class=\"ps5043\">90,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.54pt\"></span></span><span class=\"ps5066\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.53pt\"></span></span><span class=\"ps5067\">270,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.21pt\"></span></span><span class=\"ps5068\">306,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.99pt\"></span></span><span class=\"ps5069\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.9pt\"></span></span><span class=\"ps5070\">24,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.76pt\"></span></span><span class=\"ps4897\">331,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.92pt\"></span></span><span class=\"ps5033\">2\u00a0968,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.97pt\"></span></span><span class=\"ps5035\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.05pt\"></span></span><span class=\"ps33\">2\u00a0968,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.29pt\"></span></span><span class=\"ps5036\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">24 KAUDELLA KIRJATUT UUDET SO<span id=\"i1720f4e6151b453d8e00edfe02c57c94\"></span></span><span class=\"f charStyle-972b469f ps5071\">PIMUKSET</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin uusmyynniss\u00e4 olevat GMM-arvostusmallin mukaan arvostetut sopimukset ovat </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskihenkivakuutuksia. Tilikausilla 2025 ja 2024 ei ollut uusia VFA-arvostusmallin mukaan </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostettavia sopimuksia. Sijoitussidonnaisten sopimusten uusmyynti 1.1.2023 alkaen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetaan ehtomuutosten takia IFRS 9 -standardin mukaisesti.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa esitet\u00e4\u00e4n tiedot kaudella kirjatuista uusista sopimuksista GMM-arvostusmallien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaan arvostetuille sopimuksille. Mandatum ei ole kirjannut tappiollisia sopimuksia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilikaudella eik\u00e4 vertailukautena.</span></div><div class=\"ps5103 ss0\"><div class=\"ss70 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:219pt\"></td><td style=\"padding:0;width:70.5pt\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss330_1\"><div><div class=\"ps342 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5102 ss331_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124 ps218\">Ei-tappiolliset </span></div><div class=\"ps342 ss328_1\"><span class=\"f charStyle-7f1eb124 ps5101\">sopimukset</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps859 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5073 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5075 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.37pt\"></span></span><span class=\"ps5074\">15,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1035_1 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenokassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5077 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.47pt\"></span></span><span class=\"ps5076\">3,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps819 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio ulosmenevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5079 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.34pt\"></span></span><span class=\"ps5078\">19,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps881 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio sis\u00e4\u00e4n tulevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5081 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.74pt\"></span></span><span class=\"ps5080\">-30,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps887 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muuta riski\u00e4 kuin rahoitusriski\u00e4 koskeva riskioikaisu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5083 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.43pt\"></span></span><span class=\"ps5082\">1,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps893 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5085 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.79pt\"></span></span><span class=\"ps5084\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps347 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelan muutos, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5087 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.16pt\"></span></span><span class=\"ps5086\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps904 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1091 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps354 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #6d6d6d;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5089 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.92pt\"></span></span><span class=\"ps5088\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5090 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenokassavirrat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5092 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.57pt\"></span></span><span class=\"ps5091\">4,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio ulosmenevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5094 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.06pt\"></span></span><span class=\"ps5093\">24,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio sis\u00e4\u00e4n tulevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5095 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-38,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muuta riski\u00e4 kuin rahoitusriski\u00e4 koskeva riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5097 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.96pt\"></span></span><span class=\"ps5096\">1,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5098 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps574_1 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelan muutos, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5099 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.16pt\"></span></span><span class=\"ps5086\">0,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">25 VAKUUTUSPALVELUMARGINAALIN PURKAUTUMINEN<span id=\"ie42196f09cc14e7eb0d6c3af841eeb54\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautumista kuvaavassa liitetiedossa esitet\u00e4\u00e4n, milloin </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni odottaa kirjaavansa CSM:n vakuutusmaksutuottoihin. Kullakin kaudella </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">purkautuvan CSM:n m\u00e4\u00e4r\u00e4 lasketaan vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6iden </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutosten mukaisesti, jolloin CSM jaetaan suhteellisesti nykyisten ja tulevien </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden kesken. Liitetiedossa ei huomioida tulevaisuudessa tapahtuvaa </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n korkoutumista tai mahdollisia muita tulevaisuudessa tapahtuvia muutoksia, joilla voi </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olla vaikutusta vakuutusmaksutuottoihin kirjattavan CSM:n m\u00e4\u00e4r\u00e4\u00e4n tulevilla kausilla. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liitetieto kuvaa taseelle raportointihetkell\u00e4 kirjatun CSM:n purkautumista ja sit\u00e4 ei voida </span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pit\u00e4\u00e4 ennusteena tulevista raportointikausista.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukoissa esitet\u00e4\u00e4n CSM:n purkautuminen erikseen GMM- ja VFA-arvostusmallien mukaan </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetuille sopimuksille.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss335_1 ws0 ps5156\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:128.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5106 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5105\">GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5108 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5107\">VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5110 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5109\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5112 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5113 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5114 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5116 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.99pt\"></span></span><span class=\"ps5115\">15,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5118 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.57pt\"></span></span><span class=\"ps5117\">30,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5120 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.49pt\"></span></span><span class=\"ps5119\">45,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">2 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5122 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.43pt\"></span></span><span class=\"ps5121\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5124 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.72pt\"></span></span><span class=\"ps5123\">28,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5126 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.97pt\"></span></span><span class=\"ps5125\">40,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">3 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.16pt\"></span></span><span class=\"ps1550\">10,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5129 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.78pt\"></span></span><span class=\"ps5128\">26,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5131 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.35pt\"></span></span><span class=\"ps5130\">37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">4 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5132 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">10,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5133 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.51pt\"></span></span><span class=\"ps1157\">25,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5135 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.26pt\"></span></span><span class=\"ps5134\">35,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5136 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.57pt\"></span></span><span class=\"ps1039\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5138 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.32pt\"></span></span><span class=\"ps5137\">23,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5140 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.39pt\"></span></span><span class=\"ps5139\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">6\u201310 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5141 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.11pt\"></span></span><span class=\"ps4533\">40,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5142 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.49pt\"></span></span><span class=\"ps5119\">94,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5144 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.62pt\"></span></span><span class=\"ps5143\">134,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">Yli 10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5146 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.4pt\"></span></span><span class=\"ps5145\">57,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5148 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.26pt\"></span></span><span class=\"ps5147\">130,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5150 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.25pt\"></span></span><span class=\"ps5149\">188,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5152 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.77pt\"></span></span><span class=\"ps5151\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5154 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.6pt\"></span></span><span class=\"ps5153\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5155 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.18pt\"></span></span><span class=\"ps759\">513,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5175 ss0\"><div class=\"ss335_1 ws0 ps5156\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:128.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5106 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5105\">GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5108 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5107\">VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5110 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5109\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5112 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5113 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5114 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5116 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.09pt\"></span></span><span class=\"ps744\">16,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5118 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.29pt\"></span></span><span class=\"ps5158\">28,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5120 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.83pt\"></span></span><span class=\"ps3196\">44,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">2 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5122 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.47pt\"></span></span><span class=\"ps5159\">12,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5124 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.91pt\"></span></span><span class=\"ps5160\">26,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5126 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.12pt\"></span></span><span class=\"ps5161\">39,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">3 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.33pt\"></span></span><span class=\"ps1108_1\">11,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5129 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.87pt\"></span></span><span class=\"ps5162\">25,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5131 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.48pt\"></span></span><span class=\"ps5163\">36,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">4 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5132 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.97pt\"></span></span><span class=\"ps5125\">10,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5133 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.05pt\"></span></span><span class=\"ps1149_1\">23,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5135 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.75pt\"></span></span><span class=\"ps5164\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5136 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.7pt\"></span></span><span class=\"ps5165\">9,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5138 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.97pt\"></span></span><span class=\"ps5166\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5140 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.43pt\"></span></span><span class=\"ps5167\">32,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">6\u201310 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5141 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.66pt\"></span></span><span class=\"ps5168\">40,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5142 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.85pt\"></span></span><span class=\"ps5169\">90,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5144 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.4pt\"></span></span><span class=\"ps5170\">131,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">Yli 10 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5146 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.81pt\"></span></span><span class=\"ps5171\">58,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5148 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.36pt\"></span></span><span class=\"ps722\">121,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5150 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.53pt\"></span></span><span class=\"ps5172\">180,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5152 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.38pt\"></span></span><span class=\"ps5173\">159,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5154 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.54pt\"></span></span><span class=\"ps2370\">339,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5155 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.71pt\"></span></span><span class=\"ps784\">498,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_103\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">26 CSM:N T\u00c4SM\u00c4YTYS SIIRTYM\u00c4MENETELMITT\u00c4IN<span id=\"ied550cae0e8940fb8aa7af9d56b2702e\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i3408fab3cff54eab947c1b1bce554493\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirtym\u00e4hetkell\u00e4 Mandatum-konserni arvosti vakuutussopimukset eri siirtym\u00e4menetelmin.</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ysin takautuvassa l\u00e4hestymistavassa Mandatum-konserni tunnisti, kirjasi ja arvosti jokaisen </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusryhm\u00e4n ik\u00e4\u00e4n kuin IFRS 17 -standardia olisi aina sovellettu.</span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum sovelsi mukautettua takautuvaa l\u00e4hestymistapaa ja k\u00e4ypiin arvoihin perustuvaa </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa silloin, kun t\u00e4ysin takautuvan l\u00e4hestymistavan soveltaminen ei ollut </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yt\u00e4nn\u00f6ss\u00e4 mahdollista. Esimerkiksi historiallisen datan rajallisuus ei mahdollistanut t\u00e4ysin </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">takautuvan l\u00e4hestymistavan soveltamista. Siirtym\u00e4ss\u00e4 k\u00e4ytetyn l\u00e4hestymistavan valinta </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perustui tuotteiden tai salkkujen ominaisuuksiin ja my\u00f6nt\u00e4misajankohtaan sek\u00e4 saatavilla </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olleeseen dataan.</span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Soveltaessaan k\u00e4ypiin arvoihin perustuvaa l\u00e4hestymistapaa Mandatum m\u00e4\u00e4ritti </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusryhm\u00e4n j\u00e4ljell\u00e4 olevan vakuutuskauden velan sopimukseen sis\u00e4ltyv\u00e4n </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalvelumarginaalin tai tappiokomponentin siirtym\u00e4hetkell\u00e4 vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yv\u00e4n arvon ja sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen nykyarvon erotuksena.</span></div><div class=\"ps1162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukoissa esitet\u00e4\u00e4n CSM:n t\u00e4sm\u00e4ytys siirtym\u00e4menetelmitt\u00e4in erikseen GMM- ja VFA-</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostusmallien mukaan arvostetuille sopimuksille. Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset esitet\u00e4\u00e4n taulukossa yhdess\u00e4 t\u00e4ysin takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 </span></div><div class=\"ps1226 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostettujen vakuutussopimusten kanssa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.53pt\"></span></span><span class=\"ps5186\">48,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.97pt\"></span></span><span class=\"ps5188\">95,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.63pt\"></span></span><span class=\"ps5192\">159,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.71pt\"></span></span><span class=\"ps5195\">-3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.58pt\"></span></span><span class=\"ps5197\">-6,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.76pt\"></span></span><span class=\"ps5199\">-0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.28pt\"></span></span><span class=\"ps5201\">-10,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.33pt\"></span></span><span class=\"ps5204\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.07pt\"></span></span><span class=\"ps5206\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.12pt\"></span></span><span class=\"ps5208\">-6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.12pt\"></span></span><span class=\"ps5210\">-5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.61pt\"></span></span><span class=\"ps5213\">10,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.86pt\"></span></span><span class=\"ps5218\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.43pt\"></span></span><span class=\"ps5221\">0,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.15pt\"></span></span><span class=\"ps5223\">1,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.13pt\"></span></span><span class=\"ps5226\">1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.6pt\"></span></span><span class=\"ps5234\">7,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.31pt\"></span></span><span class=\"ps5236\">-5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.75pt\"></span></span><span class=\"ps5238\">-6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.28pt\"></span></span><span class=\"ps5242\">56,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.51pt\"></span></span><span class=\"ps5244\">90,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.57pt\"></span></span><span class=\"ps5246\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">155,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5308 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:14.25pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:68.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss345_1\"><div><div class=\"ps1939 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5250 ss338_1\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5251 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5252 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5253 ss346_1\"><div><div class=\"ps1939 ss241_1\"><span class=\"f charStyle-7f1eb124 ps1949\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5255 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.53pt\"></span></span><span class=\"ps5254\">52,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5257 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.56pt\"></span></span><span class=\"ps5256\">78,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5258 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5260 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.44pt\"></span></span><span class=\"ps5259\">146,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5261 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5263 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.01pt\"></span></span><span class=\"ps5262\">-15,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5264 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.58pt\"></span></span><span class=\"ps5197\">-9,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5266 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5268 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.79pt\"></span></span><span class=\"ps5267\">-26,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5269 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5270 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5272 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.06pt\"></span></span><span class=\"ps5271\">25,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5274 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.69pt\"></span></span><span class=\"ps5273\">1,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5276 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.06pt\"></span></span><span class=\"ps5275\">25,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5277 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5279 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.9pt\"></span></span><span class=\"ps5278\">12,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5280 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5281 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5283 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.9pt\"></span></span><span class=\"ps5282\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5284 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5286 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.02pt\"></span></span><span class=\"ps5285\">0,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5287 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.33pt\"></span></span><span class=\"ps5204\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5288 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5290 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.16pt\"></span></span><span class=\"ps5289\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5291 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5292 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5293 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5294 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5296 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.65pt\"></span></span><span class=\"ps5295\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:122.45pt\"></span></span><span class=\"ps5297\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5299 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.31pt\"></span></span><span class=\"ps5236\">17,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5300 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5302 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.28pt\"></span></span><span class=\"ps5301\">13,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5303 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.53pt\"></span></span><span class=\"ps5186\">48,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5304 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.97pt\"></span></span><span class=\"ps5188\">95,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5305 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5307 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.38pt\"></span></span><span class=\"ps5306\">159,4</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps1509 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps1555 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps5311 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps5312 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.17pt\"></span></span><span class=\"ps5313\">37,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.08pt\"></span></span><span class=\"ps5314\">296,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">339,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.52pt\"></span></span><span class=\"ps5316\">-26,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.89pt\"></span></span><span class=\"ps5317\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.9pt\"></span></span><span class=\"ps5318\">-28,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.59pt\"></span></span><span class=\"ps5319\">-5,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.85pt\"></span></span><span class=\"ps5320\">-101,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.96pt\"></span></span><span class=\"ps5321\">-12,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-119,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:125.25pt\"></span></span><span class=\"ps5322\">7,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.91pt\"></span></span><span class=\"ps5323\">145,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.99pt\"></span></span><span class=\"ps5324\">15,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.19pt\"></span></span><span class=\"ps5325\">168,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.77pt\"></span></span><span class=\"ps5326\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.76pt\"></span></span><span class=\"ps5199\">17,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.77pt\"></span></span><span class=\"ps5326\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.23pt\"></span></span><span class=\"ps5327\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.73pt\"></span></span><span class=\"ps5328\">37,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.38pt\"></span></span><span class=\"ps5329\">314,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.01pt\"></span></span><span class=\"ps5330\">6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">358,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5308 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps1509 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps1555 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps5311 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps5312 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.53pt\"></span></span><span class=\"ps5254\">28,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.55pt\"></span></span><span class=\"ps5331\">282,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">314,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124pt\"></span></span><span class=\"ps5332\">-1,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.07pt\"></span></span><span class=\"ps5333\">-25,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.04pt\"></span></span><span class=\"ps5334\">-0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.49pt\"></span></span><span class=\"ps1536\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.43pt\"></span></span><span class=\"ps5221\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.69pt\"></span></span><span class=\"ps5335\">-197,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.96pt\"></span></span><span class=\"ps5321\">-21,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.36pt\"></span></span><span class=\"ps5336\">-219,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.85pt\"></span></span><span class=\"ps5337\">9,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.6pt\"></span></span><span class=\"ps5338\">237,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.97pt\"></span></span><span class=\"ps5339\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">270,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.46pt\"></span></span><span class=\"ps5340\">9,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.97pt\"></span></span><span class=\"ps5341\">13,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.18pt\"></span></span><span class=\"ps5342\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.4pt\"></span></span><span class=\"ps5343\">24,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.17pt\"></span></span><span class=\"ps5313\">37,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.08pt\"></span></span><span class=\"ps5314\">296,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">4,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">339,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">27 SIJOITUSSOPIMUSVELKA<span id=\"i82f8ef1d5242439082aa77affbb0a22a\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa esitet\u00e4\u00e4n, miten IFRS 9 -standardin alle luokiteltavien vakuutussopimusten </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitussopimusvelan arvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuneista kassavirroista. Sijoitussopimusvelka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti ja sijoitussopimusvelka vastaa siten sopimusten takaisinostoarvoa.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussopimuksiin liittyv\u00e4 palkkiotuotto on kirjattu suoraviivaisesti, kun palveluja tuotetaan.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.63pt\"></span></span><span class=\"ps5345\">8\u00a0529,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tuloslaskelmaan kirjatut m\u00e4\u00e4r\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Sijoitussopimusten markkinakehityksest\u00e4 johtuva </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">arvonmuutos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.26pt\"></span></span><span class=\"ps5346\">566,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.82pt\"></span></span><span class=\"ps5347\">831,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Veloitetut palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.3pt\"></span></span><span class=\"ps3925\">-66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.61pt\"></span></span><span class=\"ps5349\">-61,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Saadut maksut</span><span class=\"f charStyle-13f55882 ps5350\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0496,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0435,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Maksetut korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.51pt\"></span></span><span class=\"ps5351\">-962,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.61pt\"></span></span><span class=\"ps5352\">-826,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps551_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.99pt\"></span></span><span class=\"ps5353\">10\u00a0942,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps553_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss348_1\"><div><div class=\"ps5354 ss146_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Sis\u00e4lt\u00e4\u00e4 my\u00f6s s\u00e4\u00e4st\u00f6jen siirrot laskuperustekorkoisesta kannasta.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-231": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_37\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">6 VAKUUTUSMAKSUTUOTOT<span id=\"id26a1d738ad04f8abfe8ec68cdcb8ad1\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"if313f02b6f574c4ca63168d30e5314be\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvaavat raportointikauden j\u00e4ljell\u00e4 olevan vakuutuskauden velan (LRC) </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pienentymist\u00e4 tuotettujen vakuutuspalveluiden johdosta, ja t\u00e4st\u00e4 syyst\u00e4 vakuutusmaksu-</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottojen muodostuminen esitet\u00e4\u00e4n eri LRC-komponenttien purkautumisen kautta. </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvastavat osuutta vakuutusmaksuista ja vakuutussopimuksista </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perityist\u00e4 palkkioista, joihin Mandatum konserni kokee olevansa oikeutettu tuotettuja </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalveluita vastaan.</span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautuminen kirjataan tuloslaskelmalle kausittain </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaamaan vakuutussopimusten mukaisesti tuotettuja palveluja kyseisen kauden aikana. </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6t. Ryhm\u00e4n vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Odotettavissa olleet korvausvaateet ja muut liikekulut sis\u00e4lt\u00e4\u00e4 raportointikauden odotetut </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvaukset ilman sijoituskomponentteja, mukaan lukien tappiokomponentin purkautuminen, </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotetut liikekulut, sek\u00e4 hankintamenojen jaksotuksen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muut-er\u00e4 sis\u00e4lt\u00e4\u00e4 riskihenkivakuutusten lyhytaikaisten turvien maksutulon kokemusper\u00e4isen </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikaisun, joka ei vaikuta en\u00e4\u00e4 tulevaisuudessa tuotettuihin palveluihin.</span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n, riskioikaisun ja arvostusmallien laadintaperiaatteet on kerrottu liitetiedon 23 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelka yhteydess\u00e4.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">10,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.8pt\"></span></span><span class=\"ps2682_1\">26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.8pt\"></span></span><span class=\"ps2683\">216,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.42pt\"></span></span><span class=\"ps2086\">232,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">12,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">20,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.94pt\"></span></span><span class=\"ps3832\">29,7</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">86,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.96pt\"></span></span><span class=\"ps2691\">99,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.36pt\"></span></span><span class=\"ps2694\">144,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.38pt\"></span></span><span class=\"ps2696\">154,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">28,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">13,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">18,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">43,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">46,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">25 VAKUUTUSPALVELUMARGINAALIN PURKAUTUMINEN<span id=\"ie42196f09cc14e7eb0d6c3af841eeb54\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautumista kuvaavassa liitetiedossa esitet\u00e4\u00e4n, milloin </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni odottaa kirjaavansa CSM:n vakuutusmaksutuottoihin. Kullakin kaudella </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">purkautuvan CSM:n m\u00e4\u00e4r\u00e4 lasketaan vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6iden </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutosten mukaisesti, jolloin CSM jaetaan suhteellisesti nykyisten ja tulevien </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden kesken. Liitetiedossa ei huomioida tulevaisuudessa tapahtuvaa </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n korkoutumista tai mahdollisia muita tulevaisuudessa tapahtuvia muutoksia, joilla voi </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olla vaikutusta vakuutusmaksutuottoihin kirjattavan CSM:n m\u00e4\u00e4r\u00e4\u00e4n tulevilla kausilla. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liitetieto kuvaa taseelle raportointihetkell\u00e4 kirjatun CSM:n purkautumista ja sit\u00e4 ei voida </span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pit\u00e4\u00e4 ennusteena tulevista raportointikausista.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukoissa esitet\u00e4\u00e4n CSM:n purkautuminen erikseen GMM- ja VFA-arvostusmallien mukaan </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetuille sopimuksille.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss335_1 ws0 ps5156\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:128.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5106 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5105\">GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5108 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5107\">VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5110 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5109\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5112 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5113 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5114 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5116 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.99pt\"></span></span><span class=\"ps5115\">15,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5118 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.57pt\"></span></span><span class=\"ps5117\">30,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5120 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.49pt\"></span></span><span class=\"ps5119\">45,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">2 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5122 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.43pt\"></span></span><span class=\"ps5121\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5124 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.72pt\"></span></span><span class=\"ps5123\">28,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5126 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.97pt\"></span></span><span class=\"ps5125\">40,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">3 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.16pt\"></span></span><span class=\"ps1550\">10,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5129 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.78pt\"></span></span><span class=\"ps5128\">26,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5131 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.35pt\"></span></span><span class=\"ps5130\">37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">4 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5132 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">10,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5133 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.51pt\"></span></span><span class=\"ps1157\">25,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5135 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.26pt\"></span></span><span class=\"ps5134\">35,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5136 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.57pt\"></span></span><span class=\"ps1039\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5138 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.32pt\"></span></span><span class=\"ps5137\">23,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5140 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.39pt\"></span></span><span class=\"ps5139\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">6\u201310 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5141 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.11pt\"></span></span><span class=\"ps4533\">40,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5142 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.49pt\"></span></span><span class=\"ps5119\">94,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5144 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.62pt\"></span></span><span class=\"ps5143\">134,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">Yli 10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5146 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.4pt\"></span></span><span class=\"ps5145\">57,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5148 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.26pt\"></span></span><span class=\"ps5147\">130,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5150 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.25pt\"></span></span><span class=\"ps5149\">188,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5152 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.77pt\"></span></span><span class=\"ps5151\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5154 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.6pt\"></span></span><span class=\"ps5153\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5155 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.18pt\"></span></span><span class=\"ps759\">513,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5175 ss0\"><div class=\"ss335_1 ws0 ps5156\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:128.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5106 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5105\">GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5108 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5107\">VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5110 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5109\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5112 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5113 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5114 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5116 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.09pt\"></span></span><span class=\"ps744\">16,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5118 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.29pt\"></span></span><span class=\"ps5158\">28,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5120 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.83pt\"></span></span><span class=\"ps3196\">44,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">2 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5122 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.47pt\"></span></span><span class=\"ps5159\">12,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5124 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.91pt\"></span></span><span class=\"ps5160\">26,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5126 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.12pt\"></span></span><span class=\"ps5161\">39,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">3 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.33pt\"></span></span><span class=\"ps1108_1\">11,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5129 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.87pt\"></span></span><span class=\"ps5162\">25,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5131 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.48pt\"></span></span><span class=\"ps5163\">36,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">4 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5132 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.97pt\"></span></span><span class=\"ps5125\">10,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5133 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.05pt\"></span></span><span class=\"ps1149_1\">23,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5135 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.75pt\"></span></span><span class=\"ps5164\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5136 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.7pt\"></span></span><span class=\"ps5165\">9,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5138 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.97pt\"></span></span><span class=\"ps5166\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5140 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.43pt\"></span></span><span class=\"ps5167\">32,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">6\u201310 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5141 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.66pt\"></span></span><span class=\"ps5168\">40,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5142 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.85pt\"></span></span><span class=\"ps5169\">90,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5144 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.4pt\"></span></span><span class=\"ps5170\">131,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">Yli 10 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5146 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.81pt\"></span></span><span class=\"ps5171\">58,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5148 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.36pt\"></span></span><span class=\"ps722\">121,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5150 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.53pt\"></span></span><span class=\"ps5172\">180,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5152 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.38pt\"></span></span><span class=\"ps5173\">159,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5154 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.54pt\"></span></span><span class=\"ps2370\">339,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5155 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.71pt\"></span></span><span class=\"ps784\">498,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_103\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">26 CSM:N T\u00c4SM\u00c4YTYS SIIRTYM\u00c4MENETELMITT\u00c4IN<span id=\"ied550cae0e8940fb8aa7af9d56b2702e\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i3408fab3cff54eab947c1b1bce554493\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirtym\u00e4hetkell\u00e4 Mandatum-konserni arvosti vakuutussopimukset eri siirtym\u00e4menetelmin.</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ysin takautuvassa l\u00e4hestymistavassa Mandatum-konserni tunnisti, kirjasi ja arvosti jokaisen </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusryhm\u00e4n ik\u00e4\u00e4n kuin IFRS 17 -standardia olisi aina sovellettu.</span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum sovelsi mukautettua takautuvaa l\u00e4hestymistapaa ja k\u00e4ypiin arvoihin perustuvaa </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa silloin, kun t\u00e4ysin takautuvan l\u00e4hestymistavan soveltaminen ei ollut </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yt\u00e4nn\u00f6ss\u00e4 mahdollista. Esimerkiksi historiallisen datan rajallisuus ei mahdollistanut t\u00e4ysin </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">takautuvan l\u00e4hestymistavan soveltamista. Siirtym\u00e4ss\u00e4 k\u00e4ytetyn l\u00e4hestymistavan valinta </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perustui tuotteiden tai salkkujen ominaisuuksiin ja my\u00f6nt\u00e4misajankohtaan sek\u00e4 saatavilla </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olleeseen dataan.</span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Soveltaessaan k\u00e4ypiin arvoihin perustuvaa l\u00e4hestymistapaa Mandatum m\u00e4\u00e4ritti </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusryhm\u00e4n j\u00e4ljell\u00e4 olevan vakuutuskauden velan sopimukseen sis\u00e4ltyv\u00e4n </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalvelumarginaalin tai tappiokomponentin siirtym\u00e4hetkell\u00e4 vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yv\u00e4n arvon ja sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen nykyarvon erotuksena.</span></div><div class=\"ps1162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukoissa esitet\u00e4\u00e4n CSM:n t\u00e4sm\u00e4ytys siirtym\u00e4menetelmitt\u00e4in erikseen GMM- ja VFA-</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostusmallien mukaan arvostetuille sopimuksille. Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset esitet\u00e4\u00e4n taulukossa yhdess\u00e4 t\u00e4ysin takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 </span></div><div class=\"ps1226 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostettujen vakuutussopimusten kanssa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.53pt\"></span></span><span class=\"ps5186\">48,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.97pt\"></span></span><span class=\"ps5188\">95,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.63pt\"></span></span><span class=\"ps5192\">159,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.71pt\"></span></span><span class=\"ps5195\">-3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.58pt\"></span></span><span class=\"ps5197\">-6,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.76pt\"></span></span><span class=\"ps5199\">-0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.28pt\"></span></span><span class=\"ps5201\">-10,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.33pt\"></span></span><span class=\"ps5204\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.07pt\"></span></span><span class=\"ps5206\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.12pt\"></span></span><span class=\"ps5208\">-6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.12pt\"></span></span><span class=\"ps5210\">-5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.61pt\"></span></span><span class=\"ps5213\">10,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.86pt\"></span></span><span class=\"ps5218\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.43pt\"></span></span><span class=\"ps5221\">0,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.15pt\"></span></span><span class=\"ps5223\">1,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.13pt\"></span></span><span class=\"ps5226\">1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.6pt\"></span></span><span class=\"ps5234\">7,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.31pt\"></span></span><span class=\"ps5236\">-5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.75pt\"></span></span><span class=\"ps5238\">-6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.28pt\"></span></span><span class=\"ps5242\">56,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.51pt\"></span></span><span class=\"ps5244\">90,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.57pt\"></span></span><span class=\"ps5246\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">155,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5308 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:14.25pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:68.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss345_1\"><div><div class=\"ps1939 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5250 ss338_1\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5251 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5252 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5253 ss346_1\"><div><div class=\"ps1939 ss241_1\"><span class=\"f charStyle-7f1eb124 ps1949\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5255 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.53pt\"></span></span><span class=\"ps5254\">52,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5257 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.56pt\"></span></span><span class=\"ps5256\">78,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5258 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5260 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.44pt\"></span></span><span class=\"ps5259\">146,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5261 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5263 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.01pt\"></span></span><span class=\"ps5262\">-15,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5264 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.58pt\"></span></span><span class=\"ps5197\">-9,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5266 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5268 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.79pt\"></span></span><span class=\"ps5267\">-26,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5269 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5270 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5272 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.06pt\"></span></span><span class=\"ps5271\">25,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5274 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.69pt\"></span></span><span class=\"ps5273\">1,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5276 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.06pt\"></span></span><span class=\"ps5275\">25,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5277 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5279 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.9pt\"></span></span><span class=\"ps5278\">12,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5280 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5281 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5283 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.9pt\"></span></span><span class=\"ps5282\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5284 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5286 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.02pt\"></span></span><span class=\"ps5285\">0,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5287 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.33pt\"></span></span><span class=\"ps5204\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5288 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5290 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.16pt\"></span></span><span class=\"ps5289\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5291 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5292 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5293 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5294 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5296 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.65pt\"></span></span><span class=\"ps5295\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:122.45pt\"></span></span><span class=\"ps5297\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5299 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.31pt\"></span></span><span class=\"ps5236\">17,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5300 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5302 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.28pt\"></span></span><span class=\"ps5301\">13,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5303 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.53pt\"></span></span><span class=\"ps5186\">48,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5304 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.97pt\"></span></span><span class=\"ps5188\">95,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5305 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5307 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.38pt\"></span></span><span class=\"ps5306\">159,4</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps1509 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps1555 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps5311 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps5312 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.17pt\"></span></span><span class=\"ps5313\">37,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.08pt\"></span></span><span class=\"ps5314\">296,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">339,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.52pt\"></span></span><span class=\"ps5316\">-26,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.89pt\"></span></span><span class=\"ps5317\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.9pt\"></span></span><span class=\"ps5318\">-28,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.59pt\"></span></span><span class=\"ps5319\">-5,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.85pt\"></span></span><span class=\"ps5320\">-101,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.96pt\"></span></span><span class=\"ps5321\">-12,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-119,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:125.25pt\"></span></span><span class=\"ps5322\">7,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.91pt\"></span></span><span class=\"ps5323\">145,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.99pt\"></span></span><span class=\"ps5324\">15,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.19pt\"></span></span><span class=\"ps5325\">168,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.77pt\"></span></span><span class=\"ps5326\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.76pt\"></span></span><span class=\"ps5199\">17,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.77pt\"></span></span><span class=\"ps5326\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.23pt\"></span></span><span class=\"ps5327\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.73pt\"></span></span><span class=\"ps5328\">37,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.38pt\"></span></span><span class=\"ps5329\">314,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.01pt\"></span></span><span class=\"ps5330\">6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">358,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5308 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps1509 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps1555 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps5311 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps5312 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.53pt\"></span></span><span class=\"ps5254\">28,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.55pt\"></span></span><span class=\"ps5331\">282,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">314,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124pt\"></span></span><span class=\"ps5332\">-1,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.07pt\"></span></span><span class=\"ps5333\">-25,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.04pt\"></span></span><span class=\"ps5334\">-0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.49pt\"></span></span><span class=\"ps1536\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.43pt\"></span></span><span class=\"ps5221\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.69pt\"></span></span><span class=\"ps5335\">-197,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.96pt\"></span></span><span class=\"ps5321\">-21,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.36pt\"></span></span><span class=\"ps5336\">-219,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.85pt\"></span></span><span class=\"ps5337\">9,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.6pt\"></span></span><span class=\"ps5338\">237,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.97pt\"></span></span><span class=\"ps5339\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">270,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.46pt\"></span></span><span class=\"ps5340\">9,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.97pt\"></span></span><span class=\"ps5341\">13,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.18pt\"></span></span><span class=\"ps5342\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.4pt\"></span></span><span class=\"ps5343\">24,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.17pt\"></span></span><span class=\"ps5313\">37,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.08pt\"></span></span><span class=\"ps5314\">296,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">4,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">339,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsurancePremiumRevenueExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-233": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"if313f02b6f574c4ca63168d30e5314be\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvaavat raportointikauden j\u00e4ljell\u00e4 olevan vakuutuskauden velan (LRC) </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pienentymist\u00e4 tuotettujen vakuutuspalveluiden johdosta, ja t\u00e4st\u00e4 syyst\u00e4 vakuutusmaksu-</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottojen muodostuminen esitet\u00e4\u00e4n eri LRC-komponenttien purkautumisen kautta. </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutusmaksutuotot kuvastavat osuutta vakuutusmaksuista ja vakuutussopimuksista </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perityist\u00e4 palkkioista, joihin Mandatum konserni kokee olevansa oikeutettu tuotettuja </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalveluita vastaan.</span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautuminen kirjataan tuloslaskelmalle kausittain </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaamaan vakuutussopimusten mukaisesti tuotettuja palveluja kyseisen kauden aikana. </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6t. Ryhm\u00e4n vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Odotettavissa olleet korvausvaateet ja muut liikekulut sis\u00e4lt\u00e4\u00e4 raportointikauden odotetut </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvaukset ilman sijoituskomponentteja, mukaan lukien tappiokomponentin purkautuminen, </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">odotetut liikekulut, sek\u00e4 hankintamenojen jaksotuksen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muut-er\u00e4 sis\u00e4lt\u00e4\u00e4 riskihenkivakuutusten lyhytaikaisten turvien maksutulon kokemusper\u00e4isen </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikaisun, joka ei vaikuta en\u00e4\u00e4 tulevaisuudessa tuotettuihin palveluihin.</span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n, riskioikaisun ja arvostusmallien laadintaperiaatteet on kerrottu liitetiedon 23 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelka yhteydess\u00e4.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i4c9086ea992b48c2b9d8914ee73968ac\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksiin liittyv\u00e4t rahoitustuotot ja -kulut sis\u00e4lt\u00e4v\u00e4t muutokset </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelassa johtuen VFA-mallin mukaisesti arvostettujen sopimusten perustana </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien erien k\u00e4yv\u00e4n arvon muutoksesta ja GMM-mallin mukaisesti arvostettujen sopimusten </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusvelan komponenteille kertyneist\u00e4 koroista sek\u00e4 koroissa ja muissa </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisissa oletuksissa tapahtuneista muutoksista. Kaikki vakuutussopimuksista aiheutuvat </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut kirjataan tuloksen kautta ja ne sis\u00e4lt\u00e4v\u00e4t riskioikaisuun liittyv\u00e4t </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut.</span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimukset on raportoitu eurom\u00e4\u00e4r\u00e4isen\u00e4, joten valuuttakurssimuutoksia ei ole.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"icc47db8eab84455ea74b1db559ea288b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa asiakkailleen kannustin- ja el\u00e4kej\u00e4rjestelyihin liittyvi\u00e4 palveluja sek\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluja. Varainhoitopalvelut voivat olla oikeudelliselta muodoltaan vakuutuksia </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai palvelusopimuksia. Mandatum kirjaa varainhoito- sek\u00e4 kannustin- ja el\u00e4kej\u00e4rjestelyihin </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liittyvist\u00e4 palveluista syntyv\u00e4t palkkiotuotot IFRS 15 \u2013standardin mukaisesti joko ajan kuluessa </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai tiettyn\u00e4 ajankohtana tuloslaskelman muissa tuotoissa.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa varainhoitopalveluja varainhoitosopimusten ja sijoitussopimusten kautta. </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4ist\u00e4 pa</span><span class=\"f charStyle-eb5b806b ps2811\">lveluista Mandatum perii toistuvan maksun, joka perustuu hallinnoitaviin varoihin. </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum siirt\u00e4\u00e4 palveluihin liittyv\u00e4n m\u00e4\u00e4r\u00e4ysvallan, t\u00e4ytt\u00e4\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isesti </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoritusvelvoitteen ja kirjaa tuotot ajan kuluessa, koska asiakas saa ja k\u00e4ytt\u00e4\u00e4 palvelua </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti. Mandatum kirjaa tuotot kuukausittain, kun hallinnoitavien varojen m\u00e4\u00e4r\u00e4 on </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4ritelty.</span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kannustin- ja el\u00e4kej\u00e4rjestelyihin liittyvist\u00e4 palveluista saatavat tuotot kirjataan, kun palvelun </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinta siirtyy asiakkaalle, yleens\u00e4 tiettyn\u00e4 ajankohtana.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i79e043dc21304b7ca3fca98885089dcb\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuloslaskelman er\u00e4 tuloverot sis\u00e4lt\u00e4\u00e4 tilikauden tuloverot ja laskennalliset verot. Verokulut </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan tulosvaikutteisesti. Tilikauden verot lasketaan voimassa olevien verokantojen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella. Laskennallinen vero lasketaan kaikista v\u00e4liaikaisista eroista omaisuuser\u00e4n tai velan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon ja verotuksellisen arvon v\u00e4lill\u00e4. Laskennallista veroa ei kirjata liikearvon </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennyskelvottomasta arvonalentumisesta eik\u00e4 tyt\u00e4ryritysten jakamattomista voitoista silt\u00e4 </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 v\u00e4liaikainen ero ei kumoudu l\u00e4hitulevaisuudessa. </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero lasketaan tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4\u00e4 edelt\u00e4vien voimaan tulleiden verokantojen </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella. Laskennallinen verosaaminen kirjataan silt\u00e4 osin kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa kertyy verotettavaa tuloa, jota vastaan v\u00e4liaikainen ero voidaan hy\u00f6dynt\u00e4\u00e4.</span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni on kansainv\u00e4list\u00e4 v\u00e4himm\u00e4isveroa koskevan Pilari 2 -s\u00e4\u00e4ntelyn piiriss\u00e4. </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuonna 2024 Mandatum-konserni ei ollut lain piiriss\u00e4.</span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernille ei synny v\u00e4himm\u00e4isverovastuita tilikaudelta 2025 tilap\u00e4isten olettamas\u00e4\u00e4nn\u00f6sten </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">soveltumisen vuoksi, eik\u00e4 konserni siten ole kirjannut v\u00e4himm\u00e4isveroja tuloverokuluihin </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2025 tuloslaskelmassaan.</span></div><div class=\"ps1162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden 2025 efektiivinen verokanta: 14,4 % (2024: 18,7 %)</span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Emoyhti\u00f6n verokanta 2025: 20 % (2024: 20 %)</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i6cead3c5c4cb4669872b7ea62bd38fc5\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laimentamaton osakekohtainen tulos lasketaan jakamalla Mandatum Oyj:n osakkeenomistajille </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva voitto tai tappio painotetulla keskim\u00e4\u00e4r\u00e4isell\u00e4 ulkona olevien osakkeiden m\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilikauden aikana. Laimennettua osakekohtaista tulosta laskettaessa keskim\u00e4\u00e4r\u00e4inen </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakem\u00e4\u00e4r\u00e4 oikaistaan laimennusvaikutuksella.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i716d3595a0404c0c948488d1a1163236\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia k\u00e4ytt\u00f6omaisuushy\u00f6dykkeit\u00e4 ovat konsernin omassa k\u00e4yt\u00f6ss\u00e4 olevat kiinteist\u00f6t, </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koneet ja laitteet sek\u00e4 kalusto. Kiinteist\u00f6jen luokitus omassa k\u00e4yt\u00f6ss\u00e4 ja sijoitusk\u00e4yt\u00f6ss\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oleviin suoritetaan k\u00e4yt\u00f6ss\u00e4 olevan neli\u00f6m\u00e4\u00e4r\u00e4n perusteella. Mik\u00e4li omassa k\u00e4yt\u00f6ss\u00e4 on </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkeintaan 10 prosenttia kiinteist\u00f6n pinta-alasta, kiinteist\u00f6 luokitellaan kokonaan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskiinteist\u00f6ksi.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineelliset k\u00e4ytt\u00f6omaisuushy\u00f6dykkeet arvostetaan alkuper\u00e4iseen hankintamenoon </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Perusparannusmenot lis\u00e4t\u00e4\u00e4n </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kiinteist\u00f6n kirjanpitoarvoon silloin, kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 omaisuuser\u00e4\u00e4n liittyv\u00e4 tuleva </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellinen hy\u00f6ty koituu yhteis\u00f6n hyv\u00e4ksi. Korjaus- ja kunnossapitomenot kirjataan kuluiksi </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sill\u00e4 kaudella, jolla ne ovat syntyneet. Aineellisista k\u00e4ytt\u00f6omaisuushy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tasapoistot niiden arvioidun taloudellisen vaikutusajan kuluessa. Useimmissa tapauksissa </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4\u00e4nn\u00f6sarvon arvioidaan olevan nolla. Maa-alueista ei tehd\u00e4 poistoja.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arviot taloudellisesta vaikutusajasta tarkistetaan tilinp\u00e4\u00e4t\u00f6ksen yhteydess\u00e4, ja taloudellista </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusaikaa mukautetaan, jos arviot muuttuvat merkitt\u00e4v\u00e4sti.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i3469c57bb75446f5911274fb96297e84\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoituskiinteist\u00f6t arvostetaan alun perin hankintamenoon ja sen j\u00e4lkeen k\u00e4yp\u00e4\u00e4n arvoon, jonka </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutokset kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6ist\u00e4 saadut vuokratuotot kirjataan </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoriteperusteisesti \u201dmuiksi sijoitustoiminnan tuotoiksi\u201d vuokra-ajan kuluessa. </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoituskiinteist\u00f6jen luovutusvoitot tai -tappiot (jotka lasketaan luovutuksesta saatavan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">nettotuoton ja kohteen kirjanpitoarvon erotuksena) kirjataan tulosvaikutteisesti.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i09f9b82f59124f7d8d5b90972ba1f173\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Liikearvo</span><span class=\"f charStyle-b28dcdfd ps3104\"> </span><span class=\"f charStyle-eb5b806b ps3105_1\">on omaisuuser\u00e4, joka edustaa liiketoimintojen yhdist\u00e4misess\u00e4 syntyvi\u00e4 vastaisia </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisia hy\u00f6tyj\u00e4, joita ei ole yksil\u00f6ity ja kirjattu erikseen. Liikearvosta ei tehd\u00e4 poistoja. Sen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijaan liikearvon arvonalentuminen testataan vuosittain.</span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Aineettomat hy\u00f6dykkeet</span><span class=\"f charStyle-eb5b806b ps3106_1\">, riippumatta siit\u00e4, onko ne hankittu ulkoisesti, hankittu </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintojen yhdist\u00e4misess\u00e4 vai itse tuotettu, kirjataan taseeseen aineettomina </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkein\u00e4, joilla on rajallinen taloudellinen vaikutusaika, jos on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 odotettavissa oleva taloudellinen hy\u00f6ty koituu konsernin hyv\u00e4ksi ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeiden hankintameno voidaan m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Sis\u00e4isesti aikaansaadun </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aineettoman hy\u00f6dykkeen hankintameno m\u00e4\u00e4r\u00e4ytyy hy\u00f6dykkeelle v\u00e4litt\u00f6m\u00e4sti kohdistettavien </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">menojen summana. Tutkimusmenot kirjataan kuluiksi tulosvaikutteisesti sit\u00e4 mukaa kuin ne </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuvat. Kehitt\u00e4mismenoista, jotka johtuvat uusien IT-ohjelmistojen suunnittelusta tai jo </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olemassa olevien ohjelmistojen merkitt\u00e4vist\u00e4 parannuksista, aktivoidaan vain ne, jotka </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4v\u00e4t sis\u00e4isesti tuotettujen aineettomien hy\u00f6dykkeiden kirjaamisedellytykset. Aineettomat </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeet, joiden taloudellinen vaikutusaika on rajallinen, arvostetaan alkuper\u00e4iseen </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Aineettomista </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot omaisuuser\u00e4n arvioidun taloudellisen vaikutusajan kuluessa.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i29ca3424641344ab9e089c2205f1ee8b\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirj<span id=\"i453b54fd1fe445f594336e9b343546e8\"></span></span><span class=\"f charStyle-756bbc82 ps3368\">aaminen taseeseen ja alkuper\u00e4inen arvostaminen</span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni kirjaa rahoitusvaroihin tai rahoitusvelkoihin kuuluvan er\u00e4n taseeseen </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupantekop\u00e4iv\u00e4n</span><span class=\"f charStyle-eb5b806b ps3369\">\u00e4, joka on p\u00e4iv\u00e4, jolloin Mandatum-konsernista tulee instrumentin </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimusehtojen osapuoli. Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 rahoitusvaroihin tai -velkoihin </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva er\u00e4 kirjataan k\u00e4yp\u00e4\u00e4n arvoon.</span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusinstrumentin k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 on yleens\u00e4 sen </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinta. Jos k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 poikkeaa </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinnasta, Mandatum-konserni kirjaa ensimm\u00e4isen p\u00e4iv\u00e4n voiton tai tappion. </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni ei ole kirjannut ensimm\u00e4isen p\u00e4iv\u00e4n voittoa tai tappiota.</span></div><div class=\"ps3372_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin ja -velkoihin liittyv\u00e4t\u00a0 </span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiomenot kirjataan tuloslaskelmaan hankintahetkell\u00e4. Muiden rahoitusvarojen ja </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-velkojen hankintaan liittyv\u00e4t transaktiomenot sis\u00e4llytet\u00e4\u00e4n hankintamenoon.</span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat ja -velat netotetaan ja esitet\u00e4\u00e4n taseessa nettom\u00e4\u00e4r\u00e4isen\u00e4 vain silloin, kun </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">netottamiseen on laillinen oikeus ja netotus aiotaan toteuttaa tai saaminen ja velka suorittaa </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti.</span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirjaaminen pois taseesta<span id=\"i8a1b99c706f3432ba2b8d28b1f953835\"></span></span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat kirjataan pois taseesta, kun sopimusperusteinen oikeus rahoitusvaroihin </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluvan er\u00e4n rahavirtoihin lakkaa tai kun oikeudet ja riskit on siirretty toiselle osapuolelle. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat kirjataan pois taseesta, kun niiden sopimuksessa m\u00e4\u00e4ritellyt velvoitteet on </span></div><div class=\"ps3379_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytetty tai peruutettu tai niiden voimassaolo on lakannut</span><span class=\"f charStyle-eccfbf45 ps3378\">.</span></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">21 RAHAT JA PANKKISAAMISET<span id=\"i3afb790f69714208916a3905a0f7a716\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i4b18a8e1304647e5acb7b9fbd40d4c66\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavaroina k\u00e4sitell\u00e4\u00e4n k\u00e4teiset varat, joiksi katsotaan kassa sek\u00e4 lyhytaikaiset talletukset </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(tekohetkest\u00e4 enint\u00e4\u00e4n 3 kk).</span></div><div class=\"ps4537 ss0\"><div class=\"ss270 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:206.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4527 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4528 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pankkisaamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4530 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.05pt\"></span></span><span class=\"ps4529\">677,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4531 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">850,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps311 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset talletukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4532 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.61pt\"></span></span><span class=\"ps3460\">10,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4534 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.11pt\"></span></span><span class=\"ps4533\">40,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.02pt\"></span></span><span class=\"ps863_1\">687,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4536 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.91pt\"></span></span><span class=\"ps865\">890,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i266c2bb066234c08aa62cb88fa1bb02b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero kirjataan tilap\u00e4isist\u00e4 eroista, jotka johtuvat varojen ja velkojen </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvojen ja verotuksessa k\u00e4ytett\u00e4vien arvojen v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallista veroa ei kirjata:</span></div><div class=\"ps1919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista, jotka johtuvat varojen tai velkojen alkuper\u00e4isest\u00e4 kirjaamisesta </span></div><div class=\"ps1353_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">liiketoimessa, joka ei ole liiketoimintojen yhdist\u00e4minen ja joka ei vaikuta kirjanpidon </span></div><div class=\"ps4538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">tulokseen eik\u00e4 verotettavaan tulokseen</span></div><div class=\"ps4539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">tyt\u00e4ryrityksiin, osakkuusyrityksiin ja yhteisj\u00e4rjestelyihin tehtyihin sijoituksiin liittyvist\u00e4 </span></div><div class=\"ps3709 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista silt\u00e4 osin kuin konserni pystyy kontrolloimaan v\u00e4liaikaisten erojen </span></div><div class=\"ps3767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">purkautumisajankohtaa ja on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 ne eiv\u00e4t purkaudu l\u00e4hitulevaisuudessa</span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liikearvon alkuper\u00e4isest\u00e4 kirjaamisesta johtuvista veronalaisista v\u00e4liaikaisista eroista</span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">eroista, jotka johtuvat OECD:n Pilari 2 -s\u00e4\u00e4ntelyst\u00e4.</span></div><div class=\"ps1355 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennalliset verosaamiset kirjataan k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verotuksellisista tappioista, </span></div><div class=\"ps4542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verohyvityksist\u00e4 ja v\u00e4hennyskelpoisista v\u00e4liaikaisista eroista silt\u00e4 osin kuin </span></div><div class=\"ps1356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan niit\u00e4 voidaan </span></div><div class=\"ps4543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4\u00e4.</span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallisten verojen arvostaminen kuvastaa veroseuraamuksia, jotka johtuisivat siit\u00e4, miten </span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserni odottaa tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4 saavansa varojen ja velkojen kirjanpitoarvon takaisin tai </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suorittavansa sen. T\u00e4t\u00e4 tarkoitusta varten k\u00e4yp\u00e4\u00e4n arvoon arvostettujen sijoituskiinteist\u00f6jen </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon oletetaan realisoituvan myynnin kautta, eik\u00e4 konserni ole kumonnut t\u00e4t\u00e4 </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olettamusta.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic99398ff89674c978a25e0c5188674e2\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus-, j\u00e4lleenvakuutus- ja sijoitussopimusten luokittelu<span id=\"i6e78f86c500f4729bb899200d3673374\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sopimukset luokitellaan vakuutussopimuksiksi, mik\u00e4li niiss\u00e4 siirtyy vakuutuksenottajan ja </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuksenantajan v\u00e4lill\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoitussopimukset, joihin sis\u00e4ltyy </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikeus harkinnanvaraisiin lis\u00e4etuuksiin, kuuluvat IFRS 17 -standardin soveltamisalan piiriin. </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">J\u00e4lleenvakuutussopimuksiksi luokitellaan konsernin hallussa olevat sopimukset, joiden </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella konserni voi saada korvauksia toiselta vakuutusyhti\u00f6lt\u00e4, mik\u00e4li se itse joutuu </span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausvelvolliseksi muiden tekemiens\u00e4 vakuutussopimusten perusteella. Mandatum my\u00f6nt\u00e4\u00e4 </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s sopimuksia, jotka ovat oikeudellisesti vakuutussopimuksia, mutta ne eiv\u00e4t sis\u00e4ll\u00e4 </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai oikeutta harkinnanvaraisiin lis\u00e4etuihin. N\u00e4m\u00e4 sopimukset </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan \u201dsijoitussidonnaisiksi sijoitussopimuksiksi\u201d ja arvostetaan IFRS 9 -standardin </span></div><div class=\"ps4609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti.</span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorollisiin sopimuksiin liittyy harkinnanvarainen oikeus ylij\u00e4\u00e4m\u00e4\u00e4n ja n\u00e4ihin </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin sovelletaan IFRS 17 -standardia. Sijoitussidonnaisiin sopimuksiin sovelletaan </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardia, mik\u00e4li niihin sis\u00e4ltyy merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4, muutoin ne arvostetaan </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 9:n mukaisesti. Muissa kuin riskivakuutussopimuksissa IFRS 17:n mukaan arvostetuissa </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksissa voi olla erillinen sijoituskomponentti NDIC (non-distinct investment component). </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on tunnistanut s\u00e4\u00e4st\u00f6henkivakuutussopimuksia, joihin sis\u00e4ltyy erotettavissa olevia </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskomponentteja, jotka eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoituskomponentti on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erotettavissa oleva, jos sen arvo ei ole riippuvainen vakuutuskomponentin arvosta ja jos se </span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">voitaisiin tai olisi voitu myyd\u00e4 my\u00f6s erillisen\u00e4 sopimuksena. Yksil\u00f6lliset henkivakuutus-</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimukset voivat sis\u00e4lt\u00e4\u00e4 sijoitussidonnaisia ja laskuperustekorollisia osia, ja kyseess\u00e4 olevat </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osat k\u00e4sitell\u00e4\u00e4n erillisin\u00e4 sijoitus- ja vakuutuskomponentteina. Ennen 1.1.2023 my\u00f6nnetyiss\u00e4 </span></div><div class=\"ps4611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">el\u00e4kevakuutussopimuksissa voi olla sek\u00e4 laskuperustekorkoinen ett\u00e4 sijoitussidonnainen osa, </span></div><div class=\"ps4612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jolloin sopimus on tulkittu kahdeksi erilliseksi sopimukseksi, jotka arvostetaan erillisin\u00e4 IFRS 17 </span></div><div class=\"ps4613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin mukaisesti.</span></div><div class=\"ps4614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutussopimusten yhdistelytaso<span id=\"id40feaa28c7e4f36817b96f1a781d9eb\"></span></span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardin mukaan vakuutussopimukset muodostavat vakuutussopimusportfolioita. </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Portfolio koostuu sopimuksista, joihin sis\u00e4ltyv\u00e4t riskit ovat samankaltaiset ja joita hallinnoidaan </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdess\u00e4. Mandatum on muodostanut vakuutussopimusryhm\u00e4t jakamalla portfoliot </span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuosikohortteihin. Kohortti sis\u00e4lt\u00e4\u00e4 vakuutussopimuksia, joita ei ole my\u00f6nnetty yht\u00e4 vuotta </span></div><div class=\"ps4617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pidemmin v\u00e4liajoin.</span></div><div class=\"ps4618 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni jakaa riskivakuutukset, laskuperustekorkoiset vakuutukset ja </span></div><div class=\"ps4619 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaiset vakuutukset eri portfolioihin.</span></div><div class=\"ps4620 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 Mandatum on tunnistanut vain sopimuksia, jotka eiv\u00e4t </span></div><div class=\"ps4621 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ole odotetusti tappiollisia ja joilla ei ole merkitt\u00e4v\u00e4\u00e4 mahdollisuutta tulla tappiolliseksi </span></div><div class=\"ps4622 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alkuper\u00e4isen kirjaamisen j\u00e4lkeen. Alkuper\u00e4isen kirjaamisen j\u00e4lkeen syntynyt </span></div><div class=\"ps4623 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tappiokomponentti ei ole ollut olennainen.</span></div><div class=\"ps4624 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Sopimusraja <span id=\"i33b72339044344c49dcf049b7ee67a5a\"></span></span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutussopimusryhm\u00e4n alkuper\u00e4inen arvostaminen sis\u00e4lt\u00e4\u00e4 kaikki sopimusrajojen sis\u00e4ll\u00e4 </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevat tulevat rahavirrat. M\u00e4\u00e4ritett\u00e4ess\u00e4 rahavirtoja, jotka kuuluvat sopimusrajojen sis\u00e4lle, </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sopimusehdoista tulevat tosiasialliset oikeudet ja velvoitteet sek\u00e4 voimassa </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevasta s\u00e4\u00e4ntelyst\u00e4 tulevat vaateet. Sopimusrajat riippuvat sopimusten ominaisuuksista ja </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">noudattavat sopimuksen voimassaoloaikaa. Vakuutuslains\u00e4\u00e4d\u00e4nn\u00f6n nojalla riskej\u00e4 ei </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti voida vakuutuksen my\u00f6nt\u00e4misen j\u00e4lkeen hinnoitella uudelleen, joten </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusajat ovat pitki\u00e4. Kuitenkin osassa riskihenkivakuutuksia on liit\u00e4nn\u00e4isturvia, jotka on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulkittu vuoden mittaisiksi.</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"icf0c9cca0e144c9a91355e3bd363b860\"></span></span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 yleisen arvostusmallin (GMM, general measurement model), joka on </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavissa kaikille vakuutussopimuksille vakuutussopimusvelkojen arvostamisessa, sek\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muuttuvien palkkioiden mallin (VFA, variable fee approach), jota sovelletaan </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimuksiin, joihin sis\u00e4ltyy suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4. </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Molemmissa arvostusmalleissa vakuutussopimusvelan arvo on tulevien rahavirtojen, joissa </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">huomioidaan rahan aika-arvo, riskioikaisun ja palvelumarginaalin (CSM, contractual service </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">margin) summa. CSM kuvaa odotettuja tulevaisuuden voittoja, jotka Mandatum esitt\u00e4\u00e4 </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti tulevaisuudessa tuotettaviin vakuutuspalveluihin perustuen. Mandatum </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">soveltaa GMM:\u00e4\u00e4 laskuperustekorkoisiin sopimuksiin ja riskivakuutussopimuksiin sek\u00e4 VFA:ta </span></div><div class=\"ps1158 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisiin sopimuksiin, jotka arvostetaan IFRS 17 -standardin mukaisesti.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n purkautuminen kirjataan tuloslaskelmalle kausittain vastaamaan vakuutussopimusten </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti tuotettuja palveluja kyseisen kauden aikana. Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6t. Ryhm\u00e4n </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan arvo koostuu j\u00e4ljell\u00e4 olevasta vakuutuskauden velasta (LRC, liability for </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">remaining coverage) ja toteutuneista vakuutustapahtumista aiheutuvasta velasta (LIC, liability </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">for incurred claims), joka sis\u00e4lt\u00e4\u00e4 tunnetut ja tuntemattomat vahingot.</span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusten hankinnasta aiheutuvat rahavirrat huomioidaan vakuutussopimusryhm\u00e4n </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alkamishetkell\u00e4 sopimusten t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja arvioidessa. Hankinnasta </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aiheutuvat rahavirrat m\u00e4\u00e4ritet\u00e4\u00e4n vakuutussopimusryhm\u00e4n alkuhetkell\u00e4, ja ne voidaan </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohdistaa suoraan portfolioille sek\u00e4 allokoida vakuutussopimuksille. Jos toteutuneet </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusten hankinnasta aiheutuvat rahavirrat eiv\u00e4t vastaa oletettuja, rahavirtojen erotus </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan vakuutuspalvelukuluihin tuloslaskelmassa.</span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kun tietyt soveltuvuuskriteerit t\u00e4yttyv\u00e4t, vakuuttajat voivat soveltaa vakuutussopimusten </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostamiseen yksinkertaistettua vakuutusmaksujen kohdistamiseen perustuvaa </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa (PAA, premium allocation approach). PAA soveltuu vakuutussopimuksille, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joiden vakuutuskausi on enint\u00e4\u00e4n yksi vuosi. Soveltaminen on my\u00f6s sallittua, jos se ei tuota </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olennaisesti erilaista lopputulosta kuin GMM. Mandatum soveltaa PAA:ta meneviin </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutussopimuksiin.</span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Diskonttaus<span id=\"ia2529812d2924638814b67d0521a7bd7\"></span></span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kaikissa sovelletuissa arvostusmalleissa huomioidaan rahan aika-arvo diskonttaamalla </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaiset odotetut rahavirrat.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on m\u00e4\u00e4ritt\u00e4nyt diskonttauskorot perustuen top-down-l\u00e4hestymistapaan, jossa </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">teoreettista viiteportfoliota k\u00e4ytt\u00e4en m\u00e4\u00e4ritet\u00e4\u00e4n soveltuva diskonttausk\u00e4yr\u00e4. </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksille, joihin ei sis\u00e4lly suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4, on </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettu niin kutsuttua locked-in-korkoa, jolla tarkoitetaan alkuper\u00e4isen kirjaamisen </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteydess\u00e4 m\u00e4\u00e4ritetty\u00e4 diskonttauskorkoa, jota sovelletaan CSM:n arvostamisessa.</span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Samaa diskonttausk\u00e4yr\u00e4\u00e4 k\u00e4ytet\u00e4\u00e4n kaikille portfolioille, ja se sis\u00e4lt\u00e4\u00e4 riskitt\u00f6m\u00e4n koron ja </span></div><div class=\"ps673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4likviditeettipreemion. Vakuutussopimusten likviditeettiominaisuuksiin perustuen valittu </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teoreettinen viiteportfolio, josta ep\u00e4likviditeettipreemion sis\u00e4lt\u00e4m\u00e4 diskonttausk\u00e4yr\u00e4 </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdetaan, sis\u00e4lt\u00e4\u00e4 eurom\u00e4\u00e4r\u00e4isi\u00e4 BBB-luottoluokituksen omaavia kiinte\u00e4n kuponkikoron </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joukkovelkakirjoja. Ekstrapolointi on tuotettu perustuen oletukseen riskit\u00f6nt\u00e4 korkoa </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">l\u00e4henev\u00e4st\u00e4 p\u00e4\u00e4tekorosta (ultimate risk-free forward rate), mik\u00e4 on yhdenmukainen suhteessa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">EIOPA:n (Euroopan vakuutus- ja lis\u00e4el\u00e4keviranomainen) m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n k\u00e4yr\u00e4\u00e4n.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kertyv\u00e4n koron ja korkomuutosten vaikutukset ja muut rahoitukseen liittyv\u00e4t oletukset </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n tuloslaskelmalla vakuutukseen liittyvin\u00e4 rahoitustuottoina tai -kuluina. Mandatum on </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4tt\u00e4nyt olla soveltamatta IFRS 17 -standardin sallimaa optiota kirjata n\u00e4it\u00e4 vaikutuksia </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden laajan tuloksen eriin.</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-4dc2d593 ps524\">Alla oleva taulukko esitt\u00e4\u00e4 odotettujen kassavirtojen diskonttaukseen sovelletut korot</span><span class=\"f charStyle-eb5b806b ps4627\">:</span></div><div class=\"ps4667 ss0\"><div class=\"ss34 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4630 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4629\">31.12.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4632 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4631\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4635 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4633\"></span><span class=\"ps4633\">2,040</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4637 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4636\"></span><span class=\"ps4636\">2,386</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4640 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4638\"></span><span class=\"ps4638\">2,628</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4642 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4641\"></span><span class=\"ps4641\">2,491</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4644 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4643\"></span><span class=\"ps4643\">3,309</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4646 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4645\"></span><span class=\"ps4645\">2,926</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">15 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4648 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4647\"></span><span class=\"ps4647\">3,777</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4650 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4649\"></span><span class=\"ps4649\">3,241</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">20 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4652 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4651\"></span><span class=\"ps4651\">4,072</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4654 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4653\"></span><span class=\"ps4653\">3,458</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">25 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4656 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4655\"></span><span class=\"ps4655\">4,167</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4658 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4657\"></span><span class=\"ps4657\">3,556</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">30 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4660 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4659\"></span><span class=\"ps4659\">4,137</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4662 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4661\"></span><span class=\"ps4661\">3,577</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">50 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4664 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4663\"></span><span class=\"ps4663\">3,873</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4666 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4665\"></span><span class=\"ps4665\">3,513</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskioikaisu <span id=\"i7ca2824764614e05b70122b7f804c5bd\"></span></span></div><div class=\"ps4669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 eksplisiittisen muuta riski\u00e4 kuin rahoitusriski\u00e4 koskevan riskioikaisun (RA, risk </span></div><div class=\"ps4670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">adjustment) osana vakuutussopimusvelkojen arvostusta. RA kuvastaa muista kuin </span></div><div class=\"ps4671 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusriskeist\u00e4 johtuvien rahavirtojen m\u00e4\u00e4r\u00e4\u00e4n ja ajoitukseen liittyv\u00e4n ep\u00e4varmuuden </span></div><div class=\"ps4672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kustannuksia. RA m\u00e4\u00e4ritell\u00e4\u00e4n erikseen kaikille portfolioille. RA johdetaan luottamusv\u00e4lit-</span></div><div class=\"ps2350 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ekniikalla, ja k\u00e4ytetty luottamusv\u00e4li on 85 prosenttia. RA:n osalta huomioidaan seuraavat riskit: </span></div><div class=\"ps4673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuolevuus-, pitk\u00e4ik\u00e4isyys-, ty\u00f6kyvytt\u00f6myys- (sis. pysyv\u00e4 ty\u00f6kyvytt\u00f6myys), raukeavuus- ja </span></div><div class=\"ps4674 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuluriski. Mandatum m\u00e4\u00e4ritt\u00e4\u00e4 RA:n osana LRC:t\u00e4. Sattuneiden vahinkojen selviytymisajat ovat </span></div><div class=\"ps4675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 ja korvausm\u00e4\u00e4riin ei liity merkitt\u00e4v\u00e4\u00e4 ep\u00e4varmuutta, joten Mandatum ei m\u00e4\u00e4rit\u00e4 </span></div><div class=\"ps4676 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">eksplisiittist\u00e4 RA:ta osana LIC:t\u00e4.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleinen arvostusmalli (GMM)<span id=\"i9f13fbc15d564a0b99ad52864c9f6dd4\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alkuper\u00e4isen\u00e4 kirjaamisajankohtana vakuutussopimusryhm\u00e4 arvostetaan sopimusten </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen p\u00e4\u00e4oma-arvoon (FCF, fulfilment cash flows), joka </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4lt\u00e4\u00e4 arvion tulevaisuuden rahavirroista, diskonttausvaikutuksen ja RA:n. Sopimusten </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuviin rahavirtoihin lis\u00e4t\u00e4\u00e4n CSM.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulevaisuuden rahavirtoihin liittyv\u00e4t arviot perustuvat rahavirtaennusteisiin ja niit\u00e4 arvioidaan </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksen er\u00e4\u00e4ntymiseen saakka. Vain riskisopimukset ilman kuolemanvaraturvaa tai </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4n ty\u00f6kyvytt\u00f6myyden turvaa ovat lyhyit\u00e4 sopimuksia (vuoden vakuutuskausi). </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavirrat arvioidaan jokaiselle raportointikaudelle ja oletuksia p\u00e4ivitet\u00e4\u00e4n vuosittain tai </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittaessa useammin. CSM:n kehityksess\u00e4 huomioidaan locked-in-korko.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">My\u00f6hemmill\u00e4 raportointikausilla vakuutussopimusvelkojen m\u00e4\u00e4r\u00e4 koostuu seuraavien erien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteism\u00e4\u00e4r\u00e4st\u00e4; LRC, joka koostuu tulevina kausina tarjottavien palveluiden tulevien </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahavirtojen nykyarvosta, RA, raportointip\u00e4iv\u00e4n\u00e4 j\u00e4ljell\u00e4 oleva CSM ja LIC.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Muuttuvien palkkioiden malli (VFA)<span id=\"i2b1dd02059cd46d8905ed837d494ff0e\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muuttuvien palkkioiden malli on muunnos GMM:st\u00e4. My\u00f6hemmill\u00e4 raportointikausilla locked-in-</span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koron sijasta CSM:\u00e4\u00e4 oikaistaan vastaamaan palkkioiden muuttuvaa luonnetta, jossa muuttuvat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkiot edustavat yhti\u00f6n osuutta perustana olevien erien k\u00e4yv\u00e4st\u00e4 arvosta.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa VFA:ta ennen 1.1.2023 myytyihin sijoitussidonnaisiin el\u00e4kevakuutus-</span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin, joissa vakuutussopimuksen s\u00e4\u00e4st\u00f6n m\u00e4\u00e4r\u00e4 perustuu muun muassa sopimukseen </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valittujen osuuksien arvoihin. Tuloslaskelmassa n\u00e4ihin vakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut koostuvat osuuksien markkina-arvojen muutoksista, ja muut </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisista oletuksista tai markkinaymp\u00e4rist\u00f6st\u00e4 aiheutuvat muutokset vaikuttavat CSM:\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja sit\u00e4 kautta vakuutuspalvelutulokseen. GMM:n osalta taloudelliset oletukset ja </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaymp\u00e4rist\u00f6n muutokset esitet\u00e4\u00e4n rahoitustuotoissa ja -kuluissa.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic233c778c5f44ad2a7bf6d241118b2e0\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin l\u00e4hipiiriin kuuluvat tyt\u00e4r- ja osakkuusyritykset. Lis\u00e4ksi l\u00e4hipiiriin kuuluvat </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin johdon avainhenkil\u00f6t ja heid\u00e4n l\u00e4heiset perheenj\u00e4senens\u00e4. Mandatum-</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin avainhenkil\u00f6it\u00e4 ovat Mandatum Oyj:n hallituksen j\u00e4senet, toimitusjohtaja ja </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin johtoryhm\u00e4. L\u00e4hipiiriin kuuluvat edell\u00e4 mainittujen henkil\u00f6iden l\u00e4heiset </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perheenj\u00e4senet ja yhteis\u00f6t, joissa avainhenkil\u00f6ill\u00e4 tai heid\u00e4n l\u00e4heisill\u00e4 perheenj\u00e4senill\u00e4\u00e4n on </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta tai merkitt\u00e4v\u00e4 vaikutusvalta.</span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernin tyt\u00e4ryritykset on lueteltu liitetiedossa 36 Sijoitukset tyt\u00e4ryrityksiin ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakkuusyritykset liitetiedossa 17 Sijoitukset osakkuusyrityksiin.</span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernin sis\u00e4iset liiketapahtumat, saamiset ja velat sek\u00e4 voitot ja tappiot eliminoidaan </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernitilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa. L\u00e4hipiiritapahtumina on siten esitetty liiketapahtumat, jotka </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">eiv\u00e4t eliminoidu konsernitilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa.<span class=\"f ps16\"> </span></span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Viereisiss\u00e4 taulukoissa on esitetty Mandatum-konsernin johtoon kuuluville avainhenkil\u00f6ille </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksettu kompensaatio.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-234": {
   "value": "<div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">10,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.8pt\"></span></span><span class=\"ps2682_1\">26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.8pt\"></span></span><span class=\"ps2683\">216,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.42pt\"></span></span><span class=\"ps2086\">232,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">12,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">20,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.94pt\"></span></span><span class=\"ps3832\">29,7</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">86,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.96pt\"></span></span><span class=\"ps2691\">99,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.36pt\"></span></span><span class=\"ps2694\">144,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.38pt\"></span></span><span class=\"ps2696\">154,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">244,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.97pt\"></span></span><span class=\"ps2685\">284,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">J\u00e4ljell\u00e4 olevan vakuutuskauden velkaan liittyv\u00e4t er\u00e4t, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">28,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">riskist\u00e4 vapautumisesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Odotettavissa olevat korvausvaateet ja muut liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2087_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">13,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2088_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">18,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2100 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2102 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2104 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2105_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2686\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps354 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps544_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps546_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mukautetulla takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2690_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">43,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2692_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">46,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut sopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2695_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2697_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2698_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2699_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.17pt\"></span></span><span class=\"ps2703\">50,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2700 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.38pt\"></span></span><span class=\"ps2704\">53,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-c5becc10 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">VFA-mallin mukaisten vakuutussopimusten perustana olevien </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">erien k\u00e4yv\u00e4n arvon muutokset\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.45pt\"></span></span><span class=\"ps1261\">-234,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.82pt\"></span></span><span class=\"ps1263\">-362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet korot\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1660_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.97pt\"></span></span><span class=\"ps330\">-49,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1662 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.24pt\"></span></span><span class=\"ps2804\">-74,8</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojen ja muiden taloudellisten oletusten muutosten </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">vaikutus \u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1667_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">24,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1668_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muutos kassavirroissa johtuen ajantasaisen koron ja </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">alkuper\u00e4isess\u00e4 arvostamisessa k\u00e4ytetyn koron erosta\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1673_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1674_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">7,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1981 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2808_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.04pt\"></span></span><span class=\"ps2807\">-254,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2810_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.73pt\"></span></span><span class=\"ps613\">-430,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_88\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">23 VAKUUTUSSOPIMUSVELKA<span id=\"i7ce0821b77f24f73b389af614eead5b1\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic99398ff89674c978a25e0c5188674e2\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus-, j\u00e4lleenvakuutus- ja sijoitussopimusten luokittelu<span id=\"i6e78f86c500f4729bb899200d3673374\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sopimukset luokitellaan vakuutussopimuksiksi, mik\u00e4li niiss\u00e4 siirtyy vakuutuksenottajan ja </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuksenantajan v\u00e4lill\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoitussopimukset, joihin sis\u00e4ltyy </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikeus harkinnanvaraisiin lis\u00e4etuuksiin, kuuluvat IFRS 17 -standardin soveltamisalan piiriin. </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">J\u00e4lleenvakuutussopimuksiksi luokitellaan konsernin hallussa olevat sopimukset, joiden </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella konserni voi saada korvauksia toiselta vakuutusyhti\u00f6lt\u00e4, mik\u00e4li se itse joutuu </span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausvelvolliseksi muiden tekemiens\u00e4 vakuutussopimusten perusteella. Mandatum my\u00f6nt\u00e4\u00e4 </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s sopimuksia, jotka ovat oikeudellisesti vakuutussopimuksia, mutta ne eiv\u00e4t sis\u00e4ll\u00e4 </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai oikeutta harkinnanvaraisiin lis\u00e4etuihin. N\u00e4m\u00e4 sopimukset </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan \u201dsijoitussidonnaisiksi sijoitussopimuksiksi\u201d ja arvostetaan IFRS 9 -standardin </span></div><div class=\"ps4609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti.</span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorollisiin sopimuksiin liittyy harkinnanvarainen oikeus ylij\u00e4\u00e4m\u00e4\u00e4n ja n\u00e4ihin </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin sovelletaan IFRS 17 -standardia. Sijoitussidonnaisiin sopimuksiin sovelletaan </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardia, mik\u00e4li niihin sis\u00e4ltyy merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4, muutoin ne arvostetaan </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 9:n mukaisesti. Muissa kuin riskivakuutussopimuksissa IFRS 17:n mukaan arvostetuissa </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksissa voi olla erillinen sijoituskomponentti NDIC (non-distinct investment component). </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on tunnistanut s\u00e4\u00e4st\u00f6henkivakuutussopimuksia, joihin sis\u00e4ltyy erotettavissa olevia </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskomponentteja, jotka eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoituskomponentti on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erotettavissa oleva, jos sen arvo ei ole riippuvainen vakuutuskomponentin arvosta ja jos se </span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">voitaisiin tai olisi voitu myyd\u00e4 my\u00f6s erillisen\u00e4 sopimuksena. Yksil\u00f6lliset henkivakuutus-</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimukset voivat sis\u00e4lt\u00e4\u00e4 sijoitussidonnaisia ja laskuperustekorollisia osia, ja kyseess\u00e4 olevat </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osat k\u00e4sitell\u00e4\u00e4n erillisin\u00e4 sijoitus- ja vakuutuskomponentteina. Ennen 1.1.2023 my\u00f6nnetyiss\u00e4 </span></div><div class=\"ps4611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">el\u00e4kevakuutussopimuksissa voi olla sek\u00e4 laskuperustekorkoinen ett\u00e4 sijoitussidonnainen osa, </span></div><div class=\"ps4612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jolloin sopimus on tulkittu kahdeksi erilliseksi sopimukseksi, jotka arvostetaan erillisin\u00e4 IFRS 17 </span></div><div class=\"ps4613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin mukaisesti.</span></div><div class=\"ps4614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutussopimusten yhdistelytaso<span id=\"id40feaa28c7e4f36817b96f1a781d9eb\"></span></span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardin mukaan vakuutussopimukset muodostavat vakuutussopimusportfolioita. </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Portfolio koostuu sopimuksista, joihin sis\u00e4ltyv\u00e4t riskit ovat samankaltaiset ja joita hallinnoidaan </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdess\u00e4. Mandatum on muodostanut vakuutussopimusryhm\u00e4t jakamalla portfoliot </span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuosikohortteihin. Kohortti sis\u00e4lt\u00e4\u00e4 vakuutussopimuksia, joita ei ole my\u00f6nnetty yht\u00e4 vuotta </span></div><div class=\"ps4617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pidemmin v\u00e4liajoin.</span></div><div class=\"ps4618 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni jakaa riskivakuutukset, laskuperustekorkoiset vakuutukset ja </span></div><div class=\"ps4619 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaiset vakuutukset eri portfolioihin.</span></div><div class=\"ps4620 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 Mandatum on tunnistanut vain sopimuksia, jotka eiv\u00e4t </span></div><div class=\"ps4621 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ole odotetusti tappiollisia ja joilla ei ole merkitt\u00e4v\u00e4\u00e4 mahdollisuutta tulla tappiolliseksi </span></div><div class=\"ps4622 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alkuper\u00e4isen kirjaamisen j\u00e4lkeen. Alkuper\u00e4isen kirjaamisen j\u00e4lkeen syntynyt </span></div><div class=\"ps4623 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tappiokomponentti ei ole ollut olennainen.</span></div><div class=\"ps4624 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Sopimusraja <span id=\"i33b72339044344c49dcf049b7ee67a5a\"></span></span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutussopimusryhm\u00e4n alkuper\u00e4inen arvostaminen sis\u00e4lt\u00e4\u00e4 kaikki sopimusrajojen sis\u00e4ll\u00e4 </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevat tulevat rahavirrat. M\u00e4\u00e4ritett\u00e4ess\u00e4 rahavirtoja, jotka kuuluvat sopimusrajojen sis\u00e4lle, </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sopimusehdoista tulevat tosiasialliset oikeudet ja velvoitteet sek\u00e4 voimassa </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevasta s\u00e4\u00e4ntelyst\u00e4 tulevat vaateet. Sopimusrajat riippuvat sopimusten ominaisuuksista ja </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">noudattavat sopimuksen voimassaoloaikaa. Vakuutuslains\u00e4\u00e4d\u00e4nn\u00f6n nojalla riskej\u00e4 ei </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti voida vakuutuksen my\u00f6nt\u00e4misen j\u00e4lkeen hinnoitella uudelleen, joten </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusajat ovat pitki\u00e4. Kuitenkin osassa riskihenkivakuutuksia on liit\u00e4nn\u00e4isturvia, jotka on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulkittu vuoden mittaisiksi.</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"icf0c9cca0e144c9a91355e3bd363b860\"></span></span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 yleisen arvostusmallin (GMM, general measurement model), joka on </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavissa kaikille vakuutussopimuksille vakuutussopimusvelkojen arvostamisessa, sek\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muuttuvien palkkioiden mallin (VFA, variable fee approach), jota sovelletaan </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimuksiin, joihin sis\u00e4ltyy suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4. </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Molemmissa arvostusmalleissa vakuutussopimusvelan arvo on tulevien rahavirtojen, joissa </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">huomioidaan rahan aika-arvo, riskioikaisun ja palvelumarginaalin (CSM, contractual service </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">margin) summa. CSM kuvaa odotettuja tulevaisuuden voittoja, jotka Mandatum esitt\u00e4\u00e4 </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti tulevaisuudessa tuotettaviin vakuutuspalveluihin perustuen. Mandatum </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">soveltaa GMM:\u00e4\u00e4 laskuperustekorkoisiin sopimuksiin ja riskivakuutussopimuksiin sek\u00e4 VFA:ta </span></div><div class=\"ps1158 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisiin sopimuksiin, jotka arvostetaan IFRS 17 -standardin mukaisesti.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n purkautuminen kirjataan tuloslaskelmalle kausittain vastaamaan vakuutussopimusten </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti tuotettuja palveluja kyseisen kauden aikana. Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6t. Ryhm\u00e4n </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan arvo koostuu j\u00e4ljell\u00e4 olevasta vakuutuskauden velasta (LRC, liability for </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">remaining coverage) ja toteutuneista vakuutustapahtumista aiheutuvasta velasta (LIC, liability </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">for incurred claims), joka sis\u00e4lt\u00e4\u00e4 tunnetut ja tuntemattomat vahingot.</span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusten hankinnasta aiheutuvat rahavirrat huomioidaan vakuutussopimusryhm\u00e4n </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alkamishetkell\u00e4 sopimusten t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja arvioidessa. Hankinnasta </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aiheutuvat rahavirrat m\u00e4\u00e4ritet\u00e4\u00e4n vakuutussopimusryhm\u00e4n alkuhetkell\u00e4, ja ne voidaan </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohdistaa suoraan portfolioille sek\u00e4 allokoida vakuutussopimuksille. Jos toteutuneet </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusten hankinnasta aiheutuvat rahavirrat eiv\u00e4t vastaa oletettuja, rahavirtojen erotus </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan vakuutuspalvelukuluihin tuloslaskelmassa.</span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kun tietyt soveltuvuuskriteerit t\u00e4yttyv\u00e4t, vakuuttajat voivat soveltaa vakuutussopimusten </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostamiseen yksinkertaistettua vakuutusmaksujen kohdistamiseen perustuvaa </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa (PAA, premium allocation approach). PAA soveltuu vakuutussopimuksille, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joiden vakuutuskausi on enint\u00e4\u00e4n yksi vuosi. Soveltaminen on my\u00f6s sallittua, jos se ei tuota </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olennaisesti erilaista lopputulosta kuin GMM. Mandatum soveltaa PAA:ta meneviin </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutussopimuksiin.</span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Diskonttaus<span id=\"ia2529812d2924638814b67d0521a7bd7\"></span></span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kaikissa sovelletuissa arvostusmalleissa huomioidaan rahan aika-arvo diskonttaamalla </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaiset odotetut rahavirrat.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on m\u00e4\u00e4ritt\u00e4nyt diskonttauskorot perustuen top-down-l\u00e4hestymistapaan, jossa </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">teoreettista viiteportfoliota k\u00e4ytt\u00e4en m\u00e4\u00e4ritet\u00e4\u00e4n soveltuva diskonttausk\u00e4yr\u00e4. </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksille, joihin ei sis\u00e4lly suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4, on </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettu niin kutsuttua locked-in-korkoa, jolla tarkoitetaan alkuper\u00e4isen kirjaamisen </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteydess\u00e4 m\u00e4\u00e4ritetty\u00e4 diskonttauskorkoa, jota sovelletaan CSM:n arvostamisessa.</span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Samaa diskonttausk\u00e4yr\u00e4\u00e4 k\u00e4ytet\u00e4\u00e4n kaikille portfolioille, ja se sis\u00e4lt\u00e4\u00e4 riskitt\u00f6m\u00e4n koron ja </span></div><div class=\"ps673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4likviditeettipreemion. Vakuutussopimusten likviditeettiominaisuuksiin perustuen valittu </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teoreettinen viiteportfolio, josta ep\u00e4likviditeettipreemion sis\u00e4lt\u00e4m\u00e4 diskonttausk\u00e4yr\u00e4 </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdetaan, sis\u00e4lt\u00e4\u00e4 eurom\u00e4\u00e4r\u00e4isi\u00e4 BBB-luottoluokituksen omaavia kiinte\u00e4n kuponkikoron </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joukkovelkakirjoja. Ekstrapolointi on tuotettu perustuen oletukseen riskit\u00f6nt\u00e4 korkoa </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">l\u00e4henev\u00e4st\u00e4 p\u00e4\u00e4tekorosta (ultimate risk-free forward rate), mik\u00e4 on yhdenmukainen suhteessa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">EIOPA:n (Euroopan vakuutus- ja lis\u00e4el\u00e4keviranomainen) m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n k\u00e4yr\u00e4\u00e4n.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kertyv\u00e4n koron ja korkomuutosten vaikutukset ja muut rahoitukseen liittyv\u00e4t oletukset </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n tuloslaskelmalla vakuutukseen liittyvin\u00e4 rahoitustuottoina tai -kuluina. Mandatum on </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4tt\u00e4nyt olla soveltamatta IFRS 17 -standardin sallimaa optiota kirjata n\u00e4it\u00e4 vaikutuksia </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden laajan tuloksen eriin.</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-4dc2d593 ps524\">Alla oleva taulukko esitt\u00e4\u00e4 odotettujen kassavirtojen diskonttaukseen sovelletut korot</span><span class=\"f charStyle-eb5b806b ps4627\">:</span></div><div class=\"ps4667 ss0\"><div class=\"ss34 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4630 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4629\">31.12.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4632 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4631\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4635 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4633\"></span><span class=\"ps4633\">2,040</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4637 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4636\"></span><span class=\"ps4636\">2,386</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4640 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4638\"></span><span class=\"ps4638\">2,628</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4642 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4641\"></span><span class=\"ps4641\">2,491</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4644 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4643\"></span><span class=\"ps4643\">3,309</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4646 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4645\"></span><span class=\"ps4645\">2,926</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">15 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4648 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4647\"></span><span class=\"ps4647\">3,777</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4650 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4649\"></span><span class=\"ps4649\">3,241</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">20 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4652 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4651\"></span><span class=\"ps4651\">4,072</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4654 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4653\"></span><span class=\"ps4653\">3,458</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">25 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4656 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4655\"></span><span class=\"ps4655\">4,167</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4658 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4657\"></span><span class=\"ps4657\">3,556</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">30 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4660 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4659\"></span><span class=\"ps4659\">4,137</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4662 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4661\"></span><span class=\"ps4661\">3,577</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">50 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4664 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4663\"></span><span class=\"ps4663\">3,873</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4666 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4665\"></span><span class=\"ps4665\">3,513</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskioikaisu <span id=\"i7ca2824764614e05b70122b7f804c5bd\"></span></span></div><div class=\"ps4669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 eksplisiittisen muuta riski\u00e4 kuin rahoitusriski\u00e4 koskevan riskioikaisun (RA, risk </span></div><div class=\"ps4670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">adjustment) osana vakuutussopimusvelkojen arvostusta. RA kuvastaa muista kuin </span></div><div class=\"ps4671 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusriskeist\u00e4 johtuvien rahavirtojen m\u00e4\u00e4r\u00e4\u00e4n ja ajoitukseen liittyv\u00e4n ep\u00e4varmuuden </span></div><div class=\"ps4672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kustannuksia. RA m\u00e4\u00e4ritell\u00e4\u00e4n erikseen kaikille portfolioille. RA johdetaan luottamusv\u00e4lit-</span></div><div class=\"ps2350 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ekniikalla, ja k\u00e4ytetty luottamusv\u00e4li on 85 prosenttia. RA:n osalta huomioidaan seuraavat riskit: </span></div><div class=\"ps4673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuolevuus-, pitk\u00e4ik\u00e4isyys-, ty\u00f6kyvytt\u00f6myys- (sis. pysyv\u00e4 ty\u00f6kyvytt\u00f6myys), raukeavuus- ja </span></div><div class=\"ps4674 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuluriski. Mandatum m\u00e4\u00e4ritt\u00e4\u00e4 RA:n osana LRC:t\u00e4. Sattuneiden vahinkojen selviytymisajat ovat </span></div><div class=\"ps4675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 ja korvausm\u00e4\u00e4riin ei liity merkitt\u00e4v\u00e4\u00e4 ep\u00e4varmuutta, joten Mandatum ei m\u00e4\u00e4rit\u00e4 </span></div><div class=\"ps4676 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">eksplisiittist\u00e4 RA:ta osana LIC:t\u00e4.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleinen arvostusmalli (GMM)<span id=\"i9f13fbc15d564a0b99ad52864c9f6dd4\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alkuper\u00e4isen\u00e4 kirjaamisajankohtana vakuutussopimusryhm\u00e4 arvostetaan sopimusten </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen p\u00e4\u00e4oma-arvoon (FCF, fulfilment cash flows), joka </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4lt\u00e4\u00e4 arvion tulevaisuuden rahavirroista, diskonttausvaikutuksen ja RA:n. Sopimusten </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuviin rahavirtoihin lis\u00e4t\u00e4\u00e4n CSM.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulevaisuuden rahavirtoihin liittyv\u00e4t arviot perustuvat rahavirtaennusteisiin ja niit\u00e4 arvioidaan </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksen er\u00e4\u00e4ntymiseen saakka. Vain riskisopimukset ilman kuolemanvaraturvaa tai </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4n ty\u00f6kyvytt\u00f6myyden turvaa ovat lyhyit\u00e4 sopimuksia (vuoden vakuutuskausi). </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavirrat arvioidaan jokaiselle raportointikaudelle ja oletuksia p\u00e4ivitet\u00e4\u00e4n vuosittain tai </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittaessa useammin. CSM:n kehityksess\u00e4 huomioidaan locked-in-korko.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">My\u00f6hemmill\u00e4 raportointikausilla vakuutussopimusvelkojen m\u00e4\u00e4r\u00e4 koostuu seuraavien erien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteism\u00e4\u00e4r\u00e4st\u00e4; LRC, joka koostuu tulevina kausina tarjottavien palveluiden tulevien </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahavirtojen nykyarvosta, RA, raportointip\u00e4iv\u00e4n\u00e4 j\u00e4ljell\u00e4 oleva CSM ja LIC.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Muuttuvien palkkioiden malli (VFA)<span id=\"i2b1dd02059cd46d8905ed837d494ff0e\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muuttuvien palkkioiden malli on muunnos GMM:st\u00e4. My\u00f6hemmill\u00e4 raportointikausilla locked-in-</span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koron sijasta CSM:\u00e4\u00e4 oikaistaan vastaamaan palkkioiden muuttuvaa luonnetta, jossa muuttuvat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkiot edustavat yhti\u00f6n osuutta perustana olevien erien k\u00e4yv\u00e4st\u00e4 arvosta.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa VFA:ta ennen 1.1.2023 myytyihin sijoitussidonnaisiin el\u00e4kevakuutus-</span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin, joissa vakuutussopimuksen s\u00e4\u00e4st\u00f6n m\u00e4\u00e4r\u00e4 perustuu muun muassa sopimukseen </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valittujen osuuksien arvoihin. Tuloslaskelmassa n\u00e4ihin vakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut koostuvat osuuksien markkina-arvojen muutoksista, ja muut </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisista oletuksista tai markkinaymp\u00e4rist\u00f6st\u00e4 aiheutuvat muutokset vaikuttavat CSM:\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja sit\u00e4 kautta vakuutuspalvelutulokseen. GMM:n osalta taloudelliset oletukset ja </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaymp\u00e4rist\u00f6n muutokset esitet\u00e4\u00e4n rahoitustuotoissa ja -kuluissa.</span></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Vakuutussopimusvelan muutosanalyysi jaettuna j\u00e4ljell\u00e4 olevaan vakuutuskauden <span id=\"i23c5407af4e34748909e6d27e60b21b8\"></span></span></div><div class=\"ps1261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">velkaan ja toteutuneista vakuutustapahtumista aiheutuvaan velkaan</span></div><div class=\"ps487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Seuraavilla sivuilla olevissa taulukoissa esitet\u00e4\u00e4n, miten henkivakuutuksiin liittyv\u00e4n </span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelan nettoarvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja toteutuneista kassavirroista. Muutosanalyysi tehd\u00e4\u00e4n j\u00e4ljell\u00e4 olevalle vakuutuskauden velalle </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja toteutuneista vakuutustapahtumista aiheutuvalle velalle. Vakuutussopimusvelan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muutosanalyysit esitet\u00e4\u00e4n erikseen GMM- ja VFA-arvostusmallien mukaan arvostetuille </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimuksille.</span></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_91\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi GMM:n mukaan arvostetuista sopimuksista<span id=\"ia4f3b4430108442bb54efda0ff42e57a\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.48pt\"></span></span><span class=\"ps4690\">2\u00a0296,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.18pt\"></span></span><span class=\"ps4691\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.79pt\"></span></span><span class=\"ps4693\">14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101pt\"></span></span><span class=\"ps4697\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.36pt\"></span></span><span class=\"ps4703\">2\u00a0291,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.34pt\"></span></span><span class=\"ps4706\">18,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.57pt\"></span></span><span class=\"ps4710\">-244,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.57pt\"></span></span><span class=\"ps4710\">-244,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.75pt\"></span></span><span class=\"ps4716\">-2,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.14pt\"></span></span><span class=\"ps4718\">217,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.22pt\"></span></span><span class=\"ps4720\">215,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.03pt\"></span></span><span class=\"ps4723\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.58pt\"></span></span><span class=\"ps4732\">8,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.58pt\"></span></span><span class=\"ps4732\">8,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.81pt\"></span></span><span class=\"ps4737\">-235,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">9,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.45pt\"></span></span><span class=\"ps290\">217,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.75pt\"></span></span><span class=\"ps4741\">-9,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.65pt\"></span></span><span class=\"ps4748\">-215,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">9,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.45pt\"></span></span><span class=\"ps290\">217,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.45pt\"></span></span><span class=\"ps4754\">-70,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.96pt\"></span></span><span class=\"ps4757\">70,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.75pt\"></span></span><span class=\"ps4761\">74,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.75pt\"></span></span><span class=\"ps4761\">74,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.17pt\"></span></span><span class=\"ps4769\">-287,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.92pt\"></span></span><span class=\"ps4771\">-287,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-5,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-5,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.39pt\"></span></span><span class=\"ps4779\">69,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.32pt\"></span></span><span class=\"ps4782\">-287,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.38pt\"></span></span><span class=\"ps4786\">2\u00a0075,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.11pt\"></span></span><span class=\"ps4788\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.4pt\"></span></span><span class=\"ps4790\">17,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">2\u00a0113,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.29pt\"></span></span><span class=\"ps4799\">2\u00a0075,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.48pt\"></span></span><span class=\"ps4801\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.23pt\"></span></span><span class=\"ps4803\">17,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.3pt\"></span></span><span class=\"ps4805\">2\u00a0113,3</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4811 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4810\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4813 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4812\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.01pt\"></span></span><span class=\"ps4814\">2\u00a0459,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.74pt\"></span></span><span class=\"ps4815\">16,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.29pt\"></span></span><span class=\"ps4816\">18,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.68pt\"></span></span><span class=\"ps4817\">2\u00a0494,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.99pt\"></span></span><span class=\"ps4818\">-20,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.05pt\"></span></span><span class=\"ps4819\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.79pt\"></span></span><span class=\"ps4820\">4,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-15,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.16pt\"></span></span><span class=\"ps4821\">2\u00a0439,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.18pt\"></span></span><span class=\"ps4822\">17,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.68pt\"></span></span><span class=\"ps4823\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.23pt\"></span></span><span class=\"ps4824\">2\u00a0479,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.71pt\"></span></span><span class=\"ps4825\">-284,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.71pt\"></span></span><span class=\"ps4825\">-284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.25pt\"></span></span><span class=\"ps224\">-2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.69pt\"></span></span><span class=\"ps4826\">236,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.89pt\"></span></span><span class=\"ps4827\">234,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.4pt\"></span></span><span class=\"ps4828\">2,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.86pt\"></span></span><span class=\"ps4830\">18,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.86pt\"></span></span><span class=\"ps4830\">18,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.48pt\"></span></span><span class=\"ps4831\">-265,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.53pt\"></span></span><span class=\"ps4832\">-5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.1pt\"></span></span><span class=\"ps4833\">238,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.19pt\"></span></span><span class=\"ps4834\">-32,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.06pt\"></span></span><span class=\"ps4835\">68,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.97pt\"></span></span><span class=\"ps4837\">68,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.84pt\"></span></span><span class=\"ps4838\">-196,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.08pt\"></span></span><span class=\"ps4839\">-5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.1pt\"></span></span><span class=\"ps4833\">238,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.72pt\"></span></span><span class=\"ps4840\">36,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.47pt\"></span></span><span class=\"ps4841\">-71,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.98pt\"></span></span><span class=\"ps4842\">71,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.05pt\"></span></span><span class=\"ps4844\">126,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.05pt\"></span></span><span class=\"ps4844\">126,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.36pt\"></span></span><span class=\"ps4845\">-314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.11pt\"></span></span><span class=\"ps4846\">-314,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.34pt\"></span></span><span class=\"ps4847\">-5,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.34pt\"></span></span><span class=\"ps4847\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.86pt\"></span></span><span class=\"ps4848\">120,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.2pt\"></span></span><span class=\"ps4849\">-314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.48pt\"></span></span><span class=\"ps4690\">2\u00a0296,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.18pt\"></span></span><span class=\"ps4691\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.79pt\"></span></span><span class=\"ps4693\">14,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101pt\"></span></span><span class=\"ps4697\">-4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.36pt\"></span></span><span class=\"ps4703\">2\u00a0291,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.34pt\"></span></span><span class=\"ps4706\">18,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi VFA:n mukaan arvostetuista sopimuksista<span id=\"i1205e9bd83a84f99a0504780abcd717c\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.07pt\"></span></span><span class=\"ps4850\">3\u00a0314,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.85pt\"></span></span><span class=\"ps4852\">3\u00a0314,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.68pt\"></span></span><span class=\"ps4853\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.91pt\"></span></span><span class=\"ps4855\">-50,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.91pt\"></span></span><span class=\"ps4855\">-50,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.8pt\"></span></span><span class=\"ps4856\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.55pt\"></span></span><span class=\"ps4857\">15,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">7,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">7,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.57pt\"></span></span><span class=\"ps4859\">-43,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.67pt\"></span></span><span class=\"ps4860\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.69pt\"></span></span><span class=\"ps4861\">-28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.8pt\"></span></span><span class=\"ps4863\">190,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.67pt\"></span></span><span class=\"ps4860\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.25pt\"></span></span><span class=\"ps4864\">206,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.29pt\"></span></span><span class=\"ps4865\">-166,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.8pt\"></span></span><span class=\"ps4866\">166,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.01pt\"></span></span><span class=\"ps4867\">119,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.01pt\"></span></span><span class=\"ps4867\">119,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.07pt\"></span></span><span class=\"ps4868\">-182,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.82pt\"></span></span><span class=\"ps230\">-182,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.36pt\"></span></span><span class=\"ps4870\">119,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.9pt\"></span></span><span class=\"ps4871\">-182,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.58pt\"></span></span><span class=\"ps4873\">3\u00a0459,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.95pt\"></span></span><span class=\"ps4874\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.8pt\"></span></span><span class=\"ps4875\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.63pt\"></span></span><span class=\"ps4876\">3\u00a0459,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.32pt\"></span></span><span class=\"ps4877\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.52pt\"></span></span><span class=\"ps4878\">3\u00a0461,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4811 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4810\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4813 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4812\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.09pt\"></span></span><span class=\"ps4882\">3\u00a0020,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.22pt\"></span></span><span class=\"ps4883\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.77pt\"></span></span><span class=\"ps356\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.28pt\"></span></span><span class=\"ps4884\">3\u00a0020,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.65pt\"></span></span><span class=\"ps4885\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.81pt\"></span></span><span class=\"ps4886\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.12pt\"></span></span><span class=\"ps4887\">-53,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.12pt\"></span></span><span class=\"ps4887\">-53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.4pt\"></span></span><span class=\"ps4790\">15,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.15pt\"></span></span><span class=\"ps4888\">15,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:111.33pt\"></span></span><span class=\"ps4889\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105pt\"></span></span><span class=\"ps4891\">7,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105pt\"></span></span><span class=\"ps4891\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.44pt\"></span></span><span class=\"ps4892\">-46,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.89pt\"></span></span><span class=\"ps4893\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.91pt\"></span></span><span class=\"ps4894\">-30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.88pt\"></span></span><span class=\"ps4896\">316,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.89pt\"></span></span><span class=\"ps4893\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.76pt\"></span></span><span class=\"ps4897\">331,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.54pt\"></span></span><span class=\"ps4898\">-149,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.05pt\"></span></span><span class=\"ps4899\">149,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.39pt\"></span></span><span class=\"ps4900\">127,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.39pt\"></span></span><span class=\"ps4900\">127,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.9pt\"></span></span><span class=\"ps4871\">-164,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.65pt\"></span></span><span class=\"ps4748\">-164,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.67pt\"></span></span><span class=\"ps4901\">127,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.65pt\"></span></span><span class=\"ps4902\">-164,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.07pt\"></span></span><span class=\"ps4850\">3\u00a0314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.85pt\"></span></span><span class=\"ps4852\">3\u00a0314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.68pt\"></span></span><span class=\"ps4853\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevissa taulukoissa esitet\u00e4\u00e4n, miten vakuutussopimuksiin liittyv\u00e4n vakuutussopimusvelan nettoarvo muuttui kauden aikana johtuen </span></div><div class=\"ps2080_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja toteutuneista kassavirroista. Muutosanalyysi tehd\u00e4\u00e4n vakuutussopimusvelan komponenteille. </span></div><div class=\"ps4905 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan muutosanalyysit esitet\u00e4\u00e4n erikseen GMM- ja VFA-arvostusmallien mukaan arvostetuille sopimuksille.</span></div><div class=\"ps4906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi velkakomponenteittain GMM:n mukaan arvostetuista sopimuksista<span id=\"ib2aac83530df4ba98d53749a2d0b45e9\"></span></span></div><div class=\"ps5009 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.07pt\"></span></span><span class=\"ps4914\">2\u00a0209,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.68pt\"></span></span><span class=\"ps4915\">34,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">79,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.3pt\"></span></span><span class=\"ps4918\">-89,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">8,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99pt\"></span></span><span class=\"ps4920\">80,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.89pt\"></span></span><span class=\"ps4922\">2\u00a0119,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.48pt\"></span></span><span class=\"ps4923\">42,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">159,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.78pt\"></span></span><span class=\"ps4927\">-10,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.78pt\"></span></span><span class=\"ps4927\">-10,8</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.18pt\"></span></span><span class=\"ps4930\">-4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.18pt\"></span></span><span class=\"ps4930\">-4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.15pt\"></span></span><span class=\"ps4932\">-5,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.15pt\"></span></span><span class=\"ps4932\">-5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.41pt\"></span></span><span class=\"ps4937\">5,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.62pt\"></span></span><span class=\"ps4940\">-5,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">11,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.64pt\"></span></span><span class=\"ps4949\">-11,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">1,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.36pt\"></span></span><span class=\"ps4952\">10,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.34pt\"></span></span><span class=\"ps4959\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.73pt\"></span></span><span class=\"ps4961\">-2,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.83pt\"></span></span><span class=\"ps4963\">-6,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.75pt\"></span></span><span class=\"ps4741\">-9,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.7pt\"></span></span><span class=\"ps4967\">19,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.56pt\"></span></span><span class=\"ps4972\">18,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.75pt\"></span></span><span class=\"ps4974\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.61pt\"></span></span><span class=\"ps4976\">-4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4985 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4986 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4987 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4988 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.41pt\"></span></span><span class=\"ps4990\">1\u00a0919,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.55pt\"></span></span><span class=\"ps4992\">38,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.16pt\"></span></span><span class=\"ps4994\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">2\u00a0113,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.64pt\"></span></span><span class=\"ps5002\">1\u00a0919,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.05pt\"></span></span><span class=\"ps5004\">38,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.52pt\"></span></span><span class=\"ps5006\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.3pt\"></span></span><span class=\"ps4805\">2\u00a0113,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.44pt\"></span></span><span class=\"ps5010\">2\u00a0399,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.14pt\"></span></span><span class=\"ps5011\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.84pt\"></span></span><span class=\"ps5012\">62,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.68pt\"></span></span><span class=\"ps4817\">2\u00a0494,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.07pt\"></span></span><span class=\"ps5013\">-105,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.73pt\"></span></span><span class=\"ps212\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.47pt\"></span></span><span class=\"ps5014\">84,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-15,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0294,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.05pt\"></span></span><span class=\"ps5004\">38,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.19pt\"></span></span><span class=\"ps5015\">146,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.23pt\"></span></span><span class=\"ps4824\">2\u00a0479,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.54pt\"></span></span><span class=\"ps5016\">-26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.54pt\"></span></span><span class=\"ps5016\">-26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.14pt\"></span></span><span class=\"ps5017\">-4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.14pt\"></span></span><span class=\"ps5017\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.61pt\"></span></span><span class=\"ps5018\">-30,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.87pt\"></span></span><span class=\"ps5019\">5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.81pt\"></span></span><span class=\"ps5020\">25,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.64pt\"></span></span><span class=\"ps5021\">-3,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.6pt\"></span></span><span class=\"ps5022\">-13,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.44pt\"></span></span><span class=\"ps5023\">1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.65pt\"></span></span><span class=\"ps5024\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.78pt\"></span></span><span class=\"ps5025\">-47,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.07pt\"></span></span><span class=\"ps5026\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.19pt\"></span></span><span class=\"ps4834\">-32,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.81pt\"></span></span><span class=\"ps5027\">66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.21pt\"></span></span><span class=\"ps5028\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.93pt\"></span></span><span class=\"ps5029\">1,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.97pt\"></span></span><span class=\"ps4837\">68,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.73pt\"></span></span><span class=\"ps136_1\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.4pt\"></span></span><span class=\"ps5030\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.03pt\"></span></span><span class=\"ps295\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.72pt\"></span></span><span class=\"ps4840\">36,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.07pt\"></span></span><span class=\"ps4914\">2\u00a0209,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.68pt\"></span></span><span class=\"ps4915\">34,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">79,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.3pt\"></span></span><span class=\"ps4918\">-89,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">8,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99pt\"></span></span><span class=\"ps4920\">80,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.89pt\"></span></span><span class=\"ps4922\">2\u00a0119,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.48pt\"></span></span><span class=\"ps4923\">42,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">159,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi velkakomponenteittain VFA:n mukaan arvostetuista sopimuksista<span id=\"icc5f00bba3904998b818cc6b31ee8635\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.92pt\"></span></span><span class=\"ps5033\">2\u00a0968,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.97pt\"></span></span><span class=\"ps5035\">339,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.05pt\"></span></span><span class=\"ps33\">2\u00a0968,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.29pt\"></span></span><span class=\"ps5036\">339,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.4pt\"></span></span><span class=\"ps5037\">-28,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.4pt\"></span></span><span class=\"ps5037\">-28,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">1,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">1,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.86pt\"></span></span><span class=\"ps5039\">118,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.47pt\"></span></span><span class=\"ps5040\">-119,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.64pt\"></span></span><span class=\"ps5041\">120,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.87pt\"></span></span><span class=\"ps5042\">-148,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.69pt\"></span></span><span class=\"ps4861\">-28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.92pt\"></span></span><span class=\"ps5043\">66,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.68pt\"></span></span><span class=\"ps5044\">168,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">186,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.73pt\"></span></span><span class=\"ps136_1\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.25pt\"></span></span><span class=\"ps4864\">206,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.78pt\"></span></span><span class=\"ps5045\">3\u00a0092,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.07pt\"></span></span><span class=\"ps5013\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.8pt\"></span></span><span class=\"ps4875\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.91pt\"></span></span><span class=\"ps5046\">3\u00a0092,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.35pt\"></span></span><span class=\"ps5047\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.52pt\"></span></span><span class=\"ps4878\">3\u00a0461,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.1pt\"></span></span><span class=\"ps5055\">2\u00a0699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.19pt\"></span></span><span class=\"ps5056\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.18pt\"></span></span><span class=\"ps5057\">314,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.77pt\"></span></span><span class=\"ps356\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.72pt\"></span></span><span class=\"ps5058\">2\u00a0699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.09pt\"></span></span><span class=\"ps5059\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.99pt\"></span></span><span class=\"ps5060\">314,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.81pt\"></span></span><span class=\"ps4886\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.99pt\"></span></span><span class=\"ps5061\">-27,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.99pt\"></span></span><span class=\"ps5061\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.71pt\"></span></span><span class=\"ps5062\">-2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.71pt\"></span></span><span class=\"ps5062\">-2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.11pt\"></span></span><span class=\"ps4788\">218,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.77pt\"></span></span><span class=\"ps5063\">0,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.86pt\"></span></span><span class=\"ps5064\">-219,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.86pt\"></span></span><span class=\"ps4848\">216,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">-246,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.91pt\"></span></span><span class=\"ps4894\">-30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.92pt\"></span></span><span class=\"ps5043\">90,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.54pt\"></span></span><span class=\"ps5066\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.53pt\"></span></span><span class=\"ps5067\">270,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.21pt\"></span></span><span class=\"ps5068\">306,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.99pt\"></span></span><span class=\"ps5069\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.9pt\"></span></span><span class=\"ps5070\">24,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.76pt\"></span></span><span class=\"ps4897\">331,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.92pt\"></span></span><span class=\"ps5033\">2\u00a0968,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.97pt\"></span></span><span class=\"ps5035\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.05pt\"></span></span><span class=\"ps33\">2\u00a0968,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.29pt\"></span></span><span class=\"ps5036\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">24 KAUDELLA KIRJATUT UUDET SO<span id=\"i1720f4e6151b453d8e00edfe02c57c94\"></span></span><span class=\"f charStyle-972b469f ps5071\">PIMUKSET</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin uusmyynniss\u00e4 olevat GMM-arvostusmallin mukaan arvostetut sopimukset ovat </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">riskihenkivakuutuksia. Tilikausilla 2025 ja 2024 ei ollut uusia VFA-arvostusmallin mukaan </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostettavia sopimuksia. Sijoitussidonnaisten sopimusten uusmyynti 1.1.2023 alkaen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetaan ehtomuutosten takia IFRS 9 -standardin mukaisesti.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa esitet\u00e4\u00e4n tiedot kaudella kirjatuista uusista sopimuksista GMM-arvostusmallien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaan arvostetuille sopimuksille. Mandatum ei ole kirjannut tappiollisia sopimuksia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilikaudella eik\u00e4 vertailukautena.</span></div><div class=\"ps5103 ss0\"><div class=\"ss70 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:219pt\"></td><td style=\"padding:0;width:70.5pt\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss330_1\"><div><div class=\"ps342 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5102 ss331_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124 ps218\">Ei-tappiolliset </span></div><div class=\"ps342 ss328_1\"><span class=\"f charStyle-7f1eb124 ps5101\">sopimukset</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps859 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5073 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5075 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.37pt\"></span></span><span class=\"ps5074\">15,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1035_1 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenokassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5077 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.47pt\"></span></span><span class=\"ps5076\">3,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps819 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio ulosmenevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5079 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.34pt\"></span></span><span class=\"ps5078\">19,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps881 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio sis\u00e4\u00e4n tulevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5081 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.74pt\"></span></span><span class=\"ps5080\">-30,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps887 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muuta riski\u00e4 kuin rahoitusriski\u00e4 koskeva riskioikaisu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5083 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.43pt\"></span></span><span class=\"ps5082\">1,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps893 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5085 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.79pt\"></span></span><span class=\"ps5084\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps347 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelan muutos, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps5087 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.16pt\"></span></span><span class=\"ps5086\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps904 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1091 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;border-top:0.5pt solid #6d6d6d;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps354 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #6d6d6d;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5089 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.92pt\"></span></span><span class=\"ps5088\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5090 ss327_1\"><div><div class=\"ps299 ss326_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenokassavirrat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5092 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.57pt\"></span></span><span class=\"ps5091\">4,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio ulosmenevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5094 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.06pt\"></span></span><span class=\"ps5093\">24,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvio sis\u00e4\u00e4n tulevien kassavirtojen nykyarvosta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5095 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-38,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muuta riski\u00e4 kuin rahoitusriski\u00e4 koskeva riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5097 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.96pt\"></span></span><span class=\"ps5096\">1,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5098 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps574_1 ss325_1\"><div><div class=\"ps299 ss324_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelan muutos, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5099 ss329_1\"><div><div class=\"ps299 ss328_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.16pt\"></span></span><span class=\"ps5086\">0,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">25 VAKUUTUSPALVELUMARGINAALIN PURKAUTUMINEN<span id=\"ie42196f09cc14e7eb0d6c3af841eeb54\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutuspalvelumarginaalin (CSM) purkautumista kuvaavassa liitetiedossa esitet\u00e4\u00e4n, milloin </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni odottaa kirjaavansa CSM:n vakuutusmaksutuottoihin. Kullakin kaudella </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">purkautuvan CSM:n m\u00e4\u00e4r\u00e4 lasketaan vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6iden </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutosten mukaisesti, jolloin CSM jaetaan suhteellisesti nykyisten ja tulevien </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden kesken. Liitetiedossa ei huomioida tulevaisuudessa tapahtuvaa </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n korkoutumista tai mahdollisia muita tulevaisuudessa tapahtuvia muutoksia, joilla voi </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olla vaikutusta vakuutusmaksutuottoihin kirjattavan CSM:n m\u00e4\u00e4r\u00e4\u00e4n tulevilla kausilla. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liitetieto kuvaa taseelle raportointihetkell\u00e4 kirjatun CSM:n purkautumista ja sit\u00e4 ei voida </span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pit\u00e4\u00e4 ennusteena tulevista raportointikausista.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukoissa esitet\u00e4\u00e4n CSM:n purkautuminen erikseen GMM- ja VFA-arvostusmallien mukaan </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetuille sopimuksille.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss335_1 ws0 ps5156\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:128.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5106 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5105\">GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5108 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5107\">VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5110 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5109\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5112 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5113 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5114 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5116 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.99pt\"></span></span><span class=\"ps5115\">15,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5118 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.57pt\"></span></span><span class=\"ps5117\">30,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5120 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.49pt\"></span></span><span class=\"ps5119\">45,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">2 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5122 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.43pt\"></span></span><span class=\"ps5121\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5124 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.72pt\"></span></span><span class=\"ps5123\">28,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5126 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.97pt\"></span></span><span class=\"ps5125\">40,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">3 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.16pt\"></span></span><span class=\"ps1550\">10,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5129 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.78pt\"></span></span><span class=\"ps5128\">26,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5131 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.35pt\"></span></span><span class=\"ps5130\">37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">4 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5132 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.47pt\"></span></span><span class=\"ps759_1\">10,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5133 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.51pt\"></span></span><span class=\"ps1157\">25,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5135 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.26pt\"></span></span><span class=\"ps5134\">35,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5136 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.57pt\"></span></span><span class=\"ps1039\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5138 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.32pt\"></span></span><span class=\"ps5137\">23,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5140 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.39pt\"></span></span><span class=\"ps5139\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">6\u201310 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5141 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.11pt\"></span></span><span class=\"ps4533\">40,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5142 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.49pt\"></span></span><span class=\"ps5119\">94,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5144 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.62pt\"></span></span><span class=\"ps5143\">134,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">Yli 10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5146 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.4pt\"></span></span><span class=\"ps5145\">57,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5148 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.26pt\"></span></span><span class=\"ps5147\">130,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5150 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.25pt\"></span></span><span class=\"ps5149\">188,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5152 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.77pt\"></span></span><span class=\"ps5151\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5154 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.6pt\"></span></span><span class=\"ps5153\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5155 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.18pt\"></span></span><span class=\"ps759\">513,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5175 ss0\"><div class=\"ss335_1 ws0 ps5156\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:128.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5106 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5105\">GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5108 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5107\">VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5110 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps5109\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5112 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5113 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5114 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps5111\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5116 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.09pt\"></span></span><span class=\"ps744\">16,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5118 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.29pt\"></span></span><span class=\"ps5158\">28,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5120 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.83pt\"></span></span><span class=\"ps3196\">44,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">2 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5122 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.47pt\"></span></span><span class=\"ps5159\">12,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5124 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.91pt\"></span></span><span class=\"ps5160\">26,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5126 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.12pt\"></span></span><span class=\"ps5161\">39,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">3 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5127 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.33pt\"></span></span><span class=\"ps1108_1\">11,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5129 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.87pt\"></span></span><span class=\"ps5162\">25,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5131 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.48pt\"></span></span><span class=\"ps5163\">36,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">4 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5132 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.97pt\"></span></span><span class=\"ps5125\">10,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5133 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.05pt\"></span></span><span class=\"ps1149_1\">23,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5135 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.75pt\"></span></span><span class=\"ps5164\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5136 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.7pt\"></span></span><span class=\"ps5165\">9,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5138 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.97pt\"></span></span><span class=\"ps5166\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5140 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.43pt\"></span></span><span class=\"ps5167\">32,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">6\u201310 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5141 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.66pt\"></span></span><span class=\"ps5168\">40,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5142 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.85pt\"></span></span><span class=\"ps5169\">90,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5144 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.4pt\"></span></span><span class=\"ps5170\">131,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-905f4ea6 ps14\">Yli 10 vuotta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5146 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.81pt\"></span></span><span class=\"ps5171\">58,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5148 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.36pt\"></span></span><span class=\"ps722\">121,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5150 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.53pt\"></span></span><span class=\"ps5172\">180,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss334_1\"><div><div class=\"ps299 ss250\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5152 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.38pt\"></span></span><span class=\"ps5173\">159,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5154 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.54pt\"></span></span><span class=\"ps2370\">339,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5155 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.71pt\"></span></span><span class=\"ps784\">498,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_103\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">26 CSM:N T\u00c4SM\u00c4YTYS SIIRTYM\u00c4MENETELMITT\u00c4IN<span id=\"ied550cae0e8940fb8aa7af9d56b2702e\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i3408fab3cff54eab947c1b1bce554493\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirtym\u00e4hetkell\u00e4 Mandatum-konserni arvosti vakuutussopimukset eri siirtym\u00e4menetelmin.</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">T\u00e4ysin takautuvassa l\u00e4hestymistavassa Mandatum-konserni tunnisti, kirjasi ja arvosti jokaisen </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusryhm\u00e4n ik\u00e4\u00e4n kuin IFRS 17 -standardia olisi aina sovellettu.</span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum sovelsi mukautettua takautuvaa l\u00e4hestymistapaa ja k\u00e4ypiin arvoihin perustuvaa </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa silloin, kun t\u00e4ysin takautuvan l\u00e4hestymistavan soveltaminen ei ollut </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yt\u00e4nn\u00f6ss\u00e4 mahdollista. Esimerkiksi historiallisen datan rajallisuus ei mahdollistanut t\u00e4ysin </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">takautuvan l\u00e4hestymistavan soveltamista. Siirtym\u00e4ss\u00e4 k\u00e4ytetyn l\u00e4hestymistavan valinta </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perustui tuotteiden tai salkkujen ominaisuuksiin ja my\u00f6nt\u00e4misajankohtaan sek\u00e4 saatavilla </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olleeseen dataan.</span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Soveltaessaan k\u00e4ypiin arvoihin perustuvaa l\u00e4hestymistapaa Mandatum m\u00e4\u00e4ritti </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimusryhm\u00e4n j\u00e4ljell\u00e4 olevan vakuutuskauden velan sopimukseen sis\u00e4ltyv\u00e4n </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuspalvelumarginaalin tai tappiokomponentin siirtym\u00e4hetkell\u00e4 vakuutussopimusryhm\u00e4n </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4yv\u00e4n arvon ja sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen nykyarvon erotuksena.</span></div><div class=\"ps1162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukoissa esitet\u00e4\u00e4n CSM:n t\u00e4sm\u00e4ytys siirtym\u00e4menetelmitt\u00e4in erikseen GMM- ja VFA-</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostusmallien mukaan arvostetuille sopimuksille. Siirtym\u00e4hetken j\u00e4lkeen my\u00f6nnetyt </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutussopimukset esitet\u00e4\u00e4n taulukossa yhdess\u00e4 t\u00e4ysin takautuvalla siirtym\u00e4menetelm\u00e4ll\u00e4 </span></div><div class=\"ps1226 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostettujen vakuutussopimusten kanssa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.53pt\"></span></span><span class=\"ps5186\">48,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.97pt\"></span></span><span class=\"ps5188\">95,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.63pt\"></span></span><span class=\"ps5192\">159,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.71pt\"></span></span><span class=\"ps5195\">-3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.58pt\"></span></span><span class=\"ps5197\">-6,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.76pt\"></span></span><span class=\"ps5199\">-0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.28pt\"></span></span><span class=\"ps5201\">-10,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.33pt\"></span></span><span class=\"ps5204\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.07pt\"></span></span><span class=\"ps5206\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.12pt\"></span></span><span class=\"ps5208\">-6,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.12pt\"></span></span><span class=\"ps5210\">-5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.61pt\"></span></span><span class=\"ps5213\">10,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.86pt\"></span></span><span class=\"ps5218\">10,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.43pt\"></span></span><span class=\"ps5221\">0,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:127.15pt\"></span></span><span class=\"ps5223\">1,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.13pt\"></span></span><span class=\"ps5226\">1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.6pt\"></span></span><span class=\"ps5234\">7,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.31pt\"></span></span><span class=\"ps5236\">-5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.75pt\"></span></span><span class=\"ps5238\">-6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.28pt\"></span></span><span class=\"ps5242\">56,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.51pt\"></span></span><span class=\"ps5244\">90,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.57pt\"></span></span><span class=\"ps5246\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">155,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5308 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:14.25pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:68.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss345_1\"><div><div class=\"ps1939 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5250 ss338_1\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5251 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5252 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5253 ss346_1\"><div><div class=\"ps1939 ss241_1\"><span class=\"f charStyle-7f1eb124 ps1949\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5255 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.53pt\"></span></span><span class=\"ps5254\">52,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5257 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.56pt\"></span></span><span class=\"ps5256\">78,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5258 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5260 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.44pt\"></span></span><span class=\"ps5259\">146,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5261 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5263 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.01pt\"></span></span><span class=\"ps5262\">-15,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5264 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.58pt\"></span></span><span class=\"ps5197\">-9,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5266 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5268 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.79pt\"></span></span><span class=\"ps5267\">-26,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5269 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5270 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5272 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.06pt\"></span></span><span class=\"ps5271\">25,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5274 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.69pt\"></span></span><span class=\"ps5273\">1,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5276 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.06pt\"></span></span><span class=\"ps5275\">25,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5277 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5279 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.9pt\"></span></span><span class=\"ps5278\">12,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5280 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5281 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5283 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.9pt\"></span></span><span class=\"ps5282\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5284 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5286 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.02pt\"></span></span><span class=\"ps5285\">0,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5287 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.33pt\"></span></span><span class=\"ps5204\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5288 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5290 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.16pt\"></span></span><span class=\"ps5289\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5291 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5292 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5293 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5294 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5296 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.65pt\"></span></span><span class=\"ps5295\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:122.45pt\"></span></span><span class=\"ps5297\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5299 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.31pt\"></span></span><span class=\"ps5236\">17,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5300 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5302 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.28pt\"></span></span><span class=\"ps5301\">13,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss344_1\"><div><div class=\"ps299 ss343_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, GMM</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5303 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.53pt\"></span></span><span class=\"ps5186\">48,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5304 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.97pt\"></span></span><span class=\"ps5188\">95,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5305 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.2pt\"></span></span><span class=\"ps5190\">15,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5307 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.38pt\"></span></span><span class=\"ps5306\">159,4</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps1509 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps1555 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps5311 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps5312 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.17pt\"></span></span><span class=\"ps5313\">37,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.08pt\"></span></span><span class=\"ps5314\">296,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">339,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.9pt\"></span></span><span class=\"ps5265\">-1,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.52pt\"></span></span><span class=\"ps5316\">-26,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.89pt\"></span></span><span class=\"ps5317\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.9pt\"></span></span><span class=\"ps5318\">-28,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.59pt\"></span></span><span class=\"ps5319\">-5,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.85pt\"></span></span><span class=\"ps5320\">-101,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.96pt\"></span></span><span class=\"ps5321\">-12,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-119,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:125.25pt\"></span></span><span class=\"ps5322\">7,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.91pt\"></span></span><span class=\"ps5323\">145,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.99pt\"></span></span><span class=\"ps5324\">15,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.19pt\"></span></span><span class=\"ps5325\">168,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.77pt\"></span></span><span class=\"ps5326\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.76pt\"></span></span><span class=\"ps5199\">17,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.77pt\"></span></span><span class=\"ps5326\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.23pt\"></span></span><span class=\"ps5327\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.73pt\"></span></span><span class=\"ps5328\">37,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.38pt\"></span></span><span class=\"ps5329\">314,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.01pt\"></span></span><span class=\"ps5330\">6,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">358,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5308 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:140.25pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss336_1\"><div><div class=\"ps1939 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss338_1\"><div><div class=\"ps1509 ss142\"><span class=\"f charStyle-7f1eb124 ps5177\">Siirtym\u00e4hetken j\u00e4lkeen </span></div><div class=\"ps1555 ss142\"><span class=\"f charStyle-7f1eb124 ps5178\">my\u00f6nnetyt ja t\u00e4ysin takautuvalla </span></div><div class=\"ps5311 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps5312 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3073_1 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5181\">Mukautetulla takautuvalla </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5183 ss338_1\"><div><div class=\"ps342 ss142\"><span class=\"f charStyle-7f1eb124 ps5182\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps603 ss142\"><span class=\"f charStyle-7f1eb124 ps5179\">siirtym\u00e4menetelm\u00e4ll\u00e4 arvostetut </span></div><div class=\"ps1939 ss142\"><span class=\"f charStyle-7f1eb124 ps5180\">sopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5185 ss340_1\"><div><div class=\"ps1939 ss339_1\"><span class=\"f charStyle-7f1eb124 ps5184\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1426_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden alussa, VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5187 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.53pt\"></span></span><span class=\"ps5254\">28,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5189 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.55pt\"></span></span><span class=\"ps5331\">282,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5191 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">3,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5193 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">314,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5194 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5196 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124pt\"></span></span><span class=\"ps5332\">-1,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5198 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.07pt\"></span></span><span class=\"ps5333\">-25,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5200 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:121.04pt\"></span></span><span class=\"ps5334\">-0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5202 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.49pt\"></span></span><span class=\"ps1536\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5203 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5205 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.43pt\"></span></span><span class=\"ps5221\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5207 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:113.69pt\"></span></span><span class=\"ps5335\">-197,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5209 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:118.96pt\"></span></span><span class=\"ps5321\">-21,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5211 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.36pt\"></span></span><span class=\"ps5336\">-219,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5212 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5214 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5216 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5217 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5219 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimuksista aiheutuneet rahoituskulut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5222 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:124.85pt\"></span></span><span class=\"ps5337\">9,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5224 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.6pt\"></span></span><span class=\"ps5338\">237,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5225 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.97pt\"></span></span><span class=\"ps5339\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5227 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">270,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5228 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut oikaisut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5229 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5230 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5231 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:132.65pt\"></span></span><span class=\"ps5215\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5233 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:59.9pt\"></span></span><span class=\"ps5232\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1700_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5235 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.46pt\"></span></span><span class=\"ps5340\">9,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5237 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:120.97pt\"></span></span><span class=\"ps5341\">13,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5239 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:126.18pt\"></span></span><span class=\"ps5342\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5240 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.4pt\"></span></span><span class=\"ps5343\">24,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5241 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelumarginaali kauden lopussa, VFA</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5243 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:119.17pt\"></span></span><span class=\"ps5313\">37,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5245 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:114.08pt\"></span></span><span class=\"ps5314\">296,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5247 ss143\"><div><div class=\"ps299 ss142\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:123.79pt\"></span></span><span class=\"ps122\">4,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5248 ss342_1\"><div><div class=\"ps299 ss339_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">339,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">27 SIJOITUSSOPIMUSVELKA<span id=\"i82f8ef1d5242439082aa77affbb0a22a\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa esitet\u00e4\u00e4n, miten IFRS 9 -standardin alle luokiteltavien vakuutussopimusten </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitussopimusvelan arvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuneista kassavirroista. Sijoitussopimusvelka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti ja sijoitussopimusvelka vastaa siten sopimusten takaisinostoarvoa.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussopimuksiin liittyv\u00e4 palkkiotuotto on kirjattu suoraviivaisesti, kun palveluja tuotetaan.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.63pt\"></span></span><span class=\"ps5345\">8\u00a0529,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tuloslaskelmaan kirjatut m\u00e4\u00e4r\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Sijoitussopimusten markkinakehityksest\u00e4 johtuva </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">arvonmuutos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.26pt\"></span></span><span class=\"ps5346\">566,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.82pt\"></span></span><span class=\"ps5347\">831,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Veloitetut palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.3pt\"></span></span><span class=\"ps3925\">-66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.61pt\"></span></span><span class=\"ps5349\">-61,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Saadut maksut</span><span class=\"f charStyle-13f55882 ps5350\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0496,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0435,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Maksetut korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.51pt\"></span></span><span class=\"ps5351\">-962,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.61pt\"></span></span><span class=\"ps5352\">-826,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps551_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.99pt\"></span></span><span class=\"ps5353\">10\u00a0942,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps553_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss348_1\"><div><div class=\"ps5354 ss146_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Sis\u00e4lt\u00e4\u00e4 my\u00f6s s\u00e4\u00e4st\u00f6jen siirrot laskuperustekorkoisesta kannasta.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceContractsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-241": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-240": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-239": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-238": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-237": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-236": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-235": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">7 SIJOITUSTOIMINNAN NETTOTUOTOT<span id=\"if0198e27e3714c268e7271ca100255b1\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattujen saamistodistusten tuotto jakautuu </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkotuottoihin ja arvonmuutoksiin. Jaksotettuun hankintamenoon arvostettavien </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">instrumenttien korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">juoksuajalle. Osingot kirjataan tuotoksi sin\u00e4 tilikautena, jona oikeus niiden saamiseen on </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntynyt. Rahoitusvarojen ja -velkojen arvostamisen laatimisperiaate on kuvattu </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liitetiedossa\u00a018.</span></div><div class=\"ps2750_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.99pt\"></span></span><span class=\"ps2712\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">sijoituksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.22pt\"></span></span><span class=\"ps2714\">72,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.22pt\"></span></span><span class=\"ps1022_1\">84,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.64pt\"></span></span><span class=\"ps2717\">-18,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.87pt\"></span></span><span class=\"ps2719\">19,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2724_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.91pt\"></span></span><span class=\"ps2723\">491,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2726_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.81pt\"></span></span><span class=\"ps2725_1\">935,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.49pt\"></span></span><span class=\"ps1663_1\">237,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.57pt\"></span></span><span class=\"ps1737_1\">195,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1723_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">9,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1725_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">12,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">10,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">-53,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">802,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.11pt\"></span></span><span class=\"ps2733\">1\u00a0194,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon arvostetuista rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2736_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Korkotuotot</span><span class=\"f charStyle-13f55882 ps2735\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.4pt\"></span></span><span class=\"ps2737\">18,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.5pt\"></span></span><span class=\"ps1293\">34,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2742_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2743_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.51pt\"></span></span><span class=\"ps455\">-11,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.55pt\"></span></span><span class=\"ps2745\">7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.87pt\"></span></span><span class=\"ps2747\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2708_1 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjatuista </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps40 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Korkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2754_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.28pt\"></span></span><span class=\"ps2753\">113,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2756_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.93pt\"></span></span><span class=\"ps2755\">120,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2758_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.99pt\"></span></span><span class=\"ps450\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2759_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.61pt\"></span></span><span class=\"ps3233\">34,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2715_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.01pt\"></span></span><span class=\"ps2760\">13,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2716_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.14pt\"></span></span><span class=\"ps2761\">-3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Osinkotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2718_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.02pt\"></span></span><span class=\"ps2762\">51,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2720 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.82pt\"></span></span><span class=\"ps2763\">74,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2765_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.94pt\"></span></span><span class=\"ps2764\">155,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.38pt\"></span></span><span class=\"ps2766\">225,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2728_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.22pt\"></span></span><span class=\"ps2768\">974,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2729_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.67pt\"></span></span><span class=\"ps2769\">1\u00a0415,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1718_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1726_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1733_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Arvonmuutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1738_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">-7,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1740_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-4,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1741 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Voitot/tappiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1747_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1749_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.37pt\"></span></span><span class=\"ps457\">-1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2774_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2776_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 muista varoista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2778_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.83pt\"></span></span><span class=\"ps2777\">-11,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2780_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.81pt\"></span></span><span class=\"ps2779\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2741_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Palkkiotuotot ja kulut, netto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Omaisuudenhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2746_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2748_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2783_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2784_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2786_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.82pt\"></span></span><span class=\"ps2785\">-1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2246 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps25\">Palkkiotuotot sijoitussidonnaisesta kannasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2788_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2789_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.78pt\"></span></span><span class=\"ps397\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2790_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2791_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">-2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2793_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.62pt\"></span></span><span class=\"ps2792\">-4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitustoiminnan nettotuotot yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2796_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.08pt\"></span></span><span class=\"ps2795\">960,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2798_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.98pt\"></span></span><span class=\"ps2797\">1\u00a0407,6</span></span></div></div></div></td></tr><tr style=\"height:18pt\"><td colspan=\"3\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2873 ss155_1\"><div><div class=\"ps2799_1 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Korkotuotot kertyv\u00e4t p\u00e4\u00e4osin rahoista ja pankkisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-242": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">9 MUUT TUOTOT<span id=\"i043d265b4c164fdca28420e05b0e7480\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"icc47db8eab84455ea74b1db559ea288b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa asiakkailleen kannustin- ja el\u00e4kej\u00e4rjestelyihin liittyvi\u00e4 palveluja sek\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluja. Varainhoitopalvelut voivat olla oikeudelliselta muodoltaan vakuutuksia </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai palvelusopimuksia. Mandatum kirjaa varainhoito- sek\u00e4 kannustin- ja el\u00e4kej\u00e4rjestelyihin </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liittyvist\u00e4 palveluista syntyv\u00e4t palkkiotuotot IFRS 15 \u2013standardin mukaisesti joko ajan kuluessa </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai tiettyn\u00e4 ajankohtana tuloslaskelman muissa tuotoissa.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa varainhoitopalveluja varainhoitosopimusten ja sijoitussopimusten kautta. </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4ist\u00e4 pa</span><span class=\"f charStyle-eb5b806b ps2811\">lveluista Mandatum perii toistuvan maksun, joka perustuu hallinnoitaviin varoihin. </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum siirt\u00e4\u00e4 palveluihin liittyv\u00e4n m\u00e4\u00e4r\u00e4ysvallan, t\u00e4ytt\u00e4\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isesti </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoritusvelvoitteen ja kirjaa tuotot ajan kuluessa, koska asiakas saa ja k\u00e4ytt\u00e4\u00e4 palvelua </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti. Mandatum kirjaa tuotot kuukausittain, kun hallinnoitavien varojen m\u00e4\u00e4r\u00e4 on </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4ritelty.</span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kannustin- ja el\u00e4kej\u00e4rjestelyihin liittyvist\u00e4 palveluista saatavat tuotot kirjataan, kun palvelun </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinta siirtyy asiakkaalle, yleens\u00e4 tiettyn\u00e4 ajankohtana.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-c5becc10 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kannustin- ja el\u00e4kej\u00e4rjestelypalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.6pt\"></span></span><span class=\"ps1703\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">8,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoitopalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.8pt\"></span></span><span class=\"ps2682_1\">29,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.62pt\"></span></span><span class=\"ps1288\">25,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut tuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">6,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.62pt\"></span></span><span class=\"ps1288\">41,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.14pt\"></span></span><span class=\"ps3289\">39,7</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-243": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"icc47db8eab84455ea74b1db559ea288b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa asiakkailleen kannustin- ja el\u00e4kej\u00e4rjestelyihin liittyvi\u00e4 palveluja sek\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitopalveluja. Varainhoitopalvelut voivat olla oikeudelliselta muodoltaan vakuutuksia </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai palvelusopimuksia. Mandatum kirjaa varainhoito- sek\u00e4 kannustin- ja el\u00e4kej\u00e4rjestelyihin </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liittyvist\u00e4 palveluista syntyv\u00e4t palkkiotuotot IFRS 15 \u2013standardin mukaisesti joko ajan kuluessa </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai tiettyn\u00e4 ajankohtana tuloslaskelman muissa tuotoissa.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum tarjoaa varainhoitopalveluja varainhoitosopimusten ja sijoitussopimusten kautta. </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4ist\u00e4 pa</span><span class=\"f charStyle-eb5b806b ps2811\">lveluista Mandatum perii toistuvan maksun, joka perustuu hallinnoitaviin varoihin. </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum siirt\u00e4\u00e4 palveluihin liittyv\u00e4n m\u00e4\u00e4r\u00e4ysvallan, t\u00e4ytt\u00e4\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isesti </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoritusvelvoitteen ja kirjaa tuotot ajan kuluessa, koska asiakas saa ja k\u00e4ytt\u00e4\u00e4 palvelua </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti. Mandatum kirjaa tuotot kuukausittain, kun hallinnoitavien varojen m\u00e4\u00e4r\u00e4 on </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4ritelty.</span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kannustin- ja el\u00e4kej\u00e4rjestelyihin liittyvist\u00e4 palveluista saatavat tuotot kirjataan, kun palvelun </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinta siirtyy asiakkaalle, yleens\u00e4 tiettyn\u00e4 ajankohtana.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-245": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_49\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">10 KULUT<span id=\"ic661692b045a447e8241c8e117d5730a\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">194,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.87pt\"></span></span><span class=\"ps2814\">198,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkil\u00f6st\u00f6</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.84pt\"></span></span><span class=\"ps2815\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">85,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">29,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Komissiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.72pt\"></span></span><span class=\"ps3468\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">21,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkinointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.83pt\"></span></span><span class=\"ps1739_1\">2,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">3,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot ja arvonalentumiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myydyt ja ostetut palvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toimitilakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.4pt\"></span></span><span class=\"ps2818\">4,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6ntekij\u00e4nryhm\u00e4henkivakuutukseen liittyv\u00e4t kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vieraat tuotantopalvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-informaatio</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2822_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2823_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsultointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2824_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.97pt\"></span></span><span class=\"ps1731_1\">2,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2826_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">5,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2828_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.86pt\"></span></span><span class=\"ps2827\">7,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2829_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1445 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2831_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.34pt\"></span></span><span class=\"ps2830\">353,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2833_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.47pt\"></span></span><span class=\"ps2832\">372,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2835_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2836_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kaudenaikaiset vakuutusten hankintamenorahavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2837_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2838_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.94pt\"></span></span><span class=\"ps531\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1462 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2840_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2841_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.34pt\"></span></span><span class=\"ps1286_1\">24,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2844_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">-5,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2845_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkionpalautukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2848_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.75pt\"></span></span><span class=\"ps2847\">-13,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.71pt\"></span></span><span class=\"ps2849\">-12,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1483 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2853_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.21pt\"></span></span><span class=\"ps2852\">350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2855_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">379,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1493 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2857_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2858_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1501 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Erittely:</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2860_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2861_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2862_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2863_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-257,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-274,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2865_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimuksiin liittyv\u00e4t liiketoiminnan kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2867_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.49pt\"></span></span><span class=\"ps2866\">-74,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2869_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.39pt\"></span></span><span class=\"ps2868\">-75,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2870_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Liiketoiminnan muut kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2871_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.2pt\"></span></span><span class=\"ps443\">-16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2872_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">-26,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3877 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitustoiminnan hoitopalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2874_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2875_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2876_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2878_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.95pt\"></span></span><span class=\"ps2877\">-350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2879_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">-379,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Vakuutuspalvelukulut<span id=\"id2f48fc5609e4f6b80d941dc1183c346\"></span></span></div><div class=\"ps2088 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutuspalvelukulut sis\u00e4lt\u00e4v\u00e4t IFRS 17:n mukaisesti arvostetuista vakuutussopimuksista </span></div><div class=\"ps2089 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">syntyneet korvaukset ilman sijoituskomponentteja, muut vakuutuspalvelukulut mukaan lukien </span></div><div class=\"ps1211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusten hankinnasta aiheutuvat rahavirtojen muutokset, kokemusper\u00e4iset </span></div><div class=\"ps1192 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">oikaisut, toteutuneista vakuutustapahtumista aiheutuvan velan (LIC) ja tappiokomponentin </span></div><div class=\"ps1772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">(LC) muutokset. Vakuutuspalvelukulut on esitetty tarkemmin liitetiedossa 23.</span></div><div class=\"ps2881_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Ty\u00f6suhde-etuudet<span id=\"ib65ea1fec9f845218c9e3d64fc25c66b\"></span></span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ty\u00f6suhde-etuudet sis\u00e4lt\u00e4v\u00e4t lyhytaikaiset ty\u00f6suhde-etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet ja osakeperusteiset maksut.</span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet<span id=\"ib4b71a6b4f6a452e9d5c5248031c40fd\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet, kuten palkat, palkkiot sek\u00e4 luontoisedut, vuosilomat ja </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">bonukset, odotetaan maksettavan kokonaisuudessaan ennen kuin kaksitoista kuukautta on </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kulunut sen tilikauden p\u00e4\u00e4ttymisest\u00e4, jonka aikana ty\u00f6ntekij\u00e4t ovat suorittaneet </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ty\u00f6suorituksen. Lyhytaikaiset ty\u00f6suhde-etuudet kirjataan kuluksi sit\u00e4 mukaa kuin ne </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuvat.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet<span id=\"i9d566f4989394fa6ad57b746f5fa536b\"></span></span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet koostuvat el\u00e4kkeist\u00e4 ja </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">henkivakuutuksista.</span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernilla on maksupohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Mandatumin merkitt\u00e4vin </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksupohjainen j\u00e4rjestely on lakis\u00e4\u00e4teinen ty\u00f6nantajan el\u00e4ke (TyEL) Suomessa.</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Maksupohjaisissa j\u00e4rjestelyiss\u00e4 konserni maksaa kiinte\u00e4t maksut el\u00e4kevakuutusyhti\u00f6lle, eik\u00e4 </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sill\u00e4 ole oikeudellista tai tosiasiallista velvoitetta maksaa muita maksuja. Maksupohjaisesta </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelyst\u00e4 johtuvat velvoitteet kirjataan kuluksi sill\u00e4 kaudella, jota velvoite koskee. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernilla on my\u00f6s vapaaehtoisia j\u00e4rjestelyj\u00e4, mutta niill\u00e4 on vain v\u00e4h\u00e4inen merkitys </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin taloudelliseen asemaan.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet<span id=\"i3aa4531b185e448e86b2e0fb4aa83bfa\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ty\u00f6suhteen p\u00e4\u00e4tt\u00e4miseen perustuva velvoite kirjataan velaksi silloin, kun konserni on </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">todennettavasti sitoutunut p\u00e4\u00e4tt\u00e4m\u00e4\u00e4n yhden tai useamman henkil\u00f6n ty\u00f6suhteen\u00a0ennen <span class=\"f ps16\"> </span></span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">normaalia el\u00e4kkeelle j\u00e4\u00e4misaikaa\u00a0tai my\u00f6nt\u00e4m\u00e4\u00e4n ty\u00f6suhteen p\u00e4\u00e4tt\u00e4misen yhteydess\u00e4 </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksettavia etuuksia vapaaehtoisen irtisanoutumisen edist\u00e4miseksi tehdyn tarjouksen </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">seurauksena. Koska ty\u00f6nantajalle ei odoteta koituvan taloudellista hy\u00f6ty\u00e4 n\u00e4ist\u00e4 etuuksista </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa, ne kirjataan v\u00e4litt\u00f6m\u00e4sti kuluksi. Yli 12 kuukautta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n j\u00e4lkeen </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">er\u00e4\u00e4ntyv\u00e4t velvoitteet diskontataan. Irtisanomisen yhteydess\u00e4 maksettavat etuudet ovat </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">irtisanomiseen liittyvi\u00e4 raha- ja el\u00e4kepaketteja.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdon palkitseminen on esitetty liitetiedossa 33 L\u00e4hipiiritiedot.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Henkil\u00f6st\u00f6kulut<span id=\"i8a98114533974d43882ac5d9b7c5f3cb\"></span></span></div><div class=\"ps2888 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkat ja palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.08pt\"></span></span><span class=\"ps2882\">44,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">48,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sosiaaliturvamaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">El\u00e4kekustannukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.11pt\"></span></span><span class=\"ps2884\">7,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">9,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut henkil\u00f6st\u00f6kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.98pt\"></span></span><span class=\"ps1735\">2,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulospalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.12pt\"></span></span><span class=\"ps502\">12,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdon bonuspalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">7,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">3,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myyntipalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.06pt\"></span></span><span class=\"ps2886_1\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.42pt\"></span></span><span class=\"ps2887\">85,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-244": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_49\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">10 KULUT<span id=\"ic661692b045a447e8241c8e117d5730a\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">194,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.87pt\"></span></span><span class=\"ps2814\">198,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkil\u00f6st\u00f6</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.84pt\"></span></span><span class=\"ps2815\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">85,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">29,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Komissiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.72pt\"></span></span><span class=\"ps3468\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">21,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkinointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.83pt\"></span></span><span class=\"ps1739_1\">2,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">3,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot ja arvonalentumiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myydyt ja ostetut palvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toimitilakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.4pt\"></span></span><span class=\"ps2818\">4,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6ntekij\u00e4nryhm\u00e4henkivakuutukseen liittyv\u00e4t kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vieraat tuotantopalvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-informaatio</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2822_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2823_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsultointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2824_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.97pt\"></span></span><span class=\"ps1731_1\">2,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2826_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">5,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2828_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.86pt\"></span></span><span class=\"ps2827\">7,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2829_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1445 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2831_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.34pt\"></span></span><span class=\"ps2830\">353,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2833_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.47pt\"></span></span><span class=\"ps2832\">372,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2835_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2836_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kaudenaikaiset vakuutusten hankintamenorahavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2837_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2838_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.94pt\"></span></span><span class=\"ps531\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1462 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2840_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2841_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.34pt\"></span></span><span class=\"ps1286_1\">24,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2844_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">-5,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2845_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkionpalautukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2848_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.75pt\"></span></span><span class=\"ps2847\">-13,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.71pt\"></span></span><span class=\"ps2849\">-12,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1483 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2853_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.21pt\"></span></span><span class=\"ps2852\">350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2855_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">379,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1493 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2857_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2858_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1501 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Erittely:</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2860_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2861_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2862_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2863_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-257,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-274,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2865_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimuksiin liittyv\u00e4t liiketoiminnan kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2867_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.49pt\"></span></span><span class=\"ps2866\">-74,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2869_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.39pt\"></span></span><span class=\"ps2868\">-75,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2870_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Liiketoiminnan muut kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2871_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.2pt\"></span></span><span class=\"ps443\">-16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2872_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">-26,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3877 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitustoiminnan hoitopalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2874_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2875_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2876_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2878_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.95pt\"></span></span><span class=\"ps2877\">-350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2879_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">-379,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Vakuutuspalvelukulut<span id=\"id2f48fc5609e4f6b80d941dc1183c346\"></span></span></div><div class=\"ps2088 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutuspalvelukulut sis\u00e4lt\u00e4v\u00e4t IFRS 17:n mukaisesti arvostetuista vakuutussopimuksista </span></div><div class=\"ps2089 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">syntyneet korvaukset ilman sijoituskomponentteja, muut vakuutuspalvelukulut mukaan lukien </span></div><div class=\"ps1211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusten hankinnasta aiheutuvat rahavirtojen muutokset, kokemusper\u00e4iset </span></div><div class=\"ps1192 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">oikaisut, toteutuneista vakuutustapahtumista aiheutuvan velan (LIC) ja tappiokomponentin </span></div><div class=\"ps1772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">(LC) muutokset. Vakuutuspalvelukulut on esitetty tarkemmin liitetiedossa 23.</span></div><div class=\"ps2881_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Ty\u00f6suhde-etuudet<span id=\"ib65ea1fec9f845218c9e3d64fc25c66b\"></span></span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ty\u00f6suhde-etuudet sis\u00e4lt\u00e4v\u00e4t lyhytaikaiset ty\u00f6suhde-etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet ja osakeperusteiset maksut.</span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet<span id=\"ib4b71a6b4f6a452e9d5c5248031c40fd\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet, kuten palkat, palkkiot sek\u00e4 luontoisedut, vuosilomat ja </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">bonukset, odotetaan maksettavan kokonaisuudessaan ennen kuin kaksitoista kuukautta on </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kulunut sen tilikauden p\u00e4\u00e4ttymisest\u00e4, jonka aikana ty\u00f6ntekij\u00e4t ovat suorittaneet </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ty\u00f6suorituksen. Lyhytaikaiset ty\u00f6suhde-etuudet kirjataan kuluksi sit\u00e4 mukaa kuin ne </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuvat.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet<span id=\"i9d566f4989394fa6ad57b746f5fa536b\"></span></span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet koostuvat el\u00e4kkeist\u00e4 ja </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">henkivakuutuksista.</span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernilla on maksupohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Mandatumin merkitt\u00e4vin </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksupohjainen j\u00e4rjestely on lakis\u00e4\u00e4teinen ty\u00f6nantajan el\u00e4ke (TyEL) Suomessa.</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Maksupohjaisissa j\u00e4rjestelyiss\u00e4 konserni maksaa kiinte\u00e4t maksut el\u00e4kevakuutusyhti\u00f6lle, eik\u00e4 </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sill\u00e4 ole oikeudellista tai tosiasiallista velvoitetta maksaa muita maksuja. Maksupohjaisesta </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelyst\u00e4 johtuvat velvoitteet kirjataan kuluksi sill\u00e4 kaudella, jota velvoite koskee. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernilla on my\u00f6s vapaaehtoisia j\u00e4rjestelyj\u00e4, mutta niill\u00e4 on vain v\u00e4h\u00e4inen merkitys </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin taloudelliseen asemaan.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet<span id=\"i3aa4531b185e448e86b2e0fb4aa83bfa\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ty\u00f6suhteen p\u00e4\u00e4tt\u00e4miseen perustuva velvoite kirjataan velaksi silloin, kun konserni on </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">todennettavasti sitoutunut p\u00e4\u00e4tt\u00e4m\u00e4\u00e4n yhden tai useamman henkil\u00f6n ty\u00f6suhteen\u00a0ennen <span class=\"f ps16\"> </span></span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">normaalia el\u00e4kkeelle j\u00e4\u00e4misaikaa\u00a0tai my\u00f6nt\u00e4m\u00e4\u00e4n ty\u00f6suhteen p\u00e4\u00e4tt\u00e4misen yhteydess\u00e4 </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksettavia etuuksia vapaaehtoisen irtisanoutumisen edist\u00e4miseksi tehdyn tarjouksen </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">seurauksena. Koska ty\u00f6nantajalle ei odoteta koituvan taloudellista hy\u00f6ty\u00e4 n\u00e4ist\u00e4 etuuksista </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa, ne kirjataan v\u00e4litt\u00f6m\u00e4sti kuluksi. Yli 12 kuukautta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n j\u00e4lkeen </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">er\u00e4\u00e4ntyv\u00e4t velvoitteet diskontataan. Irtisanomisen yhteydess\u00e4 maksettavat etuudet ovat </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">irtisanomiseen liittyvi\u00e4 raha- ja el\u00e4kepaketteja.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdon palkitseminen on esitetty liitetiedossa 33 L\u00e4hipiiritiedot.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Henkil\u00f6st\u00f6kulut<span id=\"i8a98114533974d43882ac5d9b7c5f3cb\"></span></span></div><div class=\"ps2888 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkat ja palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.08pt\"></span></span><span class=\"ps2882\">44,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">48,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sosiaaliturvamaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">El\u00e4kekustannukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.11pt\"></span></span><span class=\"ps2884\">7,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">9,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut henkil\u00f6st\u00f6kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.98pt\"></span></span><span class=\"ps1735\">2,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulospalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.12pt\"></span></span><span class=\"ps502\">12,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdon bonuspalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">7,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">3,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myyntipalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.06pt\"></span></span><span class=\"ps2886_1\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.42pt\"></span></span><span class=\"ps2887\">85,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-247": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">10 KULUT<span id=\"ic661692b045a447e8241c8e117d5730a\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">194,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.87pt\"></span></span><span class=\"ps2814\">198,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkil\u00f6st\u00f6</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.84pt\"></span></span><span class=\"ps2815\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">85,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">29,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Komissiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.72pt\"></span></span><span class=\"ps3468\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">21,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkinointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.83pt\"></span></span><span class=\"ps1739_1\">2,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">3,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot ja arvonalentumiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myydyt ja ostetut palvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toimitilakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.4pt\"></span></span><span class=\"ps2818\">4,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6ntekij\u00e4nryhm\u00e4henkivakuutukseen liittyv\u00e4t kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vieraat tuotantopalvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-informaatio</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2822_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2823_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsultointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2824_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.97pt\"></span></span><span class=\"ps1731_1\">2,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2826_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">5,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2828_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.86pt\"></span></span><span class=\"ps2827\">7,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2829_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1445 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2831_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.34pt\"></span></span><span class=\"ps2830\">353,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2833_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.47pt\"></span></span><span class=\"ps2832\">372,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2835_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2836_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kaudenaikaiset vakuutusten hankintamenorahavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2837_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2838_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.94pt\"></span></span><span class=\"ps531\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1462 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2840_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2841_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.34pt\"></span></span><span class=\"ps1286_1\">24,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2844_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">-5,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2845_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkionpalautukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2848_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.75pt\"></span></span><span class=\"ps2847\">-13,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.71pt\"></span></span><span class=\"ps2849\">-12,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1483 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2853_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.21pt\"></span></span><span class=\"ps2852\">350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2855_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">379,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1493 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2857_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2858_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1501 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Erittely:</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2860_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2861_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2862_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2863_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-257,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-274,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2865_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimuksiin liittyv\u00e4t liiketoiminnan kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2867_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.49pt\"></span></span><span class=\"ps2866\">-74,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2869_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.39pt\"></span></span><span class=\"ps2868\">-75,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2870_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Liiketoiminnan muut kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2871_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.2pt\"></span></span><span class=\"ps443\">-16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2872_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">-26,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3877 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitustoiminnan hoitopalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2874_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2875_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2876_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2878_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.95pt\"></span></span><span class=\"ps2877\">-350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2879_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">-379,5</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfClaimsAndBenefitsPaidExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-246": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">10 KULUT<span id=\"ic661692b045a447e8241c8e117d5730a\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">194,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.87pt\"></span></span><span class=\"ps2814\">198,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkil\u00f6st\u00f6</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.84pt\"></span></span><span class=\"ps2815\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">85,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">27,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">29,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Komissiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.72pt\"></span></span><span class=\"ps3468\">22,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">21,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkinointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.83pt\"></span></span><span class=\"ps1739_1\">2,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">3,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot ja arvonalentumiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myydyt ja ostetut palvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">4,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">4,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toimitilakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.4pt\"></span></span><span class=\"ps2818\">4,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6ntekij\u00e4nryhm\u00e4henkivakuutukseen liittyv\u00e4t kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vieraat tuotantopalvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.45pt\"></span></span><span class=\"ps2710\">8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Markkina-informaatio</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2822_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2823_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Konsultointi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2824_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.97pt\"></span></span><span class=\"ps1731_1\">2,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2826_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">5,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2828_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.86pt\"></span></span><span class=\"ps2827\">7,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2829_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.94pt\"></span></span><span class=\"ps2706\">4,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1445 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2831_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.34pt\"></span></span><span class=\"ps2830\">353,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2833_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.47pt\"></span></span><span class=\"ps2832\">372,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2835_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2836_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kaudenaikaiset vakuutusten hankintamenorahavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2837_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2838_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.94pt\"></span></span><span class=\"ps531\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1462 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2840_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2841_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.34pt\"></span></span><span class=\"ps1286_1\">24,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutusten hankintakulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2844_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">-5,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2845_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkionpalautukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2848_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.75pt\"></span></span><span class=\"ps2847\">-13,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.71pt\"></span></span><span class=\"ps2849\">-12,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1483 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2853_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.21pt\"></span></span><span class=\"ps2852\">350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2855_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">379,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1493 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2857_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2858_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1501 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Erittely:</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2860_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2861_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps1546\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2862_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2863_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-257,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">-274,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2865_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussopimuksiin liittyv\u00e4t liiketoiminnan kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2867_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.49pt\"></span></span><span class=\"ps2866\">-74,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2869_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.39pt\"></span></span><span class=\"ps2868\">-75,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2870_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Liiketoiminnan muut kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2871_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.2pt\"></span></span><span class=\"ps443\">-16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2872_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.65pt\"></span></span><span class=\"ps3972\">-26,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3877 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitustoiminnan hoitopalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2874_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.85pt\"></span></span><span class=\"ps2781\">-2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2875_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.6pt\"></span></span><span class=\"ps2782\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2876_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2878_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.95pt\"></span></span><span class=\"ps2877\">-350,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2879_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">-379,5</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-249": {
   "value": "<div class=\"ps2881_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Ty\u00f6suhde-etuudet<span id=\"ib65ea1fec9f845218c9e3d64fc25c66b\"></span></span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ty\u00f6suhde-etuudet sis\u00e4lt\u00e4v\u00e4t lyhytaikaiset ty\u00f6suhde-etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet ja osakeperusteiset maksut.</span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet<span id=\"ib4b71a6b4f6a452e9d5c5248031c40fd\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet, kuten palkat, palkkiot sek\u00e4 luontoisedut, vuosilomat ja </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">bonukset, odotetaan maksettavan kokonaisuudessaan ennen kuin kaksitoista kuukautta on </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kulunut sen tilikauden p\u00e4\u00e4ttymisest\u00e4, jonka aikana ty\u00f6ntekij\u00e4t ovat suorittaneet </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ty\u00f6suorituksen. Lyhytaikaiset ty\u00f6suhde-etuudet kirjataan kuluksi sit\u00e4 mukaa kuin ne </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuvat.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet<span id=\"i9d566f4989394fa6ad57b746f5fa536b\"></span></span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet koostuvat el\u00e4kkeist\u00e4 ja </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">henkivakuutuksista.</span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernilla on maksupohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Mandatumin merkitt\u00e4vin </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksupohjainen j\u00e4rjestely on lakis\u00e4\u00e4teinen ty\u00f6nantajan el\u00e4ke (TyEL) Suomessa.</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Maksupohjaisissa j\u00e4rjestelyiss\u00e4 konserni maksaa kiinte\u00e4t maksut el\u00e4kevakuutusyhti\u00f6lle, eik\u00e4 </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sill\u00e4 ole oikeudellista tai tosiasiallista velvoitetta maksaa muita maksuja. Maksupohjaisesta </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelyst\u00e4 johtuvat velvoitteet kirjataan kuluksi sill\u00e4 kaudella, jota velvoite koskee. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernilla on my\u00f6s vapaaehtoisia j\u00e4rjestelyj\u00e4, mutta niill\u00e4 on vain v\u00e4h\u00e4inen merkitys </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin taloudelliseen asemaan.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet<span id=\"i3aa4531b185e448e86b2e0fb4aa83bfa\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ty\u00f6suhteen p\u00e4\u00e4tt\u00e4miseen perustuva velvoite kirjataan velaksi silloin, kun konserni on </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">todennettavasti sitoutunut p\u00e4\u00e4tt\u00e4m\u00e4\u00e4n yhden tai useamman henkil\u00f6n ty\u00f6suhteen\u00a0ennen <span class=\"f ps16\"> </span></span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">normaalia el\u00e4kkeelle j\u00e4\u00e4misaikaa\u00a0tai my\u00f6nt\u00e4m\u00e4\u00e4n ty\u00f6suhteen p\u00e4\u00e4tt\u00e4misen yhteydess\u00e4 </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksettavia etuuksia vapaaehtoisen irtisanoutumisen edist\u00e4miseksi tehdyn tarjouksen </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">seurauksena. Koska ty\u00f6nantajalle ei odoteta koituvan taloudellista hy\u00f6ty\u00e4 n\u00e4ist\u00e4 etuuksista </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa, ne kirjataan v\u00e4litt\u00f6m\u00e4sti kuluksi. Yli 12 kuukautta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n j\u00e4lkeen </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">er\u00e4\u00e4ntyv\u00e4t velvoitteet diskontataan. Irtisanomisen yhteydess\u00e4 maksettavat etuudet ovat </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">irtisanomiseen liittyvi\u00e4 raha- ja el\u00e4kepaketteja.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdon palkitseminen on esitetty liitetiedossa 33 L\u00e4hipiiritiedot.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Henkil\u00f6st\u00f6kulut<span id=\"i8a98114533974d43882ac5d9b7c5f3cb\"></span></span></div><div class=\"ps2888 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkat ja palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.08pt\"></span></span><span class=\"ps2882\">44,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">48,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sosiaaliturvamaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">El\u00e4kekustannukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.11pt\"></span></span><span class=\"ps2884\">7,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">9,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut henkil\u00f6st\u00f6kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.98pt\"></span></span><span class=\"ps1735\">2,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulospalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.12pt\"></span></span><span class=\"ps502\">12,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdon bonuspalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">7,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">3,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myyntipalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.06pt\"></span></span><span class=\"ps2886_1\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.42pt\"></span></span><span class=\"ps2887\">85,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTerminationBenefits",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-248": {
   "value": "<div class=\"ps2881_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Ty\u00f6suhde-etuudet<span id=\"ib65ea1fec9f845218c9e3d64fc25c66b\"></span></span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ty\u00f6suhde-etuudet sis\u00e4lt\u00e4v\u00e4t lyhytaikaiset ty\u00f6suhde-etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">etuudet, ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet ja osakeperusteiset maksut.</span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet<span id=\"ib4b71a6b4f6a452e9d5c5248031c40fd\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Lyhytaikaiset ty\u00f6suhde-etuudet, kuten palkat, palkkiot sek\u00e4 luontoisedut, vuosilomat ja </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">bonukset, odotetaan maksettavan kokonaisuudessaan ennen kuin kaksitoista kuukautta on </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kulunut sen tilikauden p\u00e4\u00e4ttymisest\u00e4, jonka aikana ty\u00f6ntekij\u00e4t ovat suorittaneet </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ty\u00f6suorituksen. Lyhytaikaiset ty\u00f6suhde-etuudet kirjataan kuluksi sit\u00e4 mukaa kuin ne </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutuvat.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet<span id=\"i9d566f4989394fa6ad57b746f5fa536b\"></span></span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet koostuvat el\u00e4kkeist\u00e4 ja </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">henkivakuutuksista.</span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernilla on maksupohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Mandatumin merkitt\u00e4vin </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksupohjainen j\u00e4rjestely on lakis\u00e4\u00e4teinen ty\u00f6nantajan el\u00e4ke (TyEL) Suomessa.</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Maksupohjaisissa j\u00e4rjestelyiss\u00e4 konserni maksaa kiinte\u00e4t maksut el\u00e4kevakuutusyhti\u00f6lle, eik\u00e4 </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sill\u00e4 ole oikeudellista tai tosiasiallista velvoitetta maksaa muita maksuja. Maksupohjaisesta </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelyst\u00e4 johtuvat velvoitteet kirjataan kuluksi sill\u00e4 kaudella, jota velvoite koskee. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Konsernilla on my\u00f6s vapaaehtoisia j\u00e4rjestelyj\u00e4, mutta niill\u00e4 on vain v\u00e4h\u00e4inen merkitys </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin taloudelliseen asemaan.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen johdosta suoritettavat etuudet<span id=\"i3aa4531b185e448e86b2e0fb4aa83bfa\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ty\u00f6suhteen p\u00e4\u00e4tt\u00e4miseen perustuva velvoite kirjataan velaksi silloin, kun konserni on </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">todennettavasti sitoutunut p\u00e4\u00e4tt\u00e4m\u00e4\u00e4n yhden tai useamman henkil\u00f6n ty\u00f6suhteen\u00a0ennen <span class=\"f ps16\"> </span></span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">normaalia el\u00e4kkeelle j\u00e4\u00e4misaikaa\u00a0tai my\u00f6nt\u00e4m\u00e4\u00e4n ty\u00f6suhteen p\u00e4\u00e4tt\u00e4misen yhteydess\u00e4 </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksettavia etuuksia vapaaehtoisen irtisanoutumisen edist\u00e4miseksi tehdyn tarjouksen </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">seurauksena. Koska ty\u00f6nantajalle ei odoteta koituvan taloudellista hy\u00f6ty\u00e4 n\u00e4ist\u00e4 etuuksista </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa, ne kirjataan v\u00e4litt\u00f6m\u00e4sti kuluksi. Yli 12 kuukautta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n j\u00e4lkeen </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">er\u00e4\u00e4ntyv\u00e4t velvoitteet diskontataan. Irtisanomisen yhteydess\u00e4 maksettavat etuudet ovat </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">irtisanomiseen liittyvi\u00e4 raha- ja el\u00e4kepaketteja.</span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdon palkitseminen on esitetty liitetiedossa 33 L\u00e4hipiiritiedot.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Henkil\u00f6st\u00f6kulut<span id=\"i8a98114533974d43882ac5d9b7c5f3cb\"></span></span></div><div class=\"ps2888 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkat ja palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.08pt\"></span></span><span class=\"ps2882\">44,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">48,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sosiaaliturvamaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">El\u00e4kekustannukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.11pt\"></span></span><span class=\"ps2884\">7,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">9,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut henkil\u00f6st\u00f6kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.98pt\"></span></span><span class=\"ps1735\">2,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulospalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.12pt\"></span></span><span class=\"ps502\">12,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">14,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdon bonuspalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.54pt\"></span></span><span class=\"ps1707_1\">7,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45pt\"></span></span><span class=\"ps2702_1\">3,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Myyntipalkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.06pt\"></span></span><span class=\"ps2886_1\">79,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.42pt\"></span></span><span class=\"ps2887\">85,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-250": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">11 MUUT RAHOITUSKULUT<span id=\"i78e9a713203c49829f6f009e11adc42d\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Korkotuotot ja -kulut jaksotetaan efektiivisen koron menetelm\u00e4ll\u00e4 sopimuksen juoksuajalle.</span></div><div class=\"ps2892_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Korkokulut rahoitusveloista, jotka arvostetaan jaksotettuun </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">hankintamenoon</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korolliset velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1660_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.32pt\"></span></span><span class=\"ps2889_1\">-8,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1662 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.57pt\"></span></span><span class=\"ps2890\">-8,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Liikkeeseen lasketut huonommassa etuoikeusasemassa olevat </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">velkakirjat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1667_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.88pt\"></span></span><span class=\"ps1185\">-13,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1668_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">-7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1728 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokrasopimusvelkojen korkokulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1673_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.32pt\"></span></span><span class=\"ps2101_1\">-0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1674_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.79pt\"></span></span><span class=\"ps2843\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1681_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.3pt\"></span></span><span class=\"ps2091_1\">-23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1683_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.58pt\"></span></span><span class=\"ps2891\">-16,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-252": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">12 TULOVEROT<span id=\"i7ee1774099a14058a4504d058ccc95f5\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i79e043dc21304b7ca3fca98885089dcb\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuloslaskelman er\u00e4 tuloverot sis\u00e4lt\u00e4\u00e4 tilikauden tuloverot ja laskennalliset verot. Verokulut </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan tulosvaikutteisesti. Tilikauden verot lasketaan voimassa olevien verokantojen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella. Laskennallinen vero lasketaan kaikista v\u00e4liaikaisista eroista omaisuuser\u00e4n tai velan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon ja verotuksellisen arvon v\u00e4lill\u00e4. Laskennallista veroa ei kirjata liikearvon </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennyskelvottomasta arvonalentumisesta eik\u00e4 tyt\u00e4ryritysten jakamattomista voitoista silt\u00e4 </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 v\u00e4liaikainen ero ei kumoudu l\u00e4hitulevaisuudessa. </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero lasketaan tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4\u00e4 edelt\u00e4vien voimaan tulleiden verokantojen </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella. Laskennallinen verosaaminen kirjataan silt\u00e4 osin kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa kertyy verotettavaa tuloa, jota vastaan v\u00e4liaikainen ero voidaan hy\u00f6dynt\u00e4\u00e4.</span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni on kansainv\u00e4list\u00e4 v\u00e4himm\u00e4isveroa koskevan Pilari 2 -s\u00e4\u00e4ntelyn piiriss\u00e4. </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuonna 2024 Mandatum-konserni ei ollut lain piiriss\u00e4.</span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernille ei synny v\u00e4himm\u00e4isverovastuita tilikaudelta 2025 tilap\u00e4isten olettamas\u00e4\u00e4nn\u00f6sten </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">soveltumisen vuoksi, eik\u00e4 konserni siten ole kirjannut v\u00e4himm\u00e4isveroja tuloverokuluihin </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2025 tuloslaskelmassaan.</span></div><div class=\"ps1162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden 2025 efektiivinen verokanta: 14,4 % (2024: 18,7 %)</span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Emoyhti\u00f6n verokanta 2025: 20 % (2024: 20 %)</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulos ennen veroja </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.11pt\"></span></span><span class=\"ps2899\">182,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.19pt\"></span></span><span class=\"ps344\">202,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verot laskettuna emoyhti\u00f6n verokannalla</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.97pt\"></span></span><span class=\"ps330\">-36,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.15pt\"></span></span><span class=\"ps2192\">-40,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ulkomaisten tyt\u00e4ryritysten poikkeavat verokannat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.22pt\"></span></span><span class=\"ps481\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verovapaat tulot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">9,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennyskelvottomat kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.78pt\"></span></span><span class=\"ps1220\">-1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.44pt\"></span></span><span class=\"ps2901\">-2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verot aikaisemmilta tilikausilta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.94pt\"></span></span><span class=\"ps531\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">-26,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.24pt\"></span></span><span class=\"ps2903\">-38,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-251": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">12 TULOVEROT<span id=\"i7ee1774099a14058a4504d058ccc95f5\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i79e043dc21304b7ca3fca98885089dcb\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tuloslaskelman er\u00e4 tuloverot sis\u00e4lt\u00e4\u00e4 tilikauden tuloverot ja laskennalliset verot. Verokulut </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan tulosvaikutteisesti. Tilikauden verot lasketaan voimassa olevien verokantojen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella. Laskennallinen vero lasketaan kaikista v\u00e4liaikaisista eroista omaisuuser\u00e4n tai velan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon ja verotuksellisen arvon v\u00e4lill\u00e4. Laskennallista veroa ei kirjata liikearvon </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennyskelvottomasta arvonalentumisesta eik\u00e4 tyt\u00e4ryritysten jakamattomista voitoista silt\u00e4 </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 v\u00e4liaikainen ero ei kumoudu l\u00e4hitulevaisuudessa. </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero lasketaan tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4\u00e4 edelt\u00e4vien voimaan tulleiden verokantojen </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella. Laskennallinen verosaaminen kirjataan silt\u00e4 osin kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulevaisuudessa kertyy verotettavaa tuloa, jota vastaan v\u00e4liaikainen ero voidaan hy\u00f6dynt\u00e4\u00e4.</span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni on kansainv\u00e4list\u00e4 v\u00e4himm\u00e4isveroa koskevan Pilari 2 -s\u00e4\u00e4ntelyn piiriss\u00e4. </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuonna 2024 Mandatum-konserni ei ollut lain piiriss\u00e4.</span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernille ei synny v\u00e4himm\u00e4isverovastuita tilikaudelta 2025 tilap\u00e4isten olettamas\u00e4\u00e4nn\u00f6sten </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">soveltumisen vuoksi, eik\u00e4 konserni siten ole kirjannut v\u00e4himm\u00e4isveroja tuloverokuluihin </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2025 tuloslaskelmassaan.</span></div><div class=\"ps1162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden 2025 efektiivinen verokanta: 14,4 % (2024: 18,7 %)</span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Emoyhti\u00f6n verokanta 2025: 20 % (2024: 20 %)</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulos ennen veroja </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.11pt\"></span></span><span class=\"ps2899\">182,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.19pt\"></span></span><span class=\"ps344\">202,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verot laskettuna emoyhti\u00f6n verokannalla</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.97pt\"></span></span><span class=\"ps330\">-36,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.15pt\"></span></span><span class=\"ps2192\">-40,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ulkomaisten tyt\u00e4ryritysten poikkeavat verokannat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.22pt\"></span></span><span class=\"ps481\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verovapaat tulot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">9,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.59pt\"></span></span><span class=\"ps2731\">3,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennyskelvottomat kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.78pt\"></span></span><span class=\"ps1220\">-1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.44pt\"></span></span><span class=\"ps2901\">-2,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verot aikaisemmilta tilikausilta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.94pt\"></span></span><span class=\"ps531\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">-26,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.24pt\"></span></span><span class=\"ps2903\">-38,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-254": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">13 OSAKEKOHTAINEN TULOS<span id=\"ia8c024e93a614d12aac91352b28a5f23\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i6cead3c5c4cb4669872b7ea62bd38fc5\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laimentamaton osakekohtainen tulos lasketaan jakamalla Mandatum Oyj:n osakkeenomistajille </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva voitto tai tappio painotetulla keskim\u00e4\u00e4r\u00e4isell\u00e4 ulkona olevien osakkeiden m\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilikauden aikana. Laimennettua osakekohtaista tulosta laskettaessa keskim\u00e4\u00e4r\u00e4inen </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakem\u00e4\u00e4r\u00e4 oikaistaan laimennusvaikutuksella.</span></div><div class=\"ps2911_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakekohtainen tulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Emoyhti\u00f6n omistajille kuuluva tilikauden voitto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">156,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.1pt\"></span></span><span class=\"ps478\">164,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeiden lukum\u00e4\u00e4r\u00e4n painotettu keskiarvo tilikauden aikana</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2522\">502\u00a0696\u00a0752</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2905\">502\u00a0067\u00a0244</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laimentamaton osakekohtainen tulos (EUR/osake)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2906\">0,31</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2907\">0,33</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdon kannustinj\u00e4rjestelm\u00e4\u00e4n liittyv\u00e4t osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2908\">1\u00a0065\u00a0325</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps3519\">\u2013</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeiden lukum\u00e4\u00e4r\u00e4n painotettu keskiarvo tilikauden aikana, </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">laimennettu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps419_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6 ps2910\">503\u00a0762\u00a0077</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps421_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6 ps2905\">502\u00a0067\u00a0244</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps347 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laimennettu osakekohtainen tulos (EUR/osake)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2906\">0,31</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2907\">0,33</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-253": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">13 OSAKEKOHTAINEN TULOS<span id=\"ia8c024e93a614d12aac91352b28a5f23\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i6cead3c5c4cb4669872b7ea62bd38fc5\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laimentamaton osakekohtainen tulos lasketaan jakamalla Mandatum Oyj:n osakkeenomistajille </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva voitto tai tappio painotetulla keskim\u00e4\u00e4r\u00e4isell\u00e4 ulkona olevien osakkeiden m\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tilikauden aikana. Laimennettua osakekohtaista tulosta laskettaessa keskim\u00e4\u00e4r\u00e4inen </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakem\u00e4\u00e4r\u00e4 oikaistaan laimennusvaikutuksella.</span></div><div class=\"ps2911_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakekohtainen tulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Emoyhti\u00f6n omistajille kuuluva tilikauden voitto</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">156,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.1pt\"></span></span><span class=\"ps478\">164,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeiden lukum\u00e4\u00e4r\u00e4n painotettu keskiarvo tilikauden aikana</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2522\">502\u00a0696\u00a0752</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2905\">502\u00a0067\u00a0244</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laimentamaton osakekohtainen tulos (EUR/osake)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2906\">0,31</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2907\">0,33</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdon kannustinj\u00e4rjestelm\u00e4\u00e4n liittyv\u00e4t osakkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps2908\">1\u00a0065\u00a0325</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6 ps3519\">\u2013</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeiden lukum\u00e4\u00e4r\u00e4n painotettu keskiarvo tilikauden aikana, </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">laimennettu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps419_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6 ps2910\">503\u00a0762\u00a0077</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps421_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6 ps2905\">502\u00a0067\u00a0244</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps347 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laimennettu osakekohtainen tulos (EUR/osake)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2906\">0,31</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps2907\">0,33</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-258": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_61\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">14 AINEELLISET K\u00c4YTT\u00d6OMAISUUSHY\u00d6DYKKEET<span id=\"i0b5f9dbba9394f999766faafcbe8c85a\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i716d3595a0404c0c948488d1a1163236\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia k\u00e4ytt\u00f6omaisuushy\u00f6dykkeit\u00e4 ovat konsernin omassa k\u00e4yt\u00f6ss\u00e4 olevat kiinteist\u00f6t, </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koneet ja laitteet sek\u00e4 kalusto. Kiinteist\u00f6jen luokitus omassa k\u00e4yt\u00f6ss\u00e4 ja sijoitusk\u00e4yt\u00f6ss\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oleviin suoritetaan k\u00e4yt\u00f6ss\u00e4 olevan neli\u00f6m\u00e4\u00e4r\u00e4n perusteella. Mik\u00e4li omassa k\u00e4yt\u00f6ss\u00e4 on </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkeintaan 10 prosenttia kiinteist\u00f6n pinta-alasta, kiinteist\u00f6 luokitellaan kokonaan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskiinteist\u00f6ksi.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineelliset k\u00e4ytt\u00f6omaisuushy\u00f6dykkeet arvostetaan alkuper\u00e4iseen hankintamenoon </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Perusparannusmenot lis\u00e4t\u00e4\u00e4n </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kiinteist\u00f6n kirjanpitoarvoon silloin, kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 omaisuuser\u00e4\u00e4n liittyv\u00e4 tuleva </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellinen hy\u00f6ty koituu yhteis\u00f6n hyv\u00e4ksi. Korjaus- ja kunnossapitomenot kirjataan kuluiksi </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sill\u00e4 kaudella, jolla ne ovat syntyneet. Aineellisista k\u00e4ytt\u00f6omaisuushy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tasapoistot niiden arvioidun taloudellisen vaikutusajan kuluessa. Useimmissa tapauksissa </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4\u00e4nn\u00f6sarvon arvioidaan olevan nolla. Maa-alueista ei tehd\u00e4 poistoja.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arviot taloudellisesta vaikutusajasta tarkistetaan tilinp\u00e4\u00e4t\u00f6ksen yhteydess\u00e4, ja taloudellista </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusaikaa mukautetaan, jos arviot muuttuvat merkitt\u00e4v\u00e4sti.</span></div><div class=\"ps2913_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konserni vuokralleottajana<span id=\"i7488de7f45074b98bb900e9eee17105d\"></span></span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vuokrasopimukset koostuvat p\u00e4\u00e4asiassa toimitiloista, ja ne ovat joko </span></div><div class=\"ps1159 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4aikaisia tai toistaiseksi voimassa olevia.</span></div><div class=\"ps834 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum arvioi sopimuksen syntymisajankohtana, onko sopimus vuokrasopimus tai </span></div><div class=\"ps1161 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4ltyyk\u00f6 siihen vuokrasopimus. Vuokrasopimus on sopimus, joka antaa oikeuden yksil\u00f6idyn </span></div><div class=\"ps1818 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaisuuser\u00e4n k\u00e4ytt\u00f6\u00e4 koskevaan m\u00e4\u00e4r\u00e4ysvaltaan tietyksi ajanjaksoksi vastiketta vastaan.</span></div><div class=\"ps1820 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuokrasopimukset kirjataan taseeseen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4ksi ja vuokrasopimusvelaksi. </span></div><div class=\"ps1821 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa lyhytaikaisia tai arvoltaan v\u00e4h\u00e4isi\u00e4 vuokrasopimuksia koskevia poikkeuksia </span></div><div class=\"ps1822 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja kirjaa n\u00e4ist\u00e4 aiheutuneet menot kuluksi sill\u00e4 tilikaudella, jolla ne ovat syntyneet.</span></div><div class=\"ps1824 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t (oikeus k\u00e4ytt\u00e4\u00e4 vuokrasopimuksen kohdetta) esitet\u00e4\u00e4n osana </span></div><div class=\"ps1825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia hy\u00f6dykkeit\u00e4 ja vuokrasopimusvelat esitet\u00e4\u00e4n osana Muita velkoja.</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon, joka sis\u00e4lt\u00e4\u00e4 vuokrasopimusvelan alkuper\u00e4isen m\u00e4\u00e4r\u00e4n lis\u00e4ttyn\u00e4 vuokralle- </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">antajalle mahdollisesti suoritetuilla ennakkomaksuilla. K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hy\u00f6dykkeen taloudellisena vaikutusaikana tai vuokra-aikana, sen mukaan kumpi on lyhyempi.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokrasopimusvelka kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan tulevien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokramaksujen nykyarvoon. Vuokrasopimusvelkojen nykyarvo lasketaan diskonttaamalla </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastaiset vuokranmaksut k\u00e4ytt\u00e4m\u00e4ll\u00e4 konsernin lis\u00e4luoton korkoa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin johto k\u00e4ytt\u00e4\u00e4 harkintaa m\u00e4\u00e4ritelless\u00e4\u00e4n lis\u00e4luoton korkoa ja </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokrasopimuksien kestoa huomioiden sopimusten mahdolliset jatko- ja p\u00e4\u00e4tt\u00e4misoptiot.</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Konserni vuokralleantajana<span id=\"i02977e38d6d74ba8811e776b28bb51e1\"></span></span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokralle annetut hy\u00f6dykkeet sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Sijoituskiinteist\u00f6t, ja niiden poistoajat </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja -menetelm\u00e4t sek\u00e4 arvonalentumistappioiden kirjausperusteet ovat samat kuin vastaavien </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aineellisten hy\u00f6dykkeiden. Saatavat vuokrat kirjataan tuloslaskelmaan tasaerin\u00e4 </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokratuotoiksi vuokra-ajan kuluessa.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.8pt\"></span></span><span class=\"ps1826\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.27pt\"></span></span><span class=\"ps2961\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.97pt\"></span></span><span class=\"ps2963\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.32pt\"></span></span><span class=\"ps2968\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.62pt\"></span></span><span class=\"ps2983\">30,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.75pt\"></span></span><span class=\"ps2986\">12,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.87pt\"></span></span><span class=\"ps2988\">46,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.14pt\"></span></span><span class=\"ps3282\">-12,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">-24,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.41pt\"></span></span><span class=\"ps3002_1\">29,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.15pt\"></span></span><span class=\"ps3003\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.01pt\"></span></span><span class=\"ps3004\">45,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.6pt\"></span></span><span class=\"ps3005_1\">-7,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.11pt\"></span></span><span class=\"ps3007_1\">-17,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3012_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3014 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3015 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.52pt\"></span></span><span class=\"ps3016_1\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.4pt\"></span></span><span class=\"ps3017_1\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">-2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.28pt\"></span></span><span class=\"ps3020\">-3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3021_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3022_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3023_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3024_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3025_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3026_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3027 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3028_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps2029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asuin-, toimisto- ja liikerakennukset<span style=\"display:inline-block;height:6.4pt;width:2.83pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">20\u201360 vuotta</span></span></div><div class=\"ps3033_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Rakennusten ainesosat<span style=\"display:inline-block;height:6.4pt;width:16.93pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">10\u201315 vuotta</span></span></div><div class=\"ps3035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-laitteet ja autot<span style=\"display:inline-block;height:6.4pt;width:0.62pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u20135 vuotta</span></span></div><div class=\"ps3036_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut koneet ja kalusto<span style=\"display:inline-block;height:6.4pt;width:18.17pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-257": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_61\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">14 AINEELLISET K\u00c4YTT\u00d6OMAISUUSHY\u00d6DYKKEET<span id=\"i0b5f9dbba9394f999766faafcbe8c85a\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i716d3595a0404c0c948488d1a1163236\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia k\u00e4ytt\u00f6omaisuushy\u00f6dykkeit\u00e4 ovat konsernin omassa k\u00e4yt\u00f6ss\u00e4 olevat kiinteist\u00f6t, </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koneet ja laitteet sek\u00e4 kalusto. Kiinteist\u00f6jen luokitus omassa k\u00e4yt\u00f6ss\u00e4 ja sijoitusk\u00e4yt\u00f6ss\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oleviin suoritetaan k\u00e4yt\u00f6ss\u00e4 olevan neli\u00f6m\u00e4\u00e4r\u00e4n perusteella. Mik\u00e4li omassa k\u00e4yt\u00f6ss\u00e4 on </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkeintaan 10 prosenttia kiinteist\u00f6n pinta-alasta, kiinteist\u00f6 luokitellaan kokonaan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskiinteist\u00f6ksi.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineelliset k\u00e4ytt\u00f6omaisuushy\u00f6dykkeet arvostetaan alkuper\u00e4iseen hankintamenoon </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Perusparannusmenot lis\u00e4t\u00e4\u00e4n </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kiinteist\u00f6n kirjanpitoarvoon silloin, kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 omaisuuser\u00e4\u00e4n liittyv\u00e4 tuleva </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellinen hy\u00f6ty koituu yhteis\u00f6n hyv\u00e4ksi. Korjaus- ja kunnossapitomenot kirjataan kuluiksi </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sill\u00e4 kaudella, jolla ne ovat syntyneet. Aineellisista k\u00e4ytt\u00f6omaisuushy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tasapoistot niiden arvioidun taloudellisen vaikutusajan kuluessa. Useimmissa tapauksissa </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4\u00e4nn\u00f6sarvon arvioidaan olevan nolla. Maa-alueista ei tehd\u00e4 poistoja.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arviot taloudellisesta vaikutusajasta tarkistetaan tilinp\u00e4\u00e4t\u00f6ksen yhteydess\u00e4, ja taloudellista </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusaikaa mukautetaan, jos arviot muuttuvat merkitt\u00e4v\u00e4sti.</span></div><div class=\"ps2913_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konserni vuokralleottajana<span id=\"i7488de7f45074b98bb900e9eee17105d\"></span></span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vuokrasopimukset koostuvat p\u00e4\u00e4asiassa toimitiloista, ja ne ovat joko </span></div><div class=\"ps1159 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4aikaisia tai toistaiseksi voimassa olevia.</span></div><div class=\"ps834 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum arvioi sopimuksen syntymisajankohtana, onko sopimus vuokrasopimus tai </span></div><div class=\"ps1161 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4ltyyk\u00f6 siihen vuokrasopimus. Vuokrasopimus on sopimus, joka antaa oikeuden yksil\u00f6idyn </span></div><div class=\"ps1818 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaisuuser\u00e4n k\u00e4ytt\u00f6\u00e4 koskevaan m\u00e4\u00e4r\u00e4ysvaltaan tietyksi ajanjaksoksi vastiketta vastaan.</span></div><div class=\"ps1820 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuokrasopimukset kirjataan taseeseen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4ksi ja vuokrasopimusvelaksi. </span></div><div class=\"ps1821 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa lyhytaikaisia tai arvoltaan v\u00e4h\u00e4isi\u00e4 vuokrasopimuksia koskevia poikkeuksia </span></div><div class=\"ps1822 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja kirjaa n\u00e4ist\u00e4 aiheutuneet menot kuluksi sill\u00e4 tilikaudella, jolla ne ovat syntyneet.</span></div><div class=\"ps1824 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t (oikeus k\u00e4ytt\u00e4\u00e4 vuokrasopimuksen kohdetta) esitet\u00e4\u00e4n osana </span></div><div class=\"ps1825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia hy\u00f6dykkeit\u00e4 ja vuokrasopimusvelat esitet\u00e4\u00e4n osana Muita velkoja.</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon, joka sis\u00e4lt\u00e4\u00e4 vuokrasopimusvelan alkuper\u00e4isen m\u00e4\u00e4r\u00e4n lis\u00e4ttyn\u00e4 vuokralle- </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">antajalle mahdollisesti suoritetuilla ennakkomaksuilla. K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hy\u00f6dykkeen taloudellisena vaikutusaikana tai vuokra-aikana, sen mukaan kumpi on lyhyempi.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokrasopimusvelka kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan tulevien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokramaksujen nykyarvoon. Vuokrasopimusvelkojen nykyarvo lasketaan diskonttaamalla </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastaiset vuokranmaksut k\u00e4ytt\u00e4m\u00e4ll\u00e4 konsernin lis\u00e4luoton korkoa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin johto k\u00e4ytt\u00e4\u00e4 harkintaa m\u00e4\u00e4ritelless\u00e4\u00e4n lis\u00e4luoton korkoa ja </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokrasopimuksien kestoa huomioiden sopimusten mahdolliset jatko- ja p\u00e4\u00e4tt\u00e4misoptiot.</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Konserni vuokralleantajana<span id=\"i02977e38d6d74ba8811e776b28bb51e1\"></span></span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokralle annetut hy\u00f6dykkeet sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Sijoituskiinteist\u00f6t, ja niiden poistoajat </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja -menetelm\u00e4t sek\u00e4 arvonalentumistappioiden kirjausperusteet ovat samat kuin vastaavien </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aineellisten hy\u00f6dykkeiden. Saatavat vuokrat kirjataan tuloslaskelmaan tasaerin\u00e4 </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokratuotoiksi vuokra-ajan kuluessa.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.8pt\"></span></span><span class=\"ps1826\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.27pt\"></span></span><span class=\"ps2961\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.97pt\"></span></span><span class=\"ps2963\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.32pt\"></span></span><span class=\"ps2968\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.62pt\"></span></span><span class=\"ps2983\">30,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.75pt\"></span></span><span class=\"ps2986\">12,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.87pt\"></span></span><span class=\"ps2988\">46,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.14pt\"></span></span><span class=\"ps3282\">-12,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">-24,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.41pt\"></span></span><span class=\"ps3002_1\">29,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.15pt\"></span></span><span class=\"ps3003\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.01pt\"></span></span><span class=\"ps3004\">45,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.6pt\"></span></span><span class=\"ps3005_1\">-7,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.11pt\"></span></span><span class=\"ps3007_1\">-17,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3012_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3014 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3015 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.52pt\"></span></span><span class=\"ps3016_1\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.4pt\"></span></span><span class=\"ps3017_1\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">-2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.28pt\"></span></span><span class=\"ps3020\">-3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3021_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3022_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3023_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3024_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3025_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3026_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3027 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3028_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps2029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asuin-, toimisto- ja liikerakennukset<span style=\"display:inline-block;height:6.4pt;width:2.83pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">20\u201360 vuotta</span></span></div><div class=\"ps3033_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Rakennusten ainesosat<span style=\"display:inline-block;height:6.4pt;width:16.93pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">10\u201315 vuotta</span></span></div><div class=\"ps3035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-laitteet ja autot<span style=\"display:inline-block;height:6.4pt;width:0.62pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u20135 vuotta</span></span></div><div class=\"ps3036_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut koneet ja kalusto<span style=\"display:inline-block;height:6.4pt;width:18.17pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-256": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_61\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">14 AINEELLISET K\u00c4YTT\u00d6OMAISUUSHY\u00d6DYKKEET<span id=\"i0b5f9dbba9394f999766faafcbe8c85a\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i716d3595a0404c0c948488d1a1163236\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia k\u00e4ytt\u00f6omaisuushy\u00f6dykkeit\u00e4 ovat konsernin omassa k\u00e4yt\u00f6ss\u00e4 olevat kiinteist\u00f6t, </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koneet ja laitteet sek\u00e4 kalusto. Kiinteist\u00f6jen luokitus omassa k\u00e4yt\u00f6ss\u00e4 ja sijoitusk\u00e4yt\u00f6ss\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oleviin suoritetaan k\u00e4yt\u00f6ss\u00e4 olevan neli\u00f6m\u00e4\u00e4r\u00e4n perusteella. Mik\u00e4li omassa k\u00e4yt\u00f6ss\u00e4 on </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkeintaan 10 prosenttia kiinteist\u00f6n pinta-alasta, kiinteist\u00f6 luokitellaan kokonaan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskiinteist\u00f6ksi.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineelliset k\u00e4ytt\u00f6omaisuushy\u00f6dykkeet arvostetaan alkuper\u00e4iseen hankintamenoon </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Perusparannusmenot lis\u00e4t\u00e4\u00e4n </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kiinteist\u00f6n kirjanpitoarvoon silloin, kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 omaisuuser\u00e4\u00e4n liittyv\u00e4 tuleva </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellinen hy\u00f6ty koituu yhteis\u00f6n hyv\u00e4ksi. Korjaus- ja kunnossapitomenot kirjataan kuluiksi </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sill\u00e4 kaudella, jolla ne ovat syntyneet. Aineellisista k\u00e4ytt\u00f6omaisuushy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tasapoistot niiden arvioidun taloudellisen vaikutusajan kuluessa. Useimmissa tapauksissa </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4\u00e4nn\u00f6sarvon arvioidaan olevan nolla. Maa-alueista ei tehd\u00e4 poistoja.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arviot taloudellisesta vaikutusajasta tarkistetaan tilinp\u00e4\u00e4t\u00f6ksen yhteydess\u00e4, ja taloudellista </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusaikaa mukautetaan, jos arviot muuttuvat merkitt\u00e4v\u00e4sti.</span></div><div class=\"ps2913_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konserni vuokralleottajana<span id=\"i7488de7f45074b98bb900e9eee17105d\"></span></span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vuokrasopimukset koostuvat p\u00e4\u00e4asiassa toimitiloista, ja ne ovat joko </span></div><div class=\"ps1159 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4aikaisia tai toistaiseksi voimassa olevia.</span></div><div class=\"ps834 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum arvioi sopimuksen syntymisajankohtana, onko sopimus vuokrasopimus tai </span></div><div class=\"ps1161 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4ltyyk\u00f6 siihen vuokrasopimus. Vuokrasopimus on sopimus, joka antaa oikeuden yksil\u00f6idyn </span></div><div class=\"ps1818 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaisuuser\u00e4n k\u00e4ytt\u00f6\u00e4 koskevaan m\u00e4\u00e4r\u00e4ysvaltaan tietyksi ajanjaksoksi vastiketta vastaan.</span></div><div class=\"ps1820 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuokrasopimukset kirjataan taseeseen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4ksi ja vuokrasopimusvelaksi. </span></div><div class=\"ps1821 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa lyhytaikaisia tai arvoltaan v\u00e4h\u00e4isi\u00e4 vuokrasopimuksia koskevia poikkeuksia </span></div><div class=\"ps1822 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja kirjaa n\u00e4ist\u00e4 aiheutuneet menot kuluksi sill\u00e4 tilikaudella, jolla ne ovat syntyneet.</span></div><div class=\"ps1824 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t (oikeus k\u00e4ytt\u00e4\u00e4 vuokrasopimuksen kohdetta) esitet\u00e4\u00e4n osana </span></div><div class=\"ps1825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia hy\u00f6dykkeit\u00e4 ja vuokrasopimusvelat esitet\u00e4\u00e4n osana Muita velkoja.</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon, joka sis\u00e4lt\u00e4\u00e4 vuokrasopimusvelan alkuper\u00e4isen m\u00e4\u00e4r\u00e4n lis\u00e4ttyn\u00e4 vuokralle- </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">antajalle mahdollisesti suoritetuilla ennakkomaksuilla. K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hy\u00f6dykkeen taloudellisena vaikutusaikana tai vuokra-aikana, sen mukaan kumpi on lyhyempi.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokrasopimusvelka kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan tulevien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokramaksujen nykyarvoon. Vuokrasopimusvelkojen nykyarvo lasketaan diskonttaamalla </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastaiset vuokranmaksut k\u00e4ytt\u00e4m\u00e4ll\u00e4 konsernin lis\u00e4luoton korkoa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin johto k\u00e4ytt\u00e4\u00e4 harkintaa m\u00e4\u00e4ritelless\u00e4\u00e4n lis\u00e4luoton korkoa ja </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokrasopimuksien kestoa huomioiden sopimusten mahdolliset jatko- ja p\u00e4\u00e4tt\u00e4misoptiot.</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Konserni vuokralleantajana<span id=\"i02977e38d6d74ba8811e776b28bb51e1\"></span></span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokralle annetut hy\u00f6dykkeet sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Sijoituskiinteist\u00f6t, ja niiden poistoajat </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja -menetelm\u00e4t sek\u00e4 arvonalentumistappioiden kirjausperusteet ovat samat kuin vastaavien </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aineellisten hy\u00f6dykkeiden. Saatavat vuokrat kirjataan tuloslaskelmaan tasaerin\u00e4 </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokratuotoiksi vuokra-ajan kuluessa.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.8pt\"></span></span><span class=\"ps1826\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.27pt\"></span></span><span class=\"ps2961\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.97pt\"></span></span><span class=\"ps2963\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.32pt\"></span></span><span class=\"ps2968\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.62pt\"></span></span><span class=\"ps2983\">30,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.75pt\"></span></span><span class=\"ps2986\">12,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.87pt\"></span></span><span class=\"ps2988\">46,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.14pt\"></span></span><span class=\"ps3282\">-12,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">-24,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.41pt\"></span></span><span class=\"ps3002_1\">29,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.15pt\"></span></span><span class=\"ps3003\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.01pt\"></span></span><span class=\"ps3004\">45,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.6pt\"></span></span><span class=\"ps3005_1\">-7,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.11pt\"></span></span><span class=\"ps3007_1\">-17,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3012_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3014 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3015 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.52pt\"></span></span><span class=\"ps3016_1\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.4pt\"></span></span><span class=\"ps3017_1\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">-2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.28pt\"></span></span><span class=\"ps3020\">-3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3021_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3022_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3023_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3024_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3025_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3026_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3027 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3028_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps2029_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asuin-, toimisto- ja liikerakennukset<span style=\"display:inline-block;height:6.4pt;width:2.83pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">20\u201360 vuotta</span></span></div><div class=\"ps3033_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Rakennusten ainesosat<span style=\"display:inline-block;height:6.4pt;width:16.93pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">10\u201315 vuotta</span></span></div><div class=\"ps3035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-laitteet ja autot<span style=\"display:inline-block;height:6.4pt;width:0.62pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u20135 vuotta</span></span></div><div class=\"ps3036_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut koneet ja kalusto<span style=\"display:inline-block;height:6.4pt;width:18.17pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-255": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_61\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">14 AINEELLISET K\u00c4YTT\u00d6OMAISUUSHY\u00d6DYKKEET<span id=\"i0b5f9dbba9394f999766faafcbe8c85a\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i716d3595a0404c0c948488d1a1163236\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia k\u00e4ytt\u00f6omaisuushy\u00f6dykkeit\u00e4 ovat konsernin omassa k\u00e4yt\u00f6ss\u00e4 olevat kiinteist\u00f6t, </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koneet ja laitteet sek\u00e4 kalusto. Kiinteist\u00f6jen luokitus omassa k\u00e4yt\u00f6ss\u00e4 ja sijoitusk\u00e4yt\u00f6ss\u00e4 </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oleviin suoritetaan k\u00e4yt\u00f6ss\u00e4 olevan neli\u00f6m\u00e4\u00e4r\u00e4n perusteella. Mik\u00e4li omassa k\u00e4yt\u00f6ss\u00e4 on </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korkeintaan 10 prosenttia kiinteist\u00f6n pinta-alasta, kiinteist\u00f6 luokitellaan kokonaan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskiinteist\u00f6ksi.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineelliset k\u00e4ytt\u00f6omaisuushy\u00f6dykkeet arvostetaan alkuper\u00e4iseen hankintamenoon </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Perusparannusmenot lis\u00e4t\u00e4\u00e4n </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kiinteist\u00f6n kirjanpitoarvoon silloin, kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 omaisuuser\u00e4\u00e4n liittyv\u00e4 tuleva </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellinen hy\u00f6ty koituu yhteis\u00f6n hyv\u00e4ksi. Korjaus- ja kunnossapitomenot kirjataan kuluiksi </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sill\u00e4 kaudella, jolla ne ovat syntyneet. Aineellisista k\u00e4ytt\u00f6omaisuushy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tasapoistot niiden arvioidun taloudellisen vaikutusajan kuluessa. Useimmissa tapauksissa </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4\u00e4nn\u00f6sarvon arvioidaan olevan nolla. Maa-alueista ei tehd\u00e4 poistoja.</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arviot taloudellisesta vaikutusajasta tarkistetaan tilinp\u00e4\u00e4t\u00f6ksen yhteydess\u00e4, ja taloudellista </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusaikaa mukautetaan, jos arviot muuttuvat merkitt\u00e4v\u00e4sti.</span></div><div class=\"ps2913_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Konserni vuokralleottajana<span id=\"i7488de7f45074b98bb900e9eee17105d\"></span></span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin vuokrasopimukset koostuvat p\u00e4\u00e4asiassa toimitiloista, ja ne ovat joko </span></div><div class=\"ps1159 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4aikaisia tai toistaiseksi voimassa olevia.</span></div><div class=\"ps834 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum arvioi sopimuksen syntymisajankohtana, onko sopimus vuokrasopimus tai </span></div><div class=\"ps1161 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4ltyyk\u00f6 siihen vuokrasopimus. Vuokrasopimus on sopimus, joka antaa oikeuden yksil\u00f6idyn </span></div><div class=\"ps1818 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">omaisuuser\u00e4n k\u00e4ytt\u00f6\u00e4 koskevaan m\u00e4\u00e4r\u00e4ysvaltaan tietyksi ajanjaksoksi vastiketta vastaan.</span></div><div class=\"ps1820 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuokrasopimukset kirjataan taseeseen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4ksi ja vuokrasopimusvelaksi. </span></div><div class=\"ps1821 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa lyhytaikaisia tai arvoltaan v\u00e4h\u00e4isi\u00e4 vuokrasopimuksia koskevia poikkeuksia </span></div><div class=\"ps1822 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja kirjaa n\u00e4ist\u00e4 aiheutuneet menot kuluksi sill\u00e4 tilikaudella, jolla ne ovat syntyneet.</span></div><div class=\"ps1824 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t (oikeus k\u00e4ytt\u00e4\u00e4 vuokrasopimuksen kohdetta) esitet\u00e4\u00e4n osana </span></div><div class=\"ps1825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Aineellisia hy\u00f6dykkeit\u00e4 ja vuokrasopimusvelat esitet\u00e4\u00e4n osana Muita velkoja.</span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon, joka sis\u00e4lt\u00e4\u00e4 vuokrasopimusvelan alkuper\u00e4isen m\u00e4\u00e4r\u00e4n lis\u00e4ttyn\u00e4 vuokralle- </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">antajalle mahdollisesti suoritetuilla ennakkomaksuilla. K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hy\u00f6dykkeen taloudellisena vaikutusaikana tai vuokra-aikana, sen mukaan kumpi on lyhyempi.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokrasopimusvelka kirjataan vuokra-ajan alkamishetkell\u00e4 ja arvostetaan tulevien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokramaksujen nykyarvoon. Vuokrasopimusvelkojen nykyarvo lasketaan diskonttaamalla </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vastaiset vuokranmaksut k\u00e4ytt\u00e4m\u00e4ll\u00e4 konsernin lis\u00e4luoton korkoa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin johto k\u00e4ytt\u00e4\u00e4 harkintaa m\u00e4\u00e4ritelless\u00e4\u00e4n lis\u00e4luoton korkoa ja </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokrasopimuksien kestoa huomioiden sopimusten mahdolliset jatko- ja p\u00e4\u00e4tt\u00e4misoptiot.</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Konserni vuokralleantajana<span id=\"i02977e38d6d74ba8811e776b28bb51e1\"></span></span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuokralle annetut hy\u00f6dykkeet sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Sijoituskiinteist\u00f6t, ja niiden poistoajat </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja -menetelm\u00e4t sek\u00e4 arvonalentumistappioiden kirjausperusteet ovat samat kuin vastaavien </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">aineellisten hy\u00f6dykkeiden. Saatavat vuokrat kirjataan tuloslaskelmaan tasaerin\u00e4 </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuokratuotoiksi vuokra-ajan kuluessa.</span></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.8pt\"></span></span><span class=\"ps1826\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.27pt\"></span></span><span class=\"ps2961\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.97pt\"></span></span><span class=\"ps2963\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.32pt\"></span></span><span class=\"ps2968\">-2,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">-3,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.62pt\"></span></span><span class=\"ps2983\">30,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.75pt\"></span></span><span class=\"ps2986\">12,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.87pt\"></span></span><span class=\"ps2988\">46,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.14pt\"></span></span><span class=\"ps3282\">-12,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">-24,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">18,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.02pt\"></span></span><span class=\"ps2978\">2,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.37pt\"></span></span><span class=\"ps2980\">22,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:111.75pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td><td style=\"padding:0;width:61.5pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"4\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss157_1\"><div><div class=\"ps342 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2924_1 ss159_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3078\">K\u00e4ytt\u00f6oikeus-</span></div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps3124\">omaisuuser\u00e4t</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2926_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2209\">Maa-alueet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2925\">rakennukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2929_1 ss473\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124 ps2927\">Koneet ja </span></div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2928\">kalusto</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2931_1 ss473\"><div><div class=\"ps342 ss468\"><span class=\"f charStyle-7f1eb124 ps2410\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2933_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.41pt\"></span></span><span class=\"ps3002_1\">29,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2937_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.15pt\"></span></span><span class=\"ps3003\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2939_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.01pt\"></span></span><span class=\"ps3004\">45,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2940_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.6pt\"></span></span><span class=\"ps3005_1\">-7,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2941_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2943_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.97pt\"></span></span><span class=\"ps3006_1\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2944_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.11pt\"></span></span><span class=\"ps3007_1\">-17,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2946_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2947_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2949_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2951_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3012_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3014 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3015 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2952_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.18pt\"></span></span><span class=\"ps3218\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2953_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2954_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.91pt\"></span></span><span class=\"ps3009\">2,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2955_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.4pt\"></span></span><span class=\"ps3010_1\">27,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2957_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.52pt\"></span></span><span class=\"ps3016_1\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2958_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2960_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.65pt\"></span></span><span class=\"ps3464\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2962_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.4pt\"></span></span><span class=\"ps3017_1\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2964 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2965_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2966 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2967_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.72pt\"></span></span><span class=\"ps1269\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2969_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">-2,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2970_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2972_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.29pt\"></span></span><span class=\"ps2971_1\">-0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2974_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.28pt\"></span></span><span class=\"ps3020\">-3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2976 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2977_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2979_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2981_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3021_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3022_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3023_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3024_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3025_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps3011_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3026_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3027 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3028_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6 ps3013\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2982_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2984_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.9pt\"></span></span><span class=\"ps2932\">30,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2985_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.54pt\"></span></span><span class=\"ps2934\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2987_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.34pt\"></span></span><span class=\"ps2936\">12,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2989_1 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">46,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2990_1 ss164_1\"><div><div class=\"ps299 ss163_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2992_1 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">-9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2993 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2995 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-10,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2997 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.53pt\"></span></span><span class=\"ps2942\">-21,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2998 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.23pt\"></span></span><span class=\"ps2945\">20,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2999 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.18pt\"></span></span><span class=\"ps2002\">1,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3000 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.35pt\"></span></span><span class=\"ps2948\">2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3001 ss469\"><div><div class=\"ps299 ss468\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.45pt\"></span></span><span class=\"ps2950\">25,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_67\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">16 LIIKEARVO JA AINEETTOMAT HY\u00d6DYKKEET<span id=\"i10a11fe6d5244f819fb09d4cb0198e5d\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i09f9b82f59124f7d8d5b90972ba1f173\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Liikearvo</span><span class=\"f charStyle-b28dcdfd ps3104\"> </span><span class=\"f charStyle-eb5b806b ps3105_1\">on omaisuuser\u00e4, joka edustaa liiketoimintojen yhdist\u00e4misess\u00e4 syntyvi\u00e4 vastaisia </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisia hy\u00f6tyj\u00e4, joita ei ole yksil\u00f6ity ja kirjattu erikseen. Liikearvosta ei tehd\u00e4 poistoja. Sen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijaan liikearvon arvonalentuminen testataan vuosittain.</span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Aineettomat hy\u00f6dykkeet</span><span class=\"f charStyle-eb5b806b ps3106_1\">, riippumatta siit\u00e4, onko ne hankittu ulkoisesti, hankittu </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintojen yhdist\u00e4misess\u00e4 vai itse tuotettu, kirjataan taseeseen aineettomina </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkein\u00e4, joilla on rajallinen taloudellinen vaikutusaika, jos on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 odotettavissa oleva taloudellinen hy\u00f6ty koituu konsernin hyv\u00e4ksi ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeiden hankintameno voidaan m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Sis\u00e4isesti aikaansaadun </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aineettoman hy\u00f6dykkeen hankintameno m\u00e4\u00e4r\u00e4ytyy hy\u00f6dykkeelle v\u00e4litt\u00f6m\u00e4sti kohdistettavien </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">menojen summana. Tutkimusmenot kirjataan kuluiksi tulosvaikutteisesti sit\u00e4 mukaa kuin ne </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuvat. Kehitt\u00e4mismenoista, jotka johtuvat uusien IT-ohjelmistojen suunnittelusta tai jo </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olemassa olevien ohjelmistojen merkitt\u00e4vist\u00e4 parannuksista, aktivoidaan vain ne, jotka </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4v\u00e4t sis\u00e4isesti tuotettujen aineettomien hy\u00f6dykkeiden kirjaamisedellytykset. Aineettomat </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeet, joiden taloudellinen vaikutusaika on rajallinen, arvostetaan alkuper\u00e4iseen </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Aineettomista </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot omaisuuser\u00e4n arvioidun taloudellisen vaikutusajan kuluessa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.47pt\"></span></span><span class=\"ps3152\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3186_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3187 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3188_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3190_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3191 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3192_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3193 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3195_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3197_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3199 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps937 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3211 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.47pt\"></span></span><span class=\"ps3215\">18,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">77,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3219_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3220_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3222 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.09pt\"></span></span><span class=\"ps3221_1\">-5,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3223_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3225 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.22pt\"></span></span><span class=\"ps3224_1\">-16,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3227 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.78pt\"></span></span><span class=\"ps3226\">-22,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3228_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3229 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3230_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3231 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3232_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps3234_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asiakassuhteet<span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">5\u201315 vuotta</span></span></div><div class=\"ps3235_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-ohjelmistot (sis\u00e4ltyv\u00e4t er\u00e4\u00e4n Muut)<span style=\"display:inline-block;height:6.4pt;width:31.42pt\"></span></span><span class=\"ps3031\">4\u201310 vuotta</span></span></div><div class=\"ps3236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut aineettomat hy\u00f6dykkeet<span style=\"display:inline-block;height:6.4pt;width:24.4pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.12pt\"></span></span><span class=\"ps3238\">46,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.21pt\"></span></span><span class=\"ps3239_1\">101,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">-3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">-43,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.86pt\"></span></span><span class=\"ps3856\">-47,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.21pt\"></span></span><span class=\"ps3241\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.29pt\"></span></span><span class=\"ps3242_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.79pt\"></span></span><span class=\"ps614\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.72pt\"></span></span><span class=\"ps3097\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.5pt\"></span></span><span class=\"ps612\">-2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.76pt\"></span></span><span class=\"ps3244\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3245 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span><span class=\"f charStyle-eb5b806b ps3249_1\">.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Liikearvon arvonalentumistestaus<span id=\"i397fd0eb09c54c92a52f318d786229a6\"></span></span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liikearvo on jaettu rahavirtaa tuottaville yksik\u00f6ille arvonalentumistestausta varten. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Testauksien perusteella ei ole kirjattu arvonalentumisia.</span></div><div class=\"ps3255_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liikearvon m\u00e4\u00e4r\u00e4, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kummankin rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on arvioitu niiden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00f6arvon perusteella. Yksik\u00f6iden kerrytett\u00e4viss\u00e4 olevat raham\u00e4\u00e4r\u00e4t on m\u00e4\u00e4ritetty k\u00e4ytt\u00e4en </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">diskontattua rahavirtamallia.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmissa k\u00e4ytetyt diskonttauskorot perustuvat Suomen valtion 10-vuotisen velkakirjan </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoon, arvioon osakemarkkinapreemiosta sek\u00e4 verrokkiyritysten avulla arvioituihin </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaparametreihin. Laskuperustekorkoinen liiketoiminta -yksik\u00f6n diskonttauskorko </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioitiin oman p\u00e4\u00e4oman kustannuksena ja varainhoitoyksik\u00f6lle arvioitiin p\u00e4\u00e4oman painotettu </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskim\u00e4\u00e4r\u00e4inen kustannus (WACC).</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmien pohjana olevat rahavirtaennusteet ovat johdon hyv\u00e4ksymi\u00e4. </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoinen liiketoiminta -yksik\u00f6n rahavirtaennuste on 15 vuotta ja </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitoasiakkaat-yksik\u00f6n 5 vuotta. Ennustekausien j\u00e4lkeen arvioitiin j\u00e4\u00e4nn\u00f6speriodit. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Syyn\u00e4 n\u00e4in pitk\u00e4n ennustekauden k\u00e4ytt\u00f6\u00f6n Laskuperustekorkoinen liiketoiminta -yksik\u00f6lle on </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kyseisen yksik\u00f6n arvioitu vakuutussopimusvelkojen kehitys, jolla taas on merkityst\u00e4 </span></div><div class=\"ps3256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaadittavaan vakavaraisuusp\u00e4\u00e4omaan ja sit\u00e4 kautta kerrytett\u00e4viss\u00e4 olevaan raham\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3257_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oletus ennustekauden j\u00e4lkeisest\u00e4 kasvusta perustuu omaisuuserien arvioituun k\u00e4ytt\u00f6\u00f6n ja </span></div><div class=\"ps3258_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioon pitk\u00e4n aikav\u00e4lin inflaatiosta.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">T\u00e4rkeimm\u00e4t oletukset ovat seuraavat:</span></div><div class=\"ps3272 ss0\"><div class=\"ss193_1 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:215.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:77.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3269_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3271 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-7f1eb124 ps3270_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3261_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3619\">0,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3264 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3262_1\"></span><span class=\"ps3262_1\">0,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss89_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen nettotuloksen kasvu </span></div><div class=\"ps342 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3266 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6 ps3265\">-8,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3268 ss407\"><div><div class=\"ps342 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3267\"></span><span class=\"ps3267\">-8,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3278_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3273\">2,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">2,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen liikevoiton kasvu ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3276_1\">5,0 %</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3277\"></span><span class=\"ps3277\">5,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3279_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskelmat tehtiin diskonttaamalla verojen j\u00e4lkeisi\u00e4 rahavirtoja. Vastaavat veroja edelt\u00e4v\u00e4t </span></div><div class=\"ps3280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">diskonttauskorot ovat:</span></div><div class=\"ps3285 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Veroja edelt\u00e4v\u00e4 diskonttauskorko</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3281\"></span><span class=\"ps3281\">9,8</span><span class=\"ps1490\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">11,2</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3283\"></span><span class=\"ps3283\">7,5</span><span class=\"ps821\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3284\"></span><span class=\"ps3284\">8,5</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1660 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kummankin rahavirtaa tuottavan yksik\u00f6n k\u00e4ytt\u00f6arvo oli suurempi kuin testattava omaisuus.</span></div><div class=\"ps1664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Varainhoitoyksik\u00f6n osalta johto katsoo, ett\u00e4 mik\u00e4\u00e4n jokseenkin mahdollinen muutos </span></div><div class=\"ps1665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytettyihin keskeisiin oletuksiin ei saisi aikaan arvonalentumista. Laskuperustekorkoinen </span></div><div class=\"ps1666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta -yksik\u00f6n osalta 51 prosenttiyksikk\u00f6\u00e4 korkeampi diskonttauskorko (49 %-yksikk\u00f6\u00e4) </span></div><div class=\"ps1667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai 89 prosentin nettotuloksen lasku (88 %:n nettotuloksen lasku) johtaisivat tarpeeseen kirjata </span></div><div class=\"ps1668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonalentuminen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-259": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_64\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">15 SIJOITUSKIINTEIST\u00d6T<span id=\"i1d89490a965b4310bca81a667bccb50a\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i3469c57bb75446f5911274fb96297e84\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoituskiinteist\u00f6t arvostetaan alun perin hankintamenoon ja sen j\u00e4lkeen k\u00e4yp\u00e4\u00e4n arvoon, jonka </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutokset kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6ist\u00e4 saadut vuokratuotot kirjataan </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suoriteperusteisesti \u201dmuiksi sijoitustoiminnan tuotoiksi\u201d vuokra-ajan kuluessa. </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoituskiinteist\u00f6jen luovutusvoitot tai -tappiot (jotka lasketaan luovutuksesta saatavan </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">nettotuoton ja kohteen kirjanpitoarvon erotuksena) kirjataan tulosvaikutteisesti.</span></div><div class=\"ps3047_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3037_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.27pt\"></span></span><span class=\"ps1685\">119,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3039_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3038\">125,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3040_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3038\">-25,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3041_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Nettom\u00e4\u00e4r\u00e4iset voitot ja tappiot k\u00e4yv\u00e4n arvon oikaisuista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">-3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3043_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.31pt\"></span></span><span class=\"ps3042\">91,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3044_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.27pt\"></span></span><span class=\"ps1685\">119,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1437_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokratuotot sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3045_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.09pt\"></span></span><span class=\"ps509\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3046_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">12,7</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">K\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen<span id=\"if1a8a92f1ab2488f8c94ac63de195520\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostustekniikka<span id=\"ie186f881100c4c10affa78e24a38db6a\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni on k\u00e4ytt\u00e4nyt k\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4miseen ulkopuolista asiantuntijaa </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">puolivuosittain 30.6. ja 31.12. Arviointi tehd\u00e4\u00e4n my\u00f6s, mik\u00e4li kohteen olosuhteissa tapahtuisi </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">jokin ennakoimaton tai merkitt\u00e4v\u00e4 muutos, joka vaikuttaisi markkina-arvoihin tai niiden </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perusteena oleviin parametreihin. Arvioinnissa k\u00e4ytet\u00e4\u00e4n sek\u00e4 markkina- ett\u00e4 </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuottol\u00e4hestymistapaa.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Arvostustekniikka ja merkitt\u00e4vimm\u00e4t ei-havaittavissa olevat sy\u00f6tt\u00f6tiedot<span id=\"i764b000d3bdf454c9feb4a61dc12a9eb\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Seuraavassa taulukossa on esitetty sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytetty </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostustekniikka ja k\u00e4ytetyt merkitt\u00e4vimm\u00e4t ei-havaittavissa olevat sy\u00f6tt\u00f6tiedot. K\u00e4yv\u00e4n </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvon hierarkiassa sijoituskiinteist\u00f6t kuuluvat tasolle 3.</span></div><div class=\"ps3056_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:144.75pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss168_1\"><div><div class=\"ps603 ss167_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3048_1 ss169_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps603 ss105_1\"><span class=\"f charStyle-7f1eb124 ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1000 ss505\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps14\">Ei-havaittavissa olevan </span></div><div class=\"ps342 ss195\"><span class=\"f charStyle-7f1eb124 ps14\">sy\u00f6tt\u00f6tiedon suhde </span></div><div class=\"ps603 ss195\"><span class=\"f charStyle-7f1eb124 ps14\">k\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3050 ss431\"><div><div class=\"ps297 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">Arvioitu k\u00e4yp\u00e4 arvo </span></div><div class=\"ps339 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">nousisi (laskisi), jos:</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss173_1\"><div><div class=\"ps297 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum-konserni on k\u00e4ytt\u00e4nyt </span></div><div class=\"ps339 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">k\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4miseen </span></div><div class=\"ps1132 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">ulkopuolista asiantuntijaa. </span></div><div class=\"ps1790 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Arvioinnissa k\u00e4ytet\u00e4\u00e4n sek\u00e4 </span></div><div class=\"ps1845 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">markkina- ett\u00e4 </span></div><div class=\"ps1848 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">tuottol\u00e4hestymistapaa.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3052_1 ss174_1\"><div><div class=\"ps297 ss105_1\"><span class=\"f charStyle-eb5b806b ps14\">Kiinteist\u00f6n tuottovaatimus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3053_1 ss431\"><div><div class=\"ps297 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">Tuottovaatimus laskee </span></div><div class=\"ps339 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">(nousee)</span></div></div></div></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3054_1 ss175_1\"><div><div class=\"ps297 ss105_1\"><span class=\"f charStyle-eb5b806b ps14\">Kiinteist\u00f6n vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3055_1 ss176_1\"><div><div class=\"ps297 ss195\"><span class=\"f charStyle-eb5b806b ps14\">Vuokratuotot nousevat </span></div><div class=\"ps339 ss195\"><span class=\"f charStyle-eb5b806b ps14\">(laskevat)</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3058_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon herkkyysanalyysi 31.12.2025 ja 31.12.2024<span id=\"i501d61354e3948d299448602592e49d7\"></span></span></div><div class=\"ps3103 ss0\"><div class=\"ss181_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:123.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td colspan=\"5\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3061 ss178_1\"><div><div class=\"ps299 ss177_1\"><span class=\"f charStyle-7f1eb124 ps3060_1\">2025</span></div></div></div></td><td colspan=\"5\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps13 ss178_1\"><div><div class=\"ps299 ss177_1\"><span class=\"f charStyle-7f1eb124 ps3062\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss180_1\"><div><div class=\"ps299 ss179_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutos %</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3064_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps2525\"></span><span class=\"ps2525\">-10</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3066 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3065\"></span><span class=\"ps3065\">-5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps385_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps1300\"></span><span class=\"ps1300\">0</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3069 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3068_1\"></span><span class=\"ps3068_1\">5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3071 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3070_1\"></span><span class=\"ps3070_1\">10</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3072 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps2525\"></span><span class=\"ps2525\">-10</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3073_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3065\"></span><span class=\"ps3065\">-5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3074 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps1300\"></span><span class=\"ps1300\">0</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3075_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3068_1\"></span><span class=\"ps3068_1\">5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3076_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3070_1\"></span><span class=\"ps3070_1\">10</span><span class=\"ps3063\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss180_1\"><div><div class=\"ps299 ss179_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tuottovaatimus, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3078 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3077\">10,5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3080 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3079\">5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3082 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3081\">-4.5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3084 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3083\">-8.6</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3085_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2359\">13,7</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3086 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2685\">6,5</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3088_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3087\">-5,9</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3089 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps1976\">-11,2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss180_1\"><div><div class=\"ps299 ss179_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokratuotot, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3091_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3090_1\">-9.5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3093_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3092\">-4.7</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3094_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps807\">4,7</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3095 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2685\">9,5</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3097 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3096\">-12,4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3099 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3098\">-6,2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3100 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2457_1\">6,2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3102 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3101_1\">12,4</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-260": {
   "value": "<div class=\"ps3047_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss153_1\"><div><div class=\"ps1606 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss154_1\"><div><div class=\"ps1606 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps2708_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3037_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.27pt\"></span></span><span class=\"ps1685\">119,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3039_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3038\">125,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2709_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3040_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3038\">-25,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3041_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1425 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Nettom\u00e4\u00e4r\u00e4iset voitot ja tappiot k\u00e4yv\u00e4n arvon oikaisuista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2711_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.74pt\"></span></span><span class=\"ps1299\">-3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2713_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.34pt\"></span></span><span class=\"ps2772\">-5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3043_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.31pt\"></span></span><span class=\"ps3042\">91,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3044_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.27pt\"></span></span><span class=\"ps1685\">119,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1437_1 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokratuotot sijoituskiinteist\u00f6ist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3045_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.09pt\"></span></span><span class=\"ps509\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3046_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.04pt\"></span></span><span class=\"ps2681_1\">12,7</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps3056_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:144.75pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss168_1\"><div><div class=\"ps603 ss167_1\"><span class=\"f charStyle-7f1eb124 ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3048_1 ss169_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps603 ss105_1\"><span class=\"f charStyle-7f1eb124 ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1000 ss505\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps14\">Ei-havaittavissa olevan </span></div><div class=\"ps342 ss195\"><span class=\"f charStyle-7f1eb124 ps14\">sy\u00f6tt\u00f6tiedon suhde </span></div><div class=\"ps603 ss195\"><span class=\"f charStyle-7f1eb124 ps14\">k\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3050 ss431\"><div><div class=\"ps297 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">Arvioitu k\u00e4yp\u00e4 arvo </span></div><div class=\"ps339 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">nousisi (laskisi), jos:</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td rowspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss173_1\"><div><div class=\"ps297 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum-konserni on k\u00e4ytt\u00e4nyt </span></div><div class=\"ps339 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">k\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4miseen </span></div><div class=\"ps1132 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">ulkopuolista asiantuntijaa. </span></div><div class=\"ps1790 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Arvioinnissa k\u00e4ytet\u00e4\u00e4n sek\u00e4 </span></div><div class=\"ps1845 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">markkina- ett\u00e4 </span></div><div class=\"ps1848 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">tuottol\u00e4hestymistapaa.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3052_1 ss174_1\"><div><div class=\"ps297 ss105_1\"><span class=\"f charStyle-eb5b806b ps14\">Kiinteist\u00f6n tuottovaatimus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3053_1 ss431\"><div><div class=\"ps297 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">Tuottovaatimus laskee </span></div><div class=\"ps339 ss195\"><span class=\"f charStyle-905f4ea6 ps14\">(nousee)</span></div></div></div></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3054_1 ss175_1\"><div><div class=\"ps297 ss105_1\"><span class=\"f charStyle-eb5b806b ps14\">Kiinteist\u00f6n vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3055_1 ss176_1\"><div><div class=\"ps297 ss195\"><span class=\"f charStyle-eb5b806b ps14\">Vuokratuotot nousevat </span></div><div class=\"ps339 ss195\"><span class=\"f charStyle-eb5b806b ps14\">(laskevat)</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3058_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon herkkyysanalyysi 31.12.2025 ja 31.12.2024<span id=\"i501d61354e3948d299448602592e49d7\"></span></span></div><div class=\"ps3103 ss0\"><div class=\"ss181_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:123.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td colspan=\"5\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3061 ss178_1\"><div><div class=\"ps299 ss177_1\"><span class=\"f charStyle-7f1eb124 ps3060_1\">2025</span></div></div></div></td><td colspan=\"5\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps13 ss178_1\"><div><div class=\"ps299 ss177_1\"><span class=\"f charStyle-7f1eb124 ps3062\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss180_1\"><div><div class=\"ps299 ss179_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutos %</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3064_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps2525\"></span><span class=\"ps2525\">-10</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3066 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3065\"></span><span class=\"ps3065\">-5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps385_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps1300\"></span><span class=\"ps1300\">0</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3069 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3068_1\"></span><span class=\"ps3068_1\">5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3071 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3070_1\"></span><span class=\"ps3070_1\">10</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3072 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps2525\"></span><span class=\"ps2525\">-10</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3073_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3065\"></span><span class=\"ps3065\">-5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3074 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps1300\"></span><span class=\"ps1300\">0</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3075_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3068_1\"></span><span class=\"ps3068_1\">5</span><span class=\"ps3063\"> %</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3076_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps3070_1\"></span><span class=\"ps3070_1\">10</span><span class=\"ps3063\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss180_1\"><div><div class=\"ps299 ss179_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tuottovaatimus, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3078 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3077\">10,5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3080 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3079\">5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3082 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3081\">-4.5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3084 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3083\">-8.6</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3085_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2359\">13,7</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3086 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2685\">6,5</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3088_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3087\">-5,9</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3089 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps1976\">-11,2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss180_1\"><div><div class=\"ps299 ss179_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokratuotot, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3091_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3090_1\">-9.5</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3093_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3092\">-4.7</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3094_1 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps807\">4,7</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3095 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2685\">9,5</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3097 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3096\">-12,4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3099 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3098\">-6,2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3100 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps2457_1\">6,2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3102 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6 ps3101_1\">12,4</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-264": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_67\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">16 LIIKEARVO JA AINEETTOMAT HY\u00d6DYKKEET<span id=\"i10a11fe6d5244f819fb09d4cb0198e5d\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i09f9b82f59124f7d8d5b90972ba1f173\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Liikearvo</span><span class=\"f charStyle-b28dcdfd ps3104\"> </span><span class=\"f charStyle-eb5b806b ps3105_1\">on omaisuuser\u00e4, joka edustaa liiketoimintojen yhdist\u00e4misess\u00e4 syntyvi\u00e4 vastaisia </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisia hy\u00f6tyj\u00e4, joita ei ole yksil\u00f6ity ja kirjattu erikseen. Liikearvosta ei tehd\u00e4 poistoja. Sen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijaan liikearvon arvonalentuminen testataan vuosittain.</span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Aineettomat hy\u00f6dykkeet</span><span class=\"f charStyle-eb5b806b ps3106_1\">, riippumatta siit\u00e4, onko ne hankittu ulkoisesti, hankittu </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintojen yhdist\u00e4misess\u00e4 vai itse tuotettu, kirjataan taseeseen aineettomina </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkein\u00e4, joilla on rajallinen taloudellinen vaikutusaika, jos on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 odotettavissa oleva taloudellinen hy\u00f6ty koituu konsernin hyv\u00e4ksi ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeiden hankintameno voidaan m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Sis\u00e4isesti aikaansaadun </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aineettoman hy\u00f6dykkeen hankintameno m\u00e4\u00e4r\u00e4ytyy hy\u00f6dykkeelle v\u00e4litt\u00f6m\u00e4sti kohdistettavien </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">menojen summana. Tutkimusmenot kirjataan kuluiksi tulosvaikutteisesti sit\u00e4 mukaa kuin ne </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuvat. Kehitt\u00e4mismenoista, jotka johtuvat uusien IT-ohjelmistojen suunnittelusta tai jo </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olemassa olevien ohjelmistojen merkitt\u00e4vist\u00e4 parannuksista, aktivoidaan vain ne, jotka </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4v\u00e4t sis\u00e4isesti tuotettujen aineettomien hy\u00f6dykkeiden kirjaamisedellytykset. Aineettomat </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeet, joiden taloudellinen vaikutusaika on rajallinen, arvostetaan alkuper\u00e4iseen </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Aineettomista </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot omaisuuser\u00e4n arvioidun taloudellisen vaikutusajan kuluessa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.47pt\"></span></span><span class=\"ps3152\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3186_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3187 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3188_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3190_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3191 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3192_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3193 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3195_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3197_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3199 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps937 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3211 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.47pt\"></span></span><span class=\"ps3215\">18,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">77,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3219_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3220_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3222 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.09pt\"></span></span><span class=\"ps3221_1\">-5,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3223_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3225 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.22pt\"></span></span><span class=\"ps3224_1\">-16,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3227 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.78pt\"></span></span><span class=\"ps3226\">-22,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3228_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3229 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3230_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3231 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3232_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps3234_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asiakassuhteet<span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">5\u201315 vuotta</span></span></div><div class=\"ps3235_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-ohjelmistot (sis\u00e4ltyv\u00e4t er\u00e4\u00e4n Muut)<span style=\"display:inline-block;height:6.4pt;width:31.42pt\"></span></span><span class=\"ps3031\">4\u201310 vuotta</span></span></div><div class=\"ps3236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut aineettomat hy\u00f6dykkeet<span style=\"display:inline-block;height:6.4pt;width:24.4pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.12pt\"></span></span><span class=\"ps3238\">46,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.21pt\"></span></span><span class=\"ps3239_1\">101,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">-3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">-43,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.86pt\"></span></span><span class=\"ps3856\">-47,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.21pt\"></span></span><span class=\"ps3241\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.29pt\"></span></span><span class=\"ps3242_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.79pt\"></span></span><span class=\"ps614\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.72pt\"></span></span><span class=\"ps3097\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.5pt\"></span></span><span class=\"ps612\">-2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.76pt\"></span></span><span class=\"ps3244\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3245 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span><span class=\"f charStyle-eb5b806b ps3249_1\">.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Liikearvon arvonalentumistestaus<span id=\"i397fd0eb09c54c92a52f318d786229a6\"></span></span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liikearvo on jaettu rahavirtaa tuottaville yksik\u00f6ille arvonalentumistestausta varten. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Testauksien perusteella ei ole kirjattu arvonalentumisia.</span></div><div class=\"ps3255_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liikearvon m\u00e4\u00e4r\u00e4, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kummankin rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on arvioitu niiden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00f6arvon perusteella. Yksik\u00f6iden kerrytett\u00e4viss\u00e4 olevat raham\u00e4\u00e4r\u00e4t on m\u00e4\u00e4ritetty k\u00e4ytt\u00e4en </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">diskontattua rahavirtamallia.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmissa k\u00e4ytetyt diskonttauskorot perustuvat Suomen valtion 10-vuotisen velkakirjan </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoon, arvioon osakemarkkinapreemiosta sek\u00e4 verrokkiyritysten avulla arvioituihin </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaparametreihin. Laskuperustekorkoinen liiketoiminta -yksik\u00f6n diskonttauskorko </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioitiin oman p\u00e4\u00e4oman kustannuksena ja varainhoitoyksik\u00f6lle arvioitiin p\u00e4\u00e4oman painotettu </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskim\u00e4\u00e4r\u00e4inen kustannus (WACC).</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmien pohjana olevat rahavirtaennusteet ovat johdon hyv\u00e4ksymi\u00e4. </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoinen liiketoiminta -yksik\u00f6n rahavirtaennuste on 15 vuotta ja </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitoasiakkaat-yksik\u00f6n 5 vuotta. Ennustekausien j\u00e4lkeen arvioitiin j\u00e4\u00e4nn\u00f6speriodit. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Syyn\u00e4 n\u00e4in pitk\u00e4n ennustekauden k\u00e4ytt\u00f6\u00f6n Laskuperustekorkoinen liiketoiminta -yksik\u00f6lle on </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kyseisen yksik\u00f6n arvioitu vakuutussopimusvelkojen kehitys, jolla taas on merkityst\u00e4 </span></div><div class=\"ps3256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaadittavaan vakavaraisuusp\u00e4\u00e4omaan ja sit\u00e4 kautta kerrytett\u00e4viss\u00e4 olevaan raham\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3257_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oletus ennustekauden j\u00e4lkeisest\u00e4 kasvusta perustuu omaisuuserien arvioituun k\u00e4ytt\u00f6\u00f6n ja </span></div><div class=\"ps3258_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioon pitk\u00e4n aikav\u00e4lin inflaatiosta.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">T\u00e4rkeimm\u00e4t oletukset ovat seuraavat:</span></div><div class=\"ps3272 ss0\"><div class=\"ss193_1 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:215.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:77.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3269_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3271 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-7f1eb124 ps3270_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3261_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3619\">0,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3264 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3262_1\"></span><span class=\"ps3262_1\">0,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss89_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen nettotuloksen kasvu </span></div><div class=\"ps342 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3266 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6 ps3265\">-8,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3268 ss407\"><div><div class=\"ps342 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3267\"></span><span class=\"ps3267\">-8,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3278_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3273\">2,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">2,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen liikevoiton kasvu ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3276_1\">5,0 %</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3277\"></span><span class=\"ps3277\">5,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3279_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskelmat tehtiin diskonttaamalla verojen j\u00e4lkeisi\u00e4 rahavirtoja. Vastaavat veroja edelt\u00e4v\u00e4t </span></div><div class=\"ps3280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">diskonttauskorot ovat:</span></div><div class=\"ps3285 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Veroja edelt\u00e4v\u00e4 diskonttauskorko</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3281\"></span><span class=\"ps3281\">9,8</span><span class=\"ps1490\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">11,2</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3283\"></span><span class=\"ps3283\">7,5</span><span class=\"ps821\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3284\"></span><span class=\"ps3284\">8,5</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1660 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kummankin rahavirtaa tuottavan yksik\u00f6n k\u00e4ytt\u00f6arvo oli suurempi kuin testattava omaisuus.</span></div><div class=\"ps1664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Varainhoitoyksik\u00f6n osalta johto katsoo, ett\u00e4 mik\u00e4\u00e4n jokseenkin mahdollinen muutos </span></div><div class=\"ps1665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytettyihin keskeisiin oletuksiin ei saisi aikaan arvonalentumista. Laskuperustekorkoinen </span></div><div class=\"ps1666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta -yksik\u00f6n osalta 51 prosenttiyksikk\u00f6\u00e4 korkeampi diskonttauskorko (49 %-yksikk\u00f6\u00e4) </span></div><div class=\"ps1667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai 89 prosentin nettotuloksen lasku (88 %:n nettotuloksen lasku) johtaisivat tarpeeseen kirjata </span></div><div class=\"ps1668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonalentuminen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-263": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_67\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">16 LIIKEARVO JA AINEETTOMAT HY\u00d6DYKKEET<span id=\"i10a11fe6d5244f819fb09d4cb0198e5d\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i09f9b82f59124f7d8d5b90972ba1f173\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Liikearvo</span><span class=\"f charStyle-b28dcdfd ps3104\"> </span><span class=\"f charStyle-eb5b806b ps3105_1\">on omaisuuser\u00e4, joka edustaa liiketoimintojen yhdist\u00e4misess\u00e4 syntyvi\u00e4 vastaisia </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisia hy\u00f6tyj\u00e4, joita ei ole yksil\u00f6ity ja kirjattu erikseen. Liikearvosta ei tehd\u00e4 poistoja. Sen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijaan liikearvon arvonalentuminen testataan vuosittain.</span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Aineettomat hy\u00f6dykkeet</span><span class=\"f charStyle-eb5b806b ps3106_1\">, riippumatta siit\u00e4, onko ne hankittu ulkoisesti, hankittu </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintojen yhdist\u00e4misess\u00e4 vai itse tuotettu, kirjataan taseeseen aineettomina </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkein\u00e4, joilla on rajallinen taloudellinen vaikutusaika, jos on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 odotettavissa oleva taloudellinen hy\u00f6ty koituu konsernin hyv\u00e4ksi ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeiden hankintameno voidaan m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Sis\u00e4isesti aikaansaadun </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aineettoman hy\u00f6dykkeen hankintameno m\u00e4\u00e4r\u00e4ytyy hy\u00f6dykkeelle v\u00e4litt\u00f6m\u00e4sti kohdistettavien </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">menojen summana. Tutkimusmenot kirjataan kuluiksi tulosvaikutteisesti sit\u00e4 mukaa kuin ne </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuvat. Kehitt\u00e4mismenoista, jotka johtuvat uusien IT-ohjelmistojen suunnittelusta tai jo </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olemassa olevien ohjelmistojen merkitt\u00e4vist\u00e4 parannuksista, aktivoidaan vain ne, jotka </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4v\u00e4t sis\u00e4isesti tuotettujen aineettomien hy\u00f6dykkeiden kirjaamisedellytykset. Aineettomat </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeet, joiden taloudellinen vaikutusaika on rajallinen, arvostetaan alkuper\u00e4iseen </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Aineettomista </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot omaisuuser\u00e4n arvioidun taloudellisen vaikutusajan kuluessa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.47pt\"></span></span><span class=\"ps3152\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3186_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3187 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3188_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3190_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3191 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3192_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3193 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3195_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3197_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3199 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps937 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3211 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.47pt\"></span></span><span class=\"ps3215\">18,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">77,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3219_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3220_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3222 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.09pt\"></span></span><span class=\"ps3221_1\">-5,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3223_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3225 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.22pt\"></span></span><span class=\"ps3224_1\">-16,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3227 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.78pt\"></span></span><span class=\"ps3226\">-22,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3228_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3229 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3230_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3231 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3232_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps3234_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asiakassuhteet<span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">5\u201315 vuotta</span></span></div><div class=\"ps3235_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-ohjelmistot (sis\u00e4ltyv\u00e4t er\u00e4\u00e4n Muut)<span style=\"display:inline-block;height:6.4pt;width:31.42pt\"></span></span><span class=\"ps3031\">4\u201310 vuotta</span></span></div><div class=\"ps3236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut aineettomat hy\u00f6dykkeet<span style=\"display:inline-block;height:6.4pt;width:24.4pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.12pt\"></span></span><span class=\"ps3238\">46,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.21pt\"></span></span><span class=\"ps3239_1\">101,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">-3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">-43,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.86pt\"></span></span><span class=\"ps3856\">-47,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.21pt\"></span></span><span class=\"ps3241\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.29pt\"></span></span><span class=\"ps3242_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.79pt\"></span></span><span class=\"ps614\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.72pt\"></span></span><span class=\"ps3097\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.5pt\"></span></span><span class=\"ps612\">-2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.76pt\"></span></span><span class=\"ps3244\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3245 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span><span class=\"f charStyle-eb5b806b ps3249_1\">.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Liikearvon arvonalentumistestaus<span id=\"i397fd0eb09c54c92a52f318d786229a6\"></span></span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liikearvo on jaettu rahavirtaa tuottaville yksik\u00f6ille arvonalentumistestausta varten. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Testauksien perusteella ei ole kirjattu arvonalentumisia.</span></div><div class=\"ps3255_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liikearvon m\u00e4\u00e4r\u00e4, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kummankin rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on arvioitu niiden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00f6arvon perusteella. Yksik\u00f6iden kerrytett\u00e4viss\u00e4 olevat raham\u00e4\u00e4r\u00e4t on m\u00e4\u00e4ritetty k\u00e4ytt\u00e4en </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">diskontattua rahavirtamallia.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmissa k\u00e4ytetyt diskonttauskorot perustuvat Suomen valtion 10-vuotisen velkakirjan </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoon, arvioon osakemarkkinapreemiosta sek\u00e4 verrokkiyritysten avulla arvioituihin </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaparametreihin. Laskuperustekorkoinen liiketoiminta -yksik\u00f6n diskonttauskorko </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioitiin oman p\u00e4\u00e4oman kustannuksena ja varainhoitoyksik\u00f6lle arvioitiin p\u00e4\u00e4oman painotettu </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskim\u00e4\u00e4r\u00e4inen kustannus (WACC).</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmien pohjana olevat rahavirtaennusteet ovat johdon hyv\u00e4ksymi\u00e4. </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoinen liiketoiminta -yksik\u00f6n rahavirtaennuste on 15 vuotta ja </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitoasiakkaat-yksik\u00f6n 5 vuotta. Ennustekausien j\u00e4lkeen arvioitiin j\u00e4\u00e4nn\u00f6speriodit. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Syyn\u00e4 n\u00e4in pitk\u00e4n ennustekauden k\u00e4ytt\u00f6\u00f6n Laskuperustekorkoinen liiketoiminta -yksik\u00f6lle on </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kyseisen yksik\u00f6n arvioitu vakuutussopimusvelkojen kehitys, jolla taas on merkityst\u00e4 </span></div><div class=\"ps3256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaadittavaan vakavaraisuusp\u00e4\u00e4omaan ja sit\u00e4 kautta kerrytett\u00e4viss\u00e4 olevaan raham\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3257_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oletus ennustekauden j\u00e4lkeisest\u00e4 kasvusta perustuu omaisuuserien arvioituun k\u00e4ytt\u00f6\u00f6n ja </span></div><div class=\"ps3258_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioon pitk\u00e4n aikav\u00e4lin inflaatiosta.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">T\u00e4rkeimm\u00e4t oletukset ovat seuraavat:</span></div><div class=\"ps3272 ss0\"><div class=\"ss193_1 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:215.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:77.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3269_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3271 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-7f1eb124 ps3270_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3261_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3619\">0,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3264 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3262_1\"></span><span class=\"ps3262_1\">0,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss89_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen nettotuloksen kasvu </span></div><div class=\"ps342 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3266 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6 ps3265\">-8,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3268 ss407\"><div><div class=\"ps342 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3267\"></span><span class=\"ps3267\">-8,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3278_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3273\">2,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">2,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen liikevoiton kasvu ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3276_1\">5,0 %</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3277\"></span><span class=\"ps3277\">5,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3279_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskelmat tehtiin diskonttaamalla verojen j\u00e4lkeisi\u00e4 rahavirtoja. Vastaavat veroja edelt\u00e4v\u00e4t </span></div><div class=\"ps3280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">diskonttauskorot ovat:</span></div><div class=\"ps3285 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Veroja edelt\u00e4v\u00e4 diskonttauskorko</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3281\"></span><span class=\"ps3281\">9,8</span><span class=\"ps1490\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">11,2</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3283\"></span><span class=\"ps3283\">7,5</span><span class=\"ps821\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3284\"></span><span class=\"ps3284\">8,5</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1660 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kummankin rahavirtaa tuottavan yksik\u00f6n k\u00e4ytt\u00f6arvo oli suurempi kuin testattava omaisuus.</span></div><div class=\"ps1664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Varainhoitoyksik\u00f6n osalta johto katsoo, ett\u00e4 mik\u00e4\u00e4n jokseenkin mahdollinen muutos </span></div><div class=\"ps1665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytettyihin keskeisiin oletuksiin ei saisi aikaan arvonalentumista. Laskuperustekorkoinen </span></div><div class=\"ps1666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta -yksik\u00f6n osalta 51 prosenttiyksikk\u00f6\u00e4 korkeampi diskonttauskorko (49 %-yksikk\u00f6\u00e4) </span></div><div class=\"ps1667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai 89 prosentin nettotuloksen lasku (88 %:n nettotuloksen lasku) johtaisivat tarpeeseen kirjata </span></div><div class=\"ps1668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonalentuminen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-262": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_67\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">16 LIIKEARVO JA AINEETTOMAT HY\u00d6DYKKEET<span id=\"i10a11fe6d5244f819fb09d4cb0198e5d\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i09f9b82f59124f7d8d5b90972ba1f173\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Liikearvo</span><span class=\"f charStyle-b28dcdfd ps3104\"> </span><span class=\"f charStyle-eb5b806b ps3105_1\">on omaisuuser\u00e4, joka edustaa liiketoimintojen yhdist\u00e4misess\u00e4 syntyvi\u00e4 vastaisia </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisia hy\u00f6tyj\u00e4, joita ei ole yksil\u00f6ity ja kirjattu erikseen. Liikearvosta ei tehd\u00e4 poistoja. Sen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijaan liikearvon arvonalentuminen testataan vuosittain.</span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Aineettomat hy\u00f6dykkeet</span><span class=\"f charStyle-eb5b806b ps3106_1\">, riippumatta siit\u00e4, onko ne hankittu ulkoisesti, hankittu </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintojen yhdist\u00e4misess\u00e4 vai itse tuotettu, kirjataan taseeseen aineettomina </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkein\u00e4, joilla on rajallinen taloudellinen vaikutusaika, jos on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 odotettavissa oleva taloudellinen hy\u00f6ty koituu konsernin hyv\u00e4ksi ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeiden hankintameno voidaan m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Sis\u00e4isesti aikaansaadun </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aineettoman hy\u00f6dykkeen hankintameno m\u00e4\u00e4r\u00e4ytyy hy\u00f6dykkeelle v\u00e4litt\u00f6m\u00e4sti kohdistettavien </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">menojen summana. Tutkimusmenot kirjataan kuluiksi tulosvaikutteisesti sit\u00e4 mukaa kuin ne </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuvat. Kehitt\u00e4mismenoista, jotka johtuvat uusien IT-ohjelmistojen suunnittelusta tai jo </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olemassa olevien ohjelmistojen merkitt\u00e4vist\u00e4 parannuksista, aktivoidaan vain ne, jotka </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4v\u00e4t sis\u00e4isesti tuotettujen aineettomien hy\u00f6dykkeiden kirjaamisedellytykset. Aineettomat </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeet, joiden taloudellinen vaikutusaika on rajallinen, arvostetaan alkuper\u00e4iseen </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Aineettomista </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot omaisuuser\u00e4n arvioidun taloudellisen vaikutusajan kuluessa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.47pt\"></span></span><span class=\"ps3152\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3186_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3187 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3188_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3190_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3191 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3192_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3193 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3195_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3197_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3199 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps937 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3211 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.47pt\"></span></span><span class=\"ps3215\">18,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">77,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3219_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3220_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3222 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.09pt\"></span></span><span class=\"ps3221_1\">-5,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3223_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3225 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.22pt\"></span></span><span class=\"ps3224_1\">-16,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3227 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.78pt\"></span></span><span class=\"ps3226\">-22,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3228_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3229 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3230_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3231 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3232_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps3234_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asiakassuhteet<span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">5\u201315 vuotta</span></span></div><div class=\"ps3235_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-ohjelmistot (sis\u00e4ltyv\u00e4t er\u00e4\u00e4n Muut)<span style=\"display:inline-block;height:6.4pt;width:31.42pt\"></span></span><span class=\"ps3031\">4\u201310 vuotta</span></span></div><div class=\"ps3236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut aineettomat hy\u00f6dykkeet<span style=\"display:inline-block;height:6.4pt;width:24.4pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.12pt\"></span></span><span class=\"ps3238\">46,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.21pt\"></span></span><span class=\"ps3239_1\">101,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">-3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">-43,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.86pt\"></span></span><span class=\"ps3856\">-47,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.21pt\"></span></span><span class=\"ps3241\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.29pt\"></span></span><span class=\"ps3242_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.79pt\"></span></span><span class=\"ps614\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.72pt\"></span></span><span class=\"ps3097\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.5pt\"></span></span><span class=\"ps612\">-2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.76pt\"></span></span><span class=\"ps3244\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3245 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span><span class=\"f charStyle-eb5b806b ps3249_1\">.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Liikearvon arvonalentumistestaus<span id=\"i397fd0eb09c54c92a52f318d786229a6\"></span></span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liikearvo on jaettu rahavirtaa tuottaville yksik\u00f6ille arvonalentumistestausta varten. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Testauksien perusteella ei ole kirjattu arvonalentumisia.</span></div><div class=\"ps3255_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liikearvon m\u00e4\u00e4r\u00e4, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kummankin rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on arvioitu niiden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00f6arvon perusteella. Yksik\u00f6iden kerrytett\u00e4viss\u00e4 olevat raham\u00e4\u00e4r\u00e4t on m\u00e4\u00e4ritetty k\u00e4ytt\u00e4en </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">diskontattua rahavirtamallia.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmissa k\u00e4ytetyt diskonttauskorot perustuvat Suomen valtion 10-vuotisen velkakirjan </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoon, arvioon osakemarkkinapreemiosta sek\u00e4 verrokkiyritysten avulla arvioituihin </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaparametreihin. Laskuperustekorkoinen liiketoiminta -yksik\u00f6n diskonttauskorko </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioitiin oman p\u00e4\u00e4oman kustannuksena ja varainhoitoyksik\u00f6lle arvioitiin p\u00e4\u00e4oman painotettu </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskim\u00e4\u00e4r\u00e4inen kustannus (WACC).</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmien pohjana olevat rahavirtaennusteet ovat johdon hyv\u00e4ksymi\u00e4. </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoinen liiketoiminta -yksik\u00f6n rahavirtaennuste on 15 vuotta ja </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitoasiakkaat-yksik\u00f6n 5 vuotta. Ennustekausien j\u00e4lkeen arvioitiin j\u00e4\u00e4nn\u00f6speriodit. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Syyn\u00e4 n\u00e4in pitk\u00e4n ennustekauden k\u00e4ytt\u00f6\u00f6n Laskuperustekorkoinen liiketoiminta -yksik\u00f6lle on </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kyseisen yksik\u00f6n arvioitu vakuutussopimusvelkojen kehitys, jolla taas on merkityst\u00e4 </span></div><div class=\"ps3256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaadittavaan vakavaraisuusp\u00e4\u00e4omaan ja sit\u00e4 kautta kerrytett\u00e4viss\u00e4 olevaan raham\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3257_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oletus ennustekauden j\u00e4lkeisest\u00e4 kasvusta perustuu omaisuuserien arvioituun k\u00e4ytt\u00f6\u00f6n ja </span></div><div class=\"ps3258_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioon pitk\u00e4n aikav\u00e4lin inflaatiosta.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">T\u00e4rkeimm\u00e4t oletukset ovat seuraavat:</span></div><div class=\"ps3272 ss0\"><div class=\"ss193_1 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:215.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:77.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3269_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3271 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-7f1eb124 ps3270_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3261_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3619\">0,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3264 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3262_1\"></span><span class=\"ps3262_1\">0,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss89_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen nettotuloksen kasvu </span></div><div class=\"ps342 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3266 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6 ps3265\">-8,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3268 ss407\"><div><div class=\"ps342 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3267\"></span><span class=\"ps3267\">-8,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3278_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3273\">2,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">2,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen liikevoiton kasvu ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3276_1\">5,0 %</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3277\"></span><span class=\"ps3277\">5,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3279_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskelmat tehtiin diskonttaamalla verojen j\u00e4lkeisi\u00e4 rahavirtoja. Vastaavat veroja edelt\u00e4v\u00e4t </span></div><div class=\"ps3280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">diskonttauskorot ovat:</span></div><div class=\"ps3285 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Veroja edelt\u00e4v\u00e4 diskonttauskorko</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3281\"></span><span class=\"ps3281\">9,8</span><span class=\"ps1490\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">11,2</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3283\"></span><span class=\"ps3283\">7,5</span><span class=\"ps821\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3284\"></span><span class=\"ps3284\">8,5</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1660 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kummankin rahavirtaa tuottavan yksik\u00f6n k\u00e4ytt\u00f6arvo oli suurempi kuin testattava omaisuus.</span></div><div class=\"ps1664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Varainhoitoyksik\u00f6n osalta johto katsoo, ett\u00e4 mik\u00e4\u00e4n jokseenkin mahdollinen muutos </span></div><div class=\"ps1665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytettyihin keskeisiin oletuksiin ei saisi aikaan arvonalentumista. Laskuperustekorkoinen </span></div><div class=\"ps1666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta -yksik\u00f6n osalta 51 prosenttiyksikk\u00f6\u00e4 korkeampi diskonttauskorko (49 %-yksikk\u00f6\u00e4) </span></div><div class=\"ps1667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai 89 prosentin nettotuloksen lasku (88 %:n nettotuloksen lasku) johtaisivat tarpeeseen kirjata </span></div><div class=\"ps1668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonalentuminen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-261": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_67\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">16 LIIKEARVO JA AINEETTOMAT HY\u00d6DYKKEET<span id=\"i10a11fe6d5244f819fb09d4cb0198e5d\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i09f9b82f59124f7d8d5b90972ba1f173\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Liikearvo</span><span class=\"f charStyle-b28dcdfd ps3104\"> </span><span class=\"f charStyle-eb5b806b ps3105_1\">on omaisuuser\u00e4, joka edustaa liiketoimintojen yhdist\u00e4misess\u00e4 syntyvi\u00e4 vastaisia </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisia hy\u00f6tyj\u00e4, joita ei ole yksil\u00f6ity ja kirjattu erikseen. Liikearvosta ei tehd\u00e4 poistoja. Sen </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijaan liikearvon arvonalentuminen testataan vuosittain.</span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Aineettomat hy\u00f6dykkeet</span><span class=\"f charStyle-eb5b806b ps3106_1\">, riippumatta siit\u00e4, onko ne hankittu ulkoisesti, hankittu </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">liiketoimintojen yhdist\u00e4misess\u00e4 vai itse tuotettu, kirjataan taseeseen aineettomina </span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkein\u00e4, joilla on rajallinen taloudellinen vaikutusaika, jos on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 odotettavissa oleva taloudellinen hy\u00f6ty koituu konsernin hyv\u00e4ksi ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeiden hankintameno voidaan m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Sis\u00e4isesti aikaansaadun </span></div><div class=\"ps1239 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aineettoman hy\u00f6dykkeen hankintameno m\u00e4\u00e4r\u00e4ytyy hy\u00f6dykkeelle v\u00e4litt\u00f6m\u00e4sti kohdistettavien </span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">menojen summana. Tutkimusmenot kirjataan kuluiksi tulosvaikutteisesti sit\u00e4 mukaa kuin ne </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuvat. Kehitt\u00e4mismenoista, jotka johtuvat uusien IT-ohjelmistojen suunnittelusta tai jo </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olemassa olevien ohjelmistojen merkitt\u00e4vist\u00e4 parannuksista, aktivoidaan vain ne, jotka </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4v\u00e4t sis\u00e4isesti tuotettujen aineettomien hy\u00f6dykkeiden kirjaamisedellytykset. Aineettomat </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeet, joiden taloudellinen vaikutusaika on rajallinen, arvostetaan alkuper\u00e4iseen </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon v\u00e4hennettyn\u00e4 kertyneill\u00e4 poistoilla ja arvonalentumistappioilla. Aineettomista </span></div><div class=\"ps1242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot omaisuuser\u00e4n arvioidun taloudellisen vaikutusajan kuluessa.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.47pt\"></span></span><span class=\"ps3152\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.62pt\"></span></span><span class=\"ps359\">3,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.74pt\"></span></span><span class=\"ps3167_1\">-30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3186_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3187 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3188_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3190_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3191 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28pt\"></span></span><span class=\"ps3189_1\">30,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3192_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3193 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3195_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3197_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3199 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps937 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6 ps3006_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3211 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.89pt\"></span></span><span class=\"ps1937_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.47pt\"></span></span><span class=\"ps3215\">18,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">77,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3219_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3220_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3222 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.09pt\"></span></span><span class=\"ps3221_1\">-5,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3223_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3225 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.22pt\"></span></span><span class=\"ps3224_1\">-16,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3227 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.78pt\"></span></span><span class=\"ps3226\">-22,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3228_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3229 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3230_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.19pt\"></span></span><span class=\"ps3194_1\">7,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3231 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.82pt\"></span></span><span class=\"ps3196_1\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3232_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.03pt\"></span></span><span class=\"ps3198_1\">55,2</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Arvioidut taloudelliset vaikutusajat omaisuuser\u00e4luokittain ovat seuraavat:</span></div><div class=\"ps3234_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Asiakassuhteet<span style=\"display:inline-block;height:6.4pt;width:12.07pt\"></span></span><span class=\"ps3034\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3032\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">5\u201315 vuotta</span></span></div><div class=\"ps3235_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">IT-ohjelmistot (sis\u00e4ltyv\u00e4t er\u00e4\u00e4n Muut)<span style=\"display:inline-block;height:6.4pt;width:31.42pt\"></span></span><span class=\"ps3031\">4\u201310 vuotta</span></span></div><div class=\"ps3236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b\"><span class=\"ps11\">Muut aineettomat hy\u00f6dykkeet<span style=\"display:inline-block;height:6.4pt;width:24.4pt\"></span></span><span class=\"ps3030\"><span style=\"display:inline-block;height:6.4pt;width:36pt\"></span></span><span class=\"ps3031\">3\u201310 vuotta</span></span></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td><td style=\"padding:0;width:48.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"5\" style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss106\"><div><div class=\"ps603 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3108 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3107_1\">Liikearvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3111_1 ss185_1\"><div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3109\">Asiakas-</span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps2347\">suhteet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3115 ss185_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3112_1\">Kesken-</span></div><div class=\"ps342 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3113_1\">er\u00e4iset </span></div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3114_1\">projektit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3117_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps1273\">Muut</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3119_1 ss185_1\"><div><div class=\"ps603 ss184_1\"><span class=\"f charStyle-7f1eb124 ps3118\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1843 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3120_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3121 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3123_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3125 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3127 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.12pt\"></span></span><span class=\"ps3238\">46,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3129 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.21pt\"></span></span><span class=\"ps3239_1\">101,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3130_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3131_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3133 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">-3,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3134 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3136_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.13pt\"></span></span><span class=\"ps2616\">-43,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3137_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.86pt\"></span></span><span class=\"ps3856\">-47,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3898 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3139_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3141 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.01pt\"></span></span><span class=\"ps3149\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3143 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.21pt\"></span></span><span class=\"ps3241\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3145_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.29pt\"></span></span><span class=\"ps3242_1\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3147_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1795_1 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 1.1.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3148_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3150_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3151 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.19pt\"></span></span><span class=\"ps3237\">4,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3153 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.79pt\"></span></span><span class=\"ps614\">3,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3155 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.3pt\"></span></span><span class=\"ps3154\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3157 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3158_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3160 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.72pt\"></span></span><span class=\"ps3097\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3161 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.83pt\"></span></span><span class=\"ps3182\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3162_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3164 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3165 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.57pt\"></span></span><span class=\"ps3172\">-1,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3166 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3168_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.93pt\"></span></span><span class=\"ps1217_1\">-1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3169_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30pt\"></span></span><span class=\"ps3176\">-2,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Siirrot keskener\u00e4isist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3171_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3173_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3174 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.5pt\"></span></span><span class=\"ps612\">-2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3175 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.76pt\"></span></span><span class=\"ps3244\">2,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3177 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3179_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3180 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3181 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3183 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3184_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3245 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3200 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.4pt\"></span></span><span class=\"ps2045\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3201 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.48pt\"></span></span><span class=\"ps3122\">9,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3202 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.26pt\"></span></span><span class=\"ps3124_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3203 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">48,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3204 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.61pt\"></span></span><span class=\"ps3128\">104,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss100\"><div><div class=\"ps299 ss99\"><span class=\"f charStyle-905f4ea6 ps14\">Kertyneet poistot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3206 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3207_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.62pt\"></span></span><span class=\"ps3132_1\">-4,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3208 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.15pt\"></span></span><span class=\"ps2771\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3209_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.18pt\"></span></span><span class=\"ps3135\">-45,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3210 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.82pt\"></span></span><span class=\"ps2646\">-50,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss186_1\"><div><div class=\"ps299 ss105\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo 31.12.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3212 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.23pt\"></span></span><span class=\"ps3138\">41,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3213 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.54pt\"></span></span><span class=\"ps3140_1\">4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214_1 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.6pt\"></span></span><span class=\"ps3142_1\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3216 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.09pt\"></span></span><span class=\"ps3144\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3218 ss189_1\"><div><div class=\"ps299 ss184_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.17pt\"></span></span><span class=\"ps3146_1\">54,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span><span class=\"f charStyle-eb5b806b ps3249_1\">.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Liikearvon arvonalentumistestaus<span id=\"i397fd0eb09c54c92a52f318d786229a6\"></span></span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Liikearvo on jaettu rahavirtaa tuottaville yksik\u00f6ille arvonalentumistestausta varten. </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Testauksien perusteella ei ole kirjattu arvonalentumisia.</span></div><div class=\"ps3255_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Liikearvon m\u00e4\u00e4r\u00e4, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps1381\">31,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3251\">9,6</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1828 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1830 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps3252_1\">41,2</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kummankin rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on arvioitu niiden </span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00f6arvon perusteella. Yksik\u00f6iden kerrytett\u00e4viss\u00e4 olevat raham\u00e4\u00e4r\u00e4t on m\u00e4\u00e4ritetty k\u00e4ytt\u00e4en </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">diskontattua rahavirtamallia.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmissa k\u00e4ytetyt diskonttauskorot perustuvat Suomen valtion 10-vuotisen velkakirjan </span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoon, arvioon osakemarkkinapreemiosta sek\u00e4 verrokkiyritysten avulla arvioituihin </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaparametreihin. Laskuperustekorkoinen liiketoiminta -yksik\u00f6n diskonttauskorko </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioitiin oman p\u00e4\u00e4oman kustannuksena ja varainhoitoyksik\u00f6lle arvioitiin p\u00e4\u00e4oman painotettu </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskim\u00e4\u00e4r\u00e4inen kustannus (WACC).</span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskelmien pohjana olevat rahavirtaennusteet ovat johdon hyv\u00e4ksymi\u00e4. </span></div><div class=\"ps1901_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorkoinen liiketoiminta -yksik\u00f6n rahavirtaennuste on 15 vuotta ja </span></div><div class=\"ps1902_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varainhoitoasiakkaat-yksik\u00f6n 5 vuotta. Ennustekausien j\u00e4lkeen arvioitiin j\u00e4\u00e4nn\u00f6speriodit. </span></div><div class=\"ps2276_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Syyn\u00e4 n\u00e4in pitk\u00e4n ennustekauden k\u00e4ytt\u00f6\u00f6n Laskuperustekorkoinen liiketoiminta -yksik\u00f6lle on </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kyseisen yksik\u00f6n arvioitu vakuutussopimusvelkojen kehitys, jolla taas on merkityst\u00e4 </span></div><div class=\"ps3256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaadittavaan vakavaraisuusp\u00e4\u00e4omaan ja sit\u00e4 kautta kerrytett\u00e4viss\u00e4 olevaan raham\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3257_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oletus ennustekauden j\u00e4lkeisest\u00e4 kasvusta perustuu omaisuuserien arvioituun k\u00e4ytt\u00f6\u00f6n ja </span></div><div class=\"ps3258_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvioon pitk\u00e4n aikav\u00e4lin inflaatiosta.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">T\u00e4rkeimm\u00e4t oletukset ovat seuraavat:</span></div><div class=\"ps3272 ss0\"><div class=\"ss193_1 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:215.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:77.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3269_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3271 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-7f1eb124 ps3270_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss82_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3261_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3619\">0,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3264 ss191_1\"><div><div class=\"ps299 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3262_1\"></span><span class=\"ps3262_1\">0,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss89_1\"><div><div class=\"ps299 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen nettotuloksen kasvu </span></div><div class=\"ps342 ss81_1\"><span class=\"f charStyle-905f4ea6 ps14\">ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3266 ss75\"><div><div class=\"ps342 ss72\"><span class=\"f charStyle-905f4ea6 ps3265\">-8,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3268 ss407\"><div><div class=\"ps342 ss406\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3267\"></span><span class=\"ps3267\">-8,0</span><span class=\"ps1089\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3278_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Varainhoito</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pitk\u00e4n aikav\u00e4lin kasvu</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3273\">2,0 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">2,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Keskim\u00e4\u00e4r\u00e4inen liikevoiton kasvu ennustekaudella</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6 ps3276_1\">5,0 %</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3277\"></span><span class=\"ps3277\">5,0</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3279_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Laskelmat tehtiin diskonttaamalla verojen j\u00e4lkeisi\u00e4 rahavirtoja. Vastaavat veroja edelt\u00e4v\u00e4t </span></div><div class=\"ps3280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">diskonttauskorot ovat:</span></div><div class=\"ps3285 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:214.5pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-7f1eb124 ps14\">Veroja edelt\u00e4v\u00e4 diskonttauskorko</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps794 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps796_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskuperustekorkoinen liiketoiminta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1772_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3281\"></span><span class=\"ps3281\">9,8</span><span class=\"ps1490\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1774_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3274\"></span><span class=\"ps3274\">11,2</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss44_1\"><div><div class=\"ps299 ss43_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varainhoito</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps723 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3283\"></span><span class=\"ps3283\">7,5</span><span class=\"ps821\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps725_1 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps3284\"></span><span class=\"ps3284\">8,5</span><span class=\"ps821\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1660 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kummankin rahavirtaa tuottavan yksik\u00f6n k\u00e4ytt\u00f6arvo oli suurempi kuin testattava omaisuus.</span></div><div class=\"ps1664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Varainhoitoyksik\u00f6n osalta johto katsoo, ett\u00e4 mik\u00e4\u00e4n jokseenkin mahdollinen muutos </span></div><div class=\"ps1665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytettyihin keskeisiin oletuksiin ei saisi aikaan arvonalentumista. Laskuperustekorkoinen </span></div><div class=\"ps1666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoiminta -yksik\u00f6n osalta 51 prosenttiyksikk\u00f6\u00e4 korkeampi diskonttauskorko (49 %-yksikk\u00f6\u00e4) </span></div><div class=\"ps1667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai 89 prosentin nettotuloksen lasku (88 %:n nettotuloksen lasku) johtaisivat tarpeeseen kirjata </span></div><div class=\"ps1668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonalentuminen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-266": {
   "value": "<div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span><span class=\"f charStyle-eb5b806b ps3249_1\">.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-265": {
   "value": "<div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-53a08c36 ps11\">Muiden kuin rahoitusvarojen arvonalentuminen, </span><span class=\"f charStyle-eb5b806b ps3248\">konserni tarkastelee muihin kuin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitusvaroihin kuuluvien varojen (muut kuin vakuutus- ja j\u00e4lleenvakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">varat, sijoituskiinteist\u00f6t, laskennalliset verosaamiset ja ty\u00f6suhde-etuusvarat) kirjanpitoarvoja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jokaisena raportointip\u00e4iv\u00e4n\u00e4 sen m\u00e4\u00e4ritt\u00e4miseksi, onko viitteit\u00e4 arvonalentumisesta. Jos </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4llaisia viitteit\u00e4 on, omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 arvioidaan. Liikearvo </span></div><span class=\"f charStyle-eb5b806b ps11\">testataan vuosittain arvonalentumisen varalta</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-267": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">17 SIJOITUKSET OSAKKUUSYRITYKSISS\u00c4<span id=\"i629c1fca2e114b01940a83921b70e36e\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakkuusyritykset ovat yhteis\u00f6j\u00e4, joissa konsernilla on huomattava vaikutusvalta, mutta ei </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvaltaa kohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon. Ellei </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toisin osoiteta, t\u00e4m\u00e4n oletetaan yleens\u00e4 tapahtuvan, kun konserni omistaa yli 20 prosenttia </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mutta enint\u00e4\u00e4n 50 prosenttia yhteis\u00f6n \u00e4\u00e4nivallasta. Arvioinnissa huomioidaan my\u00f6s </span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin tosiasialliset mahdollisuudet osallistua sijoituskohteen p\u00e4\u00e4t\u00f6ksentekoon, jolla on </span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusta sijoituskohteesta saatavaan muuttuvaan tuottoon.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Keskin\u00e4ist\u00e4 Vakuutusyhti\u00f6 Kalevaa, jonka takuup\u00e4\u00e4omasta Mandatum omistaa 50 prosenttia, </span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joka oikeuttaa 25 prosenttiin \u00e4\u00e4nivallasta, ei ole k\u00e4sitelty osakkuusyrityksen\u00e4 huomattavaa </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaikutusvaltaa ja varojen jakoa koskevien rajoitusten johdosta.</span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">P\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 yhdistellyt osakkuusyritykset 31.12.<span id=\"i8d34e167747f4215bd981c8db01c3008\"></span></span><span class=\"f charStyle-c5becc10 ps3293\">2025</span></div><div class=\"ps3320 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:84.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:47.25pt\"></td><td style=\"padding:0;width:47.25pt\"></td><td style=\"padding:0;width:47.25pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:47.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss429\"><div><div class=\"ps342 ss87\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3296_1 ss196_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps3294\">Kirjanpito-</span></div><div class=\"ps342 ss532\"><span class=\"f charStyle-7f1eb124 ps3295_1\">arvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps996 ss198_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3297\">K\u00e4yp\u00e4 </span></div><div class=\"ps342 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3298_1\">arvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3301_1 ss198_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3299\">Omistus-</span></div><div class=\"ps342 ss197_1\"><span class=\"f charStyle-7f1eb124 ps174\">osuus-%</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3304 ss198_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3302_1\">Varat/</span></div><div class=\"ps342 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3303\">Velat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3306 ss199_1\"><div><div class=\"ps342 ss117_1\"><span class=\"f charStyle-7f1eb124 ps2451\">Liikevaihto</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3309_1 ss198_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3307\">Voitto/</span></div><div class=\"ps342 ss197_1\"><span class=\"f charStyle-7f1eb124 ps3308\">tappio</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss93\"><div><div class=\"ps299 ss87\"><span class=\"f charStyle-905f4ea6 ps14\">Precast Holding Oy</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3310 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3312_1 ss201_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.97pt\"></span></span><span class=\"ps2180\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3314_1 ss201_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.03pt\"></span></span><span class=\"ps3313_1\">32,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3316_1 ss201_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-905f4ea6 ps3315_1\">49,0/47,4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3318_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.96pt\"></span></span><span class=\"ps3317_1\">66,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3319 ss201_1\"><div><div class=\"ps299 ss197_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.39pt\"></span></span><span class=\"ps2966\">-3,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps3321_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">P\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 yhdistellyt osakkuusyritykset 31.12.<span id=\"i2d57e47e37704cc2bd194bafd904c04c\"></span></span><span class=\"f charStyle-c5becc10 ps3293\">2024</span></div><div class=\"ps3342 ss0\"><div class=\"ss111 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:84.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:46.5pt\"></td><td style=\"padding:0;width:46.5pt\"></td><td style=\"padding:0;width:46.5pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:46.5pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss429\"><div><div class=\"ps342 ss87\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3296_1 ss196_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-7f1eb124 ps3294\">Kirjanpito-</span></div><div class=\"ps342 ss532\"><span class=\"f charStyle-7f1eb124 ps3295_1\">arvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps996 ss203_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3323\">K\u00e4yp\u00e4 </span></div><div class=\"ps342 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3324_1\">arvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3327_1 ss203_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3325\">Omistus-</span></div><div class=\"ps342 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3326\">osuus-%</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3330_1 ss203_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3328\">Varat/</span></div><div class=\"ps342 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3329\">Velat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1909_1 ss199_1\"><div><div class=\"ps342 ss117_1\"><span class=\"f charStyle-7f1eb124 ps2451\">Liikevaihto</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3333_1 ss203_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3331\">Voitto/</span></div><div class=\"ps342 ss202_1\"><span class=\"f charStyle-7f1eb124 ps3106\">tappio</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss93\"><div><div class=\"ps299 ss87\"><span class=\"f charStyle-905f4ea6 ps14\">Precast Holding Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3310 ss112_1\"><div><div class=\"ps299 ss532\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3312_1 ss204_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.51pt\"></span></span><span class=\"ps357\">1,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3336_1 ss204_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-905f4ea6 ps3335\">27,1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3338 ss204_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-905f4ea6 ps995\">54,9/50,4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1914_1 ss118_1\"><div><div class=\"ps299 ss117_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.94pt\"></span></span><span class=\"ps3339_1\">58,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3341 ss204_1\"><div><div class=\"ps299 ss202_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.01pt\"></span></span><span class=\"ps1286\">-6,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset sijoituksissa osakkuusyrityksiin<span id=\"i63ccb76ea77b41bb9e309f022317aa43\"></span></span></div><div class=\"ps3367_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:220.5pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps855 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps858 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osuudet 1.1.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3347 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3348 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.19pt\"></span></span><span class=\"ps3283\">1,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3349_1 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3351 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.38pt\"></span></span><span class=\"ps3350\">1,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3353_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.93pt\"></span></span><span class=\"ps3352_1\">0,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">V\u00e4hennykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3356_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.67pt\"></span></span><span class=\"ps3355\">-0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3358_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.15pt\"></span></span><span class=\"ps3357\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3359_1 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osuus kauden tuloksesta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3361_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3363_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.12pt\"></span></span><span class=\"ps3362\">-1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Osuudet 31.12.</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3365_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.21pt\"></span></span><span class=\"ps3364\">0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3366_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.21pt\"></span></span><span class=\"ps3364\">0,5</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-269": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_73\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">18 RAHOITUSVARAT JA -VELAT<span id=\"i02bfdfdc32eb4608bf15c7d95a125d37\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i29ca3424641344ab9e089c2205f1ee8b\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirj<span id=\"i453b54fd1fe445f594336e9b343546e8\"></span></span><span class=\"f charStyle-756bbc82 ps3368\">aaminen taseeseen ja alkuper\u00e4inen arvostaminen</span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni kirjaa rahoitusvaroihin tai rahoitusvelkoihin kuuluvan er\u00e4n taseeseen </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupantekop\u00e4iv\u00e4n</span><span class=\"f charStyle-eb5b806b ps3369\">\u00e4, joka on p\u00e4iv\u00e4, jolloin Mandatum-konsernista tulee instrumentin </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimusehtojen osapuoli. Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 rahoitusvaroihin tai -velkoihin </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva er\u00e4 kirjataan k\u00e4yp\u00e4\u00e4n arvoon.</span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusinstrumentin k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 on yleens\u00e4 sen </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinta. Jos k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 poikkeaa </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinnasta, Mandatum-konserni kirjaa ensimm\u00e4isen p\u00e4iv\u00e4n voiton tai tappion. </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni ei ole kirjannut ensimm\u00e4isen p\u00e4iv\u00e4n voittoa tai tappiota.</span></div><div class=\"ps3372_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin ja -velkoihin liittyv\u00e4t\u00a0 </span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiomenot kirjataan tuloslaskelmaan hankintahetkell\u00e4. Muiden rahoitusvarojen ja </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-velkojen hankintaan liittyv\u00e4t transaktiomenot sis\u00e4llytet\u00e4\u00e4n hankintamenoon.</span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat ja -velat netotetaan ja esitet\u00e4\u00e4n taseessa nettom\u00e4\u00e4r\u00e4isen\u00e4 vain silloin, kun </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">netottamiseen on laillinen oikeus ja netotus aiotaan toteuttaa tai saaminen ja velka suorittaa </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti.</span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirjaaminen pois taseesta<span id=\"i8a1b99c706f3432ba2b8d28b1f953835\"></span></span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat kirjataan pois taseesta, kun sopimusperusteinen oikeus rahoitusvaroihin </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluvan er\u00e4n rahavirtoihin lakkaa tai kun oikeudet ja riskit on siirretty toiselle osapuolelle. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat kirjataan pois taseesta, kun niiden sopimuksessa m\u00e4\u00e4ritellyt velvoitteet on </span></div><div class=\"ps3379_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytetty tai peruutettu tai niiden voimassaolo on lakannut</span><span class=\"f charStyle-eccfbf45 ps3378\">.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Rahoitusvarojen luokittelu<span id=\"icde77c1a241e44c696cbfc2bfcabf6aa\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni luokittelee rahoitusvaransa joko k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti tai </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">jaksotettuun hankintamenoon kirjattavaksi.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusvarojen luokittelu perustuu Mandatum-konsernin liiketoimintamallin mukaiseen </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusvarojen hallintaan sek\u00e4 rahoitusvarojen sopimusperusteisiin rahavirtaominaisuuksiin.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K<span id=\"i1f81d8202d6944f195feae884d92e508\"></span></span><span class=\"f charStyle-756bbc82 ps3380\">\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavat rahoitusvarat</span></div><div class=\"ps645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Sellaiset rahoitusvarojen salkut, joita hallinnoidaan ja joiden tuloksellisuutta arvioidaan </span></div><div class=\"ps646 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon perustuen tai jotka liittyv\u00e4t l\u00e4heisesti vakuutussopimuksiin, arvostetaan </span></div><div class=\"ps825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti, koska niit\u00e4 ei pidet\u00e4 sopimukseen perustuvien rahavirtojen </span></div><div class=\"ps647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ker\u00e4\u00e4miseksi eik\u00e4 sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja rahoitusvarojen </span></div><div class=\"ps648 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">myymiseksi. Lis\u00e4ksi kirjanpidollisen ep\u00e4suhdan v\u00e4hent\u00e4miseksi Mandatum-konserni on </span></div><div class=\"ps649 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellut vakuutussopimusten perustana olevat rahoitusvarat k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps650 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti. Johdannaissopimukset arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti ja </span></div><div class=\"ps651 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps653 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4m\u00e4 arvostetaan my\u00f6hemmin k\u00e4yp\u00e4\u00e4n arvoon, ja nettovoitot ja -tappiot, mukaan lukien </span></div><div class=\"ps654 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korko- tai osinkotuotot sek\u00e4 kurssivoitot ja -tappiot, kirjataan tulosvaikutteisesti </span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps1811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Jaksotettuun hankintamenoon kirjattavat rahoitusvarat<span id=\"i81e9e45e47ba43f696eb65bb9b046983\"></span></span></div><div class=\"ps3390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusvaroihin kuuluva er\u00e4 arvostetaan jaksotettuun hankintamenoon vain, jos </span></div><div class=\"ps3391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimintamallin tavoitteena on pit\u00e4\u00e4 rahoitusvara hallussa sopimukseen perustuvien </span></div><div class=\"ps3392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahavirtojen ker\u00e4\u00e4miseksi ja jos rahoitusvaran sopimukseen perustuvat rahavirrat t\u00e4ytt\u00e4v\u00e4t </span></div><div class=\"ps1003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">SPPI-kriteerit.</span></div><div class=\"ps1005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">SPPI-kriteerit t\u00e4yttyv\u00e4t, kun rahoitusinstrumentin sopimukseen perustuvat rahavirrat ovat </span></div><div class=\"ps3393 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">yksinomaan p\u00e4\u00e4oman ja j\u00e4ljell\u00e4 olevan p\u00e4\u00e4omam\u00e4\u00e4r\u00e4n koron maksuja. P\u00e4\u00e4omalla tarkoitetaan </span></div><div class=\"ps3394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusvaroihin kuuluvan er\u00e4n k\u00e4yp\u00e4\u00e4 arvoa alkuper\u00e4isen kirjaamisen yhteydess\u00e4. Korko </span></div><div class=\"ps3395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4lt\u00e4\u00e4 korvauksen rahan aika-arvosta, tiettyn\u00e4 ajanjaksona j\u00e4ljell\u00e4 olevaan p\u00e4\u00e4omam\u00e4\u00e4r\u00e4\u00e4n </span></div><div class=\"ps3396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-444dfe31 ps524\">liittyv\u00e4st\u00e4 luottoriskist\u00e4 ja muista perustyyppiseen luotonantoon liittyvist\u00e4 riskeist\u00e4 ja menoista </span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-444dfe31 ps11\">sek\u00e4 voittomarginaalin. Jaksotettuun hankintamenoon arvostettaviin rahoitusvaroihin</span><span class=\"f charStyle-eb5b806b ps3397_1\"> kohdistuu </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tappiota koskeva v\u00e4hennyser\u00e4, odotettavissa olevat luottotappiot (ECL).</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Jaksotettuun hankintamenoon arvostetut rahoitusvarat ovat lainasopimuksia, joiden </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallussapito perustuu sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseen ja kiinteiden </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuponkikorkojen ansaitsemiseen instrumenttien koko voimassaoloajalta.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4m\u00e4 instrumentit arvostetaan my\u00f6hemmin jaksotettuun hankintamenoon ja korkotuotot </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lasketaan efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. Korkotuotot, kurssivoitot ja -tappiot sek\u00e4 </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvonalentumiset kirjataan tulosvaikutteisesti. My\u00f6s taseesta pois kirjaamisesta johtuvat voitot </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai tappiot kirjataan tulosvaikutteisesti.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin rahoitusvarat luokitellaan p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti kirjattavaksi ja vain pieni osa rahoitusvaroista arvostetaan jaksotettuun </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon. Rahoitusvaroja ei ole luokiteltu k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kautta arvostettaviksi.</span></div><div class=\"ps3399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Rahoitusvelkojen luokittelu<span id=\"i8fa34bda84614b94afc7178736255bfd\"></span></span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni luokittelee rahoitusvelkansa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti tai </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jaksotettuun hankintamenoon kirjattaviksi.</span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4 sijoitussopimusvelka kirjataan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti. K\u00e4yp\u00e4 arvo perustuu sijoitussopimusvelkaa kattavien rahoitusvarojen </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostuksiin, ja n\u00e4m\u00e4 on kirjattu k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti. Sijoitussopimusvelat on </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokiteltu k\u00e4yv\u00e4n arvon hierarkiassa tasolle 2.</span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdannaisvelat arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti. Nettovoitot ja -tappiot, </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaan lukien mahdolliset korkokulut ja valuuttakurssivoitot ja -tappiot, kirjataan </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti.</span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat, mukaan lukien huonommassa etuoikeusasemassa olevat velat, liikkeeseen </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lasketut velkapaperit ja muut rahoitusvelat, arvostetaan my\u00f6hemmin jaksotettuun </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. Korkokulut sek\u00e4 kurssivoitot ja </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-tappiot kirjataan tulosvaikutteisesti. My\u00f6s taseesta pois kirjaamisesta johtuvat voitot tai </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tappiot kirjataan tulosvaikutteisesti.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Johdannaiset, mukaan lukien kytketyt johdannaiset<span id=\"i3b526df61b644c49b491b6e3cbffaab7\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaissopimukset luokitellaan kaupank\u00e4yntitarkoituksessa pidett\u00e4viin ja </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojaustarkoituksessa pidett\u00e4viin, mukaan lukien korkojohdannaiset, luottoriskijohdannaiset, </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">valuuttajohdannaiset, osakejohdannaiset ja hy\u00f6dykejohdannaiset. Kaikki johdannaiset </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">merkit\u00e4\u00e4n taseeseen varoiksi, kun niiden k\u00e4yp\u00e4 arvo on positiivinen, ja veloiksi, kun niiden </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4 arvo on negatiivinen.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaiset, mukaan lukien kytketyt johdannaiset, jotka on erotettu p\u00e4\u00e4sopimuksesta, </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellaan kaupank\u00e4yntitarkoituksessa pidett\u00e4viksi, elleiv\u00e4t ne ole osa ehdot t\u00e4ytt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojaussuhdetta. Mandatum-konserni ei ole soveltanut suojauslaskentaa. Johdannaiset </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja k\u00e4yv\u00e4n arvon muutokset kirjataan tulosvaikutteisesti.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaista, joka on kytketty vakuutus- tai j\u00e4lleenvakuutussopimukseen, ei k\u00e4sitell\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kirjanpidossa erill\u00e4\u00e4n p\u00e4\u00e4sopimuksesta, jos kytketty johdannainen itsess\u00e4\u00e4n t\u00e4ytt\u00e4\u00e4 vakuutus- </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai j\u00e4lleenvakuutussopimuksen m\u00e4\u00e4ritelm\u00e4n. Mandatum-konsernilla ei ole kytkettyj\u00e4 </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdannaisia, joihin liittyy vakuutus- tai j\u00e4lleenvakuutussopimus.</span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"i9a246419627344c09e4d845152b5d31a\"></span></span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Rahoitusvarojen my\u00f6hempi arvostaminen<span id=\"i624197c5189b471caef66eea426701b4\"></span></span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen<span id=\"i33c2bea91e254795b9f47e2f2140e4ad\"></span></span></div><div class=\"ps3718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n hinnaksi, joka saataisiin omaisuuser\u00e4n myynnist\u00e4 tai maksettaisiin </span></div><div class=\"ps3719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">velan siirt\u00e4misest\u00e4 markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 toteutuvassa tavanmukaisessa </span></div><div class=\"ps3720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimessa.</span></div><div class=\"ps3722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusinstrumentteja seurataan ja hallinnoidaan k\u00e4ypiin arvoihin, jotka perustuvat joko </span></div><div class=\"ps3723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">julkaistuihin hintanoteerauksiin tai markkinoilla havaittavissa ja saatavilla oleviin tietoihin </span></div><div class=\"ps3724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perustuviin arvostusmenetelmiin. Rahoitusomaisuudessa on my\u00f6s omaisuuseri\u00e4, joiden arvo </span></div><div class=\"ps3725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on m\u00e4\u00e4ritett\u00e4v\u00e4 muita tekniikoita k\u00e4ytt\u00e4en.</span></div><div class=\"ps3727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusinstrumentit on luokiteltu kolmeen hierarkiatasoon sen </span></div><div class=\"ps3728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaan, ovatko instrumentin markkinat aktiiviset tai ovatko arvostusmenetelm\u00e4ss\u00e4 k\u00e4ytetyt </span></div><div class=\"ps3729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sy\u00f6tt\u00f6tiedot havaittavissa.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 1 instrumentin arvostus perustuu samankaltaisten varojen tai velkojen noteerattuihin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoihin toimivilla markkinoilla.</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 2 instrumentin arvostuksen sy\u00f6tt\u00f6tietoina k\u00e4ytet\u00e4\u00e4n my\u00f6s muita kuin noteerattuja </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoja, jotka ovat havaittavissa kyseisen omaisuuser\u00e4n tai velan osalta joko suoraan tai </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4suorasti.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 3 arvostus perustuu muihin sy\u00f6tt\u00f6tietoihin kuin havaittavissa oleviin markkinatietoihin. </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Merkitt\u00e4vimm\u00e4t tason 3 arvostusmenetelm\u00e4t on kerrottu \u201dRahoitusinstrumentit, jotka </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">herkkyysanalyysi\u201d -taulukossa.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti Mandatum-konsernin p\u00e4\u00e4omarahastot, kiinteist\u00f6rahastot sek\u00e4 muut </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaihtoehtorahastot on luokiteltu tason 3 rahoitusvaroiksi.</span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4omarahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot. P\u00e4\u00e4omarahastoista suurin osa arvostetaan ulkoisen rahastonhoitajan </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toimesta. Arvonm\u00e4\u00e4ritys p\u00e4ivitet\u00e4\u00e4n yleens\u00e4 nelj\u00e4nnesvuosittain perustuen kohde-etuutena </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien varojen arvoon ja rahaston velkojen m\u00e4\u00e4r\u00e4\u00e4n. On olemassa useita arvostusmenetelmi\u00e4, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jotka voivat perustua esimerkiksi sijoitusten hankinta-arvoon, julkisesti noteerattujen </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vertailuyritysten arvoon, tuottokerroinperusteiseen arvostukseen tai kohde-etuutena olevien </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusten kassavirtoihin. Useimmat p\u00e4\u00e4omarahastot noudattavat International Private Equity </span></div><div class=\"ps465 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">and Venture Capital Valuation (IPEV) -ohjeita, joissa annetaan yksityiskohtaiset ohjeet </span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastojen arvostamisesta.</span></div><div class=\"ps467 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps468 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot.</span></div><div class=\"ps471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen arvonm\u00e4\u00e4ritys toteutetaan p\u00e4\u00e4asiassa nelj\u00e4nnesvuosittain perustuen alla </span></div><div class=\"ps472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien kiinteist\u00f6sijoitusten arvoon ja vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. Kohteiden arvot perustuvat </span></div><div class=\"ps473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten riippumattomien auktorisoitujen arvioitsijoiden laatimiin </span></div><div class=\"ps474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arviokirjoihin. Kiinteist\u00f6kohteiden arvoihin lis\u00e4t\u00e4\u00e4n kohderahaston nettovarallisuus.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Muiden vaihtoehtorahastojen osalta arvonm\u00e4\u00e4rityksen suorittavat rahastonhoitajat. Muiden </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaihtoehtorahastojen osalta ulkoiset rahastonhoitajat suorittavat arvostuksen kaikkien </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahastojen osalta. Muut vaihtoehtorahastot ovat usein rakenteeltaan monimutkaisia, ja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonm\u00e4\u00e4ritys riippuu kohde-etuutena olevien sijoitusten luonteesta. Arvostuksessa voidaan </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytt\u00e4\u00e4 monia erilaisia menetelmi\u00e4, esimerkiksi kohde-etuutena olevien sijoitusten </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kassavirtoihin perustuvaa menetelm\u00e4\u00e4. Vaihtoehtorahastojen toimintaa ja arvonm\u00e4\u00e4rityst\u00e4 </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">s\u00e4\u00e4nnell\u00e4\u00e4n esimerkiksi vaihtoehtorahastojen hoitajista annetulla direktiivill\u00e4 (Alternative </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Investment Fund Managers Directive, AIFMD), jossa m\u00e4\u00e4ritell\u00e4\u00e4n arvonm\u00e4\u00e4ritysprosessin </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">periaatteet ja dokumentointivaatimukset. Tason 3 rahastojen arvostus perustuu viimeisimp\u00e4\u00e4n </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla olevaan tietoon. Niiden rahastojen osalta, joista viimeisin taloudellinen tieto on </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla vasta my\u00f6hemm\u00e4ss\u00e4 vaiheessa, johto ottaa arvioinnissa huomioon ulkoiset ja </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4iset l\u00e4hteet sek\u00e4 markkinoiden kehityksen.</span></div><div class=\"ps3710 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Rahoitusvarojen arvonalentuminen<span id=\"i9dc21c34a72849ab98be1854c68393f1\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Odotettavissa olevien luottotappioiden mallia sovelletaan jaksotettuun hankintamenoon </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostettaviin rahoitusvaroihin, IFRS 15 Myyntituotot asiakassopimuksista -standardin </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaisiin sopimuksiin perustuviin omaisuuseriin sek\u00e4 lainasitoumuksiin ja takaussopimuksiin, </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joita arvonalentumisvaatimukset koskevat. Vaatimukset eiv\u00e4t koske oman p\u00e4\u00e4oman ehtoisia </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">instrumentteja tai muita k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavia rahoitusvaroja.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Odotettavissa olevat luottotappiot heijastavat menneit\u00e4 tapahtumia, vallitsevia olosuhteita ja </span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ennusteita tulevista taloudellista olosuhteista.</span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni on kirjannut tappiovarauksen, joka on todenn\u00e4k\u00f6isyyspainotettu arvio </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luottotappioista, jaksotettuun hankintamenoon arvostetuista rahoitusvaroista ja jaksotettuun </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon arvostettuihin rahoitusvaroihin liittyvist\u00e4 taseen ulkopuolisista </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nostamattomista sitoumuksista.</span></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahoitusinstrumentit, jotka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 herkkyysanalyysi<span id=\"i997cce2710a74e60bea8bbe8e2e661b7\"></span></span></div><div class=\"ps4062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevassa taulukossa on esitetty arvostusmenetelmi\u00e4, joita on k\u00e4ytetty tason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. Taulukkoon on koottu merkitt\u00e4vimm\u00e4t ei-n\u00e4kyviss\u00e4 olevat sy\u00f6tt\u00f6tiedot. Ei-</span></div><div class=\"ps4063_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">havaittavissa olevan sy\u00f6tt\u00f6tiedon vaikutus k\u00e4yp\u00e4\u00e4n arvoon on tiedossa oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta. Oman p\u00e4\u00e4oman ehtoisten sijoitusten k\u00e4yp\u00e4 arvo nousee (laskee), jos odotetut </span></div><div class=\"ps4064_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lis\u00e4tuotot kasvavat (laskevat) tai jos diskonttokorko on matalampi (korkeampi). Muiden erien osalta tietoa ei ole saatavilla. Taulukossa esitet\u00e4\u00e4n K\u00e4yp\u00e4\u00e4n arvon tulosvaikutteisesti kirjattavat </span></div><div class=\"ps4065_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(FVTPL) ja Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t (UL) -rahoitusvarat erikseen. Jokseenkin mahdollinen tulosvaikutus suhteutettuna omaan p\u00e4\u00e4omaan olisi verojen j\u00e4lkeen 9,3 (9,0) prosenttia. </span></div><div class=\"ps4066_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulosvaikutus ei sis\u00e4ll\u00e4 sijoitussidonnaisiin vakuutuksiin liittyvi\u00e4 rahoitusvaroja, koska Mandatum-konserni ei kanna niihin liittyv\u00e4\u00e4 sijoitusriski\u00e4.</span></div><div class=\"ps4204 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:96.75pt\"></td><td style=\"padding:0;width:129pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4069_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4068\">2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4071_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4070\">2024</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4073 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4076_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4077_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4078_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4080_1 ss256_1\"><div><div class=\"ps635 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Er\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4081_1 ss258_1\"><div><div class=\"ps635 ss257_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4083_1 ss259_1\"><div><div class=\"ps2141 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4084_1 ss259_1\"><div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Herkkyysparametrit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4086_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4088_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4089_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4090_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4091_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4092_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4093_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4094_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td></tr><tr style=\"height:38.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps612 ss262_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Oman p\u00e4\u00e4oman\u00a0  </span></div><div class=\"ps1883 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">ehtoinen sijoitus </span></div><div class=\"ps3900 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">(noteeraamattomat </span></div><div class=\"ps3901 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeet)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4098_1 ss263_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4099_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Odotetut diskontatut </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4100_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvon muutos -20 % johtuen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">ennustettujen kassavirtojen </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">laskusta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4102_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.29pt\"></span></span><span class=\"ps4101\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">363,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4104_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.94pt\"></span></span><span class=\"ps4103\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">102,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4105_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.53pt\"></span></span><span class=\"ps2336_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-72,7</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4107_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.59pt\"></span></span><span class=\"ps4106\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-20,5</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4109_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.54pt\"></span></span><span class=\"ps4108\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4111_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.53pt\"></span></span><span class=\"ps4110\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4113_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-73,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4115_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:19.35pt\"></span></span><span class=\"ps4114\">-14,9</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps62 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4117_1 ss267_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4118 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Markkinakorkotaso</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4119_1 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Korkotason nousu 1 %-yks</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4120_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4121_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:20.84pt\"></span></span><span class=\"ps608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">22,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4122_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4124_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,1</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4125_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:22.93pt\"></span></span><span class=\"ps2481\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4127_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.74pt\"></span></span><span class=\"ps4126\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4128_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4130 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:56.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4131 ss270_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4132 ss271_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien sijoitusten </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvoon ja vieraan p\u00e4\u00e4oman </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">m\u00e4\u00e4r\u00e4\u00e4n.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4135 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV). Konsernin suorittama </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">arvostus: Verrokkikertoimet ja </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likviditeettialennus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4136 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likividiteettialennuksen nousu\u00a0 \u00a0 </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">5 %-yks, </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">verrokkiyhti\u00f6kertoimien lasku </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4138 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.51pt\"></span></span><span class=\"ps4137\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">289,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4140 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:15.12pt\"></span></span><span class=\"ps4139\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1\u00a0120,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4142 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.81pt\"></span></span><span class=\"ps4141\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-55,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4143 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:13.49pt\"></span></span><span class=\"ps3645_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-202,2</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4145 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.4pt\"></span></span><span class=\"ps4144\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4147 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.42pt\"></span></span><span class=\"ps4146\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4149 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.97pt\"></span></span><span class=\"ps4148\">-53,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4151 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.89pt\"></span></span><span class=\"ps4150\">-236,7</span></span></div></div></div></td></tr><tr style=\"height:83.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4152 ss274_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4156 ss275_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kiinteist\u00f6sijoitusten arvoon ja </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohteiden arvot perustuvat </span></div><div class=\"ps3927 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten </span></div><div class=\"ps3970 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">riippumattomien auktorisoitujen </span></div><div class=\"ps4154 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvioitsijoiden laatimiin </span></div><div class=\"ps4155 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arviokirjoihin.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4157 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahaston nettovarallisuus (NAV) </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Konsernin suorittama arvostus: </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade ja vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4158 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku 10 </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">%, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade nousu 10 %, </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">vuokratuotot lasku 10 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4159 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4161 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.41pt\"></span></span><span class=\"ps4160\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">673,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4162 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4163 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.07pt\"></span></span><span class=\"ps2495_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-88,7</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4164 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4166 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.83pt\"></span></span><span class=\"ps4165\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4167 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4169 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.98pt\"></span></span><span class=\"ps4168\">-65,5</span></span></div></div></div></td></tr><tr style=\"height:47.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps2023 ss278_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4171 ss279_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot ovat usein </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">ominaisuuksiltaan monimutkaisia ja </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvonm\u00e4\u00e4ritys on riippuvainen </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kohde-etuutena olevien </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">instrumenttien luonteesta.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4172 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4173 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4175 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.79pt\"></span></span><span class=\"ps4174\">189,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4177 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:11.81pt\"></span></span><span class=\"ps4176\">1\u00a0100,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4178 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-37,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4180 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.68pt\"></span></span><span class=\"ps4179\">-220,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4182 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.74pt\"></span></span><span class=\"ps4181\">258,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4184 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.32pt\"></span></span><span class=\"ps735\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4186 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.11pt\"></span></span><span class=\"ps4185\">-51,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4187 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.87pt\"></span></span><span class=\"ps51_1\">-229,3</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps3870 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4190 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.21pt\"></span></span><span class=\"ps3080\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4192 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:10.08pt\"></span></span><span class=\"ps4191\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4194 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.2pt\"></span></span><span class=\"ps4193\">-166,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4196 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.66pt\"></span></span><span class=\"ps4195\">-531,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4198 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.81pt\"></span></span><span class=\"ps4197\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4200 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:8.47pt\"></span></span><span class=\"ps4199\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4201 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.23pt\"></span></span><span class=\"ps2645\">-179,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4203 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.5pt\"></span></span><span class=\"ps4202\">-546,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">19 SIJOITUSSIDONNAISTEN SOPIMUSTEN KATTEENA OLEVAT SIJOITUKSET<span id=\"i55f655e0fd9c4b1ba465da157dae7074\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laadintaperiaatteet katso liitetieto 18.</span></div><div class=\"ps4516 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps548_1 ss64\"><span class=\"f charStyle-9c7134e0 ps4508\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps548_1 ss64\"><span class=\"f charStyle-9c7134e0 ps547\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3349_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.75pt\"></span></span><span class=\"ps4509\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.72pt\"></span></span><span class=\"ps4510\">12\u00a0862,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.25pt\"></span></span><span class=\"ps398\">11\u00a0868,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3359_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.07pt\"></span></span><span class=\"ps4511\">13\u00a0926,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.42pt\"></span></span><span class=\"ps4512\">12\u00a0972,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Lainat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.07pt\"></span></span><span class=\"ps1744\">594,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.84pt\"></span></span><span class=\"ps4513\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:6pt\"><td colspan=\"2\" rowspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevat sijoitukset </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td rowspan=\"2\" style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.02pt\"></span></span><span class=\"ps4514\">14\u00a0525,2</span></span></div></div></div></td><td rowspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.32pt\"></span></span><span class=\"ps4515\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td colspan=\"4\" style=\"display:none\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetAssetValueAttributableToUnitholdersExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-268": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_73\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">18 RAHOITUSVARAT JA -VELAT<span id=\"i02bfdfdc32eb4608bf15c7d95a125d37\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i29ca3424641344ab9e089c2205f1ee8b\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirj<span id=\"i453b54fd1fe445f594336e9b343546e8\"></span></span><span class=\"f charStyle-756bbc82 ps3368\">aaminen taseeseen ja alkuper\u00e4inen arvostaminen</span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni kirjaa rahoitusvaroihin tai rahoitusvelkoihin kuuluvan er\u00e4n taseeseen </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupantekop\u00e4iv\u00e4n</span><span class=\"f charStyle-eb5b806b ps3369\">\u00e4, joka on p\u00e4iv\u00e4, jolloin Mandatum-konsernista tulee instrumentin </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimusehtojen osapuoli. Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 rahoitusvaroihin tai -velkoihin </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva er\u00e4 kirjataan k\u00e4yp\u00e4\u00e4n arvoon.</span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusinstrumentin k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 on yleens\u00e4 sen </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinta. Jos k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 poikkeaa </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinnasta, Mandatum-konserni kirjaa ensimm\u00e4isen p\u00e4iv\u00e4n voiton tai tappion. </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni ei ole kirjannut ensimm\u00e4isen p\u00e4iv\u00e4n voittoa tai tappiota.</span></div><div class=\"ps3372_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin ja -velkoihin liittyv\u00e4t\u00a0 </span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiomenot kirjataan tuloslaskelmaan hankintahetkell\u00e4. Muiden rahoitusvarojen ja </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-velkojen hankintaan liittyv\u00e4t transaktiomenot sis\u00e4llytet\u00e4\u00e4n hankintamenoon.</span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat ja -velat netotetaan ja esitet\u00e4\u00e4n taseessa nettom\u00e4\u00e4r\u00e4isen\u00e4 vain silloin, kun </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">netottamiseen on laillinen oikeus ja netotus aiotaan toteuttaa tai saaminen ja velka suorittaa </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti.</span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirjaaminen pois taseesta<span id=\"i8a1b99c706f3432ba2b8d28b1f953835\"></span></span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat kirjataan pois taseesta, kun sopimusperusteinen oikeus rahoitusvaroihin </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluvan er\u00e4n rahavirtoihin lakkaa tai kun oikeudet ja riskit on siirretty toiselle osapuolelle. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat kirjataan pois taseesta, kun niiden sopimuksessa m\u00e4\u00e4ritellyt velvoitteet on </span></div><div class=\"ps3379_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytetty tai peruutettu tai niiden voimassaolo on lakannut</span><span class=\"f charStyle-eccfbf45 ps3378\">.</span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Rahoitusvarojen luokittelu<span id=\"icde77c1a241e44c696cbfc2bfcabf6aa\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni luokittelee rahoitusvaransa joko k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti tai </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">jaksotettuun hankintamenoon kirjattavaksi.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusvarojen luokittelu perustuu Mandatum-konsernin liiketoimintamallin mukaiseen </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusvarojen hallintaan sek\u00e4 rahoitusvarojen sopimusperusteisiin rahavirtaominaisuuksiin.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K<span id=\"i1f81d8202d6944f195feae884d92e508\"></span></span><span class=\"f charStyle-756bbc82 ps3380\">\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavat rahoitusvarat</span></div><div class=\"ps645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Sellaiset rahoitusvarojen salkut, joita hallinnoidaan ja joiden tuloksellisuutta arvioidaan </span></div><div class=\"ps646 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon perustuen tai jotka liittyv\u00e4t l\u00e4heisesti vakuutussopimuksiin, arvostetaan </span></div><div class=\"ps825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti, koska niit\u00e4 ei pidet\u00e4 sopimukseen perustuvien rahavirtojen </span></div><div class=\"ps647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ker\u00e4\u00e4miseksi eik\u00e4 sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja rahoitusvarojen </span></div><div class=\"ps648 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">myymiseksi. Lis\u00e4ksi kirjanpidollisen ep\u00e4suhdan v\u00e4hent\u00e4miseksi Mandatum-konserni on </span></div><div class=\"ps649 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellut vakuutussopimusten perustana olevat rahoitusvarat k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps650 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti. Johdannaissopimukset arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti ja </span></div><div class=\"ps651 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps653 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4m\u00e4 arvostetaan my\u00f6hemmin k\u00e4yp\u00e4\u00e4n arvoon, ja nettovoitot ja -tappiot, mukaan lukien </span></div><div class=\"ps654 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korko- tai osinkotuotot sek\u00e4 kurssivoitot ja -tappiot, kirjataan tulosvaikutteisesti </span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps1811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Jaksotettuun hankintamenoon kirjattavat rahoitusvarat<span id=\"i81e9e45e47ba43f696eb65bb9b046983\"></span></span></div><div class=\"ps3390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusvaroihin kuuluva er\u00e4 arvostetaan jaksotettuun hankintamenoon vain, jos </span></div><div class=\"ps3391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimintamallin tavoitteena on pit\u00e4\u00e4 rahoitusvara hallussa sopimukseen perustuvien </span></div><div class=\"ps3392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahavirtojen ker\u00e4\u00e4miseksi ja jos rahoitusvaran sopimukseen perustuvat rahavirrat t\u00e4ytt\u00e4v\u00e4t </span></div><div class=\"ps1003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">SPPI-kriteerit.</span></div><div class=\"ps1005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">SPPI-kriteerit t\u00e4yttyv\u00e4t, kun rahoitusinstrumentin sopimukseen perustuvat rahavirrat ovat </span></div><div class=\"ps3393 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">yksinomaan p\u00e4\u00e4oman ja j\u00e4ljell\u00e4 olevan p\u00e4\u00e4omam\u00e4\u00e4r\u00e4n koron maksuja. P\u00e4\u00e4omalla tarkoitetaan </span></div><div class=\"ps3394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusvaroihin kuuluvan er\u00e4n k\u00e4yp\u00e4\u00e4 arvoa alkuper\u00e4isen kirjaamisen yhteydess\u00e4. Korko </span></div><div class=\"ps3395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4lt\u00e4\u00e4 korvauksen rahan aika-arvosta, tiettyn\u00e4 ajanjaksona j\u00e4ljell\u00e4 olevaan p\u00e4\u00e4omam\u00e4\u00e4r\u00e4\u00e4n </span></div><div class=\"ps3396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-444dfe31 ps524\">liittyv\u00e4st\u00e4 luottoriskist\u00e4 ja muista perustyyppiseen luotonantoon liittyvist\u00e4 riskeist\u00e4 ja menoista </span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-444dfe31 ps11\">sek\u00e4 voittomarginaalin. Jaksotettuun hankintamenoon arvostettaviin rahoitusvaroihin</span><span class=\"f charStyle-eb5b806b ps3397_1\"> kohdistuu </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tappiota koskeva v\u00e4hennyser\u00e4, odotettavissa olevat luottotappiot (ECL).</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Jaksotettuun hankintamenoon arvostetut rahoitusvarat ovat lainasopimuksia, joiden </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallussapito perustuu sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseen ja kiinteiden </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuponkikorkojen ansaitsemiseen instrumenttien koko voimassaoloajalta.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4m\u00e4 instrumentit arvostetaan my\u00f6hemmin jaksotettuun hankintamenoon ja korkotuotot </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lasketaan efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. Korkotuotot, kurssivoitot ja -tappiot sek\u00e4 </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvonalentumiset kirjataan tulosvaikutteisesti. My\u00f6s taseesta pois kirjaamisesta johtuvat voitot </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai tappiot kirjataan tulosvaikutteisesti.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin rahoitusvarat luokitellaan p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti kirjattavaksi ja vain pieni osa rahoitusvaroista arvostetaan jaksotettuun </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon. Rahoitusvaroja ei ole luokiteltu k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kautta arvostettaviksi.</span></div><div class=\"ps3399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Rahoitusvelkojen luokittelu<span id=\"i8fa34bda84614b94afc7178736255bfd\"></span></span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni luokittelee rahoitusvelkansa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti tai </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jaksotettuun hankintamenoon kirjattaviksi.</span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4 sijoitussopimusvelka kirjataan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti. K\u00e4yp\u00e4 arvo perustuu sijoitussopimusvelkaa kattavien rahoitusvarojen </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostuksiin, ja n\u00e4m\u00e4 on kirjattu k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti. Sijoitussopimusvelat on </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokiteltu k\u00e4yv\u00e4n arvon hierarkiassa tasolle 2.</span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdannaisvelat arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti. Nettovoitot ja -tappiot, </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaan lukien mahdolliset korkokulut ja valuuttakurssivoitot ja -tappiot, kirjataan </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti.</span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat, mukaan lukien huonommassa etuoikeusasemassa olevat velat, liikkeeseen </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lasketut velkapaperit ja muut rahoitusvelat, arvostetaan my\u00f6hemmin jaksotettuun </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. Korkokulut sek\u00e4 kurssivoitot ja </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-tappiot kirjataan tulosvaikutteisesti. My\u00f6s taseesta pois kirjaamisesta johtuvat voitot tai </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tappiot kirjataan tulosvaikutteisesti.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Johdannaiset, mukaan lukien kytketyt johdannaiset<span id=\"i3b526df61b644c49b491b6e3cbffaab7\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaissopimukset luokitellaan kaupank\u00e4yntitarkoituksessa pidett\u00e4viin ja </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojaustarkoituksessa pidett\u00e4viin, mukaan lukien korkojohdannaiset, luottoriskijohdannaiset, </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">valuuttajohdannaiset, osakejohdannaiset ja hy\u00f6dykejohdannaiset. Kaikki johdannaiset </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">merkit\u00e4\u00e4n taseeseen varoiksi, kun niiden k\u00e4yp\u00e4 arvo on positiivinen, ja veloiksi, kun niiden </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4 arvo on negatiivinen.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaiset, mukaan lukien kytketyt johdannaiset, jotka on erotettu p\u00e4\u00e4sopimuksesta, </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellaan kaupank\u00e4yntitarkoituksessa pidett\u00e4viksi, elleiv\u00e4t ne ole osa ehdot t\u00e4ytt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojaussuhdetta. Mandatum-konserni ei ole soveltanut suojauslaskentaa. Johdannaiset </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja k\u00e4yv\u00e4n arvon muutokset kirjataan tulosvaikutteisesti.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaista, joka on kytketty vakuutus- tai j\u00e4lleenvakuutussopimukseen, ei k\u00e4sitell\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kirjanpidossa erill\u00e4\u00e4n p\u00e4\u00e4sopimuksesta, jos kytketty johdannainen itsess\u00e4\u00e4n t\u00e4ytt\u00e4\u00e4 vakuutus- </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai j\u00e4lleenvakuutussopimuksen m\u00e4\u00e4ritelm\u00e4n. Mandatum-konsernilla ei ole kytkettyj\u00e4 </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdannaisia, joihin liittyy vakuutus- tai j\u00e4lleenvakuutussopimus.</span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"i9a246419627344c09e4d845152b5d31a\"></span></span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Rahoitusvarojen my\u00f6hempi arvostaminen<span id=\"i624197c5189b471caef66eea426701b4\"></span></span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen<span id=\"i33c2bea91e254795b9f47e2f2140e4ad\"></span></span></div><div class=\"ps3718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n hinnaksi, joka saataisiin omaisuuser\u00e4n myynnist\u00e4 tai maksettaisiin </span></div><div class=\"ps3719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">velan siirt\u00e4misest\u00e4 markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 toteutuvassa tavanmukaisessa </span></div><div class=\"ps3720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimessa.</span></div><div class=\"ps3722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusinstrumentteja seurataan ja hallinnoidaan k\u00e4ypiin arvoihin, jotka perustuvat joko </span></div><div class=\"ps3723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">julkaistuihin hintanoteerauksiin tai markkinoilla havaittavissa ja saatavilla oleviin tietoihin </span></div><div class=\"ps3724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perustuviin arvostusmenetelmiin. Rahoitusomaisuudessa on my\u00f6s omaisuuseri\u00e4, joiden arvo </span></div><div class=\"ps3725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on m\u00e4\u00e4ritett\u00e4v\u00e4 muita tekniikoita k\u00e4ytt\u00e4en.</span></div><div class=\"ps3727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusinstrumentit on luokiteltu kolmeen hierarkiatasoon sen </span></div><div class=\"ps3728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaan, ovatko instrumentin markkinat aktiiviset tai ovatko arvostusmenetelm\u00e4ss\u00e4 k\u00e4ytetyt </span></div><div class=\"ps3729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sy\u00f6tt\u00f6tiedot havaittavissa.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 1 instrumentin arvostus perustuu samankaltaisten varojen tai velkojen noteerattuihin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoihin toimivilla markkinoilla.</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 2 instrumentin arvostuksen sy\u00f6tt\u00f6tietoina k\u00e4ytet\u00e4\u00e4n my\u00f6s muita kuin noteerattuja </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoja, jotka ovat havaittavissa kyseisen omaisuuser\u00e4n tai velan osalta joko suoraan tai </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4suorasti.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 3 arvostus perustuu muihin sy\u00f6tt\u00f6tietoihin kuin havaittavissa oleviin markkinatietoihin. </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Merkitt\u00e4vimm\u00e4t tason 3 arvostusmenetelm\u00e4t on kerrottu \u201dRahoitusinstrumentit, jotka </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">herkkyysanalyysi\u201d -taulukossa.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti Mandatum-konsernin p\u00e4\u00e4omarahastot, kiinteist\u00f6rahastot sek\u00e4 muut </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaihtoehtorahastot on luokiteltu tason 3 rahoitusvaroiksi.</span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4omarahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot. P\u00e4\u00e4omarahastoista suurin osa arvostetaan ulkoisen rahastonhoitajan </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toimesta. Arvonm\u00e4\u00e4ritys p\u00e4ivitet\u00e4\u00e4n yleens\u00e4 nelj\u00e4nnesvuosittain perustuen kohde-etuutena </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien varojen arvoon ja rahaston velkojen m\u00e4\u00e4r\u00e4\u00e4n. On olemassa useita arvostusmenetelmi\u00e4, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jotka voivat perustua esimerkiksi sijoitusten hankinta-arvoon, julkisesti noteerattujen </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vertailuyritysten arvoon, tuottokerroinperusteiseen arvostukseen tai kohde-etuutena olevien </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusten kassavirtoihin. Useimmat p\u00e4\u00e4omarahastot noudattavat International Private Equity </span></div><div class=\"ps465 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">and Venture Capital Valuation (IPEV) -ohjeita, joissa annetaan yksityiskohtaiset ohjeet </span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastojen arvostamisesta.</span></div><div class=\"ps467 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps468 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot.</span></div><div class=\"ps471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen arvonm\u00e4\u00e4ritys toteutetaan p\u00e4\u00e4asiassa nelj\u00e4nnesvuosittain perustuen alla </span></div><div class=\"ps472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien kiinteist\u00f6sijoitusten arvoon ja vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. Kohteiden arvot perustuvat </span></div><div class=\"ps473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten riippumattomien auktorisoitujen arvioitsijoiden laatimiin </span></div><div class=\"ps474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arviokirjoihin. Kiinteist\u00f6kohteiden arvoihin lis\u00e4t\u00e4\u00e4n kohderahaston nettovarallisuus.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Muiden vaihtoehtorahastojen osalta arvonm\u00e4\u00e4rityksen suorittavat rahastonhoitajat. Muiden </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaihtoehtorahastojen osalta ulkoiset rahastonhoitajat suorittavat arvostuksen kaikkien </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahastojen osalta. Muut vaihtoehtorahastot ovat usein rakenteeltaan monimutkaisia, ja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonm\u00e4\u00e4ritys riippuu kohde-etuutena olevien sijoitusten luonteesta. Arvostuksessa voidaan </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytt\u00e4\u00e4 monia erilaisia menetelmi\u00e4, esimerkiksi kohde-etuutena olevien sijoitusten </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kassavirtoihin perustuvaa menetelm\u00e4\u00e4. Vaihtoehtorahastojen toimintaa ja arvonm\u00e4\u00e4rityst\u00e4 </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">s\u00e4\u00e4nnell\u00e4\u00e4n esimerkiksi vaihtoehtorahastojen hoitajista annetulla direktiivill\u00e4 (Alternative </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Investment Fund Managers Directive, AIFMD), jossa m\u00e4\u00e4ritell\u00e4\u00e4n arvonm\u00e4\u00e4ritysprosessin </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">periaatteet ja dokumentointivaatimukset. Tason 3 rahastojen arvostus perustuu viimeisimp\u00e4\u00e4n </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla olevaan tietoon. Niiden rahastojen osalta, joista viimeisin taloudellinen tieto on </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla vasta my\u00f6hemm\u00e4ss\u00e4 vaiheessa, johto ottaa arvioinnissa huomioon ulkoiset ja </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4iset l\u00e4hteet sek\u00e4 markkinoiden kehityksen.</span></div><div class=\"ps3710 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Rahoitusvarojen arvonalentuminen<span id=\"i9dc21c34a72849ab98be1854c68393f1\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Odotettavissa olevien luottotappioiden mallia sovelletaan jaksotettuun hankintamenoon </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostettaviin rahoitusvaroihin, IFRS 15 Myyntituotot asiakassopimuksista -standardin </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaisiin sopimuksiin perustuviin omaisuuseriin sek\u00e4 lainasitoumuksiin ja takaussopimuksiin, </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joita arvonalentumisvaatimukset koskevat. Vaatimukset eiv\u00e4t koske oman p\u00e4\u00e4oman ehtoisia </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">instrumentteja tai muita k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavia rahoitusvaroja.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Odotettavissa olevat luottotappiot heijastavat menneit\u00e4 tapahtumia, vallitsevia olosuhteita ja </span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ennusteita tulevista taloudellista olosuhteista.</span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni on kirjannut tappiovarauksen, joka on todenn\u00e4k\u00f6isyyspainotettu arvio </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luottotappioista, jaksotettuun hankintamenoon arvostetuista rahoitusvaroista ja jaksotettuun </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon arvostettuihin rahoitusvaroihin liittyvist\u00e4 taseen ulkopuolisista </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nostamattomista sitoumuksista.</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-270": {
   "value": "<div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirj<span id=\"i453b54fd1fe445f594336e9b343546e8\"></span></span><span class=\"f charStyle-756bbc82 ps3368\">aaminen taseeseen ja alkuper\u00e4inen arvostaminen</span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni kirjaa rahoitusvaroihin tai rahoitusvelkoihin kuuluvan er\u00e4n taseeseen </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupantekop\u00e4iv\u00e4n</span><span class=\"f charStyle-eb5b806b ps3369\">\u00e4, joka on p\u00e4iv\u00e4, jolloin Mandatum-konsernista tulee instrumentin </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimusehtojen osapuoli. Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 rahoitusvaroihin tai -velkoihin </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluva er\u00e4 kirjataan k\u00e4yp\u00e4\u00e4n arvoon.</span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusinstrumentin k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 on yleens\u00e4 sen </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinta. Jos k\u00e4yp\u00e4 arvo alkuper\u00e4isen kirjaamisen yhteydess\u00e4 poikkeaa </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiohinnasta, Mandatum-konserni kirjaa ensimm\u00e4isen p\u00e4iv\u00e4n voiton tai tappion. </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni ei ole kirjannut ensimm\u00e4isen p\u00e4iv\u00e4n voittoa tai tappiota.</span></div><div class=\"ps3372_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin ja -velkoihin liittyv\u00e4t\u00a0 </span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">transaktiomenot kirjataan tuloslaskelmaan hankintahetkell\u00e4. Muiden rahoitusvarojen ja </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-velkojen hankintaan liittyv\u00e4t transaktiomenot sis\u00e4llytet\u00e4\u00e4n hankintamenoon.</span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat ja -velat netotetaan ja esitet\u00e4\u00e4n taseessa nettom\u00e4\u00e4r\u00e4isen\u00e4 vain silloin, kun </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">netottamiseen on laillinen oikeus ja netotus aiotaan toteuttaa tai saaminen ja velka suorittaa </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti.</span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirjaaminen pois taseesta<span id=\"i8a1b99c706f3432ba2b8d28b1f953835\"></span></span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat kirjataan pois taseesta, kun sopimusperusteinen oikeus rahoitusvaroihin </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluvan er\u00e4n rahavirtoihin lakkaa tai kun oikeudet ja riskit on siirretty toiselle osapuolelle. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat kirjataan pois taseesta, kun niiden sopimuksessa m\u00e4\u00e4ritellyt velvoitteet on </span></div><div class=\"ps3379_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytetty tai peruutettu tai niiden voimassaolo on lakannut</span><span class=\"f charStyle-eccfbf45 ps3378\">.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-271": {
   "value": "<div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat ja -velat netotetaan ja esitet\u00e4\u00e4n taseessa nettom\u00e4\u00e4r\u00e4isen\u00e4 vain silloin, kun </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">netottamiseen on laillinen oikeus ja netotus aiotaan toteuttaa tai saaminen ja velka suorittaa </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">samanaikaisesti.</span></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">31 RAHOITUSVAROJEN JA -VELKOJEN NETTOUTUSJ\u00c4RJESTELYT<span id=\"i8220a825e8914db2a7cece1c1838df39\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Laadintaperiaate<span id=\"i8d5e662f3c164d48837bb236ded7cfdd\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taseessa netotetaan sellaiset rahoitusvarat ja -velat, joissa konsernilla on tarkasteluhetkell\u00e4 laillisesti toimeenpantavissa oleva kuittausoikeus tavanomaisessa liiketoiminnassa sek\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksukyvytt\u00f6myys- ja konkurssitapauksissa, ja se aikoo toteuttaa suoritukset nettom\u00e4\u00e4r\u00e4isesti.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-272": {
   "value": "<div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Kirjaaminen pois taseesta<span id=\"i8a1b99c706f3432ba2b8d28b1f953835\"></span></span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvarat kirjataan pois taseesta, kun sopimusperusteinen oikeus rahoitusvaroihin </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuuluvan er\u00e4n rahavirtoihin lakkaa tai kun oikeudet ja riskit on siirretty toiselle osapuolelle. </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat kirjataan pois taseesta, kun niiden sopimuksessa m\u00e4\u00e4ritellyt velvoitteet on </span></div><div class=\"ps3379_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytetty tai peruutettu tai niiden voimassaolo on lakannut</span><span class=\"f charStyle-eccfbf45 ps3378\">.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-273": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Rahoitusvarojen luokittelu<span id=\"icde77c1a241e44c696cbfc2bfcabf6aa\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni luokittelee rahoitusvaransa joko k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti tai </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">jaksotettuun hankintamenoon kirjattavaksi.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusvarojen luokittelu perustuu Mandatum-konsernin liiketoimintamallin mukaiseen </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusvarojen hallintaan sek\u00e4 rahoitusvarojen sopimusperusteisiin rahavirtaominaisuuksiin.</span></div><div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K<span id=\"i1f81d8202d6944f195feae884d92e508\"></span></span><span class=\"f charStyle-756bbc82 ps3380\">\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavat rahoitusvarat</span></div><div class=\"ps645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Sellaiset rahoitusvarojen salkut, joita hallinnoidaan ja joiden tuloksellisuutta arvioidaan </span></div><div class=\"ps646 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon perustuen tai jotka liittyv\u00e4t l\u00e4heisesti vakuutussopimuksiin, arvostetaan </span></div><div class=\"ps825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti, koska niit\u00e4 ei pidet\u00e4 sopimukseen perustuvien rahavirtojen </span></div><div class=\"ps647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ker\u00e4\u00e4miseksi eik\u00e4 sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja rahoitusvarojen </span></div><div class=\"ps648 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">myymiseksi. Lis\u00e4ksi kirjanpidollisen ep\u00e4suhdan v\u00e4hent\u00e4miseksi Mandatum-konserni on </span></div><div class=\"ps649 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellut vakuutussopimusten perustana olevat rahoitusvarat k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps650 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti. Johdannaissopimukset arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti ja </span></div><div class=\"ps651 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps653 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4m\u00e4 arvostetaan my\u00f6hemmin k\u00e4yp\u00e4\u00e4n arvoon, ja nettovoitot ja -tappiot, mukaan lukien </span></div><div class=\"ps654 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korko- tai osinkotuotot sek\u00e4 kurssivoitot ja -tappiot, kirjataan tulosvaikutteisesti </span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps1811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Jaksotettuun hankintamenoon kirjattavat rahoitusvarat<span id=\"i81e9e45e47ba43f696eb65bb9b046983\"></span></span></div><div class=\"ps3390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusvaroihin kuuluva er\u00e4 arvostetaan jaksotettuun hankintamenoon vain, jos </span></div><div class=\"ps3391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimintamallin tavoitteena on pit\u00e4\u00e4 rahoitusvara hallussa sopimukseen perustuvien </span></div><div class=\"ps3392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahavirtojen ker\u00e4\u00e4miseksi ja jos rahoitusvaran sopimukseen perustuvat rahavirrat t\u00e4ytt\u00e4v\u00e4t </span></div><div class=\"ps1003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">SPPI-kriteerit.</span></div><div class=\"ps1005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">SPPI-kriteerit t\u00e4yttyv\u00e4t, kun rahoitusinstrumentin sopimukseen perustuvat rahavirrat ovat </span></div><div class=\"ps3393 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">yksinomaan p\u00e4\u00e4oman ja j\u00e4ljell\u00e4 olevan p\u00e4\u00e4omam\u00e4\u00e4r\u00e4n koron maksuja. P\u00e4\u00e4omalla tarkoitetaan </span></div><div class=\"ps3394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusvaroihin kuuluvan er\u00e4n k\u00e4yp\u00e4\u00e4 arvoa alkuper\u00e4isen kirjaamisen yhteydess\u00e4. Korko </span></div><div class=\"ps3395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4lt\u00e4\u00e4 korvauksen rahan aika-arvosta, tiettyn\u00e4 ajanjaksona j\u00e4ljell\u00e4 olevaan p\u00e4\u00e4omam\u00e4\u00e4r\u00e4\u00e4n </span></div><div class=\"ps3396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-444dfe31 ps524\">liittyv\u00e4st\u00e4 luottoriskist\u00e4 ja muista perustyyppiseen luotonantoon liittyvist\u00e4 riskeist\u00e4 ja menoista </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-444dfe31 ps11\">sek\u00e4 voittomarginaalin. Jaksotettuun hankintamenoon arvostettaviin rahoitusvaroihin</span><span class=\"f charStyle-eb5b806b ps3397_1\"> kohdistuu </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tappiota koskeva v\u00e4hennyser\u00e4, odotettavissa olevat luottotappiot (ECL).</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Jaksotettuun hankintamenoon arvostetut rahoitusvarat ovat lainasopimuksia, joiden </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallussapito perustuu sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseen ja kiinteiden </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kuponkikorkojen ansaitsemiseen instrumenttien koko voimassaoloajalta.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">N\u00e4m\u00e4 instrumentit arvostetaan my\u00f6hemmin jaksotettuun hankintamenoon ja korkotuotot </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lasketaan efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. Korkotuotot, kurssivoitot ja -tappiot sek\u00e4 </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvonalentumiset kirjataan tulosvaikutteisesti. My\u00f6s taseesta pois kirjaamisesta johtuvat voitot </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tai tappiot kirjataan tulosvaikutteisesti.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin rahoitusvarat luokitellaan p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti kirjattavaksi ja vain pieni osa rahoitusvaroista arvostetaan jaksotettuun </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon. Rahoitusvaroja ei ole luokiteltu k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kautta arvostettaviksi.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-274": {
   "value": "<div class=\"ps494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K<span id=\"i1f81d8202d6944f195feae884d92e508\"></span></span><span class=\"f charStyle-756bbc82 ps3380\">\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavat rahoitusvarat</span></div><div class=\"ps645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Sellaiset rahoitusvarojen salkut, joita hallinnoidaan ja joiden tuloksellisuutta arvioidaan </span></div><div class=\"ps646 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon perustuen tai jotka liittyv\u00e4t l\u00e4heisesti vakuutussopimuksiin, arvostetaan </span></div><div class=\"ps825 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti, koska niit\u00e4 ei pidet\u00e4 sopimukseen perustuvien rahavirtojen </span></div><div class=\"ps647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ker\u00e4\u00e4miseksi eik\u00e4 sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja rahoitusvarojen </span></div><div class=\"ps648 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">myymiseksi. Lis\u00e4ksi kirjanpidollisen ep\u00e4suhdan v\u00e4hent\u00e4miseksi Mandatum-konserni on </span></div><div class=\"ps649 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellut vakuutussopimusten perustana olevat rahoitusvarat k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps650 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti. Johdannaissopimukset arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti ja </span></div><div class=\"ps651 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div><div class=\"ps653 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">N\u00e4m\u00e4 arvostetaan my\u00f6hemmin k\u00e4yp\u00e4\u00e4n arvoon, ja nettovoitot ja -tappiot, mukaan lukien </span></div><div class=\"ps654 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">korko- tai osinkotuotot sek\u00e4 kurssivoitot ja -tappiot, kirjataan tulosvaikutteisesti </span></div><div class=\"ps655 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitustoiminnan nettotuotot -rivill\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-275": {
   "value": "<div class=\"ps3399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Rahoitusvelkojen luokittelu<span id=\"i8fa34bda84614b94afc7178736255bfd\"></span></span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konserni luokittelee rahoitusvelkansa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti tai </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jaksotettuun hankintamenoon kirjattaviksi.</span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4 sijoitussopimusvelka kirjataan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti. K\u00e4yp\u00e4 arvo perustuu sijoitussopimusvelkaa kattavien rahoitusvarojen </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostuksiin, ja n\u00e4m\u00e4 on kirjattu k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti. Sijoitussopimusvelat on </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokiteltu k\u00e4yv\u00e4n arvon hierarkiassa tasolle 2.</span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Johdannaisvelat arvostetaan k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti. Nettovoitot ja -tappiot, </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaan lukien mahdolliset korkokulut ja valuuttakurssivoitot ja -tappiot, kirjataan </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti.</span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat, mukaan lukien huonommassa etuoikeusasemassa olevat velat, liikkeeseen </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lasketut velkapaperit ja muut rahoitusvelat, arvostetaan my\u00f6hemmin jaksotettuun </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hankintamenoon efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. Korkokulut sek\u00e4 kurssivoitot ja </span></div><div class=\"ps668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-tappiot kirjataan tulosvaikutteisesti. My\u00f6s taseesta pois kirjaamisesta johtuvat voitot tai </span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tappiot kirjataan tulosvaikutteisesti.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-276": {
   "value": "<div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Johdannaiset, mukaan lukien kytketyt johdannaiset<span id=\"i3b526df61b644c49b491b6e3cbffaab7\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaissopimukset luokitellaan kaupank\u00e4yntitarkoituksessa pidett\u00e4viin ja </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojaustarkoituksessa pidett\u00e4viin, mukaan lukien korkojohdannaiset, luottoriskijohdannaiset, </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">valuuttajohdannaiset, osakejohdannaiset ja hy\u00f6dykejohdannaiset. Kaikki johdannaiset </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">merkit\u00e4\u00e4n taseeseen varoiksi, kun niiden k\u00e4yp\u00e4 arvo on positiivinen, ja veloiksi, kun niiden </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4yp\u00e4 arvo on negatiivinen.</span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaiset, mukaan lukien kytketyt johdannaiset, jotka on erotettu p\u00e4\u00e4sopimuksesta, </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luokitellaan kaupank\u00e4yntitarkoituksessa pidett\u00e4viksi, elleiv\u00e4t ne ole osa ehdot t\u00e4ytt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suojaussuhdetta. Mandatum-konserni ei ole soveltanut suojauslaskentaa. Johdannaiset </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja k\u00e4yv\u00e4n arvon muutokset kirjataan tulosvaikutteisesti.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johdannaista, joka on kytketty vakuutus- tai j\u00e4lleenvakuutussopimukseen, ei k\u00e4sitell\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kirjanpidossa erill\u00e4\u00e4n p\u00e4\u00e4sopimuksesta, jos kytketty johdannainen itsess\u00e4\u00e4n t\u00e4ytt\u00e4\u00e4 vakuutus- </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tai j\u00e4lleenvakuutussopimuksen m\u00e4\u00e4ritelm\u00e4n. Mandatum-konsernilla ei ole kytkettyj\u00e4 </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdannaisia, joihin liittyy vakuutus- tai j\u00e4lleenvakuutussopimus.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-278": {
   "value": "<div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"i9a246419627344c09e4d845152b5d31a\"></span></span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Rahoitusvarojen my\u00f6hempi arvostaminen<span id=\"i624197c5189b471caef66eea426701b4\"></span></span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen<span id=\"i33c2bea91e254795b9f47e2f2140e4ad\"></span></span></div><div class=\"ps3718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n hinnaksi, joka saataisiin omaisuuser\u00e4n myynnist\u00e4 tai maksettaisiin </span></div><div class=\"ps3719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">velan siirt\u00e4misest\u00e4 markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 toteutuvassa tavanmukaisessa </span></div><div class=\"ps3720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimessa.</span></div><div class=\"ps3722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusinstrumentteja seurataan ja hallinnoidaan k\u00e4ypiin arvoihin, jotka perustuvat joko </span></div><div class=\"ps3723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">julkaistuihin hintanoteerauksiin tai markkinoilla havaittavissa ja saatavilla oleviin tietoihin </span></div><div class=\"ps3724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perustuviin arvostusmenetelmiin. Rahoitusomaisuudessa on my\u00f6s omaisuuseri\u00e4, joiden arvo </span></div><div class=\"ps3725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on m\u00e4\u00e4ritett\u00e4v\u00e4 muita tekniikoita k\u00e4ytt\u00e4en.</span></div><div class=\"ps3727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusinstrumentit on luokiteltu kolmeen hierarkiatasoon sen </span></div><div class=\"ps3728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaan, ovatko instrumentin markkinat aktiiviset tai ovatko arvostusmenetelm\u00e4ss\u00e4 k\u00e4ytetyt </span></div><div class=\"ps3729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sy\u00f6tt\u00f6tiedot havaittavissa.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 1 instrumentin arvostus perustuu samankaltaisten varojen tai velkojen noteerattuihin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoihin toimivilla markkinoilla.</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 2 instrumentin arvostuksen sy\u00f6tt\u00f6tietoina k\u00e4ytet\u00e4\u00e4n my\u00f6s muita kuin noteerattuja </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoja, jotka ovat havaittavissa kyseisen omaisuuser\u00e4n tai velan osalta joko suoraan tai </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4suorasti.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 3 arvostus perustuu muihin sy\u00f6tt\u00f6tietoihin kuin havaittavissa oleviin markkinatietoihin. </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Merkitt\u00e4vimm\u00e4t tason 3 arvostusmenetelm\u00e4t on kerrottu \u201dRahoitusinstrumentit, jotka </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">herkkyysanalyysi\u201d -taulukossa.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti Mandatum-konsernin p\u00e4\u00e4omarahastot, kiinteist\u00f6rahastot sek\u00e4 muut </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaihtoehtorahastot on luokiteltu tason 3 rahoitusvaroiksi.</span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4omarahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot. P\u00e4\u00e4omarahastoista suurin osa arvostetaan ulkoisen rahastonhoitajan </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toimesta. Arvonm\u00e4\u00e4ritys p\u00e4ivitet\u00e4\u00e4n yleens\u00e4 nelj\u00e4nnesvuosittain perustuen kohde-etuutena </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien varojen arvoon ja rahaston velkojen m\u00e4\u00e4r\u00e4\u00e4n. On olemassa useita arvostusmenetelmi\u00e4, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jotka voivat perustua esimerkiksi sijoitusten hankinta-arvoon, julkisesti noteerattujen </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vertailuyritysten arvoon, tuottokerroinperusteiseen arvostukseen tai kohde-etuutena olevien </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusten kassavirtoihin. Useimmat p\u00e4\u00e4omarahastot noudattavat International Private Equity </span></div><div class=\"ps465 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">and Venture Capital Valuation (IPEV) -ohjeita, joissa annetaan yksityiskohtaiset ohjeet </span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastojen arvostamisesta.</span></div><div class=\"ps467 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps468 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot.</span></div><div class=\"ps471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen arvonm\u00e4\u00e4ritys toteutetaan p\u00e4\u00e4asiassa nelj\u00e4nnesvuosittain perustuen alla </span></div><div class=\"ps472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien kiinteist\u00f6sijoitusten arvoon ja vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. Kohteiden arvot perustuvat </span></div><div class=\"ps473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten riippumattomien auktorisoitujen arvioitsijoiden laatimiin </span></div><div class=\"ps474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arviokirjoihin. Kiinteist\u00f6kohteiden arvoihin lis\u00e4t\u00e4\u00e4n kohderahaston nettovarallisuus.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Muiden vaihtoehtorahastojen osalta arvonm\u00e4\u00e4rityksen suorittavat rahastonhoitajat. Muiden </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaihtoehtorahastojen osalta ulkoiset rahastonhoitajat suorittavat arvostuksen kaikkien </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahastojen osalta. Muut vaihtoehtorahastot ovat usein rakenteeltaan monimutkaisia, ja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonm\u00e4\u00e4ritys riippuu kohde-etuutena olevien sijoitusten luonteesta. Arvostuksessa voidaan </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytt\u00e4\u00e4 monia erilaisia menetelmi\u00e4, esimerkiksi kohde-etuutena olevien sijoitusten </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kassavirtoihin perustuvaa menetelm\u00e4\u00e4. Vaihtoehtorahastojen toimintaa ja arvonm\u00e4\u00e4rityst\u00e4 </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">s\u00e4\u00e4nnell\u00e4\u00e4n esimerkiksi vaihtoehtorahastojen hoitajista annetulla direktiivill\u00e4 (Alternative </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Investment Fund Managers Directive, AIFMD), jossa m\u00e4\u00e4ritell\u00e4\u00e4n arvonm\u00e4\u00e4ritysprosessin </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">periaatteet ja dokumentointivaatimukset. Tason 3 rahastojen arvostus perustuu viimeisimp\u00e4\u00e4n </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla olevaan tietoon. Niiden rahastojen osalta, joista viimeisin taloudellinen tieto on </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla vasta my\u00f6hemm\u00e4ss\u00e4 vaiheessa, johto ottaa arvioinnissa huomioon ulkoiset ja </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4iset l\u00e4hteet sek\u00e4 markkinoiden kehityksen.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahoitusinstrumentit, jotka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 herkkyysanalyysi<span id=\"i997cce2710a74e60bea8bbe8e2e661b7\"></span></span></div><div class=\"ps4062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevassa taulukossa on esitetty arvostusmenetelmi\u00e4, joita on k\u00e4ytetty tason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. Taulukkoon on koottu merkitt\u00e4vimm\u00e4t ei-n\u00e4kyviss\u00e4 olevat sy\u00f6tt\u00f6tiedot. Ei-</span></div><div class=\"ps4063_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">havaittavissa olevan sy\u00f6tt\u00f6tiedon vaikutus k\u00e4yp\u00e4\u00e4n arvoon on tiedossa oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta. Oman p\u00e4\u00e4oman ehtoisten sijoitusten k\u00e4yp\u00e4 arvo nousee (laskee), jos odotetut </span></div><div class=\"ps4064_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lis\u00e4tuotot kasvavat (laskevat) tai jos diskonttokorko on matalampi (korkeampi). Muiden erien osalta tietoa ei ole saatavilla. Taulukossa esitet\u00e4\u00e4n K\u00e4yp\u00e4\u00e4n arvon tulosvaikutteisesti kirjattavat </span></div><div class=\"ps4065_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(FVTPL) ja Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t (UL) -rahoitusvarat erikseen. Jokseenkin mahdollinen tulosvaikutus suhteutettuna omaan p\u00e4\u00e4omaan olisi verojen j\u00e4lkeen 9,3 (9,0) prosenttia. </span></div><div class=\"ps4066_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulosvaikutus ei sis\u00e4ll\u00e4 sijoitussidonnaisiin vakuutuksiin liittyvi\u00e4 rahoitusvaroja, koska Mandatum-konserni ei kanna niihin liittyv\u00e4\u00e4 sijoitusriski\u00e4.</span></div><div class=\"ps4204 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:96.75pt\"></td><td style=\"padding:0;width:129pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4069_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4068\">2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4071_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4070\">2024</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4073 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4076_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4077_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4078_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4080_1 ss256_1\"><div><div class=\"ps635 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Er\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4081_1 ss258_1\"><div><div class=\"ps635 ss257_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4083_1 ss259_1\"><div><div class=\"ps2141 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4084_1 ss259_1\"><div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Herkkyysparametrit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4086_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4088_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4089_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4090_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4091_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4092_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4093_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4094_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td></tr><tr style=\"height:38.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps612 ss262_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Oman p\u00e4\u00e4oman\u00a0  </span></div><div class=\"ps1883 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">ehtoinen sijoitus </span></div><div class=\"ps3900 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">(noteeraamattomat </span></div><div class=\"ps3901 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeet)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4098_1 ss263_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4099_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Odotetut diskontatut </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4100_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvon muutos -20 % johtuen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">ennustettujen kassavirtojen </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">laskusta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4102_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.29pt\"></span></span><span class=\"ps4101\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">363,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4104_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.94pt\"></span></span><span class=\"ps4103\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">102,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4105_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.53pt\"></span></span><span class=\"ps2336_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-72,7</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4107_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.59pt\"></span></span><span class=\"ps4106\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-20,5</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4109_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.54pt\"></span></span><span class=\"ps4108\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4111_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.53pt\"></span></span><span class=\"ps4110\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4113_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-73,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4115_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:19.35pt\"></span></span><span class=\"ps4114\">-14,9</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps62 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4117_1 ss267_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4118 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Markkinakorkotaso</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4119_1 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Korkotason nousu 1 %-yks</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4120_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4121_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:20.84pt\"></span></span><span class=\"ps608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">22,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4122_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4124_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,1</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4125_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:22.93pt\"></span></span><span class=\"ps2481\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4127_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.74pt\"></span></span><span class=\"ps4126\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4128_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4130 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:56.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4131 ss270_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4132 ss271_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien sijoitusten </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvoon ja vieraan p\u00e4\u00e4oman </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">m\u00e4\u00e4r\u00e4\u00e4n.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4135 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV). Konsernin suorittama </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">arvostus: Verrokkikertoimet ja </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likviditeettialennus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4136 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likividiteettialennuksen nousu\u00a0 \u00a0 </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">5 %-yks, </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">verrokkiyhti\u00f6kertoimien lasku </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4138 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.51pt\"></span></span><span class=\"ps4137\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">289,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4140 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:15.12pt\"></span></span><span class=\"ps4139\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1\u00a0120,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4142 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.81pt\"></span></span><span class=\"ps4141\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-55,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4143 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:13.49pt\"></span></span><span class=\"ps3645_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-202,2</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4145 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.4pt\"></span></span><span class=\"ps4144\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4147 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.42pt\"></span></span><span class=\"ps4146\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4149 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.97pt\"></span></span><span class=\"ps4148\">-53,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4151 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.89pt\"></span></span><span class=\"ps4150\">-236,7</span></span></div></div></div></td></tr><tr style=\"height:83.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4152 ss274_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4156 ss275_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kiinteist\u00f6sijoitusten arvoon ja </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohteiden arvot perustuvat </span></div><div class=\"ps3927 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten </span></div><div class=\"ps3970 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">riippumattomien auktorisoitujen </span></div><div class=\"ps4154 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvioitsijoiden laatimiin </span></div><div class=\"ps4155 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arviokirjoihin.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4157 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahaston nettovarallisuus (NAV) </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Konsernin suorittama arvostus: </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade ja vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4158 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku 10 </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">%, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade nousu 10 %, </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">vuokratuotot lasku 10 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4159 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4161 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.41pt\"></span></span><span class=\"ps4160\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">673,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4162 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4163 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.07pt\"></span></span><span class=\"ps2495_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-88,7</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4164 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4166 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.83pt\"></span></span><span class=\"ps4165\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4167 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4169 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.98pt\"></span></span><span class=\"ps4168\">-65,5</span></span></div></div></div></td></tr><tr style=\"height:47.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps2023 ss278_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4171 ss279_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot ovat usein </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">ominaisuuksiltaan monimutkaisia ja </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvonm\u00e4\u00e4ritys on riippuvainen </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kohde-etuutena olevien </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">instrumenttien luonteesta.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4172 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4173 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4175 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.79pt\"></span></span><span class=\"ps4174\">189,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4177 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:11.81pt\"></span></span><span class=\"ps4176\">1\u00a0100,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4178 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-37,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4180 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.68pt\"></span></span><span class=\"ps4179\">-220,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4182 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.74pt\"></span></span><span class=\"ps4181\">258,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4184 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.32pt\"></span></span><span class=\"ps735\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4186 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.11pt\"></span></span><span class=\"ps4185\">-51,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4187 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.87pt\"></span></span><span class=\"ps51_1\">-229,3</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps3870 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4190 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.21pt\"></span></span><span class=\"ps3080\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4192 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:10.08pt\"></span></span><span class=\"ps4191\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4194 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.2pt\"></span></span><span class=\"ps4193\">-166,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4196 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.66pt\"></span></span><span class=\"ps4195\">-531,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4198 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.81pt\"></span></span><span class=\"ps4197\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4200 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:8.47pt\"></span></span><span class=\"ps4199\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4201 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.23pt\"></span></span><span class=\"ps2645\">-179,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4203 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.5pt\"></span></span><span class=\"ps4202\">-546,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-277": {
   "value": "<div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"i9a246419627344c09e4d845152b5d31a\"></span></span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Rahoitusvarojen my\u00f6hempi arvostaminen<span id=\"i624197c5189b471caef66eea426701b4\"></span></span></div><div class=\"ps719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen<span id=\"i33c2bea91e254795b9f47e2f2140e4ad\"></span></span></div><div class=\"ps3718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n hinnaksi, joka saataisiin omaisuuser\u00e4n myynnist\u00e4 tai maksettaisiin </span></div><div class=\"ps3719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">velan siirt\u00e4misest\u00e4 markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 toteutuvassa tavanmukaisessa </span></div><div class=\"ps3720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liiketoimessa.</span></div><div class=\"ps3722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Rahoitusinstrumentteja seurataan ja hallinnoidaan k\u00e4ypiin arvoihin, jotka perustuvat joko </span></div><div class=\"ps3723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">julkaistuihin hintanoteerauksiin tai markkinoilla havaittavissa ja saatavilla oleviin tietoihin </span></div><div class=\"ps3724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">perustuviin arvostusmenetelmiin. Rahoitusomaisuudessa on my\u00f6s omaisuuseri\u00e4, joiden arvo </span></div><div class=\"ps3725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">on m\u00e4\u00e4ritett\u00e4v\u00e4 muita tekniikoita k\u00e4ytt\u00e4en.</span></div><div class=\"ps3727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusinstrumentit on luokiteltu kolmeen hierarkiatasoon sen </span></div><div class=\"ps3728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaan, ovatko instrumentin markkinat aktiiviset tai ovatko arvostusmenetelm\u00e4ss\u00e4 k\u00e4ytetyt </span></div><div class=\"ps3729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sy\u00f6tt\u00f6tiedot havaittavissa.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 1 instrumentin arvostus perustuu samankaltaisten varojen tai velkojen noteerattuihin </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoihin toimivilla markkinoilla.</span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 2 instrumentin arvostuksen sy\u00f6tt\u00f6tietoina k\u00e4ytet\u00e4\u00e4n my\u00f6s muita kuin noteerattuja </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hintoja, jotka ovat havaittavissa kyseisen omaisuuser\u00e4n tai velan osalta joko suoraan tai </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4suorasti.</span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tasolla 3 arvostus perustuu muihin sy\u00f6tt\u00f6tietoihin kuin havaittavissa oleviin markkinatietoihin. </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Merkitt\u00e4vimm\u00e4t tason 3 arvostusmenetelm\u00e4t on kerrottu \u201dRahoitusinstrumentit, jotka </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">herkkyysanalyysi\u201d -taulukossa.</span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti Mandatum-konsernin p\u00e4\u00e4omarahastot, kiinteist\u00f6rahastot sek\u00e4 muut </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vaihtoehtorahastot on luokiteltu tason 3 rahoitusvaroiksi.</span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">P\u00e4\u00e4omarahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot. P\u00e4\u00e4omarahastoista suurin osa arvostetaan ulkoisen rahastonhoitajan </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toimesta. Arvonm\u00e4\u00e4ritys p\u00e4ivitet\u00e4\u00e4n yleens\u00e4 nelj\u00e4nnesvuosittain perustuen kohde-etuutena </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien varojen arvoon ja rahaston velkojen m\u00e4\u00e4r\u00e4\u00e4n. On olemassa useita arvostusmenetelmi\u00e4, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jotka voivat perustua esimerkiksi sijoitusten hankinta-arvoon, julkisesti noteerattujen </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vertailuyritysten arvoon, tuottokerroinperusteiseen arvostukseen tai kohde-etuutena olevien </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitusten kassavirtoihin. Useimmat p\u00e4\u00e4omarahastot noudattavat International Private Equity </span></div><div class=\"ps465 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">and Venture Capital Valuation (IPEV) -ohjeita, joissa annetaan yksityiskohtaiset ohjeet </span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4omarahastojen arvostamisesta.</span></div><div class=\"ps467 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen osalta kohde-etuutena olevien sijoitusten arvonm\u00e4\u00e4rityksen suorittaa joko </span></div><div class=\"ps468 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ulkoinen tai konsernin sis\u00e4inen rahastonhoitaja, jolla on kaikki arvonm\u00e4\u00e4ritysprosessissa </span></div><div class=\"ps469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittavat tiedot.</span></div><div class=\"ps471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kiinteist\u00f6rahastojen arvonm\u00e4\u00e4ritys toteutetaan p\u00e4\u00e4asiassa nelj\u00e4nnesvuosittain perustuen alla </span></div><div class=\"ps472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olevien kiinteist\u00f6sijoitusten arvoon ja vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. Kohteiden arvot perustuvat </span></div><div class=\"ps473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten riippumattomien auktorisoitujen arvioitsijoiden laatimiin </span></div><div class=\"ps474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arviokirjoihin. Kiinteist\u00f6kohteiden arvoihin lis\u00e4t\u00e4\u00e4n kohderahaston nettovarallisuus.</span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Muiden vaihtoehtorahastojen osalta arvonm\u00e4\u00e4rityksen suorittavat rahastonhoitajat. Muiden </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaihtoehtorahastojen osalta ulkoiset rahastonhoitajat suorittavat arvostuksen kaikkien </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahastojen osalta. Muut vaihtoehtorahastot ovat usein rakenteeltaan monimutkaisia, ja </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvonm\u00e4\u00e4ritys riippuu kohde-etuutena olevien sijoitusten luonteesta. Arvostuksessa voidaan </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">k\u00e4ytt\u00e4\u00e4 monia erilaisia menetelmi\u00e4, esimerkiksi kohde-etuutena olevien sijoitusten </span></div><div class=\"ps448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kassavirtoihin perustuvaa menetelm\u00e4\u00e4. Vaihtoehtorahastojen toimintaa ja arvonm\u00e4\u00e4rityst\u00e4 </span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">s\u00e4\u00e4nnell\u00e4\u00e4n esimerkiksi vaihtoehtorahastojen hoitajista annetulla direktiivill\u00e4 (Alternative </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Investment Fund Managers Directive, AIFMD), jossa m\u00e4\u00e4ritell\u00e4\u00e4n arvonm\u00e4\u00e4ritysprosessin </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">periaatteet ja dokumentointivaatimukset. Tason 3 rahastojen arvostus perustuu viimeisimp\u00e4\u00e4n </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla olevaan tietoon. Niiden rahastojen osalta, joista viimeisin taloudellinen tieto on </span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">saatavilla vasta my\u00f6hemm\u00e4ss\u00e4 vaiheessa, johto ottaa arvioinnissa huomioon ulkoiset ja </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sis\u00e4iset l\u00e4hteet sek\u00e4 markkinoiden kehityksen.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahoitusinstrumentit, jotka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 herkkyysanalyysi<span id=\"i997cce2710a74e60bea8bbe8e2e661b7\"></span></span></div><div class=\"ps4062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevassa taulukossa on esitetty arvostusmenetelmi\u00e4, joita on k\u00e4ytetty tason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. Taulukkoon on koottu merkitt\u00e4vimm\u00e4t ei-n\u00e4kyviss\u00e4 olevat sy\u00f6tt\u00f6tiedot. Ei-</span></div><div class=\"ps4063_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">havaittavissa olevan sy\u00f6tt\u00f6tiedon vaikutus k\u00e4yp\u00e4\u00e4n arvoon on tiedossa oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta. Oman p\u00e4\u00e4oman ehtoisten sijoitusten k\u00e4yp\u00e4 arvo nousee (laskee), jos odotetut </span></div><div class=\"ps4064_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lis\u00e4tuotot kasvavat (laskevat) tai jos diskonttokorko on matalampi (korkeampi). Muiden erien osalta tietoa ei ole saatavilla. Taulukossa esitet\u00e4\u00e4n K\u00e4yp\u00e4\u00e4n arvon tulosvaikutteisesti kirjattavat </span></div><div class=\"ps4065_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(FVTPL) ja Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t (UL) -rahoitusvarat erikseen. Jokseenkin mahdollinen tulosvaikutus suhteutettuna omaan p\u00e4\u00e4omaan olisi verojen j\u00e4lkeen 9,3 (9,0) prosenttia. </span></div><div class=\"ps4066_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulosvaikutus ei sis\u00e4ll\u00e4 sijoitussidonnaisiin vakuutuksiin liittyvi\u00e4 rahoitusvaroja, koska Mandatum-konserni ei kanna niihin liittyv\u00e4\u00e4 sijoitusriski\u00e4.</span></div><div class=\"ps4204 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:96.75pt\"></td><td style=\"padding:0;width:129pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4069_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4068\">2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4071_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4070\">2024</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4073 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4076_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4077_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4078_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4080_1 ss256_1\"><div><div class=\"ps635 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Er\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4081_1 ss258_1\"><div><div class=\"ps635 ss257_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4083_1 ss259_1\"><div><div class=\"ps2141 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4084_1 ss259_1\"><div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Herkkyysparametrit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4086_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4088_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4089_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4090_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4091_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4092_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4093_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4094_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td></tr><tr style=\"height:38.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps612 ss262_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Oman p\u00e4\u00e4oman\u00a0  </span></div><div class=\"ps1883 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">ehtoinen sijoitus </span></div><div class=\"ps3900 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">(noteeraamattomat </span></div><div class=\"ps3901 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeet)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4098_1 ss263_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4099_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Odotetut diskontatut </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4100_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvon muutos -20 % johtuen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">ennustettujen kassavirtojen </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">laskusta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4102_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.29pt\"></span></span><span class=\"ps4101\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">363,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4104_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.94pt\"></span></span><span class=\"ps4103\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">102,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4105_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.53pt\"></span></span><span class=\"ps2336_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-72,7</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4107_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.59pt\"></span></span><span class=\"ps4106\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-20,5</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4109_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.54pt\"></span></span><span class=\"ps4108\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4111_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.53pt\"></span></span><span class=\"ps4110\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4113_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-73,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4115_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:19.35pt\"></span></span><span class=\"ps4114\">-14,9</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps62 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4117_1 ss267_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4118 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Markkinakorkotaso</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4119_1 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Korkotason nousu 1 %-yks</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4120_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4121_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:20.84pt\"></span></span><span class=\"ps608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">22,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4122_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4124_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,1</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4125_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:22.93pt\"></span></span><span class=\"ps2481\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4127_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.74pt\"></span></span><span class=\"ps4126\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4128_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4130 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:56.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4131 ss270_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4132 ss271_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien sijoitusten </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvoon ja vieraan p\u00e4\u00e4oman </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">m\u00e4\u00e4r\u00e4\u00e4n.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4135 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV). Konsernin suorittama </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">arvostus: Verrokkikertoimet ja </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likviditeettialennus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4136 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likividiteettialennuksen nousu\u00a0 \u00a0 </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">5 %-yks, </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">verrokkiyhti\u00f6kertoimien lasku </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4138 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.51pt\"></span></span><span class=\"ps4137\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">289,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4140 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:15.12pt\"></span></span><span class=\"ps4139\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1\u00a0120,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4142 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.81pt\"></span></span><span class=\"ps4141\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-55,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4143 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:13.49pt\"></span></span><span class=\"ps3645_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-202,2</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4145 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.4pt\"></span></span><span class=\"ps4144\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4147 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.42pt\"></span></span><span class=\"ps4146\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4149 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.97pt\"></span></span><span class=\"ps4148\">-53,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4151 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.89pt\"></span></span><span class=\"ps4150\">-236,7</span></span></div></div></div></td></tr><tr style=\"height:83.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4152 ss274_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4156 ss275_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kiinteist\u00f6sijoitusten arvoon ja </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohteiden arvot perustuvat </span></div><div class=\"ps3927 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten </span></div><div class=\"ps3970 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">riippumattomien auktorisoitujen </span></div><div class=\"ps4154 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvioitsijoiden laatimiin </span></div><div class=\"ps4155 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arviokirjoihin.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4157 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahaston nettovarallisuus (NAV) </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Konsernin suorittama arvostus: </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade ja vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4158 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku 10 </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">%, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade nousu 10 %, </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">vuokratuotot lasku 10 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4159 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4161 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.41pt\"></span></span><span class=\"ps4160\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">673,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4162 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4163 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.07pt\"></span></span><span class=\"ps2495_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-88,7</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4164 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4166 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.83pt\"></span></span><span class=\"ps4165\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4167 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4169 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.98pt\"></span></span><span class=\"ps4168\">-65,5</span></span></div></div></div></td></tr><tr style=\"height:47.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps2023 ss278_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4171 ss279_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot ovat usein </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">ominaisuuksiltaan monimutkaisia ja </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvonm\u00e4\u00e4ritys on riippuvainen </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kohde-etuutena olevien </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">instrumenttien luonteesta.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4172 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4173 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4175 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.79pt\"></span></span><span class=\"ps4174\">189,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4177 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:11.81pt\"></span></span><span class=\"ps4176\">1\u00a0100,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4178 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-37,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4180 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.68pt\"></span></span><span class=\"ps4179\">-220,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4182 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.74pt\"></span></span><span class=\"ps4181\">258,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4184 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.32pt\"></span></span><span class=\"ps735\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4186 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.11pt\"></span></span><span class=\"ps4185\">-51,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4187 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.87pt\"></span></span><span class=\"ps51_1\">-229,3</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps3870 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4190 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.21pt\"></span></span><span class=\"ps3080\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4192 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:10.08pt\"></span></span><span class=\"ps4191\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4194 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.2pt\"></span></span><span class=\"ps4193\">-166,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4196 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.66pt\"></span></span><span class=\"ps4195\">-531,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4198 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.81pt\"></span></span><span class=\"ps4197\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4200 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:8.47pt\"></span></span><span class=\"ps4199\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4201 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.23pt\"></span></span><span class=\"ps2645\">-179,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4203 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.5pt\"></span></span><span class=\"ps4202\">-546,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-279": {
   "value": "<div class=\"ps3710 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Rahoitusvarojen arvonalentuminen<span id=\"i9dc21c34a72849ab98be1854c68393f1\"></span></span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Odotettavissa olevien luottotappioiden mallia sovelletaan jaksotettuun hankintamenoon </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">arvostettaviin rahoitusvaroihin, IFRS 15 Myyntituotot asiakassopimuksista -standardin </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mukaisiin sopimuksiin perustuviin omaisuuseriin sek\u00e4 lainasitoumuksiin ja takaussopimuksiin, </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joita arvonalentumisvaatimukset koskevat. Vaatimukset eiv\u00e4t koske oman p\u00e4\u00e4oman ehtoisia </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">instrumentteja tai muita k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavia rahoitusvaroja.</span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Odotettavissa olevat luottotappiot heijastavat menneit\u00e4 tapahtumia, vallitsevia olosuhteita ja </span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ennusteita tulevista taloudellista olosuhteista.</span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni on kirjannut tappiovarauksen, joka on todenn\u00e4k\u00f6isyyspainotettu arvio </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luottotappioista, jaksotettuun hankintamenoon arvostetuista rahoitusvaroista ja jaksotettuun </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hankintamenoon arvostettuihin rahoitusvaroihin liittyvist\u00e4 taseen ulkopuolisista </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">nostamattomista sitoumuksista.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-285": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-284": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahoitusinstrumentit, jotka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 herkkyysanalyysi<span id=\"i997cce2710a74e60bea8bbe8e2e661b7\"></span></span></div><div class=\"ps4062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevassa taulukossa on esitetty arvostusmenetelmi\u00e4, joita on k\u00e4ytetty tason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. Taulukkoon on koottu merkitt\u00e4vimm\u00e4t ei-n\u00e4kyviss\u00e4 olevat sy\u00f6tt\u00f6tiedot. Ei-</span></div><div class=\"ps4063_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">havaittavissa olevan sy\u00f6tt\u00f6tiedon vaikutus k\u00e4yp\u00e4\u00e4n arvoon on tiedossa oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta. Oman p\u00e4\u00e4oman ehtoisten sijoitusten k\u00e4yp\u00e4 arvo nousee (laskee), jos odotetut </span></div><div class=\"ps4064_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lis\u00e4tuotot kasvavat (laskevat) tai jos diskonttokorko on matalampi (korkeampi). Muiden erien osalta tietoa ei ole saatavilla. Taulukossa esitet\u00e4\u00e4n K\u00e4yp\u00e4\u00e4n arvon tulosvaikutteisesti kirjattavat </span></div><div class=\"ps4065_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(FVTPL) ja Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t (UL) -rahoitusvarat erikseen. Jokseenkin mahdollinen tulosvaikutus suhteutettuna omaan p\u00e4\u00e4omaan olisi verojen j\u00e4lkeen 9,3 (9,0) prosenttia. </span></div><div class=\"ps4066_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulosvaikutus ei sis\u00e4ll\u00e4 sijoitussidonnaisiin vakuutuksiin liittyvi\u00e4 rahoitusvaroja, koska Mandatum-konserni ei kanna niihin liittyv\u00e4\u00e4 sijoitusriski\u00e4.</span></div><div class=\"ps4204 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:96.75pt\"></td><td style=\"padding:0;width:129pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4069_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4068\">2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4071_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4070\">2024</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4073 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4076_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4077_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4078_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4080_1 ss256_1\"><div><div class=\"ps635 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Er\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4081_1 ss258_1\"><div><div class=\"ps635 ss257_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4083_1 ss259_1\"><div><div class=\"ps2141 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4084_1 ss259_1\"><div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Herkkyysparametrit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4086_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4088_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4089_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4090_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4091_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4092_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4093_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4094_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td></tr><tr style=\"height:38.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps612 ss262_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Oman p\u00e4\u00e4oman\u00a0  </span></div><div class=\"ps1883 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">ehtoinen sijoitus </span></div><div class=\"ps3900 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">(noteeraamattomat </span></div><div class=\"ps3901 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeet)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4098_1 ss263_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4099_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Odotetut diskontatut </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4100_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvon muutos -20 % johtuen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">ennustettujen kassavirtojen </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">laskusta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4102_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.29pt\"></span></span><span class=\"ps4101\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">363,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4104_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.94pt\"></span></span><span class=\"ps4103\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">102,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4105_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.53pt\"></span></span><span class=\"ps2336_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-72,7</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4107_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.59pt\"></span></span><span class=\"ps4106\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-20,5</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4109_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.54pt\"></span></span><span class=\"ps4108\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4111_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.53pt\"></span></span><span class=\"ps4110\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4113_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-73,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4115_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:19.35pt\"></span></span><span class=\"ps4114\">-14,9</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps62 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4117_1 ss267_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4118 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Markkinakorkotaso</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4119_1 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Korkotason nousu 1 %-yks</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4120_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4121_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:20.84pt\"></span></span><span class=\"ps608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">22,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4122_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4124_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,1</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4125_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:22.93pt\"></span></span><span class=\"ps2481\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4127_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.74pt\"></span></span><span class=\"ps4126\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4128_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4130 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:56.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4131 ss270_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4132 ss271_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien sijoitusten </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvoon ja vieraan p\u00e4\u00e4oman </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">m\u00e4\u00e4r\u00e4\u00e4n.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4135 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV). Konsernin suorittama </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">arvostus: Verrokkikertoimet ja </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likviditeettialennus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4136 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likividiteettialennuksen nousu\u00a0 \u00a0 </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">5 %-yks, </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">verrokkiyhti\u00f6kertoimien lasku </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4138 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.51pt\"></span></span><span class=\"ps4137\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">289,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4140 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:15.12pt\"></span></span><span class=\"ps4139\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1\u00a0120,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4142 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.81pt\"></span></span><span class=\"ps4141\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-55,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4143 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:13.49pt\"></span></span><span class=\"ps3645_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-202,2</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4145 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.4pt\"></span></span><span class=\"ps4144\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4147 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.42pt\"></span></span><span class=\"ps4146\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4149 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.97pt\"></span></span><span class=\"ps4148\">-53,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4151 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.89pt\"></span></span><span class=\"ps4150\">-236,7</span></span></div></div></div></td></tr><tr style=\"height:83.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4152 ss274_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4156 ss275_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kiinteist\u00f6sijoitusten arvoon ja </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohteiden arvot perustuvat </span></div><div class=\"ps3927 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten </span></div><div class=\"ps3970 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">riippumattomien auktorisoitujen </span></div><div class=\"ps4154 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvioitsijoiden laatimiin </span></div><div class=\"ps4155 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arviokirjoihin.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4157 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahaston nettovarallisuus (NAV) </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Konsernin suorittama arvostus: </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade ja vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4158 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku 10 </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">%, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade nousu 10 %, </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">vuokratuotot lasku 10 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4159 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4161 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.41pt\"></span></span><span class=\"ps4160\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">673,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4162 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4163 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.07pt\"></span></span><span class=\"ps2495_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-88,7</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4164 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4166 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.83pt\"></span></span><span class=\"ps4165\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4167 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4169 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.98pt\"></span></span><span class=\"ps4168\">-65,5</span></span></div></div></div></td></tr><tr style=\"height:47.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps2023 ss278_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4171 ss279_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot ovat usein </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">ominaisuuksiltaan monimutkaisia ja </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvonm\u00e4\u00e4ritys on riippuvainen </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kohde-etuutena olevien </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">instrumenttien luonteesta.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4172 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4173 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4175 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.79pt\"></span></span><span class=\"ps4174\">189,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4177 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:11.81pt\"></span></span><span class=\"ps4176\">1\u00a0100,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4178 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-37,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4180 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.68pt\"></span></span><span class=\"ps4179\">-220,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4182 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.74pt\"></span></span><span class=\"ps4181\">258,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4184 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.32pt\"></span></span><span class=\"ps735\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4186 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.11pt\"></span></span><span class=\"ps4185\">-51,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4187 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.87pt\"></span></span><span class=\"ps51_1\">-229,3</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps3870 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4190 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.21pt\"></span></span><span class=\"ps3080\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4192 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:10.08pt\"></span></span><span class=\"ps4191\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4194 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.2pt\"></span></span><span class=\"ps4193\">-166,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4196 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.66pt\"></span></span><span class=\"ps4195\">-531,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4198 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.81pt\"></span></span><span class=\"ps4197\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4200 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:8.47pt\"></span></span><span class=\"ps4199\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4201 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.23pt\"></span></span><span class=\"ps2645\">-179,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4203 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.5pt\"></span></span><span class=\"ps4202\">-546,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialAssetsHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-283": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahoitusinstrumentit, jotka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 herkkyysanalyysi<span id=\"i997cce2710a74e60bea8bbe8e2e661b7\"></span></span></div><div class=\"ps4062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevassa taulukossa on esitetty arvostusmenetelmi\u00e4, joita on k\u00e4ytetty tason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. Taulukkoon on koottu merkitt\u00e4vimm\u00e4t ei-n\u00e4kyviss\u00e4 olevat sy\u00f6tt\u00f6tiedot. Ei-</span></div><div class=\"ps4063_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">havaittavissa olevan sy\u00f6tt\u00f6tiedon vaikutus k\u00e4yp\u00e4\u00e4n arvoon on tiedossa oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta. Oman p\u00e4\u00e4oman ehtoisten sijoitusten k\u00e4yp\u00e4 arvo nousee (laskee), jos odotetut </span></div><div class=\"ps4064_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lis\u00e4tuotot kasvavat (laskevat) tai jos diskonttokorko on matalampi (korkeampi). Muiden erien osalta tietoa ei ole saatavilla. Taulukossa esitet\u00e4\u00e4n K\u00e4yp\u00e4\u00e4n arvon tulosvaikutteisesti kirjattavat </span></div><div class=\"ps4065_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(FVTPL) ja Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t (UL) -rahoitusvarat erikseen. Jokseenkin mahdollinen tulosvaikutus suhteutettuna omaan p\u00e4\u00e4omaan olisi verojen j\u00e4lkeen 9,3 (9,0) prosenttia. </span></div><div class=\"ps4066_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulosvaikutus ei sis\u00e4ll\u00e4 sijoitussidonnaisiin vakuutuksiin liittyvi\u00e4 rahoitusvaroja, koska Mandatum-konserni ei kanna niihin liittyv\u00e4\u00e4 sijoitusriski\u00e4.</span></div><div class=\"ps4204 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:96.75pt\"></td><td style=\"padding:0;width:129pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4069_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4068\">2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4071_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4070\">2024</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4073 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4076_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4077_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4078_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4080_1 ss256_1\"><div><div class=\"ps635 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Er\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4081_1 ss258_1\"><div><div class=\"ps635 ss257_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4083_1 ss259_1\"><div><div class=\"ps2141 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4084_1 ss259_1\"><div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Herkkyysparametrit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4086_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4088_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4089_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4090_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4091_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4092_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4093_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4094_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td></tr><tr style=\"height:38.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps612 ss262_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Oman p\u00e4\u00e4oman\u00a0  </span></div><div class=\"ps1883 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">ehtoinen sijoitus </span></div><div class=\"ps3900 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">(noteeraamattomat </span></div><div class=\"ps3901 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeet)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4098_1 ss263_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4099_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Odotetut diskontatut </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4100_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvon muutos -20 % johtuen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">ennustettujen kassavirtojen </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">laskusta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4102_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.29pt\"></span></span><span class=\"ps4101\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">363,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4104_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.94pt\"></span></span><span class=\"ps4103\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">102,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4105_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.53pt\"></span></span><span class=\"ps2336_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-72,7</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4107_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.59pt\"></span></span><span class=\"ps4106\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-20,5</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4109_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.54pt\"></span></span><span class=\"ps4108\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4111_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.53pt\"></span></span><span class=\"ps4110\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4113_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-73,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4115_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:19.35pt\"></span></span><span class=\"ps4114\">-14,9</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps62 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4117_1 ss267_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4118 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Markkinakorkotaso</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4119_1 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Korkotason nousu 1 %-yks</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4120_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4121_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:20.84pt\"></span></span><span class=\"ps608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">22,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4122_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4124_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,1</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4125_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:22.93pt\"></span></span><span class=\"ps2481\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4127_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.74pt\"></span></span><span class=\"ps4126\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4128_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4130 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:56.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4131 ss270_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4132 ss271_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien sijoitusten </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvoon ja vieraan p\u00e4\u00e4oman </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">m\u00e4\u00e4r\u00e4\u00e4n.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4135 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV). Konsernin suorittama </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">arvostus: Verrokkikertoimet ja </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likviditeettialennus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4136 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likividiteettialennuksen nousu\u00a0 \u00a0 </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">5 %-yks, </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">verrokkiyhti\u00f6kertoimien lasku </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4138 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.51pt\"></span></span><span class=\"ps4137\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">289,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4140 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:15.12pt\"></span></span><span class=\"ps4139\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1\u00a0120,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4142 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.81pt\"></span></span><span class=\"ps4141\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-55,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4143 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:13.49pt\"></span></span><span class=\"ps3645_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-202,2</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4145 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.4pt\"></span></span><span class=\"ps4144\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4147 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.42pt\"></span></span><span class=\"ps4146\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4149 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.97pt\"></span></span><span class=\"ps4148\">-53,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4151 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.89pt\"></span></span><span class=\"ps4150\">-236,7</span></span></div></div></div></td></tr><tr style=\"height:83.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4152 ss274_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4156 ss275_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kiinteist\u00f6sijoitusten arvoon ja </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohteiden arvot perustuvat </span></div><div class=\"ps3927 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten </span></div><div class=\"ps3970 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">riippumattomien auktorisoitujen </span></div><div class=\"ps4154 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvioitsijoiden laatimiin </span></div><div class=\"ps4155 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arviokirjoihin.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4157 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahaston nettovarallisuus (NAV) </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Konsernin suorittama arvostus: </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade ja vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4158 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku 10 </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">%, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade nousu 10 %, </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">vuokratuotot lasku 10 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4159 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4161 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.41pt\"></span></span><span class=\"ps4160\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">673,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4162 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4163 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.07pt\"></span></span><span class=\"ps2495_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-88,7</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4164 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4166 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.83pt\"></span></span><span class=\"ps4165\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4167 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4169 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.98pt\"></span></span><span class=\"ps4168\">-65,5</span></span></div></div></div></td></tr><tr style=\"height:47.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps2023 ss278_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4171 ss279_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot ovat usein </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">ominaisuuksiltaan monimutkaisia ja </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvonm\u00e4\u00e4ritys on riippuvainen </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kohde-etuutena olevien </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">instrumenttien luonteesta.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4172 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4173 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4175 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.79pt\"></span></span><span class=\"ps4174\">189,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4177 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:11.81pt\"></span></span><span class=\"ps4176\">1\u00a0100,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4178 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-37,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4180 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.68pt\"></span></span><span class=\"ps4179\">-220,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4182 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.74pt\"></span></span><span class=\"ps4181\">258,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4184 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.32pt\"></span></span><span class=\"ps735\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4186 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.11pt\"></span></span><span class=\"ps4185\">-51,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4187 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.87pt\"></span></span><span class=\"ps51_1\">-229,3</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps3870 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4190 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.21pt\"></span></span><span class=\"ps3080\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4192 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:10.08pt\"></span></span><span class=\"ps4191\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4194 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.2pt\"></span></span><span class=\"ps4193\">-166,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4196 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.66pt\"></span></span><span class=\"ps4195\">-531,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4198 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.81pt\"></span></span><span class=\"ps4197\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4200 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:8.47pt\"></span></span><span class=\"ps4199\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4201 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.23pt\"></span></span><span class=\"ps2645\">-179,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4203 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.5pt\"></span></span><span class=\"ps4202\">-546,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">19 SIJOITUSSIDONNAISTEN SOPIMUSTEN KATTEENA OLEVAT SIJOITUKSET<span id=\"i55f655e0fd9c4b1ba465da157dae7074\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laadintaperiaatteet katso liitetieto 18.</span></div><div class=\"ps4516 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps548_1 ss64\"><span class=\"f charStyle-9c7134e0 ps4508\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps548_1 ss64\"><span class=\"f charStyle-9c7134e0 ps547\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3349_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.75pt\"></span></span><span class=\"ps4509\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.72pt\"></span></span><span class=\"ps4510\">12\u00a0862,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.25pt\"></span></span><span class=\"ps398\">11\u00a0868,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3359_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.07pt\"></span></span><span class=\"ps4511\">13\u00a0926,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.42pt\"></span></span><span class=\"ps4512\">12\u00a0972,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Lainat ja muut saamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.07pt\"></span></span><span class=\"ps1744\">594,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.84pt\"></span></span><span class=\"ps4513\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.44pt\"></span></span><span class=\"ps1805\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:6pt\"><td colspan=\"2\" rowspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisten sopimusten katteena olevat sijoitukset </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td rowspan=\"2\" style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.02pt\"></span></span><span class=\"ps4514\">14\u00a0525,2</span></span></div></div></div></td><td rowspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.32pt\"></span></span><span class=\"ps4515\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td colspan=\"4\" style=\"display:none\"></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">20 MUUT VARAT<span id=\"i310c2567970540faa57cc0eaf9b7ca45\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps14\">Kauppahintasaamiset</span><span class=\"f charStyle-13f55882 ps4518\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.7pt\"></span></span><span class=\"ps1665\">39,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.26pt\"></span></span><span class=\"ps1245\">50,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps14\">Korot</span><span class=\"f charStyle-13f55882 ps4519\"><sup>2</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">38,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">38,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Etuk\u00e4teen maksetut el\u00e4kkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">22,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">21,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiskaupan vakuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">19,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">31,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kulujen ennakkomaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.86pt\"></span></span><span class=\"ps2827\">3,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verosaamiset </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusten siirtosaamiset ja palkkioita</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.63pt\"></span></span><span class=\"ps570\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamiset vakuutuksenottajilta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">1,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamiset j\u00e4lleenvakuutustoiminnasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.18pt\"></span></span><span class=\"ps4520\">0,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokrasaamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps14\">Muut</span><span class=\"f charStyle-13f55882 ps4521\"><sup>3</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2822_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">14,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2823_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">12,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2824_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.53pt\"></span></span><span class=\"ps4522\">142,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2826_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.86pt\"></span></span><span class=\"ps688\">162,0</span></span></div></div></div></td></tr><tr style=\"height:33.75pt\"><td colspan=\"3\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss304_1\"><div><div class=\"ps4524 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Kauppahintasaamiset sis\u00e4lt\u00e4\u00e4 tehtyj\u00e4 sijoituksia, joista rahoja ei ole viel\u00e4 saatu vastapuolelta.</span></div><div class=\"ps4525 ss8\"><span class=\"f charStyle-da6d4454 ps14\">2) Korot sis\u00e4lt\u00e4\u00e4 suurimmaksi osaksi johdannaisiin liittyvi\u00e4 korkosaamisia.</span></div><div class=\"ps4526 ss8\"><span class=\"f charStyle-da6d4454 ps14\">3) Muut koostuu muun muassa palkkioista ja myyntisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_88\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">23 VAKUUTUSSOPIMUSVELKA<span id=\"i7ce0821b77f24f73b389af614eead5b1\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic99398ff89674c978a25e0c5188674e2\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus-, j\u00e4lleenvakuutus- ja sijoitussopimusten luokittelu<span id=\"i6e78f86c500f4729bb899200d3673374\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sopimukset luokitellaan vakuutussopimuksiksi, mik\u00e4li niiss\u00e4 siirtyy vakuutuksenottajan ja </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuksenantajan v\u00e4lill\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoitussopimukset, joihin sis\u00e4ltyy </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikeus harkinnanvaraisiin lis\u00e4etuuksiin, kuuluvat IFRS 17 -standardin soveltamisalan piiriin. </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">J\u00e4lleenvakuutussopimuksiksi luokitellaan konsernin hallussa olevat sopimukset, joiden </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella konserni voi saada korvauksia toiselta vakuutusyhti\u00f6lt\u00e4, mik\u00e4li se itse joutuu </span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausvelvolliseksi muiden tekemiens\u00e4 vakuutussopimusten perusteella. Mandatum my\u00f6nt\u00e4\u00e4 </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s sopimuksia, jotka ovat oikeudellisesti vakuutussopimuksia, mutta ne eiv\u00e4t sis\u00e4ll\u00e4 </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai oikeutta harkinnanvaraisiin lis\u00e4etuihin. N\u00e4m\u00e4 sopimukset </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan \u201dsijoitussidonnaisiksi sijoitussopimuksiksi\u201d ja arvostetaan IFRS 9 -standardin </span></div><div class=\"ps4609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti.</span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorollisiin sopimuksiin liittyy harkinnanvarainen oikeus ylij\u00e4\u00e4m\u00e4\u00e4n ja n\u00e4ihin </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin sovelletaan IFRS 17 -standardia. Sijoitussidonnaisiin sopimuksiin sovelletaan </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardia, mik\u00e4li niihin sis\u00e4ltyy merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4, muutoin ne arvostetaan </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 9:n mukaisesti. Muissa kuin riskivakuutussopimuksissa IFRS 17:n mukaan arvostetuissa </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksissa voi olla erillinen sijoituskomponentti NDIC (non-distinct investment component). </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on tunnistanut s\u00e4\u00e4st\u00f6henkivakuutussopimuksia, joihin sis\u00e4ltyy erotettavissa olevia </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskomponentteja, jotka eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoituskomponentti on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erotettavissa oleva, jos sen arvo ei ole riippuvainen vakuutuskomponentin arvosta ja jos se </span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">voitaisiin tai olisi voitu myyd\u00e4 my\u00f6s erillisen\u00e4 sopimuksena. Yksil\u00f6lliset henkivakuutus-</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimukset voivat sis\u00e4lt\u00e4\u00e4 sijoitussidonnaisia ja laskuperustekorollisia osia, ja kyseess\u00e4 olevat </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osat k\u00e4sitell\u00e4\u00e4n erillisin\u00e4 sijoitus- ja vakuutuskomponentteina. Ennen 1.1.2023 my\u00f6nnetyiss\u00e4 </span></div><div class=\"ps4611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">el\u00e4kevakuutussopimuksissa voi olla sek\u00e4 laskuperustekorkoinen ett\u00e4 sijoitussidonnainen osa, </span></div><div class=\"ps4612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jolloin sopimus on tulkittu kahdeksi erilliseksi sopimukseksi, jotka arvostetaan erillisin\u00e4 IFRS 17 </span></div><div class=\"ps4613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin mukaisesti.</span></div><div class=\"ps4614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutussopimusten yhdistelytaso<span id=\"id40feaa28c7e4f36817b96f1a781d9eb\"></span></span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardin mukaan vakuutussopimukset muodostavat vakuutussopimusportfolioita. </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Portfolio koostuu sopimuksista, joihin sis\u00e4ltyv\u00e4t riskit ovat samankaltaiset ja joita hallinnoidaan </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdess\u00e4. Mandatum on muodostanut vakuutussopimusryhm\u00e4t jakamalla portfoliot </span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuosikohortteihin. Kohortti sis\u00e4lt\u00e4\u00e4 vakuutussopimuksia, joita ei ole my\u00f6nnetty yht\u00e4 vuotta </span></div><div class=\"ps4617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pidemmin v\u00e4liajoin.</span></div><div class=\"ps4618 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni jakaa riskivakuutukset, laskuperustekorkoiset vakuutukset ja </span></div><div class=\"ps4619 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaiset vakuutukset eri portfolioihin.</span></div><div class=\"ps4620 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 Mandatum on tunnistanut vain sopimuksia, jotka eiv\u00e4t </span></div><div class=\"ps4621 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ole odotetusti tappiollisia ja joilla ei ole merkitt\u00e4v\u00e4\u00e4 mahdollisuutta tulla tappiolliseksi </span></div><div class=\"ps4622 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alkuper\u00e4isen kirjaamisen j\u00e4lkeen. Alkuper\u00e4isen kirjaamisen j\u00e4lkeen syntynyt </span></div><div class=\"ps4623 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tappiokomponentti ei ole ollut olennainen.</span></div><div class=\"ps4624 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Sopimusraja <span id=\"i33b72339044344c49dcf049b7ee67a5a\"></span></span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutussopimusryhm\u00e4n alkuper\u00e4inen arvostaminen sis\u00e4lt\u00e4\u00e4 kaikki sopimusrajojen sis\u00e4ll\u00e4 </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevat tulevat rahavirrat. M\u00e4\u00e4ritett\u00e4ess\u00e4 rahavirtoja, jotka kuuluvat sopimusrajojen sis\u00e4lle, </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sopimusehdoista tulevat tosiasialliset oikeudet ja velvoitteet sek\u00e4 voimassa </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevasta s\u00e4\u00e4ntelyst\u00e4 tulevat vaateet. Sopimusrajat riippuvat sopimusten ominaisuuksista ja </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">noudattavat sopimuksen voimassaoloaikaa. Vakuutuslains\u00e4\u00e4d\u00e4nn\u00f6n nojalla riskej\u00e4 ei </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti voida vakuutuksen my\u00f6nt\u00e4misen j\u00e4lkeen hinnoitella uudelleen, joten </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusajat ovat pitki\u00e4. Kuitenkin osassa riskihenkivakuutuksia on liit\u00e4nn\u00e4isturvia, jotka on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulkittu vuoden mittaisiksi.</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"icf0c9cca0e144c9a91355e3bd363b860\"></span></span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 yleisen arvostusmallin (GMM, general measurement model), joka on </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavissa kaikille vakuutussopimuksille vakuutussopimusvelkojen arvostamisessa, sek\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muuttuvien palkkioiden mallin (VFA, variable fee approach), jota sovelletaan </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimuksiin, joihin sis\u00e4ltyy suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4. </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Molemmissa arvostusmalleissa vakuutussopimusvelan arvo on tulevien rahavirtojen, joissa </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">huomioidaan rahan aika-arvo, riskioikaisun ja palvelumarginaalin (CSM, contractual service </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">margin) summa. CSM kuvaa odotettuja tulevaisuuden voittoja, jotka Mandatum esitt\u00e4\u00e4 </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti tulevaisuudessa tuotettaviin vakuutuspalveluihin perustuen. Mandatum </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">soveltaa GMM:\u00e4\u00e4 laskuperustekorkoisiin sopimuksiin ja riskivakuutussopimuksiin sek\u00e4 VFA:ta </span></div><div class=\"ps1158 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisiin sopimuksiin, jotka arvostetaan IFRS 17 -standardin mukaisesti.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n purkautuminen kirjataan tuloslaskelmalle kausittain vastaamaan vakuutussopimusten </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti tuotettuja palveluja kyseisen kauden aikana. Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6t. Ryhm\u00e4n </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan arvo koostuu j\u00e4ljell\u00e4 olevasta vakuutuskauden velasta (LRC, liability for </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">remaining coverage) ja toteutuneista vakuutustapahtumista aiheutuvasta velasta (LIC, liability </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">for incurred claims), joka sis\u00e4lt\u00e4\u00e4 tunnetut ja tuntemattomat vahingot.</span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusten hankinnasta aiheutuvat rahavirrat huomioidaan vakuutussopimusryhm\u00e4n </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alkamishetkell\u00e4 sopimusten t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja arvioidessa. Hankinnasta </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aiheutuvat rahavirrat m\u00e4\u00e4ritet\u00e4\u00e4n vakuutussopimusryhm\u00e4n alkuhetkell\u00e4, ja ne voidaan </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohdistaa suoraan portfolioille sek\u00e4 allokoida vakuutussopimuksille. Jos toteutuneet </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusten hankinnasta aiheutuvat rahavirrat eiv\u00e4t vastaa oletettuja, rahavirtojen erotus </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan vakuutuspalvelukuluihin tuloslaskelmassa.</span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kun tietyt soveltuvuuskriteerit t\u00e4yttyv\u00e4t, vakuuttajat voivat soveltaa vakuutussopimusten </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostamiseen yksinkertaistettua vakuutusmaksujen kohdistamiseen perustuvaa </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa (PAA, premium allocation approach). PAA soveltuu vakuutussopimuksille, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joiden vakuutuskausi on enint\u00e4\u00e4n yksi vuosi. Soveltaminen on my\u00f6s sallittua, jos se ei tuota </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olennaisesti erilaista lopputulosta kuin GMM. Mandatum soveltaa PAA:ta meneviin </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutussopimuksiin.</span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Diskonttaus<span id=\"ia2529812d2924638814b67d0521a7bd7\"></span></span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kaikissa sovelletuissa arvostusmalleissa huomioidaan rahan aika-arvo diskonttaamalla </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaiset odotetut rahavirrat.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on m\u00e4\u00e4ritt\u00e4nyt diskonttauskorot perustuen top-down-l\u00e4hestymistapaan, jossa </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">teoreettista viiteportfoliota k\u00e4ytt\u00e4en m\u00e4\u00e4ritet\u00e4\u00e4n soveltuva diskonttausk\u00e4yr\u00e4. </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksille, joihin ei sis\u00e4lly suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4, on </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettu niin kutsuttua locked-in-korkoa, jolla tarkoitetaan alkuper\u00e4isen kirjaamisen </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteydess\u00e4 m\u00e4\u00e4ritetty\u00e4 diskonttauskorkoa, jota sovelletaan CSM:n arvostamisessa.</span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Samaa diskonttausk\u00e4yr\u00e4\u00e4 k\u00e4ytet\u00e4\u00e4n kaikille portfolioille, ja se sis\u00e4lt\u00e4\u00e4 riskitt\u00f6m\u00e4n koron ja </span></div><div class=\"ps673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4likviditeettipreemion. Vakuutussopimusten likviditeettiominaisuuksiin perustuen valittu </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teoreettinen viiteportfolio, josta ep\u00e4likviditeettipreemion sis\u00e4lt\u00e4m\u00e4 diskonttausk\u00e4yr\u00e4 </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdetaan, sis\u00e4lt\u00e4\u00e4 eurom\u00e4\u00e4r\u00e4isi\u00e4 BBB-luottoluokituksen omaavia kiinte\u00e4n kuponkikoron </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joukkovelkakirjoja. Ekstrapolointi on tuotettu perustuen oletukseen riskit\u00f6nt\u00e4 korkoa </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">l\u00e4henev\u00e4st\u00e4 p\u00e4\u00e4tekorosta (ultimate risk-free forward rate), mik\u00e4 on yhdenmukainen suhteessa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">EIOPA:n (Euroopan vakuutus- ja lis\u00e4el\u00e4keviranomainen) m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n k\u00e4yr\u00e4\u00e4n.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kertyv\u00e4n koron ja korkomuutosten vaikutukset ja muut rahoitukseen liittyv\u00e4t oletukset </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n tuloslaskelmalla vakuutukseen liittyvin\u00e4 rahoitustuottoina tai -kuluina. Mandatum on </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4tt\u00e4nyt olla soveltamatta IFRS 17 -standardin sallimaa optiota kirjata n\u00e4it\u00e4 vaikutuksia </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden laajan tuloksen eriin.</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-4dc2d593 ps524\">Alla oleva taulukko esitt\u00e4\u00e4 odotettujen kassavirtojen diskonttaukseen sovelletut korot</span><span class=\"f charStyle-eb5b806b ps4627\">:</span></div><div class=\"ps4667 ss0\"><div class=\"ss34 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4630 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4629\">31.12.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4632 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4631\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4635 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4633\"></span><span class=\"ps4633\">2,040</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4637 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4636\"></span><span class=\"ps4636\">2,386</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4640 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4638\"></span><span class=\"ps4638\">2,628</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4642 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4641\"></span><span class=\"ps4641\">2,491</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4644 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4643\"></span><span class=\"ps4643\">3,309</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4646 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4645\"></span><span class=\"ps4645\">2,926</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">15 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4648 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4647\"></span><span class=\"ps4647\">3,777</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4650 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4649\"></span><span class=\"ps4649\">3,241</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">20 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4652 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4651\"></span><span class=\"ps4651\">4,072</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4654 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4653\"></span><span class=\"ps4653\">3,458</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">25 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4656 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4655\"></span><span class=\"ps4655\">4,167</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4658 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4657\"></span><span class=\"ps4657\">3,556</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">30 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4660 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4659\"></span><span class=\"ps4659\">4,137</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4662 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4661\"></span><span class=\"ps4661\">3,577</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">50 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4664 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4663\"></span><span class=\"ps4663\">3,873</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4666 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4665\"></span><span class=\"ps4665\">3,513</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskioikaisu <span id=\"i7ca2824764614e05b70122b7f804c5bd\"></span></span></div><div class=\"ps4669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 eksplisiittisen muuta riski\u00e4 kuin rahoitusriski\u00e4 koskevan riskioikaisun (RA, risk </span></div><div class=\"ps4670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">adjustment) osana vakuutussopimusvelkojen arvostusta. RA kuvastaa muista kuin </span></div><div class=\"ps4671 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusriskeist\u00e4 johtuvien rahavirtojen m\u00e4\u00e4r\u00e4\u00e4n ja ajoitukseen liittyv\u00e4n ep\u00e4varmuuden </span></div><div class=\"ps4672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kustannuksia. RA m\u00e4\u00e4ritell\u00e4\u00e4n erikseen kaikille portfolioille. RA johdetaan luottamusv\u00e4lit-</span></div><div class=\"ps2350 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ekniikalla, ja k\u00e4ytetty luottamusv\u00e4li on 85 prosenttia. RA:n osalta huomioidaan seuraavat riskit: </span></div><div class=\"ps4673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuolevuus-, pitk\u00e4ik\u00e4isyys-, ty\u00f6kyvytt\u00f6myys- (sis. pysyv\u00e4 ty\u00f6kyvytt\u00f6myys), raukeavuus- ja </span></div><div class=\"ps4674 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuluriski. Mandatum m\u00e4\u00e4ritt\u00e4\u00e4 RA:n osana LRC:t\u00e4. Sattuneiden vahinkojen selviytymisajat ovat </span></div><div class=\"ps4675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 ja korvausm\u00e4\u00e4riin ei liity merkitt\u00e4v\u00e4\u00e4 ep\u00e4varmuutta, joten Mandatum ei m\u00e4\u00e4rit\u00e4 </span></div><div class=\"ps4676 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">eksplisiittist\u00e4 RA:ta osana LIC:t\u00e4.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleinen arvostusmalli (GMM)<span id=\"i9f13fbc15d564a0b99ad52864c9f6dd4\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alkuper\u00e4isen\u00e4 kirjaamisajankohtana vakuutussopimusryhm\u00e4 arvostetaan sopimusten </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen p\u00e4\u00e4oma-arvoon (FCF, fulfilment cash flows), joka </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4lt\u00e4\u00e4 arvion tulevaisuuden rahavirroista, diskonttausvaikutuksen ja RA:n. Sopimusten </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuviin rahavirtoihin lis\u00e4t\u00e4\u00e4n CSM.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulevaisuuden rahavirtoihin liittyv\u00e4t arviot perustuvat rahavirtaennusteisiin ja niit\u00e4 arvioidaan </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksen er\u00e4\u00e4ntymiseen saakka. Vain riskisopimukset ilman kuolemanvaraturvaa tai </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4n ty\u00f6kyvytt\u00f6myyden turvaa ovat lyhyit\u00e4 sopimuksia (vuoden vakuutuskausi). </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavirrat arvioidaan jokaiselle raportointikaudelle ja oletuksia p\u00e4ivitet\u00e4\u00e4n vuosittain tai </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittaessa useammin. CSM:n kehityksess\u00e4 huomioidaan locked-in-korko.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">My\u00f6hemmill\u00e4 raportointikausilla vakuutussopimusvelkojen m\u00e4\u00e4r\u00e4 koostuu seuraavien erien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteism\u00e4\u00e4r\u00e4st\u00e4; LRC, joka koostuu tulevina kausina tarjottavien palveluiden tulevien </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahavirtojen nykyarvosta, RA, raportointip\u00e4iv\u00e4n\u00e4 j\u00e4ljell\u00e4 oleva CSM ja LIC.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Muuttuvien palkkioiden malli (VFA)<span id=\"i2b1dd02059cd46d8905ed837d494ff0e\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muuttuvien palkkioiden malli on muunnos GMM:st\u00e4. My\u00f6hemmill\u00e4 raportointikausilla locked-in-</span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koron sijasta CSM:\u00e4\u00e4 oikaistaan vastaamaan palkkioiden muuttuvaa luonnetta, jossa muuttuvat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkiot edustavat yhti\u00f6n osuutta perustana olevien erien k\u00e4yv\u00e4st\u00e4 arvosta.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa VFA:ta ennen 1.1.2023 myytyihin sijoitussidonnaisiin el\u00e4kevakuutus-</span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin, joissa vakuutussopimuksen s\u00e4\u00e4st\u00f6n m\u00e4\u00e4r\u00e4 perustuu muun muassa sopimukseen </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valittujen osuuksien arvoihin. Tuloslaskelmassa n\u00e4ihin vakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut koostuvat osuuksien markkina-arvojen muutoksista, ja muut </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisista oletuksista tai markkinaymp\u00e4rist\u00f6st\u00e4 aiheutuvat muutokset vaikuttavat CSM:\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja sit\u00e4 kautta vakuutuspalvelutulokseen. GMM:n osalta taloudelliset oletukset ja </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaymp\u00e4rist\u00f6n muutokset esitet\u00e4\u00e4n rahoitustuotoissa ja -kuluissa.</span></div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Vakuutussopimusvelan muutosanalyysi jaettuna j\u00e4ljell\u00e4 olevaan vakuutuskauden <span id=\"i23c5407af4e34748909e6d27e60b21b8\"></span></span></div><div class=\"ps1261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">velkaan ja toteutuneista vakuutustapahtumista aiheutuvaan velkaan</span></div><div class=\"ps487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Seuraavilla sivuilla olevissa taulukoissa esitet\u00e4\u00e4n, miten henkivakuutuksiin liittyv\u00e4n </span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimusvelan nettoarvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja toteutuneista kassavirroista. Muutosanalyysi tehd\u00e4\u00e4n j\u00e4ljell\u00e4 olevalle vakuutuskauden velalle </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ja toteutuneista vakuutustapahtumista aiheutuvalle velalle. Vakuutussopimusvelan </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muutosanalyysit esitet\u00e4\u00e4n erikseen GMM- ja VFA-arvostusmallien mukaan arvostetuille </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimuksille.</span></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_91\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi GMM:n mukaan arvostetuista sopimuksista<span id=\"ia4f3b4430108442bb54efda0ff42e57a\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.48pt\"></span></span><span class=\"ps4690\">2\u00a0296,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.18pt\"></span></span><span class=\"ps4691\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.79pt\"></span></span><span class=\"ps4693\">14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101pt\"></span></span><span class=\"ps4697\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.36pt\"></span></span><span class=\"ps4703\">2\u00a0291,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.34pt\"></span></span><span class=\"ps4706\">18,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.57pt\"></span></span><span class=\"ps4710\">-244,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.57pt\"></span></span><span class=\"ps4710\">-244,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.75pt\"></span></span><span class=\"ps4716\">-2,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.14pt\"></span></span><span class=\"ps4718\">217,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.22pt\"></span></span><span class=\"ps4720\">215,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.03pt\"></span></span><span class=\"ps4723\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.58pt\"></span></span><span class=\"ps4732\">8,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.58pt\"></span></span><span class=\"ps4732\">8,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.81pt\"></span></span><span class=\"ps4737\">-235,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">9,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.45pt\"></span></span><span class=\"ps290\">217,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.75pt\"></span></span><span class=\"ps4741\">-9,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.65pt\"></span></span><span class=\"ps4748\">-215,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">9,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.45pt\"></span></span><span class=\"ps290\">217,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.45pt\"></span></span><span class=\"ps4754\">-70,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.96pt\"></span></span><span class=\"ps4757\">70,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.75pt\"></span></span><span class=\"ps4761\">74,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.75pt\"></span></span><span class=\"ps4761\">74,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.17pt\"></span></span><span class=\"ps4769\">-287,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.92pt\"></span></span><span class=\"ps4771\">-287,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-5,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-5,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.39pt\"></span></span><span class=\"ps4779\">69,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.32pt\"></span></span><span class=\"ps4782\">-287,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.38pt\"></span></span><span class=\"ps4786\">2\u00a0075,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.11pt\"></span></span><span class=\"ps4788\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.4pt\"></span></span><span class=\"ps4790\">17,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">2\u00a0113,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.29pt\"></span></span><span class=\"ps4799\">2\u00a0075,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.48pt\"></span></span><span class=\"ps4801\">20,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.23pt\"></span></span><span class=\"ps4803\">17,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.3pt\"></span></span><span class=\"ps4805\">2\u00a0113,3</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4811 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4810\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4813 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4812\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.01pt\"></span></span><span class=\"ps4814\">2\u00a0459,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.74pt\"></span></span><span class=\"ps4815\">16,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.29pt\"></span></span><span class=\"ps4816\">18,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.68pt\"></span></span><span class=\"ps4817\">2\u00a0494,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.99pt\"></span></span><span class=\"ps4818\">-20,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.05pt\"></span></span><span class=\"ps4819\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.79pt\"></span></span><span class=\"ps4820\">4,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-15,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.16pt\"></span></span><span class=\"ps4821\">2\u00a0439,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.18pt\"></span></span><span class=\"ps4822\">17,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.68pt\"></span></span><span class=\"ps4823\">22,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.23pt\"></span></span><span class=\"ps4824\">2\u00a0479,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.71pt\"></span></span><span class=\"ps4825\">-284,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.71pt\"></span></span><span class=\"ps4825\">-284,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.25pt\"></span></span><span class=\"ps224\">-2,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.69pt\"></span></span><span class=\"ps4826\">236,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.89pt\"></span></span><span class=\"ps4827\">234,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.4pt\"></span></span><span class=\"ps4828\">2,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.86pt\"></span></span><span class=\"ps4830\">18,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.86pt\"></span></span><span class=\"ps4830\">18,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.48pt\"></span></span><span class=\"ps4831\">-265,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.53pt\"></span></span><span class=\"ps4832\">-5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.1pt\"></span></span><span class=\"ps4833\">238,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.19pt\"></span></span><span class=\"ps4834\">-32,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.06pt\"></span></span><span class=\"ps4835\">68,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.97pt\"></span></span><span class=\"ps4837\">68,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.84pt\"></span></span><span class=\"ps4838\">-196,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.08pt\"></span></span><span class=\"ps4839\">-5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.1pt\"></span></span><span class=\"ps4833\">238,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.72pt\"></span></span><span class=\"ps4840\">36,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.47pt\"></span></span><span class=\"ps4841\">-71,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.98pt\"></span></span><span class=\"ps4842\">71,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.05pt\"></span></span><span class=\"ps4844\">126,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.05pt\"></span></span><span class=\"ps4844\">126,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.36pt\"></span></span><span class=\"ps4845\">-314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.11pt\"></span></span><span class=\"ps4846\">-314,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.34pt\"></span></span><span class=\"ps4847\">-5,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.34pt\"></span></span><span class=\"ps4847\">-5,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.86pt\"></span></span><span class=\"ps4848\">120,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.2pt\"></span></span><span class=\"ps4849\">-314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.48pt\"></span></span><span class=\"ps4690\">2\u00a0296,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.18pt\"></span></span><span class=\"ps4691\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.79pt\"></span></span><span class=\"ps4693\">14,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101pt\"></span></span><span class=\"ps4697\">-4,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.36pt\"></span></span><span class=\"ps4703\">2\u00a0291,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.34pt\"></span></span><span class=\"ps4706\">18,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi VFA:n mukaan arvostetuista sopimuksista<span id=\"i1205e9bd83a84f99a0504780abcd717c\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.07pt\"></span></span><span class=\"ps4850\">3\u00a0314,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.85pt\"></span></span><span class=\"ps4852\">3\u00a0314,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.68pt\"></span></span><span class=\"ps4853\">3,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.91pt\"></span></span><span class=\"ps4855\">-50,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.91pt\"></span></span><span class=\"ps4855\">-50,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.8pt\"></span></span><span class=\"ps4856\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.55pt\"></span></span><span class=\"ps4857\">15,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">7,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">7,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.57pt\"></span></span><span class=\"ps4859\">-43,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.67pt\"></span></span><span class=\"ps4860\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.69pt\"></span></span><span class=\"ps4861\">-28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.8pt\"></span></span><span class=\"ps4863\">190,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.67pt\"></span></span><span class=\"ps4860\">15,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.25pt\"></span></span><span class=\"ps4864\">206,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.29pt\"></span></span><span class=\"ps4865\">-166,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.8pt\"></span></span><span class=\"ps4866\">166,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.01pt\"></span></span><span class=\"ps4867\">119,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.01pt\"></span></span><span class=\"ps4867\">119,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.07pt\"></span></span><span class=\"ps4868\">-182,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.82pt\"></span></span><span class=\"ps230\">-182,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.36pt\"></span></span><span class=\"ps4870\">119,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.9pt\"></span></span><span class=\"ps4871\">-182,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.58pt\"></span></span><span class=\"ps4873\">3\u00a0459,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.95pt\"></span></span><span class=\"ps4874\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.8pt\"></span></span><span class=\"ps4875\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.63pt\"></span></span><span class=\"ps4876\">3\u00a0459,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.32pt\"></span></span><span class=\"ps4877\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.52pt\"></span></span><span class=\"ps4878\">3\u00a0461,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss321_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:125.25pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps1587_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-7f1eb124 ps1724\">J\u00e4ljell\u00e4 olevan vakuutuskauden velka</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4811 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4810\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4813 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4812\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps2408\">Nettovelka (tai -varat) </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4682\">ilman tappiokomponenttia</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4684\">Tappiokomponentti</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss317_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124 ps2433\">Toteutuneista vakuutus-</span></div><div class=\"ps342 ss316_1\"><span class=\"f charStyle-7f1eb124 ps4686\">tapahtumista aiheutuva velka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4689 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.09pt\"></span></span><span class=\"ps4882\">3\u00a0020,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.22pt\"></span></span><span class=\"ps4883\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4696 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.77pt\"></span></span><span class=\"ps356\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4702 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.28pt\"></span></span><span class=\"ps4884\">3\u00a0020,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.65pt\"></span></span><span class=\"ps4885\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4709 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.81pt\"></span></span><span class=\"ps4886\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutusmaksutuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4711 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.12pt\"></span></span><span class=\"ps4887\">-53,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4712 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4714 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4715 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.12pt\"></span></span><span class=\"ps4887\">-53,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneet korvausvaateet ja muut toteutuneet liikekulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.4pt\"></span></span><span class=\"ps4790\">15,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4721 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.15pt\"></span></span><span class=\"ps4888\">15,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1091 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1613_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4722 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4724 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:111.33pt\"></span></span><span class=\"ps4889\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4726 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1100_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1616 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4728 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4729 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4730 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4731 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintamenon jaksotus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4733 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105pt\"></span></span><span class=\"ps4891\">7,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4734 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4735 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4736 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105pt\"></span></span><span class=\"ps4891\">7,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4738 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.44pt\"></span></span><span class=\"ps4892\">-46,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4739 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4740 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.89pt\"></span></span><span class=\"ps4893\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4742 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.91pt\"></span></span><span class=\"ps4894\">-30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4744 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4745 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4746 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4747 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulos vakuutussopimuksista</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4749 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.88pt\"></span></span><span class=\"ps4896\">316,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4750 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4751 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.89pt\"></span></span><span class=\"ps4893\">15,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4753 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.76pt\"></span></span><span class=\"ps4897\">331,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2782 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoituskomponentti</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4755 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.54pt\"></span></span><span class=\"ps4898\">-149,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4756 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4758 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.05pt\"></span></span><span class=\"ps4899\">149,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4759 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.66pt\"></span></span><span class=\"ps4843\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4760 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saadut vakuutusmaksut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4762 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.39pt\"></span></span><span class=\"ps4900\">127,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4763 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4764 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4765 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.39pt\"></span></span><span class=\"ps4900\">127,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4766 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksetut korvaukset ja muut vakuutuspalvelukulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4767 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4768 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4770 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.9pt\"></span></span><span class=\"ps4871\">-164,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4772 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.65pt\"></span></span><span class=\"ps4748\">-164,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4773 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hankintameno</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4775 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4776 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4777 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4778 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps594_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4780 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.67pt\"></span></span><span class=\"ps4901\">127,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4781 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4783 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.65pt\"></span></span><span class=\"ps4902\">-164,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4784 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps600_1 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4787 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.07pt\"></span></span><span class=\"ps4850\">3\u00a0314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4789 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4791 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:110.25pt\"></span></span><span class=\"ps4700\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4793 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4794 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4795 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4796 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:117.65pt\"></span></span><span class=\"ps4713\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4797 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4800 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.85pt\"></span></span><span class=\"ps4852\">3\u00a0314,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4802 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4804 ss318_1\"><div><div class=\"ps299 ss316_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:109.68pt\"></span></span><span class=\"ps4853\">3,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4806 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevissa taulukoissa esitet\u00e4\u00e4n, miten vakuutussopimuksiin liittyv\u00e4n vakuutussopimusvelan nettoarvo muuttui kauden aikana johtuen </span></div><div class=\"ps2080_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja toteutuneista kassavirroista. Muutosanalyysi tehd\u00e4\u00e4n vakuutussopimusvelan komponenteille. </span></div><div class=\"ps4905 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan muutosanalyysit esitet\u00e4\u00e4n erikseen GMM- ja VFA-arvostusmallien mukaan arvostetuille sopimuksille.</span></div><div class=\"ps4906 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi velkakomponenteittain GMM:n mukaan arvostetuista sopimuksista<span id=\"ib2aac83530df4ba98d53749a2d0b45e9\"></span></span></div><div class=\"ps5009 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.07pt\"></span></span><span class=\"ps4914\">2\u00a0209,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.68pt\"></span></span><span class=\"ps4915\">34,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">79,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.3pt\"></span></span><span class=\"ps4918\">-89,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">8,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99pt\"></span></span><span class=\"ps4920\">80,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.89pt\"></span></span><span class=\"ps4922\">2\u00a0119,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.48pt\"></span></span><span class=\"ps4923\">42,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">159,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.78pt\"></span></span><span class=\"ps4927\">-10,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.78pt\"></span></span><span class=\"ps4927\">-10,8</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.18pt\"></span></span><span class=\"ps4930\">-4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.18pt\"></span></span><span class=\"ps4930\">-4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.15pt\"></span></span><span class=\"ps4932\">-5,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.15pt\"></span></span><span class=\"ps4932\">-5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.41pt\"></span></span><span class=\"ps4937\">5,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.62pt\"></span></span><span class=\"ps4940\">-5,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">11,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">11,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.64pt\"></span></span><span class=\"ps4949\">-11,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">1,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.36pt\"></span></span><span class=\"ps4952\">10,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.78pt\"></span></span><span class=\"ps4725\">-0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.34pt\"></span></span><span class=\"ps4959\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.73pt\"></span></span><span class=\"ps4961\">-2,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.83pt\"></span></span><span class=\"ps4963\">-6,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.75pt\"></span></span><span class=\"ps4741\">-9,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.7pt\"></span></span><span class=\"ps4967\">19,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">1,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.15pt\"></span></span><span class=\"ps4743\">20,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.56pt\"></span></span><span class=\"ps4972\">18,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.75pt\"></span></span><span class=\"ps4974\">-3,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.61pt\"></span></span><span class=\"ps4976\">-4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.18pt\"></span></span><span class=\"ps4649\">-218,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4985 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4986 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4987 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4988 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.41pt\"></span></span><span class=\"ps4990\">1\u00a0919,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.55pt\"></span></span><span class=\"ps4992\">38,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.16pt\"></span></span><span class=\"ps4994\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">2\u00a0113,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:116.62pt\"></span></span><span class=\"ps4984\"></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.64pt\"></span></span><span class=\"ps5002\">1\u00a0919,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.05pt\"></span></span><span class=\"ps5004\">38,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.52pt\"></span></span><span class=\"ps5006\">155,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.3pt\"></span></span><span class=\"ps4805\">2\u00a0113,3</span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.44pt\"></span></span><span class=\"ps5010\">2\u00a0399,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.14pt\"></span></span><span class=\"ps5011\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.84pt\"></span></span><span class=\"ps5012\">62,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.68pt\"></span></span><span class=\"ps4817\">2\u00a0494,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.07pt\"></span></span><span class=\"ps5013\">-105,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.73pt\"></span></span><span class=\"ps212\">5,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.47pt\"></span></span><span class=\"ps5014\">84,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.79pt\"></span></span><span class=\"ps4774\">-15,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0294,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.05pt\"></span></span><span class=\"ps5004\">38,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.19pt\"></span></span><span class=\"ps5015\">146,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.23pt\"></span></span><span class=\"ps4824\">2\u00a0479,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.54pt\"></span></span><span class=\"ps5016\">-26,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.54pt\"></span></span><span class=\"ps5016\">-26,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.14pt\"></span></span><span class=\"ps5017\">-4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.14pt\"></span></span><span class=\"ps5017\">-4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.61pt\"></span></span><span class=\"ps5018\">-30,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.87pt\"></span></span><span class=\"ps5019\">5,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.81pt\"></span></span><span class=\"ps5020\">25,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.64pt\"></span></span><span class=\"ps5021\">-3,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.44pt\"></span></span><span class=\"ps4829\">-2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.6pt\"></span></span><span class=\"ps5022\">-13,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.44pt\"></span></span><span class=\"ps5023\">1,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.65pt\"></span></span><span class=\"ps5024\">12,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.15pt\"></span></span><span class=\"ps4727\">2,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.78pt\"></span></span><span class=\"ps5025\">-47,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.07pt\"></span></span><span class=\"ps5026\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">11,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.19pt\"></span></span><span class=\"ps4834\">-32,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.81pt\"></span></span><span class=\"ps5027\">66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.21pt\"></span></span><span class=\"ps5028\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.93pt\"></span></span><span class=\"ps5029\">1,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.97pt\"></span></span><span class=\"ps4837\">68,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.73pt\"></span></span><span class=\"ps136_1\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:104.4pt\"></span></span><span class=\"ps5030\">3,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.03pt\"></span></span><span class=\"ps295\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.72pt\"></span></span><span class=\"ps4840\">36,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.95pt\"></span></span><span class=\"ps4792\">-194,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.07pt\"></span></span><span class=\"ps4914\">2\u00a0209,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.68pt\"></span></span><span class=\"ps4915\">34,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.87pt\"></span></span><span class=\"ps4916\">79,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.13pt\"></span></span><span class=\"ps4695\">2\u00a0322,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.3pt\"></span></span><span class=\"ps4918\">-89,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.76pt\"></span></span><span class=\"ps4919\">8,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99pt\"></span></span><span class=\"ps4920\">80,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.68pt\"></span></span><span class=\"ps281\">-1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., GMM</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.89pt\"></span></span><span class=\"ps4922\">2\u00a0119,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.48pt\"></span></span><span class=\"ps4923\">42,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">159,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.81pt\"></span></span><span class=\"ps4708\">2\u00a0321,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Vakuutussopimusvelan muutosanalyysi velkakomponenteittain VFA:n mukaan arvostetuista sopimuksista<span id=\"icc5f00bba3904998b818cc6b31ee8635\"></span></span></div><div class=\"ps4807 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2025</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.92pt\"></span></span><span class=\"ps5033\">2\u00a0968,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.97pt\"></span></span><span class=\"ps5035\">339,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.05pt\"></span></span><span class=\"ps33\">2\u00a0968,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.29pt\"></span></span><span class=\"ps5036\">339,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.4pt\"></span></span><span class=\"ps5037\">-28,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.4pt\"></span></span><span class=\"ps5037\">-28,9</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">1,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:107.04pt\"></span></span><span class=\"ps213\">1,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.86pt\"></span></span><span class=\"ps5039\">118,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.47pt\"></span></span><span class=\"ps5040\">-119,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.64pt\"></span></span><span class=\"ps5041\">120,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.87pt\"></span></span><span class=\"ps5042\">-148,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.69pt\"></span></span><span class=\"ps4861\">-28,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.92pt\"></span></span><span class=\"ps5043\">66,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.68pt\"></span></span><span class=\"ps5044\">168,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.93pt\"></span></span><span class=\"ps4862\">234,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.13pt\"></span></span><span class=\"ps4924\">186,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:105.13pt\"></span></span><span class=\"ps31\">0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.73pt\"></span></span><span class=\"ps136_1\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.25pt\"></span></span><span class=\"ps4864\">206,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.77pt\"></span></span><span class=\"ps4872\">-62,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.78pt\"></span></span><span class=\"ps5045\">3\u00a0092,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.07pt\"></span></span><span class=\"ps5013\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.8pt\"></span></span><span class=\"ps4875\">3\u00a0461,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.91pt\"></span></span><span class=\"ps5046\">3\u00a0092,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.35pt\"></span></span><span class=\"ps5047\">358,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.52pt\"></span></span><span class=\"ps4878\">3\u00a0461,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss323_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps7 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">31.12.2024</span></div></div></div></td><td colspan=\"4\" style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss315_1\"><div><div class=\"ps342 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4683 ss174_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4909\">Odotettujen kassavirtojen </span></div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4910\">nykyarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4685 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4911\">Riskioikaisu</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4687 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4912\">Vakuutuspalvelumarginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4913 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-7f1eb124 ps4688\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps865 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvelka kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1591 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.1pt\"></span></span><span class=\"ps5055\">2\u00a0699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4692 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.19pt\"></span></span><span class=\"ps5056\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4694 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.18pt\"></span></span><span class=\"ps5057\">314,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.77pt\"></span></span><span class=\"ps356\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutussopimusvarat kauden alussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1595 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4699 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4701 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4921 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden alussa 1.1., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1598_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.72pt\"></span></span><span class=\"ps5058\">2\u00a0699,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4705 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.09pt\"></span></span><span class=\"ps5059\">10,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4707 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.99pt\"></span></span><span class=\"ps5060\">314,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4925 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.81pt\"></span></span><span class=\"ps4886\">3\u00a0024,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Raportointikauden palvelun muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1074 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu vakuutuspalvelumarginaalin m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1606_1 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4926 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4928 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.99pt\"></span></span><span class=\"ps5061\">-27,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4929 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.99pt\"></span></span><span class=\"ps5061\">-27,1</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2956_1 ss322_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tulosvaikutteisesti kirjattu riskioikaisun muutos, joka johtuu </span></div><div class=\"ps342 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">vapautuneesta riskist\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1609 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4717 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4719 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4931 ss174_1\"><div><div class=\"ps342 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.51pt\"></span></span><span class=\"ps5038\">-0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kokemusper\u00e4iset oikaisut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4933 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.71pt\"></span></span><span class=\"ps5062\">-2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4934 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4935 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4936 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:101.71pt\"></span></span><span class=\"ps5062\">-2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tulevaan palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutuspalvelumarginaaliin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4938 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.11pt\"></span></span><span class=\"ps4788\">218,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4939 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.77pt\"></span></span><span class=\"ps5063\">0,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4941 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.86pt\"></span></span><span class=\"ps5064\">-219,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4943 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tappiokomponentin muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4944 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4945 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.22pt\"></span></span><span class=\"ps4942\">0,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4946 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4947 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4948 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikaudella kirjattujen vakuutussopimusten vaikutukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4950 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4951 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4953 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4954 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps932 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toteutuneeseen palveluun liittyv\u00e4t muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3246_1 ss320_1\"><div><div class=\"ps299 ss319_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutuneisiin vakuutustapahtumiin liittyvien arvioiden muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4955 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4956 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4957 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4958 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:106.08pt\"></span></span><span class=\"ps4890\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps943 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutuspalvelutulos</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4960 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.86pt\"></span></span><span class=\"ps4848\">216,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4962 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4964 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">-246,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4965 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.91pt\"></span></span><span class=\"ps4894\">-30,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps949 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimuksista aiheutuvat rahoitustuotot ja -kulut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4968 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:97.92pt\"></span></span><span class=\"ps5043\">90,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4969 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:103.54pt\"></span></span><span class=\"ps5066\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4970 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.53pt\"></span></span><span class=\"ps5067\">270,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4971 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.27pt\"></span></span><span class=\"ps4895\">362,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps955 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muutokset tuloslaskelmassa yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4973 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.21pt\"></span></span><span class=\"ps5068\">306,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4975 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.99pt\"></span></span><span class=\"ps5069\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4977 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:98.9pt\"></span></span><span class=\"ps5070\">24,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4978 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:95.76pt\"></span></span><span class=\"ps4897\">331,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps960 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4980 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4981 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4982 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4983 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:96.21pt\"></span></span><span class=\"ps4903\">-37,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps966 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4989 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvelkakauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4991 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.92pt\"></span></span><span class=\"ps5033\">2\u00a0968,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4993 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:100.91pt\"></span></span><span class=\"ps5034\">10,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4995 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.97pt\"></span></span><span class=\"ps5035\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4996 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:89.67pt\"></span></span><span class=\"ps4851\">3\u00a0318,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1296 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-905f4ea6 ps25\">Vakuutussopimusvarat kauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4997 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4998 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4999 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5000 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:112.4pt\"></span></span><span class=\"ps4698\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2935 ss314_1\"><div><div class=\"ps299 ss313_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vakuutussopimusvelka (netto) kauden lopussa 31.12., VFA</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5003 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.05pt\"></span></span><span class=\"ps33\">2\u00a0968,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5005 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:99.84pt\"></span></span><span class=\"ps4752\">10,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5007 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.29pt\"></span></span><span class=\"ps5036\">339,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5008 ss106_1\"><div><div class=\"ps299 ss105_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.57pt\"></span></span><span class=\"ps238\">3\u00a0318,5</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">27 SIJOITUSSOPIMUSVELKA<span id=\"i82f8ef1d5242439082aa77affbb0a22a\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa esitet\u00e4\u00e4n, miten IFRS 9 -standardin alle luokiteltavien vakuutussopimusten </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitussopimusvelan arvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuneista kassavirroista. Sijoitussopimusvelka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti ja sijoitussopimusvelka vastaa siten sopimusten takaisinostoarvoa.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussopimuksiin liittyv\u00e4 palkkiotuotto on kirjattu suoraviivaisesti, kun palveluja tuotetaan.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.63pt\"></span></span><span class=\"ps5345\">8\u00a0529,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tuloslaskelmaan kirjatut m\u00e4\u00e4r\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Sijoitussopimusten markkinakehityksest\u00e4 johtuva </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">arvonmuutos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.26pt\"></span></span><span class=\"ps5346\">566,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.82pt\"></span></span><span class=\"ps5347\">831,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Veloitetut palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.3pt\"></span></span><span class=\"ps3925\">-66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.61pt\"></span></span><span class=\"ps5349\">-61,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Saadut maksut</span><span class=\"f charStyle-13f55882 ps5350\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0496,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0435,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Maksetut korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.51pt\"></span></span><span class=\"ps5351\">-962,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.61pt\"></span></span><span class=\"ps5352\">-826,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps551_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.99pt\"></span></span><span class=\"ps5353\">10\u00a0942,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps553_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss348_1\"><div><div class=\"ps5354 ss146_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Sis\u00e4lt\u00e4\u00e4 my\u00f6s s\u00e4\u00e4st\u00f6jen siirrot laskuperustekorkoisesta kannasta.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div><div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_109\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">28 HUONOMMAN ETUOIKEUDEN OMAAVAT VELAT JA MUUT RAHOITUSVELAT<span id=\"i6c09f1178d8d4565823a965bbebc9b9f\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat pit\u00e4v\u00e4t sis\u00e4ll\u00e4\u00e4n velat johdannaissopimuksista, liikkeeseen lasketut velkakirjat sek\u00e4 muut rahoitusvelat.</span></div><div class=\"ps5420 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:194.25pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:187.5pt\"></td><td style=\"padding:0;width:171pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5356 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps5355\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5358 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps3766\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5360 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3270\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5362 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps5361\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat, joilla on huonompi etuoikeus </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5363 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5250 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3757_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5365 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5366 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">Laina-aika</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5367 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">Korko</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5368 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kovenantti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalaina 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5369 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2039</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5370 ss358_1\"><div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinte\u00e4 korko 4,5 % 4.12.2029</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5371 ss359_1\"><div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5373 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.36pt\"></span></span><span class=\"ps5372\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5375 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.31pt\"></span></span><span class=\"ps5374\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">(Solvenssi II Tier 2, nimellisarvo 300 milj. \u20ac)</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5376 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sen j\u00e4lkeen 3 kk Euribor + 205 bps marginaali </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2034 asti</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5377 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">T\u00e4st\u00e4 eteenp\u00e4in 3 kk Euribor + 305 bps </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">marginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5379 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.1pt\"></span></span><span class=\"ps5378\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5380 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.68pt\"></span></span><span class=\"ps590\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1523 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvelat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5381 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5382 ss362_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">21.2.2028\u2013 </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">27.9.2030</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korko 0\u20133,75 %</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5383 ss364_1\"><div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5385 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.1pt\"></span></span><span class=\"ps5384\">89,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5387 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.74pt\"></span></span><span class=\"ps5386\">90,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5388 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntynyt </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">30.5.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5390 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.09pt\"></span></span><span class=\"ps5389\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5391 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">11,2<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5392 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lainat rahoituslaitoksilta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5393 ss362_1\"><div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">8.5.2026</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5394 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Euribor 3 kk + 90 bps</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5395 ss364_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum-konsernin ja Mandatum </span></div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkivakuutusyhti\u00f6n solvenssimarginaali </span></div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">yli 150 %, tarkastelu 3 kk v\u00e4lein</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5396 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">200,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5398 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.98pt\"></span></span><span class=\"ps5397\">199,9<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5399 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5401 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.01pt\"></span></span><span class=\"ps5400\">10,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5403 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.56pt\"></span></span><span class=\"ps5402\">19,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5404 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5405 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">300,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5407 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.96pt\"></span></span><span class=\"ps5406\">320,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5409 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-eb5b806b ps14\">Vuokrasopimusvelat</span><span class=\"f charStyle-13f55882 ps5408\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5411 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.6pt\"></span></span><span class=\"ps5410\">19,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5413 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.8pt\"></span></span><span class=\"ps377\">21,3<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps474_1 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5414 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5415 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5417 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.38pt\"></span></span><span class=\"ps5416\">618,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5419 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.44pt\"></span></span><span class=\"ps5418\">640,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td colspan=\"7\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps475_1 ss365_1\"><div><div class=\"ps5354 ss125\"><span class=\"f charStyle-da6d4454 ps14\">1) Vuokrasopimusvelat sis\u00e4ltyy er\u00e4\u00e4n Muut velat, liite 29.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Korollisten velkojen muutos<span id=\"i17feded6cfc24d5fb7033f8e6053ce45\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:21pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss367_1\"><div><div class=\"ps3605 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5431\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps604 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5435 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5437 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5439 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5441 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3192 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1782 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5445 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5446 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5447 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5449 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3226 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5451 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5453 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.14pt\"></span></span><span class=\"ps5452\">-11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5454 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5456 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.1pt\"></span></span><span class=\"ps5455\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5458 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.72pt\"></span></span><span class=\"ps5457\">-13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3235 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5461 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5462 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5464 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.76pt\"></span></span><span class=\"ps5463\">-9,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5465 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5467 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.44pt\"></span></span><span class=\"ps5466\">-8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps55 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5469 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.66pt\"></span></span><span class=\"ps30_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5470 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5472 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.43pt\"></span></span><span class=\"ps5471\">10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5474 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.09pt\"></span></span><span class=\"ps5473\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5476 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.94pt\"></span></span><span class=\"ps5475\">618,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5517 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5477\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5479 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83.77pt\"></span></span><span class=\"ps5478\">249,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5481 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.05pt\"></span></span><span class=\"ps5480\">101,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5483 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.65pt\"></span></span><span class=\"ps5482\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5485 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.81pt\"></span></span><span class=\"ps5484\">23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5487 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.35pt\"></span></span><span class=\"ps5486\">376,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5489 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.87pt\"></span></span><span class=\"ps5488\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5491 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.95pt\"></span></span><span class=\"ps5490\">199,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5492 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5493 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5495 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.45pt\"></span></span><span class=\"ps5494\">498,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5497 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:80.61pt\"></span></span><span class=\"ps5496\">-249,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5499 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.07pt\"></span></span><span class=\"ps5498\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5500 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5502 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.03pt\"></span></span><span class=\"ps5501\">-1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5504 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:81.08pt\"></span></span><span class=\"ps5503\">-250,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5506 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.89pt\"></span></span><span class=\"ps5505\">-0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5507 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5508 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">17,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5509 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5511 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.71pt\"></span></span><span class=\"ps5510\">16,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5512 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5513 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5514 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5515 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5516 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-282": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-281": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-280": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.77pt\"></span></span><span class=\"ps3431\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.52pt\"></span></span><span class=\"ps878\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.77pt\"></span></span><span class=\"ps3437\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.4pt\"></span></span><span class=\"ps3439\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.4pt\"></span></span><span class=\"ps3444\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.21pt\"></span></span><span class=\"ps3447_1\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.96pt\"></span></span><span class=\"ps3450\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.21pt\"></span></span><span class=\"ps3453\">0,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.61pt\"></span></span><span class=\"ps3455\">435,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.07pt\"></span></span><span class=\"ps3457\">70,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.38pt\"></span></span><span class=\"ps1957\">1,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.27pt\"></span></span><span class=\"ps2377\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.61pt\"></span></span><span class=\"ps485\">435,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.44pt\"></span></span><span class=\"ps2732\">2\u00a0239,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.31pt\"></span></span><span class=\"ps3464_1\">1\u00a0881,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.79pt\"></span></span><span class=\"ps3466_1\">358,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.44pt\"></span></span><span class=\"ps3469\">2\u00a0239,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.01pt\"></span></span><span class=\"ps1671\">603,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.83pt\"></span></span><span class=\"ps3472_1\">41,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.65pt\"></span></span><span class=\"ps3474\">81,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.12pt\"></span></span><span class=\"ps3476_1\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.01pt\"></span></span><span class=\"ps2485_1\">603,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.17pt\"></span></span><span class=\"ps3479_1\">3\u00a0278,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.72pt\"></span></span><span class=\"ps1715\">1\u00a0992,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">441,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.17pt\"></span></span><span class=\"ps3487_1\">3\u00a0278,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.24pt\"></span></span><span class=\"ps3491_1\">787,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.55pt\"></span></span><span class=\"ps3493_1\">682,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.73pt\"></span></span><span class=\"ps2615\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.15pt\"></span></span><span class=\"ps3496\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.24pt\"></span></span><span class=\"ps3498\">787,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.85pt\"></span></span><span class=\"ps2996_1\">1\u00a0063,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.03pt\"></span></span><span class=\"ps3503_1\">228,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.96pt\"></span></span><span class=\"ps1051\">812,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.47pt\"></span></span><span class=\"ps3507\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.85pt\"></span></span><span class=\"ps42\">1\u00a0063,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.88pt\"></span></span><span class=\"ps411_1\">12\u00a0075,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.21pt\"></span></span><span class=\"ps3513\">7\u00a0826,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.83pt\"></span></span><span class=\"ps3515\">1\u00a0354,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.07pt\"></span></span><span class=\"ps3517_1\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.88pt\"></span></span><span class=\"ps3519_1\">12\u00a0075,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.44pt\"></span></span><span class=\"ps3523\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.19pt\"></span></span><span class=\"ps3526\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.44pt\"></span></span><span class=\"ps3529_1\">4,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.07pt\"></span></span><span class=\"ps3533_1\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.82pt\"></span></span><span class=\"ps3536\">594,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.07pt\"></span></span><span class=\"ps2143\">594,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.02pt\"></span></span><span class=\"ps3543_1\">14\u00a0525,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.75pt\"></span></span><span class=\"ps3545_1\">8\u00a0737,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.81pt\"></span></span><span class=\"ps3326\">2\u00a0769,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.19pt\"></span></span><span class=\"ps3548\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.02pt\"></span></span><span class=\"ps3550\">14\u00a0525,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.74pt\"></span></span><span class=\"ps3555_1\">17\u00a0803,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.38pt\"></span></span><span class=\"ps3561_1\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.74pt\"></span></span><span class=\"ps3563_1\">17\u00a0803,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.32pt\"></span></span><span class=\"ps3567\">8,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.51pt\"></span></span><span class=\"ps3571_1\">9,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.76pt\"></span></span><span class=\"ps900\">9,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.39pt\"></span></span><span class=\"ps3576_1\">17\u00a0812,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.77pt\"></span></span><span class=\"ps3557_1\">10\u00a0730,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.59pt\"></span></span><span class=\"ps3559_1\">3\u00a0210,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.25pt\"></span></span><span class=\"ps3580_1\">3\u00a0872,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.74pt\"></span></span><span class=\"ps3582\">17\u00a0813,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2025, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps14\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps14\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.15pt\"></span></span><span class=\"ps3595\">4,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.4pt\"></span></span><span class=\"ps3596\">4,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.08pt\"></span></span><span class=\"ps3597\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.83pt\"></span></span><span class=\"ps3598_1\">2,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.08pt\"></span></span><span class=\"ps3240\">2,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">6,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">6,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.99pt\"></span></span><span class=\"ps3602_1\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:1.74pt\"></span></span><span class=\"ps2506\">10\u00a0942,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.99pt\"></span></span><span class=\"ps3608\">10\u00a0942,3</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.85pt\"></span></span><span class=\"ps3610\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.6pt\"></span></span><span class=\"ps3613_1\">4,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.85pt\"></span></span><span class=\"ps3616_1\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.07pt\"></span></span><span class=\"ps2457_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.07pt\"></span></span><span class=\"ps3619_1\">10\u00a0953,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.67pt\"></span></span><span class=\"ps3623_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:12.71pt\"></span></span><span class=\"ps3625_1\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.96pt\"></span></span><span class=\"ps1420\">304,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">289,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">588,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.76pt\"></span></span><span class=\"ps3647\">593,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.83pt\"></span></span><span class=\"ps1511_1\">11\u00a0542,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.94pt\"></span></span><span class=\"ps3642\">304,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:3.82pt\"></span></span><span class=\"ps3618_1\">10\u00a0953,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">289,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.86pt\"></span></span><span class=\"ps3656\">11\u00a0547,0</span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td colspan=\"7\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3658_1 ss224_1\"><div><div class=\"ps413 ss8\"><span class=\"f charStyle-da6d4454 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaiset raportoidaan rahoitusveloissa.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-288": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReclassificationOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-287": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-286": {
   "value": "<div><div class=\"ps1551 ss0\"><div class=\"ss104 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:54pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3660\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3663_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.11pt\"></span></span><span class=\"ps3666\">23,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.89pt\"></span></span><span class=\"ps3670_1\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.64pt\"></span></span><span class=\"ps3165\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.89pt\"></span></span><span class=\"ps3672_1\">23,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1572 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3156_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3456 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.36pt\"></span></span><span class=\"ps3673_1\">532,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3458 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.87pt\"></span></span><span class=\"ps3674_1\">160,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3459_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3461 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.85pt\"></span></span><span class=\"ps3675\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3462 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.36pt\"></span></span><span class=\"ps376\">532,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.86pt\"></span></span><span class=\"ps3677\">2\u00a0221,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.13pt\"></span></span><span class=\"ps3678_1\">1\u00a0841,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.86pt\"></span></span><span class=\"ps3483_1\">367,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.86pt\"></span></span><span class=\"ps3665_1\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.86pt\"></span></span><span class=\"ps3679\">2\u00a0221,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3170_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.84pt\"></span></span><span class=\"ps3680_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.82pt\"></span></span><span class=\"ps3682_1\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.67pt\"></span></span><span class=\"ps3106\">529,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.84pt\"></span></span><span class=\"ps3126_1\">697,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1137 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3178_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3480_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">3\u00a0450,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3482_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.23pt\"></span></span><span class=\"ps3683\">2\u00a0091,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3484_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.05pt\"></span></span><span class=\"ps3485_1\">445,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3486_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3488_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.3pt\"></span></span><span class=\"ps3681\">3\u00a0450,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps920 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3185 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps926 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3490_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3492_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.65pt\"></span></span><span class=\"ps1924\">706,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3494_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.49pt\"></span></span><span class=\"ps3684\">629,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3495 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.45pt\"></span></span><span class=\"ps3685_1\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3497 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.12pt\"></span></span><span class=\"ps3686\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3499 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.65pt\"></span></span><span class=\"ps3687_1\">706,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps397 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3501 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3502_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.75pt\"></span></span><span class=\"ps2805\">1\u00a0103,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3504 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:15.9pt\"></span></span><span class=\"ps3688\">170,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3506 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.12pt\"></span></span><span class=\"ps1582_1\">898,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3508 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.36pt\"></span></span><span class=\"ps3689_1\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3509_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.75pt\"></span></span><span class=\"ps895\">1\u00a0103,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps406 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3511_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3512 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.36pt\"></span></span><span class=\"ps3691\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3514 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.26pt\"></span></span><span class=\"ps3692\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3516_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.45pt\"></span></span><span class=\"ps3693\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3518_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.48pt\"></span></span><span class=\"ps3694\">2\u00a0984,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3520_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:22.36pt\"></span></span><span class=\"ps3695\">11\u00a0162,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps416 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3522_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3524_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.04pt\"></span></span><span class=\"ps811\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3525 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3527 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.79pt\"></span></span><span class=\"ps3668\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1898 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3530_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3531 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3532_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut varat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3534_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3535 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3537 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.59pt\"></span></span><span class=\"ps3697\">319,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3538_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3540_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.84pt\"></span></span><span class=\"ps2221\">319,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3541 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3542_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3544_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.32pt\"></span></span><span class=\"ps2191\">13\u00a0292,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3546_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.95pt\"></span></span><span class=\"ps3118\">7\u00a0807,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3547 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:7.8pt\"></span></span><span class=\"ps3699\">2\u00a0391,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3549_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.35pt\"></span></span><span class=\"ps3700\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3551 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.32pt\"></span></span><span class=\"ps3701_1\">13\u00a0292,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3552_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3553 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3554_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3556_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0766,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3558_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3560_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3562_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.09pt\"></span></span><span class=\"ps3705_1\">4\u00a0008,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3564_1 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.8pt\"></span></span><span class=\"ps3706_1\">16\u00a0766,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3565 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3566 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2794_1 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3568 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.58pt\"></span></span><span class=\"ps2010\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3569_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3570 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3572 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:18.33pt\"></span></span><span class=\"ps3707\">33,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3574 ss227_1\"><div><div class=\"ps342 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.58pt\"></span></span><span class=\"ps3708\">33,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3575_1 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3577_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">16\u00a0799,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3578 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.99pt\"></span></span><span class=\"ps3703\">9\u00a0898,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3579_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.56pt\"></span></span><span class=\"ps747\">2\u00a0860,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3581_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:8.09pt\"></span></span><span class=\"ps3709\">4\u00a0041,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3583_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.71pt\"></span></span><span class=\"ps3710\">16\u00a0799,8</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:126.75pt\"></td><td style=\"padding:0;width:69pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:39.75pt\"></td><td style=\"padding:0;width:45pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat 31.12.2024, milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3585 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3584\">Kirjanpitoarvo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3587 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3221\">Taso 1</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3589_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3588\">Taso 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3591_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3590\">Taso 3</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1001 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3592_1\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3421_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3422 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3423_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3424 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps3425_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3426 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3427_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3428 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3429_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3430 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1035_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Koronvaihtosopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3432 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.58pt\"></span></span><span class=\"ps734\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3434 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3435_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.33pt\"></span></span><span class=\"ps3712\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3436 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3438_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.58pt\"></span></span><span class=\"ps2063\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3440_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.41pt\"></span></span><span class=\"ps3713\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3441 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3442_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.16pt\"></span></span><span class=\"ps3714\">5,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3443 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3445_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.41pt\"></span></span><span class=\"ps3715\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3446_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3448_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.01pt\"></span></span><span class=\"ps3599\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3449 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3451_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.76pt\"></span></span><span class=\"ps3600\">5,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3452 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3454 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.01pt\"></span></span><span class=\"ps337\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1064_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3716_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3717_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3718_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3719_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3720_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps893 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3603 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.5pt\"></span></span><span class=\"ps1197\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3604_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3606 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.25pt\"></span></span><span class=\"ps2562\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3607 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3609_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:10.5pt\"></span></span><span class=\"ps3722\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3611 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.72pt\"></span></span><span class=\"ps3723\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3612_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3614_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:20.47pt\"></span></span><span class=\"ps3724\">13,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3615_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3617_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.72pt\"></span></span><span class=\"ps3725\">13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1230_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3163_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3463_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3465_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3467_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3468 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3470 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3471_1 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.14pt\"></span></span><span class=\"ps3726\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3473_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3475_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3477_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3478_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.14pt\"></span></span><span class=\"ps3728\">9\u00a0927,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3911 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3621 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3729_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3730_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3731_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3732 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3733 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2767 ss211_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3734 ss212_1\"><div><div class=\"ps342 ss107\"><span class=\"f charStyle-905f4ea6 ps3661\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3735 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3736 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3737_1 ss214_1\"><div><div class=\"ps342 ss62\"><span class=\"f charStyle-905f4ea6 ps3662\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3738_1 ss216_1\"><div><div class=\"ps342 ss89\"><span class=\"f charStyle-905f4ea6 ps3711\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3622_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3624_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.62pt\"></span></span><span class=\"ps3632\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3626 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:16.04pt\"></span></span><span class=\"ps3739_1\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3627_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3628 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3630 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.29pt\"></span></span><span class=\"ps3740_1\">305,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2223 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3631_1 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3633_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.15pt\"></span></span><span class=\"ps3741\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3634_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3635_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3637_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.24pt\"></span></span><span class=\"ps3636\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3639_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.49pt\"></span></span><span class=\"ps3638\">298,9</span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2734_1 ss220_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Jaksotettuun hankintamenoon </span></div><div class=\"ps342 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvelat </span></div><div class=\"ps603 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3641 ss108\"><div><div class=\"ps603 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.77pt\"></span></span><span class=\"ps2938\">599,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3643 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3644_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.15pt\"></span></span><span class=\"ps3433\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3646_1 ss222_1\"><div><div class=\"ps603 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3648 ss97\"><div><div class=\"ps603 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.33pt\"></span></span><span class=\"ps3742\">604,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3649_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3650 ss162_1\"><div><div class=\"ps299 ss227\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3743_1 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124 ps3420_1\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3744_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3745_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3746_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124 ps793\">\u00a0</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3747_1 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124 ps1022_1\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1802 ss217_1\"><div><div class=\"ps299 ss210_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3652 ss128_1\"><div><div class=\"ps299 ss107\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.47pt\"></span></span><span class=\"ps3748\">10\u00a0527,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3653_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:14.88pt\"></span></span><span class=\"ps3328\">305,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3654 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:5.89pt\"></span></span><span class=\"ps733\">9\u00a0927,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3655_1 ss67\"><div><div class=\"ps299 ss62\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:13.49pt\"></span></span><span class=\"ps3645_1\">298,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3657 ss94\"><div><div class=\"ps299 ss89\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:6.91pt\"></span></span><span class=\"ps3749\">10\u00a0532,0</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Johdannaissopimukset<span id=\"ia606ddf6e528461c89da228208264456\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:381.75pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3752_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps3751\">2025</span></div></div></div></td><td colspan=\"3\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps3754_1 ss230_1\"><div><div class=\"ps299 ss229_1\"><span class=\"f charStyle-7f1eb124 ps1581\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3756_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td><td style=\"border-top:0.25pt solid #000000;padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps3757_1 ss232_1\"><div><div class=\"ps299 ss231_1\"><span class=\"f charStyle-7f1eb124 ps3755\">K\u00e4yp\u00e4\u00e4n arvoon</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps311 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3759_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3761_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps2150 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3764_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3758\">Nimellisarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3765 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3760\">Saamiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps3766 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3762\">Velat</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps318 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3768_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">161,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3769_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3770_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.65pt\"></span></span><span class=\"ps2506_1\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3772_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">394,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3773 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">23,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3774_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.83pt\"></span></span><span class=\"ps2640\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3775_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.98pt\"></span></span><span class=\"ps2684\">448,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3776_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3778_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.33pt\"></span></span><span class=\"ps3777\">2,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.69pt\"></span></span><span class=\"ps3844\">493,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3782 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3784_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.66pt\"></span></span><span class=\"ps3783\">5,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Kaupank\u00e4yntitarkoituksessa pidett\u00e4v\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3786 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.88pt\"></span></span><span class=\"ps3785\">609,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.46pt\"></span></span><span class=\"ps3787\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3790_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">6,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3792_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.58pt\"></span></span><span class=\"ps3791\">887,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3794_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.14pt\"></span></span><span class=\"ps3793\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3795 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.26pt\"></span></span><span class=\"ps3789\">5,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Korkojohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3796 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.3pt\"></span></span><span class=\"ps3767\">90,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3797 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3799_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.3pt\"></span></span><span class=\"ps3798\">0,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3801 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.95pt\"></span></span><span class=\"ps3800\">176,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3802_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3804_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.36pt\"></span></span><span class=\"ps3803\">2,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Luottoriskijohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3805 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.36pt\"></span></span><span class=\"ps2620\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3806_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3808 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3810_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">73,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3811 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3812_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">5,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Valuuttajohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3814_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.51pt\"></span></span><span class=\"ps3813\">542,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3816 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">3,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3817_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3819_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.52pt\"></span></span><span class=\"ps3818\">505,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3820_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3822_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.13pt\"></span></span><span class=\"ps3821\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-905f4ea6 ps14\">Osakejohdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3824_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.66pt\"></span></span><span class=\"ps3823\">141,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3825_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.02pt\"></span></span><span class=\"ps690\">0,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3826 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.29pt\"></span></span><span class=\"ps3781\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3827_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3828_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3829_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss234_1\"><div><div class=\"ps299 ss495\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t johdannaissopimukset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3831 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.02pt\"></span></span><span class=\"ps3830_1\">795,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3833_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.71pt\"></span></span><span class=\"ps3832_1\">4,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3835_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.1pt\"></span></span><span class=\"ps3834\">4,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3837 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.6pt\"></span></span><span class=\"ps3836_1\">755,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3839_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.79pt\"></span></span><span class=\"ps3838\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3841 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.97pt\"></span></span><span class=\"ps3840\">13,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahastot<span id=\"ife736e5faaaa43bdb8756970079c3248\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:268.5pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:54pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td><td style=\"padding:0;width:63pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3843_1 ss500\"><div><div class=\"ps299 ss499\"><span class=\"f charStyle-7f1eb124 ps3842\">2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;padding:0\"></td><td colspan=\"3\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps3845_1 ss238_1\"><div><div class=\"ps299 ss237_1\"><span class=\"f charStyle-7f1eb124 ps3844_1\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3847 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2303_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3848\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3850_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps3849\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3852 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124 ps3851\">Taso 3</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3853_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3846\">Kirjanpitoarvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3855_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps3854\">Taso 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3857 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps2290\">Taso 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3859_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124 ps957\">Taso 3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps318 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps325 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3861_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.52pt\"></span></span><span class=\"ps3860_1\">51,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2348 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.65pt\"></span></span><span class=\"ps3862\">30,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3864_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.82pt\"></span></span><span class=\"ps3863\">21,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3865_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3866 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.12pt\"></span></span><span class=\"ps3815\">85,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3868_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.42pt\"></span></span><span class=\"ps3867\">63,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3869_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.22pt\"></span></span><span class=\"ps2027\">21,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3871_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps332 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3873_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.2pt\"></span></span><span class=\"ps3872_1\">66,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3875_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.41pt\"></span></span><span class=\"ps3874\">6,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3876_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.44pt\"></span></span><span class=\"ps2902\">60,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3877_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3879_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.39pt\"></span></span><span class=\"ps3878\">78,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3881 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.98pt\"></span></span><span class=\"ps3880_1\">20,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3883_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.15pt\"></span></span><span class=\"ps3882_1\">57,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3884_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1121 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps340 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3886_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.55pt\"></span></span><span class=\"ps3256\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3888_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3890_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3891_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.3pt\"></span></span><span class=\"ps601\">289,5<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3893 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.89pt\"></span></span><span class=\"ps3892\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3894_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3895_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3897_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.64pt\"></span></span><span class=\"ps3896\">269,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1126 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3899_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.41pt\"></span></span><span class=\"ps3898\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3900_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3901_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3902_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.16pt\"></span></span><span class=\"ps2619\">1,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3904_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.88pt\"></span></span><span class=\"ps3903_1\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3905_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3906_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3907_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1129 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3909_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.47pt\"></span></span><span class=\"ps3908\">193,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3911_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.18pt\"></span></span><span class=\"ps3910\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3912_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3913_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.76pt\"></span></span><span class=\"ps3096\">189,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3914_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.4pt\"></span></span><span class=\"ps2158_1\">262,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3916_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.94pt\"></span></span><span class=\"ps3915\">4,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3917_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3918_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.04pt\"></span></span><span class=\"ps3669_1\">258,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1133 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3919_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">603,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3921_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">41,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3922_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.09pt\"></span></span><span class=\"ps1716\">81,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3924_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.19pt\"></span></span><span class=\"ps3923\">480,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3926_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.22pt\"></span></span><span class=\"ps3925_1\">697,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3928_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.05pt\"></span></span><span class=\"ps3927\">89,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3930_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.37pt\"></span></span><span class=\"ps3497\">78,2</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3932_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">529,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1433 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyvien rahastojen erittely</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1439 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitusrahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1445 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakerahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3934_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.87pt\"></span></span><span class=\"ps386\">1\u00a0782,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3936_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.73pt\"></span></span><span class=\"ps3935\">1\u00a0777,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3938_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.47pt\"></span></span><span class=\"ps3937\">4,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3939_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3941_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.59pt\"></span></span><span class=\"ps3940\">1\u00a0644,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3943 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.25pt\"></span></span><span class=\"ps3942\">1\u00a0643,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3944_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.63pt\"></span></span><span class=\"ps1827\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1446 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">ETF-rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3947_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.5pt\"></span></span><span class=\"ps3946\">1\u00a0751,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3949_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.53pt\"></span></span><span class=\"ps3948\">1\u00a0749,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3951_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.61pt\"></span></span><span class=\"ps3950\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3952_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">1\u00a0468,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3955_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.8pt\"></span></span><span class=\"ps3702_1\">1\u00a0463,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3957_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.91pt\"></span></span><span class=\"ps3956\">5,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3958_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1454 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3960_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.02pt\"></span></span><span class=\"ps3959\">2\u00a0960,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3962_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.2pt\"></span></span><span class=\"ps3961\">2\u00a0453,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3964_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.65pt\"></span></span><span class=\"ps3963\">507,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3965_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3967_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.45pt\"></span></span><span class=\"ps3966\">2\u00a0566,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3969_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.37pt\"></span></span><span class=\"ps2197\">2\u00a0170,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3970_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.56pt\"></span></span><span class=\"ps2994_1\">396,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3971_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1462 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Yhdistelm\u00e4rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3973_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.42pt\"></span></span><span class=\"ps3972_1\">2\u00a0687,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3975_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.25pt\"></span></span><span class=\"ps2334\">1\u00a0846,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3977_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.31pt\"></span></span><span class=\"ps3976\">840,7<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3978_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.93pt\"></span></span><span class=\"ps3640\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3980_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">2\u00a0497,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3982_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.51pt\"></span></span><span class=\"ps3981\">1\u00a0729,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3984_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.08pt\"></span></span><span class=\"ps3983\">767,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3985_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1469 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vaihtoehtoiset sijoitukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1475 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3987_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.95pt\"></span></span><span class=\"ps3986\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3988_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3989_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3991_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:23.7pt\"></span></span><span class=\"ps3990\">1\u00a0120,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3993_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.49pt\"></span></span><span class=\"ps3992\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3994_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3995_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3997_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.24pt\"></span></span><span class=\"ps3996\">1\u00a0183,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1483 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3999_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.44pt\"></span></span><span class=\"ps3998\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4000_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4001_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4003_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.19pt\"></span></span><span class=\"ps4002\">673,6<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4005_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.24pt\"></span></span><span class=\"ps4004\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4006_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4007_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4008_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.99pt\"></span></span><span class=\"ps3931\">655,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1493 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4010_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.16pt\"></span></span><span class=\"ps4009\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4011_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.18pt\"></span></span><span class=\"ps3887\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4012_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.93pt\"></span></span><span class=\"ps3889\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4014_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:19.91pt\"></span></span><span class=\"ps4013\">1\u00a0100,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4015_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4016_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4017_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.4pt\"></span></span><span class=\"ps3870\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4019_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">1\u00a0146,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1501 ss240_1\"><div><div class=\"ps299 ss239_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4021_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:27.03pt\"></span></span><span class=\"ps4020\">12\u00a0075,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4023_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.42pt\"></span></span><span class=\"ps4022\">7\u00a0826,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4025_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:24.3pt\"></span></span><span class=\"ps4024\">1\u00a0354,9<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4027_1 ss226_1\"><div><div class=\"ps299 ss225_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:17.16pt\"></span></span><span class=\"ps2374\">2\u00a0893,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4028_1 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.3pt\"></span></span><span class=\"ps1017\">11\u00a0162,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4030_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.38pt\"></span></span><span class=\"ps4029\">7\u00a0007,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4032_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.9pt\"></span></span><span class=\"ps4031\">1\u00a0170,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4034_1 ss244_1\"><div><div class=\"ps299 ss412\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.83pt\"></span></span><span class=\"ps4033\">2\u00a0984,9</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Muutokset tasojen v\u00e4lill\u00e4<span id=\"if74c6414a22a48d7ba817006517addd6\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss249_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:350.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4057_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4056\">2025</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps4059_1 ss248_1\"><div><div class=\"ps299 ss247_1\"><span class=\"f charStyle-7f1eb124 ps4058\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4036_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4037_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4038_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 2 tasolle 1</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4039_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-7f1eb124 ps547\">Siirrot tasolta 1 tasolle 2</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps311 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4041_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.18pt\"></span></span><span class=\"ps4040_1\">4,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4043_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.82pt\"></span></span><span class=\"ps1583\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4045_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.86pt\"></span></span><span class=\"ps4044\">2,2<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4047 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.36pt\"></span></span><span class=\"ps4046\">4,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss134_1\"><div><div class=\"ps299 ss133_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4049_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.79pt\"></span></span><span class=\"ps4048\">15,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4051_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.5pt\"></span></span><span class=\"ps4050\">3,8<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4053_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.05pt\"></span></span><span class=\"ps4052\">19,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4055_1 ss457\"><div><div class=\"ps299 ss456\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:79.92pt\"></span></span><span class=\"ps4054\">33,0<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4060_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Siirrot perustuvat p\u00e4\u00e4osin ulkoisen palveluntarjoajan tietoihin perustuviin muutoksiin </span></div><div class=\"ps4061_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kaupank\u00e4ynnin volyymissa.</span></div></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Rahoitusinstrumentit, jotka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon ja niiden merkitt\u00e4vimm\u00e4t arvostusmenetelm\u00e4t sek\u00e4 herkkyysanalyysi<span id=\"i997cce2710a74e60bea8bbe8e2e661b7\"></span></span></div><div class=\"ps4062_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alla olevassa taulukossa on esitetty arvostusmenetelmi\u00e4, joita on k\u00e4ytetty tason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. Taulukkoon on koottu merkitt\u00e4vimm\u00e4t ei-n\u00e4kyviss\u00e4 olevat sy\u00f6tt\u00f6tiedot. Ei-</span></div><div class=\"ps4063_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">havaittavissa olevan sy\u00f6tt\u00f6tiedon vaikutus k\u00e4yp\u00e4\u00e4n arvoon on tiedossa oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta. Oman p\u00e4\u00e4oman ehtoisten sijoitusten k\u00e4yp\u00e4 arvo nousee (laskee), jos odotetut </span></div><div class=\"ps4064_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">lis\u00e4tuotot kasvavat (laskevat) tai jos diskonttokorko on matalampi (korkeampi). Muiden erien osalta tietoa ei ole saatavilla. Taulukossa esitet\u00e4\u00e4n K\u00e4yp\u00e4\u00e4n arvon tulosvaikutteisesti kirjattavat </span></div><div class=\"ps4065_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(FVTPL) ja Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t (UL) -rahoitusvarat erikseen. Jokseenkin mahdollinen tulosvaikutus suhteutettuna omaan p\u00e4\u00e4omaan olisi verojen j\u00e4lkeen 9,3 (9,0) prosenttia. </span></div><div class=\"ps4066_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulosvaikutus ei sis\u00e4ll\u00e4 sijoitussidonnaisiin vakuutuksiin liittyvi\u00e4 rahoitusvaroja, koska Mandatum-konserni ei kanna niihin liittyv\u00e4\u00e4 sijoitusriski\u00e4.</span></div><div class=\"ps4204 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:96.75pt\"></td><td style=\"padding:0;width:129pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:117.75pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td><td style=\"padding:0;width:39pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4069_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4068\">2025</span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:0.25pt solid #000000;padding:0\"><div class=\"ps4071_1 ss252_1\"><div><div class=\"ps1876 ss312\"><span class=\"f charStyle-f5d2fe2a ps4070\">2024</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4073 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4076_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4077_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps4072\">K\u00e4yp\u00e4 arvo</span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:0.5pt solid #6d6d6d;border-top:0.25pt solid #000000;padding:0\"><div class=\"ps4078_1 ss316\"><div><div class=\"ps1876 ss314\"><span class=\"f charStyle-f5d2fe2a ps156_1\">K\u00e4yv\u00e4n arvon </span></div><div class=\"ps1883 ss314\"><span class=\"f charStyle-f5d2fe2a ps4074\">vaihteluv\u00e4li</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4080_1 ss256_1\"><div><div class=\"ps635 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Er\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4081_1 ss258_1\"><div><div class=\"ps635 ss257_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Arvostustekniikka</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4083_1 ss259_1\"><div><div class=\"ps2141 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Merkitt\u00e4v\u00e4t ei-havaittavissa </span></div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">olevat sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps4084_1 ss259_1\"><div><div class=\"ps635 ss250_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Herkkyysparametrit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4086_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4088_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4089_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4090_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4091_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4092_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4093_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4085\">FVTPL</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:0.5pt solid #6d6d6d;padding:0\"><div class=\"ps4094_1 ss261_1\"><div><div class=\"ps635 ss260_1\"><span class=\"f charStyle-f5d2fe2a ps4087\">UL</span></div></div></div></td></tr><tr style=\"height:38.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps612 ss262_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Oman p\u00e4\u00e4oman\u00a0  </span></div><div class=\"ps1883 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">ehtoinen sijoitus </span></div><div class=\"ps3900 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">(noteeraamattomat </span></div><div class=\"ps3901 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeet)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4098_1 ss263_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4099_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Odotetut diskontatut </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">kassavirrat</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4100_1 ss264_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvon muutos -20 % johtuen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">ennustettujen kassavirtojen </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">laskusta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4102_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.29pt\"></span></span><span class=\"ps4101\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">363,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4104_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.94pt\"></span></span><span class=\"ps4103\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">102,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4105_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.53pt\"></span></span><span class=\"ps2336_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-72,7</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4107_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.59pt\"></span></span><span class=\"ps4106\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-20,5</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4109_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.54pt\"></span></span><span class=\"ps4108\">371,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4111_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.53pt\"></span></span><span class=\"ps4110\">74,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4113_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-73,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4115_1 ss265_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:19.35pt\"></span></span><span class=\"ps4114\">-14,9</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps62 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4117_1 ss267_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Diskontattu kassavirta</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4118 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Markkinakorkotaso</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4119_1 ss268_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Korkotason nousu 1 %-yks</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4120_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4121_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:20.84pt\"></span></span><span class=\"ps608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">22,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4122_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:31.93pt\"></span></span><span class=\"ps1217_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4124_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,1</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4125_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:22.93pt\"></span></span><span class=\"ps2481\">13,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4127_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.74pt\"></span></span><span class=\"ps4126\">34,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4128_1 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:23.56pt\"></span></span><span class=\"ps4123_1\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4130 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td></tr><tr style=\"height:56.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4131 ss270_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4132 ss271_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">P\u00e4\u00e4omarahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien sijoitusten </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvoon ja vieraan p\u00e4\u00e4oman </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">m\u00e4\u00e4r\u00e4\u00e4n.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4135 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV). Konsernin suorittama </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">arvostus: Verrokkikertoimet ja </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likviditeettialennus</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4136 ss272_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">likividiteettialennuksen nousu\u00a0 \u00a0 </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">5 %-yks, </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">verrokkiyhti\u00f6kertoimien lasku </span></div><div class=\"ps3927 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4138 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.51pt\"></span></span><span class=\"ps4137\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">289,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4140 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:15.12pt\"></span></span><span class=\"ps4139\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1\u00a0120,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4142 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:17.81pt\"></span></span><span class=\"ps4141\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-55,4</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4143 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:13.49pt\"></span></span><span class=\"ps3645_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-202,2</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4145 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.4pt\"></span></span><span class=\"ps4144\">269,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4147 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.42pt\"></span></span><span class=\"ps4146\">1\u00a0183,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4149 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.97pt\"></span></span><span class=\"ps4148\">-53,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4151 ss273_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.89pt\"></span></span><span class=\"ps4150\">-236,7</span></span></div></div></div></td></tr><tr style=\"height:83.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4152 ss274_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4156 ss275_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kiinteist\u00f6rahaston arvonm\u00e4\u00e4ritys </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">perustuu alla olevien </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kiinteist\u00f6sijoitusten arvoon ja </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohteiden arvot perustuvat </span></div><div class=\"ps3927 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti ulkopuolisten </span></div><div class=\"ps3970 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">riippumattomien auktorisoitujen </span></div><div class=\"ps4154 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvioitsijoiden laatimiin </span></div><div class=\"ps4155 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arviokirjoihin.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4157 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahaston nettovarallisuus (NAV) </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Konsernin suorittama arvostus: </span></div><div class=\"ps3906 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade ja vuokratuotot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4158 ss276_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku 10 </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">%, Konsernin arvostus: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">tuottovaade nousu 10 %, </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">vuokratuotot lasku 10 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4159 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">1,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4161 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:16.41pt\"></span></span><span class=\"ps4160\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">673,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4162 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4163 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-4f44eb4a\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:5.6pt;width:18.07pt\"></span></span><span class=\"ps2495_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-88,7</span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4164 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:26.89pt\"></span></span><span class=\"ps2161\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4166 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.83pt\"></span></span><span class=\"ps4165\">655,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4167 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:21.87pt\"></span></span><span class=\"ps999\">-0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4169 ss277_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.98pt\"></span></span><span class=\"ps4168\">-65,5</span></span></div></div></div></td></tr><tr style=\"height:47.25pt\"><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps2023 ss278_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4171 ss279_1\"><div><div class=\"ps1876 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">Muut vaihtoehtorahastot ovat usein </span></div><div class=\"ps1883 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">ominaisuuksiltaan monimutkaisia ja </span></div><div class=\"ps3900 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">arvonm\u00e4\u00e4ritys on riippuvainen </span></div><div class=\"ps3901 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">kohde-etuutena olevien </span></div><div class=\"ps3906 ss257_1\"><span class=\"f charStyle-da6d4454 ps14\">instrumenttien luonteesta.</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4172 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Arvostus ulkoisen </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">rahastonhoitajan toimesta: </span></div><div class=\"ps3900 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Rahaston nettovarallisuus </span></div><div class=\"ps3901 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">(NAV)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4173 ss280_1\"><div><div class=\"ps1876 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">Ulkoinen arvostus: NAV lasku </span></div><div class=\"ps1883 ss250_1\"><span class=\"f charStyle-da6d4454 ps14\">20 %</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4175 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:17.79pt\"></span></span><span class=\"ps4174\">189,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4177 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:11.81pt\"></span></span><span class=\"ps4176\">1\u00a0100,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4178 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:18.08pt\"></span></span><span class=\"ps4112\">-37,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4180 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.68pt\"></span></span><span class=\"ps4179\">-220,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4182 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.74pt\"></span></span><span class=\"ps4181\">258,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4184 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.32pt\"></span></span><span class=\"ps735\">1\u00a0146,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4186 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:20.11pt\"></span></span><span class=\"ps4185\">-51,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4187 ss281_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-da6d4454\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:13.87pt\"></span></span><span class=\"ps51_1\">-229,3</span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps3870 ss266_1\"><div><div class=\"ps1876 ss255_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4190 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:15.21pt\"></span></span><span class=\"ps3080\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4192 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:10.08pt\"></span></span><span class=\"ps4191\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4194 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.2pt\"></span></span><span class=\"ps4193\">-166,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4196 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.66pt\"></span></span><span class=\"ps4195\">-531,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4198 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:16.81pt\"></span></span><span class=\"ps4197\">914,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4200 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:8.47pt\"></span></span><span class=\"ps4199\">3\u00a0093,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4201 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:14.23pt\"></span></span><span class=\"ps2645\">-179,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #000;padding:0\"><div class=\"ps4203 ss269_1\"><div><div class=\"ps1876 ss260_1\"><span class=\"f charStyle-f5d2fe2a\"><span class=\"ps14\"><span style=\"display:inline-block;height:5.6pt;width:12.5pt\"></span></span><span class=\"ps4202\">-546,5</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tason 3 k\u00e4yp\u00e4\u00e4n arvoon arvostettavien rahoitusvarojen muutokset<span id=\"i024c6fc35ccb47a1b6e75153f41c8dbb\"></span></span></div><div class=\"ps4397 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:161.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:63.75pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"5\" style=\"background-color:#ffffff;padding:0\"><div class=\"ps7 ss299_1\"><div><div class=\"ps299 ss161\"><span class=\"f charStyle-7f1eb124 ps14\">Tason 3 erien erittely sek\u00e4 t\u00e4sm\u00e4ytyslaskelma</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4391 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4392 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4393 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4394 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4395 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps4396 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps304 ss283_1\"><div><div class=\"ps1939 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4208 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4212 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht. </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4215 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4217 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4218 ss286_1\"><div><div class=\"ps1939 ss158_1\"><span class=\"f charStyle-7f1eb124 ps2326_1\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4221 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4223 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4224 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4229 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1426_1 ss479\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4231 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4232 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4233 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4234 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4236 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4237 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4239 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4240 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4242 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1432_1 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4243 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4244 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4245 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4246 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4247 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124 ps4235\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4248 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4249 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124 ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4250 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4251 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4253 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4255 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.98pt\"></span></span><span class=\"ps1485\">5,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4257 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4258 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.32pt\"></span></span><span class=\"ps1553\">-0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4259 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.99pt\"></span></span><span class=\"ps4262\">-13,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.52pt\"></span></span><span class=\"ps4264\">363,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.88pt\"></span></span><span class=\"ps4266\">5,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4269 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4270 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4271 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4272 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4273 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.64pt\"></span></span><span class=\"ps2975\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.07pt\"></span></span><span class=\"ps1398\">-1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.82pt\"></span></span><span class=\"ps4278\">-0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2721_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4281 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4283 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.89pt\"></span></span><span class=\"ps4282\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4284 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.73pt\"></span></span><span class=\"ps3541\">19,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4286 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.48pt\"></span></span><span class=\"ps4285\">-56,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4287 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.37pt\"></span></span><span class=\"ps1701\">480,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.03pt\"></span></span><span class=\"ps4291\">-10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4295 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4297 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.29pt\"></span></span><span class=\"ps4296\">-7,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4299 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.39pt\"></span></span><span class=\"ps4298\">19,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4301 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.71pt\"></span></span><span class=\"ps4300\">-56,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4303 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.11pt\"></span></span><span class=\"ps4302\">-12,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4304 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4306 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4308 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.3pt\"></span></span><span class=\"ps4307\">844,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4310 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.53pt\"></span></span><span class=\"ps4309\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4311 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2065 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4315 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4316 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.87pt\"></span></span><span class=\"ps2775\">60,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4318 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">66,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4320 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.83pt\"></span></span><span class=\"ps4319\">-98,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4321 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.4pt\"></span></span><span class=\"ps4324\">102,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.67pt\"></span></span><span class=\"ps4326\">-28,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4331 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4333 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.15pt\"></span></span><span class=\"ps4332\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4335 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4337 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-2,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4339 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.81pt\"></span></span><span class=\"ps4338\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">22,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4345 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4348 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4349 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.76pt\"></span></span><span class=\"ps3771\">-156,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4351 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.25pt\"></span></span><span class=\"ps4350\">375,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4353 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.06pt\"></span></span><span class=\"ps4352\">-310,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4354 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.15pt\"></span></span><span class=\"ps3018\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.32pt\"></span></span><span class=\"ps4357\">2\u00a0893,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-148,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4361 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4363 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">-95,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4365 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">442,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4366 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.32pt\"></span></span><span class=\"ps3953\">-410,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4368 ss165_1\"><div><div class=\"ps299 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.67pt\"></span></span><span class=\"ps4367\">-10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4369 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4370 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4371 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.44pt\"></span></span><span class=\"ps1682\">3\u00a0018,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4372 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.51pt\"></span></span><span class=\"ps2707\">-176,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4374 ss297_1\"><div><div class=\"ps299 ss296_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4375 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4376 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4377 ss292_1\"><div><div class=\"ps299 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss103\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4379 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4381 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.94pt\"></span></span><span class=\"ps4380\">-102,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4382 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">461,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4383 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.37pt\"></span></span><span class=\"ps2210\">-467,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4384 ss159_1\"><div><div class=\"ps342 ss158_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.83pt\"></span></span><span class=\"ps3786\">-22,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4385 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4386 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.49pt\"></span></span><span class=\"ps4305\">-14,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4388 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.63pt\"></span></span><span class=\"ps4387\">3\u00a0862,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4390 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.93pt\"></span></span><span class=\"ps4389\">-181,1</span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1551 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:159pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:66pt\"></td><td style=\"padding:0;width:72pt\"></td></tr><tr style=\"height:39.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss300_1\"><div><div class=\"ps1939 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps1906_1 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4207\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4209\">Tulokseen </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4210\">kirjatut voitot/ </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2459\">tappiot yht.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4400 ss285_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4213\">Ostot ja </span></div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps2308\">uudelleen-</span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4214\">luokittelut</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps3322 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4216\">Myynnit</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4018 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4401\">Suoritukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4393 ss285_1\"><div><div class=\"ps603 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4219\">Siirrot tasolta </span></div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps4220\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4394 ss287_1\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-7f1eb124 ps2562\">Siirrot tasolle </span></div><div class=\"ps1939 ss12\"><span class=\"f charStyle-7f1eb124 ps4222\">1 ja 2</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4395 ss285_1\"><div><div class=\"ps1939 ss284_1\"><span class=\"f charStyle-7f1eb124 ps1293\">31.12.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4396 ss288_1\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124 ps4225\">Kaudelle </span></div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124 ps4226\">kirjatut voitot/ </span></div><div class=\"ps603 ss444\"><span class=\"f charStyle-7f1eb124 ps4227\">tappiot </span></div><div class=\"ps1939 ss444\"><span class=\"f charStyle-7f1eb124 ps4228\">rahoitusvaroista</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps1425 ss110_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4403 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4404 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4405 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4406 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4407 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4408 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4409 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4410 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4411 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1426_1 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">arvostettavat rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4412 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4413 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4414 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4415 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4416 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4237 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4239 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-02fcc15c ps4238\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4240 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-02fcc15c ps4230\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4242 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-02fcc15c ps4241\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3777 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4417 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4419 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.73pt\"></span></span><span class=\"ps4418\">68,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4420 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.11pt\"></span></span><span class=\"ps820\">2,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4422 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.39pt\"></span></span><span class=\"ps4421\">302,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4424 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.51pt\"></span></span><span class=\"ps4423\">-0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4425 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4426 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4427 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4428 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.1pt\"></span></span><span class=\"ps2973\">371,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4430 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.4pt\"></span></span><span class=\"ps4429\">3,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3780 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4252 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4431 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.46pt\"></span></span><span class=\"ps3543\">16,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4432 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.08pt\"></span></span><span class=\"ps4334\">1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4433 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.04pt\"></span></span><span class=\"ps4256\">0,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4434 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4435 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.28pt\"></span></span><span class=\"ps1771\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4261 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4263 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4265 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.11pt\"></span></span><span class=\"ps1551\">13,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4267 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.08pt\"></span></span><span class=\"ps4436\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439_1 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4268 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4438 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.95pt\"></span></span><span class=\"ps4437\">591,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4440 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.7pt\"></span></span><span class=\"ps4439\">2,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4441 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">22,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4443 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.3pt\"></span></span><span class=\"ps4442\">-86,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4444 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4274 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4276 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4277 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.92pt\"></span></span><span class=\"ps2770\">529,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4279 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.04pt\"></span></span><span class=\"ps4445\">3,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4280 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4447 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.02pt\"></span></span><span class=\"ps4446\">675,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4449 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.09pt\"></span></span><span class=\"ps4448\">6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4451 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.85pt\"></span></span><span class=\"ps4450\">324,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4453 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.58pt\"></span></span><span class=\"ps3189\">-87,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4455 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4288 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4289 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4290 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">914,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4292 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.88pt\"></span></span><span class=\"ps4456\">7,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2722 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4293 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2727 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussidonnaisiin vakuutuksiin liittyv\u00e4t </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2752 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4458 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Osakkeet ja osuudet</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4459 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">49,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4460 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.72pt\"></span></span><span class=\"ps4342\">24,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4462 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4463 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4464 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4465 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4466 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4467 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.37pt\"></span></span><span class=\"ps3295\">74,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4469 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.15pt\"></span></span><span class=\"ps1012\">24,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4312 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4313 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamistodistukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4471 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.53pt\"></span></span><span class=\"ps4470\">26,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4472 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.82pt\"></span></span><span class=\"ps3267\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4473 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.18pt\"></span></span><span class=\"ps4461\">11,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4475 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.18pt\"></span></span><span class=\"ps4474\">-4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4476 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4322 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4323 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4325 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.61pt\"></span></span><span class=\"ps4330\">34,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4327 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.4pt\"></span></span><span class=\"ps835\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4328 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4329 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-905f4ea6 ps14\">Rahastot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4478 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.33pt\"></span></span><span class=\"ps4477\">2\u00a0639,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4479 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.47pt\"></span></span><span class=\"ps3019_1\">84,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4481 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.19pt\"></span></span><span class=\"ps4480\">544,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4483 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.02pt\"></span></span><span class=\"ps4482\">-282,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4484 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4340 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4341 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4343 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.73pt\"></span></span><span class=\"ps4347\">2\u00a0984,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4344 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.86pt\"></span></span><span class=\"ps4485\">81,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4346 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4487 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.31pt\"></span></span><span class=\"ps4486\">2\u00a0715,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4488 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.13pt\"></span></span><span class=\"ps4294\">108,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4489 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.93pt\"></span></span><span class=\"ps2082\">556,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4491 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.73pt\"></span></span><span class=\"ps4490\">-286,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4492 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4355 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4356 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4358 ss290_1\"><div><div class=\"ps299 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.6pt\"></span></span><span class=\"ps393_1\">3\u00a0093,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4359 ss445\"><div><div class=\"ps299 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.8pt\"></span></span><span class=\"ps1824\">105,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4493 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4360 ss303_1\"><div><div class=\"ps299 ss302_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2910 ss301_1\"><div><div class=\"ps299 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">K\u00e4yp\u00e4\u00e4n arvoon arvostettavat </span></div><div class=\"ps342 ss109_1\"><span class=\"f charStyle-7f1eb124 ps14\">rahoitusvarat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4495 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:33.85pt\"></span></span><span class=\"ps4494\">3\u00a0391,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4497 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.8pt\"></span></span><span class=\"ps4496\">114,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4499 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.05pt\"></span></span><span class=\"ps3479\">881,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4501 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.68pt\"></span></span><span class=\"ps4500\">-374,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4502 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.62pt\"></span></span><span class=\"ps4454\">-4,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4503 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.4pt\"></span></span><span class=\"ps4260\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4504 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.65pt\"></span></span><span class=\"ps2551\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4505 ss293_1\"><div><div class=\"ps342 ss284_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:32.34pt\"></span></span><span class=\"ps4378\">4\u00a0008,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4507 ss447\"><div><div class=\"ps342 ss444\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.8pt\"></span></span><span class=\"ps4506\">113,0</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-289": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">20 MUUT VARAT<span id=\"i310c2567970540faa57cc0eaf9b7ca45\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps14\">Kauppahintasaamiset</span><span class=\"f charStyle-13f55882 ps4518\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.7pt\"></span></span><span class=\"ps1665\">39,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.26pt\"></span></span><span class=\"ps1245\">50,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps14\">Korot</span><span class=\"f charStyle-13f55882 ps4519\"><sup>2</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">38,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.86pt\"></span></span><span class=\"ps1720\">38,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Etuk\u00e4teen maksetut el\u00e4kkeet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.36pt\"></span></span><span class=\"ps4364\">22,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.84pt\"></span></span><span class=\"ps2817\">21,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiskaupan vakuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.46pt\"></span></span><span class=\"ps3880\">19,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.73pt\"></span></span><span class=\"ps3249\">31,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kulujen ennakkomaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.86pt\"></span></span><span class=\"ps2827\">3,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verosaamiset </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">0,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitusten siirtosaamiset ja palkkioita</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.63pt\"></span></span><span class=\"ps570\">1,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">1,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamiset vakuutuksenottajilta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.01pt\"></span></span><span class=\"ps572\">1,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.7pt\"></span></span><span class=\"ps1301\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Saamiset j\u00e4lleenvakuutustoiminnasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.77pt\"></span></span><span class=\"ps505\">0,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.18pt\"></span></span><span class=\"ps4520\">0,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokrasaamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.15pt\"></span></span><span class=\"ps617_1\">0,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.04pt\"></span></span><span class=\"ps1271_1\">0,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps14\">Muut</span><span class=\"f charStyle-13f55882 ps4521\"><sup>3</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2822_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.72pt\"></span></span><span class=\"ps436\">14,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2823_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.25pt\"></span></span><span class=\"ps2081\">12,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2824_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.53pt\"></span></span><span class=\"ps4522\">142,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2826_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.86pt\"></span></span><span class=\"ps688\">162,0</span></span></div></div></div></td></tr><tr style=\"height:33.75pt\"><td colspan=\"3\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss304_1\"><div><div class=\"ps4524 ss8\"><span class=\"f charStyle-da6d4454 ps14\">1) Kauppahintasaamiset sis\u00e4lt\u00e4\u00e4 tehtyj\u00e4 sijoituksia, joista rahoja ei ole viel\u00e4 saatu vastapuolelta.</span></div><div class=\"ps4525 ss8\"><span class=\"f charStyle-da6d4454 ps14\">2) Korot sis\u00e4lt\u00e4\u00e4 suurimmaksi osaksi johdannaisiin liittyvi\u00e4 korkosaamisia.</span></div><div class=\"ps4526 ss8\"><span class=\"f charStyle-da6d4454 ps14\">3) Muut koostuu muun muassa palkkioista ja myyntisaamisista.</span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-291": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">21 RAHAT JA PANKKISAAMISET<span id=\"i3afb790f69714208916a3905a0f7a716\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i4b18a8e1304647e5acb7b9fbd40d4c66\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavaroina k\u00e4sitell\u00e4\u00e4n k\u00e4teiset varat, joiksi katsotaan kassa sek\u00e4 lyhytaikaiset talletukset </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(tekohetkest\u00e4 enint\u00e4\u00e4n 3 kk).</span></div><div class=\"ps4537 ss0\"><div class=\"ss270 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:206.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4527 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4528 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pankkisaamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4530 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.05pt\"></span></span><span class=\"ps4529\">677,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4531 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">850,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps311 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset talletukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4532 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.61pt\"></span></span><span class=\"ps3460\">10,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4534 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.11pt\"></span></span><span class=\"ps4533\">40,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.02pt\"></span></span><span class=\"ps863_1\">687,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4536 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.91pt\"></span></span><span class=\"ps865\">890,4</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-290": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">21 RAHAT JA PANKKISAAMISET<span id=\"i3afb790f69714208916a3905a0f7a716\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i4b18a8e1304647e5acb7b9fbd40d4c66\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavaroina k\u00e4sitell\u00e4\u00e4n k\u00e4teiset varat, joiksi katsotaan kassa sek\u00e4 lyhytaikaiset talletukset </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(tekohetkest\u00e4 enint\u00e4\u00e4n 3 kk).</span></div><div class=\"ps4537 ss0\"><div class=\"ss270 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:206.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4527 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1360\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4528 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps1362\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-905f4ea6 ps14\">Pankkisaamiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4530 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.05pt\"></span></span><span class=\"ps4529\">677,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps4531 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">850,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps311 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset talletukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4532 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.61pt\"></span></span><span class=\"ps3460\">10,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4534 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.11pt\"></span></span><span class=\"ps4533\">40,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss306_1\"><div><div class=\"ps299 ss305_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4535 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.02pt\"></span></span><span class=\"ps863_1\">687,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4536 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.91pt\"></span></span><span class=\"ps865\">890,4</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-293": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_85\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">22 LASKENNALLISET VEROSAAMISET JA -VELAT<span id=\"i7b5317ff5caa44e3b61f97981e2d45fd\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i266c2bb066234c08aa62cb88fa1bb02b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero kirjataan tilap\u00e4isist\u00e4 eroista, jotka johtuvat varojen ja velkojen </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvojen ja verotuksessa k\u00e4ytett\u00e4vien arvojen v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallista veroa ei kirjata:</span></div><div class=\"ps1919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista, jotka johtuvat varojen tai velkojen alkuper\u00e4isest\u00e4 kirjaamisesta </span></div><div class=\"ps1353_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">liiketoimessa, joka ei ole liiketoimintojen yhdist\u00e4minen ja joka ei vaikuta kirjanpidon </span></div><div class=\"ps4538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">tulokseen eik\u00e4 verotettavaan tulokseen</span></div><div class=\"ps4539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">tyt\u00e4ryrityksiin, osakkuusyrityksiin ja yhteisj\u00e4rjestelyihin tehtyihin sijoituksiin liittyvist\u00e4 </span></div><div class=\"ps3709 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista silt\u00e4 osin kuin konserni pystyy kontrolloimaan v\u00e4liaikaisten erojen </span></div><div class=\"ps3767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">purkautumisajankohtaa ja on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 ne eiv\u00e4t purkaudu l\u00e4hitulevaisuudessa</span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liikearvon alkuper\u00e4isest\u00e4 kirjaamisesta johtuvista veronalaisista v\u00e4liaikaisista eroista</span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">eroista, jotka johtuvat OECD:n Pilari 2 -s\u00e4\u00e4ntelyst\u00e4.</span></div><div class=\"ps1355 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennalliset verosaamiset kirjataan k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verotuksellisista tappioista, </span></div><div class=\"ps4542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verohyvityksist\u00e4 ja v\u00e4hennyskelpoisista v\u00e4liaikaisista eroista silt\u00e4 osin kuin </span></div><div class=\"ps1356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan niit\u00e4 voidaan </span></div><div class=\"ps4543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4\u00e4.</span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallisten verojen arvostaminen kuvastaa veroseuraamuksia, jotka johtuisivat siit\u00e4, miten </span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserni odottaa tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4 saavansa varojen ja velkojen kirjanpitoarvon takaisin tai </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suorittavansa sen. T\u00e4t\u00e4 tarkoitusta varten k\u00e4yp\u00e4\u00e4n arvoon arvostettujen sijoituskiinteist\u00f6jen </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon oletetaan realisoituvan myynnin kautta, eik\u00e4 konserni ole kumonnut t\u00e4t\u00e4 </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olettamusta.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Laskennallisten verojen muutokset vuoden </span><span class=\"f charStyle-c5becc10 ps4544\">2025</span><span class=\"f charStyle-c5becc10 ps4545\"> aikana</span></div><div class=\"ps4600 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:185.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss308_1\"><div><div class=\"ps342 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4548 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps4547\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps4549\">Laajaan tulokseen </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps4550\">kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4552 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1351\">31.12.</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset\u00a0  </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut v\u00e4hennyskelpoiset tilap\u00e4iset erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4553 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4554 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4555 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4556 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4558 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.45pt\"></span></span><span class=\"ps4557\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4560 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.74pt\"></span></span><span class=\"ps4559\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4562 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4564 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.15pt\"></span></span><span class=\"ps4563\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4565 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4566 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4567 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4568 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat\u00a0 \u00a0 \u00a0 \u00a0  </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varaukset ja tilinp\u00e4\u00e4t\u00f6ssiirrot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4570 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4571 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4573 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.8pt\"></span></span><span class=\"ps4572\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon erot kirjanpitoperiaatteista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4574 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">61,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4576 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.96pt\"></span></span><span class=\"ps4575\">-28,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4578 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.71pt\"></span></span><span class=\"ps4577\">33,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutustoiminnan tuloksen ajoituksen erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4579 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">74,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4581 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.76pt\"></span></span><span class=\"ps4580\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4583 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.99pt\"></span></span><span class=\"ps4582\">77,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kirjanpitok\u00e4yt\u00e4nt\u00f6jen erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4585 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.52pt\"></span></span><span class=\"ps4584\">0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4587 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.83pt\"></span></span><span class=\"ps4586\">0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4588 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4\u00a0 \u00a0 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4590 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.43pt\"></span></span><span class=\"ps4589\">138,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4591 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">-26,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4592 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.86pt\"></span></span><span class=\"ps1971\">112,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4593 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4594 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4595 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4596 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4597 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4599 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.33pt\"></span></span><span class=\"ps4598\">108,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskennallisten verojen muutokset vuoden </span><span class=\"f charStyle-c5becc10 ps4601\">2024</span><span class=\"f charStyle-c5becc10 ps4602\"> aikana</span></div><div class=\"ps4600 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:185.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss308_1\"><div><div class=\"ps342 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4548 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps4547\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps4549\">Laajaan tulokseen </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps4550\">kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4552 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1351\">31.12.</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset\u00a0  </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut v\u00e4hennyskelpoiset tilap\u00e4iset erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4553 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4554 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.15pt\"></span></span><span class=\"ps4563\">0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4555 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4556 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.74pt\"></span></span><span class=\"ps4559\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4558 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.71pt\"></span></span><span class=\"ps1114_1\">0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4560 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4562 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4564 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4565 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4566 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4567 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4568 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat\u00a0 \u00a0 \u00a0 \u00a0  </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varaukset ja tilinp\u00e4\u00e4t\u00f6ssiirrot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4570 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4571 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.07pt\"></span></span><span class=\"ps4603\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4573 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon erot kirjanpitoperiaatteista</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4574 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.46pt\"></span></span><span class=\"ps2202\">59,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4576 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.88pt\"></span></span><span class=\"ps4604\">1,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4578 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">61,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutustoiminnan tuloksen ajoituksen erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4579 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.72pt\"></span></span><span class=\"ps4605\">82,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4581 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.03pt\"></span></span><span class=\"ps813_1\">-7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4583 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">74,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kirjanpitok\u00e4yt\u00e4nt\u00f6jen erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4585 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.38pt\"></span></span><span class=\"ps4606\">1,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4587 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.07pt\"></span></span><span class=\"ps4603\">-1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4588 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.52pt\"></span></span><span class=\"ps4584\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4\u00a0 \u00a0 </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4590 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.66pt\"></span></span><span class=\"ps3092\">144,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4591 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.08pt\"></span></span><span class=\"ps4607\">-6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4592 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.43pt\"></span></span><span class=\"ps4589\">138,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4593 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4594 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4595 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4596 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4597 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4599 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.76pt\"></span></span><span class=\"ps4608\">133,8</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-292": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_85\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">22 LASKENNALLISET VEROSAAMISET JA -VELAT<span id=\"i7b5317ff5caa44e3b61f97981e2d45fd\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i266c2bb066234c08aa62cb88fa1bb02b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero kirjataan tilap\u00e4isist\u00e4 eroista, jotka johtuvat varojen ja velkojen </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvojen ja verotuksessa k\u00e4ytett\u00e4vien arvojen v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallista veroa ei kirjata:</span></div><div class=\"ps1919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista, jotka johtuvat varojen tai velkojen alkuper\u00e4isest\u00e4 kirjaamisesta </span></div><div class=\"ps1353_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">liiketoimessa, joka ei ole liiketoimintojen yhdist\u00e4minen ja joka ei vaikuta kirjanpidon </span></div><div class=\"ps4538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">tulokseen eik\u00e4 verotettavaan tulokseen</span></div><div class=\"ps4539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">tyt\u00e4ryrityksiin, osakkuusyrityksiin ja yhteisj\u00e4rjestelyihin tehtyihin sijoituksiin liittyvist\u00e4 </span></div><div class=\"ps3709 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista silt\u00e4 osin kuin konserni pystyy kontrolloimaan v\u00e4liaikaisten erojen </span></div><div class=\"ps3767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">purkautumisajankohtaa ja on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 ne eiv\u00e4t purkaudu l\u00e4hitulevaisuudessa</span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liikearvon alkuper\u00e4isest\u00e4 kirjaamisesta johtuvista veronalaisista v\u00e4liaikaisista eroista</span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">eroista, jotka johtuvat OECD:n Pilari 2 -s\u00e4\u00e4ntelyst\u00e4.</span></div><div class=\"ps1355 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennalliset verosaamiset kirjataan k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verotuksellisista tappioista, </span></div><div class=\"ps4542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verohyvityksist\u00e4 ja v\u00e4hennyskelpoisista v\u00e4liaikaisista eroista silt\u00e4 osin kuin </span></div><div class=\"ps1356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan niit\u00e4 voidaan </span></div><div class=\"ps4543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4\u00e4.</span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallisten verojen arvostaminen kuvastaa veroseuraamuksia, jotka johtuisivat siit\u00e4, miten </span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserni odottaa tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4 saavansa varojen ja velkojen kirjanpitoarvon takaisin tai </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suorittavansa sen. T\u00e4t\u00e4 tarkoitusta varten k\u00e4yp\u00e4\u00e4n arvoon arvostettujen sijoituskiinteist\u00f6jen </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon oletetaan realisoituvan myynnin kautta, eik\u00e4 konserni ole kumonnut t\u00e4t\u00e4 </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olettamusta.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Laskennallisten verojen muutokset vuoden </span><span class=\"f charStyle-c5becc10 ps4544\">2025</span><span class=\"f charStyle-c5becc10 ps4545\"> aikana</span></div><div class=\"ps4600 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:185.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss308_1\"><div><div class=\"ps342 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4548 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps4547\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps4549\">Laajaan tulokseen </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps4550\">kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4552 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1351\">31.12.</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset\u00a0  </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut v\u00e4hennyskelpoiset tilap\u00e4iset erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4553 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4554 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4555 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4556 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4558 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.45pt\"></span></span><span class=\"ps4557\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4560 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.74pt\"></span></span><span class=\"ps4559\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4562 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4564 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.15pt\"></span></span><span class=\"ps4563\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4565 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4566 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4567 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4568 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat\u00a0 \u00a0 \u00a0 \u00a0  </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varaukset ja tilinp\u00e4\u00e4t\u00f6ssiirrot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4570 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4571 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4573 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.8pt\"></span></span><span class=\"ps4572\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon erot kirjanpitoperiaatteista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4574 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">61,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4576 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.96pt\"></span></span><span class=\"ps4575\">-28,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4578 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.71pt\"></span></span><span class=\"ps4577\">33,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutustoiminnan tuloksen ajoituksen erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4579 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">74,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4581 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.76pt\"></span></span><span class=\"ps4580\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4583 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.99pt\"></span></span><span class=\"ps4582\">77,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kirjanpitok\u00e4yt\u00e4nt\u00f6jen erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4585 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.52pt\"></span></span><span class=\"ps4584\">0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4587 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.83pt\"></span></span><span class=\"ps4586\">0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4588 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4\u00a0 \u00a0 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4590 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.43pt\"></span></span><span class=\"ps4589\">138,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4591 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">-26,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4592 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.86pt\"></span></span><span class=\"ps1971\">112,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4593 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4594 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4595 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4596 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4597 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4599 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.33pt\"></span></span><span class=\"ps4598\">108,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskennallisten verojen muutokset vuoden </span><span class=\"f charStyle-c5becc10 ps4601\">2024</span><span class=\"f charStyle-c5becc10 ps4602\"> aikana</span></div><div class=\"ps4600 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:185.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss308_1\"><div><div class=\"ps342 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4548 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps4547\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps4549\">Laajaan tulokseen </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps4550\">kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4552 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1351\">31.12.</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset\u00a0  </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut v\u00e4hennyskelpoiset tilap\u00e4iset erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4553 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4554 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.15pt\"></span></span><span class=\"ps4563\">0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4555 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4556 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.74pt\"></span></span><span class=\"ps4559\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4558 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.71pt\"></span></span><span class=\"ps1114_1\">0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4560 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4562 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4564 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4565 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4566 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4567 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4568 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat\u00a0 \u00a0 \u00a0 \u00a0  </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varaukset ja tilinp\u00e4\u00e4t\u00f6ssiirrot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4570 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4571 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.07pt\"></span></span><span class=\"ps4603\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4573 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon erot kirjanpitoperiaatteista</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4574 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.46pt\"></span></span><span class=\"ps2202\">59,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4576 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.88pt\"></span></span><span class=\"ps4604\">1,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4578 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">61,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutustoiminnan tuloksen ajoituksen erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4579 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.72pt\"></span></span><span class=\"ps4605\">82,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4581 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.03pt\"></span></span><span class=\"ps813_1\">-7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4583 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">74,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kirjanpitok\u00e4yt\u00e4nt\u00f6jen erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4585 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.38pt\"></span></span><span class=\"ps4606\">1,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4587 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.07pt\"></span></span><span class=\"ps4603\">-1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4588 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.52pt\"></span></span><span class=\"ps4584\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4\u00a0 \u00a0 </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4590 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.66pt\"></span></span><span class=\"ps3092\">144,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4591 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.08pt\"></span></span><span class=\"ps4607\">-6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4592 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.43pt\"></span></span><span class=\"ps4589\">138,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4593 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4594 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4595 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4596 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4597 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4599 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.76pt\"></span></span><span class=\"ps4608\">133,8</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-294": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"i266c2bb066234c08aa62cb88fa1bb02b\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallinen vero kirjataan tilap\u00e4isist\u00e4 eroista, jotka johtuvat varojen ja velkojen </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvojen ja verotuksessa k\u00e4ytett\u00e4vien arvojen v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista.</span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallista veroa ei kirjata:</span></div><div class=\"ps1919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista, jotka johtuvat varojen tai velkojen alkuper\u00e4isest\u00e4 kirjaamisesta </span></div><div class=\"ps1353_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">liiketoimessa, joka ei ole liiketoimintojen yhdist\u00e4minen ja joka ei vaikuta kirjanpidon </span></div><div class=\"ps4538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">tulokseen eik\u00e4 verotettavaan tulokseen</span></div><div class=\"ps4539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">tyt\u00e4ryrityksiin, osakkuusyrityksiin ja yhteisj\u00e4rjestelyihin tehtyihin sijoituksiin liittyvist\u00e4 </span></div><div class=\"ps3709 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">v\u00e4liaikaisista eroista silt\u00e4 osin kuin konserni pystyy kontrolloimaan v\u00e4liaikaisten erojen </span></div><div class=\"ps3767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps498\">purkautumisajankohtaa ja on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 ne eiv\u00e4t purkaudu l\u00e4hitulevaisuudessa</span></div><div class=\"ps944_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">liikearvon alkuper\u00e4isest\u00e4 kirjaamisesta johtuvista veronalaisista v\u00e4liaikaisista eroista</span></div><div class=\"ps970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eccfbf45 ps497\">\u2022<span class=\"f ps16\"> </span></span><span class=\"f charStyle-eb5b806b ps498\">eroista, jotka johtuvat OECD:n Pilari 2 -s\u00e4\u00e4ntelyst\u00e4.</span></div><div class=\"ps1355 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennalliset verosaamiset kirjataan k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verotuksellisista tappioista, </span></div><div class=\"ps4542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4m\u00e4tt\u00f6mist\u00e4 verohyvityksist\u00e4 ja v\u00e4hennyskelpoisista v\u00e4liaikaisista eroista silt\u00e4 osin kuin </span></div><div class=\"ps1356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan niit\u00e4 voidaan </span></div><div class=\"ps4543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4ytt\u00e4\u00e4.</span></div><div class=\"ps510 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskennallisten verojen arvostaminen kuvastaa veroseuraamuksia, jotka johtuisivat siit\u00e4, miten </span></div><div class=\"ps511 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konserni odottaa tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4 saavansa varojen ja velkojen kirjanpitoarvon takaisin tai </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">suorittavansa sen. T\u00e4t\u00e4 tarkoitusta varten k\u00e4yp\u00e4\u00e4n arvoon arvostettujen sijoituskiinteist\u00f6jen </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjanpitoarvon oletetaan realisoituvan myynnin kautta, eik\u00e4 konserni ole kumonnut t\u00e4t\u00e4 </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olettamusta.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-295": {
   "value": "<div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Laskennallisten verojen muutokset vuoden </span><span class=\"f charStyle-c5becc10 ps4544\">2025</span><span class=\"f charStyle-c5becc10 ps4545\"> aikana</span></div><div class=\"ps4600 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:185.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss308_1\"><div><div class=\"ps342 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4548 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps4547\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps4549\">Laajaan tulokseen </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps4550\">kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4552 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1351\">31.12.</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset\u00a0  </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut v\u00e4hennyskelpoiset tilap\u00e4iset erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4553 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4554 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4555 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4556 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4558 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.45pt\"></span></span><span class=\"ps4557\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4560 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.74pt\"></span></span><span class=\"ps4559\">4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4562 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4564 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.15pt\"></span></span><span class=\"ps4563\">0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4565 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4566 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4567 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4568 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat\u00a0 \u00a0 \u00a0 \u00a0  </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varaukset ja tilinp\u00e4\u00e4t\u00f6ssiirrot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4570 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4571 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4573 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.8pt\"></span></span><span class=\"ps4572\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon erot kirjanpitoperiaatteista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4574 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">61,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4576 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.96pt\"></span></span><span class=\"ps4575\">-28,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4578 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.71pt\"></span></span><span class=\"ps4577\">33,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutustoiminnan tuloksen ajoituksen erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4579 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">74,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4581 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.76pt\"></span></span><span class=\"ps4580\">2,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4583 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.99pt\"></span></span><span class=\"ps4582\">77,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kirjanpitok\u00e4yt\u00e4nt\u00f6jen erot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4585 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.52pt\"></span></span><span class=\"ps4584\">0,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4587 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.83pt\"></span></span><span class=\"ps4586\">0,4</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4588 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.65pt\"></span></span><span class=\"ps3493\">1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4\u00a0 \u00a0 </span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4590 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.43pt\"></span></span><span class=\"ps4589\">138,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4591 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.08pt\"></span></span><span class=\"ps1528\">-26,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4592 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.86pt\"></span></span><span class=\"ps1971\">112,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4593 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4594 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4595 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4596 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4597 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4599 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.33pt\"></span></span><span class=\"ps4598\">108,4</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps524\">Laskennallisten verojen muutokset vuoden </span><span class=\"f charStyle-c5becc10 ps4601\">2024</span><span class=\"f charStyle-c5becc10 ps4602\"> aikana</span></div><div class=\"ps4600 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:185.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td><td style=\"padding:0;width:54.75pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7 ss308_1\"><div><div class=\"ps342 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4548 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps4547\">1.1.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4399 ss75\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124 ps4549\">Laajaan tulokseen </span></div><div class=\"ps342 ss72\"><span class=\"f charStyle-7f1eb124 ps4550\">kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4552 ss523\"><div><div class=\"ps342 ss516\"><span class=\"f charStyle-7f1eb124 ps1351\">31.12.</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps859 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset\u00a0  </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps865 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut v\u00e4hennyskelpoiset tilap\u00e4iset erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4553 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.33pt\"></span></span><span class=\"ps1722_1\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4554 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.15pt\"></span></span><span class=\"ps4563\">0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4555 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.01pt\"></span></span><span class=\"ps3826\">4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4556 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.74pt\"></span></span><span class=\"ps4559\">4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4558 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.71pt\"></span></span><span class=\"ps1114_1\">0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4560 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.54pt\"></span></span><span class=\"ps2883\">4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4562 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.07pt\"></span></span><span class=\"ps3979\">-4,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4564 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:60.89pt\"></span></span><span class=\"ps1168\">-0,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4565 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verosaamiset yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4566 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4567 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4568 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat\u00a0 \u00a0 \u00a0 \u00a0  </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Varaukset ja tilinp\u00e4\u00e4t\u00f6ssiirrot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4570 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4571 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.07pt\"></span></span><span class=\"ps4603\">-0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4573 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.19pt\"></span></span><span class=\"ps4569\">1,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4yv\u00e4n arvon erot kirjanpitoperiaatteista</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4574 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.46pt\"></span></span><span class=\"ps2202\">59,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4576 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:66.88pt\"></span></span><span class=\"ps4604\">1,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4578 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.02pt\"></span></span><span class=\"ps476\">61,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps354 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vakuutustoiminnan tuloksen ajoituksen erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4579 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.72pt\"></span></span><span class=\"ps4605\">82,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4581 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:64.03pt\"></span></span><span class=\"ps813_1\">-7,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4583 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.12pt\"></span></span><span class=\"ps4018\">74,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut kirjanpitok\u00e4yt\u00e4nt\u00f6jen erot</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4585 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.38pt\"></span></span><span class=\"ps4606\">1,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4587 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:63.07pt\"></span></span><span class=\"ps4603\">-1,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4588 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.52pt\"></span></span><span class=\"ps4584\">0,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4\u00a0 \u00a0 </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4590 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:29.66pt\"></span></span><span class=\"ps3092\">144,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4591 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.08pt\"></span></span><span class=\"ps4607\">-6,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4592 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.43pt\"></span></span><span class=\"ps4589\">138,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps375 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-905f4ea6 ps14\">Laskennallisten verojen netotus</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4593 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4594 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4595 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.75pt\"></span></span><span class=\"ps4561\">-4,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps383 ss309_1\"><div><div class=\"ps299 ss307_1\"><span class=\"f charStyle-7f1eb124 ps14\">Laskennalliset verovelat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4596 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.15pt\"></span></span><span class=\"ps902\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4597 ss73\"><div><div class=\"ps299 ss72\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:72.65pt\"></span></span><span class=\"ps798\">\u2013</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4599 ss521\"><div><div class=\"ps299 ss516\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:30.76pt\"></span></span><span class=\"ps4608\">133,8</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-297": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic99398ff89674c978a25e0c5188674e2\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus-, j\u00e4lleenvakuutus- ja sijoitussopimusten luokittelu<span id=\"i6e78f86c500f4729bb899200d3673374\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sopimukset luokitellaan vakuutussopimuksiksi, mik\u00e4li niiss\u00e4 siirtyy vakuutuksenottajan ja </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuksenantajan v\u00e4lill\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoitussopimukset, joihin sis\u00e4ltyy </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikeus harkinnanvaraisiin lis\u00e4etuuksiin, kuuluvat IFRS 17 -standardin soveltamisalan piiriin. </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">J\u00e4lleenvakuutussopimuksiksi luokitellaan konsernin hallussa olevat sopimukset, joiden </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella konserni voi saada korvauksia toiselta vakuutusyhti\u00f6lt\u00e4, mik\u00e4li se itse joutuu </span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausvelvolliseksi muiden tekemiens\u00e4 vakuutussopimusten perusteella. Mandatum my\u00f6nt\u00e4\u00e4 </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s sopimuksia, jotka ovat oikeudellisesti vakuutussopimuksia, mutta ne eiv\u00e4t sis\u00e4ll\u00e4 </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai oikeutta harkinnanvaraisiin lis\u00e4etuihin. N\u00e4m\u00e4 sopimukset </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan \u201dsijoitussidonnaisiksi sijoitussopimuksiksi\u201d ja arvostetaan IFRS 9 -standardin </span></div><div class=\"ps4609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti.</span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorollisiin sopimuksiin liittyy harkinnanvarainen oikeus ylij\u00e4\u00e4m\u00e4\u00e4n ja n\u00e4ihin </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin sovelletaan IFRS 17 -standardia. Sijoitussidonnaisiin sopimuksiin sovelletaan </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardia, mik\u00e4li niihin sis\u00e4ltyy merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4, muutoin ne arvostetaan </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 9:n mukaisesti. Muissa kuin riskivakuutussopimuksissa IFRS 17:n mukaan arvostetuissa </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksissa voi olla erillinen sijoituskomponentti NDIC (non-distinct investment component). </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on tunnistanut s\u00e4\u00e4st\u00f6henkivakuutussopimuksia, joihin sis\u00e4ltyy erotettavissa olevia </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskomponentteja, jotka eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoituskomponentti on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erotettavissa oleva, jos sen arvo ei ole riippuvainen vakuutuskomponentin arvosta ja jos se </span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">voitaisiin tai olisi voitu myyd\u00e4 my\u00f6s erillisen\u00e4 sopimuksena. Yksil\u00f6lliset henkivakuutus-</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimukset voivat sis\u00e4lt\u00e4\u00e4 sijoitussidonnaisia ja laskuperustekorollisia osia, ja kyseess\u00e4 olevat </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osat k\u00e4sitell\u00e4\u00e4n erillisin\u00e4 sijoitus- ja vakuutuskomponentteina. Ennen 1.1.2023 my\u00f6nnetyiss\u00e4 </span></div><div class=\"ps4611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">el\u00e4kevakuutussopimuksissa voi olla sek\u00e4 laskuperustekorkoinen ett\u00e4 sijoitussidonnainen osa, </span></div><div class=\"ps4612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jolloin sopimus on tulkittu kahdeksi erilliseksi sopimukseksi, jotka arvostetaan erillisin\u00e4 IFRS 17 </span></div><div class=\"ps4613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin mukaisesti.</span></div><div class=\"ps4614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutussopimusten yhdistelytaso<span id=\"id40feaa28c7e4f36817b96f1a781d9eb\"></span></span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardin mukaan vakuutussopimukset muodostavat vakuutussopimusportfolioita. </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Portfolio koostuu sopimuksista, joihin sis\u00e4ltyv\u00e4t riskit ovat samankaltaiset ja joita hallinnoidaan </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdess\u00e4. Mandatum on muodostanut vakuutussopimusryhm\u00e4t jakamalla portfoliot </span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuosikohortteihin. Kohortti sis\u00e4lt\u00e4\u00e4 vakuutussopimuksia, joita ei ole my\u00f6nnetty yht\u00e4 vuotta </span></div><div class=\"ps4617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pidemmin v\u00e4liajoin.</span></div><div class=\"ps4618 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni jakaa riskivakuutukset, laskuperustekorkoiset vakuutukset ja </span></div><div class=\"ps4619 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaiset vakuutukset eri portfolioihin.</span></div><div class=\"ps4620 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 Mandatum on tunnistanut vain sopimuksia, jotka eiv\u00e4t </span></div><div class=\"ps4621 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ole odotetusti tappiollisia ja joilla ei ole merkitt\u00e4v\u00e4\u00e4 mahdollisuutta tulla tappiolliseksi </span></div><div class=\"ps4622 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alkuper\u00e4isen kirjaamisen j\u00e4lkeen. Alkuper\u00e4isen kirjaamisen j\u00e4lkeen syntynyt </span></div><div class=\"ps4623 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tappiokomponentti ei ole ollut olennainen.</span></div><div class=\"ps4624 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Sopimusraja <span id=\"i33b72339044344c49dcf049b7ee67a5a\"></span></span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutussopimusryhm\u00e4n alkuper\u00e4inen arvostaminen sis\u00e4lt\u00e4\u00e4 kaikki sopimusrajojen sis\u00e4ll\u00e4 </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevat tulevat rahavirrat. M\u00e4\u00e4ritett\u00e4ess\u00e4 rahavirtoja, jotka kuuluvat sopimusrajojen sis\u00e4lle, </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sopimusehdoista tulevat tosiasialliset oikeudet ja velvoitteet sek\u00e4 voimassa </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevasta s\u00e4\u00e4ntelyst\u00e4 tulevat vaateet. Sopimusrajat riippuvat sopimusten ominaisuuksista ja </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">noudattavat sopimuksen voimassaoloaikaa. Vakuutuslains\u00e4\u00e4d\u00e4nn\u00f6n nojalla riskej\u00e4 ei </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti voida vakuutuksen my\u00f6nt\u00e4misen j\u00e4lkeen hinnoitella uudelleen, joten </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusajat ovat pitki\u00e4. Kuitenkin osassa riskihenkivakuutuksia on liit\u00e4nn\u00e4isturvia, jotka on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulkittu vuoden mittaisiksi.</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"icf0c9cca0e144c9a91355e3bd363b860\"></span></span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 yleisen arvostusmallin (GMM, general measurement model), joka on </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavissa kaikille vakuutussopimuksille vakuutussopimusvelkojen arvostamisessa, sek\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muuttuvien palkkioiden mallin (VFA, variable fee approach), jota sovelletaan </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimuksiin, joihin sis\u00e4ltyy suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4. </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Molemmissa arvostusmalleissa vakuutussopimusvelan arvo on tulevien rahavirtojen, joissa </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">huomioidaan rahan aika-arvo, riskioikaisun ja palvelumarginaalin (CSM, contractual service </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">margin) summa. CSM kuvaa odotettuja tulevaisuuden voittoja, jotka Mandatum esitt\u00e4\u00e4 </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti tulevaisuudessa tuotettaviin vakuutuspalveluihin perustuen. Mandatum </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">soveltaa GMM:\u00e4\u00e4 laskuperustekorkoisiin sopimuksiin ja riskivakuutussopimuksiin sek\u00e4 VFA:ta </span></div><div class=\"ps1158 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisiin sopimuksiin, jotka arvostetaan IFRS 17 -standardin mukaisesti.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n purkautuminen kirjataan tuloslaskelmalle kausittain vastaamaan vakuutussopimusten </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti tuotettuja palveluja kyseisen kauden aikana. Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6t. Ryhm\u00e4n </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan arvo koostuu j\u00e4ljell\u00e4 olevasta vakuutuskauden velasta (LRC, liability for </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">remaining coverage) ja toteutuneista vakuutustapahtumista aiheutuvasta velasta (LIC, liability </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">for incurred claims), joka sis\u00e4lt\u00e4\u00e4 tunnetut ja tuntemattomat vahingot.</span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusten hankinnasta aiheutuvat rahavirrat huomioidaan vakuutussopimusryhm\u00e4n </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alkamishetkell\u00e4 sopimusten t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja arvioidessa. Hankinnasta </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aiheutuvat rahavirrat m\u00e4\u00e4ritet\u00e4\u00e4n vakuutussopimusryhm\u00e4n alkuhetkell\u00e4, ja ne voidaan </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohdistaa suoraan portfolioille sek\u00e4 allokoida vakuutussopimuksille. Jos toteutuneet </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusten hankinnasta aiheutuvat rahavirrat eiv\u00e4t vastaa oletettuja, rahavirtojen erotus </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan vakuutuspalvelukuluihin tuloslaskelmassa.</span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kun tietyt soveltuvuuskriteerit t\u00e4yttyv\u00e4t, vakuuttajat voivat soveltaa vakuutussopimusten </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostamiseen yksinkertaistettua vakuutusmaksujen kohdistamiseen perustuvaa </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa (PAA, premium allocation approach). PAA soveltuu vakuutussopimuksille, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joiden vakuutuskausi on enint\u00e4\u00e4n yksi vuosi. Soveltaminen on my\u00f6s sallittua, jos se ei tuota </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olennaisesti erilaista lopputulosta kuin GMM. Mandatum soveltaa PAA:ta meneviin </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutussopimuksiin.</span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Diskonttaus<span id=\"ia2529812d2924638814b67d0521a7bd7\"></span></span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kaikissa sovelletuissa arvostusmalleissa huomioidaan rahan aika-arvo diskonttaamalla </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaiset odotetut rahavirrat.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on m\u00e4\u00e4ritt\u00e4nyt diskonttauskorot perustuen top-down-l\u00e4hestymistapaan, jossa </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">teoreettista viiteportfoliota k\u00e4ytt\u00e4en m\u00e4\u00e4ritet\u00e4\u00e4n soveltuva diskonttausk\u00e4yr\u00e4. </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksille, joihin ei sis\u00e4lly suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4, on </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettu niin kutsuttua locked-in-korkoa, jolla tarkoitetaan alkuper\u00e4isen kirjaamisen </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteydess\u00e4 m\u00e4\u00e4ritetty\u00e4 diskonttauskorkoa, jota sovelletaan CSM:n arvostamisessa.</span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Samaa diskonttausk\u00e4yr\u00e4\u00e4 k\u00e4ytet\u00e4\u00e4n kaikille portfolioille, ja se sis\u00e4lt\u00e4\u00e4 riskitt\u00f6m\u00e4n koron ja </span></div><div class=\"ps673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4likviditeettipreemion. Vakuutussopimusten likviditeettiominaisuuksiin perustuen valittu </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teoreettinen viiteportfolio, josta ep\u00e4likviditeettipreemion sis\u00e4lt\u00e4m\u00e4 diskonttausk\u00e4yr\u00e4 </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdetaan, sis\u00e4lt\u00e4\u00e4 eurom\u00e4\u00e4r\u00e4isi\u00e4 BBB-luottoluokituksen omaavia kiinte\u00e4n kuponkikoron </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joukkovelkakirjoja. Ekstrapolointi on tuotettu perustuen oletukseen riskit\u00f6nt\u00e4 korkoa </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">l\u00e4henev\u00e4st\u00e4 p\u00e4\u00e4tekorosta (ultimate risk-free forward rate), mik\u00e4 on yhdenmukainen suhteessa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">EIOPA:n (Euroopan vakuutus- ja lis\u00e4el\u00e4keviranomainen) m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n k\u00e4yr\u00e4\u00e4n.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kertyv\u00e4n koron ja korkomuutosten vaikutukset ja muut rahoitukseen liittyv\u00e4t oletukset </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n tuloslaskelmalla vakuutukseen liittyvin\u00e4 rahoitustuottoina tai -kuluina. Mandatum on </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4tt\u00e4nyt olla soveltamatta IFRS 17 -standardin sallimaa optiota kirjata n\u00e4it\u00e4 vaikutuksia </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden laajan tuloksen eriin.</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-4dc2d593 ps524\">Alla oleva taulukko esitt\u00e4\u00e4 odotettujen kassavirtojen diskonttaukseen sovelletut korot</span><span class=\"f charStyle-eb5b806b ps4627\">:</span></div><div class=\"ps4667 ss0\"><div class=\"ss34 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4630 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4629\">31.12.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4632 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4631\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4635 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4633\"></span><span class=\"ps4633\">2,040</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4637 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4636\"></span><span class=\"ps4636\">2,386</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4640 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4638\"></span><span class=\"ps4638\">2,628</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4642 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4641\"></span><span class=\"ps4641\">2,491</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4644 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4643\"></span><span class=\"ps4643\">3,309</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4646 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4645\"></span><span class=\"ps4645\">2,926</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">15 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4648 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4647\"></span><span class=\"ps4647\">3,777</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4650 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4649\"></span><span class=\"ps4649\">3,241</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">20 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4652 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4651\"></span><span class=\"ps4651\">4,072</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4654 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4653\"></span><span class=\"ps4653\">3,458</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">25 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4656 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4655\"></span><span class=\"ps4655\">4,167</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4658 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4657\"></span><span class=\"ps4657\">3,556</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">30 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4660 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4659\"></span><span class=\"ps4659\">4,137</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4662 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4661\"></span><span class=\"ps4661\">3,577</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">50 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4664 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4663\"></span><span class=\"ps4663\">3,873</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4666 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4665\"></span><span class=\"ps4665\">3,513</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskioikaisu <span id=\"i7ca2824764614e05b70122b7f804c5bd\"></span></span></div><div class=\"ps4669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 eksplisiittisen muuta riski\u00e4 kuin rahoitusriski\u00e4 koskevan riskioikaisun (RA, risk </span></div><div class=\"ps4670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">adjustment) osana vakuutussopimusvelkojen arvostusta. RA kuvastaa muista kuin </span></div><div class=\"ps4671 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusriskeist\u00e4 johtuvien rahavirtojen m\u00e4\u00e4r\u00e4\u00e4n ja ajoitukseen liittyv\u00e4n ep\u00e4varmuuden </span></div><div class=\"ps4672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kustannuksia. RA m\u00e4\u00e4ritell\u00e4\u00e4n erikseen kaikille portfolioille. RA johdetaan luottamusv\u00e4lit-</span></div><div class=\"ps2350 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ekniikalla, ja k\u00e4ytetty luottamusv\u00e4li on 85 prosenttia. RA:n osalta huomioidaan seuraavat riskit: </span></div><div class=\"ps4673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuolevuus-, pitk\u00e4ik\u00e4isyys-, ty\u00f6kyvytt\u00f6myys- (sis. pysyv\u00e4 ty\u00f6kyvytt\u00f6myys), raukeavuus- ja </span></div><div class=\"ps4674 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuluriski. Mandatum m\u00e4\u00e4ritt\u00e4\u00e4 RA:n osana LRC:t\u00e4. Sattuneiden vahinkojen selviytymisajat ovat </span></div><div class=\"ps4675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 ja korvausm\u00e4\u00e4riin ei liity merkitt\u00e4v\u00e4\u00e4 ep\u00e4varmuutta, joten Mandatum ei m\u00e4\u00e4rit\u00e4 </span></div><div class=\"ps4676 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">eksplisiittist\u00e4 RA:ta osana LIC:t\u00e4.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleinen arvostusmalli (GMM)<span id=\"i9f13fbc15d564a0b99ad52864c9f6dd4\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alkuper\u00e4isen\u00e4 kirjaamisajankohtana vakuutussopimusryhm\u00e4 arvostetaan sopimusten </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen p\u00e4\u00e4oma-arvoon (FCF, fulfilment cash flows), joka </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4lt\u00e4\u00e4 arvion tulevaisuuden rahavirroista, diskonttausvaikutuksen ja RA:n. Sopimusten </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuviin rahavirtoihin lis\u00e4t\u00e4\u00e4n CSM.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulevaisuuden rahavirtoihin liittyv\u00e4t arviot perustuvat rahavirtaennusteisiin ja niit\u00e4 arvioidaan </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksen er\u00e4\u00e4ntymiseen saakka. Vain riskisopimukset ilman kuolemanvaraturvaa tai </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4n ty\u00f6kyvytt\u00f6myyden turvaa ovat lyhyit\u00e4 sopimuksia (vuoden vakuutuskausi). </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavirrat arvioidaan jokaiselle raportointikaudelle ja oletuksia p\u00e4ivitet\u00e4\u00e4n vuosittain tai </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittaessa useammin. CSM:n kehityksess\u00e4 huomioidaan locked-in-korko.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">My\u00f6hemmill\u00e4 raportointikausilla vakuutussopimusvelkojen m\u00e4\u00e4r\u00e4 koostuu seuraavien erien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteism\u00e4\u00e4r\u00e4st\u00e4; LRC, joka koostuu tulevina kausina tarjottavien palveluiden tulevien </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahavirtojen nykyarvosta, RA, raportointip\u00e4iv\u00e4n\u00e4 j\u00e4ljell\u00e4 oleva CSM ja LIC.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Muuttuvien palkkioiden malli (VFA)<span id=\"i2b1dd02059cd46d8905ed837d494ff0e\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muuttuvien palkkioiden malli on muunnos GMM:st\u00e4. My\u00f6hemmill\u00e4 raportointikausilla locked-in-</span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koron sijasta CSM:\u00e4\u00e4 oikaistaan vastaamaan palkkioiden muuttuvaa luonnetta, jossa muuttuvat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkiot edustavat yhti\u00f6n osuutta perustana olevien erien k\u00e4yv\u00e4st\u00e4 arvosta.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa VFA:ta ennen 1.1.2023 myytyihin sijoitussidonnaisiin el\u00e4kevakuutus-</span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin, joissa vakuutussopimuksen s\u00e4\u00e4st\u00f6n m\u00e4\u00e4r\u00e4 perustuu muun muassa sopimukseen </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valittujen osuuksien arvoihin. Tuloslaskelmassa n\u00e4ihin vakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut koostuvat osuuksien markkina-arvojen muutoksista, ja muut </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisista oletuksista tai markkinaymp\u00e4rist\u00f6st\u00e4 aiheutuvat muutokset vaikuttavat CSM:\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja sit\u00e4 kautta vakuutuspalvelutulokseen. GMM:n osalta taloudelliset oletukset ja </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaymp\u00e4rist\u00f6n muutokset esitet\u00e4\u00e4n rahoitustuotoissa ja -kuluissa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-296": {
   "value": "<div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic99398ff89674c978a25e0c5188674e2\"></span></span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutus-, j\u00e4lleenvakuutus- ja sijoitussopimusten luokittelu<span id=\"i6e78f86c500f4729bb899200d3673374\"></span></span></div><div class=\"ps1335 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sopimukset luokitellaan vakuutussopimuksiksi, mik\u00e4li niiss\u00e4 siirtyy vakuutuksenottajan ja </span></div><div class=\"ps1336_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutuksenantajan v\u00e4lill\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoitussopimukset, joihin sis\u00e4ltyy </span></div><div class=\"ps1337 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oikeus harkinnanvaraisiin lis\u00e4etuuksiin, kuuluvat IFRS 17 -standardin soveltamisalan piiriin. </span></div><div class=\"ps1338_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">J\u00e4lleenvakuutussopimuksiksi luokitellaan konsernin hallussa olevat sopimukset, joiden </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perusteella konserni voi saada korvauksia toiselta vakuutusyhti\u00f6lt\u00e4, mik\u00e4li se itse joutuu </span></div><div class=\"ps1340_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausvelvolliseksi muiden tekemiens\u00e4 vakuutussopimusten perusteella. Mandatum my\u00f6nt\u00e4\u00e4 </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">my\u00f6s sopimuksia, jotka ovat oikeudellisesti vakuutussopimuksia, mutta ne eiv\u00e4t sis\u00e4ll\u00e4 </span></div><div class=\"ps3370_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4 tai oikeutta harkinnanvaraisiin lis\u00e4etuihin. N\u00e4m\u00e4 sopimukset </span></div><div class=\"ps3371_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">luokitellaan \u201dsijoitussidonnaisiksi sijoitussopimuksiksi\u201d ja arvostetaan IFRS 9 -standardin </span></div><div class=\"ps4609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti.</span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Laskuperustekorollisiin sopimuksiin liittyy harkinnanvarainen oikeus ylij\u00e4\u00e4m\u00e4\u00e4n ja n\u00e4ihin </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin sovelletaan IFRS 17 -standardia. Sijoitussidonnaisiin sopimuksiin sovelletaan </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardia, mik\u00e4li niihin sis\u00e4ltyy merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4, muutoin ne arvostetaan </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 9:n mukaisesti. Muissa kuin riskivakuutussopimuksissa IFRS 17:n mukaan arvostetuissa </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksissa voi olla erillinen sijoituskomponentti NDIC (non-distinct investment component). </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on tunnistanut s\u00e4\u00e4st\u00f6henkivakuutussopimuksia, joihin sis\u00e4ltyy erotettavissa olevia </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoituskomponentteja, jotka eiv\u00e4t sis\u00e4ll\u00e4 merkitt\u00e4v\u00e4\u00e4 vakuutusriski\u00e4. Sijoituskomponentti on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erotettavissa oleva, jos sen arvo ei ole riippuvainen vakuutuskomponentin arvosta ja jos se </span></div><div class=\"ps3330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">voitaisiin tai olisi voitu myyd\u00e4 my\u00f6s erillisen\u00e4 sopimuksena. Yksil\u00f6lliset henkivakuutus-</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimukset voivat sis\u00e4lt\u00e4\u00e4 sijoitussidonnaisia ja laskuperustekorollisia osia, ja kyseess\u00e4 olevat </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osat k\u00e4sitell\u00e4\u00e4n erillisin\u00e4 sijoitus- ja vakuutuskomponentteina. Ennen 1.1.2023 my\u00f6nnetyiss\u00e4 </span></div><div class=\"ps4611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">el\u00e4kevakuutussopimuksissa voi olla sek\u00e4 laskuperustekorkoinen ett\u00e4 sijoitussidonnainen osa, </span></div><div class=\"ps4612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">jolloin sopimus on tulkittu kahdeksi erilliseksi sopimukseksi, jotka arvostetaan erillisin\u00e4 IFRS 17 </span></div><div class=\"ps4613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">-standardin mukaisesti.</span></div><div class=\"ps4614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Vakuutussopimusten yhdistelytaso<span id=\"id40feaa28c7e4f36817b96f1a781d9eb\"></span></span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">IFRS 17 -standardin mukaan vakuutussopimukset muodostavat vakuutussopimusportfolioita. </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Portfolio koostuu sopimuksista, joihin sis\u00e4ltyv\u00e4t riskit ovat samankaltaiset ja joita hallinnoidaan </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhdess\u00e4. Mandatum on muodostanut vakuutussopimusryhm\u00e4t jakamalla portfoliot </span></div><div class=\"ps1334_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vuosikohortteihin. Kohortti sis\u00e4lt\u00e4\u00e4 vakuutussopimuksia, joita ei ole my\u00f6nnetty yht\u00e4 vuotta </span></div><div class=\"ps4617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pidemmin v\u00e4liajoin.</span></div><div class=\"ps4618 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni jakaa riskivakuutukset, laskuperustekorkoiset vakuutukset ja </span></div><div class=\"ps4619 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaiset vakuutukset eri portfolioihin.</span></div><div class=\"ps4620 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Alkuper\u00e4isen kirjaamisen yhteydess\u00e4 Mandatum on tunnistanut vain sopimuksia, jotka eiv\u00e4t </span></div><div class=\"ps4621 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ole odotetusti tappiollisia ja joilla ei ole merkitt\u00e4v\u00e4\u00e4 mahdollisuutta tulla tappiolliseksi </span></div><div class=\"ps4622 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">alkuper\u00e4isen kirjaamisen j\u00e4lkeen. Alkuper\u00e4isen kirjaamisen j\u00e4lkeen syntynyt </span></div><div class=\"ps4623 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tappiokomponentti ei ole ollut olennainen.</span></div><div class=\"ps4624 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Sopimusraja <span id=\"i33b72339044344c49dcf049b7ee67a5a\"></span></span></div><div class=\"ps3373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuutussopimusryhm\u00e4n alkuper\u00e4inen arvostaminen sis\u00e4lt\u00e4\u00e4 kaikki sopimusrajojen sis\u00e4ll\u00e4 </span></div><div class=\"ps3374_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevat tulevat rahavirrat. M\u00e4\u00e4ritett\u00e4ess\u00e4 rahavirtoja, jotka kuuluvat sopimusrajojen sis\u00e4lle, </span></div><div class=\"ps4610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">otetaan huomioon sopimusehdoista tulevat tosiasialliset oikeudet ja velvoitteet sek\u00e4 voimassa </span></div><div class=\"ps3375_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olevasta s\u00e4\u00e4ntelyst\u00e4 tulevat vaateet. Sopimusrajat riippuvat sopimusten ominaisuuksista ja </span></div><div class=\"ps1347_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">noudattavat sopimuksen voimassaoloaikaa. Vakuutuslains\u00e4\u00e4d\u00e4nn\u00f6n nojalla riskej\u00e4 ei </span></div><div class=\"ps1348_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti voida vakuutuksen my\u00f6nt\u00e4misen j\u00e4lkeen hinnoitella uudelleen, joten </span></div><div class=\"ps1349_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sopimusajat ovat pitki\u00e4. Kuitenkin osassa riskihenkivakuutuksia on liit\u00e4nn\u00e4isturvia, jotka on </span></div><div class=\"ps3329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulkittu vuoden mittaisiksi.</span></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Arvostaminen<span id=\"icf0c9cca0e144c9a91355e3bd363b860\"></span></span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 yleisen arvostusmallin (GMM, general measurement model), joka on </span></div><div class=\"ps1182 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavissa kaikille vakuutussopimuksille vakuutussopimusvelkojen arvostamisessa, sek\u00e4 </span></div><div class=\"ps1183 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muuttuvien palkkioiden mallin (VFA, variable fee approach), jota sovelletaan </span></div><div class=\"ps1184 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vakuutussopimuksiin, joihin sis\u00e4ltyy suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4. </span></div><div class=\"ps1140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Molemmissa arvostusmalleissa vakuutussopimusvelan arvo on tulevien rahavirtojen, joissa </span></div><div class=\"ps1141 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">huomioidaan rahan aika-arvo, riskioikaisun ja palvelumarginaalin (CSM, contractual service </span></div><div class=\"ps1156 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">margin) summa. CSM kuvaa odotettuja tulevaisuuden voittoja, jotka Mandatum esitt\u00e4\u00e4 </span></div><div class=\"ps1157 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tulosvaikutteisesti tulevaisuudessa tuotettaviin vakuutuspalveluihin perustuen. Mandatum </span></div><div class=\"ps1185 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">soveltaa GMM:\u00e4\u00e4 laskuperustekorkoisiin sopimuksiin ja riskivakuutussopimuksiin sek\u00e4 VFA:ta </span></div><div class=\"ps1158 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisiin sopimuksiin, jotka arvostetaan IFRS 17 -standardin mukaisesti.</span></div><div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">CSM:n purkautuminen kirjataan tuloslaskelmalle kausittain vastaamaan vakuutussopimusten </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">mukaisesti tuotettuja palveluja kyseisen kauden aikana. Tuotettujen palveluiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tapahtuu tunnistamalla vakuutussopimusryhm\u00e4n vakuutusturvayksik\u00f6t. Ryhm\u00e4n </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusturvayksik\u00f6iden m\u00e4\u00e4r\u00e4 mitataan my\u00f6nnetyn vakuutusturvan mukaisesti m\u00e4\u00e4ritt\u00e4m\u00e4ll\u00e4 </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">korvausten tai muiden velvoitteiden m\u00e4\u00e4r\u00e4 ja odotettu sopimuksen voimassaoloaika.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusvelan arvo koostuu j\u00e4ljell\u00e4 olevasta vakuutuskauden velasta (LRC, liability for </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">remaining coverage) ja toteutuneista vakuutustapahtumista aiheutuvasta velasta (LIC, liability </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">for incurred claims), joka sis\u00e4lt\u00e4\u00e4 tunnetut ja tuntemattomat vahingot.</span></div><div class=\"ps453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimusten hankinnasta aiheutuvat rahavirrat huomioidaan vakuutussopimusryhm\u00e4n </span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">alkamishetkell\u00e4 sopimusten t\u00e4ytt\u00e4misest\u00e4 aiheutuvia rahavirtoja arvioidessa. Hankinnasta </span></div><div class=\"ps455 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">aiheutuvat rahavirrat m\u00e4\u00e4ritet\u00e4\u00e4n vakuutussopimusryhm\u00e4n alkuhetkell\u00e4, ja ne voidaan </span></div><div class=\"ps456 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kohdistaa suoraan portfolioille sek\u00e4 allokoida vakuutussopimuksille. Jos toteutuneet </span></div><div class=\"ps457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vakuutusten hankinnasta aiheutuvat rahavirrat eiv\u00e4t vastaa oletettuja, rahavirtojen erotus </span></div><div class=\"ps479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjataan vakuutuspalvelukuluihin tuloslaskelmassa.</span></div><div class=\"ps459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kun tietyt soveltuvuuskriteerit t\u00e4yttyv\u00e4t, vakuuttajat voivat soveltaa vakuutussopimusten </span></div><div class=\"ps460 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvostamiseen yksinkertaistettua vakuutusmaksujen kohdistamiseen perustuvaa </span></div><div class=\"ps461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">l\u00e4hestymistapaa (PAA, premium allocation approach). PAA soveltuu vakuutussopimuksille, </span></div><div class=\"ps462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joiden vakuutuskausi on enint\u00e4\u00e4n yksi vuosi. Soveltaminen on my\u00f6s sallittua, jos se ei tuota </span></div><div class=\"ps463 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">olennaisesti erilaista lopputulosta kuin GMM. Mandatum soveltaa PAA:ta meneviin </span></div><div class=\"ps464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">j\u00e4lleenvakuutussopimuksiin.</span></div><div class=\"ps466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Diskonttaus<span id=\"ia2529812d2924638814b67d0521a7bd7\"></span></span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Kaikissa sovelletuissa arvostusmalleissa huomioidaan rahan aika-arvo diskonttaamalla </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vastaiset odotetut rahavirrat.</span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum on m\u00e4\u00e4ritt\u00e4nyt diskonttauskorot perustuen top-down-l\u00e4hestymistapaan, jossa </span></div><div class=\"ps664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">teoreettista viiteportfoliota k\u00e4ytt\u00e4en m\u00e4\u00e4ritet\u00e4\u00e4n soveltuva diskonttausk\u00e4yr\u00e4. </span></div><div class=\"ps665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vakuutussopimuksille, joihin ei sis\u00e4lly suoria oikeuksia osuuteen sopimuksen ylij\u00e4\u00e4m\u00e4st\u00e4, on </span></div><div class=\"ps666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettu niin kutsuttua locked-in-korkoa, jolla tarkoitetaan alkuper\u00e4isen kirjaamisen </span></div><div class=\"ps667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteydess\u00e4 m\u00e4\u00e4ritetty\u00e4 diskonttauskorkoa, jota sovelletaan CSM:n arvostamisessa.</span></div><div class=\"ps669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Samaa diskonttausk\u00e4yr\u00e4\u00e4 k\u00e4ytet\u00e4\u00e4n kaikille portfolioille, ja se sis\u00e4lt\u00e4\u00e4 riskitt\u00f6m\u00e4n koron ja </span></div><div class=\"ps673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ep\u00e4likviditeettipreemion. Vakuutussopimusten likviditeettiominaisuuksiin perustuen valittu </span></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">teoreettinen viiteportfolio, josta ep\u00e4likviditeettipreemion sis\u00e4lt\u00e4m\u00e4 diskonttausk\u00e4yr\u00e4 </span></div><div class=\"ps444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">johdetaan, sis\u00e4lt\u00e4\u00e4 eurom\u00e4\u00e4r\u00e4isi\u00e4 BBB-luottoluokituksen omaavia kiinte\u00e4n kuponkikoron </span></div><div class=\"ps445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joukkovelkakirjoja. Ekstrapolointi on tuotettu perustuen oletukseen riskit\u00f6nt\u00e4 korkoa </span></div><div class=\"ps446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">l\u00e4henev\u00e4st\u00e4 p\u00e4\u00e4tekorosta (ultimate risk-free forward rate), mik\u00e4 on yhdenmukainen suhteessa </span></div><div class=\"ps447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">EIOPA:n (Euroopan vakuutus- ja lis\u00e4el\u00e4keviranomainen) m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n k\u00e4yr\u00e4\u00e4n.</span></div><div class=\"ps449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kertyv\u00e4n koron ja korkomuutosten vaikutukset ja muut rahoitukseen liittyv\u00e4t oletukset </span></div><div class=\"ps450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">esitet\u00e4\u00e4n tuloslaskelmalla vakuutukseen liittyvin\u00e4 rahoitustuottoina tai -kuluina. Mandatum on </span></div><div class=\"ps451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">p\u00e4\u00e4tt\u00e4nyt olla soveltamatta IFRS 17 -standardin sallimaa optiota kirjata n\u00e4it\u00e4 vaikutuksia </span></div><div class=\"ps452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden laajan tuloksen eriin.</span></div><div class=\"ps454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-4dc2d593 ps524\">Alla oleva taulukko esitt\u00e4\u00e4 odotettujen kassavirtojen diskonttaukseen sovelletut korot</span><span class=\"f charStyle-eb5b806b ps4627\">:</span></div><div class=\"ps4667 ss0\"><div class=\"ss34 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td><td style=\"padding:0;width:124.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4630 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4629\">31.12.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps4632 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-7f1eb124 ps4631\">31.12.2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps304 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">1 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4635 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4633\"></span><span class=\"ps4633\">2,040</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000;padding:0\"><div class=\"ps4637 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4636\"></span><span class=\"ps4636\">2,386</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">5 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4640 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4638\"></span><span class=\"ps4638\">2,628</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4642 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4641\"></span><span class=\"ps4641\">2,491</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">10 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4644 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4643\"></span><span class=\"ps4643\">3,309</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4646 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4645\"></span><span class=\"ps4645\">2,926</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">15 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4648 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4647\"></span><span class=\"ps4647\">3,777</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4650 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4649\"></span><span class=\"ps4649\">3,241</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">20 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4652 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4651\"></span><span class=\"ps4651\">4,072</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4654 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4653\"></span><span class=\"ps4653\">3,458</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">25 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4656 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4655\"></span><span class=\"ps4655\">4,167</span><span class=\"ps4634\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4658 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4657\"></span><span class=\"ps4657\">3,556</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">30 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4660 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4659\"></span><span class=\"ps4659\">4,137</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4662 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4661\"></span><span class=\"ps4661\">3,577</span><span class=\"ps4634\"> %</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6 ps14\">50 vuotta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4664 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4663\"></span><span class=\"ps4663\">3,873</span><span class=\"ps4639\"> %</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4666 ss311_1\"><div><div class=\"ps299 ss310_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps4665\"></span><span class=\"ps4665\">3,513</span><span class=\"ps4639\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps524\">Riskioikaisu <span id=\"i7ca2824764614e05b70122b7f804c5bd\"></span></span></div><div class=\"ps4669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">IFRS 17 sis\u00e4lt\u00e4\u00e4 eksplisiittisen muuta riski\u00e4 kuin rahoitusriski\u00e4 koskevan riskioikaisun (RA, risk </span></div><div class=\"ps4670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">adjustment) osana vakuutussopimusvelkojen arvostusta. RA kuvastaa muista kuin </span></div><div class=\"ps4671 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">rahoitusriskeist\u00e4 johtuvien rahavirtojen m\u00e4\u00e4r\u00e4\u00e4n ja ajoitukseen liittyv\u00e4n ep\u00e4varmuuden </span></div><div class=\"ps4672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kustannuksia. RA m\u00e4\u00e4ritell\u00e4\u00e4n erikseen kaikille portfolioille. RA johdetaan luottamusv\u00e4lit-</span></div><div class=\"ps2350 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ekniikalla, ja k\u00e4ytetty luottamusv\u00e4li on 85 prosenttia. RA:n osalta huomioidaan seuraavat riskit: </span></div><div class=\"ps4673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuolevuus-, pitk\u00e4ik\u00e4isyys-, ty\u00f6kyvytt\u00f6myys- (sis. pysyv\u00e4 ty\u00f6kyvytt\u00f6myys), raukeavuus- ja </span></div><div class=\"ps4674 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kuluriski. Mandatum m\u00e4\u00e4ritt\u00e4\u00e4 RA:n osana LRC:t\u00e4. Sattuneiden vahinkojen selviytymisajat ovat </span></div><div class=\"ps4675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lyhyit\u00e4 ja korvausm\u00e4\u00e4riin ei liity merkitt\u00e4v\u00e4\u00e4 ep\u00e4varmuutta, joten Mandatum ei m\u00e4\u00e4rit\u00e4 </span></div><div class=\"ps4676 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">eksplisiittist\u00e4 RA:ta osana LIC:t\u00e4.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Yleinen arvostusmalli (GMM)<span id=\"i9f13fbc15d564a0b99ad52864c9f6dd4\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Alkuper\u00e4isen\u00e4 kirjaamisajankohtana vakuutussopimusryhm\u00e4 arvostetaan sopimusten </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuvien rahavirtojen p\u00e4\u00e4oma-arvoon (FCF, fulfilment cash flows), joka </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sis\u00e4lt\u00e4\u00e4 arvion tulevaisuuden rahavirroista, diskonttausvaikutuksen ja RA:n. Sopimusten </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">t\u00e4ytt\u00e4misest\u00e4 aiheutuviin rahavirtoihin lis\u00e4t\u00e4\u00e4n CSM.</span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tulevaisuuden rahavirtoihin liittyv\u00e4t arviot perustuvat rahavirtaennusteisiin ja niit\u00e4 arvioidaan </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksen er\u00e4\u00e4ntymiseen saakka. Vain riskisopimukset ilman kuolemanvaraturvaa tai </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pysyv\u00e4n ty\u00f6kyvytt\u00f6myyden turvaa ovat lyhyit\u00e4 sopimuksia (vuoden vakuutuskausi). </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahavirrat arvioidaan jokaiselle raportointikaudelle ja oletuksia p\u00e4ivitet\u00e4\u00e4n vuosittain tai </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tarvittaessa useammin. CSM:n kehityksess\u00e4 huomioidaan locked-in-korko.</span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">My\u00f6hemmill\u00e4 raportointikausilla vakuutussopimusvelkojen m\u00e4\u00e4r\u00e4 koostuu seuraavien erien </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhteism\u00e4\u00e4r\u00e4st\u00e4; LRC, joka koostuu tulevina kausina tarjottavien palveluiden tulevien </span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahavirtojen nykyarvosta, RA, raportointip\u00e4iv\u00e4n\u00e4 j\u00e4ljell\u00e4 oleva CSM ja LIC.</span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Muuttuvien palkkioiden malli (VFA)<span id=\"i2b1dd02059cd46d8905ed837d494ff0e\"></span></span></div><div class=\"ps716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Muuttuvien palkkioiden malli on muunnos GMM:st\u00e4. My\u00f6hemmill\u00e4 raportointikausilla locked-in-</span></div><div class=\"ps717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">koron sijasta CSM:\u00e4\u00e4 oikaistaan vastaamaan palkkioiden muuttuvaa luonnetta, jossa muuttuvat </span></div><div class=\"ps718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkiot edustavat yhti\u00f6n osuutta perustana olevien erien k\u00e4yv\u00e4st\u00e4 arvosta.</span></div><div class=\"ps720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum soveltaa VFA:ta ennen 1.1.2023 myytyihin sijoitussidonnaisiin el\u00e4kevakuutus-</span></div><div class=\"ps721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sopimuksiin, joissa vakuutussopimuksen s\u00e4\u00e4st\u00f6n m\u00e4\u00e4r\u00e4 perustuu muun muassa sopimukseen </span></div><div class=\"ps722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">valittujen osuuksien arvoihin. Tuloslaskelmassa n\u00e4ihin vakuutussopimuksiin liittyv\u00e4t </span></div><div class=\"ps1898_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahoitustuotot ja -kulut koostuvat osuuksien markkina-arvojen muutoksista, ja muut </span></div><div class=\"ps1899_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">taloudellisista oletuksista tai markkinaymp\u00e4rist\u00f6st\u00e4 aiheutuvat muutokset vaikuttavat CSM:\u00e4\u00e4n </span></div><div class=\"ps1900_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ja sit\u00e4 kautta vakuutuspalvelutulokseen. GMM:n osalta taloudelliset oletukset ja </span></div><div class=\"ps2275_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">markkinaymp\u00e4rist\u00f6n muutokset esitet\u00e4\u00e4n rahoitustuotoissa ja -kuluissa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-298": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">27 SIJOITUSSOPIMUSVELKA<span id=\"i82f8ef1d5242439082aa77affbb0a22a\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Taulukossa esitet\u00e4\u00e4n, miten IFRS 9 -standardin alle luokiteltavien vakuutussopimusten </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitussopimusvelan arvo muuttui kauden aikana johtuen tulokseen kirjatuista m\u00e4\u00e4rist\u00e4 ja </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">toteutuneista kassavirroista. Sijoitussopimusvelka arvostetaan k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps1163 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulosvaikutteisesti ja sijoitussopimusvelka vastaa siten sopimusten takaisinostoarvoa.</span></div><div class=\"ps1165 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sijoitussopimuksiin liittyv\u00e4 palkkiotuotto on kirjattu suoraviivaisesti, kun palveluja tuotetaan.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:255pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden alussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps387_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:26.63pt\"></span></span><span class=\"ps5345\">8\u00a0529,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tuloslaskelmaan kirjatut m\u00e4\u00e4r\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Sijoitussopimusten markkinakehityksest\u00e4 johtuva </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">arvonmuutos</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.26pt\"></span></span><span class=\"ps5346\">566,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss408\"><div><div class=\"ps342 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.82pt\"></span></span><span class=\"ps5347\">831,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps881 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Veloitetut palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2093 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.3pt\"></span></span><span class=\"ps3925\">-66,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2095 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.61pt\"></span></span><span class=\"ps5349\">-61,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kaudella toteutuneet kassavirrat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-eb5b806b ps2174\">Saadut maksut</span><span class=\"f charStyle-13f55882 ps5350\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps530_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0496,6</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps532_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:28.53pt\"></span></span><span class=\"ps3217\">1\u00a0435,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps904 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps2174\">Maksetut korvaukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps537_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.51pt\"></span></span><span class=\"ps5351\">-962,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps539_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:31.61pt\"></span></span><span class=\"ps5352\">-826,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps361 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Sijoitussopimusvelka kauden lopussa</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps551_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:21.99pt\"></span></span><span class=\"ps5353\">10\u00a0942,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps553_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:25.5pt\"></span></span><span class=\"ps5344\">9\u00a0908,2</span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps367 ss348_1\"><div><div class=\"ps5354 ss146_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Sis\u00e4lt\u00e4\u00e4 my\u00f6s s\u00e4\u00e4st\u00f6jen siirrot laskuperustekorkoisesta kannasta.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-301": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_109\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">28 HUONOMMAN ETUOIKEUDEN OMAAVAT VELAT JA MUUT RAHOITUSVELAT<span id=\"i6c09f1178d8d4565823a965bbebc9b9f\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat pit\u00e4v\u00e4t sis\u00e4ll\u00e4\u00e4n velat johdannaissopimuksista, liikkeeseen lasketut velkakirjat sek\u00e4 muut rahoitusvelat.</span></div><div class=\"ps5420 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:194.25pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:187.5pt\"></td><td style=\"padding:0;width:171pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5356 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps5355\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5358 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps3766\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5360 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3270\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5362 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps5361\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat, joilla on huonompi etuoikeus </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5363 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5250 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3757_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5365 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5366 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">Laina-aika</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5367 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">Korko</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5368 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kovenantti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalaina 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5369 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2039</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5370 ss358_1\"><div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinte\u00e4 korko 4,5 % 4.12.2029</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5371 ss359_1\"><div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5373 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.36pt\"></span></span><span class=\"ps5372\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5375 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.31pt\"></span></span><span class=\"ps5374\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">(Solvenssi II Tier 2, nimellisarvo 300 milj. \u20ac)</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5376 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sen j\u00e4lkeen 3 kk Euribor + 205 bps marginaali </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2034 asti</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5377 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">T\u00e4st\u00e4 eteenp\u00e4in 3 kk Euribor + 305 bps </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">marginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5379 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.1pt\"></span></span><span class=\"ps5378\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5380 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.68pt\"></span></span><span class=\"ps590\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1523 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvelat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5381 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5382 ss362_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">21.2.2028\u2013 </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">27.9.2030</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korko 0\u20133,75 %</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5383 ss364_1\"><div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5385 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.1pt\"></span></span><span class=\"ps5384\">89,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5387 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.74pt\"></span></span><span class=\"ps5386\">90,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5388 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntynyt </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">30.5.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5390 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.09pt\"></span></span><span class=\"ps5389\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5391 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">11,2<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5392 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lainat rahoituslaitoksilta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5393 ss362_1\"><div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">8.5.2026</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5394 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Euribor 3 kk + 90 bps</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5395 ss364_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum-konsernin ja Mandatum </span></div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkivakuutusyhti\u00f6n solvenssimarginaali </span></div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">yli 150 %, tarkastelu 3 kk v\u00e4lein</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5396 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">200,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5398 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.98pt\"></span></span><span class=\"ps5397\">199,9<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5399 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5401 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.01pt\"></span></span><span class=\"ps5400\">10,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5403 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.56pt\"></span></span><span class=\"ps5402\">19,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5404 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5405 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">300,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5407 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.96pt\"></span></span><span class=\"ps5406\">320,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5409 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-eb5b806b ps14\">Vuokrasopimusvelat</span><span class=\"f charStyle-13f55882 ps5408\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5411 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.6pt\"></span></span><span class=\"ps5410\">19,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5413 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.8pt\"></span></span><span class=\"ps377\">21,3<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps474_1 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5414 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5415 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5417 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.38pt\"></span></span><span class=\"ps5416\">618,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5419 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.44pt\"></span></span><span class=\"ps5418\">640,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td colspan=\"7\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps475_1 ss365_1\"><div><div class=\"ps5354 ss125\"><span class=\"f charStyle-da6d4454 ps14\">1) Vuokrasopimusvelat sis\u00e4ltyy er\u00e4\u00e4n Muut velat, liite 29.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Korollisten velkojen muutos<span id=\"i17feded6cfc24d5fb7033f8e6053ce45\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:21pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss367_1\"><div><div class=\"ps3605 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5431\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps604 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5435 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5437 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5439 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5441 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3192 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1782 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5445 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5446 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5447 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5449 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3226 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5451 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5453 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.14pt\"></span></span><span class=\"ps5452\">-11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5454 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5456 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.1pt\"></span></span><span class=\"ps5455\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5458 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.72pt\"></span></span><span class=\"ps5457\">-13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3235 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5461 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5462 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5464 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.76pt\"></span></span><span class=\"ps5463\">-9,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5465 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5467 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.44pt\"></span></span><span class=\"ps5466\">-8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps55 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5469 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.66pt\"></span></span><span class=\"ps30_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5470 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5472 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.43pt\"></span></span><span class=\"ps5471\">10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5474 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.09pt\"></span></span><span class=\"ps5473\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5476 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.94pt\"></span></span><span class=\"ps5475\">618,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5517 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5477\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5479 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83.77pt\"></span></span><span class=\"ps5478\">249,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5481 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.05pt\"></span></span><span class=\"ps5480\">101,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5483 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.65pt\"></span></span><span class=\"ps5482\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5485 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.81pt\"></span></span><span class=\"ps5484\">23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5487 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.35pt\"></span></span><span class=\"ps5486\">376,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5489 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.87pt\"></span></span><span class=\"ps5488\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5491 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.95pt\"></span></span><span class=\"ps5490\">199,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5492 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5493 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5495 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.45pt\"></span></span><span class=\"ps5494\">498,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5497 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:80.61pt\"></span></span><span class=\"ps5496\">-249,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5499 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.07pt\"></span></span><span class=\"ps5498\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5500 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5502 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.03pt\"></span></span><span class=\"ps5501\">-1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5504 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:81.08pt\"></span></span><span class=\"ps5503\">-250,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5506 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.89pt\"></span></span><span class=\"ps5505\">-0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5507 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5508 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">17,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5509 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5511 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.71pt\"></span></span><span class=\"ps5510\">16,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5512 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5513 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5514 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5515 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5516 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-300": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_109\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">28 HUONOMMAN ETUOIKEUDEN OMAAVAT VELAT JA MUUT RAHOITUSVELAT<span id=\"i6c09f1178d8d4565823a965bbebc9b9f\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat pit\u00e4v\u00e4t sis\u00e4ll\u00e4\u00e4n velat johdannaissopimuksista, liikkeeseen lasketut velkakirjat sek\u00e4 muut rahoitusvelat.</span></div><div class=\"ps5420 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:194.25pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:187.5pt\"></td><td style=\"padding:0;width:171pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5356 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps5355\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5358 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps3766\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5360 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3270\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5362 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps5361\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat, joilla on huonompi etuoikeus </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5363 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5250 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3757_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5365 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5366 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">Laina-aika</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5367 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">Korko</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5368 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kovenantti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalaina 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5369 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2039</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5370 ss358_1\"><div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinte\u00e4 korko 4,5 % 4.12.2029</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5371 ss359_1\"><div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5373 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.36pt\"></span></span><span class=\"ps5372\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5375 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.31pt\"></span></span><span class=\"ps5374\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">(Solvenssi II Tier 2, nimellisarvo 300 milj. \u20ac)</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5376 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sen j\u00e4lkeen 3 kk Euribor + 205 bps marginaali </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2034 asti</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5377 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">T\u00e4st\u00e4 eteenp\u00e4in 3 kk Euribor + 305 bps </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">marginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5379 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.1pt\"></span></span><span class=\"ps5378\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5380 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.68pt\"></span></span><span class=\"ps590\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1523 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvelat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5381 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5382 ss362_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">21.2.2028\u2013 </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">27.9.2030</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korko 0\u20133,75 %</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5383 ss364_1\"><div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5385 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.1pt\"></span></span><span class=\"ps5384\">89,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5387 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.74pt\"></span></span><span class=\"ps5386\">90,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5388 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntynyt </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">30.5.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5390 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.09pt\"></span></span><span class=\"ps5389\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5391 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">11,2<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5392 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lainat rahoituslaitoksilta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5393 ss362_1\"><div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">8.5.2026</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5394 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Euribor 3 kk + 90 bps</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5395 ss364_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum-konsernin ja Mandatum </span></div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkivakuutusyhti\u00f6n solvenssimarginaali </span></div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">yli 150 %, tarkastelu 3 kk v\u00e4lein</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5396 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">200,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5398 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.98pt\"></span></span><span class=\"ps5397\">199,9<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5399 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5401 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.01pt\"></span></span><span class=\"ps5400\">10,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5403 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.56pt\"></span></span><span class=\"ps5402\">19,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5404 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5405 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">300,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5407 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.96pt\"></span></span><span class=\"ps5406\">320,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5409 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-eb5b806b ps14\">Vuokrasopimusvelat</span><span class=\"f charStyle-13f55882 ps5408\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5411 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.6pt\"></span></span><span class=\"ps5410\">19,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5413 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.8pt\"></span></span><span class=\"ps377\">21,3<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps474_1 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5414 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5415 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5417 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.38pt\"></span></span><span class=\"ps5416\">618,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5419 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.44pt\"></span></span><span class=\"ps5418\">640,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td colspan=\"7\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps475_1 ss365_1\"><div><div class=\"ps5354 ss125\"><span class=\"f charStyle-da6d4454 ps14\">1) Vuokrasopimusvelat sis\u00e4ltyy er\u00e4\u00e4n Muut velat, liite 29.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Korollisten velkojen muutos<span id=\"i17feded6cfc24d5fb7033f8e6053ce45\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:21pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss367_1\"><div><div class=\"ps3605 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5431\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps604 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5435 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5437 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5439 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5441 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3192 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1782 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5445 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5446 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5447 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5449 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3226 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5451 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5453 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.14pt\"></span></span><span class=\"ps5452\">-11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5454 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5456 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.1pt\"></span></span><span class=\"ps5455\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5458 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.72pt\"></span></span><span class=\"ps5457\">-13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3235 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5461 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5462 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5464 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.76pt\"></span></span><span class=\"ps5463\">-9,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5465 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5467 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.44pt\"></span></span><span class=\"ps5466\">-8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps55 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5469 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.66pt\"></span></span><span class=\"ps30_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5470 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5472 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.43pt\"></span></span><span class=\"ps5471\">10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5474 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.09pt\"></span></span><span class=\"ps5473\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5476 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.94pt\"></span></span><span class=\"ps5475\">618,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5517 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5477\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5479 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83.77pt\"></span></span><span class=\"ps5478\">249,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5481 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.05pt\"></span></span><span class=\"ps5480\">101,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5483 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.65pt\"></span></span><span class=\"ps5482\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5485 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.81pt\"></span></span><span class=\"ps5484\">23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5487 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.35pt\"></span></span><span class=\"ps5486\">376,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5489 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.87pt\"></span></span><span class=\"ps5488\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5491 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.95pt\"></span></span><span class=\"ps5490\">199,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5492 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5493 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5495 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.45pt\"></span></span><span class=\"ps5494\">498,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5497 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:80.61pt\"></span></span><span class=\"ps5496\">-249,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5499 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.07pt\"></span></span><span class=\"ps5498\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5500 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5502 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.03pt\"></span></span><span class=\"ps5501\">-1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5504 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:81.08pt\"></span></span><span class=\"ps5503\">-250,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5506 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.89pt\"></span></span><span class=\"ps5505\">-0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5507 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5508 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">17,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5509 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5511 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.71pt\"></span></span><span class=\"ps5510\">16,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5512 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5513 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5514 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5515 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5516 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-299": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_109\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">28 HUONOMMAN ETUOIKEUDEN OMAAVAT VELAT JA MUUT RAHOITUSVELAT<span id=\"i6c09f1178d8d4565823a965bbebc9b9f\"></span></span></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat pit\u00e4v\u00e4t sis\u00e4ll\u00e4\u00e4n velat johdannaissopimuksista, liikkeeseen lasketut velkakirjat sek\u00e4 muut rahoitusvelat.</span></div><div class=\"ps5420 ss0\"><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:194.25pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:187.5pt\"></td><td style=\"padding:0;width:171pt\"></td><td style=\"padding:0;width:65.25pt\"></td><td style=\"padding:0;width:65.25pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5356 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps5355\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5358 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps3766\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5360 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps3270\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5362 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124 ps5361\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat, joilla on huonompi etuoikeus </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5363 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5250 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3757_1 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5365 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6 ps5364\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5366 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-7f1eb124 ps14\">Laina-aika</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5367 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-7f1eb124 ps14\">Korko</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5368 ss116_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-7f1eb124 ps14\">Kovenantti</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">P\u00e4\u00e4omalaina 2024</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5369 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2039</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5370 ss358_1\"><div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinte\u00e4 korko 4,5 % 4.12.2029</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5371 ss359_1\"><div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5373 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.36pt\"></span></span><span class=\"ps5372\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5375 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:36.31pt\"></span></span><span class=\"ps5374\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1044_1 ss356_1\"><div><div class=\"ps342 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">(Solvenssi II Tier 2, nimellisarvo 300 milj. \u20ac)</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5376 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sen j\u00e4lkeen 3 kk Euribor + 205 bps marginaali </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">4.12.2034 asti</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5377 ss358_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">T\u00e4st\u00e4 eteenp\u00e4in 3 kk Euribor + 305 bps </span></div><div class=\"ps342 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">marginaali</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5220 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">P\u00e4\u00e4omalainat yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5379 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.1pt\"></span></span><span class=\"ps5378\">299,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5380 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.68pt\"></span></span><span class=\"ps590\">298,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1523 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Muut rahoitusvelat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5381 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut velat</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5382 ss362_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">21.2.2028\u2013 </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">27.9.2030</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5298 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korko 0\u20133,75 %</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5383 ss364_1\"><div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">ei ole</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5385 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:41.1pt\"></span></span><span class=\"ps5384\">89,8<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5387 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.74pt\"></span></span><span class=\"ps5386\">90,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5388 ss357_1\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntynyt </span></div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">30.5.2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5390 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.09pt\"></span></span><span class=\"ps5389\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5391 ss503\"><div><div class=\"ps342 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.84pt\"></span></span><span class=\"ps3696\">11,2<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5392 ss361_1\"><div><div class=\"ps603 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lainat rahoituslaitoksilta</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5393 ss362_1\"><div><div class=\"ps342 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">er\u00e4\u00e4ntyy </span></div><div class=\"ps603 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">8.5.2026</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5394 ss363_1\"><div><div class=\"ps603 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">Euribor 3 kk + 90 bps</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5395 ss364_1\"><div><div class=\"ps299 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum-konsernin ja Mandatum </span></div><div class=\"ps342 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkivakuutusyhti\u00f6n solvenssimarginaali </span></div><div class=\"ps603 ss115_1\"><span class=\"f charStyle-905f4ea6 ps14\">yli 150 %, tarkastelu 3 kk v\u00e4lein</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5396 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.4pt\"></span></span><span class=\"ps2055\">200,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5398 ss98\"><div><div class=\"ps603 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.98pt\"></span></span><span class=\"ps5397\">199,9<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5399 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaissopimukset</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5401 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.01pt\"></span></span><span class=\"ps5400\">10,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5403 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.56pt\"></span></span><span class=\"ps5402\">19,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5404 ss360_1\"><div><div class=\"ps299 ss355_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5405 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.1pt\"></span></span><span class=\"ps2854\">300,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5407 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.96pt\"></span></span><span class=\"ps5406\">320,6<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5409 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-eb5b806b ps14\">Vuokrasopimusvelat</span><span class=\"f charStyle-13f55882 ps5408\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5411 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.6pt\"></span></span><span class=\"ps5410\">19,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5413 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.8pt\"></span></span><span class=\"ps377\">21,3<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps474_1 ss350_1\"><div><div class=\"ps299 ss349_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5414 ss113\"><div><div class=\"ps299 ss112\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5415 ss354_1\"><div><div class=\"ps299 ss353_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5417 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:37.38pt\"></span></span><span class=\"ps5416\">618,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5419 ss69\"><div><div class=\"ps299 ss12\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:34.44pt\"></span></span><span class=\"ps5418\">640,7<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td colspan=\"7\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps475_1 ss365_1\"><div><div class=\"ps5354 ss125\"><span class=\"f charStyle-da6d4454 ps14\">1) Vuokrasopimusvelat sis\u00e4ltyy er\u00e4\u00e4n Muut velat, liite 29.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c5becc10 ps11\">Korollisten velkojen muutos<span id=\"i17feded6cfc24d5fb7033f8e6053ce45\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:21pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss367_1\"><div><div class=\"ps3605 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss368_1\"><div><div class=\"ps3605 ss195\"><span class=\"f charStyle-7f1eb124 ps5431\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps604 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5435 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5437 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5439 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5441 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3192 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1782 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5445 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5446 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5447 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5449 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3214 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.3pt\"></span></span><span class=\"ps5448\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3226 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5451 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5453 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.14pt\"></span></span><span class=\"ps5452\">-11,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5454 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5456 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:92.1pt\"></span></span><span class=\"ps5455\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5458 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.72pt\"></span></span><span class=\"ps5457\">-13,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3235 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5461 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5462 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.4pt\"></span></span><span class=\"ps5460\">0,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5464 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.76pt\"></span></span><span class=\"ps5463\">-9,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5465 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5467 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.44pt\"></span></span><span class=\"ps5466\">-8,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps55 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2025</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5469 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.66pt\"></span></span><span class=\"ps30_1\">299,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5470 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">289,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5472 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.43pt\"></span></span><span class=\"ps5471\">10,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5474 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.09pt\"></span></span><span class=\"ps5473\">19,0</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5476 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:85.94pt\"></span></span><span class=\"ps5475\">618,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5517 ss0\"><div class=\"ss241 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td><td style=\"padding:0;width:110.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5423\">P\u00e4\u00e4omalainat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5426 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5425\">Muut korolliset velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5428 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5427\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5430 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5429\">Vuokrasopimusvelat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5432 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124 ps5477\">Yhteens\u00e4</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 1.1.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5479 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83.77pt\"></span></span><span class=\"ps5478\">249,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5481 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:87.05pt\"></span></span><span class=\"ps5480\">101,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5483 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.65pt\"></span></span><span class=\"ps5482\">2,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5485 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:88.81pt\"></span></span><span class=\"ps5484\">23,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5487 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.35pt\"></span></span><span class=\"ps5486\">376,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lis\u00e4ykset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5489 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.87pt\"></span></span><span class=\"ps5488\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5491 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:86.95pt\"></span></span><span class=\"ps5490\">199,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5492 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5493 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5495 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.45pt\"></span></span><span class=\"ps5494\">498,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Takaisinmaksut</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5497 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:80.61pt\"></span></span><span class=\"ps5496\">-249,0</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5499 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:93.07pt\"></span></span><span class=\"ps5498\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5500 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5502 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:94.03pt\"></span></span><span class=\"ps5501\">-1,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5504 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:81.08pt\"></span></span><span class=\"ps5503\">-250,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Muut muutokset</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5506 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.89pt\"></span></span><span class=\"ps5505\">-0,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5507 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5508 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.93pt\"></span></span><span class=\"ps5065\">17,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5509 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:102.65pt\"></span></span><span class=\"ps4704\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5511 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.71pt\"></span></span><span class=\"ps5510\">16,6</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Tase 31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5512 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:84.24pt\"></span></span><span class=\"ps5434\">298,8</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5513 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.66pt\"></span></span><span class=\"ps5436\">300,9</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5514 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:90.98pt\"></span></span><span class=\"ps5438\">19,7</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5515 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:91.28pt\"></span></span><span class=\"ps5440\">21,3</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5516 ss196\"><div><div class=\"ps299 ss195\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:83pt\"></span></span><span class=\"ps5442\">640,7</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-302": {
   "value": "<div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahoitusvelat pit\u00e4v\u00e4t sis\u00e4ll\u00e4\u00e4n velat johdannaissopimuksista, liikkeeseen lasketut velkakirjat sek\u00e4 muut rahoitusvelat.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-304": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">29 MUUT VELAT<span id=\"i3eec1aad45ce4973bf7c4a85523254b5\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss372_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5519 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Kauppahintavelat</span><span class=\"f charStyle-13f55882 ps5520\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5479 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.62pt\"></span></span><span class=\"ps5521\">60,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5522 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.28pt\"></span></span><span class=\"ps5301\">26,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Vuokrasopimusvelat</span><span class=\"f charStyle-13f55882 ps5408\"><sup>2</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5489 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.66pt\"></span></span><span class=\"ps5523\">19,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5525 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.86pt\"></span></span><span class=\"ps5524\">21,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkiot sosiaalikuluineen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5497 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.47pt\"></span></span><span class=\"ps5526\">14,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5528 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.18pt\"></span></span><span class=\"ps5527\">20,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ennakonpid\u00e4tykset korvauksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5506 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.52pt\"></span></span><span class=\"ps5529\">11,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5531 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.07pt\"></span></span><span class=\"ps5530\">10,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verovelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5512 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.47pt\"></span></span><span class=\"ps738\">8,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5533 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.26pt\"></span></span><span class=\"ps5532\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lomapalkkavelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5535 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.48pt\"></span></span><span class=\"ps5534\">7,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5537 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.65pt\"></span></span><span class=\"ps1345\">8,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat ensivakuutustoiminnasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5538 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.48pt\"></span></span><span class=\"ps5534\">5,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5540 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.45pt\"></span></span><span class=\"ps5539\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5541 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">5,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5543 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.51pt\"></span></span><span class=\"ps5542\">8,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Komissiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5544 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.26pt\"></span></span><span class=\"ps5532\">2,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5545 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.45pt\"></span></span><span class=\"ps5539\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Saadut vakuudet</span><span class=\"f charStyle-13f55882 ps5546\"><sup>3</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5547 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">2,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5548 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.97pt\"></span></span><span class=\"ps5423\">25,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ostovelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5549 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">2,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5551 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.72pt\"></span></span><span class=\"ps5550\">2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokravakuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5552 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.52pt\"></span></span><span class=\"ps5529\">0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5554 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.69pt\"></span></span><span class=\"ps5553\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat j\u00e4lleenvakuutustoiminnasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5555 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.93pt\"></span></span><span class=\"ps3352_1\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5556 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1445 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Muut</span><span class=\"f charStyle-13f55882 ps4521\"><sup>4</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5557 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">15,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5558 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.29pt\"></span></span><span class=\"ps817_1\">13,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5560 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.13pt\"></span></span><span class=\"ps5559\">154,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5562 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.33pt\"></span></span><span class=\"ps5561\">148,0</span></span></div></div></div></td></tr><tr style=\"height:51.75pt\"><td colspan=\"3\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss373_1\"><div><div class=\"ps4524 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Kauppahintavelat sis\u00e4lt\u00e4\u00e4 tehtyj\u00e4 sijoituksia, joista rahoja ei ole viel\u00e4 maksettu vastapuolelle.</span></div><div class=\"ps4525 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">2) Vuokrasopimusvelat sis\u00e4lt\u00e4\u00e4 ei-rahavaikutteiset lis\u00e4ykset IFRS 16:n mukaisista vuokrasopimuksista.</span></div><div class=\"ps4526 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">3) Saadut vakuudet sis\u00e4lt\u00e4\u00e4 johdannaiskaupasta ja osakelainauksesta syntyv\u00e4n vakuusvaatimuksen </span></div><div class=\"ps5563 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">vakuudeksi hyv\u00e4ksytt\u00e4v\u00e4t varat.</span></div><div class=\"ps5564 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">4) Muut sis\u00e4lt\u00e4\u00e4 muun muassa alv-velat ja ennakonpid\u00e4tykset palkoista.</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:235.5pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps855 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps858 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokrasopimusveloista tilikauden tulokseen kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3347 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6 ps744\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3348 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6 ps744\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkokulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3351 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.07pt\"></span></span><span class=\"ps5565\">-0,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3353_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.54pt\"></span></span><span class=\"ps5566\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss374_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kulut liittyen lyhytaikaisiin ja arvoltaan v\u00e4h\u00e4isiin </span></div><div class=\"ps342 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">vuokrasopimusvelkoihin</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3356_1 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.67pt\"></span></span><span class=\"ps3355\">-0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3358_1 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.39pt\"></span></span><span class=\"ps5567\">-0,8</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-303": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">29 MUUT VELAT<span id=\"i3eec1aad45ce4973bf7c4a85523254b5\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss372_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:221.25pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5424 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5519 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Kauppahintavelat</span><span class=\"f charStyle-13f55882 ps5520\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5479 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.62pt\"></span></span><span class=\"ps5521\">60,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5522 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.28pt\"></span></span><span class=\"ps5301\">26,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Vuokrasopimusvelat</span><span class=\"f charStyle-13f55882 ps5408\"><sup>2</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5489 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.66pt\"></span></span><span class=\"ps5523\">19,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5525 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.86pt\"></span></span><span class=\"ps5524\">21,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Palkkiot sosiaalikuluineen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5497 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.47pt\"></span></span><span class=\"ps5526\">14,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5528 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.18pt\"></span></span><span class=\"ps5527\">20,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ennakonpid\u00e4tykset korvauksista</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5506 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.52pt\"></span></span><span class=\"ps5529\">11,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5531 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.07pt\"></span></span><span class=\"ps5530\">10,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Verovelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5512 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.47pt\"></span></span><span class=\"ps738\">8,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5533 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.26pt\"></span></span><span class=\"ps5532\">4,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Lomapalkkavelka</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5535 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.48pt\"></span></span><span class=\"ps5534\">7,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5537 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.65pt\"></span></span><span class=\"ps1345\">8,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat ensivakuutustoiminnasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5538 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.48pt\"></span></span><span class=\"ps5534\">5,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5540 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.45pt\"></span></span><span class=\"ps5539\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5541 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">5,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5543 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.51pt\"></span></span><span class=\"ps5542\">8,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Komissiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5544 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.26pt\"></span></span><span class=\"ps5532\">2,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5545 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.45pt\"></span></span><span class=\"ps5539\">2,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Saadut vakuudet</span><span class=\"f charStyle-13f55882 ps5546\"><sup>3</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5547 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">2,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5548 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:49.97pt\"></span></span><span class=\"ps5423\">25,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Ostovelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5549 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.9pt\"></span></span><span class=\"ps1801\">2,0</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5551 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.72pt\"></span></span><span class=\"ps5550\">2,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Vuokravakuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5552 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.52pt\"></span></span><span class=\"ps5529\">0,9</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5554 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:58.69pt\"></span></span><span class=\"ps5553\">1,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velat j\u00e4lleenvakuutustoiminnasta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5555 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.93pt\"></span></span><span class=\"ps3352_1\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5556 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1445 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-eb5b806b ps14\">Muut</span><span class=\"f charStyle-13f55882 ps4521\"><sup>4</sup></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5557 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.8pt\"></span></span><span class=\"ps3346_1\">15,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5558 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.29pt\"></span></span><span class=\"ps817_1\">13,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss369_1\"><div><div class=\"ps299 ss366_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5560 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.13pt\"></span></span><span class=\"ps5559\">154,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5562 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.33pt\"></span></span><span class=\"ps5561\">148,0</span></span></div></div></div></td></tr><tr style=\"height:51.75pt\"><td colspan=\"3\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss373_1\"><div><div class=\"ps4524 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Kauppahintavelat sis\u00e4lt\u00e4\u00e4 tehtyj\u00e4 sijoituksia, joista rahoja ei ole viel\u00e4 maksettu vastapuolelle.</span></div><div class=\"ps4525 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">2) Vuokrasopimusvelat sis\u00e4lt\u00e4\u00e4 ei-rahavaikutteiset lis\u00e4ykset IFRS 16:n mukaisista vuokrasopimuksista.</span></div><div class=\"ps4526 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">3) Saadut vakuudet sis\u00e4lt\u00e4\u00e4 johdannaiskaupasta ja osakelainauksesta syntyv\u00e4n vakuusvaatimuksen </span></div><div class=\"ps5563 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">vakuudeksi hyv\u00e4ksytt\u00e4v\u00e4t varat.</span></div><div class=\"ps5564 ss372_1\"><span class=\"f charStyle-da6d4454 ps14\">4) Muut sis\u00e4lt\u00e4\u00e4 muun muassa alv-velat ja ennakonpid\u00e4tykset palkoista.</span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:235.5pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps855 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps858 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Vuokrasopimusveloista tilikauden tulokseen kirjatut er\u00e4t</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3347 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6 ps744\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps3348 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6 ps744\">\u00a0</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Korkokulut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3351 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.07pt\"></span></span><span class=\"ps5565\">-0,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3353_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.54pt\"></span></span><span class=\"ps5566\">-0,5</span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss374_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kulut liittyen lyhytaikaisiin ja arvoltaan v\u00e4h\u00e4isiin </span></div><div class=\"ps342 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">vuokrasopimusvelkoihin</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3356_1 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.67pt\"></span></span><span class=\"ps3355\">-0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3358_1 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.39pt\"></span></span><span class=\"ps5567\">-0,8</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-307": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">30 EHDOLLISET VELAT JA SITOUMUKSET JA OIKEUDENK\u00c4YNNIT<span id=\"i4d4a99df67bd43a3bdae29b2ca4f81ac\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:220.5pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps855 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps858 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Taseen ulkopuoliset sitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3351 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">1\u00a0992,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3353_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.97pt\"></span></span><span class=\"ps5568\">2\u00a0146,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT-hankinnat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3356_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.79pt\"></span></span><span class=\"ps5569\">11,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3358_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.04pt\"></span></span><span class=\"ps5570\">10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3361_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.03pt\"></span></span><span class=\"ps2655\">2\u00a0003,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3363_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.05pt\"></span></span><span class=\"ps2108_1\">2\u00a0156,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5571 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaiskaupan vakuudeksi annettu omaisuus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5572 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4teinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5574 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.21pt\"></span></span><span class=\"ps5573\">19,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5576 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.48pt\"></span></span><span class=\"ps5575\">31,6</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">P\u00e4\u00e4omarahastojen j\u00e4ljell\u00e4 olevista sijoitussitoumuksista </span><span class=\"f charStyle-eb5b806b ps5577\">1\u00a0784</span><span class=\"f charStyle-eb5b806b ps5578\"> (</span><span class=\"f charStyle-eb5b806b ps5579\">1\u00a0897</span><span class=\"f charStyle-eb5b806b ps5580\">) miljoonaa euroa liittyy </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisten vakuutusten katteena oleviin sijoituksiin ja </span><span class=\"f charStyle-eb5b806b ps5581\">208</span><span class=\"f charStyle-eb5b806b ps5582\"> (</span><span class=\"f charStyle-eb5b806b ps5583\">249</span><span class=\"f charStyle-eb5b806b ps5584\">) miljoonaa euroa </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyy Laskuperustekorkoiseen liiketoimintaan.</span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuudeksi annetut varat sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Muut saamiset.</span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni ei ole osallisena olennaisissa eik\u00e4 merkitt\u00e4viss\u00e4 oikeudenk\u00e4ynneiss\u00e4, </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joiden k\u00e4sittely on kesken 31.12.2025.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-306": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">30 EHDOLLISET VELAT JA SITOUMUKSET JA OIKEUDENK\u00c4YNNIT<span id=\"i4d4a99df67bd43a3bdae29b2ca4f81ac\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:220.5pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps855 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps858 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Taseen ulkopuoliset sitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3351 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">1\u00a0992,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3353_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.97pt\"></span></span><span class=\"ps5568\">2\u00a0146,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT-hankinnat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3356_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.79pt\"></span></span><span class=\"ps5569\">11,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3358_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.04pt\"></span></span><span class=\"ps5570\">10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3361_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.03pt\"></span></span><span class=\"ps2655\">2\u00a0003,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3363_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.05pt\"></span></span><span class=\"ps2108_1\">2\u00a0156,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5571 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaiskaupan vakuudeksi annettu omaisuus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5572 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4teinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5574 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.21pt\"></span></span><span class=\"ps5573\">19,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5576 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.48pt\"></span></span><span class=\"ps5575\">31,6</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">P\u00e4\u00e4omarahastojen j\u00e4ljell\u00e4 olevista sijoitussitoumuksista </span><span class=\"f charStyle-eb5b806b ps5577\">1\u00a0784</span><span class=\"f charStyle-eb5b806b ps5578\"> (</span><span class=\"f charStyle-eb5b806b ps5579\">1\u00a0897</span><span class=\"f charStyle-eb5b806b ps5580\">) miljoonaa euroa liittyy </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisten vakuutusten katteena oleviin sijoituksiin ja </span><span class=\"f charStyle-eb5b806b ps5581\">208</span><span class=\"f charStyle-eb5b806b ps5582\"> (</span><span class=\"f charStyle-eb5b806b ps5583\">249</span><span class=\"f charStyle-eb5b806b ps5584\">) miljoonaa euroa </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyy Laskuperustekorkoiseen liiketoimintaan.</span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuudeksi annetut varat sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Muut saamiset.</span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni ei ole osallisena olennaisissa eik\u00e4 merkitt\u00e4viss\u00e4 oikeudenk\u00e4ynneiss\u00e4, </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joiden k\u00e4sittely on kesken 31.12.2025.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-305": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">30 EHDOLLISET VELAT JA SITOUMUKSET JA OIKEUDENK\u00c4YNNIT<span id=\"i4d4a99df67bd43a3bdae29b2ca4f81ac\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:220.5pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps855 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3216\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps858 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124 ps3218\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Taseen ulkopuoliset sitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sijoitussitoumukset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3351 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.23pt\"></span></span><span class=\"ps3773\">1\u00a0992,2</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3353_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:40.97pt\"></span></span><span class=\"ps5568\">2\u00a0146,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-905f4ea6 ps14\">IT-hankinnat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3356_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.79pt\"></span></span><span class=\"ps5569\">11,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3358_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.04pt\"></span></span><span class=\"ps5570\">10,2</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3361_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:35.03pt\"></span></span><span class=\"ps2655\">2\u00a0003,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3363_1 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:38.05pt\"></span></span><span class=\"ps2108_1\">2\u00a0156,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5571 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss207_1\"><div><div class=\"ps299 ss206_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johdannaiskaupan vakuudeksi annettu omaisuus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5572 ss209_1\"><div><div class=\"ps299 ss208_1\"><span class=\"f charStyle-905f4ea6 ps14\">K\u00e4teinen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5574 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.21pt\"></span></span><span class=\"ps5573\">19,6</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5576 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.48pt\"></span></span><span class=\"ps5575\">31,6</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">P\u00e4\u00e4omarahastojen j\u00e4ljell\u00e4 olevista sijoitussitoumuksista </span><span class=\"f charStyle-eb5b806b ps5577\">1\u00a0784</span><span class=\"f charStyle-eb5b806b ps5578\"> (</span><span class=\"f charStyle-eb5b806b ps5579\">1\u00a0897</span><span class=\"f charStyle-eb5b806b ps5580\">) miljoonaa euroa liittyy </span></div><div class=\"ps1188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sijoitussidonnaisten vakuutusten katteena oleviin sijoituksiin ja </span><span class=\"f charStyle-eb5b806b ps5581\">208</span><span class=\"f charStyle-eb5b806b ps5582\"> (</span><span class=\"f charStyle-eb5b806b ps5583\">249</span><span class=\"f charStyle-eb5b806b ps5584\">) miljoonaa euroa </span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">liittyy Laskuperustekorkoiseen liiketoimintaan.</span></div><div class=\"ps1164 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vakuudeksi annetut varat sis\u00e4ltyv\u00e4t tase-er\u00e4\u00e4n Muut saamiset.</span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konserni ei ole osallisena olennaisissa eik\u00e4 merkitt\u00e4viss\u00e4 oikeudenk\u00e4ynneiss\u00e4, </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">joiden k\u00e4sittely on kesken 31.12.2025.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-308": {
   "value": "<div class=\"ps4537 ss0\"><div class=\"ss380_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:210pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:15pt\"><td style=\"padding:0\"><div class=\"ps7 ss376_1\"><div><div class=\"ps1614 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">2025</span></div></div></div></td><td colspan=\"8\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5587 ss377_1\"><div><div class=\"ps342 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5589 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5588\">Bruttom\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5591 ss79\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-b85d6999 ps3196_1\">Taseella </span></div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5590\">netotettu m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5593 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5592\">Nettom\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5595 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5594\">Korkojaksotus</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5597 ss79\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-b85d6999 ps5596\">Rahoitus-</span></div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps3701_1\">instrumentit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5600 ss79\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-b85d6999 ps242\">Saatu/annettu </span></div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5599\">vakuus</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5601 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5592\">Nettom\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5602 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps3682_1\">Alkuvakuus</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2151 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3451 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5605 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5607 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:54.12pt\"></span></span><span class=\"ps5606\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">0,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5609 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5610 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:54.12pt\"></span></span><span class=\"ps5606\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">0,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5611 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:55.05pt\"></span></span><span class=\"ps4529\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">2,6</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5613 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.26pt\"></span></span><span class=\"ps5612\">-3,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5614 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5615 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5617 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.7pt\"></span></span><span class=\"ps5616\">15,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5618 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">Sijoitussidonnaisten vakuutusten katteena olevat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5619 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5621 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:56.79pt\"></span></span><span class=\"ps5620\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">4,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5622 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5623 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:56.79pt\"></span></span><span class=\"ps5620\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">4,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5624 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5626 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.27pt\"></span></span><span class=\"ps5625\">-2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5627 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">-2,7</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5629 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.23pt\"></span></span><span class=\"ps5628\">-1,1</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5631 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.67pt\"></span></span><span class=\"ps5630\">12,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5632 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2183 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3032 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5636 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:51.89pt\"></span></span><span class=\"ps5635\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-6,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5637 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5638 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:51.89pt\"></span></span><span class=\"ps5635\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-6,5</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5639 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:56.23pt\"></span></span><span class=\"ps5628\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-1,1</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5640 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.32pt\"></span></span><span class=\"ps1522\">3,2</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5642 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.07pt\"></span></span><span class=\"ps5641\">3,8</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3954 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.34pt\"></span></span><span class=\"ps5643\">-0,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5645 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">Sijoitussidonnaisten vakuutusten katteena olevat</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5646 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5648 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:51.8pt\"></span></span><span class=\"ps5647\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-4,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5649 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">\u2013</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5650 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:51.8pt\"></span></span><span class=\"ps5647\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-4,2</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5651 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-396a6103\"><span class=\"ps14\" style=\"background-color:inherit\"><span style=\"background-color:inherit\"></span><span style=\"background-color:inherit;display:inline-block;height:6.4pt;width:51.19pt\"></span></span><span class=\"ps756_1\" style=\"background-color:inherit\"><span style=\"background-color:inherit\">-0,8</span></span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5652 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.33pt\"></span></span><span class=\"ps3274\">2,5</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5653 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.05pt\"></span></span><span class=\"ps4529\">2,6</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5654 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"padding:0\"><div class=\"ps2389 ss379_1\"><div><div class=\"ps611 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">2024</span></div></div></div></td><td colspan=\"8\" style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3278 ss377_1\"><div><div class=\"ps342 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5658 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5588\">Bruttom\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5659 ss79\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-b85d6999 ps3196_1\">Taseella </span></div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5590\">netotettu m\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5660 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5592\">Nettom\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5661 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5594\">Korkojaksotus</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5662 ss79\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-b85d6999 ps5596\">Rahoitus-</span></div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps3701_1\">instrumentit</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5663 ss79\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-b85d6999 ps242\">Saatu/annettu </span></div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5599\">vakuus</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5664 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps5592\">Nettom\u00e4\u00e4r\u00e4</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5665 ss79\"><div><div class=\"ps342 ss9\"><span class=\"f charStyle-b85d6999 ps3682_1\">Alkuvakuus</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3284 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvarat</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3291 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3297 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5670 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.16pt\"></span></span><span class=\"ps5669\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5671 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5672 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.16pt\"></span></span><span class=\"ps5669\">23,4</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5674 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.67pt\"></span></span><span class=\"ps5673\">6,6</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5675 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.69pt\"></span></span><span class=\"ps2459_1\">-4,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5676 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.71pt\"></span></span><span class=\"ps4336\">-25,7</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5678 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.37pt\"></span></span><span class=\"ps5677\">-0,1</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5680 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.76pt\"></span></span><span class=\"ps5679\">23,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2234 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">Sijoitussidonnaisten vakuutusten katteena olevat</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3309 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5683 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.39pt\"></span></span><span class=\"ps5682\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5684 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5685 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.39pt\"></span></span><span class=\"ps5682\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5686 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5688 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.33pt\"></span></span><span class=\"ps5687\">-0,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5689 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5690 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5691 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.67pt\"></span></span><span class=\"ps5673\">6,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3312 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-7f1eb124 ps14\">Rahoitusvelat</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3321 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3327 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5695 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.89pt\"></span></span><span class=\"ps5635\">-5,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5696 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.35pt\"></span></span><span class=\"ps5608\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5697 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.89pt\"></span></span><span class=\"ps5635\">-5,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5699 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.88pt\"></span></span><span class=\"ps5698\">-3,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5701 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.75pt\"></span></span><span class=\"ps5700\">4,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5702 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:55.07pt\"></span></span><span class=\"ps5641\">3,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5704 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-9784ad36\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:54.05pt\"></span></span><span class=\"ps5703\">-1,8</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5705 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-4c541bc3 ps14\">Sijoitussidonnaisten vakuutusten katteena olevat</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2942 ss378_1\"><div><div class=\"ps299 ss375_1\"><span class=\"f charStyle-905f4ea6 ps14\">Johdannaiset</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5707 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">-13,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5708 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.15pt\"></span></span><span class=\"ps3357\">\u2013</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5709 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:48.22pt\"></span></span><span class=\"ps2019\">-13,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5710 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.26pt\"></span></span><span class=\"ps3360\">-0,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5711 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.79pt\"></span></span><span class=\"ps5569\">0,3</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5712 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:51.59pt\"></span></span><span class=\"ps754_1\">12,9</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5713 ss83\"><div><div class=\"ps299 ss9\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:53.4pt\"></span></span><span class=\"ps3594\">-1,5</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-312": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">32 OMA P\u00c4\u00c4OMA<span id=\"ic5f0b96eed4a427ca907d1e29c2d7db8\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Osakep\u00e4\u00e4oma<span id=\"ied5fd61b8ed943c9b53aee7144119532\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yhti\u00f6n osakkeiden lukum\u00e4\u00e4r\u00e4 tilikauden alussa oli 502 696 752 ja tilikauden lopussa </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">502 696 752. Osakkeella ei ole nimellisarvoa. Yhti\u00f6n osakep\u00e4\u00e4oma on 0,1 miljoonaa euroa. </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden p\u00e4\u00e4ttyess\u00e4 konserniyhti\u00f6iden hallussa ei ollut omia osakkeita.</span></div><div class=\"ps5714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Oman p\u00e4\u00e4oman rahastot ja kertyneet voittovarat<span id=\"i3175b5677af14fc1ae8a472b0d90373e\"></span></span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto<span id=\"i2f59a19000854fe7b7fd7bd43a6da867\"></span></span></div><div class=\"ps1775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahasto sis\u00e4lt\u00e4\u00e4 muut oman p\u00e4\u00e4oman luonteiset sijoitukset ja osakkeiden merkint\u00e4hinnan silt\u00e4 </span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-311": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">32 OMA P\u00c4\u00c4OMA<span id=\"ic5f0b96eed4a427ca907d1e29c2d7db8\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Osakep\u00e4\u00e4oma<span id=\"ied5fd61b8ed943c9b53aee7144119532\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yhti\u00f6n osakkeiden lukum\u00e4\u00e4r\u00e4 tilikauden alussa oli 502 696 752 ja tilikauden lopussa </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">502 696 752. Osakkeella ei ole nimellisarvoa. Yhti\u00f6n osakep\u00e4\u00e4oma on 0,1 miljoonaa euroa. </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden p\u00e4\u00e4ttyess\u00e4 konserniyhti\u00f6iden hallussa ei ollut omia osakkeita.</span></div><div class=\"ps5714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Oman p\u00e4\u00e4oman rahastot ja kertyneet voittovarat<span id=\"i3175b5677af14fc1ae8a472b0d90373e\"></span></span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto<span id=\"i2f59a19000854fe7b7fd7bd43a6da867\"></span></span></div><div class=\"ps1775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahasto sis\u00e4lt\u00e4\u00e4 muut oman p\u00e4\u00e4oman luonteiset sijoitukset ja osakkeiden merkint\u00e4hinnan silt\u00e4 </span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-310": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">32 OMA P\u00c4\u00c4OMA<span id=\"ic5f0b96eed4a427ca907d1e29c2d7db8\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Osakep\u00e4\u00e4oma<span id=\"ied5fd61b8ed943c9b53aee7144119532\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yhti\u00f6n osakkeiden lukum\u00e4\u00e4r\u00e4 tilikauden alussa oli 502 696 752 ja tilikauden lopussa </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">502 696 752. Osakkeella ei ole nimellisarvoa. Yhti\u00f6n osakep\u00e4\u00e4oma on 0,1 miljoonaa euroa. </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden p\u00e4\u00e4ttyess\u00e4 konserniyhti\u00f6iden hallussa ei ollut omia osakkeita.</span></div><div class=\"ps5714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Oman p\u00e4\u00e4oman rahastot ja kertyneet voittovarat<span id=\"i3175b5677af14fc1ae8a472b0d90373e\"></span></span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto<span id=\"i2f59a19000854fe7b7fd7bd43a6da867\"></span></span></div><div class=\"ps1775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahasto sis\u00e4lt\u00e4\u00e4 muut oman p\u00e4\u00e4oman luonteiset sijoitukset ja osakkeiden merkint\u00e4hinnan silt\u00e4 </span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-309": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">32 OMA P\u00c4\u00c4OMA<span id=\"ic5f0b96eed4a427ca907d1e29c2d7db8\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Osakep\u00e4\u00e4oma<span id=\"ied5fd61b8ed943c9b53aee7144119532\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Yhti\u00f6n osakkeiden lukum\u00e4\u00e4r\u00e4 tilikauden alussa oli 502 696 752 ja tilikauden lopussa </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">502 696 752. Osakkeella ei ole nimellisarvoa. Yhti\u00f6n osakep\u00e4\u00e4oma on 0,1 miljoonaa euroa. </span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikauden p\u00e4\u00e4ttyess\u00e4 konserniyhti\u00f6iden hallussa ei ollut omia osakkeita.</span></div><div class=\"ps5714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Oman p\u00e4\u00e4oman rahastot ja kertyneet voittovarat<span id=\"i3175b5677af14fc1ae8a472b0d90373e\"></span></span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto<span id=\"i2f59a19000854fe7b7fd7bd43a6da867\"></span></span></div><div class=\"ps1775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahasto sis\u00e4lt\u00e4\u00e4 muut oman p\u00e4\u00e4oman luonteiset sijoitukset ja osakkeiden merkint\u00e4hinnan silt\u00e4 </span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-313": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_124\" style=\"position:absolute;top:102.05pt\"></div><div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">33 L\u00c4HIPIIRITIEDOT<span id=\"i267873e16a264a509fd2d9f4fe2b5026\"></span></span></div><div class=\"ps958_1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"ic233c778c5f44ad2a7bf6d241118b2e0\"></span></span></div><div class=\"ps488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin l\u00e4hipiiriin kuuluvat tyt\u00e4r- ja osakkuusyritykset. Lis\u00e4ksi l\u00e4hipiiriin kuuluvat </span></div><div class=\"ps489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin johdon avainhenkil\u00f6t ja heid\u00e4n l\u00e4heiset perheenj\u00e4senens\u00e4. Mandatum-</span></div><div class=\"ps490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin avainhenkil\u00f6it\u00e4 ovat Mandatum Oyj:n hallituksen j\u00e4senet, toimitusjohtaja ja </span></div><div class=\"ps491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin johtoryhm\u00e4. L\u00e4hipiiriin kuuluvat edell\u00e4 mainittujen henkil\u00f6iden l\u00e4heiset </span></div><div class=\"ps492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perheenj\u00e4senet ja yhteis\u00f6t, joissa avainhenkil\u00f6ill\u00e4 tai heid\u00e4n l\u00e4heisill\u00e4 perheenj\u00e4senill\u00e4\u00e4n on </span></div><div class=\"ps493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">m\u00e4\u00e4r\u00e4ysvalta tai merkitt\u00e4v\u00e4 vaikutusvalta.</span></div><div class=\"ps495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernin tyt\u00e4ryritykset on lueteltu liitetiedossa 36 Sijoitukset tyt\u00e4ryrityksiin ja </span></div><div class=\"ps496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakkuusyritykset liitetiedossa 17 Sijoitukset osakkuusyrityksiin.</span></div><div class=\"ps1240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Konsernin sis\u00e4iset liiketapahtumat, saamiset ja velat sek\u00e4 voitot ja tappiot eliminoidaan </span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernitilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa. L\u00e4hipiiritapahtumina on siten esitetty liiketapahtumat, jotka </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">eiv\u00e4t eliminoidu konsernitilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa.<span class=\"f ps16\"> </span></span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Viereisiss\u00e4 taulukoissa on esitetty Mandatum-konsernin johtoon kuuluville avainhenkil\u00f6ille </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksettu kompensaatio.</span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Hallituksen palkat ja palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3349_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Patrick Lapvetel\u00e4inen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.18pt\"></span></span><span class=\"ps4520\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.9pt\"></span></span><span class=\"ps5318\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Markus Aho</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3359_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Jannica Fagerholm</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5571 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Herman Korsgaard</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5716 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kimmo Laaksonen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5572 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Johanna Lamminen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5717 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Jukka Ruuska</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5718 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Louise Sander</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.01pt\"></span></span><span class=\"ps5719\">1,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.01pt\"></span></span><span class=\"ps5719\">1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hallituksen palkat ja palkkiot on ilmoitettu maksuperusteella.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps1433 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps5720 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1439 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2828_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2829_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1445 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toimitusjohtajalle maksettu kompensaatio</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5721 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset ty\u00f6suhde-etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2835_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.18pt\"></span></span><span class=\"ps4520\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2836_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5722 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2837_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">0,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2838_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1462 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5723 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Osakeperusteiset maksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2840_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2841_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2844_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">2,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2845_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5724 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1483 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2853_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2855_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1493 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johtoon kuuluville avainhenkil\u00f6ille maksettu kompensaatio </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">(pl. toimitusjohtaja)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5725 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset ty\u00f6suhde-etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5726 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5727 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5728 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5729 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5730 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5731 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Osakeperusteiset maksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5732 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5733 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">1,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5734 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5735 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5737 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.09pt\"></span></span><span class=\"ps5736\">3,9</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5738 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin l\u00e4hipiirill\u00e4 on tavanomaisin ehdoin tehtyj\u00e4 vakuutus- ja </span></div><div class=\"ps5739 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">varainhoitosopimuksia, jotka eiv\u00e4t ole m\u00e4\u00e4r\u00e4lt\u00e4\u00e4n merkitt\u00e4vi\u00e4.</span></div><div class=\"ps5740 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johtoon kuuluvilla avainhenkil\u00f6ill\u00e4 ei ole lainoja Mandatum-konsernin yhti\u00f6ilt\u00e4. Mandatum-</span></div><div class=\"ps5741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernilla ei ole l\u00e4hipiiriliiketoimia osakkuusyritysten kanssa.</span></div></div><div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Transaktiot 31.12.2025 p\u00e4\u00e4ttyneen tilikauden aikana<span id=\"ifce35d497ed6434cb1e0ab6b15265279\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikaudella 2025 ei ole ollut merkitt\u00e4vi\u00e4 l\u00e4hipiiriliiketoimia. Mandatum-konsernin l\u00e4hipiirill\u00e4 on </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavanomaisin ehdoin tehtyj\u00e4 vakuutus- ja varainhoitosopimuksia, jotka eiv\u00e4t ole merkitt\u00e4vi\u00e4.</span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Transaktiot 31.12.2024 p\u00e4\u00e4ttyneen tilikauden aikana<span id=\"i113f4d92642240a1927f6a1791c69c55\"></span></span></div><div class=\"ps705 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikaudella 2024 ei ollut merkitt\u00e4vi\u00e4 l\u00e4hipiiriliiketoimia. Mandatum-konsernin l\u00e4hipiirill\u00e4 on </span></div><div class=\"ps706 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavanomaisin ehdoin tehtyj\u00e4 vakuutus- ja varainhoitosopimuksia, jotka eiv\u00e4t ole merkitt\u00e4vi\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-314": {
   "value": "<div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps1071\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:15pt\"></td><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps380 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Hallituksen palkat ja palkkiot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3349_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Patrick Lapvetel\u00e4inen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps394_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.18pt\"></span></span><span class=\"ps4520\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.9pt\"></span></span><span class=\"ps5318\">0,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3354_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Markus Aho</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps398 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3359_1 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Jannica Fagerholm</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps405 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5571 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Herman Korsgaard</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps515_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5716 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kimmo Laaksonen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps412_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps340 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5572 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Johanna Lamminen</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps419_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps421_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5717 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Jukka Ruuska</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps426_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps428_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5718 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Louise Sander</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2820_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">0,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2821_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.4pt\"></span></span><span class=\"ps529\">\u2013</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps621 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.01pt\"></span></span><span class=\"ps5719\">1,3</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps622_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.01pt\"></span></span><span class=\"ps5719\">1,3</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-905f4ea6 ps14\">Hallituksen palkat ja palkkiot on ilmoitettu maksuperusteella.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps1433 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps5720 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1439 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2828_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2829_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1445 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Toimitusjohtajalle maksettu kompensaatio</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5721 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset ty\u00f6suhde-etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2835_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.18pt\"></span></span><span class=\"ps4520\">0,7</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2836_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1454 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5722 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2837_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">0,4</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2838_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1462 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5723 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Osakeperusteiset maksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2840_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.91pt\"></span></span><span class=\"ps863\">1,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2841_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.08pt\"></span></span><span class=\"ps611\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2844_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.32pt\"></span></span><span class=\"ps2885\">2,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2845_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.68pt\"></span></span><span class=\"ps399\">1,9</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1475 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5724 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"background-color:#ffffff;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1483 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2853_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1326\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2855_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps1493 ss148_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Johtoon kuuluville avainhenkil\u00f6ille maksettu kompensaatio </span></div><div class=\"ps342 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">(pl. toimitusjohtaja)</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5725 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Lyhytaikaiset ty\u00f6suhde-etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5726 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5727 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2250 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5728 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5729 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.05pt\"></span></span><span class=\"ps514\">0,5</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5730 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:43.58pt\"></span></span><span class=\"ps2819\">0,4</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4798 ss150_1\"><div><div class=\"ps299 ss149_1\"><span class=\"f charStyle-905f4ea6 ps14\">\u00a0</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5731 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Osakeperusteiset maksut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5732 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:46.76pt\"></span></span><span class=\"ps2812\">1,8</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5733 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.04pt\"></span></span><span class=\"ps1238\">1,7</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td colspan=\"2\" style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5734 ss147_1\"><div><div class=\"ps299 ss146_1\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5735 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:45.46pt\"></span></span><span class=\"ps3809\">4,1</span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5737 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:44.09pt\"></span></span><span class=\"ps5736\">3,9</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5738 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum-konsernin l\u00e4hipiirill\u00e4 on tavanomaisin ehdoin tehtyj\u00e4 vakuutus- ja </span></div><div class=\"ps5739 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">varainhoitosopimuksia, jotka eiv\u00e4t ole m\u00e4\u00e4r\u00e4lt\u00e4\u00e4n merkitt\u00e4vi\u00e4.</span></div><div class=\"ps5740 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Johtoon kuuluvilla avainhenkil\u00f6ill\u00e4 ei ole lainoja Mandatum-konsernin yhti\u00f6ilt\u00e4. Mandatum-</span></div><div class=\"ps5741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernilla ei ole l\u00e4hipiiriliiketoimia osakkuusyritysten kanssa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-315": {
   "value": "<div class=\"ps443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Transaktiot 31.12.2025 p\u00e4\u00e4ttyneen tilikauden aikana<span id=\"ifce35d497ed6434cb1e0ab6b15265279\"></span></span></div><div class=\"ps528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikaudella 2025 ei ole ollut merkitt\u00e4vi\u00e4 l\u00e4hipiiriliiketoimia. Mandatum-konsernin l\u00e4hipiirill\u00e4 on </span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavanomaisin ehdoin tehtyj\u00e4 vakuutus- ja varainhoitosopimuksia, jotka eiv\u00e4t ole merkitt\u00e4vi\u00e4.</span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Transaktiot 31.12.2024 p\u00e4\u00e4ttyneen tilikauden aikana<span id=\"i113f4d92642240a1927f6a1791c69c55\"></span></span></div><div class=\"ps705 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Tilikaudella 2024 ei ollut merkitt\u00e4vi\u00e4 l\u00e4hipiiriliiketoimia. Mandatum-konsernin l\u00e4hipiirill\u00e4 on </span></div><div class=\"ps706 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tavanomaisin ehdoin tehtyj\u00e4 vakuutus- ja varainhoitosopimuksia, jotka eiv\u00e4t ole merkitt\u00e4vi\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-317": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_127\" style=\"position:absolute;top:94.96pt\"></div><div class=\"ps5744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">34 JOHDON JA ASIANTUNTIJOIDEN PITK\u00c4AIKAISET KANNUSTINJ\u00c4RJESTELM\u00c4T<span id=\"i2277dce0a7cf481a9fa027ecba0c7584\"></span></span></div><div class=\"ps5745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"iaa308010ead942d9ba29afdba911c3a8\"></span></span></div><div class=\"ps5746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernilla on osakepohjaisia kannustinj\u00e4rjestelmi\u00e4, joissa maksut suoritetaan </span></div><div class=\"ps5747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ty\u00f6ntekij\u00f6ille osakkeina ja osakepalkkioiden ennakonpid\u00e4tysvelvoitteet k\u00e4teisen\u00e4 </span></div><div class=\"ps5748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(pitk\u00e4aikainen kannustinj\u00e4rjestelm\u00e4 ja ehdollinen osakepalkkioj\u00e4rjestelm\u00e4 2024). Pitk\u00e4aikaisen </span></div><div class=\"ps5749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kannustinj\u00e4rjestelm\u00e4 2020:n osalta maksut suoritetaan k\u00e4teisen\u00e4. J\u00e4rjestelmiss\u00e4 my\u00f6nnett\u00e4v\u00e4t </span></div><div class=\"ps5750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">etuudet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon niiden my\u00f6nt\u00e4mishetkell\u00e4 ja kirjataan kuluksi </span></div><div class=\"ps5751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuloslaskelmaan tasaerin\u00e4 oikeuden syntymisajanjakson aikana.</span></div><div class=\"ps5752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakkeina maksettavan etuuden k\u00e4yp\u00e4 arvo on osakkeen markkinahinta my\u00f6nt\u00e4mishetkell\u00e4. </span></div><div class=\"ps5753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oman p\u00e4\u00e4oman ehtoisina instrumentteina maksettavia osakeperusteisia etuuksia ei uudelleen </span></div><div class=\"ps5754 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvosteta ja niist\u00e4 kirjataan omaan p\u00e4\u00e4omaan kulua vastaava lis\u00e4ys. Osakepalkkioj\u00e4rjestelmi\u00e4 </span></div><div class=\"ps5755 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4sitell\u00e4\u00e4n kokonaisuudessaan omana p\u00e4\u00e4omana maksettavina j\u00e4rjestelyin\u00e4 ja kulu kirjataan </span></div><div class=\"ps5756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">brutto-osakkeiden m\u00e4\u00e4r\u00e4\u00e4n perustuen huolimatta siit\u00e4, ett\u00e4 ty\u00f6ntekij\u00e4 saa lopulta netto-</span></div><div class=\"ps5757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakkeet ja konserni suorittaa ennakonpid\u00e4tysvelvoitteiden kattamiseen tarvittavan osuuden </span></div><div class=\"ps5758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahana verottajalle.</span></div><div class=\"ps5759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahana maksettava osakeperusteinen etuus arvostetaan k\u00e4yp\u00e4\u00e4n arvoon kunkin tilikauden </span></div><div class=\"ps5760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4ttyess\u00e4 velan suorittamishetkeen asti sek\u00e4 kirjataan velaksi taseeseen. Etuuksien kuluksi </span></div><div class=\"ps5761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjattava m\u00e4\u00e4r\u00e4 perustuu konsernin arvioon maksettavien etuuksien m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps5762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntymisajanjakson lopussa.</span></div><div class=\"ps5763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Markkinaperusteiset ehdot sek\u00e4 muut kuin ansaintaehdot otetaan huomioon etuuden k\u00e4yp\u00e4\u00e4 </span></div><div class=\"ps5764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4. Sen sijaan ei-markkinaperusteisia ehtoja, jotka perustuvat liiketoiminnan </span></div><div class=\"ps5765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokseen tai vastuullisuustavoitteisiin, ei oteta huomioon m\u00e4\u00e4ritett\u00e4ess\u00e4 etuuden k\u00e4yp\u00e4\u00e4 </span></div><div class=\"ps5766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvoa, vaan ne vaikuttavat arvioon etuuksien lopullisesta m\u00e4\u00e4r\u00e4st\u00e4. Konserni p\u00e4ivitt\u00e4\u00e4 </span></div><div class=\"ps5767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oletuksen lopullisesta etuuksien m\u00e4\u00e4r\u00e4st\u00e4 jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4 ja kirjaa arvioiden </span></div><div class=\"ps5768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutokset tuloslaskelmaan.</span></div><div class=\"ps5769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Pitk\u00e4aikaiset kannustinj\u00e4rjestelm\u00e4t<span id=\"i4252fc41c71b4696a1324ab8e64381f2\"></span></span></div><div class=\"ps5770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum k\u00e4ytt\u00e4\u00e4 pitk\u00e4aikaisia kannustinj\u00e4rjestelmi\u00e4 toimitusjohtajalle, konsernin </span></div><div class=\"ps5771 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">johtoryhm\u00e4lle ja muille konsernin avainhenkil\u00f6ille. Mandatumin omaa pitk\u00e4aikaista </span></div><div class=\"ps5772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kannustinj\u00e4rjestelm\u00e4\u00e4 on sovellettu vuodesta 2024 l\u00e4htien, sit\u00e4 aiemmin konsernissa </span></div><div class=\"ps5773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettiin Sampo-konsernin pitk\u00e4aikaista kannustinj\u00e4rjestelm\u00e4\u00e4.</span></div><div class=\"ps5745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Mandatumin pitk\u00e4aikainen kannustinj\u00e4rjestelm\u00e4<span id=\"ib57cbf53920e4b8083284683d04a60e9\"></span></span></div><div class=\"ps5746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin hallitus p\u00e4\u00e4tti vuonna 2024 suoritusperusteisen pitk\u00e4aikaisen </span></div><div class=\"ps5747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakepalkkioj\u00e4rjestelm\u00e4n perustamisesta, jonka tarkoituksena on yhdist\u00e4\u00e4 omistajien ja </span></div><div class=\"ps5748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin avainhenkil\u00f6iden tavoitteet yhti\u00f6n omistaja-arvon kasvattamiseksi, sitouttaa </span></div><div class=\"ps5749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">avainhenkil\u00f6t toteuttamaan yhti\u00f6n strategiaa ja palkita erinomaisesta suoriutumisesta. </span></div><div class=\"ps5750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Suoriteperusteinen osakepalkkioj\u00e4rjestelm\u00e4 koostuu vuosittain alkavista yksitt\u00e4isist\u00e4 </span></div><div class=\"ps5751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakepalkkio-ohjelmista, joista kukin sis\u00e4lt\u00e4\u00e4 kolmen vuoden pituisen suoritusjakson ja sen </span></div><div class=\"ps5775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lkeen mahdollisesti maksettavan osakepalkkion, ottaen huomioon Mandatum-konserniin </span></div><div class=\"ps5752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavasta s\u00e4\u00e4ntelyst\u00e4 mahdollisesti johtuvan palkkioiden lykk\u00e4\u00e4misen ja/tai </span></div><div class=\"ps5753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutusrajoituksen. Kunkin yksitt\u00e4isen ohjelman alkaminen j\u00e4rjestelm\u00e4n puitteissa edellytt\u00e4\u00e4 </span></div><div class=\"ps5754 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum Oyj:n hallituksen erillist\u00e4 p\u00e4\u00e4t\u00f6st\u00e4.</span></div><div class=\"ps5756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Suoriteperusteisessa pitk\u00e4n aikav\u00e4lin osakepalkkioj\u00e4rjestelm\u00e4ss\u00e4 on k\u00e4ynnistetty kolme </span></div><div class=\"ps5757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ohjelmaa, jotka kattavat tilikaudet 2024\u20132025, 2024\u20132026 ja 2025\u20132027. Tilikaudet 2024\u2013</span></div><div class=\"ps5758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">2025 kattava ohjelma on siirtym\u00e4vaiheen osakepalkkio-ohjelma, jonka tarkoituksena on </span></div><div class=\"ps5776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelm\u00e4n kohderyhm\u00e4n kannustaminen ja sitouttaminen Sampo Oyj:n pitk\u00e4aikaisen </span></div><div class=\"ps5759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kannustinj\u00e4rjestelm\u00e4n 2020 ja Mandatumin ensimm\u00e4isen oman osakepohjaisen </span></div><div class=\"ps5760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kannustinj\u00e4rjestelm\u00e4n v\u00e4lisess\u00e4 siirtym\u00e4vaiheessa. T\u00e4m\u00e4n takia ohjelmassa on </span></div><div class=\"ps5761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">poikkeuksellisesti kahden vuoden pituinen suoritusjakso.</span></div><div class=\"ps5777 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Palkkion maksaminen ohjelmien nojalla edellytt\u00e4\u00e4 hallituksen asianomaiselle ohjelmalle </span></div><div class=\"ps5763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asettamien suoritustavoitteiden saavuttamista. Suoritusmittarit, joiden perusteella yll\u00e4 </span></div><div class=\"ps5764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mainittujen ensimm\u00e4isten ohjelmien nojalla mahdollisesti suoritettavat osakepalkkiot </span></div><div class=\"ps5765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksetaan, on kuvattu \u201dPitk\u00e4aikaisten kannustinj\u00e4rjestelmien tiedot\u201d -taulukossa.</span></div><div class=\"ps5767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kannustinj\u00e4rjestelmien nojalla mahdollisesti ansaitut palkkiot maksetaan Mandatum Oyj:n </span></div><div class=\"ps5768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakkeina. Mandatumilla on kuitenkin oikeus maksaa palkkio tietyiss\u00e4 tilanteissa </span></div><div class=\"ps5778 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kokonaisuudessaan rahana. Mandatum soveltaa konsernin johtoryhm\u00e4n j\u00e4seniin (mukaan </span></div><div class=\"ps5779 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lukien konsernin toimitusjohtaja) osakeomistussuositusta, jonka mukaan johtoryhm\u00e4n kunkin </span></div><div class=\"ps5780 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4senen odotetaan s\u00e4ilytt\u00e4v\u00e4n omistuksessaan v\u00e4hint\u00e4\u00e4n puolet yhti\u00f6n </span></div><div class=\"ps5781 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakepalkkioj\u00e4rjestelmist\u00e4 saamistaan osakkeista, kunnes h\u00e4nen osakeomistuksensa arvo </span></div><div class=\"ps5782 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">yhti\u00f6ss\u00e4 vastaa v\u00e4hint\u00e4\u00e4n h\u00e4nen bruttom\u00e4\u00e4r\u00e4isen vuosipalkkansa m\u00e4\u00e4r\u00e4\u00e4.</span></div><div class=\"ps5783 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ohjelmien k\u00e4yp\u00e4 arvo arvioidaan k\u00e4ytt\u00e4en Monte Carlo -simulointimallia.</span></div></div><div><div class=\"ps5786 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Ehdollinen osakepalkkioj\u00e4rjestelm\u00e4<span id=\"iacd4ac079f6a4fa2a7cae381ce7b5c7d\"></span></span></div><div class=\"ps5787 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj:n hallitus p\u00e4\u00e4tti vuonna 2024 ehdollisen osakepalkkioj\u00e4rjestelm\u00e4n </span></div><div class=\"ps5788 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perustamisesta. Se on tarkoitettu k\u00e4ytett\u00e4v\u00e4ksi t\u00e4ydent\u00e4v\u00e4n\u00e4 osakepohjaisena kannustin- ja </span></div><div class=\"ps5789 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sitouttamisohjelmana erityistilanteissa, kuten esimerkiksi uusien rekrytointien yhteydess\u00e4. </span></div><div class=\"ps5790 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ehdollinen osakepalkkioj\u00e4rjestelm\u00e4 koostuu vuosittain alkavista yksitt\u00e4isist\u00e4 ehdollisista </span></div><div class=\"ps5791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakepalkkio-ohjelmista. Kukin ohjelma sis\u00e4lt\u00e4\u00e4 rajoitusjakson, joka kokonaisuudessaan kattaa </span></div><div class=\"ps5792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kolme kalenterivuotta ja jonka kuluessa yhti\u00f6 voi luvata kiinte\u00e4m\u00e4\u00e4r\u00e4isi\u00e4 osakepalkkioita </span></div><div class=\"ps5793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erikseen valituille avainhenkil\u00f6ille.</span></div><div class=\"ps5787 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kunkin yksitt\u00e4isen ohjelman alkaminen j\u00e4rjestelm\u00e4n puitteissa edellytt\u00e4\u00e4 Mandatum Oyj:n </span></div><div class=\"ps5788 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hallituksen erillist\u00e4 p\u00e4\u00e4t\u00f6st\u00e4. K\u00e4ynniss\u00e4 olevat ohjelmat kattavat tilikaudet 2024\u20132026 ja </span></div><div class=\"ps5789 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">2025\u20132027. J\u00e4rjestelm\u00e4\u00e4n perustuvat osakepalkkiot maksetaan osallistujille Mandatum Oyj:n </span></div><div class=\"ps5790 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakkeina.</span></div><div class=\"ps5792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ohjelmien k\u00e4yp\u00e4 arvo arvioidaan k\u00e4ytt\u00e4en Monte Carlo -simulointimallia.</span></div><div class=\"ps5794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Pitk\u00e4aikaisten kannustinj\u00e4rjestelmien tiedot:</span></div></div><div><div class=\"ps5865 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps5795\"> </span><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:113.25pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss382_1\"><div><div class=\"ps635 ss381_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Pitk\u00e4aikainen ohjelma</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5796 ss384_1\"><div><div class=\"ps2141 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Suoriteperusteinen ohjelma\u00a0 \u00a0 \u00a0 </span></div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">2024\u20132025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5797 ss384_1\"><div><div class=\"ps2141 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Suoriteperusteinen ohjelma\u00a0 \u00a0  </span></div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">2024\u20132026</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5798 ss384_1\"><div><div class=\"ps2141 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Suoriteperusteinen ohjelma\u00a0 \u00a0  </span></div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">2025\u20132027</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5799 ss384_1\"><div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Ehdollinen ohjelma 2024\u20132026</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5800 ss384_1\"><div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Ehdollinen ohjelma 2025\u20132027</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1507 ss385_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Hallituksen p\u00e4\u00e4t\u00f6s ohjelman </span></div><div class=\"ps1883 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">lanseerauksesta</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5802 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">19.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5803 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">19.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5804 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">12.3.2025</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5805 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">19.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5806 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">12.3.2025</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1720 ss387_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Suorituskausi</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5808 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2024\u201331.12.2025</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5809 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2024\u201331.12.2026</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5810 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2025\u201331.12.2027</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5811 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2024\u201331.12.2026</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5812 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2025\u201331.12.2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1721 ss387_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Allokoinnin my\u00f6nt\u00e4mishetki</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5814 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">28.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5815 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">2.4.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5816 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">17.3.2025</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5817 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei allokoituja osakkeita</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5818 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei allokoituja osakkeita</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945 ss382_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohderyhm\u00e4</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5819 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Toimitusjohtaja, johtoryhm\u00e4 ja muut </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">konsernin avainhenkil\u00f6t</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5820 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Toimitusjohtaja, johtoryhm\u00e4 ja muut </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">konsernin avainhenkil\u00f6t</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5821 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Toimitusjohtaja, johtoryhm\u00e4 ja muut </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">konsernin avainhenkil\u00f6t</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5822 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Erityistilanteet, esimerkiksi </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">rekrytoinnit</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5823 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Erityistilanteet, esimerkiksi </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">rekrytoinnit</span></div></div></div></td></tr><tr style=\"height:66.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5619 ss389_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Suoritusmittarit</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5824 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Yhti\u00f6n osakkeen absoluuttinen </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaistuoton kehitys (Absolute </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Total Shareholder Return), </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kannattavuuteen liittyv\u00e4 mittari </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">(Mandatumin p\u00e4\u00e4omakevyen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">liiketoiminnan kehitys) sek\u00e4 valittu </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastuullisuustavoite</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5825 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Yhti\u00f6n osakkeen absoluuttinen </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaistuoton kehitys (Absolute </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Total Shareholder Return), </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kannattavuuteen liittyv\u00e4 mittari </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">(Mandatumin p\u00e4\u00e4omakevyen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">liiketoiminnan kehitys) sek\u00e4 valittu </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastuullisuustavoite</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5826 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Yhti\u00f6n osakkeen absoluuttinen </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaistuoton kehitys (Absolute </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Total Shareholder Return), </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kannattavuuteen liittyv\u00e4 mittari </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">(Mandatumin p\u00e4\u00e4omakevyen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">liiketoiminnan tulos) sek\u00e4 valittu </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastuullisuustavoite.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5827 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei m\u00e4\u00e4ritelty</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5828 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei m\u00e4\u00e4ritelty</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5241 ss391_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Leikkuri</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5829 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5830 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5831 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5832 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5833 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4328 ss391_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Allokoitujen osakkeiden </span></div><div class=\"ps1883 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">enimm\u00e4ism\u00e4\u00e4r\u00e4 (bruttom\u00e4\u00e4r\u00e4 </span></div><div class=\"ps3900 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">ennen ennakonpid\u00e4tyst\u00e4)</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5834 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1\u00a0363\u00a0000</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5835 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1\u00a0724\u00a0000</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5836 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1\u00a0936\u00a0000</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5837 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">172\u00a0400</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5838 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">194\u00a0000</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5839 ss387_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkion my\u00f6nt\u00e4mishetki</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5840 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2026</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5841 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2027</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5842 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2028</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5843 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2027</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5844 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2028</span></div></div></div></td></tr><tr style=\"height:48.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5845 ss393_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhteen ehdot</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5846 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ilmoitusta. Good leaver -ehtoja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5847 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ilmoitusta. Good leaver -ehtoja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5848 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ilmoitusta. Good leaver -ehtoja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5849 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu ilmoitusta</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5850 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu ilmoitusta</span></div></div></div></td></tr><tr style=\"height:48.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2923 ss393_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkion toimitustapa</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5852 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5853 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5854 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5855 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5856 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td></tr><tr style=\"height:102.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1904 ss395_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Riskisopeutus</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5860 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5861 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5862 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5863 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5864 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps5865 ss0\"><div class=\"ss402_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:494.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss398_1\"><div><div class=\"ps342 ss397_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5869 ss376\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-7f1eb124 ps5867\">Suoriteperusteinen </span></div><div class=\"ps342 ss11\"><span class=\"f charStyle-7f1eb124 ps5868\">ohjelma 2024-2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5871 ss376\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-7f1eb124 ps5867\">Suoriteperusteinen </span></div><div class=\"ps342 ss11\"><span class=\"f charStyle-7f1eb124 ps629\">ohjelma 2024-2026</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5873 ss376\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-7f1eb124 ps5867\">Suoriteperusteinen </span></div><div class=\"ps342 ss11\"><span class=\"f charStyle-7f1eb124 ps5872\">ohjelma 2025-2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps859 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkil\u00f6it\u00e4 tilikauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5875 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5874\">22</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5877 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5876\">42</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5879 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5878\">47</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutustapa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5881 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5880\">Osakkeina</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5882 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5880\">Osakkeina</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5883 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5880\">Osakkeina</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tilikauden aikana jaksotettu kulu </span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5885 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5884\">1,3</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5887 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5886\">1,4</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5889 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:81.33pt\"></span></span><span class=\"ps5888\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kauden alussa osakkeita allokoitu (1 000 kpl)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5891 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.49pt\"></span></span><span class=\"ps5890\">968</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5892 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.29pt\"></span></span><span class=\"ps1621\">1\u00a0426</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5893 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.23pt\"></span></span><span class=\"ps133_1\">1\u00a0686</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kauden muutokset (1 000 kpl)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5895 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.09pt\"></span></span><span class=\"ps5894\">55</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5897 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:77.02pt\"></span></span><span class=\"ps5896\">265</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5899 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:78.12pt\"></span></span><span class=\"ps5898\">160</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kauden lopussa allokoidut osakkeet (1 000 kpl)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5901 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.2pt\"></span></span><span class=\"ps5900\">1\u00a0023</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5903 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.41pt\"></span></span><span class=\"ps5902\">1\u00a0691</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5905 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.04pt\"></span></span><span class=\"ps5904\">1\u00a0846</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Pitk\u00e4aikainen kannustinj\u00e4rjestelm\u00e4 2020<span id=\"i2c3f53907db648c4ab2272f6137f7219\"></span></span></div><div class=\"ps5908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sampo Oyj:n vuonna 2023 tapahtuneen osittaisjakautumisen ja Mandatum Oyj:n osakkeen </span></div><div class=\"ps5909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">listaamisen Nasdaq Helsinkiin j\u00e4lkeen Mandatumin hallitus p\u00e4\u00e4tti, sitouttaakseen Mandatum-</span></div><div class=\"ps5910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin avainhenkil\u00f6it\u00e4 ja toimitusjohtajan, ett\u00e4 kyseess\u00e4 olevat henkil\u00f6t j\u00e4\u00e4v\u00e4t Sammon </span></div><div class=\"ps5911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pitk\u00e4aikaiseen kannustinj\u00e4rjestelm\u00e4\u00e4n 2020. Kannustinj\u00e4rjestelm\u00e4 k\u00e4ynnistettiin elokuussa </span></div><div class=\"ps5912 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">2020 ja sen ehtoja muutettiin syyskuussa 2023. Kannustinj\u00e4rjestelm\u00e4 on k\u00e4teispohjainen, jossa </span></div><div class=\"ps5913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkion arvo m\u00e4\u00e4r\u00e4ytyy osakekurssin kehityksen mukaan.</span></div><div class=\"ps5914 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sampo-konsernin kannustinj\u00e4rjestelm\u00e4ss\u00e4 on jaettu kannusteyksik\u00f6it\u00e4 kolmessa allokaatiossa, </span></div><div class=\"ps5915 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joista ensimm\u00e4inen (p\u00e4\u00e4allokointi) oli vuonna 2020 (2020:1) ja seuraavat vuosina 2021 </span></div><div class=\"ps5916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(2020:1/2) ja 2022 (2020:1/3). Mahdollinen kannustepalkkio maksetaan kolmessa </span></div><div class=\"ps5917 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuosittaisessa er\u00e4ss\u00e4. Ensimm\u00e4isen allokaation (2020:1) ensimm\u00e4inen maksu maksettiin </span></div><div class=\"ps5918 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syyskuussa 2023, ennen jakautumisen t\u00e4yt\u00e4nt\u00f6\u00f6npanoa, ja toinen syyskuussa 2024. Viimeinen </span></div><div class=\"ps5919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksuer\u00e4 er\u00e4\u00e4ntyi vuonna 2025. Toisen allokaation (2020:1/2) ensimm\u00e4inen maksu maksettiin </span></div><div class=\"ps5920 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syyskuussa 2024 ja toinen syyskuussa 2025. Viimeinen maksuer\u00e4 er\u00e4\u00e4ntyy 2026. Kolmannen </span></div><div class=\"ps5921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">allokaation (2020:1/3) ensimm\u00e4inen maksuer\u00e4 maksettiin syyskuussa 2025 ja loput maksut </span></div><div class=\"ps5922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">er\u00e4\u00e4ntyv\u00e4t vuosina 2026\u20132027.</span></div><div class=\"ps5923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuonna 2025 kannusteyksik\u00f6n arvo m\u00e4\u00e4r\u00e4ytyi Sampo A -osakkeen vaihdolla painotetun </span></div><div class=\"ps5924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskikurssin mukaan ehdoissa m\u00e4\u00e4r\u00e4ttyn\u00e4 ajankohtana siten, ett\u00e4 painotetusta keskikurssista </span></div><div class=\"ps5925 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettiin l\u00e4ht\u00f6kurssi. L\u00e4ht\u00f6kurssista oli v\u00e4hennetty Mandatum Oyj:n puolivuosikatsauksen </span></div><div class=\"ps5926 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">2024 j\u00e4lkeen osakkeen vaihdolla painotettu keskikurssi sek\u00e4 yhteenlasketut Sampo Oyj:n </span></div><div class=\"ps5927 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksup\u00e4iv\u00e4\u00e4n menness\u00e4 p\u00e4\u00e4tetyt osakekohtaiset osingot ja Mandatum Oyj:n julkistaman </span></div><div class=\"ps5928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2024 puolivuosikatsaukseen menness\u00e4 p\u00e4\u00e4tetyt Mandatum Oyj:n osakekohtaiset </span></div><div class=\"ps5908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osingot. Lis\u00e4ksi kannustepalkkiota m\u00e4\u00e4ritett\u00e4ess\u00e4 huomioitiin Sampo-konsernin </span></div><div class=\"ps5909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskisopeutetun p\u00e4\u00e4oman tuoton kehitys. Kannustinj\u00e4rjestelm\u00e4n ehtojen mukaan, mik\u00e4li </span></div><div class=\"ps5910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskisopeutettu p\u00e4\u00e4oman tuotto on v\u00e4hint\u00e4\u00e4n riskit\u00f6n tuotto +5 prosenttia, maksetaan </span></div><div class=\"ps5911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kannustepalkkio kokonaisuudessaan. Mik\u00e4li riskisopeutetun p\u00e4\u00e4oman tuotto on v\u00e4hint\u00e4\u00e4n </span></div><div class=\"ps5912 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskit\u00f6n tuotto +3 prosenttia, mutta v\u00e4hemm\u00e4n kuin riskit\u00f6n tuotto +5 prosenttia, maksetaan </span></div><div class=\"ps5913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">puolet kannustepalkkiosta. Mik\u00e4li riskisopeutetun p\u00e4\u00e4oman tuotto on v\u00e4hemm\u00e4n kuin riskit\u00f6n </span></div><div class=\"ps5929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotto +3 prosenttia, ei kannustepalkkiota makseta lainkaan.</span></div><div class=\"ps5915 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuonna 2025 riskisopeutetun p\u00e4\u00e4oman tuottovaatimus toteutui t\u00e4yten\u00e4 eik\u00e4 palkkiota </span></div><div class=\"ps5916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">leikattu. Lykk\u00e4yss\u00e4\u00e4nt\u00f6\u00e4 sovellettiin kannustepalkkioihin, jotka maksettiin niille </span></div><div class=\"ps5917 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">avainhenkil\u00f6ille, jotka olivat lykk\u00e4yss\u00e4\u00e4nn\u00f6n alaisia kannustinj\u00e4rjestelm\u00e4n k\u00e4ytt\u00f6\u00f6noton ja/tai </span></div><div class=\"ps5918 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksuhetkell\u00e4 voimassa olleiden Mandatum-konserniin kuuluvien yhti\u00f6iden </span></div><div class=\"ps5919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkitsemiss\u00e4\u00e4nt\u00f6jen mukaisesti.</span></div><div class=\"ps5921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ohjelmien k\u00e4yp\u00e4 arvo arvioidaan k\u00e4ytt\u00e4en Black\u2013Scholes-hinnoittelumallia.</span></div></div><div class=\"ps5865 ss0\"><div class=\"ss412_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:144.75pt\"></td><td style=\"padding:0;width:26.25pt\"></td><td style=\"padding:0;width:93.75pt\"></td><td style=\"padding:0;width:93.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #686868;padding:0\"><div class=\"ps7 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #686868;padding:0\"><div class=\"ps3048_1 ss405_1\"><div><div class=\"ps299 ss404_1\"><span class=\"f charStyle-905f4ea6 ps5931\">\u00a0</span></div></div></div></td><td style=\"border-bottom:1pt solid #686868;padding:0\"><div class=\"ps2140_1 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-7f1eb124 ps5932\">2020:1/2</span></div></div></div></td><td style=\"border-bottom:1pt solid #686868;padding:0\"><div class=\"ps1000 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-7f1eb124 ps5933\">2020:1/3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"><div class=\"ps304 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-eb5b806b ps14\">Alkuper\u00e4iset ehdot hyv\u00e4ksytty</span><span class=\"f charStyle-13f55882 ps5934\"><sup>1</sup></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"><div class=\"ps5936 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5935\">5.8.2020</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"><div class=\"ps5937 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5935\">5.8.2020</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2021</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5939 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5938\">20</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5941 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.68pt\"></span></span><span class=\"ps5940\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2022</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5942 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5938\">20</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5944 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5943\">50</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2023</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5945 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5938\">20</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5946 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5943\">50</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5948 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5947\">11</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5950 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5949\">35</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5952 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5951\">26</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5954 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5953\">123</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kausi p\u00e4\u00e4ttyy I 30 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5956 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5955\">Q2-2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5957 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps3273\">Q2-2025</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kausi p\u00e4\u00e4ttyy II 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5958 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps3273\">Q2-2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5960 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5959\">Q2-2026</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kausi p\u00e4\u00e4ttyy III 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5961 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5959\">Q2-2026</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5963 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5962\">Q2-2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksuajankohta I 30 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5965 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5964\">syyskuu 2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5966 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps1748\">syyskuu 2025</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksuajankohta II 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5967 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps1748\">syyskuu 2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5968 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps2054\">syyskuu 2026</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksuajankohta III 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5969 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps2054\">syyskuu 2026</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5971 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5970\">syyskuu 2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kannusteyksik\u00f6n enimm\u00e4isarvo </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">euroa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5973 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.08pt\"></span></span><span class=\"ps5972\">12,89<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5974 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.08pt\"></span></span><span class=\"ps5972\">12,89<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">L\u00e4ht\u00f6kurssi oikaistuna osingolla </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">euroa 31.12.2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5976 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.39pt\"></span></span><span class=\"ps5975\">5,73<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5977 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.39pt\"></span></span><span class=\"ps5975\">5,73<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2230 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sampo A -p\u00e4\u00e4t\u00f6skurssi euroa </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5980 ss410_1\"><div><div class=\"ps342 ss404_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:2.53pt\"></span></span><span class=\"ps5979\">10,33</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1501 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Perusarvo yhteens\u00e4 (milj. euroa)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5982 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.36pt\"></span></span><span class=\"ps5981\">0,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5984 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.32pt\"></span></span><span class=\"ps5983\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2865_1 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velka yhteens\u00e4 (milj. euroa)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5986 ss405_1\"><div><div class=\"ps299 ss404_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.83pt\"></span></span><span class=\"ps5985\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2870_1 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikauden kulu yhteens\u00e4 </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">(milj. euroa)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5988 ss410_1\"><div><div class=\"ps342 ss404_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.12pt\"></span></span><span class=\"ps5987\">3,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:15pt\"><td colspan=\"2\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5989 ss411_1\"><div><div class=\"ps5354 ss115_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Kannustimien my\u00f6nt\u00e4misp\u00e4iv\u00e4t vaihtelevat.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-316": {
   "value": "<div><div id=\"ifa96c4962efd4de9a82ec8952bd75a9b_127\" style=\"position:absolute;top:94.96pt\"></div><div class=\"ps5744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">34 JOHDON JA ASIANTUNTIJOIDEN PITK\u00c4AIKAISET KANNUSTINJ\u00c4RJESTELM\u00c4T<span id=\"i2277dce0a7cf481a9fa027ecba0c7584\"></span></span></div><div class=\"ps5745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaate<span id=\"iaa308010ead942d9ba29afdba911c3a8\"></span></span></div><div class=\"ps5746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernilla on osakepohjaisia kannustinj\u00e4rjestelmi\u00e4, joissa maksut suoritetaan </span></div><div class=\"ps5747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">ty\u00f6ntekij\u00f6ille osakkeina ja osakepalkkioiden ennakonpid\u00e4tysvelvoitteet k\u00e4teisen\u00e4 </span></div><div class=\"ps5748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(pitk\u00e4aikainen kannustinj\u00e4rjestelm\u00e4 ja ehdollinen osakepalkkioj\u00e4rjestelm\u00e4 2024). Pitk\u00e4aikaisen </span></div><div class=\"ps5749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kannustinj\u00e4rjestelm\u00e4 2020:n osalta maksut suoritetaan k\u00e4teisen\u00e4. J\u00e4rjestelmiss\u00e4 my\u00f6nnett\u00e4v\u00e4t </span></div><div class=\"ps5750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">etuudet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon niiden my\u00f6nt\u00e4mishetkell\u00e4 ja kirjataan kuluksi </span></div><div class=\"ps5751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuloslaskelmaan tasaerin\u00e4 oikeuden syntymisajanjakson aikana.</span></div><div class=\"ps5752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Osakkeina maksettavan etuuden k\u00e4yp\u00e4 arvo on osakkeen markkinahinta my\u00f6nt\u00e4mishetkell\u00e4. </span></div><div class=\"ps5753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Oman p\u00e4\u00e4oman ehtoisina instrumentteina maksettavia osakeperusteisia etuuksia ei uudelleen </span></div><div class=\"ps5754 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvosteta ja niist\u00e4 kirjataan omaan p\u00e4\u00e4omaan kulua vastaava lis\u00e4ys. Osakepalkkioj\u00e4rjestelmi\u00e4 </span></div><div class=\"ps5755 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">k\u00e4sitell\u00e4\u00e4n kokonaisuudessaan omana p\u00e4\u00e4omana maksettavina j\u00e4rjestelyin\u00e4 ja kulu kirjataan </span></div><div class=\"ps5756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">brutto-osakkeiden m\u00e4\u00e4r\u00e4\u00e4n perustuen huolimatta siit\u00e4, ett\u00e4 ty\u00f6ntekij\u00e4 saa lopulta netto-</span></div><div class=\"ps5757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakkeet ja konserni suorittaa ennakonpid\u00e4tysvelvoitteiden kattamiseen tarvittavan osuuden </span></div><div class=\"ps5758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">rahana verottajalle.</span></div><div class=\"ps5759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Rahana maksettava osakeperusteinen etuus arvostetaan k\u00e4yp\u00e4\u00e4n arvoon kunkin tilikauden </span></div><div class=\"ps5760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">p\u00e4\u00e4ttyess\u00e4 velan suorittamishetkeen asti sek\u00e4 kirjataan velaksi taseeseen. Etuuksien kuluksi </span></div><div class=\"ps5761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kirjattava m\u00e4\u00e4r\u00e4 perustuu konsernin arvioon maksettavien etuuksien m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps5762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syntymisajanjakson lopussa.</span></div><div class=\"ps5763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Markkinaperusteiset ehdot sek\u00e4 muut kuin ansaintaehdot otetaan huomioon etuuden k\u00e4yp\u00e4\u00e4 </span></div><div class=\"ps5764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4. Sen sijaan ei-markkinaperusteisia ehtoja, jotka perustuvat liiketoiminnan </span></div><div class=\"ps5765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tulokseen tai vastuullisuustavoitteisiin, ei oteta huomioon m\u00e4\u00e4ritett\u00e4ess\u00e4 etuuden k\u00e4yp\u00e4\u00e4 </span></div><div class=\"ps5766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">arvoa, vaan ne vaikuttavat arvioon etuuksien lopullisesta m\u00e4\u00e4r\u00e4st\u00e4. Konserni p\u00e4ivitt\u00e4\u00e4 </span></div><div class=\"ps5767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">oletuksen lopullisesta etuuksien m\u00e4\u00e4r\u00e4st\u00e4 jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4 ja kirjaa arvioiden </span></div><div class=\"ps5768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">muutokset tuloslaskelmaan.</span></div><div class=\"ps5769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Pitk\u00e4aikaiset kannustinj\u00e4rjestelm\u00e4t<span id=\"i4252fc41c71b4696a1324ab8e64381f2\"></span></span></div><div class=\"ps5770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum k\u00e4ytt\u00e4\u00e4 pitk\u00e4aikaisia kannustinj\u00e4rjestelmi\u00e4 toimitusjohtajalle, konsernin </span></div><div class=\"ps5771 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">johtoryhm\u00e4lle ja muille konsernin avainhenkil\u00f6ille. Mandatumin omaa pitk\u00e4aikaista </span></div><div class=\"ps5772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kannustinj\u00e4rjestelm\u00e4\u00e4 on sovellettu vuodesta 2024 l\u00e4htien, sit\u00e4 aiemmin konsernissa </span></div><div class=\"ps5773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sovellettiin Sampo-konsernin pitk\u00e4aikaista kannustinj\u00e4rjestelm\u00e4\u00e4.</span></div><div class=\"ps5745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps524\">Mandatumin pitk\u00e4aikainen kannustinj\u00e4rjestelm\u00e4<span id=\"ib57cbf53920e4b8083284683d04a60e9\"></span></span></div><div class=\"ps5746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin hallitus p\u00e4\u00e4tti vuonna 2024 suoritusperusteisen pitk\u00e4aikaisen </span></div><div class=\"ps5747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakepalkkioj\u00e4rjestelm\u00e4n perustamisesta, jonka tarkoituksena on yhdist\u00e4\u00e4 omistajien ja </span></div><div class=\"ps5748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">konsernin avainhenkil\u00f6iden tavoitteet yhti\u00f6n omistaja-arvon kasvattamiseksi, sitouttaa </span></div><div class=\"ps5749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">avainhenkil\u00f6t toteuttamaan yhti\u00f6n strategiaa ja palkita erinomaisesta suoriutumisesta. </span></div><div class=\"ps5750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Suoriteperusteinen osakepalkkioj\u00e4rjestelm\u00e4 koostuu vuosittain alkavista yksitt\u00e4isist\u00e4 </span></div><div class=\"ps5751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakepalkkio-ohjelmista, joista kukin sis\u00e4lt\u00e4\u00e4 kolmen vuoden pituisen suoritusjakson ja sen </span></div><div class=\"ps5775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4lkeen mahdollisesti maksettavan osakepalkkion, ottaen huomioon Mandatum-konserniin </span></div><div class=\"ps5752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">sovellettavasta s\u00e4\u00e4ntelyst\u00e4 mahdollisesti johtuvan palkkioiden lykk\u00e4\u00e4misen ja/tai </span></div><div class=\"ps5753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">luovutusrajoituksen. Kunkin yksitt\u00e4isen ohjelman alkaminen j\u00e4rjestelm\u00e4n puitteissa edellytt\u00e4\u00e4 </span></div><div class=\"ps5754 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum Oyj:n hallituksen erillist\u00e4 p\u00e4\u00e4t\u00f6st\u00e4.</span></div><div class=\"ps5756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Suoriteperusteisessa pitk\u00e4n aikav\u00e4lin osakepalkkioj\u00e4rjestelm\u00e4ss\u00e4 on k\u00e4ynnistetty kolme </span></div><div class=\"ps5757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">ohjelmaa, jotka kattavat tilikaudet 2024\u20132025, 2024\u20132026 ja 2025\u20132027. Tilikaudet 2024\u2013</span></div><div class=\"ps5758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">2025 kattava ohjelma on siirtym\u00e4vaiheen osakepalkkio-ohjelma, jonka tarkoituksena on </span></div><div class=\"ps5776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelm\u00e4n kohderyhm\u00e4n kannustaminen ja sitouttaminen Sampo Oyj:n pitk\u00e4aikaisen </span></div><div class=\"ps5759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kannustinj\u00e4rjestelm\u00e4n 2020 ja Mandatumin ensimm\u00e4isen oman osakepohjaisen </span></div><div class=\"ps5760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kannustinj\u00e4rjestelm\u00e4n v\u00e4lisess\u00e4 siirtym\u00e4vaiheessa. T\u00e4m\u00e4n takia ohjelmassa on </span></div><div class=\"ps5761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">poikkeuksellisesti kahden vuoden pituinen suoritusjakso.</span></div><div class=\"ps5777 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Palkkion maksaminen ohjelmien nojalla edellytt\u00e4\u00e4 hallituksen asianomaiselle ohjelmalle </span></div><div class=\"ps5763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">asettamien suoritustavoitteiden saavuttamista. Suoritusmittarit, joiden perusteella yll\u00e4 </span></div><div class=\"ps5764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">mainittujen ensimm\u00e4isten ohjelmien nojalla mahdollisesti suoritettavat osakepalkkiot </span></div><div class=\"ps5765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksetaan, on kuvattu \u201dPitk\u00e4aikaisten kannustinj\u00e4rjestelmien tiedot\u201d -taulukossa.</span></div><div class=\"ps5767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kannustinj\u00e4rjestelmien nojalla mahdollisesti ansaitut palkkiot maksetaan Mandatum Oyj:n </span></div><div class=\"ps5768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakkeina. Mandatumilla on kuitenkin oikeus maksaa palkkio tietyiss\u00e4 tilanteissa </span></div><div class=\"ps5778 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kokonaisuudessaan rahana. Mandatum soveltaa konsernin johtoryhm\u00e4n j\u00e4seniin (mukaan </span></div><div class=\"ps5779 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">lukien konsernin toimitusjohtaja) osakeomistussuositusta, jonka mukaan johtoryhm\u00e4n kunkin </span></div><div class=\"ps5780 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4senen odotetaan s\u00e4ilytt\u00e4v\u00e4n omistuksessaan v\u00e4hint\u00e4\u00e4n puolet yhti\u00f6n </span></div><div class=\"ps5781 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakepalkkioj\u00e4rjestelmist\u00e4 saamistaan osakkeista, kunnes h\u00e4nen osakeomistuksensa arvo </span></div><div class=\"ps5782 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">yhti\u00f6ss\u00e4 vastaa v\u00e4hint\u00e4\u00e4n h\u00e4nen bruttom\u00e4\u00e4r\u00e4isen vuosipalkkansa m\u00e4\u00e4r\u00e4\u00e4.</span></div><div class=\"ps5783 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ohjelmien k\u00e4yp\u00e4 arvo arvioidaan k\u00e4ytt\u00e4en Monte Carlo -simulointimallia.</span></div></div><div><div class=\"ps5786 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-7186097d ps11\">Ehdollinen osakepalkkioj\u00e4rjestelm\u00e4<span id=\"iacd4ac079f6a4fa2a7cae381ce7b5c7d\"></span></span></div><div class=\"ps5787 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Oyj:n hallitus p\u00e4\u00e4tti vuonna 2024 ehdollisen osakepalkkioj\u00e4rjestelm\u00e4n </span></div><div class=\"ps5788 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">perustamisesta. Se on tarkoitettu k\u00e4ytett\u00e4v\u00e4ksi t\u00e4ydent\u00e4v\u00e4n\u00e4 osakepohjaisena kannustin- ja </span></div><div class=\"ps5789 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sitouttamisohjelmana erityistilanteissa, kuten esimerkiksi uusien rekrytointien yhteydess\u00e4. </span></div><div class=\"ps5790 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Ehdollinen osakepalkkioj\u00e4rjestelm\u00e4 koostuu vuosittain alkavista yksitt\u00e4isist\u00e4 ehdollisista </span></div><div class=\"ps5791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">osakepalkkio-ohjelmista. Kukin ohjelma sis\u00e4lt\u00e4\u00e4 rajoitusjakson, joka kokonaisuudessaan kattaa </span></div><div class=\"ps5792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kolme kalenterivuotta ja jonka kuluessa yhti\u00f6 voi luvata kiinte\u00e4m\u00e4\u00e4r\u00e4isi\u00e4 osakepalkkioita </span></div><div class=\"ps5793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">erikseen valituille avainhenkil\u00f6ille.</span></div><div class=\"ps5787 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Kunkin yksitt\u00e4isen ohjelman alkaminen j\u00e4rjestelm\u00e4n puitteissa edellytt\u00e4\u00e4 Mandatum Oyj:n </span></div><div class=\"ps5788 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">hallituksen erillist\u00e4 p\u00e4\u00e4t\u00f6st\u00e4. K\u00e4ynniss\u00e4 olevat ohjelmat kattavat tilikaudet 2024\u20132026 ja </span></div><div class=\"ps5789 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">2025\u20132027. J\u00e4rjestelm\u00e4\u00e4n perustuvat osakepalkkiot maksetaan osallistujille Mandatum Oyj:n </span></div><div class=\"ps5790 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakkeina.</span></div><div class=\"ps5792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ohjelmien k\u00e4yp\u00e4 arvo arvioidaan k\u00e4ytt\u00e4en Monte Carlo -simulointimallia.</span></div><div class=\"ps5794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Pitk\u00e4aikaisten kannustinj\u00e4rjestelmien tiedot:</span></div></div><div><div class=\"ps5865 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps5795\"> </span><div class=\"ss125 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:113.25pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td><td style=\"padding:0;width:132pt\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss382_1\"><div><div class=\"ps635 ss381_1\"><span class=\"f charStyle-f5d2fe2a ps14\">Pitk\u00e4aikainen ohjelma</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5796 ss384_1\"><div><div class=\"ps2141 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Suoriteperusteinen ohjelma\u00a0 \u00a0 \u00a0 </span></div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">2024\u20132025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5797 ss384_1\"><div><div class=\"ps2141 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Suoriteperusteinen ohjelma\u00a0 \u00a0  </span></div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">2024\u20132026</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5798 ss384_1\"><div><div class=\"ps2141 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Suoriteperusteinen ohjelma\u00a0 \u00a0  </span></div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">2025\u20132027</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5799 ss384_1\"><div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Ehdollinen ohjelma 2024\u20132026</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5800 ss384_1\"><div><div class=\"ps635 ss383_1\"><span class=\"f charStyle-5dc9bd92 ps14\">Ehdollinen ohjelma 2025\u20132027</span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1507 ss385_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Hallituksen p\u00e4\u00e4t\u00f6s ohjelman </span></div><div class=\"ps1883 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">lanseerauksesta</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5802 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">19.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5803 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">19.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5804 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">12.3.2025</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5805 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">19.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5806 ss386_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">12.3.2025</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1720 ss387_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Suorituskausi</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5808 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2024\u201331.12.2025</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5809 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2024\u201331.12.2026</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5810 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2025\u201331.12.2027</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5811 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2024\u201331.12.2026</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5812 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1.1.2025\u201331.12.2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1721 ss387_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Allokoinnin my\u00f6nt\u00e4mishetki</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5814 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">28.3.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5815 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">2.4.2024</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5816 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">17.3.2025</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5817 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei allokoituja osakkeita</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5818 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei allokoituja osakkeita</span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps3945 ss382_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Kohderyhm\u00e4</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5819 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Toimitusjohtaja, johtoryhm\u00e4 ja muut </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">konsernin avainhenkil\u00f6t</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5820 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Toimitusjohtaja, johtoryhm\u00e4 ja muut </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">konsernin avainhenkil\u00f6t</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5821 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Toimitusjohtaja, johtoryhm\u00e4 ja muut </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">konsernin avainhenkil\u00f6t</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5822 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Erityistilanteet, esimerkiksi </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">rekrytoinnit</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5823 ss384_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Erityistilanteet, esimerkiksi </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">rekrytoinnit</span></div></div></div></td></tr><tr style=\"height:66.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5619 ss389_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Suoritusmittarit</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5824 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Yhti\u00f6n osakkeen absoluuttinen </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaistuoton kehitys (Absolute </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Total Shareholder Return), </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kannattavuuteen liittyv\u00e4 mittari </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">(Mandatumin p\u00e4\u00e4omakevyen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">liiketoiminnan kehitys) sek\u00e4 valittu </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastuullisuustavoite</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5825 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Yhti\u00f6n osakkeen absoluuttinen </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaistuoton kehitys (Absolute </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Total Shareholder Return), </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kannattavuuteen liittyv\u00e4 mittari </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">(Mandatumin p\u00e4\u00e4omakevyen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">liiketoiminnan kehitys) sek\u00e4 valittu </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastuullisuustavoite</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5826 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Yhti\u00f6n osakkeen absoluuttinen </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaistuoton kehitys (Absolute </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Total Shareholder Return), </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kannattavuuteen liittyv\u00e4 mittari </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">(Mandatumin p\u00e4\u00e4omakevyen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">liiketoiminnan tulos) sek\u00e4 valittu </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastuullisuustavoite.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5827 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei m\u00e4\u00e4ritelty</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5828 ss390_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ei m\u00e4\u00e4ritelty</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5241 ss391_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Leikkuri</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5829 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5830 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5831 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5832 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5833 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkioiden arvoa on rajoitettu </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeen kurssikehitykseen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kytketyll\u00e4 leikkurilla</span></div></div></div></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps4328 ss391_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Allokoitujen osakkeiden </span></div><div class=\"ps1883 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">enimm\u00e4ism\u00e4\u00e4r\u00e4 (bruttom\u00e4\u00e4r\u00e4 </span></div><div class=\"ps3900 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">ennen ennakonpid\u00e4tyst\u00e4)</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5834 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1\u00a0363\u00a0000</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5835 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1\u00a0724\u00a0000</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5836 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">1\u00a0936\u00a0000</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5837 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">172\u00a0400</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5838 ss392_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">194\u00a0000</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5839 ss387_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkion my\u00f6nt\u00e4mishetki</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5840 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2026</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5841 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2027</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5842 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2028</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5843 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2027</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5844 ss388_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Viimeist\u00e4\u00e4n 30.4.2028</span></div></div></div></td></tr><tr style=\"height:48.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5845 ss393_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhteen ehdot</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5846 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ilmoitusta. Good leaver -ehtoja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5847 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ilmoitusta. Good leaver -ehtoja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5848 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ilmoitusta. Good leaver -ehtoja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5849 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu ilmoitusta</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5850 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ty\u00f6suhde on voimassa palkkion </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">maksuhetkell\u00e4 eik\u00e4 ty\u00f6suhteen </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">p\u00e4\u00e4ttymisest\u00e4 ole annettu ilmoitusta</span></div></div></div></td></tr><tr style=\"height:48.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps2923 ss393_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkion toimitustapa</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5852 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5853 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5854 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5855 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5856 ss394_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Palkkio maksetaan Mandatum Oyj:n </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">osakkeina. Palkkion lykk\u00e4yst\u00e4 </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sovelletaan lykk\u00e4yksen piiriss\u00e4 </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">olevaan ylimp\u00e4\u00e4n johtoon ja </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">avainhenkil\u00f6ihin.</span></div></div></div></td></tr><tr style=\"height:102.75pt\"><td style=\"border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps1904 ss395_1\"><div><div class=\"ps1876 ss381_1\"><span class=\"f charStyle-da6d4454 ps14\">Riskisopeutus</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5860 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5861 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5862 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5863 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5864 ss396_1\"><div><div class=\"ps1876 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">Ennen lyk\u00e4tyn palkkion maksamista </span></div><div class=\"ps1883 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">yhti\u00f6 arvioi uudelleen osallistujan </span></div><div class=\"ps3900 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">kokonaisvaltaisen suoriutumisen </span></div><div class=\"ps3901 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sek\u00e4 yhti\u00f6n liiketoiminnan\u00a0 tuloksen </span></div><div class=\"ps3906 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">ja tekee tarvittaessa j\u00e4lkik\u00e4teisen </span></div><div class=\"ps3927 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">riskioikaisun. Yhti\u00f6 voi harkintansa </span></div><div class=\"ps3970 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mukaan alentaa my\u00f6s\u00a0osakem\u00e4\u00e4r\u00e4\u00e4, </span></div><div class=\"ps4154 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">mik\u00e4li osallistuja on toiminut </span></div><div class=\"ps4155 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">sis\u00e4isten tai ulkoisten ohjeiden </span></div><div class=\"ps5858 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">vastaisesti tai h\u00e4nt\u00e4 ei pidet\u00e4 en\u00e4\u00e4 </span></div><div class=\"ps5859 ss383_1\"><span class=\"f charStyle-da6d4454 ps14\">teht\u00e4v\u00e4\u00e4n sopivana ja luotettavana.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps5865 ss0\"><div class=\"ss402_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:494.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss398_1\"><div><div class=\"ps342 ss397_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5869 ss376\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-7f1eb124 ps5867\">Suoriteperusteinen </span></div><div class=\"ps342 ss11\"><span class=\"f charStyle-7f1eb124 ps5868\">ohjelma 2024-2025</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5871 ss376\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-7f1eb124 ps5867\">Suoriteperusteinen </span></div><div class=\"ps342 ss11\"><span class=\"f charStyle-7f1eb124 ps629\">ohjelma 2024-2026</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5873 ss376\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-7f1eb124 ps5867\">Suoriteperusteinen </span></div><div class=\"ps342 ss11\"><span class=\"f charStyle-7f1eb124 ps5872\">ohjelma 2025-2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps859 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Henkil\u00f6it\u00e4 tilikauden lopussa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5875 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5874\">22</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5877 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5876\">42</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5879 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5878\">47</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps871 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Toteutustapa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5881 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5880\">Osakkeina</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5882 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5880\">Osakkeina</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5883 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5880\">Osakkeina</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps819 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Tilikauden aikana jaksotettu kulu </span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5885 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5884\">1,3</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5887 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6 ps5886\">1,4</span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5889 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:81.33pt\"></span></span><span class=\"ps5888\">1,0</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kauden alussa osakkeita allokoitu (1 000 kpl)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5891 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.49pt\"></span></span><span class=\"ps5890\">968</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5892 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.29pt\"></span></span><span class=\"ps1621\">1\u00a0426</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5893 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.23pt\"></span></span><span class=\"ps133_1\">1\u00a0686</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps893 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kauden muutokset (1 000 kpl)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5895 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.09pt\"></span></span><span class=\"ps5894\">55</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5897 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:77.02pt\"></span></span><span class=\"ps5896\">265</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5899 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:78.12pt\"></span></span><span class=\"ps5898\">160</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps347 ss400_1\"><div><div class=\"ps299 ss397_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kauden lopussa allokoidut osakkeet (1 000 kpl)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5901 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.2pt\"></span></span><span class=\"ps5900\">1\u00a0023</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5903 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:73.41pt\"></span></span><span class=\"ps5902\">1\u00a0691</span></span></div></div></div></td><td style=\"border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0\"><div class=\"ps5905 ss371\"><div><div class=\"ps299 ss11\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:71.04pt\"></span></span><span class=\"ps5904\">1\u00a0846</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-756bbc82 ps11\">Pitk\u00e4aikainen kannustinj\u00e4rjestelm\u00e4 2020<span id=\"i2c3f53907db648c4ab2272f6137f7219\"></span></span></div><div class=\"ps5908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sampo Oyj:n vuonna 2023 tapahtuneen osittaisjakautumisen ja Mandatum Oyj:n osakkeen </span></div><div class=\"ps5909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">listaamisen Nasdaq Helsinkiin j\u00e4lkeen Mandatumin hallitus p\u00e4\u00e4tti, sitouttaakseen Mandatum-</span></div><div class=\"ps5910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">konsernin avainhenkil\u00f6it\u00e4 ja toimitusjohtajan, ett\u00e4 kyseess\u00e4 olevat henkil\u00f6t j\u00e4\u00e4v\u00e4t Sammon </span></div><div class=\"ps5911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">pitk\u00e4aikaiseen kannustinj\u00e4rjestelm\u00e4\u00e4n 2020. Kannustinj\u00e4rjestelm\u00e4 k\u00e4ynnistettiin elokuussa </span></div><div class=\"ps5912 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">2020 ja sen ehtoja muutettiin syyskuussa 2023. Kannustinj\u00e4rjestelm\u00e4 on k\u00e4teispohjainen, jossa </span></div><div class=\"ps5913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">palkkion arvo m\u00e4\u00e4r\u00e4ytyy osakekurssin kehityksen mukaan.</span></div><div class=\"ps5914 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Sampo-konsernin kannustinj\u00e4rjestelm\u00e4ss\u00e4 on jaettu kannusteyksik\u00f6it\u00e4 kolmessa allokaatiossa, </span></div><div class=\"ps5915 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">joista ensimm\u00e4inen (p\u00e4\u00e4allokointi) oli vuonna 2020 (2020:1) ja seuraavat vuosina 2021 </span></div><div class=\"ps5916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">(2020:1/2) ja 2022 (2020:1/3). Mahdollinen kannustepalkkio maksetaan kolmessa </span></div><div class=\"ps5917 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuosittaisessa er\u00e4ss\u00e4. Ensimm\u00e4isen allokaation (2020:1) ensimm\u00e4inen maksu maksettiin </span></div><div class=\"ps5918 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syyskuussa 2023, ennen jakautumisen t\u00e4yt\u00e4nt\u00f6\u00f6npanoa, ja toinen syyskuussa 2024. Viimeinen </span></div><div class=\"ps5919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksuer\u00e4 er\u00e4\u00e4ntyi vuonna 2025. Toisen allokaation (2020:1/2) ensimm\u00e4inen maksu maksettiin </span></div><div class=\"ps5920 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">syyskuussa 2024 ja toinen syyskuussa 2025. Viimeinen maksuer\u00e4 er\u00e4\u00e4ntyy 2026. Kolmannen </span></div><div class=\"ps5921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">allokaation (2020:1/3) ensimm\u00e4inen maksuer\u00e4 maksettiin syyskuussa 2025 ja loput maksut </span></div><div class=\"ps5922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">er\u00e4\u00e4ntyv\u00e4t vuosina 2026\u20132027.</span></div><div class=\"ps5923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuonna 2025 kannusteyksik\u00f6n arvo m\u00e4\u00e4r\u00e4ytyi Sampo A -osakkeen vaihdolla painotetun </span></div><div class=\"ps5924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">keskikurssin mukaan ehdoissa m\u00e4\u00e4r\u00e4ttyn\u00e4 ajankohtana siten, ett\u00e4 painotetusta keskikurssista </span></div><div class=\"ps5925 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">v\u00e4hennettiin l\u00e4ht\u00f6kurssi. L\u00e4ht\u00f6kurssista oli v\u00e4hennetty Mandatum Oyj:n puolivuosikatsauksen </span></div><div class=\"ps5926 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">2024 j\u00e4lkeen osakkeen vaihdolla painotettu keskikurssi sek\u00e4 yhteenlasketut Sampo Oyj:n </span></div><div class=\"ps5927 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">maksup\u00e4iv\u00e4\u00e4n menness\u00e4 p\u00e4\u00e4tetyt osakekohtaiset osingot ja Mandatum Oyj:n julkistaman </span></div><div class=\"ps5928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">vuoden 2024 puolivuosikatsaukseen menness\u00e4 p\u00e4\u00e4tetyt Mandatum Oyj:n osakekohtaiset </span></div><div class=\"ps5908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osingot. Lis\u00e4ksi kannustepalkkiota m\u00e4\u00e4ritett\u00e4ess\u00e4 huomioitiin Sampo-konsernin </span></div><div class=\"ps5909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskisopeutetun p\u00e4\u00e4oman tuoton kehitys. Kannustinj\u00e4rjestelm\u00e4n ehtojen mukaan, mik\u00e4li </span></div><div class=\"ps5910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskisopeutettu p\u00e4\u00e4oman tuotto on v\u00e4hint\u00e4\u00e4n riskit\u00f6n tuotto +5 prosenttia, maksetaan </span></div><div class=\"ps5911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kannustepalkkio kokonaisuudessaan. Mik\u00e4li riskisopeutetun p\u00e4\u00e4oman tuotto on v\u00e4hint\u00e4\u00e4n </span></div><div class=\"ps5912 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">riskit\u00f6n tuotto +3 prosenttia, mutta v\u00e4hemm\u00e4n kuin riskit\u00f6n tuotto +5 prosenttia, maksetaan </span></div><div class=\"ps5913 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">puolet kannustepalkkiosta. Mik\u00e4li riskisopeutetun p\u00e4\u00e4oman tuotto on v\u00e4hemm\u00e4n kuin riskit\u00f6n </span></div><div class=\"ps5929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">tuotto +3 prosenttia, ei kannustepalkkiota makseta lainkaan.</span></div><div class=\"ps5915 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Vuonna 2025 riskisopeutetun p\u00e4\u00e4oman tuottovaatimus toteutui t\u00e4yten\u00e4 eik\u00e4 palkkiota </span></div><div class=\"ps5916 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">leikattu. Lykk\u00e4yss\u00e4\u00e4nt\u00f6\u00e4 sovellettiin kannustepalkkioihin, jotka maksettiin niille </span></div><div class=\"ps5917 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">avainhenkil\u00f6ille, jotka olivat lykk\u00e4yss\u00e4\u00e4nn\u00f6n alaisia kannustinj\u00e4rjestelm\u00e4n k\u00e4ytt\u00f6\u00f6noton ja/tai </span></div><div class=\"ps5918 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">maksuhetkell\u00e4 voimassa olleiden Mandatum-konserniin kuuluvien yhti\u00f6iden </span></div><div class=\"ps5919 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">palkitsemiss\u00e4\u00e4nt\u00f6jen mukaisesti.</span></div><div class=\"ps5921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Ohjelmien k\u00e4yp\u00e4 arvo arvioidaan k\u00e4ytt\u00e4en Black\u2013Scholes-hinnoittelumallia.</span></div></div><div class=\"ps5865 ss0\"><div class=\"ss412_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:144.75pt\"></td><td style=\"padding:0;width:26.25pt\"></td><td style=\"padding:0;width:93.75pt\"></td><td style=\"padding:0;width:93.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #686868;padding:0\"><div class=\"ps7 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"border-bottom:1pt solid #686868;padding:0\"><div class=\"ps3048_1 ss405_1\"><div><div class=\"ps299 ss404_1\"><span class=\"f charStyle-905f4ea6 ps5931\">\u00a0</span></div></div></div></td><td style=\"border-bottom:1pt solid #686868;padding:0\"><div class=\"ps2140_1 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-7f1eb124 ps5932\">2020:1/2</span></div></div></div></td><td style=\"border-bottom:1pt solid #686868;padding:0\"><div class=\"ps1000 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-7f1eb124 ps5933\">2020:1/3</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"><div class=\"ps304 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-eb5b806b ps14\">Alkuper\u00e4iset ehdot hyv\u00e4ksytty</span><span class=\"f charStyle-13f55882 ps5934\"><sup>1</sup></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"><div class=\"ps5936 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5935\">5.8.2020</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:1pt solid #686868;padding:0\"><div class=\"ps5937 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5935\">5.8.2020</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2021</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5939 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5938\">20</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5941 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:82.68pt\"></span></span><span class=\"ps5940\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2022</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5942 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5938\">20</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5944 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5943\">50</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2023</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5945 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5938\">20</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5946 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5943\">50</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5948 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5947\">11</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5950 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5949\">35</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Allokoitu (1 000 kpl) 31.12.2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5952 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5951\">26</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5954 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5953\">123</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1126 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kausi p\u00e4\u00e4ttyy I 30 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5956 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5955\">Q2-2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5957 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps3273\">Q2-2025</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1129 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kausi p\u00e4\u00e4ttyy II 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5958 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps3273\">Q2-2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5960 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5959\">Q2-2026</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1133 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kausi p\u00e4\u00e4ttyy III 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5961 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5959\">Q2-2026</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5963 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5962\">Q2-2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1427 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksuajankohta I 30 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5965 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5964\">syyskuu 2024</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5966 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps1748\">syyskuu 2025</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1433 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksuajankohta II 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5967 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps1748\">syyskuu 2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5968 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps2054\">syyskuu 2026</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1439 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Maksuajankohta III 35 %</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5969 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps2054\">syyskuu 2026</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5971 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6 ps5970\">syyskuu 2027</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1446 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Kannusteyksik\u00f6n enimm\u00e4isarvo </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">euroa</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5973 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.08pt\"></span></span><span class=\"ps5972\">12,89<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5974 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.08pt\"></span></span><span class=\"ps5972\">12,89<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps569_1 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">L\u00e4ht\u00f6kurssi oikaistuna osingolla </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">euroa 31.12.2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5976 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.39pt\"></span></span><span class=\"ps5975\">5,73<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5977 ss409_1\"><div><div class=\"ps342 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:70.39pt\"></span></span><span class=\"ps5975\">5,73<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:11.25pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2230 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Sampo A -p\u00e4\u00e4t\u00f6skurssi euroa </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">31.12.2025</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5980 ss410_1\"><div><div class=\"ps342 ss404_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:2.53pt\"></span></span><span class=\"ps5979\">10,33</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1501 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Perusarvo yhteens\u00e4 (milj. euroa)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5982 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:76.36pt\"></span></span><span class=\"ps5981\">0,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5984 ss407_1\"><div><div class=\"ps299 ss406_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:74.32pt\"></span></span><span class=\"ps5983\">0,3<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2865_1 ss403_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Velka yhteens\u00e4 (milj. euroa)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5986 ss405_1\"><div><div class=\"ps299 ss404_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:9.83pt\"></span></span><span class=\"ps5985\">0,4</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2870_1 ss408_1\"><div><div class=\"ps299 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">Raportointikauden kulu yhteens\u00e4 </span></div><div class=\"ps342 ss167_1\"><span class=\"f charStyle-905f4ea6 ps14\">(milj. euroa)</span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5988 ss410_1\"><div><div class=\"ps342 ss404_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:11.12pt\"></span></span><span class=\"ps5987\">3,5</span></span></div></div></div></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"></td></tr><tr style=\"height:15pt\"><td colspan=\"2\" style=\"border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5989 ss411_1\"><div><div class=\"ps5354 ss115_1\"><span class=\"f charStyle-da6d4454 ps14\">1) Kannustimien my\u00f6nt\u00e4misp\u00e4iv\u00e4t vaihtelevat.</span></div></div></div></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td><td style=\"border-top:0.5pt solid #686868;padding:0\"></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-318": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">35 TILINTARKASTAJAN PALKKIOT<span id=\"i29ecb1ec8981407698a203c923adcee7\"></span></span></div><div class=\"ps2801_1 ss0\"><div class=\"ss8 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:246.75pt\"></td><td style=\"padding:0;width:68.25pt\"></td><td style=\"padding:0;width:60pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-7f1eb124 ps14\">Milj. \u20ac</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5990 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124 ps3741\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps382 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124 ps1275\">2024</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps304 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-905f4ea6 ps14\">Tilintarkastus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps5992 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.77pt\"></span></span><span class=\"ps5991\">1,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps389 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.52pt\"></span></span><span class=\"ps5993\">1,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps311 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-905f4ea6 ps14\">Tilintarkastajan lausunnot</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5995 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.91pt\"></span></span><span class=\"ps5994\">0,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps395 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.52pt\"></span></span><span class=\"ps5993\">0,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps318 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-905f4ea6 ps14\">Kest\u00e4vyysraportoinnin varmennus</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5996 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:50.77pt\"></span></span><span class=\"ps5991\">0,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps400 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.52pt\"></span></span><span class=\"ps5993\">0,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps325 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-905f4ea6 ps14\">Veroneuvonta</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5997 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.91pt\"></span></span><span class=\"ps5994\">0,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps407 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:39.66pt\"></span></span><span class=\"ps3847\">0,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps332 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-905f4ea6 ps14\">Muut palvelut</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5998 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:47.91pt\"></span></span><span class=\"ps5994\">0,0<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps516_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.52pt\"></span></span><span class=\"ps5993\">0,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1121 ss294\"><div><div class=\"ps299 ss293\"><span class=\"f charStyle-7f1eb124 ps14\">Yhteens\u00e4</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps5999 ss242_1\"><div><div class=\"ps299 ss241_1\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:52.29pt\"></span></span><span class=\"ps1020\">1,1<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps414_1 ss68\"><div><div class=\"ps299 ss64\"><span class=\"f charStyle-7f1eb124\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:42.43pt\"></span></span><span class=\"ps6000\">1,2<span style=\"display:inline-block;height:6.4pt;width:3.56pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps6001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Vuosina 2025 ja 2024 tilintarkastusyhteis\u00f6 Deloitte Oy on toiminut tilintarkastajana.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-319": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">36 SIJOITUKSET TYT\u00c4RYRITYKSISS\u00c4<span id=\"i5fd55f1f18ae46eca45c1d596f0eb4ce\"></span></span></div><div class=\"ps2643 ss0\"><div class=\"ss419_1 ws0 ps77\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:240pt\"></td><td style=\"padding:0;width:78.75pt\"></td><td style=\"padding:0;width:78.75pt\"></td><td style=\"padding:0;width:78.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps6121 ss418_1\"><div><div class=\"ps299 ss416_1\"><span class=\"f charStyle-7f1eb124 ps6120\">2025</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;padding:0\"><div class=\"ps6123 ss418_1\"><div><div class=\"ps299 ss416_1\"><span class=\"f charStyle-7f1eb124 ps6122\">2024</span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps304 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-7f1eb124 ps14\">Nimi</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6005 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-7f1eb124 ps6004\">Kotimaa</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6007 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-7f1eb124 ps6006\">Omistusosuus (%)</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1015_1 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-7f1eb124 ps6006\">Omistusosuus (%)</span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps6008 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Henkivakuutusosakeyhti\u00f6 </span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps6010 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps6011 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:1pt solid #000000;padding:0\"><div class=\"ps6012 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2151 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Asset Management Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6013 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6014 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6015 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3771 ss443\"><div><div class=\"ps299 ss442\"><span class=\"f charStyle-eb5b806b ps14\">Mandatum Asset Management Palvelut Oy</span><span class=\"f charStyle-13f55882 ps6016\"><sup>1</sup></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6017 ss418_1\"><div><div class=\"ps299 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6018 ss418_1\"><div><div class=\"ps299 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6019 ss418_1\"><div><div class=\"ps299 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1289 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Life Fund Management S.A.</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6021 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps1739\">Luxemburg</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6022 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6023 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3118 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Investment Management S.a.r.l</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6025 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps1739\">Luxemburg</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6026 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6028 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps887 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum AM AIFM Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6029 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6030 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1067_1 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1745 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Incentives Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6032 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6033 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6034 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6036 ss415_1\"><div><div class=\"ps297 ss442\"><span class=\"f charStyle-eb5b806b ps14\">Mandatum Life Palvelut Oy</span><span class=\"f charStyle-13f55882 ps6035\"><sup>2</sup></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6037 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6038 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6039 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3788 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Life Private Equity GP Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6040 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6042 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57pt\"></span></span><span class=\"ps6041\">88,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6043 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57pt\"></span></span><span class=\"ps6041\">88,1<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6044 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Life Vuokratontit I GP Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6045 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6046 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6047 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2533 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Resi I Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6048 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6049 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6050 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4152 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">MAM Growth Equity II GP Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6051 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6052 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:62.12pt\"></span></span><span class=\"ps797\">55<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6053 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:61.97pt\"></span></span><span class=\"ps761_1\">85<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2207 ss415_1\"><div><div class=\"ps6003 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Mandatum Life Vuokratontit II Oy</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6054 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6055 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6056 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3803 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Asunto Oy Espoon Aallonhuippu 9</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6059 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6060 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6061 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4110 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Asunto Oy Espoon Aapelinkatu 6</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6063 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6064 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6065 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps3489 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Asunto Oy Espoon Matinkatu 8</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6066 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6067 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6068 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1534 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Asunto Oy Vantaan Raiviosuonm\u00e4ki 6</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6070 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6071 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6072 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1469 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Ahti Business Park</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6073 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6074 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6075 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6076 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Helsingin Ratamestarinkatu 7a</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6077 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6078 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6079 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6080 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Helsingin Ratamestarinkatu 7b</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6081 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6082 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6083 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2744_1 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Hyvink\u00e4\u00e4n Sampotalo</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6084 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6085 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:67.68pt\"></span></span><span class=\"ps6027\">\u2013<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6087 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:56.68pt\"></span></span><span class=\"ps6086\">81,4<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2923 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy H\u00e4meenlinnan Karhulinna</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6088 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6089 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6090 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps4785 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy J\u00e4k\u00e4l\u00e4vaara</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6091 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6092 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6093 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2855 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy J\u00e4rvenp\u00e4\u00e4n Asemakatu 4</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6094 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6095 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6096 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps2254 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Kaupintie 5</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6098 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6099 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6100 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6101 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Lepp\u00e4vaaran S\u00e4\u00e4st\u00f6tammi</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6102 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6103 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6104 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6105 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Niittymaanpolku</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6106 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6107 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6108 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps1321 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Oulun Torikatu 21-23</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6109 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6110 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6111 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6112 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Rautalaani</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6113 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6114 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6115 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12pt\"><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6116 ss415_1\"><div><div class=\"ps6057 ss442\"><span class=\"f charStyle-905f4ea6 ps14\">Kiinteist\u00f6 Oy Tampereen Hatanp\u00e4\u00e4nvaltie 18</span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6117 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6 ps6009\">Suomi</span></div></div></div></td><td style=\"background-color:#e9e3dd;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6118 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:0.5pt solid #686868;border-top:0.5pt solid #686868;padding:0\"><div class=\"ps6119 ss417_1\"><div><div class=\"ps6003 ss416_1\"><span class=\"f charStyle-905f4ea6\"><span class=\"ps14\"><span style=\"display:inline-block;height:6.4pt;width:57.6pt\"></span></span><span class=\"ps1062_1\">100<span style=\"display:inline-block;height:6.4pt;width:3.47pt\"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps6124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ab50a037 ps11\">1) Mandatum Asset Management Palvelut Oy sulautui Mandatum Life Palvelut Oy:hyn 31.12.2025.</span></div><span class=\"f charStyle-ab50a037 ps11\">2) Mandatum Life Palvelut Oy vaihtoi nimens\u00e4 Mandatum Palvelut Oy:ksi 31.12.2025</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-321": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">37 OSUUDET KONSOLIDOIMATTOMISSA STRUKTUROIDUISSA <span id=\"i3feddba8af95463681e700e0e86d3f0c\"></span></span></div><div class=\"ps486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">YHTEIS\u00d6ISS\u00c4</span></div><div class=\"ps2088 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-ryhm\u00e4\u00e4n kuuluvat Mandatum Fund Management S.A. ja Mandatum AM AIFM Oy </span></div><div class=\"ps2089 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinnoivat Mandatumin rahastoja, ja Mandatum Private Equity GP, Mandatum Growth Equity </span></div><div class=\"ps1211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">II GP sek\u00e4 kiinteist\u00f6sijoittamiseen liittyv\u00e4 Mandatum Life Vuokratontit I GP hoitavat </span></div><div class=\"ps1192 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin kommandiittiyhti\u00f6muotoisia sijoituksia. Mandatum Fund Management S.A. ja GP-</span></div><div class=\"ps1772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6t k\u00e4ytt\u00e4v\u00e4t hallinnoimissaan rahastoissa ja kommandiittiyhti\u00f6iss\u00e4 salkunhoitajana </span></div><div class=\"ps1773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Asset Management Oy:t\u00e4, ja Mandatum AM AIFM Oy vastaa itse rahastojensa </span></div><div class=\"ps1774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">salkunhoidosta ja muusta hallinnosta.</span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-ryhm\u00e4 saa konsolidoimattomista rahastoista ja kommandiittiyhti\u00f6ist\u00e4 </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinnointipalkkiotuottoja, jotka sis\u00e4ltyv\u00e4t tuloslaskelmassa palkkiotuottoihin. Lis\u00e4ksi </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-ryhm\u00e4 saa konsolidoimattomista rahastoista ja kommandiittiyhti\u00f6ist\u00e4 sijoittajana </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoja, jotka on merkitty sijoitustoiminnan tuottoihin sen mukaan, mihin tase-er\u00e4\u00e4n </span></div><div class=\"ps1191 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitukset on taseessa merkitty. Mandatum-ryhm\u00e4n sijoitukset Mandatum Fund Management </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">S.A:n ja Mandatum AM AIFM Oy:n hallinnoimiin rahastoihin ja GP-yhti\u00f6iden hallinnoimiin </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kommandiittiyhti\u00f6ihin 31.12.2025 olivat yhteens\u00e4 3,5 (2,7) miljardia euroa. Sijoitukset esitet\u00e4\u00e4n </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin tilinp\u00e4\u00e4t\u00f6ksess\u00e4 sijoitusomaisuudessa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-320": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">37 OSUUDET KONSOLIDOIMATTOMISSA STRUKTUROIDUISSA <span id=\"i3feddba8af95463681e700e0e86d3f0c\"></span></span></div><div class=\"ps486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps11\">YHTEIS\u00d6ISS\u00c4</span></div><div class=\"ps2088 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-ryhm\u00e4\u00e4n kuuluvat Mandatum Fund Management S.A. ja Mandatum AM AIFM Oy </span></div><div class=\"ps2089 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinnoivat Mandatumin rahastoja, ja Mandatum Private Equity GP, Mandatum Growth Equity </span></div><div class=\"ps1211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">II GP sek\u00e4 kiinteist\u00f6sijoittamiseen liittyv\u00e4 Mandatum Life Vuokratontit I GP hoitavat </span></div><div class=\"ps1192 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatumin kommandiittiyhti\u00f6muotoisia sijoituksia. Mandatum Fund Management S.A. ja GP-</span></div><div class=\"ps1772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">yhti\u00f6t k\u00e4ytt\u00e4v\u00e4t hallinnoimissaan rahastoissa ja kommandiittiyhti\u00f6iss\u00e4 salkunhoitajana </span></div><div class=\"ps1773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum Asset Management Oy:t\u00e4, ja Mandatum AM AIFM Oy vastaa itse rahastojensa </span></div><div class=\"ps1774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">salkunhoidosta ja muusta hallinnosta.</span></div><div class=\"ps1776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-ryhm\u00e4 saa konsolidoimattomista rahastoista ja kommandiittiyhti\u00f6ist\u00e4 </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">hallinnointipalkkiotuottoja, jotka sis\u00e4ltyv\u00e4t tuloslaskelmassa palkkiotuottoihin. Lis\u00e4ksi </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-ryhm\u00e4 saa konsolidoimattomista rahastoista ja kommandiittiyhti\u00f6ist\u00e4 sijoittajana </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">tuottoja, jotka on merkitty sijoitustoiminnan tuottoihin sen mukaan, mihin tase-er\u00e4\u00e4n </span></div><div class=\"ps1191 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">sijoitukset on taseessa merkitty. Mandatum-ryhm\u00e4n sijoitukset Mandatum Fund Management </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">S.A:n ja Mandatum AM AIFM Oy:n hallinnoimiin rahastoihin ja GP-yhti\u00f6iden hallinnoimiin </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">kommandiittiyhti\u00f6ihin 31.12.2025 olivat yhteens\u00e4 3,5 (2,7) miljardia euroa. Sijoitukset esitet\u00e4\u00e4n </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps11\">Mandatum-konsernin tilinp\u00e4\u00e4t\u00f6ksess\u00e4 sijoitusomaisuudessa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-322": {
   "value": "<div class=\"ps89 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-972b469f ps524\">38 TILIKAUDEN P\u00c4\u00c4TTYMISEN J\u00c4LKEISET TAPAHTUMAT<span id=\"ia209cb4bc9b44d74892d6a9a7131f1ec\"></span></span></div><div class=\"ps529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatum tiedotti 23.1.2026, ett\u00e4 Tanskan valvontaviranomainen Finanstilsynet on ilmoittanut </span></div><div class=\"ps530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">m\u00e4\u00e4r\u00e4nneens\u00e4 Saxo Bankille 313 miljoonan Tanskan kruunun (DKK) suuruisen hallinnollisen </span></div><div class=\"ps531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">seuraamusmaksun rahanpesun est\u00e4misen prosesseihin keskittyneen tarkastuksen perusteella. </span></div><div class=\"ps532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Tarkastuksessa ei havaittu rahanpesutapauksia tai merkkej\u00e4 rahanpesusta. Mandatum Oyj </span></div><div class=\"ps533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kertoi 10.3.2025 julkaisemassaan p\u00f6rssitiedotteessa myyv\u00e4ns\u00e4 kaikki omistamansa Saxo Bank </span></div><div class=\"ps534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">A/S:n osakkeet. Osana myyntineuvotteluja kaupan osapuolet sopivat </span></div><div class=\"ps557 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">kauppahintamekanismista, jonka mukaan mahdollisen seuraamusmaksun kustannukset </span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikuttavat Saxo Bankin osakkeiden arvoon. Kauppakirjan mukaisesti seuraamusmaksun </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">vaikutuksesta Mandatumille kaupan toteutuessa maksettavaan kauppahintaan kohdistuva </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">suhteellinen v\u00e4hennys oli noin 8 miljoonaa euroa. Kauppahinnan oikaisulla ei odotettu olevan </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">olennaista vaikutusta Mandatumin tulokseen kaupan toteutuessa.</span></div><div class=\"ps656 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Mandatumin omistamien Saxo Bank A/S:n osakkeiden myynti toteutui 2.3.2026. Mandatum </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Oyj tiedotti 10.3.2025 myyv\u00e4ns\u00e4 kaikki omistamansa Saxo Bank A/S:n osakkeet Bank J. Safra </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">Sarasin AG:lle. Kaupan toteutuminen oli ehdollinen tiettyjen tavanomaisten viranomais- ja </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">muiden hyv\u00e4ksynt\u00f6jen saamiselle. Kaikki tarvittavat hyv\u00e4ksynn\u00e4t kaupalle on saatu, ja kauppa </span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">toteutui 2.3.2026. Mandatumin saama kauppahinta\u00a0 kaupassa oli noin 308 miljoonaa euroa. </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">10.3.2025 tiedotetusta alkuper\u00e4isest\u00e4 kauppahinnasta on v\u00e4hennetty tiettyj\u00e4 </span></div><div class=\"ps568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osakekauppakirjan mukaisia eri\u00e4, kuten Mandatumin 23.1.2026 tiedottama noin 8 miljoonan </span></div><div class=\"ps569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">euron kauppahintaa v\u00e4hent\u00e4v\u00e4 oikaisu, joka johtui Saxo Bankille m\u00e4\u00e4r\u00e4tyst\u00e4 </span></div><div class=\"ps657 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">seuraamusmaksusta. Yhti\u00f6 maksoi saamillaan varoilla takaisin 200 miljoonan euron </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">pankkilainan, joka otettiin rahoittamaan Saxo Bankin osakkeiden hankinta Sampo Oyj:lt\u00e4 </span></div><div class=\"ps571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">osittaisjakautumisen yhteydess\u00e4. Kaupalla ei ole olennaista tulosvaikutusta </span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">j\u00e4rjestelykustannukset huomioiden. Jos kauppa olisi toteutunut 31.12.2025, Mandatumin pro </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">forma -vakavaraisuussuhde ilman vastuuvelan siirtym\u00e4s\u00e4\u00e4nn\u00f6st\u00e4 olisi 31.12.2025 kasvanut 169 </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-eb5b806b ps524\">prosentista noin 197 prosenttiin laskeneen vakavaraisuusp\u00e4\u00e4omavaatimuksen seurauksena.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "fi",
    "entity": "scheme:743700OAJK6L28Y2NN56",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  }
 }
}